exv10w1



 



EXHIBIT 10.1




	 	 	 	 	 
	Contact:	 	
Customer Services — CTSLink
	 	 	
Wells Fargo Bank Minnesota, N.A
	 	 	
Securities Administration Services
	 	 	
7485 New Horizon Way
	 	 	
Frederick, MD 21703
	 	 	
www.ctslink.com
	 	 	
Telephone:	(301) 815-6600
	 	 	
Fax:
	(301) 315-6660



SMT SERIES 2003-1

Record Date: October 31, 2003

Distribution Date: November 20, 2003


Certificateholder Distribution Summary






	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Certificate	 	 	 	 	 	Beginning	 	 	 	 
	 	 	 	 	 	 	 	 	Class	 	Certificate Pass-	 	Certificate	 	Interest
	Class	 	CUSIP	 	Description	 	Through Rate	 	Balance	 	Distribution
	
	 	
	 	
	 	
	 	
	 	

	 	1A
	 	 	81743PAA4	 	SEN	 	 	1.50000	%	 	 	726,436,888.47	 	 	 	908,046.11	 
	 	2A
	 	 	81743PAB2	 	SEN	 	 	1.59000	%	 	 	175,083,805.85	 	 	 	231,986.04	 
	   X-1A
	 	81743PAC0	 	IO	 	 	0.90457	%	 	 	0.00	 	 	 	124,587.79	 
	   X-1B
	 	81743PAD8	 	IO	 	 	1.10643	%	 	 	0.00	 	 	 	517,400.47	 
	 	X-2
	 	81743PAE6	 	IO	 	 	1.02870	%	 	 	0.00	 	 	 	150,089.98	 
	 	X-B
	 	81743PAF3	 	IO	 	 	0.57169	%	 	 	0.00	 	 	 	7,577.25	 
	 	A-R
	 	81743PAG1	 	 	R	 	 	 	2.74551	%	 	 	0.00	 	 	 	0.00	 
	 	B-1
	 	81743PAH9	 	SUB	 	 	2.00000	%	 	 	15,905,000.00	 	 	 	26,508.33	 
	 	B-2
	 	81743PAJ5	 	SUB	 	 	2.57169	%	 	 	8,210,000.00	 	 	 	17,594.63	 
	 	B-3
	 	81743PAK2	 	SUB	 	 	2.57169	%	 	 	5,644,000.00	 	 	 	12,095.51	 
	 	B-4
	 	SEQ0301B4	 	SUB	 	 	2.57169	%	 	 	2,565,000.00	 	 	 	5,496.98	 
	 	B-5
	 	SEQ0301B5	 	SUB	 	 	2.57169	%	 	 	1,539,000.00	 	 	 	3,298.19	 
	 	B-6
	 	SEQ0301B6	 	SUB	 	 	2.57169	%	 	 	4,105,618.00	 	 	 	8,798.64	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	
	 	 	 	
	 
	Totals
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	939,489,312.32	 	 	 	2,013,479.92	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	
	 	 	 	
	 




[Additional columns below]

[Continued from above table, first column(s) repeated]


	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	Principal	 	Current	 	Ending Certificate	 	Total	 	Cumulative
	Class	 	Distribution	 	Realized Loss	 	Balance	 	Distribution	 	Realized Loss
	
	 	
	 	
	 	
	 	
	 	

	   1A
	 	 	11,171,943.59	 	 	 	0.00	 	 	 	715,264,944.88	 	 	 	12,079,989.70	 	 	 	0.00	 
	   2A
	 	 	1,259,286.34	 	 	 	0.00	 	 	 	173,824,519.51	 	 	 	1,491,272.38	 	 	 	0.00	 
	    X-1A
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	124,587.79	 	 	 	0.00	 
	    X-1B
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	517,400.47	 	 	 	0.00	 
	 	X-2
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	150,089.98	 	 	 	0.00	 
	 	X-B
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	7,577.25	 	 	 	0.00	 
	 	A-R
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	B-1
	 	 	0.00	 	 	 	0.00	 	 	 	15,905,000.00	 	 	 	26,508.33	 	 	 	0.00	 
	 	B-2
	 	 	0.00	 	 	 	0.00	 	 	 	8,210,000.00	 	 	 	17,594.63	 	 	 	0.00	 
	 	B-3
	 	 	0.00	 	 	 	0.00	 	 	 	5,644,000.00	 	 	 	12,095.51	 	 	 	0.00	 
	 	B-4
	 	 	0.00	 	 	 	0.00	 	 	 	2,565,000.00	 	 	 	5,496.98	 	 	 	0.00	 
	 	B-5
	 	 	0.00	 	 	 	0.00	 	 	 	1,539,000.00	 	 	 	3,298.19	 	 	 	0.00	 
	 	B-6
	 	 	0.00	 	 	 	0.00	 	 	 	4,105,618.00	 	 	 	8,798.64	 	 	 	0.00	 
	 
	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 
	Totals
	 	 	12,431,229.93	 	 	 	0.00	 	 	 	927,058,082.39	 	 	 	14,444,709.85	 	 	 	0.00	 
	 
	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 






All distributions required by the Pooling and Servicing Agreement have been
calculated by the Certificate Administrator on behalf of the Trustee.


