----

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|        |
|--------|
|        |  |  |
| By:    | /s/ Simon Moore |   |
|   | Name: | Simon Moore |
|   | Title: | EGM Group Development |

|        |
|--------|
|        |  |  |
| By:    | /s/ Peter Chapman |   |
|   | Name: | Peter Chapman |
|   | Title: | Vice President & CFO |

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|         |                                      |
|---------|--------------------------------------|
| • | Asset Liability Management Modeling. |

|         |                                                                                                                                                                                                                                                     |
|---------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| • | Risk Systems and Support – Solely with respect to services relating to provision of access to the credit rating system (“CRS”) environment maintained by NAB and related subject matter expertise supporting the CRS environment. |

|         |                                                                                                 |
|---------|-------------------------------------------------------------------------------------------------|
| • | Other Systems Access – Solely with respect to services related to Hyperion Planning.  |

|         |                                                                                                                                                                                                 |
|---------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| • | Tax Support – Solely with respect to those items of tax support which do not relate to reporting GWB tax related information to NAB for NAB’s internal tax strategy and monitoring. |

|         |                      |
|---------|----------------------|
| • | Interest Rate Swaps. |

|         |                         |
|---------|-------------------------|
| • | Insurance Arrangements. |

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|    |                                     |
|----|-------------------------------------|
| I. | Asset Liability Management Modeling |

|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |
|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |  |  |
| Service                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            | Duration | Cost/Month |
| Provide access to modelling frameworks associated with the Kamakura Risk Management (“KRM”) model (which includes databases called Aquadata and other tables) necessary to run (1) liquidity risk calculations (known as the LIFT process) for NAB’s name crisis and going concern calculations and (2) the interest rate risk calculations for NAB’s economic value sensitivity (“EVS”), net interest income simulations (“NIIS”), value at risk (“VaR”) and earnings at risk (“EaR”) calculations.                                                                                                                                                                                                  | Non-Control Date | $2,764 |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |   |   |
| Support                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |   |   |
| •    National Australia Bank Limited New York Branch (a branch of National Australia Bank Limited) (“NAB NY”) to run KRM software for GWB and produce required reports from the KRM output.•    NAB KRM production team will process in KRM all files received from GWB via the file transfer protocol (“FTP”) process for submission to NAB.•    NAB ESSO team to provide support as requested by GWB concerning KRM related services (including providing software support for GWB treasuring reporting (as needed), configuring the IRRBB model assumptions and executing any model enhancements required by NAB, and executing all functions related to the LIFT model). | Non-Control Date | N/A |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |   |   |
| Systems                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |   |   |
| Access will be provided through access to NAB App Central.  Data files will be uploaded by GWB using FTP or, for data files associated with the LIFT process, Spring CM.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | Non-Control Date | N/A |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |   |   |

----

|                                                                                                                                                                                                                                                                                                                                           |
|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                                                                                                                           |  |
| Service Provider:                                                                                                                                                                                                                                                                                                                         | Service Recipient: |
| Attn:   William Gerosa, NAB NY   Phone: 212-916-9650   Mobile:  NA   E-mail:  wgerosa@nabny.com   James Tolentino, NAB Melbourne   Phone: 61 (0) 3 8641 3284   Mobile:  61 (0) 477 375 812   E-mail:  james.tolentino@nab.com.au | Attn:   Matt Jensen   Phone: 605-336-5666   Mobile:  605-251-2619   E-mail:  matt.jensen@greatwesternbank.com |
|                                                                                                                                                                                                                                                                                                                                      |   |

|     |                              |
|-----|------------------------------|
| II. | GWAN and App Central Support |

|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |
|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |  |  |
| Service                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | Duration | Cost/Month |
| The following services are to be provided by NAB NY:•    Connectivity either remotely or from GWB network to GWAN.•    Setup and changes to user access entitlements for NAB related systems and applications.•    Support for Hyperion Financial Management application (connectivity issues), uploading file, setup, etc.•    Hosting Great Western Bank’s intranet site.•    Support for any new user to setup in Secured Access Registry Depository (SARD), system access.•    Software support for laptop, NAB cell phone and troubleshooting of any devices.•    General workstation support.•    User admin maintenance and clean-up of old/unused accounts. | Non-Control Date | $5,808 |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |   |   |

|                                                                                                                                                  |
|--------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                  |  |
| Service Provider:                                                                                                                                | Service Recipient: |
| Attn:   Eli Korman   Phone:   212-916-9587   Mobile:  917-682-1868   E-mail:   eli.korman@nabny.com | Attn:   Mike Strenge   Phone:   605-553-9474   Mobile:  605-941-8306      E-mail:   mike.strenge@greatwesternbank.com |

