<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
The schedule contains summary financial information extracted from the March 31,
1997 & 1996, and December 31, 1996, Consolidated Statements of Condition and
Consolidated Statements of Income and is qualified in its entirety by reference 
to such financial statements.
</LEGEND>
<CIK> 0000893539
<NAME> FC BANC CORP
<MULTIPLIER> 1000
<CURRENCY> US DOLLARS
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               MAR-31-1997
<EXCHANGE-RATE>                                      1
<CASH>                                           3,379
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 2,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     30,252
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         39,716
<ALLOWANCE>                                      1,255
<TOTAL-ASSETS>                                  78,474
<DEPOSITS>                                      67,041
<SHORT-TERM>                                       154
<LIABILITIES-OTHER>                                508
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           832
<OTHER-SE>                                       9,939
<TOTAL-LIABILITIES-AND-EQUITY>                  78,474
<INTEREST-LOAN>                                    896
<INTEREST-INVEST>                                  445
<INTEREST-OTHER>                                    10
<INTEREST-TOTAL>                                 1,351
<INTEREST-DEPOSIT>                                 520
<INTEREST-EXPENSE>                                 522
<INTEREST-INCOME-NET>                              829
<LOAN-LOSSES>                                       20
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                    693
<INCOME-PRETAX>                                    236
<INCOME-PRE-EXTRAORDINARY>                         184
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       184
<EPS-PRIMARY>                                     0.57
<EPS-DILUTED>                                     0.57
<YIELD-ACTUAL>                                    4.72
<LOANS-NON>                                        621
<LOANS-PAST>                                       508
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,263
<CHARGE-OFFS>                                       41
<RECOVERIES>                                        13
<ALLOWANCE-CLOSE>                                1,255
<ALLOWANCE-DOMESTIC>                             1,255
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            236
        

</TABLE>