UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

Form 10-QSB

|[ X ]  | Quarterly report pursuant section 13 or 15(d) of the Securities Exchange Act of 1934
For the quarterly period ended October 31, 2002                     
|------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------
|[    ] | Transition report pursuant section 13 or 15(d) of the Securities Exchange Act of 1934
For the transition period from ________________ to ________________
|       | Commission file number 0-29067                                                                                                                           

Most Home Corp.

|Nevada 
(State of Incorporation) | 98-0173359
(I.R.S. Employer Identification No.)
|-------------------------------- | -----------------------------------------------



MarketU Inc.101 - 20145 Stewart Crescent, Maple Ridge, BC  V2X 0T6
(Former name, former address and former fiscal year, if changed since last report)

Check whether the issuer (1) filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act during the past 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes [ X ] No [   ]

As of December 10, 2002 the Company had 15,505,847 outstanding shares of Common Stock.  This amount excludes 2,871,559 shares of common stock issuable upon the conversion of 2,871,559 Series A Preferred shares.



























Interim Consolidated Financial Statements of



MOST HOME CORP. (formerly MarketU Inc.)

(Expressed in U.S. Dollars)



Three months ended October 31, 2002

(Unaudited)





























MOST HOME CORP. (formerly MarketU Inc.)

|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | October 31, 2002(Unaudited)                          | July 31, 2002                                               
|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ---------------------------------------------------- | ------------------------------------------------------------
|Assets                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |                                                      |                                                             
|Current assets:
  Cash
  Accounts receivable, net of allowance of $nil 
    (July 31 - $nil)
  Prepaid expenses
  Security deposits                                                                                                                                                                                                                                                                                                                                                                                                                                                          | $   104,650
59,994
26,21715,008                      | $         -
62,123
30,31514,751                             
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 205,869                                              | 107,189                                                     
|Due from related parties (Note 4)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            | 100,968                                              | 112,005                                                     
|Goodwill and intangible assets (Note 5)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 606,896                                              | 608,787                                                     
|Fixed assets (Note 6)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 108,766                                              | 96,929                                                      
|Web site development                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 97,905                                               | 74,757                                                      
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | $ 1,120,404                                          | $ 999,667                                                   
|Liabilities and Stockholders' Equity                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |                                                     
|Current liabilities:
  Bank indebtedness
  Accounts payable and accrued liabilities
  Unearned revenue
  Payable to related parties (Note 7)                                                                                                                                                                                                                                                                                                                                                                                                                                                 | $          -
358,443 
168,86661,615                  | $    1,219
500,080
152,36575,334                            
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 588,924                                              | 728,998                                                     
|Stockholders' equity:
  Common stock, par value $0.001 per share 
   (Issued 15,505,847; July 31, 2002 - 12,090,125)
  Additional paid-in capital - common stock
  Series A preferred stock, par value $0.001 per 
    share (Issued - 2,871,559, July 31, 2002 -
    2,871,559)
  Additional paid-in capital - Series A preferred stock
  Series B preferred stock, par value $0.001 per 
    share (Issued - Nil; July 31, 2002 - 666,667)
  Additional paid-in capital - Series B preferred stock
  Deficit
  Accumulative other comprehensive income:
    Cumulative exchange adjustment | 15,506
2,155,457
2,872
481,704
-
-
(2,141,459)17,400 | 12,090
1,655,129
2,872
481,704
667
156,119
(2,058,025)20,113
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 531,480                                              | 270,669                                                     
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | $ 1,120,404                                          | $   999,667                                                 

See accompanying notes to interim consolidated financial statements.



MOST HOME CORP. (formerly MarketU Inc.)

|                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | Three months ended October 31, 2002                                                                            | Three months ended October 31, 2001                                                                             
|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | -------------------------------------------------------------------------------------------------------------- | ----------------------------------------------------------------------------------------------------------------
|Revenue:
  Referral fees
  Membership dues
  ClientBuilderTM revenue
  Miscellaneous revenue                                                                                                                                                                                                                                                                                                                                                                               | $  230,276 
81,433
1,4522,396
315,557                                                                          | $  164,877
40,702
-7,982
213,561                                                                                
|Direct costs:
  Courier
  Credit card
  Telephone
  Wages and benefits                                                                                                                                                                                                                                                                                                                                                                                                    | 1,284
2,864
7,48897,037
108,673                                                                                | 333
2,219
7,24083,084
92,876                                                                                    
|Gross margin                                                                                                                                                                                                                                                                                                                                                                                                                                                              | 206,884                                                                                                        | 120,685                                                                                                         
|General and administrative expenses:
  Advertising and promotion
  Amortization - capital costs
                  - goodwill and intangibles
  Bank charges and interest
  Computer services
  Insurance and licensing
  Investor relations and marketing
  Office lease
  Office supplies
  Professional fees
  Maintenance and utilities
  Management fees
  Stock transfer and filings
  Telephone
  Travel
  Website development and maintenance
  Wages and benefits | 79
13,961
1,891
1,462
4,192
3,596
5,533
10,145
8,132
26,048
5,737
92,000
563
2,342
17,102
26,35271,183
290,318 | 2,402
7,292
1,891
1,188
1,983
1,727
6,190
6,751
3,771
31,234
1,750
49,507
1,834
1,256
8,935
28,98351,773
208,467
|Net loss for the period                                                                                                                                                                                                                                                                                                                                                                                                                                                   | $ (83,434)                                                                                                     | $ (87,782)                                                                                                      
|Net loss per common share, basic and diluted                                                                                                                                                                                                                                                                                                                                                                                                                              | $ (0.00)                                                                                                       | $ (0.01)                                                                                                        
|Weighted average common shares, basic and diluted                                                                                                                                                                                                                                                                                                                                                                                                                         | 17,477,251                                                                                                     | 14,292,119                                                                                                      

See accompanying notes to interim consolidated financial statements.



