EXHIBIT 10.15

   Dated                                                                 1999
          --------------------------------------------------------------

                                  (1) INVU INC

                                     - and -

                        (2) VERTICAL INVESTMENTS LIMITED

                                     - and -

                             (3) ALAN DAVID GOLDMAN

                                     - and -

               (4) DAVID MORGAN, JOHN AGOSTINI and PAUL O'SULLIVAN

                                     - and -

                            (5) INVU SERVICES LIMITED

                                     - and -

                                (6) TOM MAXFIELD





                      -------------------------------------

                             SUPPLEMENTAL AGREEMENT
                      -------------------------------------


                               Teacher Stern Selby
                                37/41 Bedford Row
                                 London WC1R 4JH
                               Tel: 0207 242 3191
                               Fax: 0207 242 1156
                             Email: tss@tsslaw.co.uk
                   Ref: ALPHA/VERTICAL-SUPPLEMENTAL AGREEMENT



<PAGE>



THIS SUPPLEMENTAL AGREEMENT is made the           day of                  1999

BETWEEN:-

(1)      INVU INC a company  organized and existing  under the laws of the state
         of Colorado  (whose shares trade on the NASD OTC Bulletin  Board) whose
         principal place of business is at The Beren, Blisworth Hill Farm, Stoke
         Road, Blisworth, Northamptonshire, NN 17 3DB (the "Company").

(2)      VERTICAL INVESTMENTS LIMITED (Company number: 71185) a company
         registered  in Jersey whose  registered  office is at Eagle House,  Don
         Road, St Helier, Jersey,  Channel Islands JE1 ("Vertical  Investments")
         and ALAN DAVID GOLDMAN of 13 Fernville Road,  Gosforth,  Newcastle upon
         Tyne NE3 4HT ("Mr Goldman") (together the "Investor").

(3)      DAVID MORGAN of 6 Andrews Close,  Leire,  Leicestershire LE17 5ER, JOHN
         AGOSTINI of 19 Priors Park, Emmerson Valley,  Milton Keynes MK4 2BT and
         PAUL  O'SULLIVAN of 23 Denton,  Horton,  Northamptonshire  NN7 2BE (the
         "Executive Directors").

(4)      INVU SERVICES LIMITED (a company  registered in England and Wales under
         number 3319922), whose registered office is c/o McFadden Pilkington and
         Ward, City Tower, Level 4, 40 Basinghall  Street,  London EC2V 5DE (the
         "Guarantor").

(5)      TOM MAXFIELD of [                                     ] ("Mr Maxfield")

WHEREAS:-

(A)      This Agreement is supplemental to the Investment Agreement made between
         Parties (1) to (4) dated l7th August 1999 (the "Investment  Agreement")
         whereby  the  Investor  advanced  an  aggregate  of  US$1,000,000  (the
         "Investment") to the Company.

(B)      The Parties acknowledge that it was always the intention that one third
         of the  Investment  be  advanced  to the  Company by Mr  Maxfield.  The
         Parties now agree that one third of the Investment should be considered
         made by Mr Maxfield as, if he were a party to the Investment Agreement,
         on the terms and conditions set out in this Agreement.

IT IS AGREED AS FOLLOWS:-

1.       DEFINITIONS AND INTERPRETATIONS

1.1      In this  Agreement  except as  otherwise  provided or where the context
         requires otherwise,  words and expressions shall have the same meanings
         as given to them in the Investment Agreement.



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1.2      References  to statutes or statutory  provisions  shall be construed as
         including  references  to  any  statutory  modification   consolidation
         re-enactment or amendment (whether before or after the date hereof) for
         the time  being in force  all  statutory  instruments  or  orders  made
         pursuant  thereto  or  any  statutory  provisions  of  which  they  are
         consolidations re-enactments modifications or amendments.

1.3      Except where the context otherwise requires words denoting the singular
         include the plural and vice versa;  words  denoting any gender  include
         all genders; words denoting the whole include any part thereof.

1.4      References  to Clauses  Sub-Clauses  or  Schedules  are  references  to
         clauses or sub-clauses of or schedules to this Agreement.

1.5      Clause headings are for ease of reference only and do not affect the
         construction of this Agreement.

1.6      References to any Party shall (where the context so admits) include his
         personal representatives his estate or trustees in bankruptcy.

