UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549   FORM 10-K   ANNUAL REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 Commission file number of issuing entity: 333-52984-03, 333-145220-01, 333-171055-01, 333-208054, 333-224484, 333-261769 Central Index Key Number of
issuing entity: 0001108348   CITIBANK CREDIT CARD ISSUANCE TRUST* (Issuing Entity in respect of the Notes) (Exact name of issuing entity as specified in its charter)    DELAWARE

NOT APPLICABLE(State or other jurisdiction of
incorporation or organization of issuing entity)

(I.R.S. Employer
Identification No. of issuing entity) Commission file number of issuing entity:
333-80743-02, 333-145220-02; 333-171055-02, 333-208054-01, 333-224484-02, 333-261769-02 Central Index Key Number of issuing entity:
0000921864   CITIBANK CREDIT CARD MASTER TRUST I (Issuing Entity in respect of the Collateral Certificate) (Exact name of issuing entity as specified in its charter)    NEW YORK

NOT APPLICABLE(State or other jurisdiction of
incorporation or organization of issuing entity)

(I.R.S. Employer
Identification No. of issuing entity) Commission file number of depositor and sponsor: 333-145220-03, 333-171055-03, 333-208054-02, 333-224484-01, 333-261769-01 Central Index Key Number of sponsor and depositor: 0001522616   CITIBANK, N.A. (Exact
name of depositor and sponsor as specified in its charter)    UNITED STATES OF AMERICA

13-5266470(State or other jurisdiction of
incorporation or organization)

(I.R.S. Employer
Identification No.)388 Greenwich St
New York, New York

10013(Address of principal executive offices
of depositor and sponsor)

(Zip Code) Registrants telephone number, including area code: (212)
559-1000 Securities registered pursuant to Section 12(b) of the Act:  Title of each class

Trading
Symbol(s)

Name of each exchange
on which registeredNONE Securities registered pursuant to Section 12(g) of the Act: NONE Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities
Act.    ☐  Yes    ☒  No Indicate by check mark if the registrant is not required
to file reports pursuant to Section 13 or Section 15(d) of the Act.    ☐  Yes    ☒  No Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act
of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90
days.    ☒  Yes    ☐  No Indicate by check mark whether the registrant has
submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period
that the registrant was required to submit such files).    Yes  ☒    No  ☐ [Rule 405 of Regulation S-T is not applicable.] Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated
filer, a smaller reporting company, or an emerging growth company. See the definitions of large accelerated filer, accelerated filer, smaller reporting company, and emerging growth company in Rule 12b-2 of the Exchange Act.  Large accelerated filer

☐

Accelerated filer

☐Non-accelerated filer

☒

Smaller reporting company

☐Emerging growth company

☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period
for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ☐ Indicate by check mark whether the registrant has filed a report on and attestation to its managements assessment of the effectiveness of its internal
control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report.    ☐  [Not Applicable] Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the
Act).    Yes  ☐    No   ☒. State the aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common
equity, as of the last business day of the registrants most recently completed second fiscal quarter: NOT APPLICABLE   *
In accordance with relevant regulations of the Securities and Exchange Commission, the depositor files annual
and other reports concerning the Notes with the Commission on behalf of Citibank Credit Card Issuance Trust and Citibank Credit Card Master Trust I under the Central Index Key (CIK) number (0001108348) for Citibank Credit Card Issuance Trust.




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PART I The following Items have been omitted in accordance with General Instruction J to Form 10K:  Item 1:

Business.Item 1A:

Risk Factors.Item 2:

Properties.Item 3:

Legal Proceedings. Item 1B. Unresolved Staff Comments. Not Applicable. Item 4. Mine Safety
Disclosures. Not Applicable. Substitute information provided in accordance with General Instruction J to Form 10K: Item 1112(b) of Regulation AB: Significant Obligors of Pool Assets (Financial Information). The primary asset of Citibank Credit Card Issuance Trust, a Delaware statutory trust formed on September 12, 2000 (the issuance
trust)  and its primary source of funds for the payment of principal of and interest on the notes  is a collateral certificate issued by Citibank Credit Card Master Trust I (the master trust) to the issuance trust. The
collateral certificate represents an undivided interest in the assets of the master trust. The master trusts assets consist primarily of credit card receivables arising in a portfolio of revolving credit card accounts. The master trust,
therefore, may be considered a significant obligor in relation to the issuance trust. Pursuant to Instruction 2.b. to Item 1112(b) of Regulation AB, the information required by Instruction J to Form 10-K in
respect of the master trust has been disclosed in this Annual Report on Form 10-K for the fiscal year ended December 31, 2021 (2021 Form 10-K) in lieu
of the information otherwise contemplated by Item 1112(b). The pool assets held by the master trust do not include any significant
obligors. Item 1114(b)(2) of Regulation AB: Credit enhancement and other support, except for certain derivatives instruments (financial
information). Based on the standards set forth in Item 1114(b)(2) of Regulation AB, no information is required in response to this
Item.  2




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Item 1115(b) of Regulation AB: Certain derivatives instruments (financial information). Based on the standards set forth in Item 1115(b) of Regulation AB, no information is required in response to this Item. Item 1117 of Regulation AB: Legal proceedings. Sponsor, Depositor Issuing Entity or Service Litigation Interchange Fee Litigation Beginning in
2005, several putative class actions were filed against Citigroup Inc. and certain of its subsidiaries, including Citibank, N.A. (collectively Citigroup), together with Visa, MasterCard and other banks and their affiliates, in various
federal district courts and consolidated with other related individual cases in a multi-district litigation proceeding in the United States District Court for the Eastern District of New York. This proceeding is captioned IN RE PAYMENT CARD
INTERCHANGE FEE AND MERCHANT DISCOUNT ANTITRUST LITIGATION. The plaintiffs, merchants that accept Visa and MasterCard branded payment
cards, and various membership associations that claim to represent certain groups of merchants, allege, among other things, that defendants have engaged in conspiracies to set the price of interchange and merchant discount fees on credit and debit
card transactions and to restrain trade unreasonably through various Visa and MasterCard rules governing merchant conduct, all in violation of Section 1 of the Sherman Act and certain California statutes. Plaintiffs further alleged violations
of Section 2 of the Sherman Act. Supplemental complaints also were filed against defendants in the putative class actions alleging that Visas and MasterCards respective initial public offerings were anticompetitive and violated
Section 7 of the Clayton Act, and that MasterCards initial public offering constituted a fraudulent conveyance. In 2016, the
Court of Appeals reversed the district courts approval of a class settlement and remanded for further proceedings. The district court thereafter appointed separate interim counsel for a putative class seeking damages and a putative class
seeking injunctive relief. Amended or new complaints on behalf of the putative classes and various individual merchants were subsequently filed, including a further amended complaint on behalf of a putative damages class and a new complaint on
behalf of a putative injunctive class, both of which named Citigroup. In addition, numerous merchants have filed amended or new complaints against Visa, MasterCard, and in some instances one or more issuing banks, including Citigroup. In 2019, the district court granted the damages class plaintiffs motion for final approval of a new settlement with the defendants. The
settlement involves the damages class only and does not settle the claims of the injunctive relief class or any actions brought on a non-class basis by individual merchants. The settlement provides for a cash
payment to the damages class of $6.24 billion, later reduced by $700 million based on the transaction volume of class members that opted out from the settlement. Several merchants and merchant groups have appealed the final approval order.
On September 27, 2021, the court granted the injunctive relief class plaintiffs motion to certify a non-opt-out class. Additional information concerning these
consolidated actions is publicly available in court filings under the docket number MDL 05-1720 (E.D.N.Y.) (Brodie, J.).  3