MOST HOME CORP. (formerly MarketU Inc.)

|                                                                                                           | Common stock | Additional Paid-in Capital - common stock | Series A preferred stock | Additional Paid-in Capital - Series A preferred stock | Series B preferred stock | Additional Paid-in Capital - Series B preferred stock | Accumulated Other Comprehen-sive Income | AccumulatedDeficit | Total Share-holders' Equity
|---------------------------------------------------------------------------------------------------------- | ------------ | ----------------------------------------- | ------------------------ | ----------------------------------------------------- | ------------------------ | ----------------------------------------------------- | --------------------------------------- | ------------------ | ---------------------------
|Shares                                                                                                     | Amount       |                                           | Shares                   | Amount                                                | Shares                   | Amount                                               
|Balance, July 31, 2002                                                                                     | 12,090,125   | $ 12,090                                  | $ 1,655,129              | 2,871,559                                             | $ 2,872                  | $ 481,704                                             | 666,667                                 | $ 667              | $ 156,119                  
|Warrants issued as compensation for services on August 28, 2002, at fair value of $0.08 per warrant issued | -            | -                                         | 50,000                   | -                                                     | -                        | -                                                     | -                                       | -                  | -                          
|Common stock issued to settle debt on August 28, 2002, at approximately $0.13 per share                    | 120,850      | 121                                       | 16,003                   | -                                                     | -                        | -                                                     | -                                       | -                  | -                          
|Common stock issued for cash on August 28, 2002 at $0.15 per share, net of issuance costs of $2,500        | 2,500,000    | 2,500                                     | 245,000                  | -                                                     | -                        | -                                                     | -                                       | -                  | -                          
|Common stock issued to settle debt on September 24, 2002 at $0.26 per share                                | 128,205      | 128                                       | 33,206                   | -                                                     | -                        | -                                                     | -                                       | -                  | -                          
|Deemed conversion of series B preferred shares to common stock on October 19, 2002                         | 666,667      | 667                                       | 156,119                  | -                                                     | -                        | -                                                     | (666,667)                               | (667)              | (156,119)                  
|Comprehensive loss:
 Translation adjustment                                                                | --           | --                                        | --                       | --                                                    | --                       | --                                                    | --                                      | --                 | --                         
|Loss for the period                                                                                        |              |                                           |                          |                                                       |                          |                                                       |                                         |                    |                            
|Balance, October 31, 2002                                                                                  | 15,505,847   | $ 15,506                                  | $ 2,155,457              | 2,871,559                                             | $ 2,872                  | $ 481,704                                             | -                                       | $  -               | $  -                       

See accompanying notes to interim consolidated financial statements

MOST HOME CORP. (formerly MarketU Inc.)

|                                                                                                                                                                                                                                                                                                                                                                                                                                                             | Three months ended October 31, 2002                                             | Three months ended October 31, 2001                           
|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | ------------------------------------------------------------------------------- | --------------------------------------------------------------
|Cash flows from operating activities:
  Loss for the period
  Items not involving cash:
    Amortization
    Amortization of web site development costs
    Stock-based compensation
    Warrants issued for services
    Changes in operating asset and liabilities:
    Accounts receivable
    Prepaid expenses
    Security deposits 
    Accounts payable and accrued liabilities
    Unearned revenue
    Other, including unrealized foreign exchange | $    (83,434)
15,852
17,678
-
50,000
  2,129
4,098
(257)
(92,179)
16,501(2,713) | $    (87,782)
9,183
18,930
1,238
109
(3,702)
607
(132)
16,301-
|Net cash used in operating activities                                                                                                                                                                                                                                                                                                                                                                                                                        | (72,325)                                                                        | (45,248)                                                      
|Cash flows from investing activities:
   Acquisition of fixed assets
   Web site development                                                                                                                                                                                                                                                                                                                                                                 | (25,798)(40,826)                                                                | (26,010)(41,242)                                              
|Net cash used in investing activities                                                                                                                                                                                                                                                                                                                                                                                                                        | (66,624)                                                                        | (67,252)                                                      
|Cash flows from financing activities:
   Net proceeds from issuances of and 
     subscriptions for common stock
   Net proceeds from issuances of and 
     subscriptions for preferred stock
Repayment of bank indebtedness
   Advances from related parties
   Advances to related parties                                                                                                                                                                | 247,500
-
(1,219)
1,037(3,719)                                                  | -
96,786
-
14,183(15,716)                                     
|Net cash provided by financing activities                                                                                                                                                                                                                                                                                                                                                                                                                    | 243,599                                                                         | 95,253                                                        
|Increase (decrease) in cash                                                                                                                                                                                                                                                                                                                                                                                                                                  | 104,650                                                                         | (17,247)                                                      
|Cash, beginning of period                                                                                                                                                                                                                                                                                                                                                                                                                                    | -                                                                               | 21,463                                                        
|Cash, end of period                                                                                                                                                                                                                                                                                                                                                                                                                                          | $   104,650                                                                     | $      4,216                                                  
|Supplementary cash flow information:
   Interest paid
   Taxes paid
   Non-cash activities:
      Deemed dividends on preferred stock
      Warrants issued to settle accounts payable                                                                                                                                                                                                                                                                       | $
$
$
$                                                                         | 640
-
-
49,458                                                

See accompanying notes to interim consolidated financial statements.

MOST HOME CORP. (formerly MarketU Inc.)



1.  General operations:

Most Home Corp. (the "Company" or "Most Home") was incorporated under the laws of the State of Nevada on June 4, 1997.  On April 28, 2000, the Company acquired two Canadian corporations Most Referred Real Estate Agents Inc. and Home Finders Realty Ltd. (the "acquired companies") in a transaction that was accounted for as a purchase of the companies. Prior to the purchase, the Company was in the development stage as it was devoting substantially all of its efforts to the identification and development of new business opportunities. On July 31, 2001 the acquired companies merged into Most Referred Real Estate Agents Inc. (collectively "Most ReferredTM").   On March 11, 2002, the shareholders of the Company approved a change in the name of the Company to Most Home Corp.

Following the purchase transaction described above, the Company's primary business activity is providing a service that allows real estate professionals and the general public to find customer service oriented real estate agents in North American cities through the Company's web sites MOSTREFERRED.COMTM and related web sites.

These consolidated financial statements have been prepared on a going concern basis in accordance with generally accepted accounting principles in the United States of America. The going concern basis of presentation assumes the Company will continue in operation for the foreseeable future and will be able to realize its assets and discharge its liabilities and commitments in the normal course of business. Certain conditions, discussed below, currently exist that raise substantial doubt upon the validity of this assumption. The financial statements do not include any adjustments that might result from the outcome of this uncertainty.

