65402 Federal Register / Vol. 75, No. 204 / Friday, October 22, 2010 / Notices 

DEPARTMENT OF THE TREASURY 

Office of the Comptroller of the 

Currency 

FEDERAL RESERVE SYSTEM 

FEDERAL DEPOSIT INSURANCE 

CORPORATION 

DEPARTMENT OF THE TREASURY 

Office of Thrift Supervision 

Proposed Agency Information 

Collection Activities; Comment 

Request 

AGENCY: Office of the Comptroller of the 

Currency (OCC), Treasury; Board of 

Governors of the Federal Reserve 

System (Board); Federal Deposit 

Insurance Corporation (FDIC); and 

Office of Thrift Supervision (OTS), 

Treasury. 

ACTION: Joint notice and request for 

comment. 

SUMMARY: In accordance with the 

requirements of the Paperwork 

Reduction Act (PRA) of 1995 (44 U.S.C. 

chapter 35), the OCC, the Board, the 

FDIC, and the OTS (the ‘‘agencies’’) may 

not conduct or sponsor, and the 

respondent is not required to respond 

to, an information collection unless it 

displays a currently valid Office of 

Management and Budget (OMB) control 

number. The Federal Financial 

Institutions Examination Council 

(FFIEC), of which the agencies are 

members, has approved the agencies’ 

publication for public comment of a 

proposal to extend, with revision, the 

Advanced Capital Adequacy Framework 

Regulatory Reporting Requirements 

(FFIEC 101), which is a currently 

approved collection of information. At 

the end of the comment period, the 

comments and recommendations 

received will be analyzed to determine 

the extent to which the FFIEC and the 

agencies should modify the proposed 

revisions to the FFIEC 101 report prior 

to giving final approval. The agencies 

will then submit the proposal to OMB 

for review and approval. 

DATES: Comments must be submitted on 

or before December 21, 2010. 

ADDRESSES: Interested parties are 

invited to submit written comments to 

any or all of the agencies. All comments, 

which should refer to the OMB control 

number(s), will be shared among the 

agencies. 

OCC: You should direct all written 

comments to: Communications 

Division, Office of the Comptroller of 

the Currency, Public Information Room, 

Mailstop 2–3, Attention: 1557–0239, 

250 E Street, SW., Washington, DC 

20219. In addition, comments may be 

sent by fax to (202) 874–5274, or by 

electronic mail to 

regs.comments@occ.treas.gov. You may 

personally inspect and photocopy 

comments at the OCC, 250 E Street, 

SW., Washington, DC 20219. For 

security reasons, the OCC requires that 

visitors make an appointment to inspect 

comments. You may do so by calling 

(202) 874–4700. Upon arrival, visitors 

will be required to present valid 

government-issued photo identification 

and to submit to security screening in 

order to inspect and photocopy 

comments. 

Board: You may submit comments, 

which should refer to ‘‘FFIEC 101,’’ by 

any of the following methods: 

• Agency Web Site: http:// 

www.federalreserve.gov. Follow the 

instructions for submitting comments 

on the http://www.federalreserve.gov/ 

generalinfo/foia/ProposedRegs.cfm. 

• Federal eRulemaking Portal: http:// 

www.regulations.gov. Follow the 

instructions for submitting comments. 

• E-mail: 

regs.comments@federalreserve.gov. 

Include the reporting form number in 

the subject line of the message. 

• FAX: (202) 452–3819 or (202) 452– 

3102. 

• Mail: Jennifer J. Johnson, Secretary, 

Board of Governors of the Federal 

Reserve System, 20th Street and 

Constitution Avenue, NW., Washington, 

DC 20551. 

All public comments are available from 

the Board’s Web site at http:// 

www.federalreserve.gov/generalinfo/ 

foia/ProposedRegs.cfm as submitted, 

unless modified for technical reasons. 

Accordingly, your comments will not be 

edited to remove any identifying or 

contact information. Public comments 

may also be viewed electronically or in 

paper in Room MP–500 of the Board’s 

Martin Building (20th and C Streets, 

NW.) between 9 a.m. and 5 p.m. on 

weekdays. 

