****1 Report of Independent Registered Public Accounting Firm The Board of Directors U.S. Bank National Association We  have  examined  management's  assertion,  included  in  the  accompanying  Report  on  Assessment  of Compliance  with  Applicable  Servicing  Criteria,  that  U.S.  Bank  National  Association  (the  "Company") complied  with  the  servicing  criteria  set  forth  in  Item  1122  (d) of  the  Securities  and  Exchange Commission's Regulation AB for the U.S. Bank Corporate Trust Asset-Backed Securities Platform (the "Platform"),  for  which  the  Company  provides  trustee,  securities  administration,  registrar,  paying  agent and  document  custody  services,  as  of  and  for  the  year  ended  December 31,  2015,  except  for****servicing criteria 1122 (d)(1)(iii) and 1122 (d)(4)(iv)-(xiv), which the Company has determined are not applicable to  the  activities  performed  by  them  with  respect  to  the  servicing  platform  covered  by  this  report. Management  is  responsible  for  the  Company's  compliance  with  those  servicing  criteria.  Our responsibility is to express an opinion on management's assertion about the Company's compliance with the servicing criteria based on our examination. Our  examination  was  conducted  in  accordance  with  attestation  standards  established  by  the  American Institute of Certified Public Accountants, as adopted by the Public Company Accounting Oversight Board (United  States)  and,  accordingly,  included  examining,  on  a  test  basis,  evidence  about  the  Company's compliance with the applicable servicing criteria and performing such other procedures as we considered necessary in the circumstances. Our examination included testing of less than all of the individual asset-backed  transactions  and  securities  that  comprise  the  Platform,  testing  of  less  than  all  of  the  servicing activities  related  to  the  Platform,  and  determining  whether  the  Company  processed  those  selected transactions  and  performed  those  selected  activities  in  compliance  with  the  servicing  criteria. Furthermore, our procedures were limited to the selected transactions and servicing activities performed by the Company during the period covered by this report. Our procedures were not designed to determine whether errors may have occurred either prior to or subsequent to our tests that  may have affected the balances or amounts calculated or reported by the Company during the period covered by this report for the  selected  transactions  or  any  other  transactions.  Although  the  Company  is  responsible  for  assessing compliance with Items 1122 (d)(1)(ii), 1122 (d)(1)(v) and 1122 (d)(2)(iii) of Regulation AB, there were no servicing activities performed by the Company as of and for the year ended December 31, 2015, that required  these  servicing  criteria  to  be  complied  with.  We  believe  that  our  examination  provides  a reasonable  basis  for  our  opinion.  Our  examination  does  not  provide  a  legal  determination  on  the Company's compliance with the servicing criteria. In  our  opinion,  management's  assertion that  the  Company  complied  with the aforementioned  servicing criteria as of and for the year ended December 31, 2015, for the U.S. Bank Corporate Trust Asset-Backed Securities Platform is fairly stated, in all material respects. /s/ Ernst & Young LLP Minneapolis, MN February 26, 2016