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Exhibit 10.30
 Hudson City Bancorp, Inc.
 2006 Stock Incentive Plan
 Stock Option Agreement for Non-Employee Directors
 Name:  Social Security No.:
 Address:
  Option
GrantGrant Date
    
    
    7/21/2006Class of Optioned Shares*
    
    CommonNo. of Optioned Shares*
    
    
    50,000Exercise Price per Share*
    
    
    $ 12.76Option Type (ISO or NQSO)
    
    NQSOVESTING:Earliest Exercise Date*
    
    
    7/21/2007Option Expiration Date*
    
    
    7/20/2016
 
 *
    
    Subject to adjustment as provided in the Hudson City Bancorp, Inc. 2006 Stock Incentive Plan and
Exhibit A attached hereto.  Hudson City Bancorp, Inc.
    
    RecipientByRonald E. Hermance, Jr.
    
    «FIRST_NAME» «LAST_NAME»Chairman, President and CEO




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EXHIBIT A
 Hudson City Bancorp, Inc. 2006 Stock Incentive Plan
 Stock Option Agreement for Non-Employee Directors
 General Terms and Conditions
 Section 1. Option Size and Type .
 Section 2. Exercise Price .
 Section 3. Vesting
 (a) Earliest Exercise Date .
 (b) Accelerated Vesting .
 (c) Forfeiture
 (d) Definition of Service .
 Section 4. Exercise Period .
 (a) General .




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(b) Special Circumstances in which the Exercise Period Will Be Extended.
 rd th
 th
 Section 5. No Right to Continued Service .
 Section 6. Taxes .
 Section 7. Notices .
  
   Section 8. Restrictions on Transfer .




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Section 9. Successors and Assigns .
 Section 10. Construction of Language .
 Section 11. Governing Law .
 Section 12. Amendment .
 Section 13. Plan Provisions Control .




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Appendix A to Stock Option Agreement
 Hudson City Bancorp, Inc.
 2006 Stock Incentive Plan
 Beneficiary Designation Form
  GENERAL
INFORMATION
    
    Use this form to designate the Beneficiary(ies) who will receive vested Performance Stock Options outstanding to you at the time of your death.Name of Person
Making Designation
    
    Social Security No.BENEFICIARY 
DESIGNATION
    
    Complete sections A and B. If no percentage shares are specified, each Beneficiary in the same class (primary or contingent) shall have an equal share. If any
designated Beneficiary predeceases you, the shares of each remaining Beneficiary in the same class (primary or contingent) shall be increased proportionately.A. PRIMARY BENEFICIARY(IES)I hereby designate the following person(s) as my primary Beneficiary(ies), reserving the right to change or revoke this designation at any time prior to my death:
 Name
    
    Address
    
    Relationship
    
    Birth Date
    
    Share%%%Total = 100
    %
 B. CONTINGENT BENEFICIARY(IES)
 Name
    
    Address
    
    Relationship
    
    Birth Date
    
    Share%%%Total = 100
    %
 S
I
    
    H
E
    
    I understand that this Beneficiary Designation shall be effective only if properly completed and received by Hudson City Bancorp, Inc. prior to my death. I also understand that an effective
Beneficiary Designation revokes my prior designation(s) with respect to all stock options outstanding to me under the 2006 Stock Incentive Plan and any other prior or subsequent stock option plan,
program or arrangement of Hudson City Bancorp, Inc.G
    
    RN
    
    E
    
    Your Signature
    
    Date
 Internal Use Only
 This Beneficiary Designation was received by Hudson City Bancorp, Inc. on the date indicated.
    
    
    CommentsAuthorized Signature
    
    Date