<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
The schedule contains summary financial information extracted from the
Consolidated Balance Sheets as of June 30, 1999 and December 31, 1998,
and the related Consolidated Income Statements for the three-and-six
months ended June 30, 1999 and 1998, and is qualified in its entirety
by reference to such financial statements.
</LEGEND>
<CIK> 0000893539
<NAME> FC BANC CORP
<MULTIPLIER> 1,000
<CURRENCY> US DOLLARS

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             APR-01-1999
<PERIOD-END>                               JUN-30-1999
<EXCHANGE-RATE>                                      1
<CASH>                                           3,149
<INT-BEARING-DEPOSITS>                              11
<FED-FUNDS-SOLD>                                   300
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     37,259
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         50,853
<ALLOWANCE>                                      1,680
<TOTAL-ASSETS>                                  95,442
<DEPOSITS>                                      83,293
<SHORT-TERM>                                        32
<LIABILITIES-OTHER>                                692
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           832
<OTHER-SE>                                      10,593
<TOTAL-LIABILITIES-AND-EQUITY>                  95,442
<INTEREST-LOAN>                                  1,096
<INTEREST-INVEST>                                  500
<INTEREST-OTHER>                                    37
<INTEREST-TOTAL>                                 1,633
<INTEREST-DEPOSIT>                                 645
<INTEREST-EXPENSE>                                   0
<INTEREST-INCOME-NET>                              988
<LOAN-LOSSES>                                     (25)
<SECURITIES-GAINS>                                 (3)
<EXPENSE-OTHER>                                    792
<INCOME-PRETAX>                                    369
<INCOME-PRE-EXTRAORDINARY>                         271
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       271
<EPS-BASIC>                                       0.43
<EPS-DILUTED>                                     0.42
<YIELD-ACTUAL>                                    4.54
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,702
<CHARGE-OFFS>                                        5
<RECOVERIES>                                         8
<ALLOWANCE-CLOSE>                                1,680
<ALLOWANCE-DOMESTIC>                             1,680
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             76


</TABLE>