59718 Federal Register / Vol. 75, No. 187 / Tuesday, September 28, 2010 / Notices 

1The comment must be accompanied by an 

explicit request for confidential treatment, 

including the factual and legal basis for the request, 

and must identify the specific portions of the 

comment to be withheld from the public record. 

The request will be granted or denied by the 

Commission’s General Counsel, consistent with 

applicable law and the public interest. See FTC 

Rule 4.9(c), 16 CFR 4.9(c). 

FOR FURTHER INFORMATION CONTACT: 

Federal Reserve Board Clearance Officer 

—Michelle Shore—Division of Research 

and Statistics, Board of Governors of the 

Federal Reserve System, Washington, 

DC 20551 (202–452–3829). 

OMB Desk Officer—Shagufta Ahmed 

—Office of Information and Regulatory 

Affairs, Office of Management and 

Budget, New Executive Office Building, 

Room 10235, Washington, DC 20503. 

Final approval under OMB delegated 

authority of the implementation of the 

following report: 

Report title: Recordkeeping 

Requirements Associated with 

Limitations on Interbank Liabilities. 

Agency form number: Regulation F. 

OMB control number: 7100–NEW. 

Frequency: On occasion. 

Reporters: State member banks and 

insured domestic branches of foreign 

banks. 

Estimated annual reporting hours: 

6,808 hours. 

Estimated average hours per response: 

8 hours. 

Number of respondents: 851. 

General description of report: This 

information collection is mandatory 

pursuant to section 23 of the Federal 

Reserve Act, as added by section 308 of 

the Federal Deposit Insurance 

Corporation Improvement Act of 1991 

(FDICIA) (12 U.S.C. 371b–2). Because 

the Federal Reserve does not collect any 

information, no issue of confidentiality 

normally arises. However, if a 

compliance program becomes a Board 

record during an examination, the 

information may be protected from 

disclosure under exemptions (b)(4) and 

(b)(8) of the Freedom of Information Act 

(5 U.S.C. 552(b)(4) and (b)(8)). 

Abstract: Pursuant to FDICIA, the 

Federal Reserve is required to prescribe 

standards to limit the risks posed by 

exposure of insured depository 

institutions to the depository 

institutions with which they do 

business (correspondents). Regulation F 

generally requires banks to develop and 

implement internal prudential policies 

and procedures to evaluate and control 

exposure to correspondents. Section 

206.3 of Regulation F stipulates that a 

bank shall establish and maintain 

written policies and procedures to 

prevent excessive exposure to any 

individual correspondent in relation to 

the condition of the correspondent. In 

these policies and procedures, a bank 

should take into account credit and 

liquidity risks, including operational 

risks, in selecting correspondents and 

terminating those relationships. The 

policies and procedures should be 

reviewed and approved by the bank’s 

board of directors at least annually. 

Current Actions: On July 20, 2010, the 

Federal Reserve published a notice in 

the Federal Register (75 FR 42089) 

requesting public comment for 60 days 

on the implementation of the 

Recordkeeping Requirements 

Associated with Limitations on 

Interbank Liabilities. The comment 

period for this notice expired on 

September 20, 2010. The Federal 

Reserve did not receive any comments. 

The recordkeeping requirements will be 

implemented as proposed. 

Board of Governors of the Federal Reserve 

System, September 23, 2010. 

Jennifer J. Johnson, 

Secretary of the Board. 

[FR Doc. 2010–24265 Filed 9–27–10; 8:45 am] 

BILLING CODE 6210–01–P 

FEDERAL TRADE COMMISSION 

[File No. 102 3131] 

US Search, Inc. And US Search, LLC; 

Analysis of Proposed Consent Order 

to Aid Public Comment 

AGENCY: Federal Trade Commission. 

ACTION: Proposed Consent Agreement. 

SUMMARY: The consent agreement in this 

matter settles alleged violations of 

federal law prohibiting unfair or 

deceptive acts or practices or unfair 

methods of competition. The attached 

Analysis to Aid Public Comment 

describes both the allegations in the 

draft complaint and the terms of the 

consent order — embodied in the 

consent agreement — that would settle 

these allegations. 

