<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
     This Schedule  Contains Summary  Financial  Information
Extracted >From (a) Item 7 - 'Financial  Statements And
Supplementary  Data" And Is Qualified In Its Entirety By Reference
To Such (b) Financial  Statements  Included In This Report And
Incorporated Herein By Reference.
</LEGEND>
<CIK>                                       0000921085
<NAME>                           CENTRAL COAST BANCORP
<MULTIPLIER>                                     1,000

<S>                                        <C>
<PERIOD-TYPE>                              6-mos
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             Apr-01-1999
<PERIOD-END>                               Jun-30-1999
<CASH>                                          48,052
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    156,704
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        360,412
<ALLOWANCE>                                      4,882
<TOTAL-ASSETS>                                 572,753
<DEPOSITS>                                     504,172
<SHORT-TERM>                                    12,408
<LIABILITIES-OTHER>                              4,506
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        40,141
<OTHER-SE>                                      13,451
<TOTAL-LIABILITIES-AND-EQUITY>                 572,753
<INTEREST-LOAN>                                  7,686
<INTEREST-INVEST>                                2,343
<INTEREST-OTHER>                                     2
<INTEREST-TOTAL>                                10,031
<INTEREST-DEPOSIT>                               3,180
<INTEREST-EXPENSE>                               3,329
<INTEREST-INCOME-NET>                            6,702
<LOAN-LOSSES>                                      410
<SECURITIES-GAINS>                                  45
<EXPENSE-OTHER>                                  3,824
<INCOME-PRETAX>                                  3,059
<INCOME-PRE-EXTRAORDINARY>                       3,059
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,994
<EPS-BASIC>                                     0.31
<EPS-DILUTED>                                     0.30
<YIELD-ACTUAL>                                     5.4
<LOANS-NON>                                      1,273
<LOANS-PAST>                                     1,702
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 4,398
<CHARGE-OFFS>                                       37
<RECOVERIES>                                       111
<ALLOWANCE-CLOSE>                                4,882
<ALLOWANCE-DOMESTIC>                             4,882
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0



</TABLE>