 






 


Principal Distribution Statement






	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Beginning	 	Scheduled	 	Unscheduled	 	 	 	 	 	 	 	 
	 	 	 	 	Original Face	 	Certificate	 	Principal	 	Principal	 	 	 	 	 	Realized
	Class	 	Amount	 	Balance	 	Distribution	 	Distribution	 	Accretion	 	Loss (1)
	
	 	
	 	
	 	
	 	
	 	
	 	

	 	1A
	 	 	798,206,000.00	 	 	 	726,436,888.47	 	 	 	63.33	 	 	 	11,171,880.26	 	 	 	0.00	 	 	 	0.00	 
	 	2A
	 	 	190,000,000.00	 	 	 	175,083,805.85	 	 	 	61.56	 	 	 	1,259,224.78	 	 	 	0.00	 	 	 	0.00	 
	   X-1A
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	   X-1B
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	X-2
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	X-B
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	A-R
	 	 	100.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	B-1
	 	 	15,905,000.00	 	 	 	15,905,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	B-2
	 	 	8,210,000.00	 	 	 	8,210,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	B-3
	 	 	5,644,000.00	 	 	 	5,644,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	B-4
	 	 	2,565,000.00	 	 	 	2,565,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	B-5
	 	 	1,539,000.00	 	 	 	1,539,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	B-6
	 	 	4,105,618.00	 	 	 	4,105,618.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	 	 
	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 
	Totals
	 	 	1,026,174,718.00	 	 	 	939,489,312.32	 	 	 	124.89	 	 	 	12,431,105.04	 	 	 	0.00	 	 	 	0.00	 
	 	 	 
	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 




[Additional columns below]

[Continued from above table, first column(s) repeated]


	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	Total Principal	 	Ending Certificate	 	Ending Certificate	 	Total Principal
	Class	 	Reduction	 	Balance	 	Percentage	 	Distribution
	
	 	
	 	
	 	
	 	

	 	  1A
	 	 	11,171,943.59	 	 	 	715,264,944.88	 	 	 	0.89609066	 	 	 	11,171,943.59	 
	 	  2A
	 	 	1,259,286.34	 	 	 	173,824,519.51	 	 	 	0.91486589	 	 	 	1,259,286.34	 
	 	X-1A
	 	 	0.00	 	 	 	0.00	 	 	 	0.00000000	 	 	 	0.00	 
	 	X-1B
	 	 	0.00	 	 	 	0.00	 	 	 	0.00000000	 	 	 	0.00	 
	 	X-2
	 	 	0.00	 	 	 	0.00	 	 	 	0.00000000	 	 	 	0.00	 
	 	X-B
	 	 	0.00	 	 	 	0.00	 	 	 	0.00000000	 	 	 	0.00	 
	 	A-R
	 	 	0.00	 	 	 	0.00	 	 	 	0.00000000	 	 	 	0.00	 
	 	B-1
	 	 	0.00	 	 	 	15,905,000.00	 	 	 	1.00000000	 	 	 	0.00	 
	 	B-2
	 	 	0.00	 	 	 	8,210,000.00	 	 	 	1.00000000	 	 	 	0.00	 
	 	B-3
	 	 	0.00	 	 	 	5,644,000.00	 	 	 	1.00000000	 	 	 	0.00	 
	 	B-4
	 	 	0.00	 	 	 	2,565,000.00	 	 	 	1.00000000	 	 	 	0.00	 
	 	B-5
	 	 	0.00	 	 	 	1,539,000.00	 	 	 	1.00000000	 	 	 	0.00	 
	 	B-6
	 	 	0.00	 	 	 	4,105,618.00	 	 	 	1.00000000	 	 	 	0.00	 
	 	 	 
	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 
	Totals
	 	 	12,431,229.93	 	 	 	927,058,082.39	 	 	 	0.90341154	 	 	 	12,431,229.93	 
	 	 	 
	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 







	(1)	 	Amount does not include excess special hazard, bankruptcy, or fraud losses
unless otherwise disclosed. Please refer to the prospectus supplement for a
full description.



Principal Distribution Factors Statement






	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	Beginning	 	Scheduled	 	Unscheduled	 	 	 	 	 	 	 	 
	 	 	 	Original Face	 	Certificate	 	Principal	 	Principal	 	 	 	 	 	Realized
	Class	 	Amount	 	Balance	 	Distribution	 	Distribution	 	Accretion	 	Loss (3)
	
	 	
	 	
	 	
	 	
	 	
	 	

	 	  1A
	 	 	798,206,000.00	 	 	 	910.08698064	 	 	 	0.00007934	 	 	 	13.99623689	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	  2A
	 	 	190,000,000.00	 	 	 	921.49371500	 	 	 	0.00032400	 	 	 	6.62749884	 	 	 	0.00000000	 	 	 	0.00000000	 
	      X-1A
	 	 	0.00	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	      X-1B
	 	 	0.00	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	X-2
	 	 	0.00	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	X-B
	 	 	0.00	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	A-R
	 	 	100.00	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	B-1
	 	 	15,905,000.00	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	B-2
	 	 	8,210,000.00	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	B-3
	 	 	5,644,000.00	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	B-4
	 	 	2,565,000.00	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	B-5
	 	 	1,539,000.00	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	B-6
	 	 	4,105,618.00	 	 	 	1000.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 




