<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<RESTATED>

<S>                             <C>                     <C>                     <C>                     <C>
<C>
<PERIOD-TYPE>                   12-MOS                   3-MOS                   6-MOS                   9-MOS
12-MOS
<FISCAL-YEAR-END>                          DEC-31-1996             MAR-31-1996             JUN-30-1996             SEP-30-1996
             DEC-31-1995
<PERIOD-START>                             JAN-01-1996             JAN-01-1996             JAN-01-1996             JAN-01-1996
             JAN-01-1995
<PERIOD-END>                               DEC-31-1996             MAR-31-1996             JAN-30-1996             SEP-30-1996
             DEC-31-1995
<CASH>                                        13575663                10212534                 9619342                 9853169
                 9047414
<INT-BEARING-DEPOSITS>                               0                       0                       0                  100000
                  100000
<FED-FUNDS-SOLD>                               1100000                  800000                 2900000                 2500000
                 1750000
<TRADING-ASSETS>                                     0                       0                       0                       0
                       0
<INVESTMENTS-HELD-FOR-SALE>                    5317000                 5272025                 5247758                 5834000
                 5228200
<INVESTMENTS-CARRYING>                        11080726                10479269                10613490                11127892
                12314492
<INVESTMENTS-MARKET>                          11006428                10363277                10444917                10946108
                12484403
<LOANS>                                       50351778                41239962                44663031                44371974
                40685908
<ALLOWANCE>                                     771925                  786672                  760086                  778067
                  766262
<TOTAL-ASSETS>                                85122317                71202771                76508323                77352587
                72344925
<DEPOSITS>                                    71991298                63327051                66658223                69250113
                64714097
<SHORT-TERM>                                   4730000                       0                 1923750                       0
                       0
<LIABILITIES-OTHER>                            1347871                 1592967                 1397193                 1275390
                 1405365
<LONG-TERM>                                          0                       0                       0                       0
                       0
<PREFERRED-MANDATORY>                                0                       0                       0                       0
                       0
<PREFERRED>                                          0                       0                       0                       0
                       0
<COMMON>                                       4089245                 4034959                 4054147                 4089245
                 4033809
<OTHER-SE>                                     2963903                 2247794                 2475010                 2737839
                 2191654
<TOTAL-LIABILITIES-AND-EQUITY>                85122317                71202771                76508323                77352587
                72344925
<INTEREST-LOAN>                                4578552                 1062529                 2173265                 3344435
                 4232288
<INTEREST-INVEST>                              1007578                  261396                  491294                  750866
                 1264755
<INTEREST-OTHER>                                  5334                    1125                    2522                    3928
                    7631
<INTEREST-TOTAL>                               5591464                 1325050                 2667081                 4099229
                 5504674
<INTEREST-DEPOSIT>                             1952083                  502609                  984938                 1494982
                 2202763
<INTEREST-EXPENSE>                             1981878                  502713                  997151                 1514142
                 2273371
<INTEREST-INCOME-NET>                          3609586                  822337                 1669930                 2585087
                 3231303
<LOAN-LOSSES>                                    90000                   22500                   45000                   67500
                   60000
<SECURITIES-GAINS>                                   0                       0                       0                       0
                     337
<EXPENSE-OTHER>                                4941235                 1135420                 2302153                 3576069
                 4084430
<INCOME-PRETAX>                                1467174                  389144                  771761                 1102477
                 1622266
<INCOME-PRE-EXTRAORDINARY>                      913831                  239401                  476013                  683489
                  988568
<EXTRAORDINARY>                                      0                       0                       0                       0
                       0
<CHANGES>                                            0                       0                       0                       0
                       0
<NET-INCOME>                                    913831                  239401                  476013                  683489
                  988568
<EPS-PRIMARY>                                      .91                     .24                     .23                     .21
                       0
<EPS-DILUTED>                                      .87                     .23                     .22                     .20
                     .96
<YIELD-ACTUAL>                                    5.80                    5.54                    5.58                    5.60
                    5.33
<LOANS-NON>                                     803280                 1224000                  841016                  817000
                  758115
<LOANS-PAST>                                    160729                       0                   10020                       0
                   16634
<LOANS-TROUBLED>                                514999                  147234                   69893                   91000
                  149740
<LOANS-PROBLEM>                                      0                       0                   10020                       0
                       0
<ALLOWANCE-OPEN>                                776262                  766262                  766262                  766262
                  875712
<CHARGE-OFFS>                                   107130                    7111                   67257                   75668
                  181110
<RECOVERIES>                                     22793                    5021                   16081                   19973
                   11600
<ALLOWANCE-CLOSE>                               771925                  786672                  760086                  778067
                  766262
<ALLOWANCE-DOMESTIC>                                 0                       0                       0                       0
                       0
<ALLOWANCE-FOREIGN>                                  0                       0                       0                       0
                       0
<ALLOWANCE-UNALLOCATED>                         771925                  786672                  760086                  778067
                  766262


</TABLE>