Operations to date have primarily been financed through the issuance of common and preferred stock. The Company suffered recurring losses from operations and negative cash flows from operations and at October 31, 2002 has an accumulated deficit of $2,141,459. The Company does not have sufficient working capital to sustain operations until October 31, 2003. Additional debt or equity financing of approximately $575,000 will be required and may not be available on reasonable terms. If sufficient financing cannot be obtained, the Company may be required to reduce operating activities. Management's intention is to generate sufficient financing through one or more private placements of the Company's common or preferred stock. Management continues to seek additional private placements.

2.  Significant accounting policies:

The interim consolidated financial statements of the Company have been prepared in accordance with generally accepted accounting principles in the United States.

(a)   Consolidation:

The interim consolidated financial statements include the accounts of the Company and its subsidiaries: Most Referred Real Estate Agents Inc., 604587 British Columbia Ltd. and AMRR.com, Inc.

All significant inter-company balances and transactions have been eliminated in the interim consolidated financial statements.

MOST HOME CORP. (formerly MarketU Inc.)





2.  	Significant accounting policies (continued):

(b)   Use of estimates:

The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, and disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenues and expenses for the reporting periods. Actual results could differ from these estimates.

(c)   Basis of presentation:

The accompanying unaudited financial statements have been prepared in accordance with the instructions to Form 10-QSB and Item 310 (b) of Regulation S-B, and, therefore, do not include all information and footnotes necessary for a complete presentation of financial position, results of operations, cash flows, and stockholders' equity in conformity with generally accepted accounting principles. In the opinion of management, all adjustments considered necessary for a fair presentation of the results of operations and financial position have been included and all such adjustments are of a normal recurring nature. Readers of these financial statements should read the annual audited financial statements of the Company filed on Form 10-KSB in conjunction herewith. Operating results for the three months ended October 31, 2002 are not necessarily indicative of the results that can be expected for the year ending July 31, 2003.

(d)   Net loss per share:

Basic net loss per share is computed using the weighted average number of common shares outstanding during the period. Loss available to common shareholders is increased by dividends on preferred stock earned in the period. Common shares issuable for little or no cash consideration upon the exchange of preferred shares are included in basic net loss per share. Diluted loss per share is computed using the weighted average number of common stock and potentially dilutive common stock outstanding during the period. As the Company has a net loss in the periods presented, basic and diluted net loss per share are the same.

3.   Capital stock:

(a)   Authorized:

| | 250,000,000
100,000,000
3,500,000
   3,500,000
   1,750,000
   91,250,000 |  | Common shares par value of $0.001 per share
Preferred shares par value of $0.001 per share,  designated as follows:
   Series A preferred shares, par value of $0.001 per share
   Series B preferred shares, par value of $0.001 per share
   Series C preferred shares, par value of $0.001 per share
   Unissued and undesignated
| | ------------------------------------------------------------------------- |  | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



MOST HOME CORP. (formerly MarketU Inc.)



3.   	Capital stock: (continued)

The following table sets forth information concerning options granted:

| | Date Granted                                | Number ofOptions Granted | Weighted AverageExercise Price
| | ------------------------------------------- | ------------------------ | ------------------------------
| | Balance, July 31, 2002,and October 31, 2002 | 1,799,000                | $0.30                         

All options are exercisable except as noted below:

Options outstanding at October 31, 2002 are as follows:

| | Number of Shares                 | Expiry Date                                                     | Exercise Price          
| | -------------------------------- | --------------------------------------------------------------- | ------------------------
| | 524,000
715,000
  60,000
500,000 | August 1, 2003
June 1, 2003
December 10, 2003
December 10, 2003 | $0.43
$0.25
$0.25
$0.251

1

(c)   The following table sets forth information concerning warrants granted:

| | Date Granted                                                         | Number ofWarrants Granted | Weighted AverageExercise Price
| | -------------------------------------------------------------------- | ------------------------- | ------------------------------
| | Balance, July 31, 2002                                               | 3,300,227                 | $0.30                         
| | Expired:
    None
Issuances:
    August 28, 2002
    August 28, 2002 | -
1,250,000625,000        | -
$0.15$0.15                  
| | Balance, October 31, 2002                                            | 5,175,227                 | $0.24                         











MOST HOME CORP. (formerly MarketU Inc.)



3.   Capital stock (continued):

As of October 31, 2002 the Company had outstanding warrants for the purchase of common shares as follows:

| | Number of shares                                                                                     | Exercise Price                                  | Expiry Date                                                                                                                             
| | ---------------------------------------------------------------------------------------------------- | ----------------------------------------------- | ----------------------------------------------------------------------------------------------------------------------------------------
| | 1,566,893 
   333,334 
   200,000 
   150,000 
   375,000 
   375,000 
   300,0001,875,000
5,175,227 | $0.30
$0.25
$0.25
$0.25
$0.25
$0.40
$0.32
$0.15 | October 18, 2003  
October 18, 2003 
December 22, 2002 
May 28, 2004  
July 12, 2004  
March 20, 2005 
January 28, 2007 
August 28, 2005

(d)  Share Issuances and shares to be issued:

During the three-month period ended October 31, 2002 the following share transactions occurred:

1. On August 22, 2002 the Company signed a subscription agreement for the sale of 2,500,000 units at a price of $0.10 per unit for an aggregate purchase price of $250,000. Each unit consists of one common share in the capital stock of the Company and one-half of one non-transferable share purchase warrant. Each warrant will entitle the holder to purchase one common share in the capital stock of the Company at a price of $0.15 per share. The subscription closed on August 28, 2002 and the Company received net proceeds of $247,500. The warrants expire three years from the date of their issuance.
2. On August 28, 2002, the company issued 625,000 common share purchase warrants. Each warrant entitles the warrant holder to purchase one common share at $0.15 per share. The warrants were issued for future services and vested immediately. Compensation expense of $50,000 was recorded under management fees in the current period.
3. On August 28, 2002 the Company issued 120,850 common shares to a consultant for services previously rendered as settlement of outstanding amounts due.  The deemed value of the stock issued is $16,124.
4. On October 19, 2002 the outstanding Series B preferred stock of the Company were deemed to have been converted into common shares pursuant to the original subscription agreement dated September 21, 2001.  As of December 3, 2002, the common shares have not been issued, as the Company is waiting for the return of the Series B preferred stock certificate from the investor.

MOST HOME CORP. (formerly MarketU Inc.)



