UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

Form 10-QSB

|[ X ]  | Quarterly report pursuant section 13 or 15(d) of the Securities Exchange Act of 1934
For the quarterly period ended January 31, 2003                     
|------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------
|[    ] | Transition report pursuant section 13 or 15(d) of the Securities Exchange Act of 1934
For the transition period from ________________ to ________________
|       | Commission file number 0-29067                                                                                                                           

Most Home Corp.

|Nevada 
(State of Incorporation) | 98-0173359
(I.R.S. Employer Identification No.)
|-------------------------------- | -----------------------------------------------



101 - 20145 Stewart Crescent, Maple Ridge, BC  V2X 0T6
(Former name, former address and former fiscal year, if changed since last report)

Check whether the issuer (1) filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act during the past 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes [ X ] No [   ]

As of March 20, 2003 the Company had 15,652,848 outstanding shares of Common Stock.  This amount excludes 2,871,559 shares of common stock issuable upon the conversion of 2,871,559 Series A Preferred shares.



























Interim Consolidated Financial Statements of



MOST HOME CORP. (formerly MarketU Inc.)

(Expressed in U.S. Dollars)



Six months ended January 31, 2003

(Unaudited)





























MOST HOME CORP. (formerly MarketU Inc.)

|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | January 31, 2003(Unaudited)                          | July 31, 2002                                               
|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ---------------------------------------------------- | ------------------------------------------------------------
|Assets                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |                                                      |                                                             
|Current assets:
  Cash
  Accounts receivable, net of allowance of $nil 
    (July 31 - $nil)
  Prepaid expenses
  Security deposits                                                                                                                                                                                                                                                                                                                                                                                                                                                          | $   9,523
52,884
24,50615,297                        | $         -
62,123
30,31514,751                             
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 102,210                                              | 107,189                                                     
|Due from related parties (Note 4)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            | 113,470                                              | 112,005                                                     
|Goodwill and intangible assets (Note 5)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | 605,005                                              | 608,787                                                     
|Fixed assets (Note 6)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | 117,933                                              | 96,929                                                      
|Web site development                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 114,524                                              | 74,757                                                      
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | $ 1,053,144                                          | $ 999,667                                                   
|Liabilities and Stockholders' Equity                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |                                                     
|Current liabilities:
  Bank indebtedness
  Accounts payable and accrued liabilities
  Unearned revenue
  Payable to related parties (Note 7)                                                                                                                                                                                                                                                                                                                                                                                                                                                 | $              -
299,236 
164,76248,954              | $      1,219
500,080
152,36575,334                          
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 512,952                                              | 728,998                                                     
|Stockholders' equity:
  Common stock, par value $0.001 per share 
   (Issued 15,652,848; July 31, 2002 - 12,090,125)
  Additional paid-in capital - common stock
  Series A preferred stock, par value $0.001 per 
    share (Issued - 2,871,559, July 31, 2002 -
    2,871,559)
  Additional paid-in capital - Series A preferred stock
  Series B preferred stock, par value $0.001 per 
    share (Issued - Nil; July 31, 2002 - 666,667)
  Additional paid-in capital - Series B preferred stock
  Deficit
  Accumulative other comprehensive income:
    Cumulative exchange adjustment | 15,653
2,192,032
2,872
481,704
-
-
(2,175,183)23,114 | 12,090
1,655,129
2,872
481,704
667
156,119
(2,058,025)20,113
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | 540,192                                              | 270,669                                                     
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | $ 1,053,144                                          | $   999,667                                                 

See accompanying notes to interim consolidated financial statements.

MOST HOME CORP. (formerly MarketU Inc.)

|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | Three months ended January 31, 2003                                                                               | Three months ended January 31, 2002                                                                               | Six months ended January 31, 2003                                                                                      | Six months ended January 31, 2002                                                                                      
|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------------------------------------------------------------------------------------------------------- | ----------------------------------------------------------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------- | -----------------------------------------------------------------------------------------------------------------------
|Revenue:
  Referral fees
  Membership dues
  ClientBuilder revenue
  Miscellaneous revenue                                                                                                                                                                                                                                                                                                                                                                                                           | $  188,450 
96,354
2,84782
287,733                                                                                | $  133,017
49,156
-2,548
184,721                                                                                  | $  418,726 
177,787
4,2992,478
603,290                                                                                 | $  297,894
89,858
-10,530
398,282                                                                                      
|Direct costs:
  Courier
  Credit card
  Telephone
  Wages and benefits                                                                                                                                                                                                                                                                                                                                                                                                                               | 1,298
2,910
6,81595,004
106,027                                                                                   | 766
2,286
8,37999,514
110,945                                                                                     | 2,582
5,774
14,303192,041
214,700                                                                                      | 1,099
4,505
15,619182,598
203,821                                                                                      
|Gross margin                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | 181,706                                                                                                           | 73,776                                                                                                            | 388,590                                                                                                                | 194,461                                                                                                                
|General and administrative expenses:
  Advertising and promotion
  Amortization - capital costs
                  - goodwill and intangibles
  Bank charges and interest
  Computer services
  Insurance and licensing
  Investor relations and marketing
  Office lease
  Office supplies
  Professional fees
  Maintenance and utilities
  Management fees
  Research and development
  Stock transfer and filings
  Telephone
  Travel
  Website development and maintenance
  Wages and benefits | 310
5,028
1,891
2,587
4,400
4,003
15,913
8,388
2,782
13,076
2,463
30,000
-
2,896
2,383
11,933
36,34671,031215,430 | 546
2,439
-
2,887
1,828
4,485
36,771
7,022
3,485
120,892
3,358
25,282
93,463
913
1,920
18,221
33,24958,989415,750 | 389
18,989
3,782
4,049
8,592
7,599
21,446
18,533
10,914
39,124
8,200
122,000
-
3,459
4,725
29,035
62,698142,214505,748 | 2,948
9,731
-
4,075
3,811
6,212
42,961
13,773
7,256
152,126
5,108
74,789
93,463
2,747
3,176
27,156
62,232110,762622,326
|Net loss for the period                                                                                                                                                                                                                                                                                                                                                                                                                                                                              | $ (33,724)                                                                                                        | $ (341,974)                                                                                                       | $ (117,158)                                                                                                            | $ (427,865)                                                                                                            
|Net loss per common share, basic and diluted                                                                                                                                                                                                                                                                                                                                                                                                                                                         | $ (0.00)                                                                                                          | $ (0.02)                                                                                                          | $ (0.01)                                                                                                               | $ (0.03)                                                                                                               
|Weighted average common shares, basic and diluted                                                                                                                                                                                                                                                                                                                                                                                                                                                    | 18,388,591                                                                                                        | 14,878,351                                                                                                        | 17,932,921                                                                                                             | 14,585,398                                                                                                             

See accompanying notes to interim consolidated financial statements.



