Federal Register / Vol. 75, No. 195 / Friday, October 8, 2010 / Notices 62389 

1An enforcement policy statement describes the 

Commission’s future enforcement plans, goals, and 

objectives with respect to a particular industry or 

practice. Enforcement policy statements do not 

have the force or effect of law, but they may reflect 

the Commission’s interpretation of a legal 

requirement. The Commission issues this proposed 

statement pursuant to its general legal authority to 

enforce the Fair Debt Collection Practices Act, 15 

U.S.C. 1692l(a), and Section 5 of the Federal Trade 

Commission Act, 15 U.S.C. 45. 

ADDRESSES: Comments or a request for 

a public hearing must be submitted to 

the U.S. Environmental Protection 

Agency Region III, 1650 Arch Street, 

Philadelphia, PA 19103–2029. 

Comments may also be submitted 

electronically to 

Hoover.Michelle@epa.gov. All 

documents relating to this 

determination are available for 

inspection between the hours of 8 a.m. 

and 4:30 p.m., Monday through Friday, 

at the following offices: 

• Drinking Water Branch, Water 

Protection Division, U.S. Environmental 

Protection Agency Region III, 1650 Arch 

Street, Philadelphia, PA 19103–2029. 

• Office of Drinking Water, Virginia 

Department of Health, Madison 

Building, 6th Floor, 109 Governor 

Street, Room 632, Richmond, VA 23219. 

FOR FURTHER INFORMATION CONTACT: 

Michelle Hoover, Drinking Water 

Branch at the Philadelphia address 

given above; telephone (215) 814–5258 

or fax (215) 814–2318. 

SUPPLEMENTARY INFORMATION: All 

interested parties are invited to submit 

written comments on this determination 

and may request a public hearing. All 

comments will be considered, and, if 

necessary, EPA will issue a response. 

Frivolous or insubstantial requests for a 

hearing may be denied by the Regional 

Administrator. However, if a substantial 

request for a public hearing is made by 

November 8, 2010, a public hearing will 

be held. A request for public hearing 

shall include the following: (1) The 

name, address, and telephone number of 

the individual, organization, or other 

entity requesting a hearing; (2) a brief 

statement of the requesting person’s 

interest in the Regional Administrator’s 

determination and of information that 

the requesting person intends to submit 

at such a hearing; and (3) the signature 

of the individual making the request; or, 

if the request is made on behalf of an 

organization or other entity, the 

signature of a responsible official of the 

organization or other entity. 

Dated: September 30, 2010. 

W.C. Early, 

Acting Regional Administrator, Region III. 

[FR Doc. 2010–25460 Filed 10–7–10; 8:45 am] 

BILLING CODE 6560–50–P 

FEDERAL ELECTION COMMISSION 

Sunshine Act Notices 

DATE AND TIME: Tuesday, October 5,2010, 

at 10 a.m. 

PLACE: 999 E Street, NW., Washington, 

DC. 

STATUS: This meeting will be closed to 

the public. 

ITEMS TO BE DISCUSSED: 

Compliance matters pursuant to 2 

U.S.C. 437g. 

Audits conducted pursuant to 2 

U.S.C. 437g, 438(b), and Title 26, U.S.C. 

Matters concerning participation in civil 

actions or proceedings or arbitration. 

Internal personnel rules and 

procedures or matters affecting a 

particular employee. 

PERSON TO CONTACT FOR INFORMATION: 

Judith Ingram, Press Officer Telephone: 

(202) 694–1220. 

Shawn Woodhead Werth, 

Secretary and Clerk of the Commission. 

[FR Doc. 2010–25048 Filed 10–7–10; 8:45 am] 

BILLING CODE 6715–01–M 

FEDERAL RESERVE SYSTEM 

Change in Bank Control Notices; 

Acquisitions of Shares of a Bank or 

Bank Holding Company 

The notificants listed below have 

applied under the Change in Bank 

Control Act (12 U.S.C. 1817(j)) and 

§ 225.41 of the Board’s Regulation Y (12 

CFR 225.41) to acquire shares of a bank 

or bank holding company. The factors 

that are considered in acting on the 

notices are set forth in paragraph 7 of 

the Act (12 U.S.C. 1817(j)(7)). 

The notices are available for 

immediate inspection at the Federal 

Reserve Bank indicated. The notices 

also will be available for inspection at 

the offices of the Board of Governors. 

Interested persons may express their 

views in writing to the Reserve Bank 

indicated for that notice or to the offices 

of the Board of Governors. Comments 

must be received not later than October 

25, 2010. 

A. Federal Reserve Bank of Cleveland 

(Nadine Wallman, Vice President) 1455 

East Sixth Street, Cleveland, Ohio 

44101–2566: 

1. Clay P. Graham, individually, and 

with Bryan H. Graham, both of 

Zanesville, Ohio, and the Estate of 

James F. Graham, Zanesville, Ohio, 

acting in concert; to acquire voting 

shares of North Valley Bancshares, Inc., 

and thereby indirectly acquire voting 

shares and control of the North Valley 

Bank, both of Zanesville, Ohio. 

Board of Governors of the Federal Reserve 

System, October 5, 2010. 

Robert deV. Frierson, 

Deputy Secretary of the Board. 

[FR Doc. 2010–25385 Filed 10–7–10; 8:45 am] 

BILLING CODE 6210–01–P 

FEDERAL TRADE COMMISSION 

Statement of Policy Regarding 

Communications in Connection With 

Collection of a Decedent’s Debt 

AGENCY: Federal Trade Commission. 

ACTION: Request for public comment. 

SUMMARY: The Federal Trade 

Commission (‘‘FTC’’ or ‘‘Commission’’) 

requests public comment on a proposed 

statement of enforcement policy 

regarding communications in 

connection with collection of a 

decedent’s debts.1 The statement 

addresses three issues pertaining to debt 

collectors who attempt to collect on the 

debts of deceased debtors. First, the 

proposed statement announces that the 

FTC will not bring enforcement actions 

for violations of Section 805(b) of the 

Fair Debt Collection Practices Act 

(‘‘FDCPA’’), 15 U.S.C. 1692c(b), against 

collectors who, in connection with the 

collection of a decedent’s debt, 

communicate with a person who has 

authority to pay the decedent’s debts 

from the assets of the decedent’s estate. 

Second, the proposed statement clarifies 

how a debt collector may locate the 

appropriate person with whom to 

discuss the decedent’s debt. Third, the 

proposed statement emphasizes to 

collectors that misleading consumers 

about their personal obligation to pay a 

decedent’s debt is a violation of the 

FDCPA and Section 5 of the Federal 

Trade Commission Act (‘‘FTC Act’’), 15 

U.S.C. 45. 

DATES: Public comments must be 

received by November 8, 2010. 

ADDRESSES: Interested parties are 

invited to submit written comments 

electronically or in paper form by 

following the instructions in the 

Invitation To Comment part of the 

SUPPLEMENTARY INFORMATION section 

below. Comments in electronic form 

should be submitted by using the 

following weblink: https:// 

ftcpublic.commentworks.com//ftc/ 

deceaseddebtcollection (and following 

the instructions on the web-based form). 

Comments in paper form should be 

mailed or delivered to the following 

address: Federal Trade Commission, 

Office of the Secretary, Room H–135 

(Annex W), 600 Pennsylvania Avenue, 


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