<PAGE>   1

                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549

                                   FORM 10-QSB


     [X]  QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES
                              EXCHANGE ACT OF 1934


                  FOR THE QUARTERLY PERIOD ENDED MARCH 31, 1999


                        COMMISSION FILE NUMBER 000-20702


                           ARGENT CAPITAL CORPORATION
           (NAME OF SMALL BUSINESS ISSUER AS SPECIFIED IN ITS CHARTER)


                      NEVADA                                88-0383765
           (STATE OR OTHER JURISDICTION                  (I.R.S. EMPLOYER
         OF INCORPORATION OR ORGANIZATION)              IDENTIFICATION NO.)

               1801 WEST END AVENUE,
             SUITE 1110, NASHVILLE, TN                        37203
     (ADDRESS OF PRINCIPAL EXECUTIVE OFFICES)              (ZIP CODE)


         ISSUER'S TELEPHONE NUMBER, INCLUDING AREA CODE: (615) 345-6200


         SECURITIES REGISTERED UNDER SECTION 12(b) OF THE EXCHANGE ACT:
                                      NONE


         SECURITIES REGISTERED UNDER SECTION 12(g) OF THE EXCHANGE ACT:

                          COMMON STOCK, $.001 PAR VALUE
                                (TITLE OF CLASS)


Check whether the issuer: (I) filed all reports required to be filed by Section
13 or 15(d) of the Exchange Act during the past 12 months (or for such shorter
period that the Company was required to file such reports), and (2) has been
subject to such filing requirements for the past 90 days.

                                Yes [X]   No [ ]

        Number of shares of the issuer's sole class of common equity,
outstanding as of the latest practicable date: 8,282,702 (April 16, 1999).


<PAGE>   2


                          PART I. FINANCIAL STATEMENTS
                                   (UNAUDITED)
                   ARGENT CAPITAL CORPORATION AND SUBSIDIARIES

                           CONSOLIDATED BALANCE SHEETS

                   AS OF MARCH 31, 1999 AND DECEMBER 31, 1998
                                   (UNAUDITED)



<TABLE>
<CAPTION>
                                                               1999              1998
                                                           -----------       -----------
<S>                                                        <C>               <C>        
                          ASSETS
CURRENT ASSETS:
      Cash                                                 $    27,151       $     5,453
      Prepaid expenses                                              --             5,000
                                                           -----------       -----------
           Total current assets                                 27,151            10,453

SOFTWARE DEVELOPMENT                                           152,395            79,000
PROPERTY AND EQUIPMENT                                         645,910           634,648
      Less accumulated depreciation                           (481,270)         (478,329)
           Total property and equipment, net                   164,640           156,319
                                                           -----------       -----------
      Investment in NetVoucher, Inc.                           356,210                --

           Total assets of continuing operations           $   700,397       $   245,772
                                                           ===========       ===========


            LIABILITIES & SHAREHOLDERS' EQUITY

CURRENT LIABILITIES                                        $    26,389       $        --

NET LIABILITIES RELATED TO DISCONTINUED OPERATIONS             347,407           108,405

COMMITMENTS AND CONTINGENCIES (Note 8)

SHAREHOLDERS' EQUITY

      Common stock, $.001 par value, authorized
          100,000,000 shares issued 4,496,000 shares             4,496             2,589

      Additional paid-in capital                             2,133,083         1,454,197

      Treasury stock, 13,333 shares                            (63,281)          (63,281)

      Notes receivable                                          (1,839)           (1,839)

      Retained earnings (deficit)                           (1,745,857)       (1,254,299)
                                                           -----------       -----------
           Total shareholders' equity                          326,602           137,367
                                                               -------           -------
           Total liabilities and shareholders' equity      $   700,397       $   245,772
                                                           ===========       ===========
</TABLE>



                 See Notes to Consolidated Financial Statements.




<PAGE>   3

                   ARGENT CAPITAL CORPORATION AND SUBSIDIARIES
                      CONSOLIDATED STATEMENTS OF OPERATIONS
               FOR THE THREE MONTHS ENDED MARCH 31, 1999 AND 1998
                                   (UNAUDITED)


<TABLE>
<CAPTION>
                                                           1999            1998
                                                        ----------       ---------- 
<S>                                                     <C>              <C>       
REVENUES:
      Interest income                                   $      30        $       --
      Other income (expense)                                  555
                                                        ----------       ---------- 
           TOTAL REVENUE                                      585
                                                        ----------       ---------- 

GENERAL AND ADMINISTRATIVE EXPENSES                       311,254                --

LOSS FROM CONTINUING OPERATIONS                          (310,669)               --
DISCONTINUED OPERATIONS:

      Loss from discontinued operations                  (254,217)         (587,891)
      Gain from disposal of discontinued operations        73,329                --
                                                        ----------       ---------- 
           Net loss from discontinued operations          (180,889)        (587,891)
                                                        ----------       ---------- 
NET LOSS                                                $ (491,558)      $ (587,891)
                                                        ==========       ========== 
Loss per share (Basic and diluted):
      Loss from continuing operations                   $   (0.09)       $       --
                                                        ----------       ---------- 
      Loss from discontinued operations                     (0.08)            (0.50)
      Gain from disposal of discontinued operations          0.02                --
                                                        ----------       ---------- 
           Net Loss from discontinued operations            (0.06)            (0.50)
                                                        ----------       ---------- 
      Net loss per share                                $   (0.15)       $    (0.50)
                                                        ==========       ========== 
</TABLE>


                 See Notes to Consolidated Financial Statements.

