<TABLE> <S> <C>


<ARTICLE>                     9
<LEGEND>
     This schedule contains summary financial information extracted from MNB
     Bancshares, Inc. 6/30/00 Form 10-Q and is qualified in its entirety by
     reference to such financial statements.
</LEGEND>
<CIK>                                            0000891284
<NAME>                                           MNB BANCSHARES, INC.
<MULTIPLIER>                                   1

<S>                                             <C>
<PERIOD-TYPE>                                  6-MOS
<FISCAL-YEAR-END>                              DEC-31-2000
<PERIOD-END>                                   JUN-30-2000
<CASH>                                         3,053,715
<INT-BEARING-DEPOSITS>                                 0
<FED-FUNDS-SOLD>                                       0
<TRADING-ASSETS>                                       0
<INVESTMENTS-HELD-FOR-SALE>                   45,010,823
<INVESTMENTS-CARRYING>                         1,220,241
<INVESTMENTS-MARKET>                           1,224,000
<LOANS>                                       94,650,834
<ALLOWANCE>                                    1,272,198
<TOTAL-ASSETS>                               149,019,544
<DEPOSITS>                                   114,350,364
<SHORT-TERM>                                  14,190,000
<LIABILITIES-OTHER>                            1,736,897
<LONG-TERM>                                    5,212,951
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<COMMON>                                          14,497
<OTHER-SE>                                    13,529,332
<TOTAL-LIABILITIES-AND-EQUITY>               149,019,544
<INTEREST-LOAN>                                3,893,213
<INTEREST-INVEST>                              1,287,981
<INTEREST-OTHER>                                  15,279
<INTEREST-TOTAL>                               5,196,473
<INTEREST-DEPOSIT>                             2,326,385
<INTEREST-EXPENSE>                             2,836,875
<INTEREST-INCOME-NET>                          2,359,598
<LOAN-LOSSES>                                     35,000
<SECURITIES-GAINS>                               (30,368)
<EXPENSE-OTHER>                                2,182,727
<INCOME-PRETAX>                                  672,319
<INCOME-PRE-EXTRAORDINARY>                       458,976
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                     458,976
<EPS-BASIC>                                         0.32
<EPS-DILUTED>                                       0.31
<YIELD-ACTUAL>                                      3.50
<LOANS-NON>                                      349,348
<LOANS-PAST>                                           0
<LOANS-TROUBLED>                                       0
<LOANS-PROBLEM>                                        0
<ALLOWANCE-OPEN>                               1,248,758
<CHARGE-OFFS>                                     15,451
<RECOVERIES>                                       3,891
<ALLOWANCE-CLOSE>                              1,272,198
<ALLOWANCE-DOMESTIC>                             934,348
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                          337,850



</TABLE>