<TABLE> <S> <C>

<ARTICLE>                                            9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM DIME
BANCORP, INC.'S FORM 10-Q FOR THE QUARTERLY PERIOD ENDED MARCH 31, 1999 AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER>                                   1,000
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                           DEC-31-1999
<PERIOD-START>                              JAN-01-1999
<PERIOD-END>                                MAR-31-1999
<CASH>                                          248,031
<INT-BEARING-DEPOSITS>                            5,785
<FED-FUNDS-SOLD>                                      0
<TRADING-ASSETS>                                252,100
<INVESTMENTS-HELD-FOR-SALE>                   3,307,889
<INVESTMENTS-CARRYING>                                0
<INVESTMENTS-MARKET>                                  0
<LOANS>                                      15,675,562
<ALLOWANCE>                                     112,369
<TOTAL-ASSETS>                               21,550,335
<DEPOSITS>                                   13,165,948
<SHORT-TERM>                                  5,684,717
<LIABILITIES-OTHER>                             431,082
<LONG-TERM>                                     851,867
<PREFERRED-MANDATORY>                                 0
<PREFERRED>                                           0
<COMMON>                                          1,203
<OTHER-SE>                                    1,415,518
<TOTAL-LIABILITIES-AND-EQUITY>               21,550,335
<INTEREST-LOAN>                                 277,988
<INTEREST-INVEST>                                61,119
<INTEREST-OTHER>                                    506
<INTEREST-TOTAL>                                339,613
<INTEREST-DEPOSIT>                              119,842
<INTEREST-EXPENSE>                              204,115
<INTEREST-INCOME-NET>                           135,498
<LOAN-LOSSES>                                     8,000
<SECURITIES-GAINS>                                (230)
<EXPENSE-OTHER>                                 183,129
<INCOME-PRETAX>                                  93,599
<INCOME-PRE-EXTRAORDINARY>                       58,968
<EXTRAORDINARY>                                 (4,127)
<CHANGES>                                             0
<NET-INCOME>                                     54,841
<EPS-PRIMARY>                                      0.49<F1>
<EPS-DILUTED>                                      0.49
<YIELD-ACTUAL>                                     2.75
<LOANS-NON>                                      60,604
<LOANS-PAST>                                          0
<LOANS-TROUBLED>                                 11,949
<LOANS-PROBLEM>                                       0
<ALLOWANCE-OPEN>                                105,081
<CHARGE-OFFS>                                     3,765
<RECOVERIES>                                      3,053
<ALLOWANCE-CLOSE>                               112,369
<ALLOWANCE-DOMESTIC>                            104,869
<ALLOWANCE-FOREIGN>                                   0
<ALLOWANCE-UNALLOCATED>                           7,500
<FN>
<F1> Represents basic EPS
</FN>
        






</TABLE>