<PAGE>   4

                   ARGENT CAPITAL CORPORATION AND SUBSIDIARIES
                     CONSOLIDATED STATEMENTS OF CASH FLOWS
               For The Three Months Ended March 31, 1999 and 1998


<TABLE>
<CAPTION>
                                                                                                    1999                  1998
                                                                                                ------------          ------------
<S>                                                                                             <C>                   <C>         
CASH FLOW FROM OPERATING ACTIVITIES:
Loss from continuing operations                                                                 $   (310,669)         $         --
Adjustments to reconcile loss from continuing operations to net
         cash provided by operating activities of continuing operations:
         Depreciation and amortization                                                                 2,941                    --
         Increase (decrease) in cash resulting from changes in operating
            accounts, net of acquisitions:
              Prepaid expenses                                                                         5,000                    --
         Increase (decrease) in liabilities:
              Accounts payable and accrued expenses                                                   26,389
                                                                                                ------------          ------------
                   Net cash used by operating activities of continuing operations                   (276,339)                   --

Income (loss) from discontinued operations                                                          (254,217)             (587,891)
Gain (Loss) on disposal of discontinued operations                                                    73,329
Adjustments to reconcile income (loss) from discontinued operations to net cash
         provided by (used in) operating activities of discontinued operations:
         Depreciation and amortization                                                               157,447                51,025
         Increase (decrease) in cash resulting from changes in operating
            accounts, net of acquisitions:
              Mortgage loans purchased for sale                                                           --           (21,331,953)
              Proceeds from sale of mortgage loans                                                 4,783,854            21,134,861
              Accounts receivable                                                                     26,991                34,345
              Income tax receivable                                                                  509,530               (10,000)
              Prepaid expenses                                                                        30,240              (113,809)
              Other assets                                                                            25,005                 4,393
              Accounts payable and accrued liabilities                                               (19,261)              121,370
              Income taxes payable                                                                        --                    --
              Deferred taxes                                                                              --                    --
              Valuation allowance on mortgage loans                                                 (535,000)              228,000
              Other deferred liabilities                                                                  --                    --
                                                                                                ------------          ------------
                   Net cash provided by (used in) operating activities of discontinued
                      operations                                                                   4,797,918              (469,659)
                                                                                                ------------          ------------

                      Net cash provided by (used in) operating activities                          4,521,579              (469,659)

CASH FLOWS FROM INVESTING ACTIVITIES:
         Capital expenditures                                                                       (470,362)               (3,746)
                                                                                                ------------          ------------
                   Net cash used in investing activities of continuing operations                   (470,362)               (3,746)
                                                                                                ------------          ------------

         Cash acquired from acquisitions, net of cash paid                                                --               928,526
         Proceeds from sale of fixed assets                                                           64,712                    --
         Collection of Notes receivable                                                                   --                72,521
                                                                                                ------------          ------------
                   Net cash provided by investing activities of discontinued operations               64,712             1,001,047
                                                                                                ------------          ------------

                   Net cash provided by investing activities                                        (405,650)              997,301

CASH FLOWS FROM FINANCING ACTIVITIES:
         Proceeds from sale of common stock                                                          680,793                    --
                                                                                                ------------          ------------
                   Net cash provided by financing activities of continuing operations                680,793                    --
                                                                                                ------------          ------------

         Payments of notes payable                                                                        --
         Net increase (decrease) in warehouse financing facility                                  (4,547,029)              425,917
                                                                                                ------------          ------------
                   Net cash provided by (used in) financing activities of discontinued
                       operations                                                                 (4,547,029)              425,917
                                                                                                ------------          ------------

                   Net cash provided by (used in) financing activities                            (3,866,236)              425,917
                                                                                                ------------          ------------

NET DECREASE IN CASH                                                                                 249,693               953,559
CASH AT BEGINNING OF PERIOD                                                                           87,668               407,147
                                                                                                ------------          ------------
CASH AT END OF PERIOD                                                                           $    337,361          $  1,360,706
                                                                                                ============          ============

CASH - DISCONTINUED OPERATIONS                                                                  $    310,215          $  1,360,706
CASH - CONTINUING OPERATIONS                                                                          27,146
                                                                                                ------------          ------------
TOTAL CASH, END OF PERIOD                                                                       $    337,361          $  1,360,706
                                                                                                ============          ============

SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Cash paid during the period for:
         Interest                                                                               $         --          $    231,993
                                                                                                ============          ============

         Income taxes                                                                           $         --          $         --
                                                                                                ============          ============

DETAIL OF BUSINESSES ACQUIRED IN PURCHASE BUSINESS
         COMBINATIONS:
         On February 27, 1998, the company acquired Argent Mortgage Corporation. 
         A summary of the transaction is as follows:

         Fair market value of stock issued                                                                            $    300,587
         Fair value of tangible and identifiable assets acquired                                                        (1,156,172)
         Fair value of liabilities assumed                                                                                  98,635
                                                                                                                      ------------
               Excess of identifiable assets acquired over cost (negative goodwill)                                   $   (756,950)
                                                                                                                      ============

</TABLE>


<PAGE>   5

                   NOTES TO CONSOLIDATED FINANCIAL STATEMENTS



NOTE 1. SIGNIFICANT ACCOUNTING POLICIES

BASIS OF PRESENTATION

The accompanying consolidated financial statements at March 31, 1999 include the
accounts of Argent Capital Corporation ("ACC"), a corporation organized in the
State of Nevada, and its majority-owned subsidiaries (collectively, the
"Company"). The subsidiaries include Argent Mortgage Corporation (previously
known as Clearview Capital Corporation), Argent Financial Services, Inc.
("AFS"), Sullivan and Mock Corporation of Nevada ("Sullivan and Mock") and
Sunport Medical Corporation (USA). All significant inter-company accounts and
transactions have been eliminated in consolidation.

Prior to February 27, 1998, the Company operated as Sunport Medical Corporation,
a company organized in British Columbia. On February 27, 1998, pursuant to a
Stock Purchase Agreement, ACC and Clearview Capital Corporation ("CCC")
completed a reverse merger whereby ACC acquired CCC. Immediately after the
merger, CCC changed its name to Argent Mortgage Corporation. In the merger,
shareholders of CCC received approximately 75% of the total issued and
outstanding common stock of ACC. Since the former CCC shareholders received a
substantial majority of the shares of common stock of ACC, the transaction was
treated as a purchase of ACC by CCC for accounting purposes. As a result, the
historical financial statements of ACC for the periods prior to the merger are
those of CCC, rather than those of ACC. The purchase price was allocated as
included in the accompanying Statement of Cash Flows.

The percentage interest of CHC in the Company's common stock outstanding has
been reduced to approximately 18% pursuant to adjustments provided for in the
Stock Purchase Agreement due to changes in the financial condition of Argent
Mortgage Corporation after the closing, and the issuance of additional common
stock.

On August 31, 1998, the Company acquired all of the outstanding stock of
Sullivan and Mock for approximately $402,000 in cash. Sullivan and Mock was a
mortgage banking company doing business in Nevada.


