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TABLE OF CONTENTS
 ARTICLE I - OFFICES
    
    
    1SECTION 1 - PRINCIPAL OFFICE
    
    
    1SECTION 2 - OTHER OFFICES
    
    
    1ARTICLE II - MEETINGS OF SHAREHOLDERS
    
    
    1SECTION 1 - PLACE OF MEETINGS
    
    
    1SECTION 2 - ANNUAL MEETINGS
    
    
    1SECTION 3 - SPECIAL MEETINGS
    
    
    2SECTION 4 - NOTICE OF SHAREHOLDERS MEETINGS
    
    
    2SECTION 5 - MANNER OF GIVING NOTICE; AFFIDAVIT OF NOTICE
    
    
    3SECTION 6 - ADJOURNED MEETINGS AND NOTICE THEREOF
    
    
    3SECTION 7 - VOTING AT MEETINGS OF SHAREHOLDERS
    
    
    4SECTION 8 - RECORD DATE FOR SHAREHOLDER NOTICE, VOTING AND GIVING CONSENTS
    
    
    5SECTION 9 - QUORUM
    
    
    5SECTION 10 - CONSENT OF ABSENTEES
    
    
    6SECTION 11 - ACTION WITHOUT MEETING
    
    
    6SECTION 12 - PROXIES
    
    
    7SECTION 13 - INSPECTORS OF ELECTION
    
    
    8ARTICLE III - DIRECTORS
    
    
    8SECTION 1 - POWERS
    
    
    8SECTION 2 - NUMBER OF DIRECTORS
    
    
    10SECTION 3 - ELECTION AND TERM OF OFFICE
    
    
    11SECTION 4 - VACANCIES
    
    
    11SECTION 5 - PLACE OF MEETING
    
    
    11SECTION 6 - ORGANIZATION MEETING
    
    
    12SECTION 7 - SPECIAL MEETINGS
    
    
    12SECTION 8 - ADJOURNMENT
    
    
    12SECTION 9 - NOTICE OF ADJOURNMENT
    
    
    12SECTION 10 - WAIVER OF NOTICE
    
    
    13SECTION 11 - QUORUM
    
    
    13SECTION 12 - FEES AND COMPENSATION
    
    
    13SECTION 13 - ACTION WITHOUT MEETING
    
    
    13ARTICLE IV - OFFICERS
    
    
    14SECTION 1 - OFFICERS
    
    
    14SECTION 2 - ELECTION
    
    
    14SECTION 3 - SUBORDINATE OFFICERS
    
    
    14SECTION 4 - REMOVAL AND RESIGNATION
    
    
    14SECTION 5 - VACANCIES
    
    
    14SECTION 6 - CHAIRMAN OF THE BOARD
    
    
    15SECTION 7 - PRESIDENT
    
    
    15SECTION 8 - VICE PRESIDENTS
    
    
    15SECTION 9 - SECRETARY
    
    
    15SECTION 10 - ASSISTANT SECRETARIES
    
    
    16
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SECTION 11 - TREASURER
    
    
    16SECTION 12 - ASSISTANT FINANCIAL OFFICERS
    
    
    16ARTICLE V - SHARES OF STOCK
    
    
    17SECTION 1 - FORM AND ISSUANCE OF SHARES
    
    
    17SECTION 2 - FRACTIONAL SHARES
    
    
    17SECTION 3 - TRANSFER OF SHARES
    
    
    17SECTION 4 - LOST OR DESTROYED CERTIFICATE
    
    
    17ARTICLE VI - MISCELLANEOUS
    
    
    18SECTION 1 - INDEMNITY OF OFFICERS, DIRECTORS,
EMPLOYEES AND OTHER AGENTS
    
    
    18SECTION 2 - SHAREHOLDER INSPECTION OF BYLAWS
    
    
    20SECTION 3 -
MAINTENANCE AND INSPECTION OF RECORDS OF SHAREHOLDERS
    
    
    20SECTION 4 -
SHAREHOLDER INSPECTION OF CORPORATE RECORDS
    
    
    21SECTION 5 - INSPECTION BY DIRECTORS
    
    
    21SECTION 6 - CHECKS, DRAFTS, ETC.
    
    
    21SECTION 7 - CONTRACTS, ETC., HOW EXECUTED
    
    
    22SECTION 8 - REPRESENTATION OF SHARES OF OTHER CORPORATIONS
    
    
    22SECTION 9 - ANNUAL REPORT
    
    
    22SECTION 10 - ANNUAL STATEMENT OF GENERAL INFORMATION
    
    
    22ARTICLE VII - AMENDMENTS TO BYLAWS
    
    
    23SECTION 1 - AMENDMENT BY SHAREHOLDERS
    
    
    23SECTION 2 - AMENDMENT BY DIRECTORS
    
    
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