UNITED
STATES

SECURITIES
AND EXCHANGE COMMISSION

Washington,
D.C. 20549












FORM 10-K










ANNUAL
REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934



For the
fiscal year ended December 31, 2019





Commission
file number of issuing entity: 333-52984-03, 333-145220-01, 333-171055-01, 333-208054, 333-224484

Central
Index Key Number of issuing entity: 0001108348








CITIBANK CREDIT CARD ISSUANCE TRUST*

(Issuing
Entity in respect of the Notes)

(Exact
name of issuing entity as specified in its charter)








|DELAWARE                                                                                                                                  | NOT
    APPLICABLE                                                                                             
|----------------------------------------------------------------------------------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------
|(State
                                         or other jurisdiction of incorporation
        or
        organization of issuing entity) | (I.R.S.
                                         Employer Identification No.
        of
        issuing entity)





Commission
file number of issuing entity: 333-80743-02, 333-145220-02; 333-171055-02, 333-208054-01, 333-224484-02

Central
Index Key Number of issuing entity: 0000921864








CITIBANK
CREDIT CARD MASTER TRUST I

(Issuing
Entity in respect of the Collateral Certificate)

(Exact
name of issuing entity as specified in its charter)








|NEW
    YORK                                                                                                                              | NOT
    APPLICABLE                                                                                             
|----------------------------------------------------------------------------------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------
|(State
                                         or other jurisdiction of incorporation
        or
        organization of issuing entity) | (I.R.S.
                                         Employer Identification No.
        of
        issuing entity)





Commission
file number of depositor and sponsor: 333-145220-03, 333-171055-03, 333-208054-02, 333-224484-01

Central
Index Key Number of sponsor and depositor: 0001522616








CITIBANK,
N.A.

(Exact
name of depositor and sponsor as specified in its charter)








|UNITED
    STATES OF AMERICA                                                                                            | 13-5266470                              
|----------------------------------------------------------------------------------------------------------------------- | ----------------------------------------
|(State
                                         or other jurisdiction of incorporation
        or
        organization) | (I.R.S.
    Employer Identification No.)





|388
                                         Greenwich St
        New
        York, New York                               | 10013         
|-------------------------------------------------------------------------------------------------------------------------- | --------------
|(Address
                                         of principal executive offices
        of
        depositor and sponsor) | (Zip
    Code)



Telephone
number, including area code: (212) 559-1000



Securities
registered pursuant to Section 12(b) of the Act: NONE



Securities
registered pursuant to Section 12(g) of the Act: NONE








Indicate by check mark if the registrant is a well-known seasoned
issuer, as defined in Rule 405 of the Securities Act.     Yes  ̈     No x.



Indicate by check mark if the registrant is not required to
file reports pursuant to Section 13 or Section 15(d) of the Act.     Yes  ̈     No x.



Indicate by check mark whether the registrant (1) has filed
all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or
for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements
for the past 90 days.     Yes x     No  ̈



Indicate by check mark whether the registrant has submitted
electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this
chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).     Yes x     No  ̈



[Rule 405 of Regulation S-T is not applicable.]



Indicate by check mark if disclosure of delinquent filers pursuant
to Item 405 of Regulation S-K (§ 229.405 of this chapter) is not contained herein, and will not be contained, to the best
of registrant's knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K
or any amendment to this Form 10-K. x



[Item 405 of Regulation S-K is not applicable.]



Indicate by check mark whether the registrant is a large accelerated
filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions
of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging
growth company” in Rule 12b-2 of the Exchange Act.



Large accelerated filer  ̈

Accelerated filer  ̈

Non-accelerated filer x

Smaller reporting company  ̈

Emerging growth company  ̈



If an emerging growth company, indicate by check mark if the
registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards
provided pursuant to Section 13(a) of the Exchange Act.  ̈



Indicate by check mark whether the registrant is a shell company
(as defined in Rule 12b-2 of the Act).     Yes  ̈     No x.



State the aggregate market value of the voting and non-voting
common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average
bid and asked price of such common equity, as of the last business day of the registrant’s most recently completed second
fiscal quarter:



NOT APPLICABLE










| | * | In accordance with relevant regulations of the Securities and Exchange Commission, the depositor files annual and other reports
concerning the Notes with the Commission on behalf of Citibank Credit Card Issuance Trust and Citibank Credit Card Master Trust
I under the Central Index Key (CIK) number (0001108348) for Citibank Credit Card Issuance Trust.
| | - | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------














PART I



The following Items have been omitted in accordance with
General Instruction J to Form 10–K:



|Item 1:  |  | Business.         
|-------- |  | ------------------
|Item 1A: |  | Risk Factors.     
|Item 2:  |  | Properties.       
|Item 3:  |  | Legal Proceedings.