1.7      Words  denoting an  obligation  on a Party to do an act matter or thing
         include an  obligation  to procure that it be done and words  placing a
         Party  under  a  restriction   include  an  obligation  not  to  permit
         infringement of the restriction.


2.       AGREEMENT
         ---------

2.1      In  consideration  of the  obligations and agreements of Mr Maxfield in
         clause 3 the Parties  agree that any  reference  to  "Investor"  in the
         Investment  Agreement  shall be deemed to include Mr  Maxfield  and all
         obligations,  warranties,  conditions or other covenants given to or by
         the Investor in the  Investment  Agreement  shall also apply as if they
         were also given by or to Mr Maxfield as if he were an original party to
         the Investment Agreement.

2.2      For the  avoidance  of doubt the  obligations  under  and the  benefits
         accruing to the Investors  under the Investment  Agreement and the Loan
         Stock  instruments shall be borne by Mr Goldman,  Vertical  Investments
         and Mr Maxfield in three equal proportions.

2.3      Subject to clauses 2.1 and 2.2 the Investment Agreement shall continue
         in full force and effect.


3.       OBLIGATIONS OF TOM MAXFIELD
         ---------------------------

3.1      Upon the signing of this  Agreement Mr Maxfield shall pay to Mr Goldman
         the sum of  (pound)207,451.66  which shall  represent  one third of the
         Investment.



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3.2      Mr Maxfield agrees to comply with the terms of the Investment Agreement
         in so far as they  relate to the  Investor,  as if he were an  original
         party to the Investment Agreement.

3.3      Pursuant to clause 12 of the Loan Stock Instruments Mr Maxfield
         acknowledges that:-

3.3.1             by acceptance of the Loan Stock  Certificate,  he is acquiring
                  the Loan Stock and the Common Shares  issuable upon conversion
                  thereof for his own  account,  not as a nominee or agent,  and
                  not with a view to, or for the resale or  distribution  of any
                  part  thereof  except  in  compliance  with  the  Registration
                  Requirements and that he has no present  intention of selling,
                  granting any participation  in, or otherwise  distributing the
                  same.

3.3.2             that  by  acceptance  of  the  Loan  Stock   Certificate,   he
                  acknowledges  that,  because he has not been registered  under
                  the  Securities  Act the  Loan  Stock  and the  Common  Shares
                  issuable  upon  conversion  thereof must be held  indefinitely
                  unless subsequently registered under the Securities Act or any
                  exemption from such registration is available.

3.4      Mr Maxfield acknowledges that Daniel Goldman is and will remain for the
         time being the first Investor Director.

3.5      Mr Maxfield hereby  indemnifies  and shall keep  indemnified Mr Goldman
         and Vertical Investments against any costs, claims,  demands,  expenses
         or any other loss incurred by them prior to the date of this  Agreement
         in connection with the one third of the Investment being transferred to
         Mr Maxfield.


4.       COMPLETION
         ----------

4.       The Patties agree to use their best endeavours, to procure that follow-
         ing the signing of this Agreement:-

4.1      the Company shall issue to Mr Goldman, Vertical Investments and Mr
         Maxfield the following Loan Stock Certificates:-


INVESTOR NAME                       LOAN STOCK "A"                LOAN STOCK "B"

Mr. Goldman                         US$200,000                    US$133,334

Vertical Investments                US$200,000                    US$133,333

Mr Maxfield                         US$200,000                    US$133,333

and shall update the register to be maintained by the Company in relation to the
Loan Stock.



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4.2      Vertical  Investments  agrees to  transfer  75,000  of the  Transferred
         Shares to Mr Maxfield by executing the appropriate  stock transfer form
         and  delivering  the  same to the  authorized  transfer  agent  and the
         Company agrees  thereafter to enter Mr Maxfield's  name in its register
         of members.


5.       COSTS
         -----

         Pursuant to Clause 5 of tile Investment  Agreement the Company will pay
         all reasonable  expenses  (including  reasonable  solicitors'  fees and
         expenses)  incurred by Mr Goldman and Vertical  Investments in relation
         to this Agreement. The other Parties shall bear their own costs.