FDIC: You may submit comments, 

which should refer to ‘‘FFIEC 101, 3064– 

0159,’’ by any of the following methods: 

• Agency Web Site: http:// 

www.fdic.gov/regulations/laws/federal/ 

propose.html. Follow the instructions 

for submitting comments on the FDIC 

Web site. 

• Federal eRulemaking Portal: http:// 

www.regulations.gov. Follow the 

instructions for submitting comments. 

• E-mail: comments@FDIC.gov. 

Include ‘‘FFIEC 101, 3064–0159’’ in the 

subject line of the message. 

• Mail: Leneta G. Gregorie, (202) 898– 

3719, Counsel, Attn: Comments, Room 

F–1064, Federal Deposit Insurance 

Corporation, 550 17th Street, NW., 

Washington, DC 20429. 

• Hand Delivery: Comments may be 

hand delivered to the guard station at 

the rear of the 550 17th Street Building 

(located on F Street) on business days 

between 7 a.m. and 5 p.m. 

Public Inspection: All comments 

received will be posted without change 

to http://www.fdic.gov/regulations/laws/ 

federal/propose.html including any 

personal information provided. 

Comments may be inspected at the FDIC 

Public Information Center, Room E– 

1002, 3501 Fairfax Drive, Arlington, VA 

22226, between 9 a.m. and 5 p.m. on 

business days. 

OTS: You may submit comments, 

identified by ‘‘1550–0120 (FFIEC 101),’’ 

by any of the following methods: 

• Federal eRulemaking Portal: http:// 

www.regulations.gov. Follow the 

instructions for submitting comments. 

• E-mail address: 

infocollection.comments@ots.treas.gov. 

Please include ‘‘1550–0120 (FFIEC 101)’’ 

in the subject line of the message and 

include your name and telephone 

number in the message. 

• Fax: (202) 906–6518. 

• Mail: Information Collection 

Comments, Chief Counsel’s Office, 

Office of Thrift Supervision, 1700 G 

Street, NW., Washington, DC 20552, 

Attention: ‘‘1550–0120 (FFIEC 101).’’ 

• Hand Delivery/Courier: Guard’s 

Desk, East Lobby Entrance, 1700 G 

Street, NW., from 9 a.m. to 4 p.m. on 

business days, Attention: Information 

Collection Comments, Chief Counsel’s 

Office, Attention: ‘‘1550–0120 (FFIEC 

101).’’ 

Instructions: All submissions received 

must include the agency name and OMB 

Control Number for this information 

collection. All comments received will 

be posted without change to the OTS 

Internet Site at http://www.ots.treas.gov/ 

pagehtml.cfm?catNumber=67&an=1, 

including any personal information 

provided. 

Docket: For access to the docket to 

read background documents or 

comments received, go to http:// 

www.ots.treas.gov/ 

pagehtml.cfm?catNumber=67&an=1. In 

addition, you may inspect comments at 

the Public Reading Room, 1700 G Street, 

NW., by appointment. To make an 

appointment for access, call (202) 906– 

5922, send an e-mail to 

public.info@ots.treas.gov, or send a 

facsimile transmission to (202) 906– 

7755. (Prior notice identifying the 

materials you will be requesting will 

assist us in serving you.) We schedule 

appointments on business days between 

10 a.m. and 4 p.m. In most cases, 


emcdonald on DSK2BSOYB1PROD with NOTICES
Federal Register / Vol. 75, No. 204 / Friday, October 22, 2010 / Notices 65403 

1For simplicity, and unless otherwise indicated, 

this notice uses the term ‘‘bank’’ to include banks, 

savings associations, and bank holding companies 

(BHCs). The terms ‘‘bank holding company’’ and 

‘‘BHC’’ refer only to bank holding companies 

regulated by the Board and do not include savings 

and loan holding companies regulated by the OTS. 

For a detailed description of the institutions 

covered by this notice, refer to Part I, Section 1, of 

the final rule entitled Risk-Based Capital Standards: 

Advanced Capital Adequacy Framework (72 FR 

69397, December 7, 2007). 

2Consolidated Financial Statements for Bank 

Holding Companies, OMB Number: 7100–0128. 

appointments will be available the next 

business day following the date we 

receive a request. 

