EXECUTIVE SERVICES AGREEMENT

          THIS AGREEMENT effective as of the 29th day of February, 1999 is

BETWEEN:

          Flintrock  Financial  Services Inc., a company  incorporated under the
          laws of the State of Nevada and  having an office at Suite  220,  1495
          Ridgeview Drive, Reno, Nevada, USA 89509

          ("FNTF")

AND

          STEVEN  VAN  LEEUWEN,  Of  16700 -  198"'  Avenue  N.E.,  Woodinville,
          ------  ---  --------  -
          Washington USA 98072

          ("Van Leeuwen")

          WHEREAS Van Leeuwen will provide executive services to FNTF.

          AND WHEREAS the parties  wish to  formalize  their  relationship  with
respect to the executive services provided to FNTF by Van Leeuwen,  on the terms
and conditions set forth in this Agreement.

          NOW THEREFORE THIS AGREEMENT  WITNESSES that in  consideration  of the
premises,  and of the covenants,  agreements and payments herein contained,  the
parties hereto agree as follows:

RETAINER

1. FNTF hereby  retains and  engages  Van Leeuwen to serve as  President,  Chief
Executive  Officer and Chairman of FNTF and Van Leeuwen  agrees to serve FNTF in
such capacities, upon the terms and subject to the conditions contained herein.

TERM

2. The initial term of this Agreement (the "Initial  Term") shall be a period of
two years  commencing  March 1, 2000 and ending  February 28,  2002,  subject to
earlier termination in accordance with paragraphs 10 or 16 of this Agreement.

3.        If any parry hereto gives written notice (the "Expiry  Notice") to the
other party prior to August 31,2001 ( i.e. SIX MONTH'S NOTICE) that it wishes to
terminate this Agreement at the end




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of the Initial Term,  this Agreement shall terminate on February 28, 2002. If no
party gives the others an Expiry Notice,  this Agreement shall  automatically be
renewed for a further  period of one year and thereafter for successive one year
periods, unless an Expiry Notice is providcd in accordance with this paragraph 3
at least six  months  prior to the end of the year to which such  Expiry  Notice
relates or this Agreement is otherwise  terminated  (all renewal  years,  in the
aggregate, are collectively referred to as the "Renewal Term"). The Initial Term
and the Renewal Term are collectively  referred to as the "Term".  All terms and
conditions  for  the  Renewal  Terms  shall  be the  same  as  provided  in this
Agreement.

DUTIES

4. Subject to paragraph 5, Van Leeuwen shall  diligently and  faithfully  devote
such time and effort to the provision of executive services to FNTF hereunder as
are necessary to  efficiently  and  competently  perform the executive  services
required  by this  Agreement,  and,  in any  event,  not  less  than  95% of Van
Leeuwen's  working time and  expertise,  skills,  labor and  attention  shall be
dedicated  to the needs of FNTF and the  discharge of his duties  hereunder.  In
particular, Van Leeuwen shall:

          (a) fulfil the functions of President and Chief  Executive  Officer of
FNTF,  and Van Leeuwen  hereby agrees to serve as such in  accordance  with this
Agreement. In connection with Van Leeuwen's office, he shall be responsible for

                  (i)      establishment of strategic direction for FNTF;

                  (ii)     establishment  of  proper  organizational  structure,
                           policy, plans and controls for FNTF;

                  (iii)    provision of operating  direction and  leadership for
                           FNTF  to  maximize  its   productivity,   growth  and
                           profitability;

                  (iv)     obtaining financial support for FNTF;

                  (v)      instructing lawyers and auditors for FNTF;

                  (vi)     liaise and be responsible  for any franchise  related
                           matter;

                  (vii)    direct  FNTF's  business   expansion  in  Washington,
                           Oregon, California and elsewhere; and

          (b)     perform such other duties related to the ongoing operations of
                  FNTF as the  Board of  Directors  of FNTF  (the  "Board")  may
                  require and assign to him from time to time.

5.        Van Leeuwen expressly acknowledges and agrees that





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          (a)     during the Term,  Van Leeuwen may not engage in other business
                  activities  for  profit  including,  without  limitation,  the
                  provision of services to other public or private  companies of
                  a similar  nature to those  services  to be  provided  to FNTF
                  hereunder,  or acting as a director or officer of corporations
                  which are in competition with FNTF.