MOST HOME CORP. (formerly MarketU Inc.)

|                                                                                                           | Common stock | Additional Paid-in Capital - common stock | Series A preferred stock | Additional Paid-in Capital - Series A preferred stock | Series B preferred stock | Additional Paid-in Capital - Series B preferred stock | Accumulated Other Comprehen-sive Income | AccumulatedDeficit | Total Share-holders' Equity
|---------------------------------------------------------------------------------------------------------- | ------------ | ----------------------------------------- | ------------------------ | ----------------------------------------------------- | ------------------------ | ----------------------------------------------------- | --------------------------------------- | ------------------ | ---------------------------
|                                                                                                           | Shares       | Amount                                    | Shares                   | Amount                                                | Shares                   | Amount                                               
|Balance, July 31, 2002                                                                                     | 12,090,125   | $ 12,090                                  | $ 1,655,129              | 2,871,559                                             | $ 2,872                  | $ 481,704                                             | 666,667                                 | $ 667              | $ 156,119                  
|Warrants issued as compensation for services on August 28, 2002, at fair value of $0.08 per warrant issued | -            | -                                         | 50,000                   | -                                                     | -                        | -                                                     | -                                       | -                  | -                          
|Common stock issued to settle debt on August 28, 2002, at approximately $0.13 per share                    | 120,850      | 121                                       | 16,003                   | -                                                     | -                        | -                                                     | -                                       | -                  | -                          
|Common stock issued for cash on August 28, 2002 at $0.15 per share, net of issuance costs of $3,200        | 2,500,000    | 2,500                                     | 244,300                  | -                                                     | -                        | -                                                     | -                                       | -                  | -                          
|Common stock issued to settle debt on September 24, 2002 at $0.26 per share                                | 128,205      | 128                                       | 33,206                   | -                                                     | -                        | -                                                     | -                                       | -                  | -                          
|Deemed conversion of series B preferred shares to common stock on October 19, 2002                         | 666,667      | 667                                       | 156,119                  | -                                                     | -                        | -                                                     | (666,667)                               | (667)              | (156,119)                  
|Common stock issued as compensation  on January 24, 2003 at $0.196 per share                               | 12,386       | 12                                        | 2,410                    | -                                                     | -                        | -                                                     | -                                       | -                  | -                          
|Common stock issued to settle debt on January 24, 2003, at approximately $0.26 per share                   | 134,615      | 135                                       | 34,865                   | -                                                     | -                        | -                                                     | -                                       | -                  | -                          

See accompanying notes to interim consolidated financial statements



MOST HOME CORP. (formerly MarketU Inc.)

|                                                                | Common stock | Additional Paid-in Capital - common stock | Series A preferred stock | Additional Paid-in Capital - Series A preferred stock | Series B preferred stock | Additional Paid-in Capital - Series B preferred stock | Accumulated Other Comprehen-sive Income | AccumulatedDeficit | Total Share-holders' Equity
|--------------------------------------------------------------- | ------------ | ----------------------------------------- | ------------------------ | ----------------------------------------------------- | ------------------------ | ----------------------------------------------------- | --------------------------------------- | ------------------ | ---------------------------
|Shares                                                          | Amount       | Shares                                    | Amount                   | Shares                                                | Amount                  
|Comprehensive loss:
 Translation adjustment
Loss for the period | --           | --                                        | --                       | --                                                    | --                       | --                                                    | --                                      | --                 | --                         
|                                                                |              |                                           |                          |                                                       |                          |                                                       |                                         |                    |                            
|Balance, January 31, 2003                                       | 15,652,848   | $ 15,653                                  | $ 2,192,032              | 2,871,559                                             | $ 2,872                  | $ 481,704                                             | -                                       | $  -               | $  -                       

MOST HOME CORP. (formerly MarketU Inc.)

|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    | Three months ended January 31, 2003                                                 | Three months ended January 31, 2002                                        | Six months ended January 31, 2003                                                       | Six months ended January 31, 2002                                                   
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ----------------------------------------------------------------------------------- | -------------------------------------------------------------------------- | --------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------
|Cash flows from operating activities:
  Loss for the period
  Items not involving cash:
    Amortization
    Amortization of web site development costs
    Stock-based compensation
    Stock issued to settle to settle debt
    Warrants issued for services
 Changes in operating asset and liabilities:
    Accounts receivable
    Prepaid expenses
    Security deposits 
    Accounts payable and accrued liabilities
    Unearned revenue
    Other, including unrealized foreign exchange | $    (33,724)
6,919
  24,207
2,422
35,000
-
7,110
1,711
(289)
(24,207)
(4,104)2,882 | $    (341,974)
2,439
23,233
-
-
-
(2,371)
6,397
3,757
175,891
38,68215,917 | $    (117,158)
22,771
41,885
2,422
35,000
50,000
 9,239
5,809
(546)
(116,386)
12,397869 | $    (427,865)
9,731
42,163
1,238
-
87,000
 (2,480)
2,695
4,364
154,296
54,98320,849
|Net cash used in operating activities                                                                                                                                                                                                                                                                                                                                                                                                                                                               | (17,073)                                                                            | (78,029)                                                                   | (88,698)                                                                                | (53,026)                                                                            
|Cash flows from investing activities:
   Acquisition of fixed assets
   Web site development                                                                                                                                                                                                                                                                                                                                                                                                        | (14,196)(40,826)                                                                    | (1,465)(47,684)                                                            | (39,994)(81,652)                                                                        | (27,475)(88,926)                                                                    
|Net cash used in investing activities                                                                                                                                                                                                                                                                                                                                                                                                                                                               | (55,022)                                                                            | (67,252)                                                                   | (121,646)                                                                               | (116,401)                                                                           
|Cash flows from financing activities:
   Net proceeds from issuances of and 
     subscriptions for common stock
   Net proceeds from issuances of and 
     subscriptions for preferred stock
   Stock subscription receipts
   Increase (repayment) of bank indebtedness
   Advances from related parties
   Advances to related parties                                                                                                                                                          | -
-
-
-
2,253(25,285)                                                               | -
96,786
18,164
8,962
26,368(783)                                          | 246,800
-
-
(1,219)
3,290(29,004)                                                       | -
96,786
18,164
8,962
40,551(16,499)                                                
|Net cash provided by (used in) financing activities                                                                                                                                                                                                                                                                                                                                                                                                                                                 | (23,032)                                                                            | 149,497                                                                    | 219,867                                                                                 | 147,964                                                                             
|Increase (decrease) in cash                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | (95,127)                                                                            | (4,216)                                                                    | 9,523                                                                                   | (21,463)                                                                            
|Cash, beginning of period                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | 104,650                                                                             | 4,216                                                                      | -                                                                                       | 21,463                                                                              
|Cash, end of period                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 | $       9,523                                                                       | $           -                                                              | $     9,523                                                                             | $            -                                                                      
|Supplementary cash flow information:
   Interest paid
   Taxes paid
   Non-cash activities:
      Deemed dividends on preferred stock
      Stock issued to settle accounts payable                                                                                                                                                                                                                                                                                                                 | $         877
-
-
35,000                                                            | $    1,685
-
-
-                                                           | $    1,517
-
-
84,458                                                                   | $    2,528
-
60,000
-                                                               

See accompanying notes to interim consolidated financial statements.



MOST HOME CORP. (formerly MarketU Inc.)