DATES: Comments must be received on 

or before October 22, 2010. 

ADDRESSES: Interested parties are 

invited to submit written comments 

electronically or in paper form. 

Comments should refer to‘‘US Search, 

Inc., File No. 101 3131’’ to facilitate the 

organization of comments. Please note 

that your comment — including your 

name and your state — will be placed 

on the public record of this proceeding, 

including on the publicly accessible 

FTC website, at (http://www.ftc.gov/os/ 

publiccomments.shtm). 

Because comments will be made 

public, they should not include any 

sensitive personal information, such as 

an individual’s Social Security Number; 

date of birth; driver’s license number or 

other state identification number, or 

foreign country equivalent; passport 

number; financial account number; or 

credit or debit card number. Comments 

also should not include any sensitive 

health information, such as medical 

records or other individually 

identifiable health information. In 

addition, comments should not include 

any ‘‘[t]rade secret or any commercial or 

financial information which is obtained 

from any person and which is privileged 

or confidential. . . .,’’ as provided in 

Section 6(f) of the FTC Act, 15 U.S.C. 

46(f), and Commission Rule 4.10(a)(2), 

16 CFR 4.10(a)(2). Comments containing 

material for which confidential 

treatment is requested must be filed in 

paper form, must be clearly labeled 

‘‘Confidential,’’ and must comply with 

FTC Rule 4.9(c), 16 CFR 4.9(c).1

Because paper mail addressed to the 

FTC is subject to delay due to 

heightened security screening, please 

consider submitting your comments in 

electronic form. Comments filed in 

electronic form should be submitted by 

using the following weblink: (https:// 

ftcpublic.commentworks.com/ftc/ 

ussearch) and following the instructions 

on the web-based form. To ensure that 

the Commission considers an electronic 

comment, you must file it on the webbased form at the weblink: (https:// 

ftcpublic.commentworks.com/ftc/ 

ussearch). If this Notice appears at 

(http://www.regulations.gov/search/ 

index.jsp), you may also file an 

electronic comment through that 

website. The Commission will consider 

all comments that regulations.gov 

forwards to it. You may also visit the 

FTC website at (http://www.ftc.gov/) to 

read the Notice and the news release 

describing it. 

A comment filed in paper form 

should include the ‘‘US Search, File No. 

101 3131’’ reference both in the text and 

on the envelope, and should be mailed 

or delivered to the following address: 

Federal Trade Commission, Office of the 

Secretary, Room H-135 (Annex D), 600 

Pennsylvania Avenue, NW, Washington, 

DC 20580. The FTC is requesting that 

any comment filed in paper form be sent 

by courier or overnight service, if 

possible, because U.S. postal mail in the 

Washington area and at the Commission 

is subject to delay due to heightened 

security precautions. 

The Federal Trade Commission Act 

(‘‘FTC Act’’) and other laws the 

Commission administers permit the 

collection of public comments to 

consider and use in this proceeding as 

appropriate. The Commission will 

consider all timely and responsive 


srobinson on DSKHWCL6B1PROD with NOTICES
Federal Register / Vol. 75, No. 187 / Tuesday, September 28, 2010 / Notices 59719 

public comments that it receives, 

whether filed in paper or electronic 

form. Comments received will be 

available to the public on the FTC 

website, to the extent practicable, at 

(http://www.ftc.gov/os/ 

publiccomments.shtm). As a matter of 

discretion, the Commission makes every 

effort to remove home contact 

information for individuals from the 

public comments it receives before 

placing those comments on the FTC 

website. More information, including 

routine uses permitted by the Privacy 

Act, may be found in the FTC’s privacy 

policy, at (http://www.ftc.gov/ftc/ 

privacy.shtm). 

FOR FURTHER INFORMATION CONTACT: 

Anthony Rodriguez (202-326-2757), 

Bureau of Consumer Protection, 600 

Pennsylvania Avenue, NW, Washington, 

D.C. 20580. 

SUPPLEMENTARY INFORMATION: Pursuant 

to section 6(f) of the Federal Trade 

Commission Act, 38 Stat. 721, 15 U.S.C. 

