Federal Register / Vol. 79, No. 206 / Friday, October 24, 2014 / Notices 63629 

control group, which consists of Stock 

Holdings of Delaware, LLC; Joan A. 

Schweizer, Fort Walton Beach, Florida; 

Karnise D. Schweizer, Fort Walton 

Beach, Florida, in her capacities as sole 

member and manager of Stock Holdings 

of Delaware, LLC, executrix of the estate 

of Arthur F. Schweizer, and trustee 

under the Last Will and Testament of 

Arthur F. Schweizer; Jarrod L. 

Schweizer, Boston, Massachusetts; Jason 

L. Schweizer, Fort Walton Beach, 

Florida; W. Todd Schweizer, Fort 

Walton Beach, Florida, individually and 

in his capacity as the sole member and 

manager of Schweizer Brothers 

Investments L.L.C., Fort Walton Beach, 

Florida; and Schweizer Brothers 

Investments L.L.C.; to acquire voting 

shares of Beach Community Bancshares, 

Inc., and thereby indirectly acquire 

voting shares of Beach Community 

Bank, both in Fort Walton Beach, 

Florida. 

C. Federal Reserve Bank of Dallas 

(E. Ann Worthy, Vice President) 2200 

North Pearl Street, Dallas, Texas 75201– 

2272: 

1. Michael Thomas Cope; Julio Cesar 

Ramon, Sr.; Beatrice Cortez Ramon, all 

of Mason, Texas; and Kenneth Charles 

Burow, Comfort, Texas; collectively as a 

group acting in concert, to acquire 

voting shares of Commercial Company, 

Inc., and thereby indirectly acquire 

voting shares of Commercial Bank, both 

in Mason, Texas. 

Board of Governors of the Federal Reserve 

System, October 21, 2014. 

Michael J. Lewandowski, 

Associate Secretary of the Board. 

[FR Doc. 2014–25333 Filed 10–23–14; 8:45 am] 

BILLING CODE 6210–01–P 

FEDERAL RESERVE SYSTEM 

Formations of, Acquisitions by, and 

Mergers of Bank Holding Companies 

The companies listed in this notice 

have applied to the Board for approval, 

pursuant to the Bank Holding Company 

Act of 1956 (12 U.S.C. 1841 et seq.) 

(BHC Act), Regulation Y (12 CFR Part 

225), and all other applicable statutes 

and regulations to become a bank 

holding company and/or to acquire the 

assets or the ownership of, control of, or 

the power to vote shares of a bank or 

bank holding company and all of the 

banks and nonbanking companies 

owned by the bank holding company, 

including the companies listed below. 

The applications listed below, as well 

as other related filings required by the 

Board, are available for immediate 

inspection at the Federal Reserve Bank 

indicated. The applications will also be 

available for inspection at the offices of 

the Board of Governors. Interested 

persons may express their views in 

writing on the standards enumerated in 

the BHC Act (12 U.S.C. 1842(c)). If the 

proposal also involves the acquisition of 

a nonbanking company, the review also 

includes whether the acquisition of the 

nonbanking company complies with the 

standards in section 4 of the BHC Act 

(12 U.S.C. 1843). Unless otherwise 

noted, nonbanking activities will be 

conducted throughout the United States. 

Unless otherwise noted, comments 

regarding each of these applications 

must be received at the Reserve Bank 

indicated or the offices of the Board of 

Governors not later than November 17, 

2014. 

A. Federal Reserve Bank of Chicago 

(Colette A. Fried, Assistant Vice 

President) 230 South LaSalle Street, 

Chicago, Illinois 60690–1414: 

1. Wintrust Financial Corporation, 

Rosemont, Illinois, to merge with 

Delavan Bancshares, Inc., Delavan, 

Wisconsin, and thereby indirectly 

acquire Community Bank CBD, Delavan, 

Wisconsin. 

B. Federal Reserve Bank of St. Louis 

(Yvonne Sparks, Community 

Development Officer) P.O. Box 442, St. 

Louis, Missouri 63166–2034: 

1. Financial Services Holding 

Corporation, Henderson, Kentucky; to 

acquire 100 percent of the voting shares 

of Ohio Valley Bancorp, Inc., and 

thereby indirectly acquire voting shares 

of Ohio Valley Financial Group, both in 

Henderson, Kentucky. 

Board of Governors of the Federal Reserve 

System, October 20, 2014. 

Michael J. Lewandowski, 

Associate Secretary of the Board. 

[FR Doc. 2014–25265 Filed 10–23–14; 8:45 am] 

BILLING CODE 6210–01–P 

FEDERAL RESERVE SYSTEM 

Formations of, Acquisitions by, and 

Mergers of Savings and Loan Holding 

Companies 

The companies listed in this notice 

have applied to the Board for approval, 

pursuant to the Home Owners’ Loan Act 

(12 U.S.C. 1461 et seq.) (HOLA), 

Regulation LL (12 CFR part 238), and 

Regulation MM (12 CFR part 239), and 

all other applicable statutes and 

regulations to become a savings and 

loan holding company and/or to acquire 

the assets or the ownership of, control 

of, or the power to vote shares of a 

savings association and nonbanking 

companies owned by the savings and 

loan holding company, including the 

companies listed below. 

The applications listed below, as well 

as other related filings required by the 

Board, are available for immediate 

inspection at the Federal Reserve Bank 

indicated. The application also will be 

available for inspection at the offices of 

the Board of Governors. Interested 

persons may express their views in 

writing on the standards enumerated in 

the HOLA (12 U.S.C. 1467a(e)). If the 

proposal also involves the acquisition of 

a nonbanking company, the review also 

includes whether the acquisition of the 

nonbanking company complies with the 

standards in section 10(c)(4)(B) of the 

HOLA (12 U.S.C. 1467a(c)(4)(B)). Unless 

otherwise noted, nonbanking activities 

will be conducted throughout the 

United States. 

Unless otherwise noted, comments 

regarding each of these applications 

must be received at the Reserve Bank 

indicated or the offices of the Board of 

Governors not later than November 20, 

2014. 

A. Federal Reserve Bank of Atlanta 

(Chapelle Davis, Assistant Vice 

President) 1000 Peachtree Street NE., 

Atlanta, Georgia 30309: 

1. Seminole Bancorp, Inc., 

Hollywood, Florida; to become a savings 

and loan holding company by acquiring 

100 percent of the voting shares of 

Mackinac Savings Bank, F.S.B., Boynton 

Beach, Florida. 

Board of Governors of the Federal Reserve 

System, October 21, 2014. 

Michael J. Lewandowski, 

Associate Secretary of the Board. 

[FR Doc. 2014–25332 Filed 10–23–14; 8:45 am] 

BILLING CODE 6210–01–P 

DEPARTMENT OF HEALTH AND 

HUMAN SERVICES 

Draft Guidance on Disclosing 

Reasonably Foreseeable Risks in 

Research Evaluating Standards of 

Care 

AGENCY: Office of the Secretary, Office 

of the Assistant Secretary for Health, 

Office for Human Research Protections, 

Department of Health and Human 

Services (HHS). 

ACTION: Notice. 

SUMMARY: The Department of Health and 

Human Services (HHS), through the 

Office for Human Research Protections 

(OHRP) is announcing the availability of 

a draft guidance for the research 

community entitled ‘‘Guidance on 

Disclosing Reasonably Foreseeable Risks 

in Research Evaluating Standards of 

Care.’’ OHRP is specifically addressing 

what risks to subjects are presented by 

research evaluating or comparing risks 


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