<TABLE> <S> <C>

<ARTICLE>                     9
<LEGEND>
The  financial   data  schedule   contains   financial   information   from  the
Corporation's  interim  consolidated   financial  statements  contained  in  its
quarterly  report on Form 10-Q for the period  ended  September  30, 1999 and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER>                                   1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                              DEC-31-1999
<PERIOD-END>                                   SEP-30-1999
<CASH>                                              15,467
<INT-BEARING-DEPOSITS>                               1,021
<FED-FUNDS-SOLD>                                         0
<TRADING-ASSETS>                                     2,103
<INVESTMENTS-HELD-FOR-SALE>                         88,035
<INVESTMENTS-CARRYING>                                   0
<INVESTMENTS-MARKET>                                     0
<LOANS>                                            814,033
<ALLOWANCE>                                          4,512
<TOTAL-ASSETS>                                     968,077
<DEPOSITS>                                         673,787
<SHORT-TERM>                                       100,228
<LIABILITIES-OTHER>                                 11,679
<LONG-TERM>                                        105,125
<PREFERRED-MANDATORY>                                   66
<PREFERRED>                                              0
<COMMON>                                                 0
<OTHER-SE>                                          77,192
<TOTAL-LIABILITIES-AND-EQUITY>                     968,077
<INTEREST-LOAN>                                     46,405
<INTEREST-INVEST>                                    3,325
<INTEREST-OTHER>                                     1,094
<INTEREST-TOTAL>                                    50,824
<INTEREST-DEPOSIT>                                  21,211
<INTEREST-EXPENSE>                                  28,363
<INTEREST-INCOME-NET>                               22,461
<LOAN-LOSSES>                                          855
<SECURITIES-GAINS>                                     (9)
<EXPENSE-OTHER>                                     15,907
<INCOME-PRETAX>                                     10,728
<INCOME-PRE-EXTRAORDINARY>                               0
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                         6,860
<EPS-BASIC>                                         1.15
<EPS-DILUTED>                                         1.08
<YIELD-ACTUAL>                                        3.41
<LOANS-NON>                                            986
<LOANS-PAST>                                             0
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                     3,823
<CHARGE-OFFS>                                          373
<RECOVERIES>                                           207
<ALLOWANCE-CLOSE>                                    4,512
<ALLOWANCE-DOMESTIC>                                 3,778
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                734


</TABLE>