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Indenture Trustee and Master Trust Trustee Litigation Deutsche Bank Trust Company Americas, the indenture trustee and the master trust trustee (DBTCA) and Deutsche Bank National Trust
Company (DBNTC) have been sued by investors in civil litigation concerning their role as trustees of certain residential mortgage-backed securities (RMBS) trusts. On June 18, 2014, a group of investors, including funds managed by Blackrock Advisors, LLC, PIMCO-Advisors, L.P., and others, filed an
action against DBNTC and DBTCA in New York State Supreme Court alleging that DBNTC and DBTCA failed to perform purported duties, as trustees for 544 private-label RMBS trusts, to enforce breaches of representations and warranties as to mortgage
loans held by the trusts and to enforce breaches by servicers of their mortgage loan servicing obligations for the trusts. During the course of the litigation, plaintiffs dismissed the case from New York State Supreme Court and refiled two separate
cases, one in the U.S. District Court for the Southern District of New York (the BlackRockSDNY Case) and the other in the Superior Court of California, Orange County (the BlackRockCalifornia Case). Pursuant to
a settlement among the parties, the BlackRockSDNY Case was dismissed on December 6, 2018, and the BlackRockCalifornia Case was dismissed on January 11, 2019. On September 27, 2017, DBTCA was added as a defendant to a case brought by certain special purpose entities including Phoenix Light SF
Limited in the U.S. District Court for the Southern District of New York, in which the plaintiffs previously alleged incorrectly that DBNTC served as trustee for all 43 of the trusts at issue. On September 27, 2017, plaintiffs filed a third
amended complaint that names DBTCA as a defendant in addition to DBNTC. DBTCA serves as trustee for one of the 43 trusts at issue. DBNTC serves as trustee for the other 42 trusts at issue. Plaintiffs third amended complaint brings claims for
violation of the U.S. Trust Indenture Act of 1939 (TIA); breach of contract; breach of fiduciary duty; negligence and gross negligence; violation of the New York Streit Act; and breach of the covenant of good faith. However, in the third
amended complaint, plaintiffs acknowledge that, before DBTCA was added to the case, the court dismissed plaintiffs TIA Act claims, negligence and gross negligence claims, Streit Act claims, claims for breach of the covenant of good faith, and
certain theories of plaintiffs breach of contract claims, and plaintiffs only include these claims to preserve any rights on appeal. Plaintiffs allege damages of hundreds of millions of dollars. On November 13, 2017, DBNTC and
DBTCA filed an answer to the third amended complaint. On December 7, 2018, DBNTC and DBTCA filed a motion for summary judgment. Also on December 7, 2018, plaintiffs, jointly with Commerzbank AG (see description of Commerzbank case below),
filed a motion for partial summary judgment. On October 27, 2021, DBNTC and DBTCA filed a supplemental motion for summary judgment relating to plaintiffs standing. On February 8, 2022, the court issued an order in which it granted
DBNTC and DBTCAs supplemental motion for summary judgment, granted  4