1.  General operations:

Most Home Corp. (the "Company" or "Most Home") was incorporated under the laws of the State of Nevada on June 4, 1997.  On April 28, 2000, the Company acquired two Canadian corporations Most Referred Real Estate Agents Inc. and Home Finders Realty Ltd. (the "acquired companies") in a transaction that was accounted for as a purchase of the companies. Prior to the purchase, the Company was in the development stage as it was devoting substantially all of its efforts to the identification and development of new business opportunities. On July 31, 2001 the acquired companies merged into Most Referred Real Estate Agents Inc. (collectively "Most ReferredTM").   On March 11, 2002, the shareholders of the Company approved a change in the name of the Company to Most Home Corp.

Following the purchase transaction described above, the Company's primary business activity is providing a service that allows real estate professionals and the general public to find customer service oriented real estate agents in North American cities through the Company's web sites MOSTREFERRED.COMTM and related web sites.

These consolidated financial statements have been prepared on a going concern basis in accordance with generally accepted accounting principles in the United States of America. The going concern basis of presentation assumes the Company will continue in operation for the foreseeable future and will be able to realize its assets and discharge its liabilities and commitments in the normal course of business. Certain conditions, discussed below, currently exist that raise substantial doubt upon the validity of this assumption. The financial statements do not include any adjustments that might result from the outcome of this uncertainty.

Operations to date have primarily been financed through the issuance of common and preferred stock. The Company suffered recurring losses from operations and negative cash flows from operations and at January 31, 2003 has an accumulated deficit of $2,175,183. The Company does not have sufficient working capital to sustain operations until January 31, 2004. Additional debt or equity financing of approximately $450,000 will be required and may not be available on reasonable terms. If sufficient financing cannot be obtained, the Company may be required to reduce operating activities. Management's intention is to generate sufficient financing through one or more private placements of the Company's common or preferred stock. Management continues to seek additional private placements.

2.  Significant accounting policies:

The interim consolidated financial statements of the Company have been prepared in accordance with generally accepted accounting principles in the United States.

(a)   Consolidation:

The interim consolidated financial statements include the accounts of the Company and its subsidiaries: Most Referred Real Estate Agents Inc., 604587 British Columbia Ltd. and AMRR.com, Inc.

All significant inter-company balances and transactions have been eliminated in the interim consolidated financial statements.







MOST HOME CORP. (formerly MarketU Inc.)Notes to Interim Consolidated Financial Statements (continued)
(Expressed in U.S. Dollars)
Six months ended January  31, 2003
(Unaudited)





2.  	Significant accounting policies (continued):

(b)   Use of estimates:

The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, and disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenues and expenses for the reporting periods. Actual results could differ from these estimates.

(c)   Basis of presentation:

The accompanying unaudited financial statements have been prepared in accordance with the instructions to Form 10-QSB and Item 310 (b) of Regulation S-B, and, therefore, do not include all information and footnotes necessary for a complete presentation of financial position, results of operations, cash flows, and changes in stockholders' equity in conformity with generally accepted accounting principles. In the opinion of management, all adjustments considered necessary for a fair presentation of the results of operations and financial position have been included and all such adjustments are of a normal recurring nature. Readers of these financial statements should read the annual audited financial statements of the Company filed on Form 10-KSB in conjunction herewith. Operating results for the six months ended January 31, 2003 are not necessarily indicative of the results that can be expected for the year ending July 31, 2003.

(d)   Net loss per share:

Basic net loss per share is computed using the weighted average number of common shares outstanding during the period. Loss available to common shareholders is increased by dividends on preferred stock earned in the period. Common shares issuable for little or no cash consideration upon the exchange of preferred shares are included in the weighted average number of shares used in the basic net loss per share calculation. Diluted loss per share is computed using the weighted average number of common stock and potentially dilutive common stock outstanding during the period. As the Company has a net loss in the periods presented, basic and diluted net loss per share are the same.

3.   Capital stock:

(a)   Authorized:

| | 250,000,000
100,000,000
3,500,000
   3,500,000
   1,750,000
   91,250,000 |  | Common shares par value of $0.001 per share
Preferred shares par value of $0.001 per share,  designated as follows:
   Series A preferred shares, par value of $0.001 per share
   Series B preferred shares, par value of $0.001 per share
   Series C preferred shares, par value of $0.001 per share
   Unissued and undesignated
| | ------------------------------------------------------------------------- |  | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------







MOST HOME CORP. (formerly MarketU Inc.)



3.   	Capital stock: (continued)

(b)   The following table sets forth information concerning options granted:

| | Date Granted                                | Number ofOptions Granted | Weighted AverageExercise Price
| | ------------------------------------------- | ------------------------ | ------------------------------
| | Balance, July 31, 2002,and January 31, 2003 | 1,799,000                | $0.30                         

All options are exercisable:

Options outstanding at January 31, 2003 are as follows:

| | Number of Shares                 | Expiry Date                                                     | Exercise Price         
| | -------------------------------- | --------------------------------------------------------------- | -----------------------
| | 524,000
715,000
  60,000
500,000 | August 1, 2003
June 1, 2003
December 10, 2003
December 10, 2003 | $0.43
$0.25
$0.25
$0.25



(c)   The following table sets forth information concerning warrants granted:

| | Date Granted                                                         | Number ofWarrants Granted | Weighted AverageExercise Price
| | -------------------------------------------------------------------- | ------------------------- | ------------------------------
| | Balance, July 31, 2002                                               | 3,300,227                 | $0.30                         
| | Expired:
    None
Issuances:
    August 28, 2002
    August 28, 2002 | -
1,250,000625,000        | -
$0.15$0.15                  
| | Balance, January 31, 2003                                            | 5,175,227                 | $0.24                         















MOST HOME CORP. (formerly MarketU Inc.)



3.   Capital stock (continued):

As of January 31, 2003 the Company had outstanding warrants for the purchase of common shares as follows:

| | Number of shares                                                                                     | Exercise Price                                  | Expiry Date                                                                                                                             
| | ---------------------------------------------------------------------------------------------------- | ----------------------------------------------- | ----------------------------------------------------------------------------------------------------------------------------------------
| | 1,566,893 
   333,334 
   200,000 
   150,000 
   375,000 
   375,000 
   300,0001,875,000
5,175,227 | $0.30
$0.25
$0.25
$0.25
$0.25
$0.40
$0.32
$0.15 | October 18, 2003  
October 18, 2003 
December 22, 2002 
May 28, 2004  
July 12, 2004  
March 20, 2005 
January 28, 2007 
August 28, 2005

(d)  Share Issuances and shares to be issued:

During the six-month period ended January 31, 2003 the following share transactions occurred:

(i)  On August 22, 2002 the Company signed a subscription agreement for the sale of 2,500,000 units at a price of $0.10 per unit for an aggregate purchase price of $250,000. Each unit consists of one common share in the capital stock of the Company and one-half of one non-transferable share purchase warrant. Each warrant will entitle the holder to purchase one common share in the capital stock of the Company at a price of $0.15 per share. The subscription closed on August 28, 2002 and the Company received net proceeds of $246,800. The warrants expire three years from the date of their issuance.

(ii)  On August 28, 2002, the company issued 625,000 common share purchase warrants. Each warrant entitles the warrant holder to purchase one common share at $0.15 per share. The warrants were issued for future services and vested immediately. Compensation expense of $50,000 was recorded under management fees in the quarter ended October 31, 2002.

