SECURITIES  AND  EXCHANGE  COMMISSION
                     Washington,  DC  20549

                           FORM  10KSB

          ANNUAL  REPORT  UNDER  SECTION  13  OR  15(d)  OF
              THE  SECURITIES  EXCHANGE  ACT  OF  1934

             For  the  year  ended  December  31,  1999.


               FLINTROCK  FINANCIAL  SERVICES,  INC.
               -------------------------------
     (Exact  name  of  registrant  as  specified  in  its  charter)

      Nevada                            88-0409163
----------------------        -----------------------------------
(State  of  organization)       (I.R.S.  Employer  Identification  No.)


       1187  W.  16th  Avenue,  Vancouver,  B.C.,  Canada  V6H  1S8
       -----------------------------------------------------
           (Address  of  principal  executive  offices)

Registrant's  telephone  number,  including  area  code:  604-685-0824


Securities  registered  under  Section  12(g)  of  the  Exchange  Act:
Common  stock,  $0.001  par  value  per  share

Check  whether  the  issuer  (1)  filed  all  reports  required  to  be
filed  by  Section  13  or  15(d)  of  the  Exchange  Act  during  the  past
12  months  and  (2)  has  been  subject  to  such  filing  requirements
for  the  past  90  days.  Yes  X

Check  if  there  is  no  disclosure  of  delinquent  filers  in  response
to  Item  405  of  Regulation  SB  not  contained  in  this  form,  and  no
disclosure  will  be  contained,  to  the  best  of  registrant's
knowledge,  in  definitive  proxy  or  information  statements
incorporated  by  reference  in  Part  III  of  this  Form  10-KSB  or  any
amendments  to  this  Form  10-KSB.                        [  X  ]

Issuer's  Revenue  during  the  year  ended  December  31,  1999:   $  0

Aggregate  market  value  of  the  voting  and  non-voting  common  equity
held  by  non-affiliates  based  on  the  price  per  share  (the  selling  or
average  bid  and  asked  price)  as  of  December  31,  1999:   $  0

At December 31, 1999, Registrant had a total of 2,100,000 shares of Common
Stock, par value $.001 issued and outstanding.

DOCUMENTS  INCORPORATED  BY  REFERENCE:

The  Company's  Form  10SB12G,  filed  on  September  3,  1999;  Form  10QSB,
filed  November  15,  1999;  Form  8-K,  filed  February  15,  2000  and
all attached exhibits  are  incorporated  by  reference.


                          1
<PAGE>

                             PART  I

ITEM  1.   DESCRIPTION  OF  BUSINESS

The  Company  has  not  commenced  business  activities  and  has  no  assets or
operations.  The  Company  has  not  entered into any negotiations to effectuate
a  business  combination.  None  of  the  Company's  officers and directors have
engaged  in  any  preliminary  contact or discussions with any representative of
any  other  company  regarding  the  possibility  of an acquisition or merger or
business  combination.

ITEM  2.   DESCRIPTION  OF  PROPERTY.

The  Company  neither  owns  nor  leases  any  real  property  at  this
time.

ITEM  3.   LEGAL  PROCEEDINGS

The  Company  is  not  a  party  to  any  material  pending  legal
proceedings  and,  to  the  best  of  its  knowledge,  no  such  action  by
or  against  the  Company  has  been  threatened.

ITEM  4.   SUBMISSION  OF  MATTERS  TO  A  VOTE  OF  SECURITY  HOLDERS

No  such  matters  were  submitted  during  the  fourth  quarter  of  1999.

                             PART  II

ITEM  5.   MARKET   FOR  COMMON  EQUITY  AND  RELATED  STOCKHOLDER
          MATTERS.

The  Company's  common  stock  is  quoted  on  the  over-the-counter
market  in  the  United  States  under  the  symbol  FTNF.  Management  has
not  undertaken  any  discussions,  preliminary  or  otherwise,  with
any  prospective  market  maker  concerning  the  participation  of  such
market  maker  in  an  after-market  for  the  Company's  securities  and
management  does  not  intend  to  initiate  any  such  discussions  until
such  time  as  the  Company  has  consummated  a  merger  or  acquisition.
There is no assurance that an active trading market will ever develop  or,
if  such  a  market  does  develop,  that  it  will  continue.

