Exhibit 34.1



| |  |                                                             
| |  | ------------------------------------------------------------
| |  | KPMG LLP Suite 1400
55 Second Street San Francisco, CA 94105

Report of Independent Registered Public Accounting Firm

The Board of Directors

First Republic Bank:

We have examined managements assessment, included in the accompanying Management Assessment, that First Republic Bank (the Bank) complied with the
servicing criteria set forth in Item 1122(d) of the Securities and Exchange Commissions Regulation AB for residential mortgage loans serviced for others (the Platform), except for the servicing criteria 1122(d)(1)(iii), 1122(d)(3)(i)(C),
and 1122(d)(4)(xv), which the Bank has determined are not applicable to the activities it performs with respect to the Platform, as of and for the year ended December 31, 2014. Appendix A to the Management Assessment identifies the individual
asset-backed transactions and securities defined by management as constituting the Platform. Management is responsible for the Banks compliance with the servicing criteria. Our responsibility is to express an opinion on managements
assessment about the Banks compliance based on our examination.

Our examination was conducted in accordance with the standards of the Public
Company Accounting Oversight Board (United States) and, accordingly, included examining, on a test basis, evidence about the Banks compliance with the servicing criteria specified above and performing such other procedures as we considered
necessary in the circumstances. Our examination included testing selected asset-backed transactions and securities that comprise the Platform, testing selected servicing activities related to the Platform, and determining whether the Bank processed
those selected transactions and performed those selected activities in compliance with the servicing criteria. Furthermore, our procedures were limited to the selected transactions and servicing activities performed by the Bank during the period
covered by this report. Our procedures were not designed to determine whether errors may have occurred either prior to or subsequent to our tests that may have affected the balances or amounts calculated or reported by the Bank during the period
covered by this report for the selected transactions or any other transactions. We believe that our examination provides a reasonable basis for our opinion. Our examination does not provide a legal determination on the Banks compliance with
the servicing criteria.

As described in the accompanying Managements Assessment, for servicing criteria 1122(d)(4)(iv), 1122(d)(4)(xi), and
1122(d)(4)(xii), the Bank has engaged certain vendors to perform the activities required by these servicing criteria. The Bank has determined that none of these vendors are deemed to be servicers as defined in Item 1101(j) of
Regulation AB, and the Bank has elected to take responsibility for assessing compliance with the servicing criteria applicable to these vendors as permitted by Interpretation 17.06 of the SEC Division of Corporation Finance Manual of Publicly
Available Telephone Interpretations (Interpretation 17.06). As permitted by Interpretation 17.06, the Bank has asserted that it has policies and procedures in place designed to provide reasonable assurance that the vendors
activities comply in all material respects with the servicing criteria applicable to each vendor. The Bank is solely responsible for determining that it meets the SEC requirements to apply Interpretation 17.06 for the vendors and related criteria as
described in its assertion, and we performed no procedures with respect to the Banks eligibility to apply Interpretation 17.06.

In our opinion,
managements assessment that First Republic Bank complied with the aforementioned servicing criteria, including 1122(d)(4)(iv), 1122(d)(4)(xi), and 1122(d)(4)(xii) for which compliance is determined based on Interpretation 17.06 as described
above, as of and for the year ended December 31, 2014 is fairly stated, in all material respects.



/s/ KPMG LLP


San Francisco, California

February 27, 2015

KPMG LLP is a Delaware
limited liability partnership,

the U.S. member firm of KPMG International Cooperative

(KPMG International), a Swiss entity.



