EXHIBIT 10.18


                                        ____________, 2000



Robert D. Arnold, Chairman
n-Gen Solutions.Com, Inc.
410 17th Street, Suite 1940
Denver, CO 80202

     RE:  MERGER AND ACQUISITION AGREEMENT
          --------------------------------

Dear Mr. Arnold:

     You have agreed that Barron Chase Securities, Inc., (the "Finder") may
act as a non-exclusive finder or financial consultant in various
transactions in which n-Gen Solutions.Com, Inc. (the "Company") may be
involved, including but not limited to, mergers, acquisitions, business
combinations, joint ventures, debt or equity placements or other on-balance
sheet or off-balance sheet corporate transactions (the "Transaction").  The
Company hereby agrees that in the event that the Finder shall first
introduce to the Company another party or entity, and that as a result of
such introduction, a Transaction between such entity and the Company is
consummated ("Consummated Transaction"), then the Company shall pay to the
Finder a finder's fee as follows:

     a.   Five percent (5%) of the first $1,000,000 of the consideration
          paid in such transaction;

     b.   Four percent (4%) of the consideration in excess of $1,000,000
          and up to $2,000,000;

     c.   Three percent (3%) of the consideration in excess of $2,000,000
          and up to $3,000,000;

     d.   Two percent (2%) of the consideration in excess of $3,000,000 and
          up to $4,000,000; and

     e.   One percent (1%) of any consideration in excess of $4,000,000.

     The fee due the Finder shall be paid by the Company in cash and/or in
stock at the closing of the Consummated Transaction as mutually agreed
between the Company and the Finder, without regard to whether the
Consummated Transaction involves payments in cash, in stock, or a
combination of stock and cash, or is made on an installment sale basis.  By
way of example, if the Consummated Transaction involves securities of the
acquiring entity (whether securities of the Company, if the Company is the
acquiring party, or securities of another entity, if the Company is the
selling party) having a value of $5,000,000, the finders fee to be paid by
the Company to the Finder at closing shall be $150,000.

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     In the event that for any reason the Company shall fail to pay to the
Finder all or any portion of the finder's fee payable hereunder when due,
interest shall accrue and be payable on the unpaid balance due hereunder
from the date when first due through and including that date when actually
collected by the Finder, at a rate equal to two (2) points over the prime
rate of Citibank, N.A. in New York, New York, computed on a daily basis and
adjusted as announced from time to time.

     This agreement shall be effective on the date hereof and shall expire
on the fifth anniversary of the date hereof.

     Notwithstanding anything herein to the contrary, if the Company shall,
within 180 days immediately following the termination of the five year
period provided above, conclude a Consummated Transaction with any party
introduced by the Finder to the Company prior to the termination of said
five year period, the Company shall also pay the Finder the fee determined
above.

     The Company represents and warrants to the Finder that the engagement
of the Finder hereunder has been duly authorized and approved by the Board
of Directors of the Company and this letter agreement has been duly
executed and delivered by the Company and constitutes a legal, valid and
binding obligation of the Company.

     This agreement has been executed and delivered in the State of Florida
and shall be governed by the laws of such state, without giving effect to
the conflicts of laws rules thereunder.

     This agreement shall be binding upon, and enforceable against, the
successors and assigns of each of the undersigned.

     Please sign this letter at the place indicated below, whereupon it
will constitute our mutually binding agreement with respect to the matters
contained herein.

                                   Very truly yours,

                                   BARRON CHASE SECURITIES, INC.


                                BY:_____________________________________
                                   Robert T. Kirk, President
Agreed to and Accepted:

n-Gen Solutions.Com, Inc.


BY:____________________________
   Robert D. Arnold, Chairman