46(f), and § 2.34 the Commission Rules 

of Practice, 16 CFR 2.34, notice is 

hereby given that the above-captioned 

consent agreement containing a consent 

order to cease and desist, having been 

filed with and accepted, subject to final 

approval, by the Commission, has been 

placed on the public record for a period 

of thirty (30) days. The following 

Analysis to Aid Public Comment 

describes the terms of the consent 

agreement, and the allegations in the 

complaint. An electronic copy of the 

full text of the consent agreement 

package can be obtained from the FTC 

Home Page (for September 22, 2010), on 

the World Wide Web, at (http:// 

www.ftc.gov/os/actions.shtm). A paper 

copy can be obtained from the FTC 

Public Reference Room, Room 130-H, 

600 Pennsylvania Avenue, NW, 

Washington, D.C. 20580, either in 

person or by calling (202) 326-2222. 

Public comments are invited, and may 

be filed with the Commission in either 

paper or electronic form. All comments 

should be filed as prescribed in the 

ADDRESSES section above, and must be 

received on or before the date specified 

in the DATES section. 

Analysis of Agreement Containing 

Consent Order to Aid Public Comment 

The Federal Trade Commission has 

accepted, subject to final approval, a 

consent agreement with US Search, Inc., 

and US Search, LLC (collectively ‘‘US 

Search’’). 

The proposed consent order has been 

placed on the public record for thirty 

(30) days for receipt of comments by 

interested persons. Comments received 

during this period will become part of 

the public record. After thirty (30) days, 

the Commission will again review the 

agreement and comments received, and 

will decide whether it should withdraw 

from the agreement and take appropriate 

action or make final the agreement’s 

proposed order. 

US Search operates an online data 

broker service and sells publicly 

available information about consumers 

to other consumers through its website, 

(www.ussearch.com). This publicly 

available information includes name, 

age, address, phone numbers, email 

addresses, aliases, maiden name, death 

records, address history, information 

about friends, associates, and relatives, 

marriage and divorce information, 

bankruptcies, tax liens, civil lawsuits, 

criminal records, and home values. In 

conjunction with this service, since June 

2009, US Search has offered and sold a 

PrivacyLock service, which purportedly 

allows consumers to ‘‘lock their records’’ 

on the US Search website and prevent 

their names from appearing on US 

Search’s website, in US Search’s 

advertisements, and in US Search’s 

search results. Until recently, US Search 

charged most consumers a $10 fee to 

place a PrivacyLock, and almost 5,000 

consumers paid to have their 

information removed from the US 

Search site. 

The complaint alleges that, in truth 

and in fact, the PrivacyLock service did 

not prevent consumers’ information 

from appearing on the US Search 

website in many instances. The 

complaint alleges that US Search has 

engaged in deceptive acts or practices, 

in violation of Section 5 of the FTC Act, 

by misrepresenting that the purchase or 

use of its PrivacyLock service will 

prevent a consumer’s name and address 

from appearing on US Search’s website, 

US Search’s advertisements, and in US 

Search’s search results. 

The proposed consent order includes 

injunctive relief that enjoins US Search 

from misrepresenting the effectiveness 

of its PrivacyLock service or any other 

service offered to consumers that will 

allow consumers to remove publicly 

available information from US Search’s 

search results, websites, and 

advertisements. Also included in the 

order are redress provisions that require 

US Search to refund any money 

consumers paid for the PrivacyLock 

service. Under the proposed order, US 

Search would be required to credit 

consumers’ credit and debit card 

accounts and notify consumers via 

email that such credits were made. 

Part I of the proposed order prohibits 

US Search from misrepresenting, in any 

manner, the effectiveness of its 

‘‘PrivacyLock’’ service or any other 

service offered to consumers that will 

allow consumers to remove publicly 

available information from US Search’s 

search results, websites, or 

advertisements. 