After  a  merger  or  acquisition  has  been  completed,  one or more of
the  Company's  officers  and  directors  will  most  likely  be  the
persons  to  contact  prospective  market  makers.  It  is  also  possible
that  persons  associated  with  the  entity  that  merges  with  or  is
acquired  by  the  Company  will  contact  prospective  market  makers.
The  Company  does  not  intend  to  use  consultants  to  contact  market
makers.

                          Market  Price

The Registrant's Common Stock is quoted at the present time on the OTC BB
at $5.00 bid, $6.00 asked, with little or no volume.

                             Holders

As  of  December  31,  1999,  there  were  25  holders  of  the  Company's
Common  Stock.

                                2
<PAGE>

                         Dividends

The  Registrant  had  not  declared  or paid any dividends at December 31, 1999;
however, on January 20, 2000, registrant declared a dividend of 4 shares of
common stock for each 1 share held by the shareholders of record as of 5:00
p.m., Pacific Time on January 19, 2000. The distribution date of the dividend
was January 21, 2000.

          Recent  Sales  of  Unregistered  Securities.

None.

ITEM  6.   MANAGEMENT'S  PLAN  OF  OPERATION

                        Plan  of  Operation

    The Company has not commenced business activities and has
no assets or operations. The Company is dependent upon its officers
to meet any de minimis costs which may occur.

     The Company has not entered into any negotiations to effectuate a business
combination. None of the Company's officers and directors have engaged in any
preliminary contact or discussions with any representative of any other company
regarding the possibility of an acquisition or merger or business combination.

     In addition, since the Company has had no operating history nor any
revenues or earnings from operations, with no significant assets or financial
resources, the Company will in all likelihood sustain operating expenses
without corresponding revenues, at least until the consummation of a business
combination. This may result in the Company incurring a net operating loss
which will increase continuously until the Company can consummate a business
combination with a profitable business opportunity and consummate such a
business combination.

                      Year  2000  Compliance

The   Company  is  aware  of  the  issues  associated  with   the
programming  code  in  existing  computer  systems  as  the  year  2000
approaches.  The  Company  has  assessed  these  issues  as  they  relate
to  the  Company,  and  since  the  Company  currently  has  no  operating
business  and  does  not  use  any  computers,  and  since  it  has  no
customers,  suppliers  or  other  constituents,  it  does  not  believe
that  there  are  any  material  year  2000  issues  to  disclose  in  this
Form  10KSB.
                            Employees

The  Company's  only  employees  at  the  present  time  are  its  officers
and  directors,  who  will  devote  as  much  time  as  the  Board  of
Directors  determines  is  necessary  to  carry  out  the  affairs  of  the
Company.  (See  "Management").

ITEM  7.   FINANCIAL  STATEMENTS.

The  financial  statements  and  supplemental  data  required  by  this
Item  7  follow  the  index  of  financial  statements  appearing  at  Item
13  of  this  Form  10KSB.



                               3
<PAGE>

ITEM  8.   CHANGES  IN  AND  DISAGREEMENTS  WITH  ACCOUNTANTS   ON
          ACCOUNTING  AND  FINANCIAL  DISCLOSURE.

The  Registrant  has  not  changed  accountants  since  its  formation,
and  Management  has  had  no  disagreements  with  the  findings  of  its
accountants.

                            PART  III

ITEM  9.   DIRECTORS,  EXECUTIVE  OFFICERS,  PROMOTERS,  AND  CONTROL
          PERSONS

The  members  of  the  Board  of  Directors  of  the  Company  serve  until
the  next  annual  meeting  of  the  stockholders,  or  until  their
successors  have  been  elected.

There  are  no  agreements  for  any  officer  or  director  to  resign  at
the  request  of  any  other  person,  and  none  of  the  officers  or
directors  named  below  are  acting  on  behalf  of,  or  at  the
direction  of,  any  other  person.

The  Company's  officers  and  directors  devote  their  time  to
the  business  on  an  "as-needed"  basis,  which  is  expected  to
require  5-10  hours  per  month.

