Amended and Restated
 Employment Agreement
 between
 Hudson City Bancorp, Inc.
 and
 Denis J. Salamone
 Made and Entered into
as of December 31, 2008




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Hudson City Bancorp, Inc.
 Amended and Restated Employment Agreement
 Amended And Restated Employment Agreement Hudson City Bancorp, Inc Denis J. Salamone
 Introductory Statement
 Hudson City Savings Bank
  Agreement
 Section 1. Employment .
  Section 2. Employment Period; Remaining Unexpired Employment Period .
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Section 3. Duties .
   Section 4. Cash Compensation .
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Section 5. Employee Benefit Plans and Programs .
  Section 6. Indemnification and Insurance .
   Section 7. Outside Activities .
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Section 8. Working Facilities and Expenses .
  Section 9. Termination of Employment Due to Death .
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Section 10. Termination Due to Disability .
     Section 11. Discharge with Cause .
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Section 12. Discharge without Cause .
      
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provided, however
  Section 13. Resignation .
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Page 13 of 25




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Section 14. Terms and Conditions of the Additional Termination Entitlements .
  Section 15. Termination Upon or Following a Change of Control .
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provided, however,
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Section 16. Tax Indemnification .
  
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E =
    
    the percentage rate at which an excise tax is
assessed under section 4999 of the Code;P =
    
    the amount with respect to which such excise tax is
assessed, determined without regard to this section 16;FI =
    
    the highest marginal rate of income tax applicable to
the Executive under the Code for the taxable year in question;SLI =
    
    the sum of the highest marginal rates of income tax
applicable to the Executive under all applicable state and local laws
for the taxable year in question; andM =
    
    the highest marginal rate of Medicare tax applicable
to the Executive under the Code for the taxable year in question.
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Section 17. Covenant Not To Compete .
  Section 18. Confidentiality .
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Section 19. Solicitation .
     Section 20. No Effect on Employee Benefit Plans or Programs .
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Section 21. Successors and Assigns .
  Section 22. Notices .
   
  
 Chairman, Compensation Committee
  llp
 W. Edward Bright, Esq.
 Section 23. Indemnification for Attorneys Fees.
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provided, however
 Section 24. Severability .
  Section 25. Waiver .
  Section 26. Counterparts .
  Section 27. Governing Law .
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Section 28. Headings and Construction .
  Section 29. Entire Agreement; Modifications .
 provided, however
 Section 30. Non-Duplication .
  Section 31. Relative Obligations of the Bank and the Company .
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Section 32. Required Regulatory Provisions .
  Section 33. Section 409A of the Internal Revenue Code .
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IN WITNESS WHEREOF
 /s/
Denis J. Salamone

Denis J. SalamoneHudson City Bancorp, Inc.Attest:
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By
    
    /s/ Veronica A. Olszewski
    
    
    
    By
    
    /s/ Ronald E. Hermance, Jr.Name: Veronica A. Olszewski
    
    
    
    
    
    Name: Ronald E. Hermance, Jr.Title: Senior Vice President,
Treasurer and Corporate Secretary
    
    
    
    
    
    Title: Chairman, President and

Chief Executive Officer
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