<PAGE>   6


GOING CONCERN

The accompanying financial statements have been prepared on a going concern
basis, which contemplates the realization of assets and the satisfaction of
liabilities in the normal course of business. As shown in the financial
statements, during the year ended December 31, 1998, the Company incurred a loss
of $2,671,831 and, as of that date, the Company's deficit was $1,426,716. During
the three months ended March 31, 1999 the Company lost $491,558. These factors
among others may indicate that the Company will be unable to continue as a going
concern for a reasonable period of time.

The financial statements do not include any adjustments relating to the
recoverability and classification of recorded asset amounts or the amounts and
classification of liabilities that might be necessary should the Company be
unable to continue as a going concern. As described in Note 2, the Company has
discontinued primarily all of its previous operations as of December 31, 1998.
The Company's continuation as a going concern is dependent upon its ability to
generate sufficient cash flow to meet its obligations on a timely basis, to
comply with terms and covenants of its financing agreements, to obtain
additional financing or refinancing as may be required, and ultimately to attain
successful operations. Management is continuing its efforts to obtain additional
funds so that the Company can meet its obligations and sustain operations from
sources that are described in Note 10 to the financial statements.


USE OF ESTIMATES

The Company prepares financial statements in conformity with generally accepted
accounting principles that require management to make estimates and assumptions
that affect the reported amounts of assets and liabilities and disclosure of
contingent assets and liabilities at the date of the financial statements, and
the reported amounts of revenues and expenses during the accounting period.
Actual results could differ from those estimates.


FAIR VALUE DISCLOSURES

The carrying value of the Company's financial instruments related to continuing
operations approximate their fair value.




<PAGE>   7


SALE OF MORTGAGE LOANS

Gains and losses resulting from sales of mortgage loans are recognized at
settlement date, based on the difference between the selling price and the
carrying value of the related loans sold. Nonrefundable fees and direct costs
associated with the purchase of mortgage loans are deferred and recognized when
the loans are sold. The Company sells all loans on a servicing released basis.


LONG-LIVED ASSETS

The Company accounts for the impairment and disposition of long-lived assets in
accordance with Statement of Financial Accounting Standards ("SFAS") No. 121,
"Accounting for the Impairment of Long-Lived Assets and for Long-Lived Assets to
Be Disposed Of." In accordance with SFAS No. 121, long-lived assets are reviewed
for events or changes in circumstances, which indicate that their carrying value
may not be recoverable.


COMPREHENSIVE INCOME

The Company has adopted SFAS No. 130, "Reporting Comprehensive Income". The
Company reports no difference between comprehensive income and net income.


NEW ACCOUNTING PRONOUNCEMENTS

In June, 1998, the Financial Accounting Standards Board issued SFAS No. 133,
"Accounting for Derivative Instruments and Hedging Activities," which is
effective for fiscal periods beginning after June 15, 1999. This statement
establishes standards for derivative instruments, including certain derivative
instruments imbedded in other contracts, and for hedging activities. The Company
is currently evaluating the effect this standard may have on the Company's
financial condition, results of operations and cash flows.


RECLASSIFICATIONS

Certain prior year amounts have been reclassified to conform to the 1999
presentation. These changes had no impact on previously reported results of
operations or shareholders' equity.


NOTE 2. DISCONTINUED OPERATIONS

During the fourth quarter of 1998, the Company determined that the mortgage
banking business no longer fit its strategic plan and, as such, decided to
discontinue its mortgage banking activities. The mortgage banking business is
reported as a discontinued operation for all periods presented. The consolidated
balance sheet,




<PAGE>   8

consolidated statements of operations and cash flows and related notes to the
consolidated financial statements have been restated to conform to the
discontinued operations presentation.

The following details all of the assets and liabilities related to discontinued
operations at March 31, 1999 and December 31, 1998:

<TABLE>
<CAPTION>
                                                        1999           1998
                                                     ----------     -----------
<S>                                                  <C>            <C>
ASSETS
Cash                                                  $ 312,220      $   82,215
Accounts receivable                                       9,500          36,492
Mortgage loans held for sale                                          4,248,854
Prepaid expenses                                                         30,240
Income taxes receivable                                                 571,858
Furniture, fixtures, and equipment                                      322,416
  Less: accumulated depreciation                                       (124,758)
                                                                     ----------
      Total furniture and equipment, net                                197,658
Other assets                                             46,895          75,050
                                                      ---------      ----------
      Total assets                                    $ 369,615      $5,242,367
                                                      =========      ==========
                                                                     
LIABILITIES                                                          
Accounts payable                                      $ 701,843      $  726,235
Warehouse financing facilities                                        4,547,030
Deferred income tax liability                                            62,328
Other deferred credits                                   15,179          15,179
                                                      ---------      ----------
      Total liabilities                                 717,022       5,350,772
                                                      ---------      ----------
NET LIABILITIES RELATED TO DISCONTINUED 
  OPERATIONS                                          $(347,407)     $ (108,406)
                                                      =========      ==========
</TABLE>

<PAGE>   9


CLOSURE OF SULLIVAN & MOCK AND ARGENT MORTGAGE CORPORATION

In conjunction with the discontinuance of the mortgage banking business,
Sullivan & Mock was closed as of February 15, 1999. The goodwill related to the
acquisition of Sullivan & Mock was charged to discontinued operations as of
December 31, 1998. The Company ceased doing business in Argent Mortgage
Corporation effective December 31, 1998. The negative goodwill related to the
merger of Argent Mortgage and the Company was credited to discontinued
operations as of December 31, 1998.


TERMINATION OF LEASES

As of March 31, 1999, the Company terminated the leases on its Huntington Beach,
California location. The termination agreement required the Company to pay rents
due through March 31, 1999. The landlord waived all obligations under the leases
subsequent to the effective date of the termination.


SETTLEMENT OF WAREHOUSE FINANCING FACILITIES

On or about March 5, 1999, the Company entered into a settlement agreements with
certain warehouse lenders which had financed its mortgage lending business
during 1998. Under the settlement agreements, the Company paid $325,000 in cash
and transferred ownership interest in mortgage loans totaling approximately
$3,186,000 as payment for the balance due of approximately $3,105,000 plus
accrued interest under the facilities.


NOTE 3. SALE OF NOTES RECEIVABLE

As of November 18, 1998, the Company consummated the sale of notes receivable to
a third party for total cash consideration of $250,000, of which $75,000 was for
the purchase of a $100,000 note due from a retail mortgage company and $175,000
for the purchase of a $495,907 note secured by real estate.