(iii)  On August 28, 2002 the Company issued 120,850 common shares to a consultant for services previously rendered as settlement of outstanding amounts due.  The fair value of the stock issued is $16,124 and no gain (loss) on settlement occurred.

(iv)  On October 19, 2002 the outstanding Series B preferred stock of the Company were deemed to have been converted into common shares pursuant to the original subscription agreement dated September 21, 2001.  The Series B preferred shares were subsequently cancelled and common stock was issued on January 11, 2003.

(v)  On September 24, 2002 the Company issued 128,205 common shares to a consultant for services previously rendered as settlement of outstanding amounts due.  The fair value of the stock issued is $33,334 and no gain (loss) on settlement occurred.

(vi)  On January 24, 2003 the Company issued 12,386 common shares to an employee for services.  The deemed value of the stock issued is $2,422.

MOST HOME CORP. (formerly MarketU Inc.)



3.   Capital stock (continued):

(d)  Share Issuances and shares to be issued (continued):

(vii)  On January 24, 2003 the Company issued 134,615 common shares to a consultant for services previously rendered as settlement of outstanding amounts due.  The fair value of the stock issued is $35,000 and no gain (loss) on settlement occurred.

(e)  Subsequent to the six-month period ended January 31, 2003 the following share transaction occurred:

(i)  On February 26, 2003, a shareholder of the Company exercised 340,000 warrants at an exercise price of $0.15, to acquire 340,000 common shares for total proceeds of $51,000, which proceeds were received by the Company on February 24, 2003.



4.   Due from related parties:

| |                                | January 31, 2003(Unaudited) | July 31, 2002           
| | ------------------------------ | --------------------------- | ------------------------
| | 612559 B.C. Ltd.
Bill Coughlin | $  27,14086,330$ 113,470    | $  28,35783,648$ 112,005



The amount due from 612559 B.C. Ltd. ("612559") bears interest at 7.5%, has no specified terms of repayment and is unsecured. 612559 is a registered shareholder in the Company. Two directors and one officer of the Company are also directors and officers of 612559.

The amount due from Bill Coughlin is without interest, has no specified terms of repayment and is unsecured.  Mr. Coughlin is a shareholder and a former director of the Company.

The amount due from Mr. Coughlin arose due to Most ReferredTM funding certain expenditures pertaining to Mr. Coughlin prior to the purchase of Most ReferredTM and payment of certain personal expenses in 2001.  Pursuant to a verbal agreement between the Company and Mr. Coughlin, the amount due is to be repaid from proceeds received by Mr. Coughlin from sales of the Company's common shares in the open market.  At January 31, 2003 Mr. Coughlin held common shares having a market value in excess of the amount due.













MOST HOME CORP. (formerly MarketU Inc.)



5.   Goodwill and intangible assets:

| |                                                         | January 31, 2003(Unaudited) | July 31, 2002             
| | ------------------------------------------------------- | --------------------------- | --------------------------
| | Cost
  Goodwill
  Intangible assets                     | $ 996,08537,823
1,033,908   | $ 996,08537,823
1,033,908 
| | Accumulated amortization
  Goodwill
  Intangible assets | (415,035)(13,868)(428,903)  | (415,035)(10,086)(425,121)
| | Net book value                                          | $ 605,005                   | $ 608,787                 





6.  Fixed assets:

| |                                                                                                                         | January 31, 2003(Unaudited)                       | July 31 2002                                     
| | ----------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------- | -------------------------------------------------
| | Cost:
  Vehicle
  Computer hardware
  Computer software
  Leasehold improvements
  Office equipment                     | $    1,962
116,693
25,802
31,09352,266
227,816    | $     1,895  
101,248
20,461
41,57019,220
184,574
| | Accumulated amortization:
  Vehicle
  Computer hardware
  Computer software
  Leasehold improvements
  Office equipment | (544)
(50,258)
(20,370)
(20,458)(18,253)(109,883) | (284)
(39,372)
(15,164)
(18,928)(13,897)(87,645) 
| | Net book value                                                                                                          | $  117,933                                        | $   96,929                                       







MOST HOME CORP. (formerly MarketU Inc.)



7.  Payable to related parties:

| |                                                                                                                                                                                                                                                                                   | January 31, 2003(Unaudited) | July 31 2002                  
| | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | --------------------------- | ------------------------------
| | MGA Connectors Ltd. ("MGA"), without interest 
  or specified terms of repayment, unsecured
Khachik Toomian, without interest or specific
  terms of repayment, unsecured
Due to Marketu Communications Ltd.
("Marketu"), without interest or fixed terms of repayment, unsecured | $ 13,954
35,000
-
$ 48,954  | $ 39,239
35,000
1,095
$ 75,344

An officer of the Company is also an officer of MGA.

Khachik Toomian is a shareholder of the Company, owning in excess of 10% of the issued and outstanding common shares.

Marketu is a shareholder of the Company through 612559 B.C. Ltd., which owns in excess of 10% of the issued and outstanding common shares.  Two directors and two officers of the Company are also directors and officers of Marketu.

8.  Comparative figures:

Certain of the comparative figures have been reclassified to conform to the current period's presentation.













Item 2.  Management's Discussion and Analysis or Plan of Operations

Overview

The business of the Company is twofold: that which is being conducted by Most Referred Real Estate Agents Inc., the Company's wholly-owned subsidiary and sales of its ClientBuilder for BrokersTM and ClientBuilder for AgentsTM web services products.

Established in 1997, Most ReferredTM is a licensed real estate company engaged in the business of generating and qualifying real estate leads, for a network of over 5,000 peer-selected real estate agents, in some 2600 regions across the United States and Canada.

The Company provides a service, which allows a homebuyer or seller to locate a well-respected, local real estate agent to assist in the real estate transaction. In most cases, the potential customer is not familiar with real estate agents in the city where they plan to relocate. The Company's referral services are available through its MOSTREFERRED.COMTM and related web sites, or by phoning a 1-800-414-5655 hotline.

Most ReferredTM provides both the consumer and the real estate agent with time and money saving services. Consumers benefit through access to the most reputable and trusted agents, property listings and a timely response to their enquiries. Agents benefit from Most ReferredTM's proprietary Lead Management System ("LMS"), which includes: lead generation, qualification, management and referral capabilities. Most ReferredTM is positioned for growth through the expansion of its real estate agent network and the development and delivery of innovative services to its customer base.

Most ReferredTM generates revenue through referral fees and from the sale of memberships. Referral fees are earned when a customer buys or sells a house through a member real estate agent. Memberships are available to licensed real estate agents who have been nominated by their peers, based on a strong reputation in their community for providing a high level of customer service.

Beginning in May 2002, the Company initiated sales of its previously announced, private label, web services product, ClientBuilder for BrokersTM. This product builds upon the technologies and services developed for Most ReferredTM and provide the Company with another revenue stream. ClientBuilder for BrokersTM provides real estate brokerage operations with software based, lead development and management tools for their entire agent teams.  While sales of the private label products in the current quarter ended January 31, 2003 have been minimal, the Company hopes to see about $30,000 to $50,000 in revenues from this source in the coming quarter. These sales will largely be derived from the roll-out of the private label product to our first national ClientBuilder for BrokersTM customer in Canada, the Sutton Group.

