U.S. SECURITIES AND EXCHANGE COMMISSION
                      Washington, D.C. 20549

                            Form 10-QSB

(Mark One)
X...Quarterly report under section 13 or 15(d) of the Securities
Exchange Act of 1934 for the quarterly period ended September 30,
1999.

 ....Transition report under section 13 or 15(d) of the Securities
Exchange Act of 1934 for the transition period from _________ to
_________.

Commission File No:   0-23869

                         isolver.com, inc.
              (Name of small business in its charter)

Colorado                        84-1434320
(State or other            (IRS Employer Id.  No.)
jurisdiction of Incorporation)

5001 Spring Valley Road, Suite 200, East Tower
Dallas, Texas                                 75244
(Address of Principal Office)           (Zip Code)

Issuer's telephone number:    (972) 991-0001



Check whether the issuer (1) filed all reports required to be filed by
Section 13 or 15(d) of the Securities Exchange Act during the past 12
months (or for such shorter period that the registrant was required to
file such reports), and (2) has been subject to such filing requirements
for the past 90 days. Yes ..X..  No ....

Applicable only to issuers involved in bankruptcy proceedings during
the past five years

Check whether the issuer has filed all documents and reports required
to be filed by Section 12, 13 or 15(d) of the Exchange Act after the
distribution of securities under a plan confirmed by a court.  Yes .....
No .....

Applicable only to corporate issuers:

State the number of shares outstanding of each of the issuer's classes
of common equity, as of the latest practicable date.  At July 28, 1999,
the following shares of common were outstanding:  Capital Stock, no
par value, 30,000,000 shares.

Transitional Small Business Disclosure
Format (Check one):
Yes .....     No ..X..

PART 1 - FINANCIAL INFORMATION

ITEM 1.  FINANCIAL STATEMENTS AND EXHIBITS

       (a)  The unaudited financial statements of registrant as of and
for the quarter ending September 30, 1999, and for the period from
inception through September 30, 1999, follow.  The financial
statements reflect all adjustments which are, in the opinion of
management, necessary for a fair representation of the interim period
presented.



                         isolver.com, inc.
                   (A Development Stage Company)

                       FINANCIAL STATEMENTS








                 Quarter Ended September 30, 1999


                         isolver.com, inc.
                   (A Development Stage Company)


Index to Financial Statements

Consolidated Balance Sheet
Consolidated Statement of Loss
and Accumulated Deficit
Consolidated Statements Of Changes In
Stockholders' Equity
Consolidated Statements of Cash Flows
Unaudited Pro Forma Statements Of Operations

Notes to Financial Statements


isolver.com, inc..
(A Development Stage Company)
BALANCE SHEET
as of September 30, 1999 (unaudited)

<TABLE>
<CAPTION>
<S>                                        <C>
ASSETS
CURRENT ASSETS:
Cash and cash equivalents               11,768
Prepaid expenses                         8,030
Total Current Assets                    19,768
Deposits                                 4,609

TOTAL ASSETS                            24,407

LIABILITIES AND STOCKHOLDERS' EQUITY
CURRENT LIABILITIES
Accounts payable                             -
Loans payable - shareholders            70,000
Total Liabilities                       70,000

STOCKHOLDERS' EQUITY
Common stock, no par value;
100,000,000 shares authorized;
30,000,000 shares issued and
outstanding                             10,000

Preferred stock, no par value
10,000,000 shares authorized;
no shares issued and outstanding             -
Additional paid-in capital             288,900

Deficit accumulated
 during the
 development stage                   (344,493)
Total stockholders' equity            (45,593)

TOTAL LIABILITIES AND
 STOCKHOLDERS' EQUITY                   24,407
</TABLE>
The accompanying notes are an integral part of these financial statements.
isolver.com, inc.
(A Development Stage Company)
CONSOLIDATED STATEMENT OF LOSS AND ACCUMULATED
DEFICIT
for the three months ended September 30, 1999 and for the period from
inception (April 8, 1999) through September 30, 1999
(unaudited)