NOTE 4. WAREHOUSE FINANCING FACILITIES

In October 1997, the Company obtained a $15,000,000 revolving warehouse-
financing facility under which the Company may borrow, repay, and reborrow
funds. Interest under the facility was charged at a floating rate of LIBOR plus
2%. The agreement required payment of a warehousing fee in advance, as well as
requiring Argent Mortgage Corporation to maintain a certain minimum level of
tangible net worth. Borrowings under the facility were covered by a security
interest in certain mortgage loans towards which the advances were made. This
warehouse financing facility was due on July 31, 1998, but was subject to
continuing renewals under an indefinite series of available 3-month extensions.
The facility required that payment be due from the receipt of 100% of the funds
from the sale of the underlying collateral mortgage loans.



<PAGE>   10

The Company breached certain covenants under this line and no additional
advances were made in 1999 under this facility. As the loans that were pledged
under this agreement were sold the facility was liquidated pursuant to a
settlement agreement dated March 5, 1999 as discussed in Note 2.

In June 1998, the Company obtained a new borrowing facility from another
warehouse lender. The interest rate on this facility ranged from 2-4% over
prime, depending upon the security position of the collateral mortgages
warehoused. This facility was also settled on March 5, 1999 as discussed in 
Note 2.

In conjunction with the acquisition of Sullivan & Mock, the Company assumed a
warehouse facility. This facility was paid off prior to December 31, 1998.


NOTE 5. COMMON STOCK

STOCK-BASED COMPENSATION

During the year ended December 31, 1997, the Company adopted SFAS No. 123,
"Accounting for Stock-Based Compensation" ("SFAS 123"). The new standard defines
a fair value method of accounting for stock options and similar equity
instruments. Under the fair value method, compensation cost is measured at the
grant date based on the fair value of the award and is recognized over the
service period, which is usually the vesting period. Pursuant to the new
standard, companies are encouraged, but not required, to adopt the fair value
method of accounting for employee stock-based transactions. Companies are also
permitted to continue to account for such transactions under Accounting
Principles Board Opinion No. 25, "Accounting for Stock Issued to Employees ("APB
25"), but would be required to disclose pro forma net income and, if presented,
earnings per share as if the company had applied the new method of accounting.
The accounting requirements of the new method are effective for all employee
awards granted after the beginning of the fiscal year of adoption, whereas the
disclosure requirements apply to all awards granted subsequent to October 1,
1994. The Company will continue to recognize and measure compensation for its
stock option plan in accordance with the existing provisions of APB 25.


STOCK OPTIONS:

The Company has issued stock options at fair value to certain directors and
employees; such stock options vest upon issuance and expire five years from
issuance. The transactions for the year ended December 31, 1998 and the quarter
ended March 31, 1999 are summarized as follows and have been adjusted for the
Company's 30 to 1 reverse split that was effective February 27, 1998:


<PAGE>   11



<TABLE>
<CAPTION>
                                                            Weighted
                                   Shares Subject            Average
     Outstanding At                   to Option           Exercise Price
     --------------                --------------         --------------
<S>                                     <C>                   <C>  
       12/31/98                         55,000                $4.50
        3/31/99                         55,000                $4.50
</TABLE>

At March 31, 1999, 55,000 options were exercisable and the weighted average
remaining contractual life was 25 months.


ISSUANCE OF COMMON STOCK:

On November 15, 1998, an officer of the Company was issued 183,911 common shares
at a nominal price pursuant to an employment agreement dated April 15, 1998. The
Company recorded $172,417 as compensation expense, representing the difference
between the fair value of stock and the proceeds from the officer.


WARRANTS:

On October 30, 1998, warrants were issued to two directors in conjunction with
the issuance of 280,000 shares of common stock. The warrants grant the right to
purchase, in the aggregate, 280,000 shares of common stock of the Company for
$.25 per share. The weighted average remaining contractual life of the warrants
was 30 months as of March 31, 1999. The fair value of the warrants was
considered costs of raising capital and was recorded as additional paid-in
capital.

During the first quarter of 1999 warrants to purchase 140,000 shares of common
stock of the Company were exercised. In addition warrants to purchase 1,736,664
were issued to four directors in conjunction with the issuance of 1,736,664
shares of common stock. The warrants outstanding at March 31, 1999 grant the
right to purchase, in the aggregate, 1,876,664 shares of common stock of the
Company for $.25 per share. The weighted average remaining contractual life of
the warrants was 34.7 months as of March 31, 1999. The fair value of the
warrants was considered costs of raising capital, and recorded as additional
paid-in capital.


COMPENSATION COST:

During the year ended December 31, 1997, the Company adopted SFAS No. 123.
However, as permitted by the standard, the Company has elected to continue
following the guidance of APB 25 for measurement and recognition of stock-based
transactions with employees. No compensation cost has been recognized for the
Company's option plans. The effects of determining compensation cost based on
the fair value on the grant date for these options, consistent with the method
of SFAS No. 123, would yield an immaterial difference in the financial
statements.






<PAGE>   12

NOTE 6. NET LOSS PER SHARE

A reconciliation of the numerators and denominators used in basic and diluted
net income (loss) per share is as follows for the three-months ended
March 31, 1999 and 1998:


<TABLE>
<CAPTION>
                                                               1999           1998
                                                           -----------     -----------
<S>                                                        <C>              <C>
Loss from continuing operations                            $ (310,669)      $       --
Loss from discontinued operations                            (254,217)        (587,891)
Gain on disposal of discontinued operations                    73,329               --
                                                           ----------       ----------
Net Loss from discontinued operations                        (180,889)        (587,891)
                                                           ----------       ----------
Net Loss                                                   $ (491,558)      $ (587,891)
                                                           ==========       ==========
Weighted average number of common shares:
               Basic                                        3,199,163        1,179,567
               Effect of dilutive securities:
                   Stock options                                   --               --
                   Warrants                                        --               --
                                                           ----------       ----------
               Diluted                                      3,199,163        1,179,567
                                                           ==========       ==========
Net Loss per share: 
     Loss from continuing operations                       $     (0.9)      $       --
                                                           ----------       ----------
     Loss from discontinued operations                           (0.8)            (.50)
     Income from disposal of discontinued Operations              0.2               --
                                                           ----------       ----------
Net Loss from discontinued Operations                            (0.6)            (.50)
                                                           ----------       ----------

Net Loss per share:
               Basic                                       $     (.15)      $     (.50)
               Effect of dilutive securities:
                   Stock options                                    --              --
                   Warrants                                         --              --
                                                           -----------      ----------
               Diluted                                     $      (.15)     $     (.50)
                                                           ===========      ==========
</TABLE>


All stock options and warrants outstanding as of March 31, 1999, were considered
anti-dilutive; therefore, basic and weighted average number of common shares
equals diluted weighted average number of shares at March 31, 1999 and 1998.