3.   Capital stock (continued):

(d)  Share Issuances and shares to be issued (continued):





4.   Due from related parties:

| |                                | October 31, 2002(Unaudited) | July 31, 2002            
| | ------------------------------ | --------------------------- | -------------------------
| | 612559 B.C. Ltd.
Bill Coughlin | $  16,08084,888
$ 100,968   | $  28,35783,648
$ 112,005



The amount due from 612559 B.C. Ltd. ("612559") bears interest at 7.5%, has no specified terms of repayment and is unsecured. 612559 is a registered shareholder in the Company. Two directors and one officer of the Company are also directors and officers of 612559.

The amount due from Bill Coughlin is without interest, has no specified terms of repayment and is unsecured.  Mr. Coughlin is a shareholder and a former director of the Company.

The amount due from Mr. Coughlin arose due to Most ReferredTM funding certain expenditures pertaining to Mr. Coughlin prior to the purchase of Most ReferredTM and payment of certain personal expenses in 2001.  Pursuant to a verbal agreement between the Company and Mr. Coughlin, the amount due is to be repaid from proceeds received by Mr. Coughlin from sales of the Company's common shares in the open market.  At October 31, 2002 Mr. Coughlin held common shares having a market value in excess of the amount due.













MOST HOME CORP. (formerly MarketU Inc.)





5.   Goodwill and intangible assets:

| |                                                         | October 31, 2002(Unaudited) | July 31, 2002              
| | ------------------------------------------------------- | --------------------------- | ---------------------------
| | Cost
  Goodwill
  Intangible assets                     | $ 996,08537,823
1,033,908   | $ 996,08537,823
1,033,908  
| | Accumulated amortization
  Goodwill
  Intangible assets | (415,035)(11,977)
(427,012) | (415,035)(10,086)
(425,121)
| | Net book value                                          | $ 606,896                   | $ 608,787                  

6.  Fixed assets:

| |                                                                                                                         | October 31 2002(Unaudited)                         | July 31 2002                                     
| | ----------------------------------------------------------------------------------------------------------------------- | -------------------------------------------------- | -------------------------------------------------
| | Cost:
  Vehicle
  Computer hardware
  Computer software
  Leasehold improvements
  Office equipment                     | $    1,926
108,886
50,016
30,08620,926
211,840     | $     1,895  
101,248
41,570
20,46119,220
184,574
| | Accumulated amortization:
  Vehicle
  Computer hardware
  Computer software
  Leasehold improvements
  Office equipment | (453)
(46,159)
(19,765)
(19,534)(17,163)
(103,074) | (284)
(39,372)
(15,164)
(18,928)(13,897)
(87,645)
| | Net book value                                                                                                          | $  108,766                                         | $   96,929                                       





MOST HOME CORP. (formerly MarketU Inc.)



7.  Payable to related parties:

| |                                                                                                                                                                                                                                                                                   | October 31 2002(Unaudited) | July 31 2002                  
| | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | -------------------------- | ------------------------------
| | MGA Connectors Ltd. ("MGA"), without interest 
  or specified terms of repayment, unsecured
Khachik Toomian, without interest or specific
  terms of repayment, unsecured
Due to Marketu Communications Ltd.
("Marketu"), without interest or fixed terms of repayment, unsecured | $ 26,615
35,000
-
$ 61,615 | $ 39,239
35,000
1,095
$ 75,344

An officer of the Company is also an officer of MGA.

Khachik Toomian is a shareholder of the Company, owning in excess of 10% of the issued and outstanding common shares.

Marketu is a shareholder of the Company through 612559 B.C. Ltd., which owns in excess of 10% of the issued and outstanding common shares.  Two directors and two officers of the Company are also directors and officers of Marketu.



8.  Comparative figures:

Certain of the comparative figures have been reclassified to conform to the current period's presentation.













Item 2.  Management's Discussion and Analysis or Plan of Operations

Overview

The business of the Company is twofold: that which is being conducted by Most Referred Real Estate Agents Inc., the Company's wholly-owned subsidiary and sales of its ClientBuilder for BrokersTM and ClientBuilder for AgentsTM web services products.

Established in 1997, Most ReferredTM is a licensed real estate company engaged in the business of generating and qualifying real estate leads, for a network of over 5,000 peer-selected real estate agents, in some 2600 regions across the United States and Canada.

The Company provides a service, which allows a homebuyer or seller to locate a well-respected, local real estate agent to assist in the real estate transaction. In most cases, the potential customer is not familiar with real estate agents in the city where they plan to relocate. The Company's referral services are available through its MOSTREFERRED.COMTM and related web sites, or by phoning a 1-800-414-5655 hotline.

Most ReferredTM provides both the consumer and the real estate agent with time and money saving services. Consumers benefit through access to the most reputable and trusted agents, property listings and a timely response to their enquiries. Agents benefit from Most ReferredTM's proprietary Lead Management System ("LMS"), which includes: lead generation, qualification, management and referral capabilities. Most ReferredTM is positioned for growth through the expansion of its real estate agent network and the development and delivery of innovative services to the consumer.

Most ReferredTM generates revenue through referral fees and from the sale of memberships. Referral fees are earned when a customer buys or sells a house through a member real estate agent. Memberships are available to licensed real estate agents who have been nominated by their peers, based on a strong reputation in their community for providing a high level of customer service.

Beginning in May 2002, the Company initiated sales of its previously announced, private label, web services product, ClientBuilder for BrokersTM. This product builds upon the technologies and services developed for Most ReferredTM and provide the Company with another revenue stream. ClientBuilder for BrokersTM provides real estate brokerage operations with software based, lead development and management tools for their entire agent teams.  While sales of the private label products in the current quarter ended October 31, 2002 have been minimal, the Company expects to earn about $50,000 in development fees in the coming quarter for the setup of ClientBuilder for BrokersTM accounts and close to $10,000 in ClientBuilder for AgentsTM revenues. More significant revenues from these products are expected beginning in the third quarter of  fiscal year 2003.

Operating Review

The Company continues to concentrate on expanding its core referral business, initiating strategic alliances and developing new products.

The Company has experienced steady growth in both its referral business and membership sales as a result of a strong housing market over the past several months. Through revising its processing systems the Company has been able to smooth out its ability to handle lead qualification volumes and improve efficiency.

In terms of strategic alliances, the Company is pursuing relationships with industry participants who offer complimentary products to real estate brokerages in North America.