[Additional columns below]

[Continued from above table, first column(s) repeated]


	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	Total Principal	 	Ending Certificate	 	Ending Certificate	 	Total Principal
	Class	 	Reduction	 	Balance	 	Percentage	 	Distribution
	
	 	
	 	
	 	
	 	

	 	1A
	 	 	13.99631623	 	 	 	896.09066441	 	 	 	0.89609066	 	 	 	13.99631623	 
	 	2A
	 	 	6.62782284	 	 	 	914.86589216	 	 	 	0.91486589	 	 	 	6.62782284	 
	      X-1A
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	      X-1B
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	X-2
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	X-B
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	A-R
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	B-1
	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 
	 	B-2
	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 
	 	B-3
	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 
	 	B-4
	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 
	 	B-5
	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 
	 	B-6
	 	 	0.00000000	 	 	 	1000.00000000	 	 	 	1.00000000	 	 	 	0.00000000	 







	(3)	 	Amount does not include excess special hazard, bankruptcy, or fraud losses
unless otherwise disclosed. Please refer to the prospectus supplement for a
full description.



 






 






Interest Distribution Statement






	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	Beginning	 	 	 	 	 	Payment of	 	 	 	 	 	Non-	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	Certificate/	 	Current	 	Unpaid	 	Current	 	Supported	 	 	 	 
	 	 	 	 	Original Face	 	Current	 	Notional	 	Accrued	 	Interest	 	Interest	 	Interest	 	Realized
	Class	 	Amount	 	Certificate Rate	 	Balance	 	Interest	 	Shortfall	 	Shortfall	 	Shortfall	 	Loss (4)
	
	 	
	 	
	 	
	 	
	 	
	 	
	 	
	 	

	 	1A
	 	 	798,206,000.00	 	 	 	1.50000	%	 	 	726,436,888.47	 	 	 	908,046.11	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	2A
	 	 	190,000,000.00	 	 	 	1.59000	%	 	 	175,083,805.85	 	 	 	231,986.04	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	  X-1A
	 	 	0.00	 	 	 	0.90457	%	 	 	165,277,665.15	 	 	 	124,587.79	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	  X-1B
	 	 	0.00	 	 	 	1.10643	%	 	 	561,159,224.31	 	 	 	517,400.47	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	X-2
	 	 	0.00	 	 	 	1.02870	%	 	 	175,083,805.85	 	 	 	150,089.98	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	X-B
	 	 	0.00	 	 	 	0.57169	%	 	 	15,905,000.00	 	 	 	7,577.25	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	A-R
	 	 	100.00	 	 	 	2.74551	%	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	B-1
	 	 	15,905,000.00	 	 	 	2.00000	%	 	 	15,905,000.00	 	 	 	26,508.33	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	B-2
	 	 	8,210,000.00	 	 	 	2.57169	%	 	 	8,210,000.00	 	 	 	17,594.63	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	B-3
	 	 	5,644,000.00	 	 	 	2.57169	%	 	 	5,644,000.00	 	 	 	12,095.51	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	B-4
	 	 	2,565,000.00	 	 	 	2.57169	%	 	 	2,565,000.00	 	 	 	5,496.98	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	B-5
	 	 	1,539,000.00	 	 	 	2.57169	%	 	 	1,539,000.00	 	 	 	3,298.19	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	B-6
	 	 	4,105,618.00	 	 	 	2.57169	%	 	 	4,105,618.00	 	 	 	8,798.64	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 
	 	 	
	 	 	 	 	 	 	 	 	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 
	Totals
	 	 	1,026,174,718.00	 	 	 	 	 	 	 	 	 	 	 	2,013,479.92	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 
	 	 	
	 	 	 	 	 	 	 	 	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 	 	 	
	 




[Additional columns below]

[Continued from above table, first column(s) repeated]


	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Remaining	 	 	 	 
	 	 	 	 	 	 	 	 	Unpaid	 	Ending Certificate/
	 	 	 	 	Total Interest	 	Interest	 	Notational
	Class	 	Distribution	 	Shortfall	 	Balance
	
	 	
	 	
	 	

	 	1A
	 	 	 	908,046.11	 	 	 	0.00	 	 	 	715,264,944.88	 
	 	2A
	 	 	 	231,986.04	 	 	 	0.00	 	 	 	173,824,519.51	 
	  X-1A
	 	 	124,587.79	 	 	 	0.00	 	 	 	163,895,317.39	 
	  X-1B
	 	 	517,400.47	 	 	 	0.00	 	 	 	551,369,628.48	 
	 	X-2
	 	 	150,089.98	 	 	 	0.00	 	 	 	173,824,519.51	 
	 	X-B
	 	 	7,577.25	 	 	 	0.00	 	 	 	15,905,000.00	 
	 	A-R
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	 	B-1
	 	 	26,508.33	 	 	 	0.00	 	 	 	15,905,000.00	 
	 	B-2
	 	 	17,594.63	 	 	 	0.00	 	 	 	8,210,000.00	 
	 	B-3
	 	 	12,095.51	 	 	 	0.00	 	 	 	5,644,000.00	 
	 	B-4
	 	 	5,496.98	 	 	 	0.00	 	 	 	2,565,000.00	 
	 	B-5
	 	 	3,298.19	 	 	 	0.00	 	 	 	1,539,000.00	 
	 	B-6
	 	 	8,798.64	 	 	 	0.00	 	 	 	4,150,618.00	 
	 
	 	 	
	 	 	 	
	 	 	 	 	 
	Totals
	 	 	2,013,479.92	 	 	 	0.00	 	 	 	 	 
	 
	 	 	
	 	 	 	
	 	 	 	 	 







	(4)	 	Amount does not include excess special hazard, bankruptcy, or fraud losses
unless otherwise disclosed. Please refer to the prospectus supplement for a
full description.