In January, 2000, the officers and directors of Registrant resigned and
the following officers and directors were appointed to fill the vacant terms
until the next annual election of officers and directors:

<TABLE>
<CAPTION>
<S>                            <C>               <C>
Name and Address               Age             Position(s)
----------------              ----             -----------

Jeff Stevenson                 40              President and Director
1187 West 16th Avenue
Vancouver, B.C.,
Canada V6H 1S8

Abdul Janmohamed               40              Secretary and Director
902-5051 Lougheed Highway
Burnaby, B.C.
Canada  V5B 4T5

Jamil Kassam                   31              Treasurer and Director
406-5262 Oakmount Crescent
Burnaby, B.C.
Canada V5H 4R7
</TABLE>

The  biographies  of  the  officers  and  directors  is  included  in
the  Company's  Form  8-K,  filed  February  15,  2000,  and  is  incorporated
herein  by  reference.

                               4


<PAGE>

ITEM  10.  EXECUTIVE  COMPENSATION

None  of  the  Company's  officers  and/or  directors  receive  any
compensation  for  their  respective  services  rendered  to  the
Company,  nor  have  they  received  such  compensation  in  the  past.
They   both  have  agreed  to  act  without  compensation   until
authorized  by  the  Board  of  Directors,  which  is  not  expected  to
occur  until  the  Registrant  has  generated  revenues  from  operations
after  consummation  of  a  merger  or  acquisition.  As  of  the  date  of
this annual report,  the  Company  has  no  funds  available
to  pay  directors.  Further,  none  of  the  directors  are  accruing  any
compensation  pursuant  to  any  agreement  with  the  Company.

No  retirement,  pension,  profit  sharing,  stock  option  or  insurance
programs  or  other  similar  programs  have  been  adopted  by  the
Registrant  for  the  benefit  of  its  employees.

ITEM  11.  SECURITY  OWNERSHIP  OF  CERTAIN  BENEFICIAL  OWNERS  AND
          MANAGEMENT.

The  following  table  sets  forth  each  person  known  to  the  Company,
as  of  December  31,  1999,  to  be  a  beneficial  owner  of  five  percent
(5%)  or  more  of  the  Company's  common  stock,  by  the  Company's
directors  individually,  and  by  all  of  the  Company's  directors  and
executive  officers  as  a  group.  Except  as  noted,  each  person  has
sole  voting  and  investment  power  with  respect  to  the  shares
shown.
<TABLE>
<CAPTION>
<S>        <C>                      <C>               <C>
Title of   Name/Address             Shares            Percentage
Class      of Owner                 Beneficially      Ownership
                                    Owned
----------------------------------------------------------------
Common     David W. Wiedeman        550,000             26.1%
           11073 North 111th Way
           Scottsdale, AZ. 85259

Common     John Francis Russo       550,000             26.1%
           1744 Stillwater Glen
           Escondido, CA. 92026

Common     Cindy Lee Russo          350,000             16.6%
           1744 Stillwater Glen
           Escondido, CA. 92026

----------------------------------------------------------------
Common     All officers and       1,450,000             69%
           directors (3
           individuals)
</TABLE>

ITEM  12.  CERTAIN  RELATIONSHIPS  AND  RELATED  TRANSACTIONS

None.
                         5

<PAGE>

ITEM  13.  EXHIBITS, LISTS AND REPORTS ON FORM 8-K

Exhibit No.          Description
----------           -----------

23                   Consent of Auditors


DOCUMENTS  INCORPORATED  BY  REFERENCE:

The  Company's  Form  10SB12G,  filed  on  September  3,  1999;  Form  10QSB,
filed  November  15,  1999;  Form  8-K,  filed  February  15,  2000  and
all  attached exhibits are incorporated by reference.


PART F/S - FINANCIAL  STATEMENTS

The  financial  statements  of Registrant for the years ended December 31, 1999,
December  31,  1998  and  December  31,  1997,  immediately  follow:



             Flintrock  Financial  Services,  Inc.

