<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
The schedule contains summary financial information extraced from the
Consolidated Balance Sheets as of September 30, 2000, and December 31, 1999, and
the related Consolidated Statements of Income for the three-and-nine months
ended September 30, 2000 and 1999, and is qualified in its entirety (Dollars int
thousands) by reference to such financial statements.
</LEGEND>
<CIK> 0000893539
<NAME> FC BANC CORP.
<MULTIPLIER> 1,000
<CURRENCY> US DOLLARS

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JUL-01-2000
<PERIOD-END>                               SEP-30-2000
<EXCHANGE-RATE>                                      1
<CASH>                                           3,501
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     30,999
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         61,627
<ALLOWANCE>                                      1,582
<TOTAL-ASSETS>                                 100,999
<DEPOSITS>                                      86,592
<SHORT-TERM>                                     1,700
<LIABILITIES-OTHER>                              1,176
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                              832
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                      10,699
<TOTAL-LIABILITIES-AND-EQUITY>                 100,999
<INTEREST-LOAN>                                  1,337
<INTEREST-INVEST>                                  475
<INTEREST-OTHER>                                     2
<INTEREST-TOTAL>                                 1,814
<INTEREST-DEPOSIT>                                 753
<INTEREST-EXPENSE>                                 765
<INTEREST-INCOME-NET>                            1,049
<LOAN-LOSSES>                                     (50)
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                    938
<INCOME-PRETAX>                                    329
<INCOME-PRE-EXTRAORDINARY>                         242
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       242
<EPS-BASIC>                                       0.40
<EPS-DILUTED>                                     0.39
<YIELD-ACTUAL>                                    4.84
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,582
<CHARGE-OFFS>                                       94
<RECOVERIES>                                        78
<ALLOWANCE-CLOSE>                                1,582
<ALLOWANCE-DOMESTIC>                             1,582
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            137


</TABLE>