<TABLE> <S> <C>


<ARTICLE>                     9
<LEGEND>
THIS SCHEDULE  CONTAINS SUMMARY  FINANCIAL  INFORMATION  EXTRACTED FROM THE FORM
10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.

</LEGEND>



<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                            JUN-30-2000
<PERIOD-START>                               JUL-01-1999
<PERIOD-END>                                 MAR-31-2000
<CASH>                                            46,152
<INT-BEARING-DEPOSITS>                             4,577
<FED-FUNDS-SOLD>                                       0
<TRADING-ASSETS>                                       0
<INVESTMENTS-HELD-FOR-SALE>                    1,032,493
<INVESTMENTS-CARRYING>                                 0
<INVESTMENTS-MARKET>                                   0
<LOANS>                                        1,603,288
<ALLOWANCE>                                       14,556
<TOTAL-ASSETS>                                 2,902,522
<DEPOSITS>                                     1,746,904
<SHORT-TERM>                                     250,100
<LIABILITIES-OTHER>                               13,152
<LONG-TERM>                                      575,432
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<COMMON>                                             327
<OTHER-SE>                                       316,607
<TOTAL-LIABILITIES-AND-EQUITY>                 2,902,522
<INTEREST-LOAN>                                   83,563
<INTEREST-INVEST>                                 60,460
<INTEREST-OTHER>                                     305
<INTEREST-TOTAL>                                 144,328
<INTEREST-DEPOSIT>                                39,873
<INTEREST-EXPENSE>                                72,678
<INTEREST-INCOME-NET>                             71,650
<LOAN-LOSSES>                                        900
<SECURITIES-GAINS>                                   734
<EXPENSE-OTHER>                                   38,980
<INCOME-PRETAX>                                   42,305
<INCOME-PRE-EXTRAORDINARY>                        42,305
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                      26,946
<EPS-BASIC>                                          .99
<EPS-DILUTED>                                        .98
<YIELD-ACTUAL>                                      7.18
<LOANS-NON>                                        5,033
<LOANS-PAST>                                           0
<LOANS-TROUBLED>                                       0
<LOANS-PROBLEM>                                        0
<ALLOWANCE-OPEN>                                  13,885
<CHARGE-OFFS>                                        317
<RECOVERIES>                                          88
<ALLOWANCE-CLOSE>                                 14,556
<ALLOWANCE-DOMESTIC>                               8,700
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                            5,856



</TABLE>