Additionally, commenters may send a 

copy of their comments to the OMB 

desk officer for the agencies by mail to 

the Office of Information and Regulatory 

Affairs, U.S. Office of Management and 

Budget, New Executive Office Building, 

Room 10235, 725 17th Street, NW., 

Washington, DC 20503, or by fax to 

(202) 395–6974. 

FOR FURTHER INFORMATION CONTACT: For 

further information about the revisions 

discussed in this notice, please contact 

any of the agency clearance officers 

whose names appear below. In addition, 

copies of the FFIEC 101 can be obtained 

at the FFIEC’s Web site (http:// 

www.ffiec.gov/ffiec_report_forms.htm). 

OCC: Mary Gottlieb, OCC Clearance 

Officer, (202) 874–5090, Legislative and 

Regulatory Activities Division, Office of 

the Comptroller of the Currency, 250 E 

Street, SW., Washington, DC 20219. 

Board: Michelle E. Shore, Federal 

Reserve Board Clearance Officer, (202) 

452–3829, Division of Research and 

Statistics, Board of Governors of the 

Federal Reserve System, 20th and C 

Streets, NW., Washington, DC 20551. 

Telecommunications Device for the Deaf 

(TDD) users may call (202) 263–4869. 

FDIC: Leneta G. Gregorie, Counsel, 

(202) 898–3719, Legal Division, Federal 

Deposit Insurance Corporation, 550 17th 

Street, NW., Washington, DC 20429. 

OTS: Ira L. Mills, OTS Clearance 

Officer, at Ira.Mills@ots.treas.gov, (202) 

906–6531, or facsimile number (202) 

906–6518, Regulation and Legislation 

Division, Chief Counsel’s Office, Office 

of Thrift Supervision, 1700 G Street, 

NW., Washington, DC 20552. 

SUPPLEMENTARY INFORMATION: The 

agencies are proposing to revise and 

extend for three years the FFIEC 101, 

which is a currently approved collection 

of information for each agency. 

Report Title: Advanced Capital 

Adequacy Framework Regulatory 

Reporting Requirements. 

Form Number: FFIEC 101. 

Frequency of Response: Quarterly. 

Affected Public: Business or other forprofit. 

OCC 

OMB Number: 1557–0239. 

Estimated Number of Respondents: 52 

national banks. 

Estimated Time per Response: 625 

hours. 

Estimated Total Annual Burden: 

130,000 hours. 

Board 

OMB Number: 7100–0319. 

Estimated Number of Respondents: 6 

State member banks and 21 bank 

holding companies. 

Estimated Time per Response: 625 

hours. 

Estimated Total Annual Burden: 

52,500 hours. 

FDIC 

OMB Number: 3064–0159. 

Estimated Number of Respondents: 9 

State nonmember banks. 

Estimated Time per Response: 625 

hours. 

Estimated Total Annual Burden: 

22,500 hours. 

OTS 

OMB Number: 1550–0120. 

Estimated Number of Respondents: 3 

savings associations. 

Estimated Time per Response: 625 

hours. 

Estimated Total Annual Burden: 

7,500 hours. 

General Description of Reports 

This information collection is 

mandatory for banks 1 using the 

Advanced Capital Adequacy 

Framework: 12 U.S.C. 161 (for national 

banks), 12 U.S.C. 324 and 12 U.S.C. 

1844(c) (for State member banks and 

BHCs respectively), 12 U.S.C. 1817 (for 

insured State nonmember commercial 

and savings banks), and 12 U.S.C. 1464 

(for savings associations). This 

information collection will be given 

confidential treatment (5 U.S.C. 

552(b)(4)) except for selected data items 

(Schedules A and B, and data items 1 

and 2 of the operational risk Schedule 

S) that will be released for reporting 

periods after an institution has 

successfully completed its parallel run 

period and is qualified to use the 

advanced approaches for regulatory 

capital purposes. The agencies will not 

publicly release information submitted 

during an entity’s parallel run period. 