Item 1B. Unresolved Staff Comments.



Not Applicable.





Item 4. Mine Safety Disclosures.



Not Applicable.





Substitute information provided in accordance
with General Instruction J to Form 10–K:



Item 1112(b) of Regulation AB: Significant Obligors of Pool
Assets (Financial Information).



The primary asset of Citibank Credit Card
Issuance Trust, a Delaware statutory trust formed on September 12, 2000 (the “issuance trust”) – and its primary
source of funds for the payment of principal of and interest on the notes – is a collateral certificate issued by Citibank
Credit Card Master Trust I (the “master trust”) to the issuance trust. The collateral certificate represents an undivided
interest in the assets of the master trust. The master trust's assets consist primarily of credit card receivables arising in a
portfolio of revolving credit card accounts. The master trust, therefore, may be considered a significant obligor in relation to
the issuance trust. Pursuant to Instruction 2.b. to Item 1112(b) of Regulation AB, the information required by Instruction J to
Form 10-K in respect of the master trust has been disclosed in this report on Form 10-K in lieu of the information otherwise contemplated
by Item 1112(b).



The pool assets held by the master trust
do not include any significant obligors.





Item 1114(b)(2) of Regulation AB: Credit enhancement and
other support, except for certain derivatives instruments (financial information).



Based on the standards set forth in Item
1114(b)(2) of Regulation AB, no information is required in response to this Item.





Item 1115(b) of Regulation AB: Certain derivatives instruments
(financial information).



Based on the standards set forth in Item
1115(b) of Regulation AB, no information is required in response to this Item.



2





Item 1117 of Regulation AB: Legal proceedings.





Interchange Fee Litigation



Beginning in 2005, several putative class
actions were filed against Citigroup Inc. and certain of its subsidiaries, including Citibank, N.A. (collectively Citigroup), together
with Visa, MasterCard and other banks and their affiliates, in various federal district courts and consolidated with other related
individual cases in a multi-district litigation proceeding in the United States District Court for the Eastern District of New
York. This proceeding is captioned IN RE PAYMENT CARD INTERCHANGE FEE AND MERCHANT DISCOUNT ANTITRUST LITIGATION.



The plaintiffs, merchants that accept Visa
and MasterCard branded payment cards as well as various membership associations that claim to represent certain groups of merchants,
allege, among other things, that defendants have engaged in conspiracies to set the price of interchange and merchant discount
fees on credit and debit card transactions and to restrain trade unreasonably through various Visa and MasterCard rules governing
merchant conduct, all in violation of Section 1 of the Sherman Act and certain California statutes. Plaintiffs further alleged
violations of Section 2 of the Sherman Act. Supplemental complaints also were filed against defendants in the putative class actions
alleging that Visa’s and MasterCard’s respective initial public offerings were anticompetitive and violated Section
7 of the Clayton Act, and that MasterCard’s initial public offering constituted a fraudulent conveyance.



In 2014, the district court entered a final
judgment approving the terms of a class settlement providing for, among other things, cash payment to the class of $6.05 billion;
a rebate to merchants participating in the damages class settlement of 10 bps on interchange collected for a period of eight months
by the Visa and MasterCard networks; and changes to certain network rules. Various objectors appealed from the final class settlement
approval order to the United States Court of Appeals for the Second Circuit.





In 2016, the Court of Appeals reversed
the district court’s approval of the class settlement and remanded for further proceedings. The district court thereafter
appointed separate interim counsel for a putative class seeking damages and a putative class seeking injunctive relief. Amended
or new complaints on behalf of the putative classes and various individual merchants were subsequently filed, including a further
amended complaint on behalf of a putative damages class and a new complaint on behalf of a putative injunctive class, both of which
named Citigroup. In addition, numerous merchants have filed amended or new complaints against Visa, MasterCard, and in some instances
one or more issuing banks. Three of these suits—7-ELEVEN, INC., ET AL. v. VISA INC., ET AL.; ROUNDY’S SUPERMARKETS,
INC. v. VISA INC. ET AL.; and LUBY’S FUDDRUCKERS RESTAURANTS, LLC, v. VISA INC., ET AL—brought on behalf of numerous
individual merchants, name Citigroup as defendants.









