<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE SEPTEMBER
30, JUNE 30, AND MARCH 31, 1996 & 1995, AND DECEMBER 31, 1995, CONSOLIDATED
STATEMENTS OF CONDITION AND CONSOLIDATED STATEMENTS OF INCOME AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000893539
<NAME> F C BANC CORP
<MULTIPLIER> 1000
<CURRENCY> U S DOLLARS
       
<S>                             <C>                     <C>                     <C>                     <C>
<C>
<PERIOD-TYPE>                   3-MOS                   3-MOS                   9-MOS                   9-MOS
YEAR
<FISCAL-YEAR-END>                          DEC-31-1996             DEC-31-1995             DEC-31-1996             DEC-31-1995
             DEC-31-1995
<PERIOD-START>                             JUL-01-1996             JUL-01-1995             JAN-01-1996             JAN-01-1995
             JAN-01-1995
<PERIOD-END>                               SEP-30-1996             SEP-30-1995             SEP-30-1996             SEP-30-1995
             DEC-31-1995
<EXCHANGE-RATE>                                      1                       1                       1                       1
                       1
<CASH>                                            2714                    4843                    2714                    4843
                    5329
<INT-BEARING-DEPOSITS>                               0                     100                       0                     100
                       0
<FED-FUNDS-SOLD>                                   600                    3000                     600                    3000
                       0
<TRADING-ASSETS>                                     0                       0                       0                       0
                       0
<INVESTMENTS-HELD-FOR-SALE>                      34068                   22776                   34068                   22776
                   33869
<INVESTMENTS-CARRYING>                               0                    9523                       0                    9523
                       0
<INVESTMENTS-MARKET>                                 0                    9616                       0                    9616
                       0
<LOANS>                                          37627                   37224                   37627                   37224
                   37179
<ALLOWANCE>                                     (1323)                  (1805)                  (1323)                  (1805)
                  (1297)
<TOTAL-ASSETS>                                   78351                   80148                   78351                   80148
                   83698
<DEPOSITS>                                       66887                   68815                   66887                   68815
                   70891
<SHORT-TERM>                                         0                       0                       0                       0
                    1525
<LIABILITIES-OTHER>                                736                     432                     736                     432
                     522
<LONG-TERM>                                          0                       0                       0                       0
                       0
<PREFERRED-MANDATORY>                                0                       0                       0                       0
                       0
<PREFERRED>                                          0                       0                       0                       0
                       0
<COMMON>                                           832                     832                     832                     832
                     832
<OTHER-SE>                                        9896                   10069                    9896                   10069
                    9928
<TOTAL-LIABILITIES-AND-EQUITY>                   78351                   80148                   78351                   80148
                   83698
<INTEREST-LOAN>                                    886                     859                    2551                    2485
                    3354
<INTEREST-INVEST>                                  524                     467                    1539                    1539
                    2022
<INTEREST-OTHER>                                    11                      49                      91                     103
                     188
<INTEREST-TOTAL>                                  1421                    1375                    4181                    4127
                    5564
<INTEREST-DEPOSIT>                                 558                     621                    1701                    1810
                    2403
<INTEREST-EXPENSE>                                   3                       4                      20                      24
                      39
<INTEREST-INCOME-NET>                              860                     750                    2460                    2293
                    3122
<LOAN-LOSSES>                                        0                       0                       0                     204
                     204
<SECURITIES-GAINS>                                   0                       4                    (14)                       2
                       3
<EXPENSE-OTHER>                                    708                     696                    2333                    2059
                    2906
<INCOME-PRETAX>                                    308                     185                     536                     404
                     499
<INCOME-PRE-EXTRAORDINARY>                         238                     161                     463                     386
                     533
<EXTRAORDINARY>                                      0                       0                       0                       0
                       0
<CHANGES>                                            0                       0                       0                       0
                       0
<NET-INCOME>                                       238                     161                     463                     386
                     533
<EPS-PRIMARY>                                     0.73                    0.48                    1.42                    1.16
                    1.61
<EPS-DILUTED>                                     0.73                    0.48                    1.42                    1.16
                    1.61
<YIELD-ACTUAL>                                    4.54                    4.23                    4.45                    4.20
                    4.37
<LOANS-NON>                                        334                     334                     334                     334
                     327
<LOANS-PAST>                                       417                     104                     417                     104
                      13
<LOANS-TROUBLED>                                     0                       0                       0                       0
                       0
<LOANS-PROBLEM>                                      0                       0                       0                       0
                       0
<ALLOWANCE-OPEN>                                (1318)                  (1809)                  (1297)                  (1808)
                  (1600)
<CHARGE-OFFS>                                       10                      39                      39                      22
                     574
<RECOVERIES>                                      (15)                    (35)                    (65)                    (19)
                    (67)
<ALLOWANCE-CLOSE>                               (1323)                  (1805)                  (1323)                  (1805)
                  (1297)
<ALLOWANCE-DOMESTIC>                            (1323)                  (1805)                  (1323)                  (1805)
                  (1297)
<ALLOWANCE-FOREIGN>                                  0                       0                       0                       0
                       0
<ALLOWANCE-UNALLOCATED>                          (111)                       0                   (111)                       0
                   (377)
        

</TABLE>