Part II of the proposed order prohibits 

US Search from making any 

representations concerning the 

effectiveness its ‘‘PrivacyLock’’ service 

or any other similar service offered to 

consumers that will allow consumers to 

remove publicly available information 

from US Search’s search results, 

websites, or advertisements, unless US 

Search discloses, clearly and 

prominently, any material limitations 

regarding such service, including but 

not limited to (1) any limitations on the 

duration of the removal; and (2) any 

circumstances under which information 

about the consumers will not be 

removed or will reappear. 

Part III of the proposed order requires 

US Search to provide full refunds to any 

consumer who requested ‘‘PrivacyLock’’ 

and was assessed a charge for such 

service, by crediting the consumer’s 

credit or debit card used to purchase the 

service. US Search must also provide 

notice of the refund through an email 

message sent to affected consumers. The 

message must include an address and a 

toll-free number for consumers to use to 

contact US Search regarding the refund. 

US Search must display a notice about 

its refund program clearly and 

prominently on its website for a period 

of one year. Any amounts not refunded 

to consumers must be deposited with 

the U.S. Treasury as disgorgement. The 

proposed order further requires US 

Search, within one year of issuance of 

this order, to provide the Commission 

with an accounting of all refunds paid 

to consumers, as well as any amounts 

that were deposited with the U.S. 

Treasury as disgorgement. 

Parts IV through VIII of the proposed 

order are reporting and compliance 

provisions. Part IV of the proposed 

order requires US Search to retain for a 

period of five (5) years from the last date 

of dissemination of any representation 

covered by the order all advertisements 

and promotional materials containing 

the representation; complaints and 

refund requests, and any responses to 

such requests; and all records and 

documents necessary to demonstrate 

full compliance with each provision of 

the proposed order. 

Part V of the proposed order requires 

dissemination of the order now and in 

the future to principals, officers, 

directors, and managers having 

responsibilities relating to the subject 

matter of the order. Part VI ensures 

notification to the FTC of changes in 

corporate status. Part VII mandates that 


srobinson on DSKHWCL6B1PROD with NOTICES
59720 Federal Register / Vol. 75, No. 187 / Tuesday, September 28, 2010 / Notices 

US Search submit an initial compliance 

report to the FTC and make available to 

the FTC subsequent reports. Part VIII is 

a provision ‘‘sunsetting’’ the order after 

twenty (20) years, with certain 

exceptions. 

The purpose of the analysis is to aid 

public comment on the proposed order. 

It is not intended to constitute an 

official interpretation of the proposed 

order or to modify its terms in any way. 

By direction of the Commission. 

Donald S. Clark 

Secretary. 

[FR Doc. 2010–24224 Filed 9–27–10; 1:40 pm] 

BILLING CODE 6750–01–S 

GOVERNMENT ACCOUNTABILITY 

OFFICE 

Methodology Committee of the PatientCentered Outcomes Research Institute 

(PCORI) 

AGENCY: Government Accountability 

Office (GAO). 

ACTION: Notice on letters of nomination. 

SUMMARY: The Patient Protection and 

Affordable Care Act gave the 

Comptroller General of the United 

States responsibility for appointing not 

more than 15 members to a 

Methodology Committee of the PatientCentered Outcomes Research Institute. 

In addition, the Directors of the Agency 

for Healthcare Research and Quality and 

the National Institutes of Health, or their 

designees, are members of the 

Methodology Committee. Methodology 

Committee members must meet the 

qualifications listed in Section 6301 of 

the Act. For these appointments, I am 

announcing the following: Letters of 

nomination and resumes should be 

submitted by October 29, 2010 to ensure 

adequate opportunity for review and 

consideration of nominees prior to 

appointment. If an individual has 

previously submitted a letter of 

nomination and resume to be 

considered for appointment to the 

PCORI Board of Governors and would 

also like to be considered for 

nomination to the PCORI Methodology 

Committee, please so indicate by e-mail 

or mail as noted below, however you do 

not need to submit another resume. 

Letters of nomination, nominee contact 

information and resumes can be 

forwarded to either the e-mail or 

mailing address listed below. 

ADDRESSES: Nominations can be 

submitted by either of the following: 

E-mail: PCORIMethodology@gao.gov 

(in the subject line, please write 

‘‘NOMINEE’S LAST NAME, 

Methodology Committee’’). If submitted 

via e-mail, please do not mail a hard 

copy. 

