<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS FINANCIAL INFORMATION EXTRACTED FOR THE CONSOLIDATED
FINANCIAL STATEMENTS OF SOUTH CAROLINA COMMUNITY BANCSHARES, INC. FOR THE
QUARTER ENDED DECEMBER 31, 1997 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          SEP-30-1998
<PERIOD-START>                             OCT-01-1997
<PERIOD-END>                               DEC-31-1997
<CASH>                                             289
<INT-BEARING-DEPOSITS>                           2,870
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                           4,696
<INVESTMENTS-MARKET>                             4,713
<LOANS>                                         35,977
<ALLOWANCE>                                        293
<TOTAL-ASSETS>                                  45,092
<DEPOSITS>                                      35,086
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                524
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             8
<OTHER-SE>                                       9,318
<TOTAL-LIABILITIES-AND-EQUITY>                  45,092
<INTEREST-LOAN>                                    748
<INTEREST-INVEST>                                   75
<INTEREST-OTHER>                                    55
<INTEREST-TOTAL>                                   878
<INTEREST-DEPOSIT>                                 434
<INTEREST-EXPENSE>                                 434
<INTEREST-INCOME-NET>                              444
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                    346
<INCOME-PRETAX>                                    123
<INCOME-PRE-EXTRAORDINARY>                         123
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                        70
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    3.98
<LOANS-NON>                                        590
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   293
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  293
<ALLOWANCE-DOMESTIC>                               293
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>