<TABLE> <S> <C>


<ARTICLE> 9
<RESTATED> 
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>                     <C>
<PERIOD-TYPE>                   6-MOS                   3-MOS                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996             DEC-31-1996             DEC-31-1995
<PERIOD-START>                             JAN-01-1996             JAN-01-1996             JAN-01-1995
<PERIOD-END>                               JUN-30-1996             MAR-31-1996             DEC-31-1995<F1>
<CASH>                                          61,045                  52,219                  68,013
<INT-BEARING-DEPOSITS>                           1,335                   9,287                   1,230
<FED-FUNDS-SOLD>                                24,761                  15,108                  21,693
<TRADING-ASSETS>                                     0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                     65,514                  69,970                  63,307
<INVESTMENTS-CARRYING>                         152,918                 160,318                 168,700
<INVESTMENTS-MARKET>                           154,925                 159,929                 169,209
<LOANS>                                        514,349                 467,855                 448,155
<ALLOWANCE>                                    (6,966)                 (6,994)                 (6,632)
<TOTAL-ASSETS>                                 851,310               6,768,266                 806,804
<DEPOSITS>                                     773,318                 732,989                 721,025
<SHORT-TERM>                                     3,689                   9,494                  13,835
<LIABILITIES-OTHER>                              5,252                   4,944                   6,218
<LONG-TERM>                                      4,800                   5,200                   5,600
<PREFERRED-MANDATORY>                                0                  12,320                  11,372
<PREFERRED>                                         49                       0                       0
<COMMON>                                        12,368                      49                     904
<OTHER-SE>                                      51,835                  49,400                  49,268
<TOTAL-LIABILITIES-AND-EQUITY>                 851,310                 814,396                 806,804
<INTEREST-LOAN>                                 23,379                  11,488                  42,030
<INTEREST-INVEST>                                6,622                   3,428                  13,862
<INTEREST-OTHER>                                   742                     234                     663
<INTEREST-TOTAL>                                30,743                  15,150                  56,555
<INTEREST-DEPOSIT>                               9,448                   2,766                  15,992
<INTEREST-EXPENSE>                               2,281                   4,866                  17,981
<INTEREST-INCOME-NET>                           20,849                  10,284                  38,574
<LOAN-LOSSES>                                    1,131                     561                   1,176
<SECURITIES-GAINS>                                   0                       0                      38
<EXPENSE-OTHER>                                 16,214                   7,999                  32,140
<INCOME-PRETAX>                                  8,052                   4,029                  14,148
<INCOME-PRE-EXTRAORDINARY>                       5,572                   2,747                   9,744
<EXTRAORDINARY>                                      0                       0                       0
<CHANGES>                                            0                       0                       0
<NET-INCOME>                                     5,572                   2,747                   9,744
<EPS-PRIMARY>                                     0.26                    0.13                    0.46
<EPS-DILUTED>                                     0.25                    0.13                    0.46
<YIELD-ACTUAL>                                    5.99                    5.98                    5.80
<LOANS-NON>                                      2,368                   2,595                   3,250
<LOANS-PAST>                                       894                   1,618                     619
<LOANS-TROUBLED>                                    71                      90                     121
<LOANS-PROBLEM>                                 11,004                   4,846                  12,496
<ALLOWANCE-OPEN>                                 6,632                   6,632                   6,500
<CHARGE-OFFS>                                  (1,069)                   (317)                 (1,361)
<RECOVERIES>                                       272                     118                     371
<ALLOWANCE-CLOSE>                                6,966                   6,994                   6,632
<ALLOWANCE-DOMESTIC>                             2,640                   3,146                   2,706
<ALLOWANCE-FOREIGN>                                  0                       0                       0
<ALLOWANCE-UNALLOCATED>                          4,326                   3,848                   3,926
<FN>
<F1>Restated for 3 for 2 stock splits, effective Feb 96, Feb 97, and Feb 98 and merger with 
First Houston Bancshares, Inc. on September 30, 1997 and Humble national Bank on June 30, 1998
</FN>
        

</TABLE>