<TABLE> <S> <C>

<ARTICLE>                                            9
<LEGEND>
The  financial   data  schedule   contains   financial   information   from  the
Corporation's  interim  consolidated   financial  statements  contained  in  its
quarterly  report  on Form  10-Q for the  period  ended  March  31,  1999 and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER>                                   1,000
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                                 DEC-31-1999
<PERIOD-END>                                      MAR-31-1999
<CASH>                                                 19,777
<INT-BEARING-DEPOSITS>                                  8,412
<FED-FUNDS-SOLD>                                            0
<TRADING-ASSETS>                                        3,552
<INVESTMENTS-HELD-FOR-SALE>                            70,043
<INVESTMENTS-CARRYING>                                      0
<INVESTMENTS-MARKET>                                        0
<LOANS>                                               770,806
<ALLOWANCE>                                             4,016
<TOTAL-ASSETS>                                        919,948
<DEPOSITS>                                            681,186
<SHORT-TERM>                                           51,405
<LIABILITIES-OTHER>                                    15,204
<LONG-TERM>                                            95,863
<PREFERRED-MANDATORY>                                      64
<PREFERRED>                                                 0
<COMMON>                                                    0
<OTHER-SE>                                             76,226
<TOTAL-LIABILITIES-AND-EQUITY>                        919,948
<INTEREST-LOAN>                                        15,246
<INTEREST-INVEST>                                         973
<INTEREST-OTHER>                                          466
<INTEREST-TOTAL>                                       16,685
<INTEREST-DEPOSIT>                                      7,299
<INTEREST-EXPENSE>                                      9,600
<INTEREST-INCOME-NET>                                   7,085
<LOAN-LOSSES>                                             270
<SECURITIES-GAINS>                                        (9)
<EXPENSE-OTHER>                                         5,289
<INCOME-PRETAX>                                         3,350
<INCOME-PRE-EXTRAORDINARY>                                  0
<EXTRAORDINARY>                                             0
<CHANGES>                                                   0
<NET-INCOME>                                            2,113
<EPS-PRIMARY>                                             .39
<EPS-DILUTED>                                             .37
<YIELD-ACTUAL>                                           3.26
<LOANS-NON>                                             2,340
<LOANS-PAST>                                              318
<LOANS-TROUBLED>                                            0
<LOANS-PROBLEM>                                             0
<ALLOWANCE-OPEN>                                        3,823
<CHARGE-OFFS>                                             163
<RECOVERIES>                                               86
<ALLOWANCE-CLOSE>                                       4,016
<ALLOWANCE-DOMESTIC>                                    3,344
<ALLOWANCE-FOREIGN>                                         0
<ALLOWANCE-UNALLOCATED>                                   672
        

</TABLE>