                (A  Development  Stage  Company)

                   FINANCIAL  STATEMENTS

                    December  31,  1999
                    December  31,  1998
                    December  31,  1997







<PAGE>












                    TABLE  OF  CONTENTS
                    -------------------

                                                      PAGE #

INDEPENDENT AUDITORS REPORT                              1

      ASSETS                                             2

      LIABILITIES AND STOCKHOLDERS' EQUITY               3

      STATEMENT OF OPERATIONS                            4

      STATEMENT OF STOCKHOLDERS' EQUITY                  5

      STATEMENT OF CASH FLOWS                            6

      NOTES TO FINANCIAL STATEMENTS                      7-11






<PAGE>

                     INDEPENDENT AUDITORS' REPORT
                     ----------------------------

Board of Directors                              February 14, 2000
Flintrock Financial Services, Inc.
Vancouver, BC, Canada


     I  have  audited  the  accompanying  Balance  Sheets of Flintrock Financial
Services, Inc., (A Development Stage Company), as of December 31, 1999, December
31,  1998,  and  December  31,  1997,  and the related statements of operations,
stockholders' equity and cash flows for the three years ended December 31, 1999,
December  31,  1998,  and  December  31,  1997,  and the period November 8, 1996
(inception),  to  December  31,  1999.  These  financial  statements  are  the
responsibility  of  the Company's management. My responsibility is to express an
opinion  on  these  financial  statements  based  on  my  audit.

I  conducted  my audit in accordance with generally accepted auditing standards.
Those  standards require that we plan and perform the audit to obtain reasonable
assurance  about  whether  the  financial  statements  are  free  of  material
misstatement.  An audit includes examining, on a test basis, evidence supporting
the  amounts and disclosures in the financial statements. An audit also includes
assessing  the  accounting  principles  used  and  significant estimates made by
management,  as well as evaluating the overall financial statement presentation.
I  believe  that  my  audit  provides  a  reasonable  basis  for  my  opinion.

In my opinion, the financial statements referred to above present fairly, in all
material respects, the financial position of Flintrock Financial Services, Inc.,
(A  Development  Stage Company), as of December 31, 1999, December 31, 1998, and
December  31,  1997,  and  the  results of its operations and cash flows for the
three  years  ended December 31, 1999, December 31, 1998, and December 31, 1997,
and  the period November 8, 1996 (inception), to December 31, 1999 in conformity
with  generally  accepted  accounting  principles.

The  accompanying  financial  statements have been prepared assuming the Company
will  continue  as  a  going  concern.  As discussed in Note #5 to the financial
statements, the Company has suffered recurring losses from operations and has no
established  source  of revenue. This raises substantial doubt about its ability
to  continue as a going concern. Management's plan in regard to these matters is
described  in Note #5. These financial statements do not include any adjustments
that  might  result  from  the  outcome  of  this  uncertainty.


/s/ Barry L. Friedman
Certified Public Accountant
1582 Tulita Drive
Las Vegas, NV  89123
(702) 361-8414


<PAGE>



                             Flintrock Financial Services, Inc.
                               (A Development Stage Company)
<TABLE>
<CAPTION>
                                      BALANCE SHEET
                                      -------------


                                          ASSETS


<S>                                      <C>           <C>             <C>

                                      December       December        December
                                      31, 1999       31, 1998        31, 1997
                                      --------       --------        --------


CURRENT ASSETS                       $       0      $       0       $       0
                                     ---------      ---------       ---------
  TOTAL CURRENT ASSETS               $       0      $       0       $       0


OTHER ASSETS                         $       0      $       0       $       0
                                     ---------      ---------       ---------
  TOTAL OTHER ASSETS                 $       0      $       0       $       0
                                     ---------      ---------       ---------

TOTAL ASSETS                         $       0      $       0       $       0
                                     =========      =========       =========
</TABLE>





    The accompanying notes are an integral part of these financial statements

                                       - 2 -
<PAGE>

                             Flintrock Financial Services, Inc.
                               (A Development Stage Company)


                            LIABILITIES AND STOCKHOLDERS' EQUITY
                            ------------------------------------
<TABLE>
<CAPTION>
<S>                                      <C>           <C>             <C>

                                      December       December        December
                                      31, 1999       31, 1998        31, 1997
                                      --------       --------        --------

CURRENT LIABILITIES

OFFICERS ADVANCES (NOTE #5)          $  17,846      $     350       $       0
                                     ---------      ---------       ---------
  TOTAL CURRENT LIABILITIES          $ 17,846       $     350       $       0

STOCKHOLDERS' EQUITY (Note #4)

  Common stock
  No Par value
  Authorized 25,000 shares
  Issued and outstanding at:

  December 31, 1997 -
  21,000 shares                                                     $   2,100