Abstract 

Each bank that qualifies for and 

applies the advanced internal ratingsbased approach to calculate regulatory 

credit risk capital and the advanced 

measurement approaches to calculate 

regulatory operational risk capital, as 

described in the final rule implementing 

the Advanced Capital Adequacy 

Framework (72 FR 69288, December 7, 

2007, referred to hereafter as the final 

rule), is required to file quarterly 

regulatory data. The agencies use these 

data to assess and monitor the levels 

and components of each reporting 

entity’s risk-based capital requirements 

and the adequacy of the entity’s capital 

under the Advanced Capital Adequacy 

Framework; to evaluate the impact and 

competitive implications of the 

Advanced Capital Adequacy Framework 

on individual reporting entities and on 

an industry-wide basis; as one input to 

develop an interagency study at the end 

of the second transitional floor period 

(as described more fully in the final 

rule); and to supplement on-site 

examination processes. The reporting 

schedules also assist banks in 

understanding expectations around the 

system development necessary for 

implementation and validation of the 

Advanced Capital Adequacy 

Framework. Submitted data that are 

released publicly following a reporting 

entity’s parallel run period will also 

provide other interested parties with 

information about banks’ risk-based 

capital. 

Current Actions 

The agencies propose to revise certain 

portions of the FFIEC 101 report 

beginning with the March 31, 2011, 

report date. These proposed changes are 

described below. 

Reporting of information about the 

numerator of a bank holding company’s 

risk-based capital ratios. For bank 

holding companies subject to these 

reporting requirements, the agencies 

propose to recaption line item 6.b of 

Schedule A, Part 1 of the FFIEC 101 

report and to add line item 6.c. Line 

item 6.b is currently intended to capture 

two components of capital that are 

reported separately on Schedule HC–R 

of the FR Y–9C: 2 the amount of 

qualifying restricted core capital 

elements (other than cumulative 

perpetual preferred stock) held by bank 

holding companies (as reported in item 

6.b of Schedule HC–R) and qualifying 

mandatory convertible preferred 

securities held by internationally active 

bank holding companies (as reported in 

item 6.c of Schedule HC–R). The 

agencies propose to align the reporting 

of these capital elements to that of 

Schedule HC–R of the FR Y–9C by 

separately including both capital 

elements in the FFIEC 101. These two 

capital elements would replace the 


emcdonald on DSK2BSOYB1PROD with NOTICES
65404 Federal Register / Vol. 75, No. 204 / Friday, October 22, 2010 / Notices 

current item 6.b and would appear, as 

they do on Schedule HC–R in the FR Y– 

9C, as items 6.b and 6.c of Schedule A, 

Part 1, respectively. Reporting 

instructions for the FFIEC 101 would be 

revised accordingly. The change in 

reporting would apply only to bank 

holding companies. 

Reporting of information about the 

numerator of a savings association’s 

risk-based capital ratios. For the 

purposes of simplicity and 

comparability of reporting financial 

information among banks and savings 

associations under the Advanced 

Capital Adequacy Framework, the 

Agencies propose to delete Part 2 of 

Schedule A for savings associations. 

Instead, all banks, bank holding 

companies, and savings associations 

reporting under the Advanced Capital 

Adequacy Framework would report on 

the same Schedule A form (see http:// 

www.ffiec.gov/forms101.htm). Reporting 

instructions for the FFIEC 101 would be 

revised accordingly. 

Reporting of information on equity 

exposures. Banks subject to these 

reporting requirements currently 

provide information about equity 

exposure amounts and the risk-weighted 

asset amount of these exposures in 

Schedule R of the FFIEC 101. This 

schedule currently contains 22 line 

items (exposure categories, subtotals, 

and totals) and two columns (exposure 

and risk-weighted asset amounts) in 

which data are reported. A number of 

the line items listed on the schedule 

only apply to certain approaches 

contained within the final rule for 

calculating risk-weighted asset amounts 

for equity exposures. The agencies 

propose to reformat Schedule R to 

clarify what line items need to be 

reported based on which of the three 

approaches the bank uses to calculate 

risk-weighted asset amounts for its 

equity exposures: the simple risk weight 

approach (SRWA), the full internal 

models approach (full IMA), or the IMA 

applied to only publicly traded equity 

exposures (publicly traded or partial 

IMA). 

