<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
COMPANY'S QUARTERLY REPORT ON FORM 10-Q FOR THE QUARTERLY PERIOD ENDED JUNE 30,
1998 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000893847
<NAME> EXCHANGE NATIONAL BANCSHARES, INC.
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             APR-01-1998
<PERIOD-END>                               JUN-30-1998
<CASH>                                          15,354
<INT-BEARING-DEPOSITS>                             220
<FED-FUNDS-SOLD>                                30,770
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     68,959
<INVESTMENTS-CARRYING>                          41,170
<INVESTMENTS-MARKET>                            41,636
<LOANS>                                        278,168
<ALLOWANCE>                                      4,183
<TOTAL-ASSETS>                                 456,979
<DEPOSITS>                                     358,645
<SHORT-TERM>                                    31,573
<LIABILITIES-OTHER>                              4,606
<LONG-TERM>                                     17,601
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           719
<OTHER-SE>                                      43,836
<TOTAL-LIABILITIES-AND-EQUITY>                 456,979
<INTEREST-LOAN>                                  6,042
<INTEREST-INVEST>                                1,645
<INTEREST-OTHER>                                   333
<INTEREST-TOTAL>                                 8,020
<INTEREST-DEPOSIT>                               3,633
<INTEREST-EXPENSE>                               4,342
<INTEREST-INCOME-NET>                            3,678
<LOAN-LOSSES>                                      173
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  2,660
<INCOME-PRETAX>                                  1,435
<INCOME-PRE-EXTRAORDINARY>                         947
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       947
<EPS-PRIMARY>                                     1.31
<EPS-DILUTED>                                     1.31
<YIELD-ACTUAL>                                    3.65
<LOANS-NON>                                        646
<LOANS-PAST>                                       272
<LOANS-TROUBLED>                                    93
<LOANS-PROBLEM>                                  6,545
<ALLOWANCE-OPEN>                                 4,109
<CHARGE-OFFS>                                      136
<RECOVERIES>                                        37
<ALLOWANCE-CLOSE>                                4,183
<ALLOWANCE-DOMESTIC>                             2,755
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          1,427
        

</TABLE>