Operating Review

While the Company continues to generate meaningful revenues from its referral business, management believes that changing conditions within the real estate industry will necessitate changes to our business model over the coming year. Currently, there is a movement within the real estate industry to restrict those licensed members who do not take traditional real estate listings from earning referral fees for leads directed to another licensed member. While there is no certainty at this time that such changes will be widely adopted, we believe that they are inevitable at some point and that it is prudent to move pro-actively on this issue. Management has moved therefore to re-structure its pricing plans to allow our REALTOR® customers to continue to take advantage of the excellent services we offer outside of the referral fee model. Now, rather than receiving a referral fee from the agent on each closed transaction, these agents will pay a larger fee for the use of our web services. Under the new plans they will have the option to manage their own leads online or they can contract with us for an additional set monthly fee to also qualify all their website leads through our call center before they see them.

In essence, the Company is moving to an Application Service Provider (ASP) model that will allow it to earn larger and more predictable revenues from its customer base. Currently, that portion of the Company's revenues derived from referral fees are realised about 100 days after we have delivered the lead to the member agent and a great deal of the factors determining whether the lead turns into a successful closing are beyond our control. By moving to an ASP model the Company will be paid immediately for the services it provides regardless of whether the leads developed and qualified for the member agent result in a successful closing or not.

Item 2.  Management's Discussion and Analysis or Plan of Operations (continued)

Operating Review (continued)

Moving to an ASP model, through our ClientBuilder service offerings, also allows the Company to more easily extend its services to a much broader customer base. Currently, the Company's Most Referred service offerings are limited to about three agents in each of the 2600 markets in North America. By contrast, the ClientBuilder service offering can be sold to every broker or agent in North America.

The proposed changes to the Company's business model also reflect its intent to derive the majority of its future revenues from its private label, ClientBuilder offerings as opposed to its Most Referred service offerings. In this regard, the Company has taken steps to bolster its ClientBuilder sale staff and to limit its expansion of sales staff for Most Referred offerings.

Beyond the development and sale of its products, the Company has achieved close to 50% increase in current quarter revenues over last year while maintaining general operating expenses, exclusive of non-cash stock-based compensation, at near the same level as the prior years' quarter.  The focus of management time is towards building the business and increasing revenues in anticipation that current expense levels can be maintained until profitability is achieved.

Early in the six month period ended January 31, 2003, management was able to secure additional investment capital from a private investor that has allowed it to improve its working capital and fund new sales expansion. (see Liquidity and Sources of Capital)

Management continues to work diligently to attract further investment capital to both significantly reduce the Company's working capital deficiency and provide capital for growth and expansion, although such investment is not assured.



Revenues and expenses

Revenues for the quarter ended January 31, 2003 were $287,733 compared to $184,721 for the prior year quarter ended January 31, 2002 and were $603,290 for the six-month period ended January 31, 2003 compared to $398,282 for the prior year period ended January 31, 2002.  Specific changes to revenue include referral revenues which increased by 41.7% to $188,450 for the three-month period ended January 31, 2003 from referral revenues of $133,017 for the three months ended January 31, 2002 and increased by 40.6% to $418,726 for the six-month period ended January 31, 2003 from referral revenues of $297,894 for the six-months ended January 31, 2002. This increase is due to the greater demand for the Company's referral services and further resources being allocated to providing and marketing this service. Membership revenues increased from $49,156 to $96,354 for the three-month period ended January 31, 2002 compared the three-month period ended January 31, 2003, representing an increase of 96.0%. Membership revenues increased from $89,858 to $177,787 for the six-month period ended January 31, 2002 compared the six-month period ended January 31, 2003, representing an increase of 97.9%. This increase is due to the company's improved website and lead management products, in a highly competitive market, increasing sales of websites to real estate agents and Realtors®. The Company is beginning to focus more resources on expanding the revenues from its websites and lead management products. The Company began selling and recorded revenue of $2,847 and $4,299 for the three-months and six-months ended January 31, 2003, respectively, for its ClientBuilder products, under licensing agreements.

Gross margin for the quarter ended January 31, 2003 was $181,706 (63.2%) compared to $73,776 (39.9%) for the comparable quarter ended January 31, 2002. Gross margin for the six-months ended January 31, 2003 was $388,590 (64.4%) compared to $194,461 (48.8%) for the comparable six-months ended January 31, 2002. This increase in gross margin is due to increased efficiency and improved systems to generate revenue. Changes in the sources of revenue of the Company influence the gross margin. As a percentage of revenue, membership sales increased by 6.9% to 33.5% ($96,354) for the quarter ended January 31, 2003 from 26.6% ($49,156) for the quarter ended January 31, 2002 and membership sales increased by 6.9% to 29.5% ($177,787) for the six-months ended January 31, 2003 from 22.6% ($89,858) for the six-months ended January 31, 2002.   Gross margins can be expected to continue to fluctuate in the future depending on the nature and the extent of the revenue sources.



Item 2.  Management's Discussion and Analysis or Plan of Operations (continued)

Revenues and expenses (continued)

As a percentage of revenue, referral fees decreased to 65.5% ($188,450) for the quarter ended January 31, 2003 from 72.0% ($133,017) for the quarter ended January 31, 2002 and referral fees decreased to 69.4% ($418,726) for the six-months ended January 31, 2003 from 74.8% ($297,894) for the six-months ended January 31, 2002. This change in revenue mix contributed to the gross margin increased as direct costs associated with membership sales which approximate 30% of gross membership sales, are lower than the direct costs associated with referral fees, which approximate 35% of referral fees. As referral fees continue to decrease relative to membership sales the overall gross margins percentage will increase in the future. The Company is allocating resources to focus on selling its website and lead management software.

General and administrative expenses were $215,430 during the current quarter compared to $415,750 for the quarter ended January 31, 2002 and $505,748 during the current six-month period compared to $622,326 for the six-months ended January 31, 2002. The decrease in expenses is due to management's cost reduction efforts initiated in late fiscal 2002, reduced professional fees for Company securities filings as fewer filings were required and the Company ceasing its research and development efforts of a specific product not impacting current revenue sources.  Specific changes include professional fees which decreased to $13,076 for the current quarter from $120,892 for the quarter ended January 31, 2002 and decrease to $39,124 for the current six-months from $152,126 for the six-months ended January 31, 2002 primarily for the reasons described above.   Research and development for the current quarter and six-month period was $0 compared to $93,463 for the quarter and six-month period ended January 31, 2002.  Wages and benefits increased from $58,989 for the quarter ended January 31, 2002, to $71,031 for the quarter ended January 31, 2003 and increased from $110,762 for the six-months ended January 31, 2002, to $142,214 for the six-months ended January 31, 2003. This increase is due to the hiring of technical, programming and development, and support staff required to service the increased website traffic and related services. Management fees increased from $25,282 for the quarter ended January 31, 2002 to $30,000 for the quarter ended January 31, 2003 and increased from $74,789 for the six-months ended January 31, 2002 to $122,000 for the six-months ended January 31, 2003. The increase in the six-month period ended January 31, 2003 includes $50,000 in stock-based compensation related to warrants issued for consulting services.

