<TABLE> <S> <C>


<ARTICLE>                     9
<LEGEND>
     This schedule contains summary financial information extracted from
     MNB Bancshares, Inc. 9/30/00 Form 10-Q and is qualified in its entirety
     by reference to such financial statements.
</LEGEND>
<CIK>                                        0000891284
<NAME>                                       MNB BANCSHARES, INC.
<MULTIPLIER>                                   1

<S>                                             <C>
<PERIOD-TYPE>                                  9-MOS
<FISCAL-YEAR-END>                              DEC-31-2000
<PERIOD-END>                                   SEP-30-2000
<CASH>                                         2,836,431
<INT-BEARING-DEPOSITS>                           585,000
<FED-FUNDS-SOLD>                                       0
<TRADING-ASSETS>                                       0
<INVESTMENTS-HELD-FOR-SALE>                   43,219,526
<INVESTMENTS-CARRYING>                         1,204,892
<INVESTMENTS-MARKET>                           1,205,000
<LOANS>                                       95,727,705
<ALLOWANCE>                                    1,255,163
<TOTAL-ASSETS>                               149,549,678
<DEPOSITS>                                   127,770,127
<SHORT-TERM>                                   1,490,000
<LIABILITIES-OTHER>                            1,736,897
<LONG-TERM>                                    5,101,935
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<COMMON>                                          15,161
<OTHER-SE>                                    13,989,531
<TOTAL-LIABILITIES-AND-EQUITY>               149,549,678
<INTEREST-LOAN>                                6,044,794
<INTEREST-INVEST>                              1,951,121
<INTEREST-OTHER>                                  57,898
<INTEREST-TOTAL>                               8,053,813
<INTEREST-DEPOSIT>                             3,796,702
<INTEREST-EXPENSE>                             4,454,806
<INTEREST-INCOME-NET>                          3,599,007
<LOAN-LOSSES>                                     65,000
<SECURITIES-GAINS>                               (30,368)
<EXPENSE-OTHER>                                3,289,944
<INCOME-PRETAX>                                1,122,975
<INCOME-PRE-EXTRAORDINARY>                       770,252
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                     770,252
<EPS-BASIC>                                         0.51
<EPS-DILUTED>                                       0.50
<YIELD-ACTUAL>                                      3.49
<LOANS-NON>                                      434,756
<LOANS-PAST>                                     121,294
<LOANS-TROUBLED>                                       0
<LOANS-PROBLEM>                                        0
<ALLOWANCE-OPEN>                               1,248,758
<CHARGE-OFFS>                                     46,741
<RECOVERIES>                                       8,146
<ALLOWANCE-CLOSE>                              1,255,163
<ALLOWANCE-DOMESTIC>                             983,653
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                          271,510



</TABLE>