  December 31, 1998 -
  21,000 shares                                      $  2,100

  Common Stock
  $.001 par value
  Authorized 25,000,000 shares
  Issued and outstanding at:

  December 31, 1999 -
  2,100,000 shares                   $  2,100

  Additional Paid In Capital                0               0               0

  DEFICIT ACCUMULATED DURING
  THE DEVELOPMENT STAGE               -19,946          -2,450          -2,100
                                     --------       ---------        --------
TOTAL STOCKHOLDERS' EQUITY          $ -17,846       $    -350       $       0
                                    ---------       ---------       ---------

TOTAL LIABILITIES AND
STOCKHOLDERS' EQUITY                $       0       $       0       $       0
                                    =========       =========       =========
</TABLE>
    The accompanying notes are an integral part of these financial statements

                                      - 3 -
<PAGE>


                       Flintrock Financial Services, Inc.
                          (A Development Stage Company)
<TABLE>
<CAPTION>
                            STATEMENT OF OPERATIONS
                            ------------------------
<S>                        <C>          <C>           <C>         <C>
                           Year         Year           Year       Nov. 8, 1996
                           Ended        Ended          Ended       (Inception)
                          Dec. 31,     Dec. 31,       Dec. 31,     to Dec. 31,
                           1999          1998            1997          1999
                        ----------    ----------     ---------    ------------

INCOME

Revenue                  $       0    $       0       $      0     $        0
                         ---------    ---------       ---------    ----------

EXPENSES

General, Selling and
Administrative           $  17,496    $     350        $      0    $   19,946
                         ---------    ---------        --------    ----------

  TOTAL EXPENSE          $  17,496    $     350        $      0    $   19,946
                         ---------    ---------        --------    ----------

NET PROFIT/LOSS (-)      $ -17,496    $    -350        $      0    $  -19.946
                         ---------    ---------        --------    ----------

Net Profit/Loss (-)
Per weighted share
(Note #2)                $  -.0833    $  -.0002        $     NIL   $   -.0950
                         ---------    ---------        ---------   ----------

Weighted average
Number of common
Shares outstanding       2,100,000    2,100,000         2,100,000   2,100,000
                         ---------    ---------         ---------   ---------

</TABLE>



    The accompanying notes are an integral part of these financial statements

                                      - 4 -
<PAGE>


                       Flintrock Financial Services, Inc.
                          (A Development Stage Company)

                   STATEMENT OF CHANGES IN STOCKHOLDER EQUITY
                   -----------------------------------------

<TABLE>
<CAPTION>

<S>                             <C>         <C>           <C>            <C>
                                                        Additional      Accumu-
                                 Common Stock            paid-in        lated
                               Shares       Amount       Capital        Deficit
                               -------------------      ----------     --------
Balance,
December 31, 1996              21,000     $  2,100       $     0      $ -2,100

Net loss year ended
December 31, 1997                                                            0
                               ------     --------       -------      --------

Balance,
December 31, 1997              21,000     $  2,100       $     0      $ -2,100

Net loss year ended
December 31, 1998                                                         -350
                              -------     --------       -------      --------

Balance,
December 31, 1998              21,000     $  2,100       $     0      $ -2,450

February 19, 1999
Changed from no par
Value to $.001                              -2,079        +2,079

February 19, 1999
Forward stock split
100:1                       2,079,000       +2,079        -2,079

Net loss Year Ended
December 31, 1999                                                      -17,496
                            ---------      -------       -------      --------

Balance,
December 31, 1999           2,100,000     $  2,100       $     0      $-19,946
                            =========     ========       =======      ========
</TABLE>

    The accompanying notes are an integral part of these financial statements

                                      - 5 -
<PAGE>


                       Flintrock Financial Services, Inc.
                          (A Development Stage Company)

                             STATEMENT OF CASH FLOWS
                             -----------------------

<TABLE>
<CAPTION>
<S>                              <C>          <C>        <C>             <C>

                                Year          Year       Year       Nov. 8,1996
                                Ended         Ended      Ended      (Inception)
                               Dec. 31,      Dec. 31,   Dec. 31,    to Dec. 31,
                                1999          1998       1997           1999
                              ---------     ---------   --------    -----------
Cash Flows from
Operating Activities

