<TABLE> <S> <C>

<ARTICLE> 9
<RESTATED> 
<MULTIPLIER> 1,000
       
<S>                                <C>                     <C>                     <C>
<PERIOD-TYPE>                      3-MOS                   YEAR                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1996             DEC-31-1996
<PERIOD-START>                             JAN-01-1997             JAN-01-1996             JAN-01-1996
<PERIOD-END>                               MAR-31-1997             DEC-31-1996<F1>         SEP-30-1996
<CASH>                                          63,405                  89,321                  59,006
<INT-BEARING-DEPOSITS>                          25,427                      22                  13,785
<FED-FUNDS-SOLD>                                36,632                  42,028                  27,593
<TRADING-ASSETS>                                     0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                     68,524                  68,890                  69,983
<INVESTMENTS-CARRYING>                         171,773                 151,329                 145,590
<INVESTMENTS-MARKET>                           170,103                 150,889                 147,889
<LOANS>                                        594,638                 575,269                 540,452
<ALLOWANCE>                                    (7,805)                 (7,244)                 (7,306)
<TOTAL-ASSETS>                               1,000,788                 966,018                 893,556
<DEPOSITS>                                     909,829                 880,496                 812,964
<SHORT-TERM>                                     7,822                   3,761                   2,770 
<LIABILITIES-OTHER>                              7,010                   7,622                   6,041
<LONG-TERM>                                      3,600                   4,000                   4,400
<PREFERRED-MANDATORY>                                0                       0                       0
<PREFERRED>                                         88                      88                      49
<COMMON>                                        22,070                  14,960                  15,039
<OTHER-SE>                                      50,369                  55,092                  52,294
<TOTAL-LIABILITIES-AND-EQUITY>               1,000,788                 925,465                 893,556
<INTEREST-LOAN>                                 14,081                  50,075                  36,372
<INTEREST-INVEST>                                3,565                  13,033                   9,836
<INTEREST-OTHER>                                   488                   1,892                   1,177
<INTEREST-TOTAL>                                18,134                  65,000                  47,385
<INTEREST-DEPOSIT>                               5,530                  19,953                  14,584
<INTEREST-EXPENSE>                               5,688                  20,656                  15,159
<INTEREST-INCOME-NET>                           12,446                  44,344                  32,226
<LOAN-LOSSES>                                      719                   2,361                   1,727
<SECURITIES-GAINS>                                   0                     (9)                       0
<EXPENSE-OTHER>                                  9,748                  34,998                  24,897
<INCOME-PRETAX>                                  4,365                  16,585                  12,707
<INCOME-PRE-EXTRAORDINARY>                       2,929                  11,467                   8,789
<EXTRAORDINARY>                                      0                       0                       0
<CHANGES>                                            0                       0                       0
<NET-INCOME>                                     2,929                  11,467                   8,789
<EPS-PRIMARY>                                     0.14                    0.54                    0.41
<EPS-DILUTED>                                     0.13                    0.52                    0.40
<YIELD-ACTUAL>                                    5.91                    5.80                    5.76    
<LOANS-NON>                                      2,132                   2,565                   2,646
<LOANS-PAST>                                       639                     368                   1,156 
<LOANS-TROUBLED>                                    95                      45                      58 
<LOANS-PROBLEM>                                 12,738                  13,786                  11,432 
<ALLOWANCE-OPEN>                                 7,244                   6,632                   6,632 
<CHARGE-OFFS>                                    (238)                 (2,211)                 (1,385) 
<RECOVERIES>                                        80                     462                     332 
<ALLOWANCE-CLOSE>                                7,805                   7,244                   7,306 
<ALLOWANCE-DOMESTIC>                             3,353                   3,074                   2,967 
<ALLOWANCE-FOREIGN>                                  0                       0                       0 
<ALLOWANCE-UNALLOCATED>                          4,452                   4,170                   4,339
<FN>
<F1>Restated for 3 for 2 stock splits, effective Feb 96, Feb 97, Feb 98 and merger with 
First Houston Bancshares, Inc. on September 30, 1997 and Humble National Bank on June 30, 1998
</FN>
        

</TABLE>