          (b)     Van Leeuwen shall not compete,  directly or  indirectly,  with
                  FNTF or the  business  of FNTF  for a  period  of one (l) year
                  after the termination of this Agreement, unless this Agreement
                  has expired by its terms.  The area of  non-competition  shall
                  include  California,  Washington and any other area where FNTF
                  conducts   business.   Van  Leeuwen   acknowledges  that  this
                  restriction  is  fair  and  reasonable  as to  both  time  and
                  geographic area.

          (c)     Van  Leeuwen  agrees to hold the shares of FNTF  issued to him
                  pursuant to the Share  Exchange  Agreement  dated February 12,
                  2000 for a period of one year.

MONTHLY SALARY

6. Unless  otherwise  agreed by the parties,  FNTF shall pay to Van Leeuwen anal
Van Leeuwen shall be entitled to receive,  a salary (the "Monthly Salary") of US
$10,000.  The  Monthly  Salary  shall be payable  consistent  with the  standard
payroll practices of FNTF and its affiliates.

BOARD APPOINTMENTS

7. The parties  acknowledge and understand  that Jeff  Stevenson,  a Director of
FNTF has tendered his resignation as a Director, effective on the date of FNTF's
acquisition of Abstract Enterprises Corp., which acquisition was approved by the
FNTF Board of Directors on February 25, 2000. Upon such resignation, Van Leeuwen
shall be  entitled  to  appoint  a person  to fill  the  unexpired  term of Jeff
Stevenson as a Director.  Van Leeuwen shall exercise his good faith best efforts
to consummate the  acquisition of Abstract as soon as possible after the date of
this Agreement.

STOCK OPTION

8. In addition to the Monthly Salary to be paid to Van Leeuwen  hereunder,  from
time to time with the consent of the Board and subject to the rules and policies
of the stock  exchange or exchanges on which the shares of FNTF are listed,  Van
Leeuwen shall be granted an option by FNTF to purchase  common shares of FNTF in
amounts and at an exercise price determined by the Board.





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EXPENSES

9. In addition to all amounts agreed to be paid to Van Leeuwen  hereunder,  FNTF
shall reimburse Van Leeuwen for all reasonable  expenses incurred by Van Leeuwen
in the course of performing  his duties  hereunder,  provided that such expenses
arc supported by proper statements or vouchers supplied to FNTF.

TERMINATION PRIOR TO EXPIRATION OF TERM

10.       FNTF may terminate  this  Agreement  without  further  obligations  or
liability in the following circumstances:

          (a)     for cause; immediately and without any notice;

          (b)     in the  event of the  death of Van  Leeuwen,  immediately  and
                  without any notice; and

          (c)     at any time during the Term:

                  (i)      upon FNTF  providing  Van Leeuwen with a period of 12
                           months  notice in writing of its intent to terminate;
                           or

                  (ii)     upon  payment  (in  lieu  of  notice)  by FNTF to Van
                           Leeuwen  of an amount  equal to 12 times the  Monthly
                           Salary then in effect.

CONFIDENTIAL INFORMATION

11. For the purposes of this Agreement,  the term "Confidential  Information and
Materials"  includes all information and materials  presently belonging to, used
by, or in the possession of FNTF, relating to any companies, businesses or other
assets in which it has an interest and all  information  and materials  which in
the  future  will  belong  to,  be used by or come into the  possession  of FNTF
relating  to  any  companies,  businesses  or  other  assets,  other  than  such
information as is already generally known any companies, businesses at large.

12.  Van  Leeuwen  acknowledges  that All of the  Confidential  Information  and
Materials are, and will continue to be, the exclusive  property of FNTF, whether
or not prepared in whole or in part by Van Leeuwen and whether or not  disclosed
or entrusted to the custody of Van Leeuwen.

13. Van Leeuwen will not disclose,  except as required by law, any  Confidential
Information  and  Materials of FNTF, in whole or in part, to any person or other
entity, for any reason or purpose  whatsoever,  unless first authorized to do so
by FNTF. Van Leeuwen will not use the Confidential  Information and Materials of
FNTF for his own purpose or for the benefit of any other person or entity except
FNTF, whether such use consists of duplication, removal, oral use or disclosure,
the transfer of any






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<PAGE>

Confidential  Information and Materials in any manner, or any other unauthorized
use, unless FNTF shall have given its prior consent to such use.

14. Upon termination of this Agreement,  for whatever  reason,  Van Leeuwen will
immediately  surrender to FNTF all of FNTF's  property and other things of value
in his  possession or in the  possession of any person or other entity under his
control which relates directly or indirectly to any Confidential Information and
Materials or to the business or operations of FNTF.