<PAGE>   13
NOTE 7. INCOME TAX

Deferred tax assets and liabilities are determined based on the difference
between financial and tax reporting bases of assets and liabilities. These
differences result in taxable or deductible amounts in future years.

The provision for income taxes related to continuing operations consists of the
following:

<TABLE>
<CAPTION>
                                                        1998
                                                        ----
                    <S>                                  <C>
                    Current
                         Federal                         $0
                         State                            0
                                                         --
                                                          0
                    Deferred
                         Federal                          0
                         State                            0
                                                          0
                                                         --
                                                         $0
                                                         ==
</TABLE>

The provision differs from the amount computed by applying the federal statutory
rate to income (losses) from continuing operations before taxes as follows:

<TABLE>
         <S>                                                 <C>
         Federal Statutory Rate                             (35.0)%
         State Taxes Net                                     (5.7)
         State Valuation Allowance                            3.4
         State Net Operating Loss Limitations                 2.3
         Other
           - Meals and Entertainment                           .1
           - Valuation Allowance - Federal                   34.9  
                                                             ----
                                                              0.0%
</TABLE>

Deferred tax assets (liabilities) were comprised of the following at December
31, 1998:

<TABLE>
          <S>                                              <C>      
          Deferred tax assets:
             Net operating loss                            $  87,796
             Organization/start-up costs                      21,385
                                                           ---------
                                                             109,181
          Deferred tax liabilities:
             Depreciation                                     (3,700)
                                                           ---------
          Net deferred tax asset before
             valuation allowance                             105,481
          Less valuation allowance                          (105,481)
                                                           ---------
          Net deferred tax (liability) asset               $       0
                                                           =========
</TABLE>

Valuation allowances have been placed against deferred tax assets due to
uncertainties as to the ultimate realization of the asset.

NOTE 8. COMMITMENTS AND CONTINGENCIES

The Company filed a lawsuit against Clearview Holdings Corporation, S.A. ("CHC")
on February 4, 1999, seeking to rescind the acquisition of Argent Mortgage
Corporation based upon fraud by CHC. The Company alleges, among other things,
that CHC knowingly made certain false representations concerning the financial
condition, assets, and records of Argent Mortgage Corporation. The Company is
seeking rescission of the purchase and cancellation of the 1,493,631 shares of
the Company acquired by CHC as consideration for the sale of Argent Mortgage
Corporation to the Company. On February 20, 1999, the Company served the
complaint on CHC. CHC has not yet answered the Complaint. If the Company is
successful in rescinding the transaction, the shares of Argent Mortgage
Corporation, the legal successor to Clearview Capital Corporation, would be
ordered returned to CHC and the shares of the Company now held by CHC would be
ordered cancelled or ordered for return to be cancelled.

Management of the Company believes that the ultimate outcome of this matter will
not have a material adverse effect on the financial position, results of
operations, or cash flows of the Company.
<PAGE>   14


NOTE 9. MANAGEMENT'S PLANS

Management is currently evaluating and implementing several steps to improve the
liquidity and operations of the Company. These steps include:

-   Seeking additional financing either in the form of debt or equity.

-   The acquisition of businesses that will immediately generate cash flow.

-   Entering into strategic alliances with banking and insurance companies.

-   Launching its debt management program through a vast marketing network.

The Company's ongoing operations have been funded in the main by Directors of
the Company. During the three months ended March 31, 1999, the Directors
contributed approximately $500,000 in capital and another $225,000 has been
contributed subsequent to March 31, 1999.

NetVoucher, Inc., which was acquired April 12, 1999, has started sales of
merchant sites in four cities. Once satisfactory results are achieved in these
cities, the rollout will continue nationwide.

AFS will begin recruitment of independent sales agents during May 1999 and will
begin offering several insurance and income protection products during this
period. Revenues from the sale of the Argent Quest for Success product are
expected to commence during the latter half of 1999.


NOTE 10. SUBSEQUENT EVENT

PURCHASE OF NET VOUCHER, INC.

On April 12, 1999, the Company acquired NetVoucher, Inc. ("NetVoucher"); an
Alabama corporation engaged in the development of internet commerce software and
merchandising programs, via a merger of NetVoucher with and into Argent Security
Corporation ("ASC"), formally an inactive wholly-owned Nevada subsidiary of the
Company. The transaction was carried out pursuant to a stock purchase agreement
dated March 12, 1999, by the Company and the shareholders of NetVoucher (the
"NetVoucher Agreement").

The consideration paid to the shareholders of NetVoucher was (i) 2,000,000
newly-issued, unregistered common shares of the Company, (ii) ten-year options
to purchase up to 1,000,000 additional shares at an exercise price of $.25 per
share, and (iii) ten-year options to purchase up to 1,000,000 shares at an
exercise price of $25.00 per share, with each such exercise price, and the
number of shares subject to acquisition under the options, to be adjusted for
any future stock split or similar transaction of the Company. Also, the Company
granted to two former senior executive officers and directors of NetVoucher and
their assignees, ten-year options to purchase up to 1,000,000 shares of the
Company's common stock at an exercise price of $.25 per share. In addition to
the foregoing consideration, within 60 days following the second anniversary of
the closing date, the Company will pay to the former Class A shareholders of
NetVoucher, consideration in the amount of 30% of the value of the NetVoucher
business at that time, as determined by a business valuation expert to be agreed
upon. At the option of the Company, this consideration may be all cash or a
combination of cash and stock composed of at least 50% cash.

The NetVoucher Agreement further requires the Company to file a registration
statement with the Securities and Exchange Commission for a registered public
offering as soon as practicable after the closing date, which shall include the
shares of the Company issued to the former shareholders of NetVoucher. The
Agreement also provides that the Company must take no action which would result
in the equity ownership represented by the shares and the options issued in the
transaction to be reduced below 23.55% equity ownership of the Company. Further,
two former senior officers and directors of NetVoucher, or persons designated by
them and acceptable to the Company, are expected to be appointed to the Board of
Directors of the Company.


