<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
The schedule contains summary financial information extracted from the
Consolidated Balance Sheets as of Sept.30,1997 and Dec.31,1996, and the related
Consolidated Income Statements for the three and nine months ended Sept.30,1997
and 1996, and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<CIK> 0000893539
<NAME> FC BANC CORP.
<MULTIPLIER> 1,000
<CURRENCY> U.S.DOLLARS
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JUL-01-1997
<PERIOD-END>                               SEP-30-1997
<EXCHANGE-RATE>                                      1
<CASH>                                           3,775
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 2,200
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     27,450
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         39,311
<ALLOWANCE>                                      1,077
<TOTAL-ASSETS>                                  75,928
<DEPOSITS>                                      63,763
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                928
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           832
<OTHER-SE>                                      10,405
<TOTAL-LIABILITIES-AND-EQUITY>                  75,928
<INTEREST-LOAN>                                    965
<INTEREST-INVEST>                                  413
<INTEREST-OTHER>                                    21
<INTEREST-TOTAL>                                 1,399
<INTEREST-DEPOSIT>                                 539
<INTEREST-EXPENSE>                                 539
<INTEREST-INCOME-NET>                              860
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                   2
<EXPENSE-OTHER>                                    669
<INCOME-PRETAX>                                    317
<INCOME-PRE-EXTRAORDINARY>                         235
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       235
<EPS-PRIMARY>                                     0.73
<EPS-DILUTED>                                     0.73
<YIELD-ACTUAL>                                    4.84
<LOANS-NON>                                        673
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,283
<CHARGE-OFFS>                                      268
<RECOVERIES>                                        61
<ALLOWANCE-CLOSE>                                1,077
<ALLOWANCE-DOMESTIC>                             1,077
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            241
        

</TABLE>