15.       The provisions of paragraphs.  10, 11, 12 and 13 and of this paragraph
14 will survive the termination of this Agreement.

SIGNIFICANT CHANGE

16.      In the event of:

          (a)     a take-over bid which is successful in acquiring common shares
                  of FNTF;

          (b)     the change of control of the Board resulting from the election
                  by the  members of FNTF of less than a majority of the persons
                  nominated for election by Van Leeuwen;

          (c)     the sale of all or substantially all of the assets of FNTF;

          (d)     the sale,  exchange or other  disposition of a majority of the
                  outstanding  shares of FNTF in a single  transaction or series
                  of related transactions;

          (e)     the  termination of FNTF's  business or the liquidation of its
                  assets; or

          (f)     the merger or amalgamation of FNTF in a single  transaction or
                  series of  transactions in which FNTF's  shareholders  receive
                  less than 51 percent of the  outstanding  shares of the new or
                  continuing corporation;

(each a "Triggering  Event"),  then, at the option of Van Leeuwen exercisable at
any time within 90 days after the date of the Triggering Event, Van Leeuwen may:

                  (i)      elect to continue his retainer by FNTF in  accordance
                           with the terms of this Agreement, or

                  (ii)     give  notice in writing  to FNTF that this  Agreement
                           has been terminated,  in which event FNTF will pay to
                           Van Leeuwen the amount  provided in  paragraph  l0(c)
                           (ii) of this Agreement.





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NOTICE

17. All notices or payments required or permitted to be given hereunder shall be
in writing and shall be delivered  personally at the addresses set forth on page
1 hereof or at such  other  addresses  as may from time to time be  notified  in
writing by the parties hereto. Any notice delivered shall be deemed to have been
given and received at the time of delivery.

ASSIGNMENT

18. Van Leeuwen  acknowledges that the services to be provided to FNTF under the
terms of this Agreement are unique and personal, and accordingly Van Leeuwen may
not assign any of his rights or delegate any of his duties or obligations  under
this Agreement  without the prior written  consent of FNTF such consent to be in
the sole and  arbitrary  discretion  of the  Board.  FNTF  may not  assign  this
Agreement.

MISCELLANEOUS

19.  This  Agreement  enures to the  benefit of and is binding  upon the parties
hereto and their respective heirs, personal representatives and successors, and,
in the case of Van Leeuwen, his permitted assigns.

20. This  Agreement  shall be governed by and construed in  accordance  with the
laws of the State of Nevada.  Any dispute under this Agreement shall be resolved
exclusively by binding, final,  non-appealable  arbitration under the commercial
arbitration rules of the American Arbitration Association.

21.       Time is of the essence of this Agreement.

22. This Agreement may be signed in counterparts,  each of which so signed shall
be deemed to be an original, and such counterparts together shall constitute one
and the same instrument.






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23. This  Agreement  contains  the entire  agreement  between  the parties  with
respect to the subject matter hereof and supersedes all previous  agreements and
understandings including, without limitation, the Share Exchange Agreement dated
February 12, 2000 between the parties hereto.

          IN WITNESS  WHEREOF the parties hereto have executed this Agreement on
February 29, 2000 with effect as of the day and year first above written.

FLINTROCK FINANCIAL SERVICES INC.

Per:
         Authorized Signatory

Signed, Sealed and Delivered                )
by STEVEN VAN LEEUWEN in the presence       )
of:                                         )
                                            )
/s/ DEBRA MARTIN                             )         /s/ STEVEN VAN LEEUWEN
----------------------------                )          ----------------------
WITNESS                                     )            STEVEN VAN LEEUWEN





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23. This Agreement contains the entire agreement the parties with respect to the
subject matter hereof and supercedes all previous  agreements and understandings
including,  without limitation,  the Share Exchange Agreement dated February 12,
2000 between the parties hereto.

         IN WITNESS  WHEREOF the parties  hereto have executed this Agreement on
February 29, 2000 with effect as of the day and year first above written.

FLINTROCK FINANCIAL SERVICES INC.

Per: /s/ JAMAL KASSAM
-----------------------------
         Authorized Signatory

Signed, Sealed and Delivered                )
by STEVEN VAN LEEUWEN in the presence       )
of:                                         )
                                            )
                                            )
----------------------------                )          ----------------------
WITNESS                                     )            STEVEN VAN LEEUWEN







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