3







On December 13, 2019, the district court
granted the damages class plaintiffs’ motion for final approval of a new settlement with the defendants. The settlement involves
the damages class only and does not settle the claims of the injunctive relief class or any actions brought on a non-class basis
by individual merchants. The settlement provides for a cash payment to the damages class of $6.24 billion, though that amount has
been reduced by $700 million based on the transaction volume of class members that opted-out from the settlement. Several merchants
and merchant groups have appealed the final approval order. Additional information concerning these consolidated actions is publicly
available in court filings under the docket number MDL 05-1720 (E.D.N.Y.) (Brodie, J.).







Indenture Trustee and Master Trust Trustee Litigation



Deutsche Bank Trust Company Americas (DBTCA),
the indenture trustee and the master trust trustee, have been sued by investors in civil litigation concerning their role as trustees
of certain residential mortgage backed securities (RMBS) trusts. On June 18, 2014, a group of investors, including funds managed
by Blackrock Advisors, LLC, PIMCO-Advisors, L.P., and others, filed an action against DBNTC and DBTCA in New York State Supreme
Court alleging that DBNTC and DBTCA failed to perform purported duties, as trustees for 544 private-label RMBS trusts, to enforce
breaches of representations and warranties as to mortgage loans held by the trusts and to enforce breaches by servicers of their
mortgage loan servicing obligations for the trusts. During the course of the litigation, plaintiffs dismissed the case from New
York State Supreme Court and refiled two separate cases, one in the U.S. District Court for the Southern District of New York (the
BlackRock SDNY Case) and the other in the Superior Court of California, Orange County (the BlackRock California Case). Pursuant
to a settlement among the parties, the BlackRock SDNY Case was dismissed on December 6, 2018 and the BlackRock California Case
was dismissed on January 11, 2019.



On September 27, 2017, DBTCA was added
as a defendant to a case brought by certain special purpose entities including Phoenix Light SF Limited in the U.S. District Court
for the Southern District of New York, in which the plaintiffs previously alleged incorrectly that DBNTC served as trustee for
all 43 of the trusts at issue. On September 27, 2017, plaintiffs filed a third amended complaint that names DBTCA as a defendant
in addition to DBNTC. DBTCA serves as trustee for one of the 43 trusts at issue. DBNTC serves as trustee for the other 42 trusts
at issue. Plaintiffs’ third amended complaint brings claims for violation of the U.S. Trust Indenture Act of 1939 (TIA);
breach of contract; breach of fiduciary duty; negligence and gross negligence; violation of the New York Streit Act; and breach
of the covenant of good faith. However, in the third amended complaint, plaintiffs acknowledge that, before DBTCA was added to
the case, the court dismissed plaintiffs’ TIA Act claims, negligence and gross negligence claims, Streit Act claims, claims
for breach of the covenant of good faith, and certain theories of plaintiffs’ breach of contract claims, and plaintiffs only
include these claims to preserve any rights on appeal. Plaintiffs allege damages of “hundreds of millions of dollars.”
On November 13, 2017, DBNTC and DBTCA filed an answer to the third amended complaint. On December 7, 2018, DBNTC and DBTCA filed
a motion for summary judgment. Also on December 7, 2018, plaintiffs, jointly with Commerzbank AG (see description of Commerzbank
case below), filed a motion for partial summary judgment. As of March 8, 2019, both motions for summary judgment have been briefed
and are awaiting decision by the court. Discovery is ongoing.