The recent completion of development on the Company's ClientBuilder for AgentsTM product has freed up its development staff to now concentrate on servicing recently signed ClientBuilder for BrokersTM accounts and enhancing its products with additional features. The ClientBuilder for AgentsTM product will provide real estate agents with a template driven website that incorporates all of the lead development, qualification and management tools available in the ClientBuilder for BrokersTM product.

Item 2.  Management's Discussion and Analysis or Plan of Operations (continued)

Operating Review (continued)

The need for this product derives from the fact that not all brokers are able or willing to provide tools such as ClientBuilder for BrokersTM to their agents.  Revenues from the sale of ClientBuilder for BrokersTM are minimal at this time; however, the Company announced the signing of its first national brokerage account in Canada at the end of October 2002. The Company expects to initiate sales efforts of this product and the ClientBuilder for AgentsTM product into the U.S. market in the forthcoming quarter.

Beyond the development and sale of its products, the Company has achieved close to 50% increase in current quarter revenues over last year while maintaining general operating expenses, exclusive of non-cash stock-based compensation, at near the same level as the prior years' quarter.  At this point, however, the Company does not expect to make any additional significant expense reductions from its previous reductions efforts that commenced in May 2002. The focus of management time has now shifted towards building the business and increasing revenues in anticipation that current expense levels can be maintained until profitability is achieved.

Early in the current quarter, management was able to secure additional investment capital from a private investor that has allowed it to improve its working capital and fund new sales expansion. (see Liquidity and Sources of Capital)

Management continues to work diligently to attract further investment capital to both significantly reduce the Company's working capital deficiency and provide capital for growth and expansion, although such investment is not assured.

Revenues and expenses

Revenues for the quarter ended October 31, 2002 were $315,557 compared to $213,561 for the prior year quarter ended October 31, 2001.  Specific changes to revenue include referral revenues which increased by 39.7% to $230,276 for the three-month period ended October 31, 2002 from referral revenues of $164,877 for the three months ended October 31, 2001. This increase is due to the greater demand for the Company's referral services and further resources being allocated to providing and marketing this service. Membership revenues increased from $40,702 to $81,433, representing an increase of 100.1%. This increase is due to the company's improved website product, in a highly competitive market, increasing sales of websites to real estate agents and Realtors®. Although more resources will be allocated to increasing membership sales, the company continues to focus the majority of its resources on expanding its referral services. The Company began selling and recorded sales of $1,452 for its ClientBuilderTM products, under licensing agreements, during the current quarter ended October 31, 2002.

Gross margin for the quarter ended October 31, 2002 was $206,884 (65.6%) compared to $120,685 (56.5%) for the comparable quarter ended October 31, 2001. This increase in gross margin is due to increased efficiency and improved systems to generate revenue. Although the costs of providing services on an individual sale by sale basis are expected to be reduced in future periods, the Company anticipates hiring additional Realtors® and support staff to meet increasing demand for its services which will increase direct costs and decrease gross margin as revenues lag service efforts. Changes in the sources of revenue of the Company influence the gross margin. As a percentage of revenue, membership sales increased by 6.7% to 25.8% ($81,433) for the quarter ended October 31, 2002 from 19.1% ($40,702) for the quarter ended October 31, 2001. As a percentage of revenue, referral fees decreased to 73.0% ($230,276) for the quarter ended October 31, 2002 from 77.2% ($164,877) for the quarter ended October 31, 2001. This change in revenue mix contributed to the gross margin increased as direct costs associated with membership sales which approximate 30% of gross membership sales, are lower than the direct costs associated with referral fees, which approximate 35% of referral fees. As referral fees continue to grow relative to membership sales the overall gross margins percentage will decrease in the future. The Company is continuing to focus its efforts and resources on its referral services to meet increasing demand.

Item 2.  Management's Discussion and Analysis or Plan of Operations (continued)

Revenues and expenses (continued)

General and administrative expenses were $290,318 during the current quarter compared to $208,467 for the quarter ended October 31, 2001. The increase in expenses is due to the expansion of the Company's operations to meet the increase in demand for its services. Specific changes include wages and benefits, which increased from $51,773 for the quarter ended October 31, 2001, to $71,183 for the quarter ended October 31, 2002. This increase is due to the hiring of additional technical, programming and support staff required to service the increased website traffic and related services. Management fees increased from $49,507 for the quarter ended October 31, 2001 to $92,000 for the quarter ended October 31, 2002. This increase includes $50,000 in stock-based compensation related to warrants issued for future consulting services.

The Company has tested goodwill in accordance with SFAS 142 and determined that no impairment has occurred in the current fiscal year. Goodwill is impaired if the reporting unit's fair value is less than its carrying amount, and if impaired, the company would recognize an impairment loss by writing down the goodwill to its implied fair value. An impairment loss, if any, will be reflected at such time that the Company believes goodwill has become impaired. The Company utilizes the market value of the Company as an indication of the fair value of the reporting unit in the assessment of enterprise level goodwill. Intangibles, consisting of trademarks, are brand name rights related to the purchase of AMRR and are recorded at cost and amortized over 60 months on a straight-line basis. During the three months ended October 31, 2002, $1,891 of amortization was recorded against intangible assets versus $1,891 in for the three months ended October 31, 2001.

Critical accounting policies

The Company's discussion and analysis of its financial condition and results of operations, including the discussion on liquidity and capital resources, are based on its consolidated financial statements that have been prepared in accordance with U.S. generally accepted accounting principles. The preparation of these financial statements requires management to make estimates and judgments that affect reported amounts of assets, liabilities, revenues and expenses, and related disclosure of contingent assets and liabilities. On an ongoing basis, management re-evaluates its estimates and judgments, particularly those related to the determination of the impairment of goodwill and intangible assets. Management bases its estimates and judgments on historical experience, contractual arrangements and commitments and on various other assumptions that it believes are reasonable in the circumstances. Changes in these estimates and judgments will impact the amounts recognized in the consolidated financial statements, and the impact may be material. Management believes the following critical accounting policies require more significant estimates and judgments in the preparation of the consolidated financial statements. The consolidated financial statements have been prepared on the going concern basis, which assumes the realization of assets and liquidation of liabilities in the normal course of operations. If the Company was not to continue as a going concern, it would likely not be able to realize on its assets at values comparable to the carrying value or the fair value estimates reflected in the balances set out in the preparation of the consolidated financial statements. As described elsewhere in this report, at October 31, 2002, there are certain conditions that currently exist which raise substantial doubt about the validity of this assumption. While the Company anticipates raising additional private placement funds to remove the substantial doubt, these private placements are not assured. Failure to raise additional funds may result in the Company curtailing operations or writing assets and liabilities down to liquidation values, or both. Goodwill and indefinite life intangible assets are not amortized and are only written down if impaired. In estimating fair value of goodwill and intangibles, management estimates their value at the reporting unit level. The fair value of goodwill and indefinite life intangibles will be impacted by general economic conditions, demand for the Company's services and other factors. To the extent that fair value is reduced in future periods, the Company may be required to record an impairment charge against the carrying value of the goodwill and indefinite life intangibles.