Mail: GAO Health Care, Attention: 

PCOR Institute Methodology 

Committee, 441 G Street, NW., 

Washington, DC 20548. 

FOR FURTHER INFORMATION CONTACT: 

GAO: Office of Public Affairs, (202) 

512–4800. 

[Sec. 6301, Pub. L. 111–1481]. 

Gene L. Dodaro, 

Acting Comptroller General of the United 

States. 

[FR Doc. 2010–24143 Filed 9–27–10; 8:45 am] 

BILLING CODE 1610–02–M 

DEPARTMENT OF HEALTH AND 

HUMAN SERVICES 

Health Resources and Services 

Administration 

Agency Information Collection 

Activities: Proposed Collection: 

Comment Request 

In compliance with the requirement 

for opportunity for public comment on 

proposed data collection projects 

(section 3506(c)(2)(A) of Title 44, United 

States Code, as amended by the 

Paperwork Reduction Act of 1995, 

Pub.L. 104–13), the Health Resources 

and Services Administration (HRSA) 

publishes periodic summaries of 

proposed projects being developed for 

submission to the Office of Management 

and Budget (OMB) under the Paperwork 

Reduction Act of 1995. To request more 

information on the proposed project or 

to obtain a copy of the data collection 

plans and draft instruments, e-mail 

paperwork@hrsa.gov or call the HRSA 

Reports Clearance Officer on (301) 443– 

1129. 

Comments are invited on: (a) The 

proposed collection of information for 

the proper performance of the functions 

of the Agency; (b) the accuracy of the 

Agency’s estimate of the burden of the 

proposed collection of information; (c) 

ways to enhance the quality, utility, and 

clarity of the information to be 

collected; and (d) ways to minimize the 

burden of the collection of information 

on respondents, including through the 

use of automated collection techniques 

or other forms of information 

technology. 

Proposed Project: The Nursing 

Education Loan Repayment Program 

Application (OMB No. 0915–0140)— 

[Revision] 

This is a request for revision of the 

Nursing Education Loan Repayment 

Program (NELRP) application and 

participant monitoring forms. The 

NELRP is authorized by 42 USC 297n(a) 

(section 846(a) of the Public Health 

Service Act, as amended by Public Law 

107–205, August 1, 2002 and Public 

Law 111–148, March 23, 2010). 

Under the NELRP, registered nurses 

are offered the opportunity to enter into 

a contractual agreement with the 

Secretary to receive loan repayment for 

up to 85 percent of their qualifying 

educational loan balance as follows: 30 

percent each year for the first 2 years 

and 25 percent for the optional third 

year. In exchange, the nurses agree to 

serve full-time for a minimum of 2 years 

as a registered nurse at a health care 

facility with a critical shortage of nurses 

or as nurse faculty at an eligible school 

of nursing. The NELRP forms provide 

information that is needed for selecting 

participants, repaying qualifying loans 

for education, and monitoring 

compliance with service requirements. 

The NELRP forms include the following: 

The NELRP Application, the Loan 

Information and Verification form, the 

Employment Verification form, the 

Authorization for Release of 

Employment Information form, the 

Authorization to Release Information 

form, the Certification Regarding 

Debarment, Suspension, 

Disqualification and Related Matters 

form, the Certification of Accreditation 

Status for School of Nursing Education 

Programs form, and the NELRP 

Application Checklist and SelfCertification form. 

The program is expecting the number 

of applications to increase to 

approximately 8,000 annual 

respondents. This is an increase of 2,500 

respondents for registered nurses at 

health care facilities and 500 

respondents for nurse faculty at eligible 

schools of nursing. 

The annual estimate of burden for 

Applicants is as follows: 

Instrument Number of 

respondents 

Responses/ 

respondents 

Total 

responses 

Hours per 

response 

Total burden 

hours 

NELRP application ............................................................... 8,000 1 8,000 1.5 12,000 

Loan Information and Verification Form .............................. 8,000 3 24,000 1 24,000 


srobinson on DSKHWCL6B1PROD with NOTICES