Interest Distribution Factors Statement






	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	Payment of	 	 	 	 	 	Non-	 	 	 	 
	 	 	 	 	 	 	 	Current	 	Beginning	 	 	 	 	 	Unpaid	 	Current	 	Supported	 	 	 	 
	 	 	 	Original Face	 	Certificate	 	Certificate/	 	Current Accrued	 	Interest	 	Interest	 	Interest	 	Realized
	Class (5)	 	Amount	 	Rate	 	Notional Balance	 	Interest	 	Shortfall	 	Shortfall	 	Shortfall	 	Loss (6)
	
	 	
	 	
	 	
	 	
	 	
	 	
	 	
	 	

	 	1A
	 	 	798,206,000.00	 	 	 	1.50000	%	 	 	910.08698064	 	 	 	1.13760873	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	2A
	 	 	190,000,000.00	 	 	 	1.59000	%	 	 	921.49371500	 	 	 	1.22097916	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	    X-1A
	 	 	0.00	 	 	 	0.90457	%	 	 	902.27829079	 	 	 	0.68014549	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	    X-1B
	 	 	0.00	 	 	 	1.10643	%	 	 	912.41269833	 	 	 	0.84126347	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	X-2
	 	 	0.00	 	 	 	1.02870	%	 	 	921.49371500	 	 	 	0.78994726	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	X-B
	 	 	0.00	 	 	 	0.57169	%	 	 	1000.00000000	 	 	 	0.47640679	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	A-R
	 	 	100.00	 	 	 	2.74551	%	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	B-1
	 	 	15,905,000.00	 	 	 	2.00000	%	 	 	1000.00000000	 	 	 	1.66666646	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	B-2
	 	 	8,210,000.00	 	 	 	2.57169	%	 	 	1000.00000000	 	 	 	2.14307308	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	B-3
	 	 	5,644,000.00	 	 	 	2.57169	%	 	 	1000.00000000	 	 	 	2.14307406	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	B-4
	 	 	2,565,000.00	 	 	 	2.57169	%	 	 	1000.00000000	 	 	 	2.14307212	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	B-5
	 	 	1,539,000.00	 	 	 	2.57169	%	 	 	1000.00000000	 	 	 	2.14307342	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 
	 	B-6
	 	 	4,105,618.00	 	 	 	2.57169	%	 	 	1000.00000000	 	 	 	2.14307322	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 




[Additional columns below]

[Continued from above table, first column(s) repeated]


	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	Remaining	 	 	 	 
	 	 	 	 	 	 	 	Unpaid	 	 	 	 
	 	 	 	Total Interest	 	Interest	 	Ending Certificate/
	Class (5)	 	Distribution	 	Shortfall	 	Notational Balance
	
	 	
	 	
	 	

	 	1A
	 	 	1.13760873	 	 	 	0.00000000	 	 	 	896.09066441	 
	 	2A
	 	 	1.22097916	 	 	 	0.00000000	 	 	 	914.86589216	 
	  X-1A
	 	 	0.68014549	 	 	 	0.00000000	 	 	 	894.73183047	 
	  X-1B
	 	 	0.84126347	 	 	 	0.00000000	 	 	 	896.49537726	 
	 	X-2
	 	 	0.78994726	 	 	 	0.00000000	 	 	 	914.86589216	 
	 	X-B
	 	 	0.47640679	 	 	 	0.00000000	 	 	 	1000.00000000	 
	 	A-R
	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.000000000	 
	 	B-1
	 	 	1.66666646	 	 	 	0.00000000	 	 	 	1000.00000000	 
	 	B-2
	 	 	2.14307308	 	 	 	0.00000000	 	 	 	1000.00000000	 
	 	B-3
	 	 	2.14307406	 	 	 	0.00000000	 	 	 	1000.00000000	 
	 	B-4
	 	 	2.14307212	 	 	 	0.00000000	 	 	 	1000.00000000	 
	 	B-5
	 	 	2.14307342	 	 	 	0.00000000	 	 	 	1000.00000000	 
	 	B-6
	 	 	2.14307322	 	 	 	0.00000000	 	 	 	1000.00000000	 







	(5)	 	Per $1 denomination
	 
	(6)	 	Amount does not include excess special hazard, bankruptcy, or fraud losses
unless otherwise disclosed. Please refer to the prospectus supplement for a
full description.