Item 2.  Management's Discussion and Analysis or Plan of Operations (continued)

Liquidity and Sources of Capital

Working capital deficiency at October 31, 2002 was $383,055 compared to $621,809 at July 31, 2002.

During the quarter ended October 31, 2002 Most Home's operations used $72,325 in cash and the Company spent approximately $66,624 on website development and the purchase of equipment. Cash required by Most Home during the quarter was generated primarily through the sale of common stock and warrants. The Company expects to obtain additional capital through the private sale of the Company's securities or from borrowings from private lenders and/or financial institutions. There can be no assurance that the Company will be successful in obtaining any additional capital which may be needed. Should the Company be unable to obtain additional capital, the Company may be unable to complete its operations expansion and marketing plans and may be required to maintain or reduce current operations in order to meet its obligations. The auditors' report with respect to our financial statements of the fiscal year ended July 31, 2002 includes an additional explanatory paragraph on these conditions that raise substantial doubt about our ability to continue as a going concern. The financial statements do not include any adjustment that might result from the outcome of these uncertainties.

During the twelve months ending October 31, 2003, the Company's anticipated net cash flow needs are as follows:

| | Advertising and promotions   | 75,000 
| | ---------------------------- | -------
| | Software development         | 100,000
| | Debt and liability reduction | 400,000
| |                              | 575,000

On October 31, 2002 the Company signed a Web Services Package and Realty Services Agreement with Sutton Group Financial Services Ltd./Groupe Sutton De Services Financies Ltee. ("Sutton Group"). Under the agreement, Most Home will sell and provide its ClientBuilder for BrokersTM product and referral services, in a joint marketing effort, to Sutton franchisees and agents. Management believes this agreement will significantly increase the Company's sales and referral revenues in fiscal 2003. Sutton Group is one of Canada's premiere real estate companies, recognized for its innovation and leadership. Comprised of over 7,000 real estate sales professionals in 184 offices across Canada.

Recent Accounting Pronouncements

In June 2001, the Financial Accounting Standards Board ("FASB") issued Statement of Financial Standards No. 142, "Goodwill and Other Intangible Assets" (SFAS No. 142). SFAS No. 142 requires companies to test goodwill for impairment annually in lieu of amortization at a reporting unit level. Goodwill is impaired if the reporting unit's fair value is less than its carrying amount, and if impaired, the company would recognize an impairment loss by writing down the goodwill to its implied fair value. SFAS No. 142 is effective in fiscal years beginning after December 15, 2001. Companies with fiscal years beginning after March 15, 2001, may early adopt SFAS No. 142 provided they have not yet issued their first quarter financial statements.

The Company early adopted SFAS No. 142 effective with its 2002 fiscal year beginning August 1, 2001. Accordingly, in fiscal 2002, no amortization of goodwill was provided. An impairment loss, if any, will be reflected at such time that the Company believes goodwill has become impaired. The Company utilizes the market value of the Company as an indication of the fair value of the reporting unit in the assessment of enterprise level goodwill.

SFAS No. 143, Accounting for Asset Retirement Obligations (SFAS No. 143) establishes accounting standards for recognition and measurement of a liability for asset retirement cost. SFAS No. 143 is effective for fiscal years commencing after June 15, 2002. SFAS No. 144, Accounting for Impairment or Disposal of Long-Lived Assets (SFAS No. 144), addresses financial accounting and reporting for the impairment of long-lived assets to be disposed of. SFAS No. 144 is effective for fiscal years commencing after December 15, 2001.

Item 2.  Management's Discussion and Analysis or Plan of Operations (continued)

Recent Accounting Pronouncements (continued)

In July 2002, the FASB released SFAS No. 146, Accounting for Costs Associated with Exit or Disposal Activities, which addresses the financial accounting and reporting for costs associated with exit or disposal activities. SFAS No. 146 relates to the recognition of a liability for a cost associated with an exit or disposal activity and requires that a liability be recognized for those costs only when the liability is incurred, that is, when it meets the definition of a liability under the FASB's conceptual framework. SFAS No. 146 also established fair value as the objective for initial measurement of liabilities related to exit or disposal activities. As a result, SFAS 146 significantly reduces an entity's ability to recognize a liability for future expenses related to a restructuring. SFAS No. 146 is effective for exit and disposal activities initiated after December 31, 2002.

The Company does not believe that the adoption of SFAS No. 143, SFAS No. 144, or SFAS No. 146 will have a material affect on the Company's financial results.



Item  3. Controls and Procedures

Under the supervision and with the participation of the Company's management, including the Company's Chief Executive Officer and Principal Financial Officer, the Company has evaluated the effectiveness of the design and operation of its disclosure controls and procedures pursuant to Exchange Act Rule 13a-14(c) within 90 days of the filing date of this quarterly report. Based on that evaluation, the Chief Executive Officer and Principal Financial Officer have concluded that these disclosure controls and procedures are effective. There were no significant changes in the Company's internal controls or in other factors that could significantly affect internal controls subsequent to the date of their evaluation.



CAUTIONARY STATEMENT FOR PURPOSES OF THE "SAFE HARBOR" PROVISIONS OF THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995

From time to time, the Company will make written and oral forward-looking statements about matters that involve risk and uncertainties that could cause actual results to differ materially from projected results.

Many of these factors are beyond the Company's ability to control and predict. Investors are cautioned not to place undue reliance on forward-looking statements. The Company disclaims any intent or obligation to update its forward-looking statements, whether as a result of receiving new information, the occurrence of future events, or otherwise.

This Quarterly Report contains statements that are forward-looking. These statements are based on current expectations and assumptions that are subject to risks and uncertainties.  Actual results could differ materially because of issues and uncertainties such as those listed below, which, among others, should be considered in evaluating the Company's financial outlook.

