<TABLE> <S> <C>



<ARTICLE> 9
<LEGEND>
The schedule contains summary financial  information extracted from Consolidated
Balance Sheets of Cowlitz Bancorporation and subsidiary as of September 30, 1998
and December 31, 1997 and related Consolidated  Statements of Income, Changes in
Shareholders'  Equity and Cash Flows for each of the period  ended June 30, 1998
and is qualified in its entirety by reference to such financial statements.
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               SEP-30-1998
<CASH>                                          14,442
<INT-BEARING-DEPOSITS>                          90,679
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      7,090
<INVESTMENTS-CARRYING>                           6,646
<INVESTMENTS-MARKET>                             6,699
<LOANS>                                        134,227
<ALLOWANCE>                                      1,975
<TOTAL-ASSETS>                                 174,335
<DEPOSITS>                                     118,719
<SHORT-TERM>                                     1,950
<LIABILITIES-OTHER>                              1,201
<LONG-TERM>                                     21,994
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        18,251
<OTHER-SE>                                      12,220
<TOTAL-LIABILITIES-AND-EQUITY>                 174,335
<INTEREST-LOAN>                                 10,292
<INTEREST-INVEST>                                  697
<INTEREST-OTHER>                                 1,085
<INTEREST-TOTAL>                                12,074
<INTEREST-DEPOSIT>                               3,855
<INTEREST-EXPENSE>                               1,099
<INTEREST-INCOME-NET>                            4,954
<LOAN-LOSSES>                                      243
<SECURITIES-GAINS>                                   5
<EXPENSE-OTHER>                                  5,763
<INCOME-PRETAX>                                  2,577
<INCOME-PRE-EXTRAORDINARY>                       2,577
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,701
<EPS-PRIMARY>                                      .47
<EPS-DILUTED>                                      .44
<YIELD-ACTUAL>                                    9.84
<LOANS-NON>                                      2,692
<LOANS-PAST>                                        16
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,970
<CHARGE-OFFS>                                      305
<RECOVERIES>                                        22
<ALLOWANCE-CLOSE>                                1,975
<ALLOWANCE-DOMESTIC>                             1,975
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0

        

</TABLE>