<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
The schedule contains summary financial information extracted from the
Consolidated Balance Sheets as of March 31, 1998 and December 31, 1997, and the
related Consolidated Statements of Income and Comprehensive Income for the three
months ended March 31, 1998 and 1997, and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<CIK> 0000893539
<NAME> FC BANC CORP.
<MULTIPLIER> 1,000
<CURRENCY> US DOLLARS
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               MAR-31-1998
<EXCHANGE-RATE>                                      1
<CASH>                                           3,995
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 1,400
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     37,053
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         41,855
<ALLOWANCE>                                      1,582
<TOTAL-ASSETS>                                  87,059
<DEPOSITS>                                      74,613
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              1,031
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           832
<OTHER-SE>                                      10,583
<TOTAL-LIABILITIES-AND-EQUITY>                  87,059
<INTEREST-LOAN>                                    982
<INTEREST-INVEST>                                  483
<INTEREST-OTHER>                                    29
<INTEREST-TOTAL>                                 1,494
<INTEREST-DEPOSIT>                                 604
<INTEREST-EXPENSE>                                 604
<INTEREST-INCOME-NET>                              890
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                   4
<EXPENSE-OTHER>                                    734
<INCOME-PRETAX>                                    287
<INCOME-PRE-EXTRAORDINARY>                         219
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       219
<EPS-PRIMARY>                                     0.68
<EPS-DILUTED>                                     0.66
<YIELD-ACTUAL>                                    4.51
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,480
<CHARGE-OFFS>                                       18
<RECOVERIES>                                       120
<ALLOWANCE-CLOSE>                                1,582
<ALLOWANCE-DOMESTIC>                             1,582
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             33
        

</TABLE>