<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
The schedule contains summary financial information extracted from the
Consolidated Balance Sheets as of June 30, 1998 and December 31, 1997, and the
related Consolidated Statements of Income and Comprehensive Income for the three
and six months ended June 30, 1998 and 1997, and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<CIK> 0000893539
<NAME> FC BANC CORP.
<MULTIPLIER> 1,000
<CURRENCY> US DOLLARS
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             APR-01-1998
<PERIOD-END>                               JUN-30-1998
<EXCHANGE-RATE>                                      1
<CASH>                                           3,899
<INT-BEARING-DEPOSITS>                               1
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     39,285
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         44,442
<ALLOWANCE>                                      1,561
<TOTAL-ASSETS>                                  90,644
<DEPOSITS>                                      76,837
<SHORT-TERM>                                     1,200
<LIABILITIES-OTHER>                              1,193
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                              832
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                      10,581
<TOTAL-LIABILITIES-AND-EQUITY>                  90,644
<INTEREST-LOAN>                                  1,010
<INTEREST-INVEST>                                  564
<INTEREST-OTHER>                                     9
<INTEREST-TOTAL>                                 1,583
<INTEREST-DEPOSIT>                                 464
<INTEREST-EXPENSE>                                 651
<INTEREST-INCOME-NET>                              932
<LOAN-LOSSES>                                     (25)
<SECURITIES-GAINS>                                   3
<EXPENSE-OTHER>                                    771
<INCOME-PRETAX>                                    353
<INCOME-PRE-EXTRAORDINARY>                         264
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       264
<EPS-PRIMARY>                                     0.82
<EPS-DILUTED>                                     0.78
<YIELD-ACTUAL>                                    4.35
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,582
<CHARGE-OFFS>                                       22
<RECOVERIES>                                        25
<ALLOWANCE-CLOSE>                                1,560
<ALLOWANCE-DOMESTIC>                             1,560
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             10
        

</TABLE>