<PAGE>   15
ITEM 2. PLAN OF OPERATION

The Company conducts its business through two recently established subsidiaries,
Argent Financial Services, Inc. and NetVoucher, Inc.


PURCHASE OF NET VOUCHER, INC.

On April 12, 1999, the Company acquired NetVoucher, Inc. ("NetVoucher"), an
Alabama corporation engaged in the development of internet commerce software and
merchandising programs, via a merger of NetVoucher with and into Argent Security
Corporation ("ASC"), formerly an inactive, wholly-owned Nevada subsidiary of the
Company. The transaction was carried out pursuant to a stock purchase agreement
dated March 12, 1999, by the Company and the shareholders of NetVoucher (the
"NetVoucher Agreement").

The consideration paid pro-rata to the former shareholders of NetVoucher was (i)
2,000,000 newly-issued, unregistered common shares of the Company, (ii) ten-year
options to purchase up to 1,000,000 additional shares at an exercise price of
$.25 per share, and (iii) ten-year options to purchase up to 1,000,000 shares at
an exercise price of $25.00 per share, with each such exercise price, and the
number of shares subject to acquisition under the options, to be adjusted for
any future stock split or similar transaction of the Company. As part of the
consideration for the transaction, the Company also granted to two former senior
executive officers and directors of NetVoucher and their assignees, additional
ten-year options to purchase up to 1,000,000 shares of the Company's common
stock at an exercise price of $ .25 per share. In addition to the foregoing
consideration, within 60 days following the second anniversary of the closing
date, the Company is required to pay to the former Class A shareholders of
NetVoucher consideration in the amount of 30% of the value of the NetVoucher
business at that time, as determined by a business valuation expert to be agreed
upon. At the option of the Company, this consideration may be all cash, or a
combination of cash and stock of the Company composed of at least 50% cash.

The NetVoucher Agreement requires the Company to file a Registration Statement
with the Securities and Exchange Commission with respect to the 2,000,000 shares
issued in connection with the purchase of NetVoucher, as soon as practicable
after the closing date, provided, however, that such registration is in
conjunction with a public offering by the Company of newly-issued common stock
or other securities and that other holders of unregistered securities are also
permitted to register their securities at such time. The NetVoucher Agreement
additionally requires the Company to appoint to its Board of Directors two
individuals to be chosen by former controlling shareholders of NetVoucher, Inc.
and reasonably acceptable to the Company, and to exercise its best efforts to
cause the election of a third such individual to its Board of Directors at the
Company's next annual meeting of shareholders.

NETVOUCHER PLAN OF OPERATION

NetVoucher has developed a proprietary internet advertising product
(e-Advertising) that provides local merchants a web presence and allows such
merchants to build advertising strategies to reach potential customers through a
website location on the internet. Each local merchant that subscribes to the
service will have a web page, along with banner ads and other specialty ad
promotions designed to attract customers through the NetVoucher system. It is
expected that merchants will pay NetVoucher monthly advertising fees and,
potentially, fees for special advertising services and other fees based on
customer traffic produced for the merchants through the NetVoucher system.

The NetVoucher internet advertising system (the "NetVoucher System") is actually
comprised of several related, software and internet-based products and services
providing for interactive marketing and advertising by merchants, to and with
consumers. These were developed by Optimize, Inc. ("Optimize"), a former
shareholder of NetVoucher, which transferred to NetVoucher all equipment,
personnel, rights to the software and related intellectual property rights,
including trademarks and copyrights, which collectively comprise the NetVoucher
System. The elements of the NetVoucher System, which have been substantially
developed to date and which are being tested, include the following: (1)
NetVoucher and e-Advertising (which are internet-based advertising products to
be sold to merchants); (2) NetVoucher Plus (an enhancement to



<PAGE>   16

NetVoucher and e-Advertising); (3) e-point (an internet software product which
tracks customer sales; and (4) other elements, including a merchant kit,
advertising strategies manuals and an internet software training product.
NetVoucher either has obtained, or is in the application process for, trademark
and service mark protection for all of these products and services, and may seek
patent, trademark and other intellectual property right protection for other
elements as well.

Consumers will be offered enrollment, without fees, as users of the NetVoucher
System. By logging on to the system, consumers will have access to promotions
offered by merchant members. NetVoucher expects that the benefits afforded
consumers through enrollment will facilitate strong development of the consumer
and merchant subscriber base, but is unable to make definitive projections at
this time.

NetVoucher began testing the system in Birmingham, Alabama during March, 1999,
and management expects to begin rolling out the system nationwide in May, 1999.
The business plan calls for a presence in every major city in the United States.
NetVoucher has contracted national and regional marketing directors, and area
coordinators in a number of regions of the United States to begin the national
roll-out. The budget and the timetable for the national roll out are still under
development, and the national roll out will depend to some degree on the
availability of sufficient funds to make the system operational nationwide. To
date, NetVoucher has begun offering merchant sites in four cities.

NetVoucher is expected to be marketed through a nationwide independent sales
force. The Company's business plan calls for approximately 9,000 salespersons to
be recruited by independent sales managers throughout the United States.
Approximately 400 City Directors ("CD's") will be responsible for creating the
local merchant websites as sales occur. A merchant kit including various
advertising and promotional media will be provided to each merchant to display
the NetVoucher logo and encourage local membership. Merchant Kits inventory will
be held by CD's and fulfilled from Birmingham, Alabama.

Pro forma estimates for NetVoucher indicate a total operating cash requirement
of approximately $350,000 during the second quarter of 1999. The Company's cash
flow projections indicate that cash flow from operations will be positive in the
third and fourth quarters of 1999. However, the cash flow projections are
necessarily based on incomplete information and certain assumptions, which are
subject to change and revisions regardless of the effectiveness of management in
pursuing its plans.

The success of the NetVoucher System will depend upon the full functionality of
the software, the presence or absence of competing products and services in the
marketplace, and acceptance of the system by merchants and consumers. All these
factors have some degree of uncertainty, particularly since the field of
internet advertising and marketing is in its infancy. There may be competing
products in use or under development of which the Company is unaware and the
technology is subject to rapid change and innovation. Due to these factors,
management is unable to make specific cash flow, profitability, cost or revenue
projections at the present time.




