<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
The schedule contains summary financial information extracted from the
Consolidated Balance Sheets as of March 31, 1999, and December 31, 1998,
and the related Consolidated Statements of Income for the three months
ended March 31, 1999 and 1998, and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<CIK> 0000893539
<NAME> FC BANC CORP
<MULTIPLIER> 1,000
<CURRENCY> US DOLLARS
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               MAR-31-1999
<EXCHANGE-RATE>                                      1
<CASH>                                           2,631
<INT-BEARING-DEPOSITS>                               6
<FED-FUNDS-SOLD>                                   300
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     37,644
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         47,722
<ALLOWANCE>                                      1,702
<TOTAL-ASSETS>                                  92,504
<DEPOSITS>                                      80,057
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                699
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           832
<OTHER-SE>                                      10,916
<TOTAL-LIABILITIES-AND-EQUITY>                  92,504
<INTEREST-LOAN>                                  1,052
<INTEREST-INVEST>                                  508
<INTEREST-OTHER>                                    21
<INTEREST-TOTAL>                                 1,581
<INTEREST-DEPOSIT>                                 616
<INTEREST-EXPENSE>                                 616
<INTEREST-INCOME-NET>                              965
<LOAN-LOSSES>                                     (25)
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                    825
<INCOME-PRETAX>                                    321
<INCOME-PRE-EXTRAORDINARY>                         241
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       241
<EPS-PRIMARY>                                     0.38
<EPS-DILUTED>                                     0.37
<YIELD-ACTUAL>                                    4.29
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,725
<CHARGE-OFFS>                                       29
<RECOVERIES>                                        31
<ALLOWANCE-CLOSE>                                1,702
<ALLOWANCE-DOMESTIC>                             1,702
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             59
        

</TABLE>