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                                                                   EXHIBIT 10.23

                          SALARY CONTINUATION AGREEMENT
                     FOR WCB POLICYMAKING EXECUTIVE OFFICERS

        This SALARY CONTINUATION AGREEMENT ("Agreement") is dated as of April 1,
2000 (the "Effective Date"). The parties to the Agreement ("Parties") are WEST
COAST BANCORP ("Bancorp"), West Coast Bank ("Bank"), and James D. Bygland
("Executive").

                                    RECITALS

A.      Executive is employed by Bank in a managerial capacity, presently
        holding the position of Senior Vice-President and Chief Information
        Officer.

B.      Bancorp and Bank (collectively, "Company") wishes to ensure the
        continued availability of Executive's services in the event of a change
        in control of Bancorp, in order to assist Bancorp in maximizing the
        benefits obtainable from such a change.

C.      To encourage Executive's continued services, Bancorp wishes to provide
        an incentive for Executive's continued employment.

Therefore, the parties agree as follows:

                                    AGREEMENT

1.      EFFECTIVE DATE AND TERM. As of the Effective Date, this Agreement is a
        binding obligation of the parties and is not subject to revocation or
        amendment, except by mutual consent or in accordance with its terms. The
        initial term of this Agreement ("Initial Term") begins on the Effective
        Date and ends on March 31, 2001. Following the Initial Term, this
        Agreement will automatically renew on April 1 of each year for
        subsequent one-year terms (each a "Renewal Term"), unless (a) the Board,
        before the next Renewal Term begins, takes action to cancel the
        Agreement at the end of its current term, or (b) Executive, before the
        next Renewal Term begins, gives Bancorp written notice of Executive's
        election to cancel the Agreement at the end of its current term. If a
        definitive agreement providing for a Change in Control (as defined
        below) is entered into on or before the expiration of the Initial Term
        or any Renewal Term, the term then in effect will automatically be
        extended to twelve months after the consummation of the Change in
        Control, and the Board will not have authority to cancel this Agreement
        during that period, unless Executive consents in writing to the
        cancellation.

2.      COMMITMENT OF EXECUTIVE. If any person extends any proposal or offer
        intended to or with the potential to result in a Change in Control (a
        "Change in Control Proposal"), Executive must, at Bancorp's request,
        assist Bancorp in evaluating the Proposal. Further, as a condition to
        receipt of the Salary Continuation Payment described below, Executive
        will not resign Executive's position with the Company during the period
        beginning when the Company receives a Change in Control Proposal and
        ending when the transaction contemplated by the Proposal is either
        consummated or abandoned.


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3.      SALARY CONTINUATION PAYMENT.

        (a)     Payment Trigger and Timing. If a Termination Event After a
                Change in Control (as defined in Section 4) occurs, Executive
                will receive a salary continuation payment ("Salary Continuation
                Payment"). Unless limited below, the Salary Continuation Payment
                will equal the Regular Salary Continuation Payment plus the
                Bonus Continuation Payment. The Company will pay this Salary
                Continuation Payment to Executive on the later of (i) the date
                Executive's employment terminates or (ii) the date the Change in
                Control occurs.

        (b)     Payment Amount. The Regular Salary Continuation Payment will
                equal Executive's regular monthly salary in effect when
                Executive's employment terminates (as reportable on Executive's
                IRS Form W-2, but including the amount of any voluntary
                deferrals of salary, and excluding any expense allowances or
                reimbursements, any bonuses, any gain from exercise of stock
                options, or any other similar non-recurring payments) that would
                be payable to Executive but for the termination from the day
                Executive's employment terminates to the date twelve months
                after the later of (i) the date the Change in Control occurs or
                (ii) the date Executive's employment terminates. The Bonus
                Continuation Payment will equal (i) the most recent annual bonus
                paid to Executive, multiplied by (ii) the number of days during
                which Executive was employed but as to which no annual bonus has
                been paid plus the number of days from the date of termination
                of employment to the date twelve months after the later of (x)
                the date the Change in Control occurs or (y) the date
                Executive's employment terminates, divided by 365.

        (c)     Limitation on Payment. The Salary Continuation Payment will not
                exceed an amount equal to $1.00 less than the amount which would
                cause the payment, together with any other payments received
                from the Company, to be a "parachute payment" as defined in
                Section 280G(b)(2)(A) of the Internal Revenue Code.

4.      TERMINATION EVENT AFTER CHANGE IN CONTROL. A Termination Event After a
        Change in Control will be deemed to occur when, and only when, one or
        more of the following events occur:

        (a)     Executive terminates Executive's employment for any reason,
                other than Retirement, Disability, or death within twelve months
                after a Change In Control; or

        (b)     The Company terminates Executive's employment other than for
                Cause, Disability, Retirement or death within twelve months
                after a Change In Control; or

        (c)     The Company terminates Executive's employment other than for
                Cause, Disability, Retirement, or death before a Change In
                Control, if the termination occurs during the period beginning
                six months before the execution of a definitive agreement
                providing for the Change in Control and ending upon occurrence
                of the Change in Control, but only if the Change in Control in
                fact occurs.


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5.      DEFINITIONS.

        (a)     Cause. "Cause" means only any one or more of the following:

                (i)     Willful misfeasance or gross negligence in the
                        performance of Executive's duties; or

                (ii)    Conviction of a crime in connection with such duties; or

                (iii)   Conduct demonstrably and significantly harmful to the
                        financial condition of the Company.