6.       NOTICES
         -------

6.1      Any notice or other  communication  to be given  under  this  Agreement
         shall be in writing and shall be delivered  personally or sent by first
         class pre-paid post telex or facsimile transmission.  The addresses for
         service of the Parties shall be the  addresses  stated at the beginning
         of  this  Agreement,  except  that  the  address  for  service  for the
         Guarantor  shall  be  The  Beren,  Blisworth  Hill  Farm,  Stoke  Road,
         Blisworth,  Northamptonshire,  NN17 3DB (provided that any Party may by
         written notice served in accordance with this Clause substitute another
         address in England  which shall then become  that  Party's  address for
         service).

6.2      All notices and other communications shall be deemed to have been
         served as follows:-

         (a)      if personally delivered at the time of delivery;

         (b)      if posted at the  expiration  of 48 hours after tile  envelope
                  containing  the same was  delivered  into the  custody  of the
                  postal authorities; and

         (c)      if communicated  by telex or facsimile  transmission at the
                  time of transmission.

6.3      In proving such service it shall be  sufficient  to prove that personal
         delivery was made or that the envelope  containing such notice or other
         communication was properly  addressed and delivered into the custody of
         the postal  authorities  as a pre-paid  first class  letter or that the
         telex transmission was made and the recipient's  "answerback"  received
         the same  transmission  or that  the  facsimile  transmission  was made
         evidenced by the relevant activity report.

6.4      The deemed  service  provisions set out in Clause 6.2 do not apply to a
         notice  served  by post if there  is a  national  or local  suspension,
         curtailment   or  disruption  of  postal   services  which  affect  the
         collection  of such  notice  or if that  notice  cannot  reasonably  be
         expected


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         to be delivered  within 48 hours of positing,  in which case the notice
         shall be served when actually delivered.


7.       GOVERNING LAW
         -------------

         The  construction,  validity and performance of this Agreement shall be
         governed by the laws of England and the Parties submit to the exclusive
         jurisdiction of the English courts.


8.       MISCELLANEOUS
         -------------

8.1      No failure to exercise or delay in exercising or enforcing any right or
         remedy under this  Agreement  shall  constitute a waiver thereof and no
         single or partial  exercise or enforcement of any right or remedy under
         this  Agreement  shall  preclude  or restrict  the further  exercise or
         enforcement  of any such  right or  remedy.  The  rights  and  remedies
         provided in this  Agreement  are  cumulative  and not  exclusive of any
         rights and remedies provided by law.

8.2      The invalidity, illegality or unenforceability of any provision of this
         Agreement  shall not affect the  continuation in force of the remainder
         of this Agreement.

8.3      All  provisions of this  Agreement  shall so far as they are capable of
         being  performed  continue  in full  force and  effect  notwithstanding
         completion of this Agreement.

8.4      This Agreement may be amended only by a written document  signed by all
         the parties.

8.5      This Agreement may be executed in any number of  counterparts,  each of
         which when  executed  and  delivered  shall be an original  but all the
         counterparts shall together constitute one and the same instrument.

Executed and delivered by the Parties as a Deed on the date first above written.



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EXECUTED as a DEED and DELIVERED                           )
by INVU INC acting by two directors/director               )
and Secretary                                              )
                                                              Director
                                                              Director/Secretary


EXECUTED as a DEED and DELIVERED                           )
by ALAN DAVID GOLDMAN                                      )
in the presence of.-                                       )


EXECUTED as a DEED and DELIVERED                           )
by VERTICAL INVESTMENTS LIMITED                            )
acting by two directors/director and Secretary             )

                                                              Director
                                                              Director/Secretary


EXECUTED as a DEED and DELIVERED                           )
by DAVID MORGAN                                            )
in the presence of:-                                       )


EXECUTED as a DEED and DELIVERED                           )
by JOHN AGOSTINI                                           )
in the presence of:-                                       )


EXECUTED as a DEED and DELIVERED                           )
by PAUL O'SULLIVAN                                         )
in the presence of:-                                       )


EXECUTED as a DEED and DELIVERED                           )
by INVU SERVICES LIMITED acting by                         )
two directors/director and Secretary                       )

                                                              Director
                                                              Director/Secretary


EXECUTED as a DEED and DELIVERED                           )
by TOM MAXFIELD                                            )
in the presence of:-                                       )


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