----

|      |                          |
|------|--------------------------|
| III. | Risk Systems and Support |

|                                                                                                                                                                                                                                                                                     |
|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                                                                     |  |  |
| Service                                                                                                                                                                                                                                                                             | Duration | Cost/Month |
| Provide access to the CRS environment and subject matter expertise from the NAB Risk Modeling & Management group to support the CRS environment at GWB, including support in model development, model validation, systems support, project management and general consultation. | Non-Control Date | $2,902 |
|                                                                                                                                                                                                                                                                                |   |   |
| Provide access to applications required for GWB to report its and its Subsidiaries risk weighted assets positions and related information to NAB consistent with past practice.                                                                                                     |   |   |
|                                                                                                                                                                                                                                                                                |   |   |

|                                                                                                                                                                 |
|-----------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                 |  |
| Service Provider:                                                                                                                                               | Service Recipient: |
| Attn:   Graeme Reilly   Phone:   61 3 8641 3014   Mobile:  61 (0) 467 741 831   E-mail:   Graeme.Reilly@nab.com.au | Attn:   Dean DeVos   Phone:   605-373-3148   Mobile:  605-553-2220      E-mail:  dean.devos@greatwesternbank.com |
|                                                                                                                                                            |   |

----

|     |                      |
|-----|----------------------|
| IV. | Other Systems Access |

|                                                                                                                                                                                                                                                                                             |
|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                                                                             |  |  |
| Service                                                                                                                                                                                                                                                                                     | Duration | Cost/Month |
| Provide GWB with access to the following:                                                                                                                                                                                                                                                   |   |   |
| •    NAB App Central –to be used in order to utilize tools necessary to report GWB financial data and certifications.                                                                                                                                       | Non-Control Date | N/A |
| •    Hyperion Financial Management – to be used to upload monthly financial data through journal uploads via templates provided by NAB, access past financial data related to GWB and access other templates/tools for use in reporting information to NAB. | Non-Control Date | N/A |
| •    Smartview – to be used in connection with Hyperion Financial Management for reporting GWB financial information to NAB.                                                                                                                                | Non-Control Date | N/A |
| •    Hyperian Planning – to be used to provide GWB budget and forecast information to NAB.                                                                                                                                                                  | Non-Control Date | N/A |
| •    I-Certify – to be used to prepare quarterly and annual financial and operational certifications by GWB in connection with information reported to NAB, such as information on capital, MSA/RWAs, FDCs and ROMs.                                        | One-year anniversary of the Less Than Majority Holder Date | N/A |
| •    Corporate Responsibility – Provide access to applications required for GWB to report its and its Subsidiaries information as requested by NAB in response to NAB’s corporate responsibility initiatives.                                         | One-year anniversary of the Less Than Majority Holder Date | N/A |

|                                                                                                                                                               |
|---------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                               |  |
| Service Provider:                                                                                                                                             | Service Recipient: |
| Attn:   Jon Buesnet   Phone: (+61) 03 8641 1185   Mobile:  (+61) 0455 060 658   E-mail:  john.buesnet@nab.com.au | Attn:   Kristin Hoff   Phone: 605-373-3191   Mobile:  210-722-9295   E-mail:  Kristin.hoff@greatwesternbank.com |
|                                                                                                                                                          |   |

----

|    |             |
|----|-------------|
| V. | Tax Support |

|                                                                                                                                                                                                                                                                                         |
|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                                                                         |  |  |
| Service                                                                                                                                                                                                                                                                                 | Duration | Cost/Month |
| Perform half year and year-end (or more frequently if needed) GWB tax accounting and financial reporting; review of tax matters affecting FIN48 related documentation; tax returns; and other one-time initiatives where tax treatment oversight and recommendations would be required. | One-year anniversary of the Less Than Majority Holder Date | $10,819 |
|                                                                                                                                                                                                                                                                                    |   |   |

|                                                                                                                                                                    |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                    |  |
| Service Provider:                                                                                                                                                  | Service Recipient: |
| Attn:   Lana Lyubomirskaya   Phone:  212-916-9610   Mobile:  212-731-9532   E-mail:  Svetlana.Lyubomirskaya@nabny.com | Attn:   Michelle Gustin   Phone: 605-336-5626   Mobile:  605-929-8382   E-mail:  michelle.gustin@greatwesternbank.com |
|                                                                                                                                                               |   |