        (b)     Disability. "Disability" means a physical or mental impairment
                that renders Executive incapable of substantially performing the
                duties required under this Agreement and that is expected to
                continue rendering Executive so incapable for the reasonably
                foreseeable future.

        (c)     Retirement. "Retirement" means voluntary termination by
                Executive in accordance with the Company's applicable retirement
                policies, including early retirement, if applicable to its
                salaried employees.

        (d)     Change In Control. "Change In Control" means one of the
                following:

                (i)     A Person or Entity acquiring or otherwise becoming the
                        owner (as a result of a purchase, merger, stock
                        exchange, or otherwise) of more than 50% of Bancorp's
                        outstanding common stock; or

                (ii)    Bancorp's merger into any corporation or other business
                        entity, or the merger of any corporation or other
                        business entity into Bancorp, where more than 50% of the
                        stock (or other form of ownership) of the corporation or
                        business entity ("Surviving Corporation") is owned by
                        other than the owners of the common stock of Bancorp
                        before the merger; or

                (iii)   A Person or Entity acquiring more than fifty percent of
                        the Company's assets, measured by the total fair market
                        value of all of the Company's assets immediately before
                        the acquisition, during the twelve-month period ending
                        on the date of the most recent acquisition. A Change in
                        Control does not include a transfer of assets by the
                        Company if the assets are transferred to an Entity, 50%
                        or more of the total value or voting power of which is
                        owned, directly or indirectly, by the Company.

        (e)     Person or Entity. "Person or Entity" includes, without
                limitation, any one or more persons and/or entities acting in
                concert with respect to their interests in the Surviving
                Corporation.

6.      OTHER COMPENSATION AND TERMS OF EMPLOYMENT. This Agreement is not an
        employment agreement. Accordingly, other than providing for the Salary
        Continuation Payment, this Agreement will not affect the determination
        of any compensation payable by the Company to Executive, nor will it
        affect the other terms of Executive's employment with the Company. The
        specific arrangements referred to in this Agreement are not intended to
        exclude or circumvent any other benefits that may be available to
        Executive under the Company's employee benefit or other applicable
        plans, if his or her employment terminates.


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7.      WITHHOLDING. All payments made to Executive under this Agreement are
        subject to the withholding of amounts for tax and other payroll
        deductions that the Company reasonably determines appropriate under
        applicable law or regulation.

8.      ASSIGNABILITY. The Company may assign this Agreement and its rights
        under it in whole, but not in part, to any corporation, financial
        institution or other entity with or into which Bancorp merges or
        consolidates or to which Bancorp transfers all or substantially all of
        its assets. But, the corporation, financial institution, or other entity
        accepting assignment (the "assignee") must by operation of law or
        expressly in writing assume all obligations of the Company under this
        Agreement, as fully as if the assignee had been an original party. The
        Company may not otherwise assign this Agreement or any of its rights
        under it. The Company may not through assignment avoid an obligation to
        pay a Salary Continuation Payment once the obligation is triggered under
        this Agreement, although it may assign to assignee the obligation to
        pay, as long as assignee agrees to pay in accordance with this
        Agreement. Executive may not assign or transfer this Agreement or any
        rights or obligations under it.

9.      GENERAL PROVISIONS.

        (a)     Choice of Law/Venue. The parties intend that Oregon law govern
                this Agreement and its interpretation. Any dispute arising out
                of this Agreement must be brought in either Clackamas County or
                Multnohmah County in Oregon, and the parties will submit to
                personal jurisdiction in either of those counties.

        (b)     Arbitration. Any dispute or claim arising out of or brought in
                connection with this Agreement, will, if requested by any party,
                be submitted to and settled by, arbitration under the rules then
                in effect of the American Arbitration Association (or under any
                other form of arbitration mutually acceptable to the parties
                involved). Any award rendered in arbitration will be final and
                will bind the parties, and a judgement on it may be entered in
                the highest court of the forum having jurisdiction. The
                arbitrator will render a written decision, naming the
                substantially prevailing party in the action, and will award
                such party all costs and expenses incurred, including reasonable
                attorneys' fees.

        (c)     Attorney Fees. If any breach of or default under this Agreement
                results in either party incurring attorney or other fees, costs
                or expenses (including in arbitration), the substantially
                prevailing party is entitled to recover from the non-prevailing
                party any and all legal fees, costs and expenses, including
                attorney fees.

        (d)     Waiver. This Agreement supercedes all previous agreements
                between Executive and the Company and any of its affiliates
                pertaining to this subject matter. By signing this Agreement,
                Executive waives any and all rights Executive may have had under
                any previous salary continuation, severance, or other similar
                Agreements Executive may have entered into with the Company or
                any of its affiliates or predecessors.

        (e)     Successors. This Agreement binds and inures to the benefit of
                the parties and each of their respective affiliates, legal
                representatives, successors and assigns.

        (f)     Construction. This Agreement contains the entire agreement among
                the parties with respect to its subject matter, and may be
                amended only through a written document signed by all of the
                parties. Its language is the language chosen by the parties
                jointly to express their mutual intent. No rule of construction
                based on which party drafted the Agreement or certain of its
                provisions will be applied against any party.


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        (g)     Section Headings. The section headings used in this Agreement
                have been included for convenience and reference only.

        (h)     Counterparts. This Agreement may be executed in one or more
                counterparts, and all counterparts will be construed together as
                one Agreement.

Signed as of April 1, 2000:


                             BANCORP AND BANK:


                             ------------------------------------,
                             By:    Shauna L. Vernal
                             Its:   SVP and General Counsel


                             EXECUTIVE:


                             ----------------------------------------
                             Signature of Executive


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