<TABLE> <S> <C>

<ARTICLE>                                            9
<LEGEND>
The  financial   data  schedule   contains   financial   information   from  the
Corporation's  interim  consolidated   financial  statements  contained  in  its
quarterly  report  on Form  10-Q  for the  period  ended  June  30,  1999 and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER>                                   1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                              DEC-31-1999
<PERIOD-END>                                   JUN-30-1999
<CASH>                                              15,368
<INT-BEARING-DEPOSITS>                               1,403
<FED-FUNDS-SOLD>                                         0
<TRADING-ASSETS>                                     1,470
<INVESTMENTS-HELD-FOR-SALE>                         80,121
<INVESTMENTS-CARRYING>                                   0
<INVESTMENTS-MARKET>                                     0
<LOANS>                                            782,957
<ALLOWANCE>                                          4,321
<TOTAL-ASSETS>                                     928,856
<DEPOSITS>                                         677,859
<SHORT-TERM>                                        32,828
<LIABILITIES-OTHER>                                 12,075
<LONG-TERM>                                        128,125
<PREFERRED-MANDATORY>                                   64
<PREFERRED>                                              0
<COMMON>                                                 0
<OTHER-SE>                                          77,905
<TOTAL-LIABILITIES-AND-EQUITY>                     928,856
<INTEREST-LOAN>                                     30,540
<INTEREST-INVEST>                                    2,120
<INTEREST-OTHER>                                       821
<INTEREST-TOTAL>                                    33,481
<INTEREST-DEPOSIT>                                  14,291
<INTEREST-EXPENSE>                                  18,851
<INTEREST-INCOME-NET>                               14,630
<LOAN-LOSSES>                                          555
<SECURITIES-GAINS>                                     (9)
<EXPENSE-OTHER>                                     10,675
<INCOME-PRETAX>                                      6,870
<INCOME-PRE-EXTRAORDINARY>                               0
<EXTRAORDINARY>                                          0
<CHANGES>                                                0
<NET-INCOME>                                         4,375
<EPS-BASIC>                                         0.73
<EPS-DILUTED>                                         0.69
<YIELD-ACTUAL>                                        3.36
<LOANS-NON>                                          1,799
<LOANS-PAST>                                             0
<LOANS-TROUBLED>                                         0
<LOANS-PROBLEM>                                          0
<ALLOWANCE-OPEN>                                     3,823
<CHARGE-OFFS>                                          212
<RECOVERIES>                                           155
<ALLOWANCE-CLOSE>                                    4,321
<ALLOWANCE-DOMESTIC>                                 3,492
<ALLOWANCE-FOREIGN>                                      0
<ALLOWANCE-UNALLOCATED>                                829


</TABLE>