4





On November 30, 2017, DBTCA was added as
a defendant to a case brought by Commerzbank AG (“Commerzbank”) in the U.S. District Court for the Southern District
of New York, in which Commerzbank previously alleged incorrectly that DBNTC served as trustee for all 50 of the trusts at issue.
On November 30, 2017, Commerzbank filed a second amended complaint that names DBTCA as a defendant in addition to DBNTC. DBTCA
serves as trustee for 1 of the 50 trusts at issue. DBNTC serves as trustee for the other 49 trusts at issue. Commerzbank’s
second amended complaint brings claims for violation of the TIA; breach of contract; breach of fiduciary duty; negligence; violation
of the Streit Act; and breach of the covenant of good faith. However, in the second amended complaint, Commerzbank acknowledges
that, before DBTCA was added to the case, the court dismissed Commerzbank’s TIA claims for the trusts governed by pooling
and servicing agreements, as well as its Streit Act claims and claims for breach of the covenant of good faith, and Commerzbank
only includes these claims to preserve any rights on appeal. The second amended complaint alleges that DBNTC and DBTCA caused Commerzbank
to suffer “hundreds of millions of dollars in losses,” but the complaint does not include a demand for money damages
in a sum certain. On January 29, 2018, DBNTC and DBTCA filed an answer to the second amended complaint. On December 7, 2018, DBNTC
and DBTCA filed a motion for summary judgment. Also on December 7, 2018, Commerzbank, jointly with the Phoenix Light plaintiffs,
filed a motion for partial summary judgment. As of March 8, 2019, both motions for summary judgment have been briefed and are awaiting
decision by the court. Discovery is ongoing.



On December 30, 2015, IKB International,
S.A. in Liquidation and IKB Deutsche Industriebank A.G. (collectively, “IKB”), as an investor in 37 RMBS trusts, filed
a summons with notice in the Supreme Court of the State of New York, New York County, against DBNTC and DBTCA as trustees of the
trusts. On May 27, 2016, IKB served its complaint asserting claims for breach of contract, breach of fiduciary duty, breach of
duty to avoid conflicts of interest, violation of the Streit Act, violation of the TIA, violation of Regulation AB, and violation
of Section 9 of the Uniform Commercial Code. IKB alleges that DBNTC and DBTCA are liable for over U.S. $268 million in damages.
On October 5, 2016, DBNTC and DBTCA, together with several other trustees defending lawsuits by IKB, filed a joint motion to dismiss.
On January 6, 2017, IKB filed a notice of discontinuance, voluntarily dismissing with prejudice all claims as to three trusts.
As of January 17, 2017, DBNTC and DBTCA’s motion to dismiss has been briefed and is awaiting decision by the court. On June
20, 2017, the parties filed a stipulation, voluntarily dismissing with prejudice all claims as to four additional trusts. Certain
limited discovery is permitted to go forward while the motion to dismiss is pending.



It is DBTCA’s belief that it has
no pending legal proceedings (including, based on DBTCA’s present evaluation, the litigation disclosed in the foregoing paragraphs)
that would materially affect its ability to perform its duties as the trustee for the issuance trust and the master trust.



.

5









PART II



The following Items have been omitted in accordance with
General Instruction J to Form 10–K:



|Item 5:  |  | Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities.
|-------- |  | -------------------------------------------------------------------------------------------------------------
|Item 6:  |  | Selected Financial Data.                                                                                     
|Item 7:  |  | Management’s Discussion and Analysis of Financial Condition and Results of Operations.                       
|Item 7A: |  | Quantitative and Qualitative Disclosures About Market Risk.                                                  
|Item 8:  |  | Financial Statements and Supplementary Data.                                                                 
|Item 9:  |  | Changes in and Disagreements With Accountants on Accounting and Financial Disclosure.                        
|Item 9A: |  | Controls and Procedures.                                                                                     



Item 9B. Other Information.



None





PART III



The following Items have been omitted in accordance with
General Instruction J to Form 10–K:



|Item 10: |  | Directors, Executive Officers and Corporate Governance.                                        
|-------- |  | -----------------------------------------------------------------------------------------------
|Item 11: |  | Executive Compensation.                                                                        
|Item 12: |  | Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters.
|Item 13: |  | Certain Relationships and Related Transactions, and Director Independence.                     
|Item 14: |  | Principal Accounting Fees and Services.                                                        





Substitute information provided in accordance
with General Instruction J to Form 10–K:



Item 1119 of Regulation AB: Affiliations and certain
relationships and related transactions.



Information required by Item 1119 of
Regulation AB has been omitted from this report on Form 10-K in reliance on the Instruction to Item 1119.





6







Item 1122 of Regulation AB: Compliance with applicable
servicing criteria.



Citibank, N.A. and Deutsche Bank Trust Company
Americas have been identified by the registrant as parties participating in the servicing function during the year ended December
31, 2019, with respect to Citibank Credit Card Issuance Trust and Citibank Credit Card Master Trust I. Each of Citibank, N.A.
and Deutsche Bank Trust Company Americas has delivered a report on an assessment of compliance with the servicing criteria applicable
to such party (each, an “Assessment Report”) as of, and for the year ended, December 31, 2019, which Assessment Reports
are attached as exhibits 33.1 and 33.2, respectively, to this Form 10-K. In addition, each of Citibank, N.A. and Deutsche Bank
Trust Company Americas has provided an attestation report (each, an “Attestation Report”) by KPMG LLP, an independent
registered public accounting firm, regarding its related Assessment Report. The Attestation Reports are attached as exhibits 34.1
and 34.2, respectively, to this Form 10-K.



