<TABLE> <S> <C>



<ARTICLE>                9
<LEGEND>
This schedule contains summary financial information and restated information
for the fiscal period ended December 31, 1997, September 30, 1997 and June 30,
1997 extracted from the Form 10-K and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<MULTIPLIER>             1,000

       
<S>                                <C>                  <C>                  <C>                   <C>    
<PERIOD-TYPE>                      12-MOS               9-MOS                6-MOS                 6-MOS                
<FISCAL-YEAR-END>                          MAR-31-1998        MAR-31-1998           MAR-31-1998              MAR-31-1997
<PERIOD-END>                               MAR-31-1998        DEC-30-1997           SEP-30-1997              JUN-30-1997
<CASH>                                           4,712              4,245                 4,216                    4,547
<INT-BEARING-DEPOSITS>                               0                  0                10,000                        0
<FED-FUNDS-SOLD>                                11,905                  0                     5                        5
<TRADING-ASSETS>                                     0                  0                     0                        0
<INVESTMENTS-HELD-FOR-SALE>                    362,778            342,342               331,647                  330,223
<INVESTMENTS-CARRYING>                          10,274             10,273                10,293                   11,228
<INVESTMENTS-MARKET>                            10,494                  0                10,400                   11,288
<LOANS>                                        235,465            232,177               231,820                  232,910
<ALLOWANCE>                                      2,953              2,977                 3,248                    3,203
<TOTAL-ASSETS>                                 646,058            610,639               609,053                  602,201
<DEPOSITS>                                     423,545            422,765               432,131                  442,789
<SHORT-TERM>                                   115,380             85,385                75,489                  101,043
<LIABILITIES-OTHER>                              4,730              6,288                 4,459                    6,038
<LONG-TERM>                                          0                  0                     0                        0
<PREFERRED-MANDATORY>                                0                  0                     0                        0
<PREFERRED>                                          0                  0                     0                        0
<COMMON>                                            91                 90                    90                      307
<OTHER-SE>                                      98,558             96,111                95,071                   50,373
<TOTAL-LIABILITIES-AND-EQUITY>                 646,058            610,639               609,053                  602,201
<INTEREST-LOAN>                                 19,745             24,705                 9,801                    4,916
<INTEREST-INVEST>                               20,509             15,234                10,173                    4,889
<INTEREST-OTHER>                                   606                383                   212                       87
<INTEREST-TOTAL>                                40,860             30,322                20,186                    9,892
<INTEREST-DEPOSIT>                              19,980             15,388                10,377                    5,186
<INTEREST-EXPENSE>                              24,872             18,798                12,745                    6,315
<INTEREST-INCOME-NET>                           15,988              4,017                 7,441                    3,577
<LOAN-LOSSES>                                      180                 45                    90                       45
<SECURITIES-GAINS>                                  (5)                (5)                    0                        0
<EXPENSE-OTHER>                                 10,206              7,653                 5,164                    2,600
<INCOME-PRETAX>                                  6,945              4,716                 2,869                    1,330
<INCOME-PRE-EXTRAORDINARY>                       6,945              4,716                 2,869                    1,330
<EXTRAORDINARY>                                      0                  0                     0                        0
<CHANGES>                                            0                  0                     0                        0
<NET-INCOME>                                     4,379              2,988                 1,807                      838
<EPS-PRIMARY>                                     0.49                .13                  0.11                     0.09
<EPS-DILUTED>                                     0.49                .13                  0.11                     0.09
<YIELD-ACTUAL>                                    6.96                  0                     0                        0
<LOANS-NON>                                          3                  0                     0                        0
<LOANS-PAST>                                       599                  0                     0                        0
<LOANS-TROUBLED>                                     0                  0                     0                        0
<LOANS-PROBLEM>                                      0                  0                     0                        0
<ALLOWANCE-OPEN>                                 3,158                  0                     0                        0
<CHARGE-OFFS>                                      385                  0                     0                        0
<RECOVERIES>                                         0                  0                     0                        0
<ALLOWANCE-CLOSE>                                2,953                  0                     0                        0
<ALLOWANCE-DOMESTIC>                             2,953                  0                     0                        0
<ALLOWANCE-FOREIGN>                                  0                  0                     0                        0
<ALLOWANCE-UNALLOCATED>                              0                  0                     0                        0
                                                                                                                      
        

</TABLE>