<PAGE>   17

In order to bring the NetVoucher System up to full functionality and security,
the Company expects to invest approximately $450,000 in capital additions,
comprised primarily of computer hardware and software.

The number of employees required to fully staff NetVoucher for national
operations throughout the U.S. is expected to be approximately 40, including
8-10 in accounting and 20-30 in sales and marketing in support and maintenance
of new and existing websites. These employees will be added over the course of
the next twelve months, as sales volumes reach anticipated levels.

The Company has entered into a Management Information Systems Contract, dated as
of February 18, 1999 (the "MIS Contract") with Optimize, which provides that
Optimize will render comprehensive systems support service to the Company in
connection with the planning, design, development, installation, support,
operation, maintenance and integration of software, systems and related computer
services necessary for the NetVoucher system. Among other things, the MIS
Contract provides that Optimize will establish and support and maintain a
back-office system support center which will integrate the NetVoucher software
and hardware with various necessary computer hardware and software elements,
including central computers, routers, network operating systems, commercial
software and ancillary communications tools necessary to enable the NetVoucher
System to perform as an integrated merchandising system. Optimize will also
assist the Company in setting up a financial processing system (which will
include payment of trade accounts, payment of commissions, cash receipts
processing, order processing, inventory management, fixed asset management and
local regulatory compliance) as part of the NetVoucher System, as well as
operating a call center (which will provide call-in support for the NetVoucher
System), a fulfillment center (which will deliver merchant kits and stage
computer packages for sales persons) and will perform other marketing functions.
Optimize will also perform such repairs, refinements, corrections and updating
of the NetVoucher software as necessary for the NetVoucher System to perform its
intended purposes, as well as work with the Company to discover, design, develop
and program new features and enhancements that relate to the NetVoucher System.


ARGENT FINANCIAL SERVICES

Argent Financial Services, Inc. ("AFS"), a wholly-owned subsidiary of the
Company, was formed in June, 1998. As further described below, AFS will market
the Company's proprietary, state-of-the-art software system, Argent Quest For
Success. Management intends to launch the operations of AFS by the end of May,
1999, commencing with the recruitment of independent sales agents to offer
several insurance and income protection products. The Company and AFS have
recently been in active discussions with a major insurance company located in
the Southeastern U.S. with a view to offering its products through such a
network of independent, affiliated sales agents. The business plan calls for
over 15,000 independent agents, and the addition of up to 60 employees in 1999.



<PAGE>   18


Management plans to launch Argent Quest for Success through AFS during the
latter half of 1999. AQS is a multi-media advanced consumer education and
success implementation software with eight specialized "modules." These modules
address wealth building, debt elimination, insurance needs, estate planning,
home mortgages, basic budgeting, tax savings and dream achievement. AFS also
intends to offer consumers on-line based products and services, such as internet
shopping, banking, stock trading, and other internet tools.

AFS will market its financial products through a multi-level marketing
organization operating nationally. Consumers will be introduced to AQS by
licensed insurance agents and financial planners in the comfort of their home.
The agents will access the AQS proposal system via the internet utilizing laptop
computers. The AQS system will demonstrate the effects of repositioning the
homeowners' equity for accelerated growth in conjunction with various financial
products. Products to be sold through the AQS system are being developed by
third parties, including insurance company strategic partners of AFS.

It is anticipated that AFS will have a negative cash flow from operations during
the next six months and perhaps longer. Management's cash flow projections are
necessarily based on incomplete information and upon certain assumptions, which
are subject to change and revisions regardless of the effectiveness of
management in pursuing its implementation goals. Cash required to fund
operations during the first three quarters is projected to be in excess of $1
million. Funding is expected to be provided by investors and by strategic
partners, such as providers of various financial products to be sold through
AFS, but AFS and the Company do not presently have any binding commitments for
funding.

Products are being developed by third parties under AFS' direction and by 
insurance company strategic partners. Agreements have also been entered into to
market products developed by outside third parties. AFS is also in discussions
with potential strategic partners that would provide various banking products
to AFS clients.




<PAGE>   19


AFS expects to expend approximately $400,000 for furniture and computer
equipment to support its operations. In addition, computer software acquisitions
will approximate $100,000 during 1999. To the extent financing is available,
these purchases will be financed.

The business plan calls for the addition of over 60 employees during 1999. The
majority of the additions will be staff required to support the national
marketing organization.


LIQUIDITY AND FINANCIAL RESOURCES

Although the Company raised over $500,000 in capital during the first quarter of
1999, and an additional amount of approximately $400,000 to date during the
second quarter of 1999, it believes that cash from continuing operations and
borrowings, if any, will not be sufficient to fund the strategic plans described
herein. Management is actively seeking additional investors to infuse new
capital. The majority of the new capital raised in 1999 has been contributed by
the Directors of the Company, and substantial portions thereof have represented
salary foregone by such officers in exchange for newly issued equity securities
of the Company. There can be no assurance that the Directors will continue to
contribute additional capital or that executive officers will continue to forgo
salary.


FINANCIAL POSITION

Cash from continuing operations and borrowings are not expected to be sufficient
to fund continuing operations. The proceeds from the capital contributions were
used to fund continuing operations and to advance funds to Optimize in
anticipation of the acquisition of NetVoucher, Inc.


RESULTS OF  OPERATIONS

The loss for 1999 is primarily the loss from discontinued operations net of gain
from the disposal of those operations. The loss from continuing operations is
primarily general and administrative costs associated with the start up of
continuing operations.


YEAR 2000 COMPLIANCE

As a financial services company, the Company is dependent on computer systems
and applications to conduct its business. The Company is in a start up phase for
its continuing operations. All hardware and software acquired for the new
business is Year 2000 compliant. In addition, all major vendors have provided
verification that their systems are or will be Year 2000 compliant by December
31, 1999. Software being developed for the new business is being written to be
Year 2000 compliant.



<PAGE>   20


The total cost associated with Year 2000 compliance is not expected to be
material to the Company's financial condition or results of operations. Since
all of the Company's computer systems and applications are new or in the process
of development there are no separate identifiable costs associated with Year
2000 compliance.