During the six month period ended January 31, 2003 the Company has tested goodwill in accordance with SFAS 142 and determined that no impairment has occurred in the current fiscal year. Goodwill is impaired if the reporting unit's fair value is less than its carrying amount, and if impaired, the company would recognize an impairment loss by writing down the goodwill to its implied fair value. An impairment loss, if any, will be reflected at such time that the Company believes goodwill has become impaired. The Company utilizes the market value of the Company as an indication of the fair value of its single reporting unit in the assessment of goodwill. Intangibles, consisting of trademarks and brand name rights related to the purchase of AMRR and are recorded at cost and amortized over 60 months on a straight-line basis. During the three months ended January 31, 2003, $1,891 of amortization was recorded against intangible assets versus $1,891 in for the three months ended January 31, 2002 and $3,782 of amortization was recorded against intangible assets for the six-months ended January 31, 2003 compared to $3,782 for the six-months ended January 31, 2002.

Critical accounting policies

The Company's discussion and analysis of its financial condition and results of operations, including the discussion on liquidity and capital resources, are based on its consolidated financial statements that have been prepared in accordance with U.S. generally accepted accounting principles. The preparation of these financial statements requires management to make estimates and judgments that affect reported amounts of assets, liabilities, revenues and expenses, and related disclosure of contingent assets and liabilities. On an ongoing basis, management re-evaluates its estimates and judgments, particularly those related to the determination of the impairment of goodwill and intangible assets. Management bases its estimates and judgments on historical experience, contractual arrangements and commitments and on various other assumptions that it believes are reasonable in the circumstances. Changes in these estimates and judgments will impact the amounts recognized in the consolidated financial statements, and the impact may be material. Management believes the following critical accounting policies require more significant estimates and judgments in the preparation of the consolidated financial statements. The consolidated financial statements have been prepared on the going concern basis, which assumes the realization of assets and liquidation of liabilities in the normal course of operations.

Item 2.  Management's Discussion and Analysis or Plan of Operations (continued)



Critical accounting policies (continued)

If the Company was not to continue as a going concern, it would likely not be able to realize on its assets at values comparable to the carrying values reflected in the consolidated financial statements. As described elsewhere in this report, at January 31, 2003, there are certain conditions that currently exist which raise substantial doubt about the validity of this assumption. While the Company anticipates raising additional private placement funds to remove the substantial doubt, these private placements are not assured. Failure to raise additional funds may result in the Company curtailing operations or writing assets and liabilities down to liquidation values, or both. Goodwill is not being amortized and is only written down if impaired. In estimating fair value of goodwill and intangibles, management estimates their value at the reporting unit level. The fair value of goodwill and indefinite life intangibles will be impacted by general economic conditions, demand for the Company's services and other factors which are generally beyond the Company's control. To the extent that fair value is reduced in future periods, the Company may be required to record an impairment charge against the carrying value of the goodwill and indefinite life intangibles.

Liquidity and Sources of Capital

Working capital deficiency at January 31, 2003 was $410,742 compared to $621,809 at July 31, 2002.

During the quarter ended January 31, 2003 Most Home's operations used $17,073 in cash and the Company spent $55,022 on website development and the purchase of equipment. During the six-months ended January 31, 2003 the Company's operations used $88,698 in cash and spent $121,646 on website development and the purchase of equipment.  Cash required by Most Home during the current quarter and six-months ended January 31, 2003 was generated primarily through the proceeds of sale of Most Home's common stock. The Company is attempting to obtain additional capital through the private sale of the Company's securities or from borrowings from private lenders and/or financial institutions. There can be no assurance that the Company will be successful in obtaining any additional capital which may be needed. Should the Company be unable to obtain additional capital, the Company may be unable to complete its operations expansion and marketing plans and may be required to reduce current operations in order to meet its obligations. The financial statements do not include any adjustment that might result from the outcome of these uncertainties.

During the twelve months ending January 31, 2004 the Company's anticipated net cash flow needs are as follows:

| | Advertising and promotions   | 75,000 
| | ---------------------------- | -------
| | Software development         | 75,000 
| | Debt and liability reduction | 400,000
| |                              | 550,000

On January 31, 2002 the Company signed a Web Services Package and Realty Services Agreement with Sutton Group Financial Services Ltd./Groupe Sutton De Services Financies Ltee. ("Sutton Group"). Under the agreement, Most Home will sell and provide its ClientBuilder for BrokersTM product and referral services, in a joint marketing effort, to Sutton franchisees and agents. Management believes this agreement will significantly increase the Company's sales and referral revenues in fiscal 2003. Sutton Group is one of Canada's premiere real estate companies, recognized for its innovation and leadership, comprised of over 7,000 real estate sales professionals in 184 offices across Canada.

Recent Accounting Pronouncements

In June 2001, the Financial Accounting Standards Board ("FASB") issued Statement of Financial Standards No. 142, "Goodwill and Other Intangible Assets" (SFAS No. 142). SFAS No. 142 requires companies to test goodwill for impairment annually in lieu of amortization at a reporting unit level. Goodwill is impaired if the reporting unit's fair value is less than its carrying amount, and if impaired, the company would recognize an impairment loss by writing down the goodwill to its implied fair value. SFAS No. 142 is effective in fiscal years beginning after December 15, 2001 although earlier adoption was available.





Item 2.  Management's Discussion and Analysis or Plan of Operations (continued)

Recent Accounting Pronouncements (continued)



The Company early adopted SFAS No. 142 effective with its 2002 fiscal year beginning August 1, 2001. Accordingly, in fiscal 2002 or year to date fiscal 2003, no amortization of goodwill was provided. An impairment loss, if any, will be reflected at such time that the Company believes goodwill has become impaired. The Company utilizes the market value of the Company as an indication of the fair value of the reporting unit in the assessment of enterprise level goodwill.

SFAS No. 143, Accounting for Asset Retirement Obligations (SFAS No. 143) establishes accounting standards for recognition and measurement of a liability for asset retirement cost. SFAS No. 143 is effective for fiscal years commencing after June 15, 2002. SFAS No. 144, Accounting for Impairment or Disposal of Long-Lived Assets (SFAS No. 144), addresses financial accounting and reporting for the impairment of long-lived assets to be disposed of. SFAS No. 144 is effective for fiscal years commencing after December 15, 2001.

In July 2002, the FASB released SFAS No. 146, Accounting for Costs Associated with Exit or Disposal Activities, which addresses the financial accounting and reporting for costs associated with exit or disposal activities. SFAS No. 146 relates to the recognition of a liability for a cost associated with an exit or disposal activity and requires that a liability be recognized for those costs only when the liability is incurred, that is, when it meets the definition of a liability under the FASB's conceptual framework. SFAS No. 146 also established fair value as the objective for initial measurement of liabilities related to exit or disposal activities. As a result, SFAS 146 significantly reduces an entity's ability to recognize a liability for future expenses related to a restructuring. SFAS No. 146 is effective for exit and disposal activities initiated after December 31, 2002.

