<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF BAYSTATE BANCORP, INC. AT AND FOR THE  QUARTER ENDED
JUNE 30, 1998 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS
</LEGEND>
<MULTIPLIER>                                   1,000
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                            MAR-31-1999
<PERIOD-START>                               APR-01-1998
<PERIOD-END>                                 JUN-30-1998
<CASH>                                             3,852
<INT-BEARING-DEPOSITS>                           204,011
<FED-FUNDS-SOLD>                                  17,900
<TRADING-ASSETS>                                       0
<INVESTMENTS-HELD-FOR-SALE>                       20,612
<INVESTMENTS-CARRYING>                             3,943
<INVESTMENTS-MARKET>                               3,956
<LOANS>                                          231,053
<ALLOWANCE>                                        2,483
<TOTAL-ASSETS>                                   287,617
<DEPOSITS>                                       204,547
<SHORT-TERM>                                      16,561
<LIABILITIES-OTHER>                                2,420
<LONG-TERM>                                            0
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<COMMON>                                              25
<OTHER-SE>                                        64,064
<TOTAL-LIABILITIES-AND-EQUITY>                   287,617
<INTEREST-LOAN>                                    4,652
<INTEREST-INVEST>                                    238
<INTEREST-OTHER>                                     527
<INTEREST-TOTAL>                                   5,417
<INTEREST-DEPOSIT>                                 2,242
<INTEREST-EXPENSE>                                   216
<INTEREST-INCOME-NET>                              2,959
<LOAN-LOSSES>                                         50
<SECURITIES-GAINS>                                     0
<EXPENSE-OTHER>                                    2,067
<INCOME-PRETAX>                                      917
<INCOME-PRE-EXTRAORDINARY>                           514
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                         514
<EPS-PRIMARY>                                       0.22
<EPS-DILUTED>                                       0.22
<YIELD-ACTUAL>                                      7.81
<LOANS-NON>                                        2,030
<LOANS-PAST>                                           0
<LOANS-TROUBLED>                                       0
<LOANS-PROBLEM>                                        0
<ALLOWANCE-OPEN>                                   2,513
<CHARGE-OFFS>                                         80
<RECOVERIES>                                           0
<ALLOWANCE-CLOSE>                                  2,483
<ALLOWANCE-DOMESTIC>                               2,483
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                                0
                                               


</TABLE>