  Net Loss                    $ -17,496     $    -350    $     0     $  -19,946

  Adjustment to
  Reconcile net loss
  To net cash provided
  by operating
  Activities

Changes in assets and
Liabilities

  Officers Advances             +17,496          +350          0        +17,846
                              ---------     ---------    -------       --------
Net cash used in
Operating activities          $       0     $       0    $     0       $ -2,100

Cash Flows from
Investing Activities                  0             0          0              0

Cash Flows from
Financing Activities

  Issuance of Common
  Stock for Cash                      0              0         0         +2,100
                              ---------     ----------    ------       --------

Net Increase (decrease)       $       0     $        0   $     0       $      0

Cash,
Beginning of period                   0              0         0              0
                              ---------     ----------   -------       --------

Cash, End of Period           $       0     $        0    $    0       $      0
                              =========     ==========    ======       ========
</TABLE>

   The accompanying notes are an integral part of these financial statements

                                      - 6 -
<PAGE>


                       Flintrock Financial Services, Inc.
                          (A Development Stage Company)

                          NOTES TO FINANCIAL STATEMENTS

           December 31, 1999, December 31, 1998, and December 31, 1997

NOTE 1 - HISTORY AND ORGANIZATION OF THE COMPANY

The  Company  was  organized  November  8,  1996, under the laws of the State of
Nevada  as  Flintrock  Financial  Services,  Inc.  The  Company currently has no
operations  and in accordance with SFAS #7, is considered a development company.

NOTE 2 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

     Accounting Method

The Company records income and expenses on the accrual method.

     Estimates

The  preparation  of  financial statements in conformity with generally accepted
accounting principles requires management to make estimates and assumptions that
affect  the  reported  amounts  of  assets  and  liabilities  and  disclosure of
contingent  assets  and  liabilities at the date of the financial statements and
the reported amounts of revenue and expenses during the reporting period. Actual
results  could  differ  from  those  estimates.

     Cash and equivalents

The  Company  maintains  a  cash  balance  in  a  non-interest-bearing bank that
currently  does  not  exceed  federally  insured  limits. For the purpose of the
statements  of  cash  flows,  all highly liquid investments with the maturity of
three  months  or  less are considered to be cash equivalents. There are no cash
equivalents  as  of  December  31,  1999.



                                      - 7 -
<PAGE>

                       Flintrock Financial Services, Inc.
                          (A Development Stage Company)


                    NOTES TO FINANCIAL STATEMENTS (CONTINUED)

           December 31, 1999, December 31, 1998, and December 31, 1997


         NOTE 2 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)

     Income Taxes

Income  taxes  are  provided  for  using  the  liability method of accounting in
accordance  with Statement of Financial Accounting Standards No. 109 (SFAS #109)
"Accounting for Income Taxes". A deferred tax asset or liability is recorded for
all  temporary  difference  between  financial  and  tax reporting. Deferred tax
expense  (benefit)  results  from the net change during the year of deferred tax
assets  and  liabilities.


     Loss Per Share

Net  loss  per  share  is  provided  in  accordance  with Statement of Financial
Accounting  Standards  No.  128 (SFAS #128) "Earnings Per Share". Basic loss per
share  is  computed  by  dividing losses available to common stockholders by the
weighted  average number of common shares outstanding during the period. Diluted
loss  per  share reflects per share amounts that would have resulted if dilative
common  stock equivalents had been converted to common stock. As of December 31,
1998,  the  Company  had  no  dilative  common  stock  equivalents such as stock
options.


     Year End

     The  Company  has  selected  December  31st  as  its  year-end.









                                      - 8 -

<PAGE>

                       Flintrock Financial Services, Inc.
                          (A Development Stage Company)

                    NOTES TO FINANCIAL STATEMENTS (CONTINUED)

           December 31, 1999, December 31, 1998, and December 31, 1997


NOTE 2 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)

Year 2000 Disclosure

The  year  2000 issue is the result of computer programs being written using two
digits  rather  than  four to define the applicable year. Computer programs that
have  time  sensitive  software may recognize a date using "00" as the year 1900
rather  than  the  year  2000.  This  could  result  in  a  system  failure  or
miscalculations  causing  disruption  of  normal  business activities. Since the
Company  currently has no operating business and does not use any computers, and
since  it  has  no  customers,  suppliers  or  other  constituents, there are no
material  Year  2000  concerns.