An investment in Most Home's common stock involves risks due in part to prior operating losses, the limited market for Most Home's common stock, and competition in the real estate industry.

Prospective investors should be aware that ownership of Most Home's common stock involves risks which could depress the value of their shares.  Most Home does not make, nor has it authorized any other person to make, any representations about the future market value of Most Home's common stock.

The Company's securities should be purchased only by persons who can afford to lose their entire investment.  Prospective investors should read this entire quarterly report in conjunction with our annual report filed on form 10K-SB and carefully consider, among others, the following risk factors in addition to the other information in this report prior to making an investment.

Most Home is dependant on additional financing to expand its operations.  If adequate funds are not available when required or on acceptable terms, Most Home may be required to alter its business plans and delay or scale back its sales and marketing efforts which, in turn, would result in a decline in Most Home's revenues.

Most Home needs additional capital to advance its business and marketing plans.  Since the cash generated from Most Home's operations may not be sufficient to fund these activities, Most Home may need additional financing through private financings, debt or equity offerings or collaborative arrangements with others.  Any equity offering will result in dilution of the ownership interest of Most Home's shareholders and may result in a decline in the price of Most Home's common stock.  The auditor's report with respect to Most Home's financial statements for the fiscal year ended July 31, 2002 includes an explanatory paragraph on these conditions that places substantial doubt about Most Home's ability to continue as a going concern.  These financial statements do not include any adjustment as a result of this uncertainty.

Most Home's services are dependent on the use of the Internet and any interruptions, delays or capacity problems experienced on the Internet or with telephone connections would adversely affect Most Home's ability to operate.

Although Most Home has instituted safeguards and redundancy for its web servers, possible technical problems could occur, including software failures that resulted in Most Home being unable to view customer information by means of its websites, and website server hardware failures that caused Most Home's websites to be unavailable to its customers for significant periods of time.

Most Home may not be able to protect its intellectual property.

Most Home considers the methods it uses to survey Realtors® for potential membership in its program to be proprietary.  Since these survey methods are not patented, Most Home relies primarily on a combination of copyright, trademark and trade secret laws and confidentiality procedures to protect its survey methods.  It is possible that others may independently develop superior survey methods or obtain access to Most Home's survey methods.  Monitoring and identifying unlawful use of Most Home's technology may prove difficult, and the cost of litigation may prevent Most Home from prosecuting any unauthorized use of its technology.

Government regulation and legal uncertainties could impair the growth of the Internet and decrease demand for Most Home's services or increase its cost of doing business.

Although there are currently few laws and regulations directly applicable to the Internet, a number of laws have been proposed involving the Internet, including laws addressing user privacy, pricing, content, copyrights, distribution, antitrust and characteristics and quality of products and services.  Further, the growth and development of the market for online email may prompt calls for more stringent consumer protection laws that may impose additional burdens on those companies conducting business by means of the internet.  The adoption of any additional laws or regulations may impair the growth of the Internet or commercial online services which could decrease the demand for Most Home's services and increase the cost of doing business, or otherwise harm Most Home's business and operating results.  Moreover, the applicability of existing laws to the Internet relating to property ownership, sales and other taxes, libel and personal privacy is uncertain and may take years to resolve.

The limited public market for Most Home's common stock may limit the ability of shareholders to sell their shares.

Most Home's common stock is quoted on the OTC Bulletin Board and there has been only a limited public market for Most Home's common stock.  An active trading market for Most Home's stock may not develop and purchasers of the shares may not be able to resell their securities at prices equal to or greater than the price paid for these shares. The market price of Most Home's common stock may decline as the result of announcements by Most Home or its competitors, variations in Most Home's results of operations, and market conditions in the real estate and Internet industries in general.

Rules of the Securities and Exchange Commission concerning low priced securities may limit the ability of shareholders to sell their shares.

Most Home's common stock is subject to Rule 15g-9 of the Securities and Exchange Commission which regulates broker/dealer practices in connection with transactions in "penny stocks".  Penny stocks generally are equity securities with a price of less than $5.00, other than securities registered on certain national securities exchanges or quoted on the NASDAQ system, provided that current price and volume information with respect to transactions in that security are provided by the exchange or system.  The penny stock rules require a broker/dealer, prior to a transaction in a penny stock not otherwise exempt from the rules, to deliver a standardized risk disclosure document prepared by the Commission that provides information about penny stocks and the nature and level or risks in the penny stock market.  The broker/dealer also must provide the customer with current bid and offer quotations for the penny stock, the compensation of the broker/dealer and its salesperson in the transaction, and if the broker/dealer is the sole market-maker, the broker/dealer must disclose this fact and the broker/dealer's presumed control over the market.  This information must be provided to the customer orally or in writing before or with the written confirmation of trade sent to the customer.  The bid and offer quotations, and the broker/dealer and its salesperson compensation information, must be given to the customer in writing before or with the customer's confirmation.  The broker/dealer must make a special suitability determination for purchasers of the securities and receive the purchaser's written agreement to the transaction prior to sale.  Monthly statements must be sent by the broker/dealer to the customer disclosing recent price information for the penny stock held in the account and information on the limited market in penny stocks.  These disclosure requirements may reduce the level of trading activity in the market for Most Home's common stock and may limit the ability of investors in this offering to sell Most Home's common stock in the secondary market.

The issuance of additional shares of common stock could cause the price of Most Home's common stock to decline.

Most Home has options, warrants and preferred stock outstanding, the exercise or conversion of which could result in the issuance of 9,845,786 additional shares of common stock.  To the extent these shares are issued, the percentage of common stock held by existing common stockholders will be reduced. In addition the exercise of any or all of the options or warrants might result in further dilution of the net tangible book value of the existing stockholders' shares. If the market price of Most Home's common stock is above the exercise price of an option or warrant the holders of the option or warrant may exercise the warrant or option, in which case Most Home would be required to sell its shares at below market prices, further diluting the interests of other shareholders.