The reformatted version of Schedule 

R does not alter any of the existing line 

items in the current schedule. More 

specifically, neither the exposure 

categories nor the number of equity 

exposure items completed by banks 

using a given approach would change as 

a result of this proposal. Rather, the 

proposal is to expand the number of 

columns shown on the schedule from 

two to six to allow for reporting of a 

distinct set of exposure and riskweighted asset information for banks 

using the SRWA, a distinct set of 

exposure and risk-weighted asset 

information for banks using the full 

IMA, and a distinct set of exposure and 

risk-weighted asset information for 

banks using the partial IMA. Each set of 

exposure and risk-weighted asset 

columns would appear with the heading 

of the applicable final rule approach 

used by the bank and only those 

exposure categories (including subtotals 

and totals) applicable to a given 

approach would appear within each 

columnar section of the reformatted 

schedule (see http://www.ffiec.gov/ 

forms101.htm). Reporting instructions 

for the FFIEC 101 would be revised 

accordingly. 

Request for Comment 

Public comment is requested on all 

aspects of this joint notice. Comments 

are invited on: 

(a) Whether the proposed revisions to 

the collection of information that are the 

subject of this notice are necessary for 

the proper performance of the agencies’ 

functions, including whether the 

information has practical utility; 

(b) The accuracy of the agencies’ 

estimates of the burden of the 

information collection as they are 

proposed to be revised, including the 

validity of the methodology and 

assumptions used; 

(c) Ways to enhance the quality, 

utility, and clarity of the information 

collected; 

(d) Ways to minimize the burden of 

information collections on respondents, 

including through the use of automated 

collection techniques or other forms of 

information technology; and 

(e) Estimates of capital or start up 

costs and costs of operation, 

maintenance, and purchase of services 

to provide information. 

Comments submitted in response to 

this joint notice will be shared among 

the agencies and will be summarized or 

included in the agencies’ requests for 

OMB approval. All comments will 

become a matter of public record. 

Dated: October 7, 2010. 

Michele Meyer, 

Assistant Director, Legislative and Regulatory 

Activities Division, Office of the Comptroller 

of the Currency. 

Board of Governors of the Federal Reserve 

System, October 15, 2010. 

Jennifer J. Johnson, 

Secretary of the Board. 

Dated at Washington, DC, this 15th day of 

October, 2010. 

Robert E. Feldman, 

Executive Secretary, Federal Deposit 

Insurance Corporation. 

Dated: October 18, 2010. 

Ira L. Mills, 

Paperwork Clearance Officer, Office of Chief 

Counsel, Office of Thrift Supervision. 

[FR Doc. 2010–26585 Filed 10–21–10; 8:45 am] 

BILLING CODE 4810–33–P 6210–01–P 6714–01–P 6720– 

01–P 

DEPARTMENT OF THE TREASURY 

Office of Thrift Supervision 

Security Savings Bank, FSB; Olathe, 

KS; Notice of Appointment of Receiver 

Notice is hereby given that, pursuant 

to the authority contained in section 

5(d)(2) of the Home Owners’ Loan Act, 

the Office of Thrift Supervision (OTS) 

has duly appointed the Federal Deposit 

Insurance Corporation as sole Receiver 

for Security Savings Bank, FSB, Olathe, 

Kansas (OTS No. 06084), on October 15, 

2010. 

Dated: October 18, 2010. 

By the Office of Thrift Supervision. 

Sandra E. Evans, 

Federal Register Liaison. 

[FR Doc. 2010–26664 Filed 10–21–10; 8:45 am] 

BILLING CODE 6720–01–M 

DEPARTMENT OF VETERANS 

AFFAIRS 

Rehabilitation Research and 

Development Service Scientific Merit 

Review Board; Notice of Meeting 

The Department of Veterans Affairs 

(VA) gives notice under Public Law 92– 

463 (Federal Advisory Committee Act) 

that a teleconference meeting of the 

Spinal Cord Injury & Regenerative 

Medicine Subcommittee of the 

Rehabilitation Research and 

Development Service Scientific Merit 

Review Board will be held November 4, 

2010, in Room 933 at the Greenhoot 

Cohen Building, 1722 I Street, NW., 

Washington, DC, at 2 p.m. The meeting 

will be closed to the public for the 

discussion, examination, reference to, 


emcdonald on DSK2BSOYB1PROD with NOTICES