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                                                                   EXHIBIT 10.20


                           RESTRICTED STOCK AGREEMENT-
            HUTTIG BUILDING PRODUCTS, INC. 1999 STOCK INCENTIVE PLAN

                                January 22, 2001

     The parties to this Restricted Stock Agreement (the "Agreement") are Huttig
Building Products, Inc., a Delaware corporation (the "Corporation") and Barry J.
Kulpa, an employee of the Corporation (the "Participant").

     Pursuant to the terms of the Huttig Building Products, Inc. 1999 Stock
Incentive Plan (the "Plan"), the Corporation, upon the recommendation of the
Organization and Compensation Committee of its Board of Directors (the
"Committee") and upon approval of it Board of Directors, has determined to award
to the Participant 30,000 shares of restricted stock subject to the terms of the
Plan, as of the date of this Agreement (the "Grant Date"). As a condition to
such award and pursuant to Section 8(a) of the Plan, the Corporation and the
Participant hereby enter into this Agreement and agree to the terms and
conditions set forth herein.


1.   DEFINITIONS.

     Capitalized terms in this Agreement not otherwise defined herein shall have
the meanings contained in the Plan. For purposes of this Agreement, and for
purposes of interpreting the terms of the Plan, the following terms shall have
the following meanings:

     (a)  "Restriction Period" shall mean a period commencing on the Grant Date
          and ending for 20% of the grant on each subsequent anniversary date
          for five years ending January 22, 2006.


2.   AWARD OF HUTTIG SHARES

     Pursuant to the provisions of the Plan and this Agreement and by the
authority of the Board of Directors, the Corporation awards 30,000 shares (the
"Restricted Stock") of Huttig Building Products, Inc. common stock, par value
$.01 per share ("Huttig Shares"), to the Participant.


3.   RESTRICTIONS AND RIGHTS

     (a)  During the Restriction Period, the Restricted Stock is subject to
          forfeiture in the event that the Participant attempts to sell,
          transfer, assign or pledge the Restricted Shares (the "Restrictions")
          or the Participant violates one of the covenants contained in Section
          6 of this Agreement. Except as provided under Section 5 of this
          Agreement, the Restrictions on the Restricted Stock shall
          automatically lapse:

          (i)  upon expiration of the Restriction Period;

          (ii) in the event of the Participant's Retirement, Permanent
               Disability, or death or in the event of a Change-in-Control;
               provided, however, that in the event the Participant requests
               early retirement or otherwise leaves the employ of the
               Corporation, the Committee may, upon the Participant's request
               and in the Committee's sole discretion, waive or revise this
               provision to permit the lapse of


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               Restrictions on all or a portion of the Restricted Stock awarded
               hereunder on or prior to such early retirement or other departure
               from the employ of the Corporation; or

         (iii) as may be otherwise provided under the terms of the Plan.

     (b)  During the Restriction Period, the Participant will be entitled to all
          other rights of a shareholder of the Corporation with respect to the
          Restricted Stock, including the right to vote the Restricted Stock and
          receive dividends and other distributions thereon.


4.   STOCK CERTIFICATE

     Each stock certificate evidencing an award of Restricted Stock shall be
registered in the name of the Participant, and shall bear an appropriate legend
referring to the terms, conditions and restrictions applicable to such award
substantially in the following form (the "Legend"):

     "The transferability of this certificate and the shares of stock
     represented hereby are subject to the terms and conditions (including
     forfeiture) of the Huttig Building Products, Inc. 1999 Stock Incentive Plan
     and an Agreement entered into between the registered owner and Huttig
     Building Products, Inc. Copies of such Plan and Agreement are on file in
     the offices of Huttig Building Products, Inc., Lakeview Center, Suite 400,
     14500 South Outer Forty Road, Chesterfield, MO 63017."


5.   TERMINATION OF EMPLOYMENT

     The Participant's termination of employment during the Restriction Period
shall result in the forfeiture of all Restricted Stock as to which the
Restrictions have not lapsed, and the Participant shall be required to return
all applicable stock certificates to the Corporation.


6.   COVENANTS

     (a)  The Participant agrees to be bound by all terms and provisions of the
          Plan, and all such provisions shall be deemed a part of this Agreement
          for all purposes.