----

|     |                                                     |
|-----|-----------------------------------------------------|
| VI. | Ops Risk Event Capture System (“ORECS”) |

|                                                                                                                                                                |
|----------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                |  |  |
| Service                                                                                                                                                        | Duration | Cost/Month |
| Provide access to Excel-based spreadsheets and templates for reviewing and reporting operational risk events.  Provide access to ORECS within NAB App Central. | One-year anniversary of the Less Than Majority Holder Date | NA |
|                                                                                                                                                           |   |   |

|                                                                                    |
|------------------------------------------------------------------------------------|
|                                                                                    |  |
| Service Provider:                                                                  | Service Recipient: |
| Attn:   Monique Somerville   E-mail:  Monique.Somerville@nab.com.au | Attn:   Jenn Warren   Phone: 605-978-5800   Mobile:  605-496-2090   E-mail:  jennifer.warren@greatwesternbank.com |
|                                                                               |   |

----

|      |                     |
|------|---------------------|
| VII. | Interest Rate Swaps |

|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |
|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |  |  |
| Service                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           | Duration | Cost/Month |
| NAB London Branch will continue to act as a counterparty to GWB on interest rate swap transactions GWB seeks to complete, provided that NAB’s decision to act as counterparty to any particular interest rate swap transaction shall be made consistent with NAB’s prior practice together with such modifications as NAB shall make regarding participation in such transactions from time to time.                                                                                                                                                                                  | One-year anniversary of the Less Than Majority Holder Date | N/A |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |   |   |
| Provide the interest rate swap services identified in, and on the terms and conditions set forth in, that certain Services Agreement between NAB and Great Western Bank attached as Schedule 1 to this Exhibit A (the “Swap Services Agreement”).  To avoid doubt, this will include booking, confirmation, maintenance and settlement of interest rate swap transactions on behalf of GWB; preparation, execution, management and maintenance of such transactions; and anything which the Parties agree constitutes transaction processing for the purposes of this Agreement. | Maturity of all outstanding swaps between NAB, on one hand, and GWB and any of its Subsidiaries, on the other hand | N/A |
|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |   |   |

|                                                                                                                                                |
|------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                |  |
| Service Provider:                                                                                                                              | Service Recipient: |
| Attn:   Anthony Deagan   Phone:    212-916-9514   Mobile:  N/A   E-mail:  anthony.degan@nabny.com | Attn:   Matt Jensen   Phone: 605-336-5666   Mobile:  605-251-2619   E-mail:  matt.jensen@greatwesternbank.com |
| Attn:   Subodh Karnik   Phone:    212-916-9631   Mobile:  N/A   E-mail:  subodh.karnik@nabny.com  |   |
|                                                                                                                                           |   |

----

|       |                        |
|-------|------------------------|
| VIII. | Insurance Arrangements |

|                                                                                                                                                                                                                                                                                                                                                                                            |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                                                                                                                                                                            |  |  |
| Service                                                                                                                                                                                                                                                                                                                                                                                    | Duration | Cost |
| Provide insurance services for both the general lines and financial lines, including negotiating all policy wordings and premiums, selection of insurers, management of claims and provision of specialist support to GWB.Financial Lines:Directors and Officers LiabilityCrime and Professional IndemnityEmployment Practices LiabilityFiduciary LiabilityGeneral Lines:PropertyLiability | One-year anniversary of the Less Than Majority Holder Date | Annual Premiums, Annual Insurance Brokers Fee, and an annual negotiated amount based on claims notified and extra services provided (under 25 hours = no charge; over 25 hours = $325 per hour or agreed market rates at the time of the claim) |
|                                                                                                                                                                                                                                                                                                                                                                                       |   |   |

|                                                                                                               |
|---------------------------------------------------------------------------------------------------------------|
|                                                                                                               |  |
| Service Provider:                                                                                             | Service Recipient: |
| Attn:   Ross Love   Phone: +61 416 193 111   E-mail:  ross_love@national.com.au | Attn:   Kristin Hoff   Phone:   605-373-3191   Mobile:   210-722-9295   E-mail:  kristin.hoff@greatwesternbank.com |