The adoption of SFAS No. 143, SFAS No. 144 and SFAS No. 146 has had no impact on the Company's reported financial position or financial results for the period ended January 31, 2003.



Item  3. Controls and Procedures

Under the supervision and with the participation of the Company's management, including the Company's Chief Executive Officer and Principal Financial Officer, the Company has evaluated the effectiveness of the design and operation of its disclosure controls and procedures pursuant to Exchange Act Rule 13a-14(c) within 90 days of the filing date of this quarterly report. Based on that evaluation, the Chief Executive Officer and Principal Financial Officer have concluded that these disclosure controls and procedures are effective. There were no significant changes in the Company's internal controls or in other factors that could significantly affect internal controls subsequent to the date of their evaluation.



CAUTIONARY STATEMENT FOR PURPOSES OF THE "SAFE HARBOR" PROVISIONS OF THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995

From time to time, the Company will make written and oral forward-looking statements about matters that involve risk and uncertainties that could cause actual results to differ materially from projected results.

Many of these factors are beyond the Company's ability to control and predict. Investors are cautioned not to place undue reliance on forward-looking statements. The Company disclaims any intent or obligation to update its forward-looking statements, whether as a result of receiving new information, the occurrence of future events, or otherwise.

This Quarterly Report contains statements that are forward-looking. These statements are based on current expectations and assumptions that are subject to risks and uncertainties.  Actual results could differ materially because of issues and uncertainties such as those listed below, which, among others, should be considered in evaluating the Company's financial outlook.

An investment in Most Home's common stock involves risks due in part to prior operating losses, the limited market for Most Home's common stock, and competition in the real estate industry.

Prospective investors should be aware that ownership of Most Home's common stock involves risks which could depress the value of their shares.  Most Home does not make, nor has it authorized any other person to make, any representations about the future market value of Most Home's common stock.

The Company's securities should be purchased only by persons who can afford to lose their entire investment.  Prospective investors should read this entire quarterly report in conjunction with our Annual Report filed on Form 10K-SB and carefully consider, among others, the following risk factors in addition to the other information in this report prior to making an investment.

Most Home is dependant on additional financing to expand its operations.  If adequate funds are not available when required or on acceptable terms, Most Home may be required to alter its business plans and delay or scale back its sales and marketing efforts which, in turn, would result in a decline in Most Home's revenues.

Most Home needs additional capital to advance its business and marketing plans.  Since the cash generated from Most Home's operations may not be sufficient to fund these activities, Most Home may need additional financing through private financings, debt or equity offerings or collaborative arrangements with others.  Any equity offering will result in dilution of the ownership interest of Most Home's shareholders and may result in a decline in the price of Most Home's common stock.  The auditors' report with respect to Most Home's financial statements for the fiscal year ended July 31, 2002 filed with the Annual Report on Form 10-KSB includes an explanatory paragraph on these conditions that places substantial doubt about Most Home's ability to continue as a going concern.  These financial statements do not include any adjustment as a result of this uncertainty.

Most Home's services are dependent on the use of the Internet and any interruptions, delays or capacity problems experienced on the Internet or with telephone connections would adversely affect Most Home's ability to operate.

Although Most Home has instituted safeguards and redundancy for its web servers, possible technical problems could occur, including software failures that resulted in Most Home being unable to view customer information by means of its websites, and website server hardware failures that caused Most Home's websites to be unavailable to its customers for significant periods of time.

Most Home may not be able to protect its intellectual property.

Most Home considers the methods it uses to survey Realtors® for potential membership in its program to be proprietary.  Since these survey methods are not patented, Most Home relies primarily on a combination of copyright, trademark and trade secret laws and confidentiality procedures to protect its survey methods.  It is possible that others may independently develop superior survey methods or obtain access to Most Home's survey methods.  Monitoring and identifying unlawful use of Most Home's technology may prove difficult, and the cost of litigation may prevent Most Home from prosecuting any unauthorized use of its technology.



Government regulation and legal uncertainties could impair the growth of the Internet and decrease demand for Most Home's services or increase its cost of doing business.

Although there are currently few laws and regulations directly applicable to the Internet, a number of laws have been proposed involving the Internet, including laws addressing user privacy, pricing, content, copyrights, distribution, antitrust and characteristics and quality of products and services.  Further, the growth and development of the market for online email may prompt calls for more stringent consumer protection laws that may impose additional burdens on those companies conducting business by means of the internet.  The adoption of any additional laws or regulations may impair the growth of the Internet or commercial online services which could decrease the demand for Most Home's services and increase the cost of doing business, or otherwise harm Most Home's business and operating results.  Moreover, the applicability of existing laws to the Internet relating to property ownership, sales and other taxes, libel and personal privacy is uncertain and may take years to resolve.

The limited public market for Most Home's common stock may limit the ability of shareholders to sell their shares.

Most Home's common stock is quoted on the OTC Bulletin Board and there has been only a limited public market for Most Home's common stock.  An active trading market for Most Home's stock may not develop and purchasers of the shares may not be able to resell their securities at prices equal to or greater than the price paid for these shares. The market price of Most Home's common stock may decline as the result of announcements by Most Home or its competitors, variations in Most Home's results of operations, and market conditions in the real estate and Internet industries in general.

Rules of the Securities and Exchange Commission concerning low priced securities may limit the ability of shareholders to sell their shares.

Most Home's common stock is subject to Rule 15g-9 of the Securities and Exchange Commission which regulates broker/dealer practices in connection with transactions in "penny stocks".  Penny stocks generally are equity securities with a price of less than $5.00, other than securities registered on certain national securities exchanges or quoted on the NASDAQ system, provided that current price and volume information with respect to transactions in that security are provided by the exchange or system.  The penny stock rules require a broker/dealer, prior to a transaction in a penny stock not otherwise exempt from the rules, to deliver a standardized risk disclosure document prepared by the Commission that provides information about penny stocks and the nature and level or risks in the penny stock market.  The broker/dealer also must provide the customer with current bid and offer quotations for the penny stock, the compensation of the broker/dealer and its salesperson in the transaction, and if the broker/dealer is the sole market-maker, the broker/dealer must disclose this fact and the broker/dealer's presumed control over the market.  This information must be provided to the customer orally or in writing before or with the written confirmation of trade sent to the customer.  The bid and offer quotations, and the broker/dealer and its salesperson compensation information, must be given to the customer in writing before or with the customer's confirmation.  The broker/dealer must make a special suitability determination for purchasers of the securities and receive the purchaser's written agreement to the transaction prior to sale.  Monthly statements must be sent by the broker/dealer to the customer disclosing recent price information for the penny stock held in the account and information on the limited market in penny stocks.  These disclosure requirements may reduce the level of trading activity in the market for Most Home's common stock and may limit the ability of investors in this offering to sell Most Home's common stock in the secondary market.

The issuance of additional shares of common stock could cause the price of Most Home's common stock to decline.

