<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
THIS  SCHEDULE  CONTAINS  SUMMARY  FINANCIAL   INFORMATION  EXTRACTED  FROM  THE
REGISTRANT'S  SEPTEMBER 30, 1998 UNAUDITED STATEMENT OF CONDITION,  STATEMENT OF
OPERATION AND STATEMENT OF CASH FLOWS,  AND NOTES  THERETO,  AND IS QUALIFIED IN
ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<NAME>                                          NMBT CORP
<CIK>                                           0001046520
<MULTIPLIER>                                         1,000
<CURRENCY>                                      US DOLLARS
       
<S>                                            <C>
<PERIOD-TYPE>                                  9-MOS
<FISCAL-YEAR-END>                              DEC-31-1998
<PERIOD-START>                                 JAN-01-1998
<PERIOD-END>                                   SEP-30-1998
<EXCHANGE-RATE>                                          1
<CASH>                                              18,647
<INT-BEARING-DEPOSITS>                                 710
<FED-FUNDS-SOLD>                                         0
<TRADING-ASSETS>                                         0
<INVESTMENTS-HELD-FOR-SALE>                         73,173
<INVESTMENTS-CARRYING>                              37,725
<INVESTMENTS-MARKET>                                38,479
<LOANS>                                            234,571
<ALLOWANCE>                                          3,921
<TOTAL-ASSETS>                                     370,200
<DEPOSITS>                                         299,789
<SHORT-TERM>                                        12,300
<LIABILITIES-OTHER>                                  2,644
<LONG-TERM>                                         27,235
<PREFERRED-MANDATORY>                                   26
<PREFERRED>                                              0
<COMMON>                                                 0
<OTHER-SE>                                          28,206
<TOTAL-LIABILITIES-AND-EQUITY>                     370,200
<INTEREST-LOAN>                                     13,638
<INTEREST-INVEST>                                    4,201
<INTEREST-OTHER>                                       252
<INTEREST-TOTAL>                                    18,091
<INTEREST-DEPOSIT>                                   6,173
<INTEREST-EXPENSE>                                   7,568
<INTEREST-INCOME-NET>                               10,523
<LOAN-LOSSES>                                          341
<SECURITIES-GAINS>                                      51
<EXPENSE-OTHER>                                      8,396
<INCOME-PRETAX>                                      3,749
<INCOME-PRE-EXTRAORDINARY>                           2,332
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                         2,332
<EPS-PRIMARY>                                         0.88
<EPS-DILUTED>                                         0.83
<YIELD-ACTUAL>                                        7.50
<LOANS-NON>                                          2,744
<LOANS-PAST>                                            37
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                     3,537
<CHARGE-OFFS>                                          177
<RECOVERIES>                                           260
<ALLOWANCE-CLOSE>                                    3,921
<ALLOWANCE-DOMESTIC>                                 3,921
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                  0
        


</TABLE>