<TABLE>
<CAPTION>
                                 Three               Period from
                                 Months              Inception
                                 Ended               (4/8/99) thru
                                 9/30/99             9/30/99
<S>                                  <C>                 <C>

INCOME                                 -                   -

Operating Expenses

Contract Labor                    30,833              56,033
Professional fees                  8,162              29,308
Rent                                 150                 300
Salaries                          96,549             162,604
Selling, general and
   administrative                 11,880              26,636
Software development
   costs                          63,834              69,613

Total operating expenses         211,407             344,493

NET (loss)                     (211,407)           (344,493)

Accumulated deficit:

Balance, beginning
 of period                             -                   -

Balance, end of
 period                        (211,407)           (344,493)

(Loss) per common
  share and common
  equivalent share:

Basic                            (.007)              (.012)

Weighted average common
and common equivalents
outstanding:

Basic                         30,000,000          28,688,525
</TABLE>
The accompanying notes are an integral part of these financial statements.
isolver.com, inc.
(A Development Stage Company)
CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY
For the period from inception (April 8, 1999)
to September 30, 1999
(unaudited)

<TABLE>
<CAPTION>
                                                                  Deficit
                                                                  Accumulated
                    Common Stock           Additional              during
                                              Paid-in         the develop-
                    Shares        Amount      Capital           ment stage
<S>                     <C>          <C>          <C>             <C>
Issuance of common stock:
Stock issued for cash
April 1999 at
$.01 per share   16,140,000       10,000       19,000

Stock issued in connection
with isolver.com, inc.
reverse merger
                 13,860,000

Additional capital funded
by shareholder for company
expenses for period ended
June 30, 1999                                 113,000

Rent provided at
no charge for period
ended June 30, 1999                               150

Net loss for the
period ended
June 30, 1999                                                   (133,086)

Balance
June 30, 1999    30,000,000       10,000      132,150           (133,086)

Additional capital funded
by shareholder for
company expenses for period

ended September 30, 1999                      156,600

Rent provided at no
charge for period
ended September 30, 1999                          150

Net loss for the period
ended September 30, 1999                                        (211,407)

Balance for
Sept. 30, 1999   30,000,000       10,000      288,900           (344,493)
</TABLE>
The accompanying notes are an integral part of these financial statements.
isolver.com, inc.
(A Development Stage Company)
CONSOLIDATED STATEMENTS OF CASH FLOWS
For the three month period ended September 30, 1999 and for
the period from inception (April 8, 1999)
through September 30, 1999
(unaudited)

<TABLE>
<CAPTION>
                                   Three         Period from
                                  Months           Inception
                                   Ended         (4/8/99) to
                                 9/30/99             9/30/99
<S>                                  <C>                 <C>
CASH FLOWS FROM
OPERATING ACTIVITIES:

Net Loss                       (211,407)           (344,493)
Adjustments to reconcile net loss
to net cash used in operating
activities:
   Depreciation and
   amortization                        -                   -

Changes in assets and liabilities:
(Increase) decrease in prepaid
   expenses                        1,516             (8,029)
(Increase) in other
   assets                          (324)             (4,609)
(Decrease) increase in accounts
   payable                      (11,238)                   -

Net cash flows from operating activities
                               (221,454)           (357,132)

CASH FLOWS FROM
FINANCING ACTIVITIES:

Proceeds from issuance of common
stock in connection with merger
with isolver.com, inc.                 -              29,000

Proceeds from additional capital
contributed by shareholder       156,600             269,600

Loan proceeds from shareholders   70,000              70,000

Rent provided at no charge
for period ended Sept.30, 1999       150                 300

Loan proceeds from shareholders   70,000              70,000

Net cash flows from investing
activities:                      226,750             368,900

Net increase in cash and cash
equivalents                        5,296              11,768

CASH AND CASH EQUIVALENTS
 Beginning of Period               6,472                    -
 End of Period                    11,768              11,768
</TABLE>
The accompanying notes are an integral part of these financial statements.