     (b)  The Participant agrees to provide the Corporation, when and if
          requested, with any information or documentation which the Corporation
          believes necessary or advisable in connection with the administration
          of the Plan, including data required to assure compliance with the
          requirements of the Securities and Exchange Commission, of any stock
          exchange upon which the Huttig Shares are then listed, or of any
          applicable federal, state or other law.

     (c)  The Participant agrees, upon due notice and demand, to promptly pay to
          the Corporation the cash amount of any taxes which are required to be
          withheld by the Corporation either at the time the Restriction Period
          lapses or at the time of award (in cases where the Participant duly
          elects to be taxed at such earlier time); provided, however, the
          Corporation, in its sole discretion, may accept Restricted Stock
          awarded hereunder or Huttig Shares otherwise previously acquired in
          satisfaction thereof.


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7.   NO COVENANT OF EMPLOYMENT

     Neither the execution and delivery of this Agreement nor the granting of
any award evidenced by this Agreement shall constitute, or be evidence of, any
agreement or understanding, express or implied, on the part of the Corporation
or any of its subsidiaries to employ the Participant for any specific period.


8.   ADMINISTRATION AND INTERPRETATION OF PLAN AND AGREEMENT

     In the event of any conflict between the terms of this Agreement and those
of the Plan, the provisions of the Plan shall prevail.

     The Committee shall have full authority and discretion, subject only to the
terms of the Plan, to decide all matters relating to the administration or
interpretation of the Plan and this Agreement, and all such action by the
Committee shall be final, conclusive, and binding upon the Corporation and the
Participant. The Committee shall have full authority and discretion to modify at
any time the Restriction Period, the Restrictions, the other terms and
conditions of this Agreement, the Legend and any other instrument evidencing
this award, provided that no such modification shall increase the benefit under
such award beyond that which the Committee could have originally granted at the
time of the award, or shall impair the rights of the Participant under such
award except in accordance with the Plan, or any applicable agreement or
applicable law, or with consent of the Participant.

     This Restricted Stock Agreement is deemed to be issued in, the award
evidenced hereby is deemed to be granted in, and both shall be governed by the
laws of, the State of Delaware. There have been no representations to the
Participant other than those contained herein.


9.   DELIVERY

     All certificates for Restricted Stock delivered under the Plan shall be
subject to such stop-transfer orders and other restrictions as the Committee may
deem advisable under the rules, regulations, and other requirements of the
Securities and Exchange Commission, any stock exchange upon which Huttig Shares
are then listed and any applicable federal or state securities law, and the
Committee may cause a legend or legends to be put on any such certificates to
make appropriate reference to such restrictions.

     The stock certificates evidencing the Restricted Stock shall be held in
custody by the Corporation or its designee until the Restrictions thereon shall
have lapsed and the Committee may require, as a condition of any award, that the
Participant shall have delivered a stock power endorsed in blank relating to the
Restricted Stock covered by such award.

     As soon as administratively practicable following the lapse of the
Restrictions with respect to any of the Restricted Stock without a forfeiture,
and upon the satisfaction of all other applicable conditions as to the
Restricted Stock, including, but not limited to, the payment by the Participant
of all applicable withholding taxes, the Corporation shall deliver or cause to
be delivered to the Participant a certificate or certificates for the applicable
Restricted Stock which shall not bear the Legend required under Section 4 of the
Agreement.


10.  AMENDMENT

     The terms of this Agreement shall be subject to the terms of the Plan as
the Plan may be amended from time to time by the Board of Directors of the
Corporation unless any such amendment by its terms or by its clear intent is
inapplicable to this Agreement.


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11.  NOTICE

     Any notice to the Corporation provided for in this Agreement shall be in
writing and addressed to it in care of the Secretary of the Corporation, and any
notice to the Participant shall be in writing and addressed to the Participant
at the address contained in payroll records at the time or to such other address
designated in writing by the Participant.

     IN WITNESS WHEREOF, the parties have executed this Restricted Stock
Agreement effective the day and year first above written.

                                        HUTTIG BUILDING PRODUCTS, INC.


                                        By:
                                            ------------------------------------
                                            Title:


                                        PARTICIPANT


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