 






 






Certificateholder Account Statement



Certificate Account




	 	 	 	 	 	 
	Beginning Balance
	 	 	0.00	 
	Deposits
	 	 	 	 
	 	Payments of Interest and Principal
	 	 	14,746,634.55	 
	 	Liquidations, Insurance Proceeds, Reserve Funds
	 	 	0.00	 
	 	Proceeds from Repurchased Loans
	 	 	0.00	 
	 	Other Amounts (Servicer Advances)
	 	 	1,130.92	 
	 	Realized Losses
	 	 	0.00	 
	 	Prepayment Penalties
	 	 	0.00	 
	 
	 	 	
	 
	Total Deposits
	 	 	14,747,765.47	 
	Withdrawals
	 	 	 	 
	 	Reimbursement for Servicer Advances
	 	 	0.00	 
	 	Payment of Service Fee
	 	 	303,055.61	 
	 	Payment of Interest and Principal
	 	 	14,444,709.86	 
	 
	 	 	
	 
	Total Withdrawals (Pool Distribution Amount)
	 	 	14,747,765.47	 
	Ending Balance
	 	 	0.00	 
	 
	 	 	
	 



Prepayment/Curtailment Interest Shortfall




	 	 	 	 	 
	Total Prepayment/Curtailment Interest Shortfall
	 	 	0.00	 
	Servicing Fee Support
	 	 	0.00	 
	 
	 	 	
	 
	Non-Supported Prepayment Curtailment Interest Shortfall
	 	 	0.00	 
	 
	 	 	
	 



Servicing Fees




	 	 	 	 	 
	Gross Servicing Fee
	 	 	295,226.53	 
	Master Servicing Fee
	 	 	7,829.08	 
	Supported Prepayment/Curtailment Interest Shortfall
	 	 	0.00	 
	 
	 	 	
	 
	Net Servicing Fee
	 	 	303,055.61	 
	 
	 	 	
	 




 









 




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	Beginning	 	Current	 	Current	 	Ending
	Account Type	 	Balance	 	Withdrawals	 	Deposits	 	Balance
	
	 	
	 	
	 	
	 	

	Class X-1 Reserve Fund Sub Account
	 	 	5,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	5,000.00	 
	Class X-2 Reserve Fund Sub Account
	 	 	2,500.00	 	 	 	0.00	 	 	 	0.00	 	 	 	2,500.00	 
	Class X-B Reserve Fund Sub Account
	 	 	2,500.00	 	 	 	0.00	 	 	 	0.00	 	 	 	2,500.00	 



Loan Status Stratification/Credit Enhancement Statement




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT	 	BANKRUPTCY	 	FORECLOSURE
	
	 	
	 	

	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	Principal
	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	Balance
	0-29 Days
	 	 	0	 	 	 	0.00	 	 	0-29 Days
	 	 	0	 	 	 	0.00	 	 	0-29 Days
	 	 	0	 	 	 	0.00	 
	30 Days
	 	 	2	 	 	 	501,142.31	 	 	30 Days
	 	 	0	 	 	 	0.00	 	 	30 Days
	 	 	0	 	 	 	0.00	 
	60 Days
	 	 	0	 	 	 	0.00	 	 	60 Days
	 	 	0	 	 	 	0.00	 	 	60 Days
	 	 	0	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	90 Days
	 	 	0	 	 	 	0.00	 	 	90 Days
	 	 	0	 	 	 	0.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	120 Days
	 	 	0	 	 	 	0.00	 	 	120 Days
	 	 	0	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	150 Days
	 	 	0	 	 	 	0.00	 	 	150 Days
	 	 	0	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	180+ Days
	 	 	0	 	 	 	0.00	 	 	180+ Days
	 	 	0	 	 	 	0.00	 
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 
	 
	 	 	2	 	 	 	501,142.31	 	 	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	 	 	0	 	 	 	0.00	 




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	Principal
	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	Balance
	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%
	30 Days
	 	 	0.075672	%	 	 	0.054057	%	 	30 Days
	 	 	0.000000	%	 	 	0.000000	%	 	30 Days
	 	 	0.000000	%	 	 	0.000000	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	60 Days
	 	 	0.000000	%	 	 	0.000000	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	90 Days
	 	 	0.000000	%	 	 	0.000000	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	120 Days
	 	 	0.000000	%	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	150 Days
	 	 	0.000000	%	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	180+ Days
	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 
	 
	 	 	0.075672	%	 	 	0.054057	%	 	 	 	 	 	 	0.000000	%	 	 	0.000000	%	 	 	 	 	 	 	0.000000	%	 	 	0.000000	%




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	REO	 	TOTAL
	
	 	

	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	Principal
	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	Balance
	0-29 Days
	 	 	0	 	 	 	0.00	 	 	0-29 Days
	 	 	0	 	 	 	0.00	 
	30 Days
	 	 	0	 	 	 	0.00	 	 	30 Days
	 	 	2	 	 	 	501,142.31	 
	60 Days
	 	 	0	 	 	 	0.00	 	 	60 Days
	 	 	0	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	90 Days
	 	 	0	 	 	 	0.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	120 Days
	 	 	0	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	150 Days
	 	 	0	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	180+ Days
	 	 	0	 	 	 	0.00	 
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 
	 