<PAGE>
isolver.com, inc.
(A Development Stage Company)
UNAUDITED PRO FORMA STATEMENTS OF OPERATIONS
For the nine month period ended September 30, 1999
<TABLE>
<CAPTION>
                    isolver.com  Buffalo VI
                    initial      three                          Pro Forma
                    period       months
                    Ended        ended                          Combined
                    9/30/99      3/31/99      Adjustments        9/30/99
<S>                     <C>          <C>          <C>             <C>
Income                    -            -            -                 -

Operating Expenses

Contract Labor       56,033            -            -              29,308
Professional fees    29,308            -            -               8,162
Rent                    300            -            -                 300
Salaries            162,604            -            -             162,604
Selling, general
and adminstrative    26,636        3,656            -              30,292
Software development
costs                69,613            -            -              69,613
Total operating
expenses            344,493        3,656            -             348,149

Net (loss)        (344,493)      (3,656)            -           (348,149)

(Loss) per common share and common equivalent share:

Basic               (.012)       (.001)                          (.012)

Weighted average common and common equivalents
outstanding:

Basic            28,688,525    4,620,000                        30,000,000
</TABLE>
The accompanying notes are an integral part of these financial statements.
isolver.com, inc.
(A Development Stage Company)
NOTES TO FINANCIAL STATEMENTS
September 30, 1999

NOTE 1.  Basis of Presentation

The information included in the financial statements is unaudited, but
includes all adjustments (consisting of normal recurring items) which
are, in the opinion of management, necessary for a fair representation
of the interim period presented.

Development Stage Company

isolver.com, inc., a Colorado corporation, (the "Company") was
incorporated under the laws of the State of Colorado on August 28,
1996.  Its principal executive office is located at 5001 Spring Valley
Road, Suite 200, East Tower, Dallas, Texas 75244.  The Company is a
new enterprise in the development stage as defined by Statement No. 7
of the Financial Accounting Standards Board and has not engaged in
any business other than organizational efforts.  isolver.com, inc., a
Nevada corporation, (the "Subsidiary") is a wholly owned subsidiary of
the Company.  While the Company has no full-time employees and
owns no real property, the Subsidiary has 6 full time employees and
owns no real property.

Accounting Method
The Company records income and expenses on the accrual method.

Fiscal Year
The Company maintains a December 31 fiscal year end.

Organization Costs
Costs to incorporate the Company have been expensed as incurred, due
to the costs being immaterial when compared to the financial
statements as a whole.

Loss Per Share
Loss per share was computed using the weighted average number of
shares outstanding during the period.

Statement of Cash Flows
For purposes of the statements of cash flow, the Company considers
all highly liquid debt instruments purchased with an original maturity
date of three months or less to be cash equivalents.

Use of Estimates
The preparation of the Company's financial statements in conformity
with generally accepted accounting principals requires the Company's
management to make estimates and assumptions that effect the
amounts reported in these financial statements and accompanying
notes.  Actual results could differ from those estimates.

Changes in Classification
Classification changes in 1998 financial statement data were made in
order to conform to the current year presentation.

NOTE 2.  STOCKHOLDERS EQUITY

As of September 30, 1999, 30,000,000 shares of no par value common
stock were issued and outstanding.

On April 23, 1999, the Company's Board of Directors approved a 3:1
forward split of its issued and outstanding common stock held by its
shareholders of record as of that date.  As a result of the forward split,
the issued and outstanding common stock of the Company was
increased, as of that date, from 10,000,000 shares to 30,000,000
shares.  All references in the accompanying financial statements
regarding share and per share amounts have been restated to reflect
these stock splits.

NOTE 3.  RELATED PARTY TRANSACTIONS

One of the Company's directors and principal shareholders owning
5,700,000 shares, or 19% of the Common Stock of the Company, Gina
M. Setlin-Fard is also a salaried employee.

E-Com Investments, L.L.C., a principal shareholder of the Company,
is providing office space at no charge to the Company.  For purposes
of the financial statements, the Company is accruing $50 per month as
additional paid-in capital for this use.

