<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<RESTATED>

<S>                             <C>                     <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   6-MOS                   9-MOS
<FISCAL-YEAR-END>                          MAR-31-1997             JUN-30-1997             SEP-30-1997
<PERIOD-START>                             JAN-01-1997             JAN-01-1997             JAN-01-1997
<PERIOD-END>                               MAR-31-1997             JUN-30-1997             SEP-30-1997
<CASH>                                        11732219                11323151                12868700
<INT-BEARING-DEPOSITS>                               0                       0                  495000
<FED-FUNDS-SOLD>                                600000                 2000000                 2000000
<TRADING-ASSETS>                                     0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                    4817020                 5428454                 6747813
<INVESTMENTS-CARRYING>                        11748647                11396321                11466386
<INVESTMENTS-MARKET>                          11527065                11381227                11609947
<LOANS>                                       52023261                53644770                55966250
<ALLOWANCE>                                     830151                  842315                  878077
<TOTAL-ASSETS>                                84896712                87787287                93825026
<DEPOSITS>                                    76439224                79078846                84184289
<SHORT-TERM>                                         0                       0                       0
<LIABILITIES-OTHER>                            1477507                 1300497                 1923547
<LONG-TERM>                                          0                       0                       0
<PREFERRED-MANDATORY>                                0                       0                       0
<PREFERRED>                                          0                       0                       0
<COMMON>                                       4097111                 4168986                 4180486
<OTHER-SE>                                     2882870                 3238958                 3536704
<TOTAL-LIABILITIES-AND-EQUITY>                84896712                87787287                93825026
<INTEREST-LOAN>                                1283893                 2683496                 4065402
<INTEREST-INVEST>                               248485                  510260                  816617
<INTEREST-OTHER>                                  1313                    1313                    1570
<INTEREST-TOTAL>                               1533691                 3195069                 4883589
<INTEREST-DEPOSIT>                              471801                 1015659                 1590670
<INTEREST-EXPENSE>                              507110                 1071871                 1646882
<INTEREST-INCOME-NET>                          1026581                 2037198                 3236707
<LOAN-LOSSES>                                    60000                   86000                  129000
<SECURITIES-GAINS>                              (8594)                  (8594)                 (11094)
<EXPENSE-OTHER>                                1392596                 2898422                 5015298
<INCOME-PRETAX>                                 410417                  886206                 1459155
<INCOME-PRE-EXTRAORDINARY>                      253850                  549893                  900992
<EXTRAORDINARY>                                      0                       0                       0
<CHANGES>                                            0                       0                       0
<NET-INCOME>                                    253850                  549893                  900992
<EPS-PRIMARY>                                      .25                     .29                     .34
<EPS-DILUTED>                                      .23                     .27                     .32
<YIELD-ACTUAL>                                    5.64                    6.00                    5.82
<LOANS-NON>                                     802348                  771221                  863786
<LOANS-PAST>                                     85275                  117406                       0
<LOANS-TROUBLED>                                505039                  141715                  309967
<LOANS-PROBLEM>                                   4301                   84446                       0
<ALLOWANCE-OPEN>                                771925                  771925                  771925
<CHARGE-OFFS>                                     6205                   25619                   45958
<RECOVERIES>                                      4431                   10008                   23110
<ALLOWANCE-CLOSE>                               830151                  842315                  878077
<ALLOWANCE-DOMESTIC>                                 0                       0                       0
<ALLOWANCE-FOREIGN>                                  0                       0                       0
<ALLOWANCE-UNALLOCATED>                         830151                  842315                  878077


</TABLE>