Most Home has options, warrants and preferred stock outstanding, the exercise or conversion of which could result in the issuance of 9,845,786 additional shares of common stock.  To the extent these shares are issued, the percentage of common stock held by existing common stockholders will be reduced. In addition the exercise of any or all of the options or warrants might result in further dilution of the net tangible book value of the existing stockholders' shares. If the market price of Most Home's common stock is above the exercise price of an option or warrant the holders of the option or warrant may exercise the warrant or option, in which case Most Home would be required to sell its shares at below market prices, further diluting the interests of other shareholders.



PART II  -  OTHER INFORMATION

Item 1.  Legal Proceedings

Except for the following, the Company is not engaged in any litigation, and the officers and directors presently know of no threatened or pending litigation in which it is contemplated that the Company will be made a party:

The Company's Maple Ridge offices are leased premises that are the subject of a foreclosure petition. The petition commenced in September 2002 in Supreme Court of British Columbia. The petitioner is HSBC Bank of Canada and the principal respondent is Brainium Technologies Inc., the landlord of the premises, who defaulted on its mortgage payments. HSBC Bank of Canada has received an Order for Conduct of Sale from the Supreme Court of British Columbia. Upon completion of a sale, the purchaser could either maintain or re-negotiate the existing lease with the Company or cancel the lease and evict the Company from the premises. HSBC Bank of Canada, in its sole discretion may apply to the court to receive an order absolute that has the effect of barring the Company from the premises. As of December 2002, the Company has been remitting its lease payments directly to HSBC Bank of Canada.

Item 2.  Recent Sales of Unregistered Securities

The following sets forth certain information regarding sales of, and other transactions with respect to, our securities issued during the three months ended January 31, 2003, which sales and other transactions were not registered pursuant to the Securities Act of 1933. Unless otherwise indicated, no underwriters were involved in such transactions.

On August 22, 2002 the Company signed a subscription agreement for the sale of 2,500,000 units at a price of $0.10 per unit for an aggregate purchase price of $250,000. Each unit consists of one common share in the capital stock of the Company and one-half of one non-transferable share purchase warrant. Each warrant will entitle the holder to purchase one common share in the capital stock of the Company at a price of $0.15 per share. The subscription closed on August 28, 2002 and the Company received net proceeds of approximately $246,800. The warrants expire three years from the date of their issuance.  The units were sold to an accredited investor pursuant to Regulation 506 under the Securities Act of 1933, as amended.

On August 28, 2002, the Company issued 625,000 common share purchase warrants. Each warrant entitles the warrant holder to purchase one common share at $0.15 per share. The warrants were issued for future services and vested immediately. Compensation expense of $50,000 was recorded under management fees in the current period.  The issuance of these securities was exempt from the registration requirements of the Securities Act under Regulation 506 of Regulation D and Section 4(2).

On October 19, 2002 the outstanding Series B preferred stock of the Company were deemed to have been converted into common shares pursuant to the original subscription agreement dated September 21, 2001.  The Series B preferred shares were subsequently cancelled and common stock was issued on January 11, 2003.  The issuance of these securities was exempt from the registration requirements of the Securities Act under Section 4(2).



Item 3. Defaults upon Senior Securities

None

Item 4.  Submission of Matters to a Vote of Security Holders

None.

Item 5.  Other Information.

None



Item 6.  Exhibits and Reports on Form 8-K

(a)   Exhibits.

|Exhibit No. | Description of Exhibit                                                                                                    
|----------- | --------------------------------------------------------------------------------------------------------------------------
|99.1        | Certification Pursuant to the 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002
|99.2        | Certification Pursuant to the 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

(b)   Reports on Form 8-K

The Company filed two current reports on Form 8-K during the six-month period ended January 31, 2003.

-   On October 21, 2002, the Company filed a current report on Form 8-K announcing that on September 17, 2002, it completed a private placement to two accredited investors.

-   On December 11, 2002, the Company filed a current report on Form 8-K relating to a press release announcing its fiscal 2003 Q1 results.



SIGNATURES





In accordance with the requirements of the Securities and Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

|                     | MOST HOME CORP.                                                                      
|-------------------- | -------------------------------------------------------------------------------------
|Date: March 24, 2003 | By:   /s/ Kenneth Galpin         Kenneth Galpin, Director, CEO and President         
|                     | By:   /s/ Scott Munro         Scott Munro, Principal Financial and Accounting Officer























CERTIFICATIONS

I, KENNETH GALPIN, certify that:

1. I have reviewed this quarterly report on Form 10-QSB of Most Home Corp.;

2. Based on my knowledge, this quarterly report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this quarterly report;

3. Based on my knowledge, the financial statements, and other financial information included in this quarterly report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this quarterly report;

4. The registrant's other certifying officers and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-14 and 15d-14) for the registrant and have:

a) designed such disclosure controls and procedures to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this quarterly report is being prepared;

b) evaluated the effectiveness of the registrant's disclosure controls and procedures as of a date within 90 days prior to the filing date of this quarterly report (the "Evaluation Date"); and

c) presented in this quarterly report our conclusions about the effectiveness of the disclosure controls and procedures based on our evaluation as of the Evaluation Date;

5. The registrant's other certifying officers and I have disclosed, based on our most recent evaluation, to the registrant's auditors and the audit committee of registrant's board of directors (or persons performing the equivalent functions):

a) all significant deficiencies in the design or operation of internal controls which could adversely affect the registrant's ability to record, process, summarize and report financial data and have identified for the registrant's auditors any material weaknesses in internal controls; and

b) any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal controls; and

6. The registrant's other certifying officers and I have indicated in this quarterly report whether or not there were significant changes in internal controls or in other factors that could significantly affect internal controls subsequent to the date of our most recent evaluation, including any corrective actions with regard to significant deficiencies and material weaknesses.

|Date:  March 24, 2003 | /s/  Kenneth Galpin
Kenneth Galpin
CEO and President
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I, SCOTT MUNRO, certify that:

1. I have reviewed this quarterly report on Form 10-QSB of Most Home Corp.;

2. Based on my knowledge, this quarterly report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this quarterly report;

3. Based on my knowledge, the financial statements, and other financial information included in this quarterly report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this quarterly report;

4. The registrant's other certifying officers and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-14 and 15d-14) for the registrant and have:

a) designed such disclosure controls and procedures to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this quarterly report is being prepared;

b) evaluated the effectiveness of the registrant's disclosure controls and procedures as of a date within 90 days prior to the filing date of this quarterly report (the "Evaluation Date"); and

c) presented in this quarterly report our conclusions about the effectiveness of the disclosure controls and procedures based on our evaluation as of the Evaluation Date;

5. The registrant's other certifying officers and I have disclosed, based on our most recent evaluation, to the registrant's auditors and the audit committee of registrant's board of directors (or persons performing the equivalent functions):

a) all significant deficiencies in the design or operation of internal controls which could adversely affect the registrant's ability to record, process, summarize and report financial data and have identified for the registrant's auditors any material weaknesses in internal controls; and

b) any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal controls; and

6. The registrant's other certifying officers and I have indicated in this quarterly report whether or not there were significant changes in internal controls or in other factors that could significantly affect internal controls subsequent to the date of our most recent evaluation, including any corrective actions with regard to significant deficiencies and material weaknesses.

|Date:  March 24, 2003 | /s/ Scott Munro 
Scott Munro
Principal Financial Officer
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