Exhibit 4.3

                          CONSULTING SERVICES AGREEMENT

         CONSULTING SERVICES AGREEMENT (this "Agreement") is entered into as of
May 19, 2004 by and between MaxxZone, Inc., a Nevada corporation (the
"Company"), and Howard Falcon (the "Consultant").

                                    RECITALS

         A. The Company desires to be assured of the association and services of
Consultant and to avail itself of Consultant's experience, skills, abilities,
knowledge and background and is therefore willing to engage Consultant upon the
terms and conditions set forth herein; and

         B. Consultant agrees to be engaged and retained by the Company upon the
terms and conditions set forth herein.

                                    AGREEMENT

         NOW, THEREFORE, in consideration of the premises and the covenants,
agreements and obligations set forth herein and for other good and valuable
consideration, the receipt and sufficiency of which are hereby acknowledged, the
parties hereby covenant and agree as follows:

         1. Consulting Services. Consultant shall, on a part-time basis, provide
computer systems and programming services to the Company with respect to the
Company's newly acquired assets from American Card Services, Inc., a Delaware
corporation (the "Consulting Services").

         2. Term. The term of this Agreement shall commence as of the date
hereof and shall be effective a period of one year (the "Term"). This agreement
may be extended under the same terms by mutual agreement between Consultant and
the Company.

         3. Direction, Control and Coordination. Consultant shall perform the
Consulting Services under the sole direction and with the approval of the
Company's Board of Directors or an officer of the Company to whom such direction
is delegated by resolution of the Board of Directors.

         4. Dedication of Resources. Consultant shall devote such time,
attention and energy as is necessary to perform and discharge the duties and
responsibilities under this Agreement in an efficient, trustworthy and
professional manner.

         5. Standard of Performance. Consultant shall use its best reasonable
efforts to perform its consulting services as an advisor to the Company in an
efficient, trustworthy and professional manner. Consultant shall perform his
consulting services to the sole satisfaction of, and in conjunction and
cooperation with, the Company.

         6. Compensation. The Company shall pay to Consultant a total of one
million eighty-five thousand (1,085,000) shares of common stock of the Company
(the "Common Stock") in exchange for the Consulting Services. The Shares shall
not be offered, sold or issued until such time as they are registered pursuant
to Section 7 hereof.

         7. Registration of the Common Stock. Commencing on the date hereof, the
Company shall use its best efforts to promptly register the Common Stock
pursuant to the Securities Act of 1933, as amended, on Securities and Exchange
<PAGE>
Commission ("SEC") Form S-8. Consultant hereby covenants that if he becomes a
director, officer, holder of ten percent (10%) of the equity and/or voting
securities of the Company, or is, or becomes an "affiliate" of the Company (for
the purposes of this Agreement, "affiliate" shall mean an affiliate of, or
person affiliated with, a specified person that directly, or indirectly through
one or more intermediaries, controls or is controlled by, or is under common
control with, the person specified), he or she will not offer to sell or resell
the Common Shares registered on Form S-8, except pursuant to the provisions of
SEC Rule 144, pursuant to a reoffer prospectus in compliance with Form S-8 or
pursuant to such other registration statement acceptable to the Company in its
sole discretion.

         8. Additional Covenants. Consultant covenants that it shall not engage
in any activities which are in connection with the offer or sale of securities
of the Company in a capital-raising transaction or directly or indirectly
promote or maintain a market for the Company's securities.

         9. Confidential Information. Consultant recognizes and acknowledges
that by reason of performance of Consultant's services and duties to the Company
(both during the Term and before or after it) Consultant has had and will
continue to have access to confidential information of the Company and its
affiliates, including, without limitation, information and knowledge pertaining
to products and services offered, inventions, innovations, designs, ideas,
plans, trade secrets, proprietary information, advertising, distribution and
sales methods and systems, and relationships between the Company and its
affiliates and customers, clients, suppliers and others who have business
dealings with the Company and its affiliates ("Confidential Information").
Consultant acknowledges that such Confidential Information is a valuable and
unique asset and covenants that it will not, either during or for three (3)
years after the term of this Agreement, disclose any such Confidential
Information to any person for any reason whatsoever or use such Confidential
Information (except as its duties hereunder may require) without the prior
written authorization of the Company, unless such information is in the public
domain through no fault of the Consultant or except as may be required by law.
Upon the Company's request, the Consultant will return all tangible materials
containing Confidential Information to the Company.

         10. Relationship. This agreement does not create, and shall not be
construed to create, any joint venture or partnership between the parties, and
may not be construed as an employment agreement. No officer, employee, agent,
servant, or independent contractor of Consultant nor its affiliates shall at any
time be deemed to be an employee, agent, servant, or broker of the Company for
any purpose whatsoever solely as a result of this Agreement, and Consultant
shall have no right or authority to assume or create any obligation or
liability, express or implied, on the Company's behalf, or to bind the Company
in any manner or thing whatsoever.

         11. Notices. Any notice required or desired to be given under this
Agreement shall be in writing and shall be deemed given when personally
delivered, sent by an overnight courier service, or sent by certified or
registered mail to the following addresses, or such other address as to which
one party may have notified the other in such manner:

If to the Company:                  MaxxZone.com, Inc.
                                    1770 N. Green Valley Parkway
                                    Henderson, Nevada 89014

If to the Consultant:               Howard Falcon
                                    ____________________________
                                    ____________________________

<PAGE>
         12. Applicable Law. The validity, interpretation and performance of
this Agreement shall be controlled by and construed under the laws of the State
of Washington.

         13. Severability. The invalidity or unenforceability of any provision
hereof shall in no way affect the validity or enforceability of any other
provisions of this Agreement.

         14. Waiver of Breach. The waiver by either party of a breach of any
provision of this Agreement by the other shall not operate or be construed as a
waiver of any subsequent breach by such party. No waiver shall be valid unless
in writing and signed by an authorized officer of the Company or Consultant.

         15. Assigns and Assignment. This Agreement shall extend to, inure to
the benefit of and be binding upon the parties hereto and their respective
permitted successors and assigns; provided, however, that this Agreement may not
be assigned or transferred, in whole or in part, by the Consultant except with
the prior written consent of the Company.

         16. Entire Agreement. This Agreement contains the entire understanding
of the parties with respect to its subject matter. It may not be changed orally
but only by an agreement in writing signed by the party against whom enforcement
of any waiver, change, modification, extension, or discharge is sought.

         17. Counterparts. This Agreement may be executed by facsimile and in
counterparts each of which shall constitute an original document, and both of
which together shall constitute the same document.

         IN WITNESS WHEREOF, the parties have executed this Agreement on the day
and year first above written.


         The Company:              MAXXZONE.COM, INC.




                                   By:  ________________________________
                                        Name:  Roland Becker
                                        Title: President and Chief
                                                Executive Officer


         The Consultant:

                                   By:  ________________________________
                                        Name: Howard Falcon