<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>
<PERIOD-TYPE>                  3-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1997
<PERIOD-START>                             APR-01-1997             JAN-01-1997
<PERIOD-END>                               JUN-30-1997             MAR-31-1997
<CASH>                                          93,490                  58,993
<INT-BEARING-DEPOSITS>                              42                  25,427
<FED-FUNDS-SOLD>                                11,244                  35,362
<TRADING-ASSETS>                               211,207                 166,941  
<INVESTMENTS-HELD-FOR-SALE>                    211,381                  57,312
<INVESTMENTS-CARRYING>                          55,041                 168,573
<INVESTMENTS-MARKET>                           211,207                 166,941
<LOANS>                                        647,664                 572,791
<ALLOWANCE>                                    (7,508)                 (7,589)
<TOTAL-ASSETS>                               1,060,681                 956,713
<DEPOSITS>                                     918,844                 869,317
<SHORT-TERM>                                    33,790                   7,822
<LIABILITIES-OTHER>                              5,134                   6,621
<LONG-TERM>                                          0                   3,600
<PREFERRED-MANDATORY>                                0                       0  
<PREFERRED>                                        177                      88
<COMMON>                                        20,650                  20,654
<OTHER-SE>                                      53,336                  48,611
<TOTAL-LIABILITIES-AND-EQUITY>               1,060,681                 956,713
<INTEREST-LOAN>                                 14,988                  13,548
<INTEREST-INVEST>                                3,425                   3,347
<INTEREST-OTHER>                                   853                     473
<INTEREST-TOTAL>                                19,266                  17,368
<INTEREST-DEPOSIT>                               5,897                   5,290
<INTEREST-EXPENSE>                               6,058                   5,449
<INTEREST-INCOME-NET>                           13,208                  11,919
<LOAN-LOSSES>                                      718                     682
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                  9,942                   9,094
<INCOME-PRETAX>                                  4,893                   4,253
<INCOME-PRE-EXTRAORDINARY>                       4,893                   4,253
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                     3,269                   2,849
<EPS-PRIMARY>                                      .29                     .14
<EPS-DILUTED>                                      .30                     .13
<YIELD-ACTUAL>                                    5.97                    5.92
<LOANS-NON>                                      2,487                   2,102
<LOANS-PAST>                                       433                     639
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                 7,589                   7,053
<CHARGE-OFFS>                                      833                     236
<RECOVERIES>                                        70                      80
<ALLOWANCE-CLOSE>                                7,508                   7,589
<ALLOWANCE-DOMESTIC>                                 0                       0
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0
        
<FN>
RESTATEMENT FOR 3 FOR 2 STOCK SPLIT, EFFECTIVE FEBRUARY 1998 & MERGER WITH
FIRST HOUSTON BANCSHARES, INC, ACCOUNTED FOR AS A POOLING OF INTERESTS,
EFFECTIVE SEPTEMBER 1997.
</FN>

</TABLE>