<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
COMPANY'S QUARTERLY REPORT ON FORM 10-QSB FOR THE QUARTERLY PERIOD ENDED JUNE
30, 1997 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<CIK> 0000893847
<NAME> EXCHANGE NATIONAL BANCSHARES, INC.
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               JUN-30-1997
<CASH>                                          17,191
<INT-BEARING-DEPOSITS>                              55
<FED-FUNDS-SOLD>                                   500
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     51,956
<INVESTMENTS-CARRYING>                          29,876
<INVESTMENTS-MARKET>                            29,990
<LOANS>                                        186,924
<ALLOWANCE>                                      2,251
<TOTAL-ASSETS>                                 293,251
<DEPOSITS>                                     231,116
<SHORT-TERM>                                    18,006
<LIABILITIES-OTHER>                              2,168
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           719
<OTHER-SE>                                      41,242
<TOTAL-LIABILITIES-AND-EQUITY>                 293,251
<INTEREST-LOAN>                                  7,990
<INTEREST-INVEST>                                2,460
<INTEREST-OTHER>                                   186
<INTEREST-TOTAL>                                10,636
<INTEREST-DEPOSIT>                               4,681
<INTEREST-EXPENSE>                               5,127
<INTEREST-INCOME-NET>                            5,509
<LOAN-LOSSES>                                      300
<SECURITIES-GAINS>                                 (3)
<EXPENSE-OTHER>                                  3,193
<INCOME-PRETAX>                                  2,926
<INCOME-PRE-EXTRAORDINARY>                       1,974
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,974
<EPS-PRIMARY>                                     2.75
<EPS-DILUTED>                                     2.75
<YIELD-ACTUAL>                                    4.23
<LOANS-NON>                                        602
<LOANS-PAST>                                       206
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  5,597
<ALLOWANCE-OPEN>                                 2,307
<CHARGE-OFFS>                                      439
<RECOVERIES>                                        83
<ALLOWANCE-CLOSE>                                2,251
<ALLOWANCE-DOMESTIC>                             1,730
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            521
        

</TABLE>