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in part DBNTC and DBTCAs initial motion for summary judgment, and denied plaintiffs motion for partial summary judgment. As a result of that order, all of plaintiffs claims were
dismissed with prejudice. On November 30, 2017, DBTCA was added as a defendant to a case brought by Commerzbank AG
(Commerzbank) in the U.S. District Court for the Southern District of New York, in which Commerzbank previously alleged incorrectly that DBNTC served as trustee for all 50 of the trusts at issue. On November 30, 2017, Commerzbank
filed a second amended complaint that names DBTCA as a defendant in addition to DBNTC. DBTCA serves as trustee for 1 of the 50 trusts at issue. DBNTC serves as trustee for the other 49 trusts at issue. Commerzbanks second amended complaint
brings claims for violation of the TIA; breach of contract; breach of fiduciary duty; negligence; violation of the Streit Act; and breach of the covenant of good faith. However, in the second amended complaint, Commerzbank acknowledges that, before
DBTCA was added to the case, the court dismissed Commerzbanks TIA claims for the trusts governed by pooling and servicing agreements, as well as its Streit Act claims and claims for breach of the covenant of good faith, and Commerzbank only
includes these claims to preserve any rights on appeal. The second amended complaint alleges that DBNTC and DBTCA caused Commerzbank to suffer hundreds of millions of dollars in losses, but the complaint does not include a demand for
money damages in a sum certain. On January 29, 2018, DBNTC and DBTCA filed an answer to the second amended complaint. On December 7, 2018, DBNTC and DBTCA filed a motion for summary judgment. Also on December 7, 2018, Commerzbank,
jointly with the Phoenix Lightplaintiffs, filed a motion for partial summary judgment. On February 8, 2022, the court issued an order in which it granted in part DBNTC and DBTCAs motion for summary judgment and denied
plaintiffs motion for partial summary judgment. As a result of that order, many of plaintiffs claims and theories were dismissed with prejudice. Discovery is ongoing. On December 30, 2015, IKB International, S.A. in Liquidation and IKB Deutsche Industriebank A.G. (collectively, IKB), as an
investor in 37 RMBS trusts, filed a summons with notice in the Supreme Court of the State of New York, New York County, against DBNTC and DBTCA as trustees of the trusts. On May 27, 2016, IKB served its complaint asserting claims for
breach of contract, breach of fiduciary duty, breach of duty to avoid conflicts of interest, violation of the Streit Act, violation of the TIA, violation of Regulation AB, and violation of Section 9 of the Uniform Commercial Code. IKB
alleges that DBNTC and DBTCA are liable for over U.S. $268 million in damages. On October 5, 2016, DBNTC and DBTCA, together with several other trustees defending lawsuits by IKB, filed a joint motion to dismiss. On January 6, 2017,
IKB filed a notice of discontinuance, voluntarily dismissing with prejudice all claims as to three trusts. On June 20, 2017, the parties filed a stipulation, voluntarily dismissing with prejudice all claims as to four additional trusts. On
January 27, 2021, the court granted in part and denied in part DBNTC and DBTCAs motion to dismiss. The court granted the motion to dismiss with respect to IKBs claims for violations of the Streit Act, Regulation AB, and
Section 9 of the Uniform Commercial Code, as well as certain aspects of IKBs claims for breach of contract, breach of fiduciary duty, and violation of the TIA. The court denied the remainder of the motion to dismiss. IKBs remaining
claims for breach of contract, breach of fiduciary duty, breach of duty to avoid conflicts of interest, and violation of the TIA will proceed. On May 10, 2021, DBNTC and DBTCA filed a notice of appeal with the New York Supreme Court Appellate
Division, First  5




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Department, regarding certain aspects of the courts order on the motion to dismiss. That appeal has been fully briefed. On May 20, 2021, IKB filed a notice of cross appeal with respect
to other aspects of that order. That appeal is being briefed. On June 2, 2021, IKB filed a motion for re-argument regarding certain aspects of the courts order on the motion to dismiss, which the
court denied on August 3, 2021. On May 13, 2021, DBNTC and DBTCA filed an answer to the complaint. On October 28, 2021, the parties filed a stipulation, voluntarily dismissing with prejudice all claims as to seven additional trusts.
On December 29, 2021, the parties filed a stipulation, voluntarily dismissing with prejudice all claims as to one additional trust. Discovery is ongoing. It is DBTCAs belief that it has no pending legal proceedings (including, based on DBTCAs present evaluation, the litigation
disclosed in the foregoing paragraphs) that would materially affect its ability to perform its duties as the trustee for the issuance trust and the master trust. PART II The following Items have been
omitted in accordance with General Instruction J to Form 10K:  Item 5:

Market for Registrants Common Equity, Related Stockholder Matters and Issuer Purchases of
Equity Securities.Item 7:

Managements Discussion and Analysis of Financial Condition and Results of
Operations.Item 7A:

Quantitative and Qualitative Disclosures About Market Risk.Item 8:

Financial Statements and Supplementary Data.Item 9:

Changes in and Disagreements With Accountants on Accounting and Financial
Disclosure.Item 9A:

Controls and Procedures. Item 6. [Reserved] Item 9B. Other Information. None Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections. Not Applicable.  6




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PART III The following Items have been omitted in accordance with General Instruction J to Form 10K:  Item 10:

Directors, Executive Officers and Corporate Governance.Item 11:

Executive Compensation.Item 12:

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder
Matters.Item 13:

Certain Relationships and Related Transactions, and Director Independence.Item 14:

Principal Accountant Fees and Services. Substitute information provided in accordance with General Instruction J to Form 10K: Item1119 of Regulation AB: Affiliations and certain relationships and related transactions. Information required by Item 1119 of Regulation AB has been omitted from this report on Form 10-K
in reliance on the Instruction to Item 1119. Item 1122 of Regulation AB: Compliance with applicable servicing criteria. Citibank, N.A. and Deutsche Bank Trust Company Americas have been identified by the registrant as parties participating in the servicing
function during the year ended December 31, 2021, with respect to Citibank Credit Card Issuance Trust and Citibank Credit Card Master Trust I. Each of Citibank, N.A. and Deutsche Bank Trust Company Americas has delivered a report on an
assessment of compliance with the servicing criteria applicable to such party (each, an Assessment Report) as of, and for the year ended, December 31, 2021, which Assessment Reports are attached as exhibits 33.1 and 33.2,
respectively, to this 2021 Form 10-K. In addition, each of Citibank, N.A. and Deutsche Bank Trust Company Americas has provided an attestation report (each, an Attestation Report) by KPMG LLP and
Ernst & Young LLP, respectively, each an independent registered public accounting firm, regarding its related Assessment Report. The Attestation Reports are attached as exhibits 34.1 and 34.2, respectively, to this 2021 Form 10-K. No Assessment Report or related Attestation Report has identified any material instance of
noncompliance with the servicing criteria identified in such Assessment Report as applicable to the related servicing participant. Platform-Level Reports: Regulations of the SEC require that a servicing participant perform a platform level assessment for
purposes of assessing servicing compliance. This means that the transactions covered in a report on an assessment of compliance should include asset-backed securities transactions involving such servicing participant that are backed by the same
asset type. Further guidance from the SEC staff identifies additional parameters which a servicing participant may apply to define and further limit its platform. For example, a servicing participant may define its platform to include only
transactions that were completed on or after January 1, 2006 (the effective date of Regulation AB) and that were registered with the SEC pursuant to the Securities Act of 1933. Each servicing participant is responsible for defining its own
platform, and each platform will naturally differ based on various factors, including the servicing participants business model, the transactions in which it is involved and the range of activities performed in those transactions.  7




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The platform defined by Deutsche Bank Trust Company Americas in its Assessment Report
attached as an exhibit to this 2021 Form 10-K includes more transactions than those included in Citibank, N.A.s Assessment Report, and the range of activities performed by Deutsche Bank for some of those
additional transactions is broader than the range of activities it performs in the Citibank Credit Card Issuance Trust transactions. Accordingly, the servicing criteria addressed by Deutsche Bank in its Assessment Report include criteria in addition
to the criteria applicable specifically to the Citibank Credit Card Issuance Trust transactions. Item 1123 of Regulation AB: Servicer compliance
statement. Citibank, N.A. has been identified by the registrant as the sole servicer with respect to the pool assets held by each of
Citibank Credit Card Issuance Trust and Citibank Credit Card Master Trust I. Citibank, N.A. has provided a statement of compliance relating to servicing activities for the year ended December 31, 2021, which has been signed by an authorized
officer of Citibank, N.A. and is attached hereto as exhibit 35.1.  8




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PART IV  Item 15.
Exhibit and Financial Statement Schedules. (a)(1) Not Applicable. (a)(2)
Not Applicable. (a)(3) Not Applicable.  (b)
Exhibits Exhibit Index  ExhibitNumber

Description4.1

Second Amended and Restated Indenture for the Notes dated as of November 
10, 2016, incorporated by reference from Exhibit 4.1 of the Registrants Current Report on Form 8-K filed with the Securities and Exchange Commission on November 10, 2016.4.2

Third Amended and Restated Pooling and Servicing Agreement for Citibank Credit Card Master Trust I dated as of November 
10, 2016, incorporated by reference from Exhibit 4.2 of the Registrants Current Report on Form 8-K filed with the Securities and Exchange Commission on November 10, 2016.4.3