No Assessment Report or related Attestation
Report has identified any material instance of noncompliance with the servicing criteria identified in such Assessment Report as
applicable to the related servicing participant.



Platform-Level Reports: Regulations
of the SEC require that a servicing participant perform a “platform” level assessment for purposes of assessing servicing
compliance. This means that the transactions covered in a report on an assessment of compliance should include asset-backed securities
transactions involving such servicing participant that are backed by the same asset type. Further guidance from the SEC staff identifies
additional parameters which a servicing participant may apply to define and further limit its platform. For example, a servicing
participant may define its platform to include only transactions that were completed on or after January 1, 2006 (the effective
date of Regulation AB) and that were registered with the SEC pursuant to the Securities Act of 1933. Each servicing participant
is responsible for defining its own platform, and each platform will naturally differ based on various factors, including the servicing
participant's business model, the transactions in which it is involved and the range of activities performed in those transactions.



The platform defined by Deutsche Bank Trust
Company Americas in its Assessment Report attached as an exhibit to this Form 10-K includes transactions in addition to those conducted
by Citibank Credit Card Issuance Trust, and the range of activities performed by Deutsche Bank in those other transactions is broader
than the range of activities it performs in the Citibank Credit Card Issuance Trust transactions. Accordingly, the servicing criteria
addressed by Deutsche Bank in its Assessment Report include criteria in addition to the criteria applicable specifically to the
Citibank Credit Card Issuance Trust transactions.





Item 1123 of Regulation AB: Servicer compliance statement.



Citibank, N.A. has been identified by the
registrant as the sole servicer with respect to the pool assets held by each of Citibank Credit Card Issuance Trust and Citibank
Credit Card Master Trust I. Citibank, N.A. has provided a statement of compliance relating to servicing activities for the year
ended December 31, 2019, which has been signed by an authorized officer of Citibank, N.A. and is attached hereto as exhibit 35.1.



7





PART IV



Item 15. Exhibits, Financial Statement Schedules.



| | (a)(1) | Not Applicable.
| | ------ | ---------------

| | (a)(2) | Not Applicable.
| | ------ | ---------------

| | (a)(3) | Not Applicable.
| | ------ | ---------------



| | (b) | Exhibits
| | --- | --------









Exhibit Index





|Exhibit
        Number |  | Description
|---------------------- |  | -----------





|4.1 |  | Second Amended and Restated Indenture for the Notes dated as of November 10, 2016, incorporated by reference from Exhibit 4.1 of the Registrant's Current Report on Form 8-K filed with the Securities and Exchange Commission on November 10, 2016                                                                                                                                 
|--- |  | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
|4.2 |  | Third Amended and Restated Pooling and Servicing Agreement for Citibank Credit Card Master Trust I dated as of November 10, 2016, incorporated by reference from Exhibit 4.2 of the Registrant's Current Report on Form 8-K filed with the Securities and Exchange Commission on November 10, 2016                                                                                  
|4.3 |  | Amended and Restated Series 2000 Supplement dated as of August 9, 2011 (including the form of Collateral Certificate), to the Second Amended and Restated Pooling and Servicing Agreement dated as of August 9, 2011, incorporated by reference from Exhibit 4.3 of the Registrant's Current Report on Form 8-K filed with the Securities and Exchange Commission on August 12, 2011
|4.4 |  | Amendment No. 1 dated as of November 10, 2016, to the Amended and Restated Series 2000 Supplement, incorporated by reference from Exhibit 4.4 of the Registrant's Current Report on Form 8-K filed with the Securities and Exchange Commission on November 10, 2016                                                                                                                 
|4.5 |  | Amended and Restated Trust Agreement of Citibank Credit Card Issuance Trust dated as of August 9, 2011, incorporated by reference from Exhibit 4.4 of the Registrant's Current Report on Form 8-K filed with the Securities and Exchange Commission on August 12, 2011                                                                                                              
|4.6 |  | Asset Representations Review Agreement dated as of November 18, 2016, incorporated by reference from Exhibit 4.8 of the Registrant's Current Report on Form 8-K filed with the Securities and Exchange Commission on November 18, 2016                                                                                                                                              