PART II  -  OTHER INFORMATION

Item 1.  Legal Proceedings

Except for the following, the Company is not engaged in any litigation, and the officers and directors presently know of no threatened or pending litigation in which it is contemplated that the Company will be made a party:

The Company's Maple Ridge offices are leased premises that are the subject of a foreclosure petition. The petition commenced in September 2002 in Supreme Court of British Columbia. The petitioner is HSBC Bank of Canada and the principal respondent is Brainium Technologies Inc., the landlord of the premises, who defaulted on its mortgage payments. HSBC Bank of Canada has received an Order for Conduct of Sale from the Supreme Court of British Columbia. Upon completion of a sale, the purchaser could either maintain or re-negotiate the existing lease with the Company or cancel the lease and evict the Company from the premises. HSBC Bank of Canada, in its sole discretion may apply to the court to receive an order absolute that has the effect of barring the Company from the premises.

Item 2.  Recent Sales of Unregistered Securities

The following sets forth certain information regarding sales of, and other transactions with respect to, our securities issued during the three months ended October 31, 2002, which sales and other transactions were not registered pursuant to the Securities Act of 1933. Unless otherwise indicated, no underwriters were involved in such transactions.

On August 22, 2002 the Company signed a subscription agreement for the sale of 2,500,000 units at a price of $0.10 per unit for an aggregate purchase price of $250,000. Each unit consists of one common share in the capital stock of the Company and one-half of one non-transferable share purchase warrant. Each warrant will entitle the holder to purchase one common share in the capital stock of the Company at a price of $0.15 per share. The subscription closed on August 28, 2002 and the Company received net proceeds of approximately $247,500. The warrants expire three years from the date of their issuance.  The units were sold to an accredited investor pursuant to Regulation 506 under the Securities Act of 1933, as amended.

On August 28, 2002, the company issued 625,000 common share purchase warrants. Each warrant entitles the warrant holder to purchase one common share at $0.15 per share. The warrants were issued for future services and vested immediately. Compensation expense of $50,000 was recorded under management fees in the current period.  The issuance of these securities was exempt from the registration requirements of the Securities Act under Regulation 506 of Regulation D and Section 4(2).

On October 19, 2002 the outstanding Series B preferred stock of the Company were deemed to have been converted into common shares pursuant to the original subscription agreement dated September 21, 2001.  As of December 3, 2002, the common shares have not been issued, as the Company is waiting for the return of the Series B preferred stock certificate from the investor.  The issuance of these securities was exempt from the registration requirements of the Securities Act under Section 4(2).

Item 3. Defaults upon Senior Securities

None

Item 4.  Submission of Matters to a Vote of Security Holders

None.

Item 5.  Other Information.

None

Item 6.  Exhibits and Reports on Form 8-K

(a)   Exhibits.

|Exhibit No. | Description of Exhibit                                                                                                    
|----------- | --------------------------------------------------------------------------------------------------------------------------
|99.1        | Certification Pursuant to the 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002
|99.2        | Certification Pursuant to the 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

(b)   Reports on Form 8-K

The Company filed one current report on Form 8-K during the quarter ended October 31, 2002.  The Company announced that on September 17, 2002, it completed a private placement to two accredited investors.





SIGNATURES





In accordance with the requirements of the Securities and Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

|                        | MOST HOME CORP.                                                                      
|----------------------- | -------------------------------------------------------------------------------------
|Date: December 15, 2002 | By:   /s/ Kenneth Galpin         Kenneth Galpin, Director, CEO and President         
|                        | By:   /s/ Scott Munro         Scott Munro, Principal Financial and Accounting Officer











CERTIFICATIONS

I, KENNETH GALPIN, certify that:

1. I have reviewed this quarterly report on Form 10-QSB of Most Home Corp.;

2. Based on my knowledge, this quarterly report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this quarterly report;

3. Based on my knowledge, the financial statements, and other financial information included in this quarterly report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this quarterly report;

4. The registrant's other certifying officers and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-14 and 15d-14) for the registrant and have:

a) designed such disclosure controls and procedures to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this quarterly report is being prepared;

b) evaluated the effectiveness of the registrant's disclosure controls and procedures as of a date within 90 days prior to the filing date of this quarterly report (the "Evaluation Date"); and

c) presented in this quarterly report our conclusions about the effectiveness of the disclosure controls and procedures based on our evaluation as of the Evaluation Date;

5. The registrant's other certifying officers and I have disclosed, based on our most recent evaluation, to the registrant's auditors and the audit committee of registrant's board of directors (or persons performing the equivalent functions):

a) all significant deficiencies in the design or operation of internal controls which could adversely affect the registrant's ability to record, process, summarize and report financial data and have identified for the registrant's auditors any material weaknesses in internal controls; and

b) any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal controls; and

6. The registrant's other certifying officers and I have indicated in this quarterly report whether or not there were significant changes in internal controls or in other factors that could significantly affect internal controls subsequent to the date of our most recent evaluation, including any corrective actions with regard to significant deficiencies and material weaknesses.

|Date:  December 15, 2002 | /s/ Kenneth Galpin
Kenneth Galpin
CEO and President
|------------------------ | ---------------------------------------------------











I, SCOTT MUNRO, certify that:

1. I have reviewed this quarterly report on Form 10-QSB of Most Home Corp.;

2. Based on my knowledge, this quarterly report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this quarterly report;

3. Based on my knowledge, the financial statements, and other financial information included in this quarterly report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this quarterly report;

4. The registrant's other certifying officers and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-14 and 15d-14) for the registrant and have:

a) designed such disclosure controls and procedures to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this quarterly report is being prepared;

b) evaluated the effectiveness of the registrant's disclosure controls and procedures as of a date within 90 days prior to the filing date of this quarterly report (the "Evaluation Date"); and

c) presented in this quarterly report our conclusions about the effectiveness of the disclosure controls and procedures based on our evaluation as of the Evaluation Date;

5. The registrant's other certifying officers and I have disclosed, based on our most recent evaluation, to the registrant's auditors and the audit committee of registrant's board of directors (or persons performing the equivalent functions):

a) all significant deficiencies in the design or operation of internal controls which could adversely affect the registrant's ability to record, process, summarize and report financial data and have identified for the registrant's auditors any material weaknesses in internal controls; and

b) any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal controls; and

6. The registrant's other certifying officers and I have indicated in this quarterly report whether or not there were significant changes in internal controls or in other factors that could significantly affect internal controls subsequent to the date of our most recent evaluation, including any corrective actions with regard to significant deficiencies and material weaknesses.

|Date:  December 15, 2002 | /s/ Scott Munro
Scott Munro
Principal Financial Officer
|------------------------ | -------------------------------------------------------