Amended and Restated Series 2000 Supplement dated as of August 
9, 2011 (including the form of Collateral Certificate), to the Second Amended and Restated Pooling and Servicing Agreement dated as of August 
9, 2011, incorporated by reference from Exhibit 4.3 of the Registrants Current Report on Form 8-K filed with the Securities and Exchange Commission on August 12, 2011.4.4

Amendment No. 1 dated as of November 
10, 2016, to the Amended and Restated Series 2000 Supplement, incorporated by reference from Exhibit 4.4 of the Registrants Current Report on Form 8-K filed with the Securities and Exchange Commission on November
 10, 2016.4.5

Amended and Restated Trust Agreement of Citibank Credit Card Issuance Trust dated as of August 
9, 2011, incorporated by reference from Exhibit 4.4 of the Registrants Current Report on Form 8-K filed with the Securities and Exchange Commission on August 12, 2011.4.6

Asset Representations Review Agreement dated as of November 
18, 2016, incorporated by reference from Exhibit 4.8 of the Registrants Current Report on Form 8-K filed with the Securities and Exchange Commission on November 18, 2016.4.7

Terms Document, including the form of Note, relating to each publicly-offered subclass of notes of the Citiseries issued between January 1, 2006 and December 31, 2021, inclusive, and outstanding during 2021, as identified
below, incorporated by reference from Exhibit 4.1 of each Current Report on Form 8-K filed by the Registrant with the Securities and Exchange Commission on the following dates:  9




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Subclass

Filing Date2007-A3

June 15, 20072007-A3 Reopen

August 15, 20072007-A4

June 15, 20072007-A4 Reopen

August 15, 20072013-A9

September 23, 20132014-A1

January 24, 20142014-A1 Reopen

March 26, 20142014-A5

June 10, 20142016-A2

December 8. 20162016-A3

December 19, 20162017-A5

May 2, 20172017-A6

May 22, 20172017-A7

August 8, 20172018-A1

January 31, 20182018-A2

February 1, 20182018-A3

May 29, 20182018-A4

June 8, 20182018-A5

August 8, 20182018-A6

August 17, 20182018-A7

October 15, 2018  31.1

Certification pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 and relevant rules and regulations of the Securities and Exchange Commission.33.1

Report on Assessment of Compliance with Servicing Criteria by Citibank, N.A.33.2

Report on Assessment of Compliance with Servicing Criteria by Deutsche Bank Trust Company Americas.34.1

Attestation Report of KPMG LLP on Assessment of Compliance with Servicing Criteria by Citibank, N.A.34.2

Attestation Report of Ernst & Young LLP on Assessment of Compliance with Servicing Criteria by Deutsche Bank Trust Company Americas.35.1

Servicer Compliance Statement of Citibank, N.A. for the fiscal year ended December 31, 2021.99.1

Amended and Restated Series 2009 Supplement dated as of August 
9, 2011 (including the form of Series 2009 Certificate), to the Second Amended and Restated Pooling and Servicing Agreement, incorporated by reference from Exhibit 99.1 of the Registrants Current Report on Form 8-K filed with the Securities and Exchange Commission on August 12, 2011.  10




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99.2

Amendment No. 1 dated as of July 
10, 2012, to the Amended and Restated Series 2009 Supplement, incorporated by reference to Exhibit 99.1 of the Registrants Current Report on Form 8-K filed with the Securities and Exchange Commission on July
 10, 2012.99.3

Amendment No. 2 dated as of November 
3, 2017, to the Amended and Restated Series 2009 Supplement, incorporated by reference to Exhibit 99.1 of the Registrants Current Report on Form 8-K filed with the Securities and Exchange Commission on November
 3, 2017.  (c)
Not Applicable.  Item 16.
Form 10K Summary. Not Applicable.  11




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SIGNATURES   Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to
be signed on its behalf by the undersigned, thereunto duly authorized.  CITIBANK, N.A., as
Depositor of Citibank Credit Card Issuance Trust and Citibank Credit Card Master Trust IBy:

/s/ Donna L. VanBockernDonna L. VanBockernVice President(senior officer in charge of securitization of the depositor) Dated: March 30, 2022  12