	 	 	0	 	 	 	0.00	 	 	 	 	 	 	 	2	 	 	 	501,142.31	 




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	Principal
	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	Balance
	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%
	30 Days
	 	 	0.000000	%	 	 	0.000000	%	 	30 Days
	 	 	0.075672	%	 	 	0.054057	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	60 Days
	 	 	0.000000	%	 	 	0.000000	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	90 Days
	 	 	0.000000	%	 	 	0.000000	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	120 Days
	 	 	0.000000	%	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	150 Days
	 	 	0.000000	%	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	180+ Days
	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 
	 
	 	 	0.000000	%	 	 	0.000000	%	 	 	 	 	 	 	0.075672	%	 	 	0.054057	%




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Current Period Class A Insufficient Funds:
	 	 	0.00	 	 	Principal Balance of Contaminated Properties	 	 	0.00	 	 	Periodic Advance 1,130.92



 






 




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	Original $	 	Original%	 	Current $	 	Current %	 	Current Class %	 	Prepayment %
	 	 	
	 	
	 	
	 	
	 	
	 	

	Class A
	 	 	1,026,174,618.00	 	 	 	99.99999026	%	 	 	927,058,082.39	 	 	 	100.00000000	%	 	 	95.904397	%	 	 	0.000000	%
	Class 1A
	 	 	227,968,618.00	 	 	 	22.21538048	%	 	 	211,793,137.51	 	 	 	22.84572472	%	 	 	77.154275	%	 	 	1,883.831918	%
	Class 2A
	 	 	37,968,618.00	 	 	 	3.70001495	%	 	 	37,968,618.00	 	 	 	4.09560293	%	 	 	18.750122	%	 	 	457.811026	%
	Class X-2
	 	 	37,968,618.00	 	 	 	3.70001495	%	 	 	37,968,618.00	 	 	 	4.09560293	%	 	 	0.000000	%	 	 	0.000000	%
	Class B-1
	 	 	22,063,618.00	 	 	 	2.15008396	%	 	 	22,063,618.00	 	 	 	2.37996070	%	 	 	1.715642	%	 	 	41.889858	%
	Class B-2
	 	 	13,853,618.00	 	 	 	1.35002527	%	 	 	13,853,618.00	 	 	 	1.49436354	%	 	 	0.885597	%	 	 	21.623120	%
	Class B-3
	 	 	8,209,618.00	 	 	 	0.80002146	%	 	 	8,209,618.00	 	 	 	0.88555595	%	 	 	0.608808	%	 	 	14.864908	%
	Class B-4
	 	 	5,644,618.00	 	 	 	0.55006403	%	 	 	5,644,618.00	 	 	 	0.60887426	%	 	 	0.276682	%	 	 	6.755579	%
	Class B-5
	 	 	4,105,618.00	 	 	 	0.40008957	%	 	 	4,105,618.00	 	 	 	0.44286524	%	 	 	0.166009	%	 	 	4.053347	%
	Class B-6
	 	 	0.00	 	 	 	0.00000000	%	 	 	0.00	 	 	 	0.00000000	%	 	 	0.442865	%	 	 	10.813188	%



Please refer to the prospectus supplement for a full description of loss exposure



 






 



Delinquency Status By Group



Pool 1




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT	 	BANKRUPTCY	 	FORECLOSURE
	
	 	
	 	

	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	Principal
	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	Balance
	0-29 Days
	 	 	0	 	 	 	0.00	 	 	0-29 Days
	 	 	0	 	 	 	0.00	 	 	0-29 Days
	 	 	0	 	 	 	0.00	 
	30 Days
	 	 	2	 	 	 	501,142.31	 	 	30 Days
	 	 	0	 	 	 	0.00	 	 	30 Days
	 	 	0	 	 	 	0.00	 
	60 Days
	 	 	0	 	 	 	0.00	 	 	60 Days
	 	 	0	 	 	 	0.00	 	 	60 Days
	 	 	0	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	90 Days
	 	 	0	 	 	 	0.00	 	 	90 Days
	 	 	0	 	 	 	0.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	120 Days
	 	 	0	 	 	 	0.00	 	 	120 Days
	 	 	0	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	150 Days
	 	 	0	 	 	 	0.00	 	 	150 Days
	 	 	0	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	180+ Days
	 	 	0	 	 	 	0.00	 	 	180+ Days
	 	 	0	 	 	 	0.00	 
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 
	 
	 	 	2	 	 	 	501,142.31	 	 	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	 	 	0	 	 	 	0.00	 




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	Principal
	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	Balance
	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%
	30 Days
	 	 	0.094922	%	 	 	0.067183	%	 	30 Days
	 	 	0.000000	%	 	 	0.000000	%	 	30 Days
	 	 	0.000000	%	 	 	0.000000	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	60 Days
	 	 	0.000000	%	 	 	0.000000	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	90 Days
	 	 	0.000000	%	 	 	0.000000	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	120 Days
	 	 	0.000000	%	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	150 Days
	 	 	0.000000	%	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	180+ Days
	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 
	 
	 	 	0.094922	%	 	 	0.067183	%	 	 	 	 	 	 	0.000000	%	 	 	0.000000	%	 	 	 	 	 	 	0.000000	%	 	 	0.000000	%




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	REO	 	TOTAL
	
	 	