The Company does not anticipate any material disruptions of its operations as a
result of any failure by the Company to be compliant. However, there can be no
assurance that there will not be a delay in, or costs associated with the Year
2000 issue. The Company relies, directly and indirectly, on other businesses
such as third party service providers, creditors, financial organizations and
governmental entities. Even if the Company's computer systems are not materially
adversely affected by the year 2000 issue, the Company's business and operations
could be materially adversely affected by disruptions in the operations of the
enterprises with which the Company interacts. The Company believes it is and
will remain Year 2000 compliant. Contingency plans will be developed as
required.



                                     PART II
                                OTHER INFORMATION


ITEM 1.  LEGAL PROCEEDINGS

The Company is party to certain legal proceedings incidental to its business.
Management believes that the outcome of such proceedings, in the aggregate, will
not have a material adverse effect on the Company's business or financial
condition. Set forth below is a summary description of a pending lawsuit
involving the Company.

Argent Capital Corporation v. Clearview Holding Corporation S.A. -- Orange
County Superior Court, Case No. 805225. This case arises from the consummation
of the reverse merger by which the Company acquired Clearview Capital
Corporation (now known as "Argent Mortgage Corporation") from Clearview Holdings
Corporation, S.A. ("CHC"). This suit, filed on February 4, 1999, seeks to
rescind the acquisition of Argent Mortgage Corporation based upon fraud by CHC
in connection with the Stock Purchase Agreement, dated December 19, 1997,
pursuant to which the Company acquired Argent Mortgage Corporation . The Company
alleges, among other things, that CHC knowingly made certain false
representations concerning the financial condition, assets and records of Argent
Mortgage Corporation. The Company is seeking rescission of the purchase and
cancellation of the 1,493,631 shares of the Company acquired by CHC as
consideration for the sale of Argent Mortgage Corporation to the Company. On
February 20, 1999, the Company served the complaint on CHC by serving Mr. Pieter
G. K. Oosthuizen, a former director and a current beneficial shareholder of the
Company. Mr. Oosthuizen has




<PAGE>   21

represented himself to be in control of Nuova Arca Investments, Ltd., the
corporation which, he has represented, owns 100 per cent of the shares of CHC.
CHC has not yet answered the Complaint.


ITEM 2.        CHANGES IN SECURITIES AND USE OF PROCEEDS.

(a)    Not applicable.

(b)    Not applicable.

(c)    As more particularly described in Part I., Item 2., above and in
Company's Form 8-K, filed on April 28, 1999, and its Form 10-KSB, filed May 3,
1999, both of which are incorporated by reference herein, effective April 12,
1999, the Company issued to the former shareholders of NetVoucher, Inc. certain
shares of its Common Stock and options to purchase additional shares of its
Common Stock.

Other Issuances
---------------

In the first quarter of 1999 and in April, 1999, the Company directly sold and
issued shares of its Common Stock ("Shares") to parties which were otherwise
unaffiliated with the Company at the time (except as indicated elsewhere herein
or in prior filings with the Commission), and additionally sold and issued to
certain directors and members of management investment units composed of Shares
and warrants for the purchase of additional Shares as of the dates, and for the
consideration specified, in the Table of Share Issuances attached as Exhibit 99
to this Form 10-QSB. As indicated in said Exhibit, the investment units sold to
certain members of management and directors were issued for consideration
comprised of cash or services rendered.

Each investment unit was comprised of one Share of the Company's restricted
(currently non-tradeable) Common Stock and one warrant to purchase an additional
Share of restricted Common Stock at any time or from time to time during a
three-year period following the respective issuance dates of the warrants. The
purchase price of the restricted Shares subject to acquisition under the
warrants is $.25 per Share, and any number of restricted Shares up to the number
granted in the respective warrants may be purchased during the warrants'
validity. The directors of the Company approved the issuance of these restricted
Shares and warrants at that prices indicated to provide necessary working
capital for the Company at the time, and, with respect to the issuances to
officers and directors, in order to retain these critical personnel.

All securities issued were sold pursuant to the exemption from registration
provided by Section 4(2) of the Securities Act of 1933, as amended, based upon
the execution of stock purchase agreements in conformity with the requirements
for the use of such exemption. No underwriters were used and there were no
underwriting discounts or commissions.

The funds received from these issuances are being used for working capital and
as general operating funds of the Company and its subsidiaries.



<PAGE>   22

ITEM 3.        DEFAULTS UPON SENIOR SECURITIES.

               Not applicable.


ITEM 4.        SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS.

               None.

ITEM 5.        OTHER INFORMATION.

               Not applicable.

ITEM 6.        EXHIBITS AND REPORTS ON FORM 8-K.

               (a)    Exhibits

                      (1) Financial Statements included in Part I of this
                      Report, Item 1 of this Report:

                          Consolidated Balance Sheets, dated March 31, 1999 and
                          December 31, 1998

                          Consolidated Statements of Operations, dated March 31,
                          1999 and March 31, 1998.


<PAGE>   23

                          Consolidated Statements of Cash Flow, dated March 31,
                          1999 and March 31, 1998

                          Notes to Consolidated Financial Statements

                          2) Material Contracts

                                (a) Stock Purchase Agreement, attached as
                                    Exhibit 10(a)

                                (b) MIS Contract, attached as Exhibit 10(b)

                          3) Financial Data Schedule, attached as Exhibit 27.

                          4) Table of Share Issuances, attached as Exhibit 99.

               (b)  Reports on Form 8-K

                    No report on Form 8-K was filed during the quarter ended
                    March 31, 1999. The following reports on Form 8-K have been
                    filed by the registrant since March 31, 1999.

                    (i)  Form 8-K filed and dated April 28, 1999, reporting the
                         merger of NetVoucher, Inc. into Argent Security
                         Corporation, a wholly-owned subsidiary of the
                         registrant.

                    (ii) Form 8-K filed and dated May 17, 1999, reporting the
                         resignation of Deloitte & Touche, LLP, as independent
                         auditor to the registrant.

                         No financial statements were filed with such reports.


                                   SIGNATURES


               In accordance with the requirements of the Exchange Act, the
registrant caused this report to be signed on its behalf by the undersigned,
thereunto duly authorized.



                                        REGISTRANT

                                        ARGENT CAPITAL CORPORATION


May 21, 1999                            By  /s/ CHRISTOPHER MILLAR
                                           ------------------------------------
                                                President
                                                and Chief Executive Officer


                                        By  /s/ ROY L. PAINTER
                                           ------------------------------------
                                                Chief Operating Officer
                                                Chief Financial Officer