NOTE 4.  SUPPLEMENTAL DISCLOSURE OF NON-CASH
FINANCING ACTIVITIES

The Company has recorded office rent expense of $300 from inception
to September 30, 1999.

NOTE 5.  INCOME TAXES

The Company has federal net operating loss carryforwards of
approximately $344,000 expiring in the year 2013.  The tax benefit of
these net operating losses, which totals approximately $69,000, has
been offset by a full allowance for realization.

NOTE 6.  PRINCIPLES OF CONSOLIDATION

The consolidated financial statements include the accounts of the
Subsidiary.  All significant intercompany accounts and transactions
have been eliminated. The investments are accounted for on the equity
method and, accordingly, the carrying value approximates the
Company's equity in the recorded value of the underlying net assets.

On April 21, 1999, isolver.com, inc., a Nevada corporation (the
"Subsidiary") underwent a business combination with the Company
pursuant to a closing under a Share Exchange and Plan of
Reorganization Agreement.  The transaction has been accounted for as
a reverse merger acquisition, whereby isolver.com, inc. is the
accounting acquiror.  All operations presented herein are those of
isolver.com, inc. and include the operations of isolver.com, inc. since
the date of the business combination.

ITEM 2.  MANAGEMENT'S DISCUSSION AND ANALYSIS OR
PLAN OF OPERATION

Plan of Operation

The Company remains in the development stage.  A business
combination transaction occurred on April 21, 1999 with the
Subsidiary.  The Subsidiary is a wholly owned subsidiary of the
Company.  All of the Company's business is expected to be conducted
through the Subsidiary.  The Subsidiary is a development stage
internet commerce business.  Its main focus is network development,
Web-based solutions, Web software and e-commerce. It plans to
develop software programs and to license these software programs to
companies wishing to sell goods on the internet. The Subsidiary has
developed a proprietary Universal Cart technology which allows a
consumer to store the consumer's credit card information, shipping
addresses and telephone contacts, all of which can be retrieved by
inputting one brief personal code when purchasing goods on the
internet.  Universal Cart allows only the financial institution processing
the credit card to have access to the consumer's information.  The
system also offers merchants a sophisticated order entry, shipping and
inventory tool at a small, per-transaction cost.  The Company plans to
license this Universal Cart software to Internet vendors.

The company has also developed two virtual malls: 421rodeodrive.com
and promenadeusa.com, which it intends to sell.

The Subsidiary expects to earn revenue from software licensing, sales
transaction processing, network consulting and setup, and sales of the
virtual mall websites.  Agreements with a credit card processing
company, Cardservice International, have been finalized.

The Company remains in the development stage and since inception,
has experienced a significant change in liquidity in that the Company's
principal shareholder, E-Com Investments, L.L.C., contributed
additional capital to the Company of $269,600 and has made loans to
the Company in a total amount of $70,000.  Consequently, the
Company's balance sheet for the quarter ended September 30, 1999,
reflects a current asset value of $19,798 and a total asset value of
$24,407.

The Company currently does not have sufficient assets or capital
resources to pay its on-going expenses while it continues to develop its
internet commerce business through its Subsidiary, and it may raise
additional capital through the sale of securities.  In addition, although
the Company has no agreement in place with its shareholders or other
persons to pay expenses on its behalf, it is currently anticipated that
the Company will rely on third parties to pay expenses on its behalf
until the Company begins earning revenue from the Subsidiary's
software licensing.

The Company is not expected to purchase any significant equipment;
however it does plan to lease all its hardware systems and other
equipment.  Leasing equipment will eliminate large up-front costs and
enable the Company to focus money on development.

The Company currently has no full time or part time employees. The
Subsidiary currently has six full time employees and two contract
laborers. In addition, during the next twelve months, the Subsidiary
plans to add between two and ten full time employees to serve as
additional programmers and customer service representatives.

Results of Operations.