	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	Principal
	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	Balance
	0-29 Days
	 	 	0	 	 	 	0.00	 	 	0-29 Days
	 	 	0	 	 	 	0.00	 
	30 Days
	 	 	0	 	 	 	0.00	 	 	30 Days
	 	 	2	 	 	 	501,142.31	 
	60 Days
	 	 	0	 	 	 	0.00	 	 	60 Days
	 	 	0	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	90 Days
	 	 	0	 	 	 	0.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	120 Days
	 	 	0	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	150 Days
	 	 	0	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	180+ Days
	 	 	0	 	 	 	0.00	 
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 
	 
	 	 	0	 	 	 	0.00	 	 	 	 	 	 	 	2	 	 	 	501,142.31	 




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	Principal
	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	Balance
	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%
	30 Days
	 	 	0.000000	%	 	 	0.000000	%	 	30 Days
	 	 	0.094922	%	 	 	0.067183	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	60 Days
	 	 	0.000000	%	 	 	0.000000	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	90 Days
	 	 	0.000000	%	 	 	0.000000	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	120 Days
	 	 	0.000000	%	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	150 Days
	 	 	0.000000	%	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	180+ Days
	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 
	 
	 	 	0.000000	%	 	 	0.000000	%	 	 	 	 	 	 	0.094922	%	 	 	0.067183	%



Pool 2




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT	 	BANKRUPTCY	 	FORECLOSURE
	
	 	
	 	

	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	Principal
	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	Balance
	0-29 Days
	 	 	0	 	 	 	0.00	 	 	0-29 Days
	 	 	0	 	 	 	0.00	 	 	0-29 Days
	 	 	0	 	 	 	0.00	 
	30 Days
	 	 	0	 	 	 	0.00	 	 	30 Days
	 	 	0	 	 	 	0.00	 	 	30 Days
	 	 	0	 	 	 	0.00	 
	60 Days
	 	 	0	 	 	 	0.00	 	 	60 Days
	 	 	0	 	 	 	0.00	 	 	60 Days
	 	 	0	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	90 Days
	 	 	0	 	 	 	0.00	 	 	90 Days
	 	 	0	 	 	 	0.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	120 Days
	 	 	0	 	 	 	0.00	 	 	120 Days
	 	 	0	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	150 Days
	 	 	0	 	 	 	0.00	 	 	150 Days
	 	 	0	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	180+ Days
	 	 	0	 	 	 	0.00	 	 	180+ Days
	 	 	0	 	 	 	0.00	 
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 
	 
	 	 	0	 	 	 	0.00	 	 	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	 	 	0	 	 	 	0.00	 




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	Principal	 
	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	Balance	 
	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 
	30 Days
	 	 	0.000000	%	 	 	0.000000	%	 	30 Days
	 	 	0.000000	%	 	 	0.000000	%	 	30 Days
	 	 	0.000000	%	 	 	0.000000	%	 
	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 	 
	 
	 	 	0.000000	%	 	 	0.000000	%	 	 	 	 	 	 	0.000000	%	 	 	0.000000	%	 	 	 	 	 	 	0.000000	%	 	 	0.000000	%	 




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	REO	 	TOTAL
	
	 	

	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	Principal
	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	Balance
	0-29 Days
	 	 	0	 	 	 	0.00	 	 	0-29 Days
	 	 	0	 	 	 	0.00	 
	30 Days
	 	 	0	 	 	 	0.00	 	 	30 Days
	 	 	0	 	 	 	0.00	 
	60 Days
	 	 	0	 	 	 	0.00	 	 	60 Days
	 	 	0	 	 	 	0.00	 
	90 Days
	 	 	0	 	 	 	0.00	 	 	90 Days
	 	 	0	 	 	 	0.00	 
	120 Days
	 	 	0	 	 	 	0.00	 	 	120 Days
	 	 	0	 	 	 	0.00	 
	150 Days
	 	 	0	 	 	 	0.00	 	 	150 Days
	 	 	0	 	 	 	0.00	 
	180+ Days
	 	 	0	 	 	 	0.00	 	 	180+ Days
	 	 	0	 	 	 	0.00	 
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 
	 
	 	 	0	 	 	 	0.00	 	 	 	 	 	 	 	0	 	 	 	0.00	 




	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	Principal
	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	Balance
	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%	 	0-29 Days
	 	 	0.000000	%	 	 	0.000000	%
	30 Days
	 	 	0.000000	%	 	 	0.000000	%	 	30 Days
	 	 	0.000000	%	 	 	0.000000	%
	60 Days
	 	 	0.000000	%	 	 	0.000000	%	 	60 Days
	 	 	0.000000	%	 	 	0.000000	%
	90 Days
	 	 	0.000000	%	 	 	0.000000	%	 	90 Days
	 	 	0.000000	%	 	 	0.000000	%
	120 Days
	 	 	0.000000	%	 	 	0.000000	%	 	120 Days
	 	 	0.000000	%	 	 	0.000000	%
	150 Days
	 	 	0.000000	%	 	 	0.000000	%	 	150 Days
	 	 	0.000000	%	 	 	0.000000	%
	180+ Days
	 	 	0.000000	%	 	 	0.000000	%	 	180+ Days
	 	 	0.000000	%	 	 	0.000000	%
	 