8







|4.7 |  | Terms Document, including the form of Note, relating to each publicly-offered subclass of notes of the Citiseries issued between January 1, 2006 and December 31, 2019, inclusive, and outstanding during 2019, as identified below, incorporated by reference from Exhibit 4.1 of each Current Report on Form 8-K filed by the Registrant with the Securities and Exchange Commission on the following dates:
|--- |  | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
|    |  |                                                                                                                                                                                                                                                                                                                                                                                                               

|Subclass | Filing
    Date
|-------- | ---------------



|2007-A3        | June 15, 2007     
|-------------- | ------------------
|2007-A3 Reopen | August 15, 2007   
|2007-A4        | June 15, 2007     
|2007-A4 Reopen | August 15, 2007   
|2013-A9        | September 23, 2013
|2014-A1        | January 24, 2014  
|2014-A1 Reopen | March 26, 2014    
|2014-A5        | June 10, 2014     
|2014-A6        | July 31, 2014     
|2014-A6 Reopen | November 12, 2014 
|2016-A1        | December 8. 2016  
|2016-A2        | December 8. 2016  
|2016-A3        | December 19, 2016 
|2017-A1        | January 26, 2017  
|2017-A2        | January 26, 2017  
|2017-A3        | April 11, 2017    
|2017-A4        | April 11, 2017    
|2017-A5        | May 2, 2017       
|2017-A6        | May 22, 2017      
|2017-A3 Reopen | May 22, 2017      
|2017-A7        | August 8, 2017    
|2017-A8        | August 8, 2017    
|2017-A9        | October 2, 2017   
|2018-A1        | January 31, 2018  
|2018-A2        | February 1, 2018  
|2018-A3        | May 29, 2018      
|2018-A4        | June 8, 2018      
|2018-A5        | August 8, 2018    
|2018-A6        | August 17, 2018   
|2018-A7        | October 15, 2018  



9







|     |                                                                                                                                                     
|---- | ----------------------------------------------------------------------------------------------------------------------------------------------------
|31.1 | Certification pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 and relevant rules and regulations of the Securities and Exchange Commission
|33.1 | Report on Assessment of Compliance with Servicing Criteria by Citibank, N.A.                                                                        
|33.2 | Report on Assessment of Compliance with Servicing Criteria by Deutsche Bank Trust Company Americas                                                  
|34.1 | Attestation Report of KPMG LLP on Assessment of Compliance with Servicing Criteria by Citibank, N.A.                                                



|34.2 | Attestation Report of KPMG LLP on Assessment of Compliance with Servicing Criteria by Deutsche Bank Trust Company Americas                                                                                                                                                                                                                                 
|---- | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
|35.1 | Servicer Compliance Statement of Citibank, N.A. for the fiscal year ended December 31, 2019                                                                                                                                                                                                                                                                
|99.1 | Amended and Restated Series 2009 Supplement dated as of August 9, 2011 (including the form of Series 2009 Certificate), to the Second Amended and Restated Pooling and Servicing Agreement, incorporated by reference from Exhibit 99.1 of the Registrant's Current Report on Form 8-K filed with the Securities and Exchange Commission on August 12, 2011
|99.2 | Amendment No. 1 dated as of July 10, 2012, to the Amended and Restated Series 2009 Supplement, incorporated by reference to Exhibit 99.1 of the Registrant’s Current Report on Form 8-K filed with the Securities and Exchange Commission on July 10, 2012                                                                                                 
|99.3 | Amendment No. 2 dated as of November 3, 2017, to the Amended and Restated Series 2009 Supplement, incorporated by reference to Exhibit 99.1 of the Registrant’s Current Report on Form 8-K filed with the Securities and Exchange Commission on November 3, 2017                                                                                           



| | (c) | Not Applicable.
| | --- | ---------------





Item 16. Form 10–K Summary.



Not Applicable.



10







SIGNATURES














Pursuant to the requirements of Section
13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.



CITIBANK, N.A.,

as Depositor of Citibank Credit
Card Issuance Trust

and Citibank Credit Card
Master Trust I







By:  /s/ Donna L. VanBockern

Donna L. VanBockern

Vice President

(senior officer in charge of securitization of the
depositor)



Dated: March 27, 2020





11