During the period from April 8, 1999 (inception) through September
30, 1999, the Company has engaged in no significant operations other
than the acquisition of capital, registering its securities under the
Securities and Exchange Act of 1934, as amended, acquiring its wholly
owned Subsidiary, and developing a plan and the software for its
internet commerce business.  No revenues were received during this
period, and the Company experienced a cumulative net loss of
($344,493).  A substantial portion of this loss ($218,637) is the result
of payment of salaries to employees and payments for contract
laborers.

The Company expects that it will soon be generating revenue as its
business continues its development, but the Company will continue to
pay wages and salaries and will continue to incur legal and accounting
fees and other costs associated with compliance with its reporting
obligations.  As a result, the Company expects that it will continue to
incur losses through the next quarter until the Subsidiary begins to
license its software.

CAUTIONARY STATEMENT REGARDING FORWARD-LOOKING
INFORMATION

This report contains various forward-looking statements that are based
on the Company's beliefs as well as assumptions made by and
information currently available to the Company.  When used in this
report, the words "believe," "expect," "anticipate," "estimate" and
similar expressions are intended to identify forward-looking statements.
Such statements may include statements regarding seeking business
opportunities, payment of operating expenses, and the like, and are
subject to certain risks, uncertainties and assumptions which could
cause actual results to differ materially from projections or estimates
contained herein.  Factors which could cause actual results to differ
materially include, among others, unanticipated or unexpected costs
and expenses, competition and changes in market conditions, lack of
adequate management personnel, delays in completion and licensing of
software by its Subsidiary, and the like.  Should one or more of these
risks or uncertainties materialize, or should underlying assumptions
prove incorrect, actual results may vary materially form those
anticipated, estimated or projected.  The Company cautions against
placing undue reliance on forward-looking statements all of which
speak only as of the date made.

PART II

ITEM 4.  SUBMISSION OF MATTERS TO A VOTE OF
SECURITY HOLDERS.

       On August 2, 1999 a special meeting of the shareholders of the
Company occurred at 9:00 A.M. at the offices of the Company at 5001
Spring Valley Road, Suite 200, East Tower, Dallas, TX 75244 for the
shareholders of record of the Company on June 4, 1999.  At such
meeting, the shareholders voted to amend the Company's Articles of
Incorporation to change the name of the Company to isolver.com,inc.,
the name of the Company's wholly owned subsidiary.  More than one-
third of the outstanding common stock was represented in person or by
proxy at the meeting and constituted a quorum for the transaction of
all business.  The proposal to amend the Company's Articles of
Incorporation was passed by the affirmative vote of a majority of the
shares represented at the meeting, as E-Com Investments, L.L.C., the
owner of 20,892,750 shares, or approximately 69.6% of the
Company's issued and outstanding Common Stock, voted its shares in
favor of the proposed amendment of the Company's Articles of
Incorporation. No votes abstained or were cast against this proposal.
The Amended Articles of Incorporation which changed the name of
the Company were filed with the Secretary of State of Colorado on
August 9, 1999.  This change of name of the Company will have no
effect on the rights of the security holders of the Company.

ITEM 5.  OTHER INFORMATION.

       As reported in Item 4, above, the Company has changed its
name to isolver.com, inc.

ITEM 6.  EXHIBITS AND REPORTS ON FORM 8-K

       (a)   The exhibits listed below are filed as part of this
Quarterly Report.

       EXHIBIT 3.1 - Articles of Incorporation (incorporated by
reference from Registration Statement on Form 10-SB filed with the
Securities and Exchange Commission on March 4, 1998).
       EXHIBIT 3.2 - Bylaws (incorporated by reference from
Registration Statement on Form 10-SB filed with the Securities and
Exchange Commission on March 4, 1998).
       EXHIBIT 27 - FINANCIAL DATA SCHEDULE

       (b)   No Form 8-K was filed during the period covered by
this report.
SIGNATURES

In accordance with the requirements of the Exchange Act, the
registrant caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.

isolver.com, inc.
(Registrant)

Date:  November 15, 1999



By: /s/ Gina M. Setlin-Fard, President