	 	 	
	 	 	 	
	 	 	 	 	 	 	 	
	 	 	 	
	 
	 
	 	 	0.000000	%	 	 	0.000000	%	 	 	 	 	 	 	0.000000	%	 	 	0.000000	%



 






 



Collateral Statement




	 	 	 	 	 
	Collateral Description	 	Mixed Arm
	Weighted Average Gross Coupon
	 	 	2.958887	%
	Weighted Average Net Coupon
	 	 	2.581797	%
	Weighted Average Pass-Through Rate
	 	 	2.571797	%
	Weighted Average Maturity (Stepdown Calculation)
	 	 	318	 
	Beginning Scheduled Collateral Loan Count
	 	 	2,668	 
	Number of Loans Paid in Full
	 	 	25	 
	Ending Scheduled Collateral Loan Count
	 	 	2,643	 
	Beginning Scheduled Collateral Balance
	 	 	939,489,312.32	 
	Ending Scheduled Collateral Balance
	 	 	927,058,082.39	 
	Ending Actual Collateral Balance at 31-Oct-2003
	 	 	927,058,672.80	 
	Monthly P&I Constant
	 	 	2,316,660.43	 
	Special Servicing Fee
	 	 	0.00	 
	Prepayment Penalties
	 	 	0.00	 
	Realization Loss Amount
	 	 	0.00	 
	Cumulative Realized Loss
	 	 	0.00	 
	Class A Optimal Amount
	 	 	14,363,340.32	 
	Ending Scheduled Balance for Premium Loans
	 	 	927,058,082.39	 
	Scheduled Principal
	 	 	124.89	 
	Unscheduled Principal
	 	 	12,431,105.04	 



Miscellaneous Reporting




	 	 	 	 	 
	Cap Agreement Deposit – 1 month Libor Loan
	 	 	0	 
	Cap Agreement Deposit – 6 month Libor Loan
	 	 	0	 



 






 




	 	 	 	 	 	 	 	 	 	 	 	 	 
	Group	 	1	 	2	 	Total
	Collateral Description	 	Mixed ARM	 	6 Month LIBOR ARM	 	Mixed ARM
	Weighted Average Coupon Rate
	 	 	2.948093	 	 	 	3.003696	 	 	 	2.958887	 
	Weighted Average Net Rate
	 	 	2.570499	 	 	 	2.628696	 	 	 	2.581797	 
	Pass-Through Rate
	 	 	2.560499	 	 	 	2.618696	 	 	 	2.571797	 
	Weighted Average Maturity
	 	 	316	 	 	 	324	 	 	 	318	 
	Record Date
	 	 	10/31/2003	 	 	 	10/31/2003	 	 	 	10/31/2003	 
	Principal and Interest Constant
	 	 	1,860,078.04	 	 	 	456,582.39	 	 	 	2,316,660.43	 
	Beginning Loan Count
	 	 	2,126	 	 	 	542	 	 	 	2,668	 
	Loans Paid in Full
	 	 	19	 	 	 	6	 	 	 	25	 
	Ending Loan Count
	 	 	2,107	 	 	 	536	 	 	 	2,643	 
	Beginning Scheduled Balance
	 	 	757,105,664.47	 	 	 	182,383,647.85	 	 	 	939,489,312.32	 
	Ending Scheduled Balance
	 	 	745,933,720.88	 	 	 	181,124,361.51	 	 	 	927,058,082.39	 
	Scheduled Principal
	 	 	63.33	 	 	 	61.56	 	 	 	124.89	 
	Unscheduled Principal
	 	 	11,171,880.26	 	 	 	1,259,224.78	 	 	 	12,431,105.04	 
	Scheduled Interest
	 	 	1,860,014.71	 	 	 	456,520.83	 	 	 	2,316,535.54	 
	Servicing Fee
	 	 	238,231.64	 	 	 	56,994.89	 	 	 	295,226.53	 
	Master Servicing Fee
	 	 	6,309.21	 	 	 	1,519.87	 	 	 	7,829.08	 
	Trustee Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	FRY Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Special Hazard Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Other Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Pool Insurance Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 1
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 2
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 3
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Net Interest
	 	 	1,615,473.86	 	 	 	398,006.07	 	 	 	2,013,479.33	 
	Realized Loss Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Cumulative Realized Loss
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Percentage of Cumulative Losses
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Prepayment Penalties
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Special Servicing Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 



 






 



Miscellaneous Reporting




	 	 	 	 	 
	Group Pool 1
	 	 	 	 
	One Month Libor Loan Balance
	 	 	170,922,739.39	 
	Six Month Libor Loan Balance
	 	 	575,010,981.49	 
	Senior Percent
	 	 	100.000000	%
	Senior Prepayment Percent
	 	 	100.000000	%
	Subordinate Percent
	 	 	0.000000	%
	Subordinate Prepayment Percent
	 	 	0.000000	%
	Group Pool 2
	 	 	 	 
	Six Month Libor Loan Balance
	 	 	181,124,361.51	 
	Senior Percent
	 	 	100.000000	%
	Senior Prepayment Percent
	 	 	100.000000	%
	Subordinate Percent
	 	 	0.000000	%
	Subordinate Prepayment Percent
	 	 	0.000000	%