NOTE 3 - INCOME TAXES

There  is  no provision for income taxes for the period ended December 31, 1999,
due  to  the  net  loss  and  no  state  income  tax in Nevada, the state of the
Company's  domicile and operations. The Company's total deferred tax asset as of
December  31,  1999,  is  as  follows:
<TABLE>
<CAPTION>
<S>                                    <C>
Net operation loss carry forward     $      19,946
Valuation allowance                  $      19,946

Net deferred tax asset               $           0
</TABLE>

The federal net operating loss carry forward will expire in various amounts from
2016  to  2019.

This  carry  forward  may  be  limited  upon  the  consummation  of  a  business
combination  under  IRC  Section  381.







                                      - 9 -
<PAGE>


                       Flintrock Financial Services, Inc.
                          (A Development Stage Company)


                    NOTES TO FINANCIAL STATEMENTS (CONTINUED)

           December 31, 1999, December 31, 1998, and December 31, 1997


NOTE 4 - STOCKHOLDERS' EQUITY

     Common Stock

The  authorized  common  stock of Flintrock Financial Services, Inc. consists of
25,000,000  shares  with  a  par  value  of  $0.001  per  share.

     Preferred Stock

Flintrock  Financial  Services,  Inc.  has  no  preferred  stock.


On  November  15,  1996,  the  company  issued 21,000 shares of its no par value
common  stock  in  consideration  of  $2,100  in  cash.

On  February  19,  1999,  the  State  of  Nevada approved the Company's restated
Articles of Incorporation, which increased its capitalization from 25,000 common
shares  to  25,000,000  common  shares.  The no par value was changed to $0.001.

On  February  19,  1999,  the Company forward split its common stock 100:1, thus
increasing  the  number of outstanding common stock shares from 21,000 shares to
2,100,000.

NOTE 5 - GOING CONCERN

The  Company's  financial  statements  are  prepared  using  generally  accepted
accounting  principles  applicable  to  a  going  concern which contemplates the
realization  of  assets  and  liquidation of liabilities in the normal course of
business.  However, the Company does not have significant cash or other material
assets,  nor  does it have an established source of revenues sufficient to cover
its  operating  costs  and to allow it to continue as a going concern. It is the
intent  of  the  Company  to  seek a merger with an existing, operating company.
Until  that  time,  the stockholders/officers and or directors have committed to
advancing  the  operating  costs  of  the  Company  interest  free.



                                     - 10 -
<PAGE>


                       Flintrock Financial Services, Inc.
                          (A Development Stage Company)


                    NOTES TO FINANCIAL STATEMENTS (CONTINUED)

           December 31, 1999, December 31, 1998, and December 31, 1997


NOTE 6 - RELATED PARTY TRANSACTIONS

The Company neither owns nor leases any real or personal property. An officer of
the  corporation  provides  office  services  without  charge.  Such  costs  are
immaterial  to the financial statements and accordingly, have not been reflected
therein.  The  officers  and  directors  of  the  Company  are involved in other
business  activities  and  may, in the future, become involved in other business
opportunities.  If  a  specific  business  opportunity  becomes  available, such
persons  may  face  a  conflict in selecting between the Company and their other
business  interests.  The Company has not formulated a policy for the resolution
of  such  conflicts.


NOTE 7 - WARRANTS AND OPTIONS

There are no warrants or options outstanding to acquire any additional shares of
common  stock.























                                     - 11 -
<PAGE>


PART III - INDEX TO EXHIBITS

Exhibit No.           Description
----------            -----------

    23                Consent of Auditors




                                    SIGNATURES

In accordance with Section 13 or 15(d) of the Exchange Act, the Registrant
caused this report to be signed on its behalf by the undersigned, thereunto
duly authorized.

FLINTROCK FINANCIAL SERVICES, INC.

By:______________________________     Dated:_____________________________
   Jeff Stevenson, President

In accordance with the Exchange Act, this report has been signed below by the
following persons on behalf of the registrant and in the capacities and on
the dates indicated.

_________________________________     Dated:_____________________________
Jeff Stevenson, President and
Chief Executive Officer


_________________________________     Dated:_____________________________
Jamil Kassam, Treasurer and
Chief Financial Officer