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Appendix A



|           |  |                                             |  |            |     |  |         |   |                | 
|---------- |  | ------------------------------------------- |  | ---------- | --- |  | ------- | - | -------------- | 
|Investor # |  | Investor Name                               |  | Loan Count |     |  | Balance |  
|50         |  | First Republic Preferred Capital Corp. I    |  |            | 33  |  |         | $ | 34,740,119.74  | 
|70         |  | Intrepid LLLP                               |  |            | 7   |  |         | $ | 5,674,527.77   | 
|120        |  | Redwood Trust (Bear Stearns)                |  |            | 26  |  |         | $ | 21,950,455.68  | 
|122        |  | Sequioa 2007-2                              |  |            | 45  |  |         | $ | 45,093,047.34  | 
|123        |  | SEMT 2007-3                                 |  |            | 13  |  |         | $ | 18,345,837.27  | 
|124        |  | CSMC Trust 2014-SAF1                        |  |            | 1   |  |         | $ | 888,460.11     | 
|126        |  | MTGLQ Investors, L.P.                       |  |            | 139 |  |         | $ | 103,063,741.54 | 
|127        |  | OneWest Bank N.A.                           |  |            | 771 |  |         | $ | 643,760,103.64 | 
|128        |  | Sequoia Mortgage Trust 2014-1               |  |            | 75  |  |         | $ | 66,366,575.13  | 
|129        |  | STIFEL BANK & TRUST                         |  |            | 46  |  |         | $ | 47,083,151.62  | 
|131        |  | Morgan Stanley Mortgage                     |  |            | 197 |  |         | $ | 209,222,128.75 | 
|132        |  | JP Morgan Mortgage Trust 2014-2             |  |            | 332 |  |         | $ | 156,824,181.69 | 
|133        |  | Sequoia Mortgage Trust 2013-12              |  |            | 47  |  |         | $ | 38,385,072.09  | 
|134        |  | CSMC 2014-IVR3                              |  |            | 61  |  |         | $ | 38,298,317.32  | 
|135        |  | Citizens Bank, N.A And Various              |  |            | 3   |  |         | $ | 2,077,863.71   | 
|136        |  | MSRM Loan Trust 2014-1                      |  |            | 283 |  |         | $ | 248,678,800.88 | 
|137        |  | Sequoia Mortgage Trust 2014-3               |  |            | 69  |  |         | $ | 58,277,857.97  | 
|138        |  | J.P. Morgan Trust 2014-IVR3                 |  |            | 93  |  |         | $ | 120,724,648.02 | 
|141        |  | Delta Community Credit Union                |  |            | 24  |  |         | $ | 30,225,275.87  | 
|142        |  | Sequoia Mortgage Trust 2013-12              |  |            | 56  |  |         | $ | 49,681,314.66  | 
|143        |  | CSMC Trust 2014-IVR1                        |  |            | 10  |  |         | $ | 9,016,876.51   | 
|144        |  | CSMC Trust 2013-IVR5                        |  |            | 1   |  |         | $ | 639,044.11     | 
|145        |  | JP Morgan Mortgage TR 2014-1                |  |            | 53  |  |         | $ | 48,410,655.33  | 
|146        |  | Florida Community Bank, N.A.                |  |            | 42  |  |         | $ | 46,574,295.35  | 
|147        |  | Citizens Bank of Pennsylvania               |  |            | 98  |  |         | $ | 83,735,591.00  | 
|149        |  | Hudson Valley Bank                          |  |            | 6   |  |         | $ | 8,671,918.72   | 
|151        |  | CMSC Trust 2013-7                           |  |            | 2   |  |         | $ | 1,812,926.56   | 
|152        |  | Sequoia Mortgage Trust 2013-11              |  |            | 16  |  |         | $ | 14,102,222.94  | 
|153        |  | Sequoia Mortgage Trust 2013-10              |  |            | 2   |  |         | $ | 1,432,761.41   | 
|154        |  | CSMC Trust 2013-6                           |  |            | 19  |  |         | $ | 21,190,469.62  | 
|155        |  | JP Morgan Mortgage Trust 2013-3             |  |            | 119 |  |         | $ | 127,861,596.09 | 
|156        |  | NRP Mortgage Trust 2013-1                   |  |            | 447 |  |         | $ | 413,054,672.75 | 
|157        |  | CSMC Trust 2013-HYB1                        |  |            | 323 |  |         | $ | 351,108,854.80 | 
|158        |  | CSMC Trust 2013-IVR4                        |  |            | 36  |  |         | $ | 37,609,855.05  | 
|162        |  | Citigroup Mortgage Loan Trust Series 2005-6 |  |            | 32  |  |         | $ | 17,114,284.11  | 
|163        |  | SAMI II 2005-AR2                            |  |            | 92  |  |         | $ | 85,075,788.57  | 
|164        |  | MLCC 2005-3                                 |  |            | 39  |  |         | $ | 33,039,989.89  | 
|165        |  | MLMI 2005-A10                               |  |            | 31  |  |         | $ | 31,487,043.82  | 
|166        |  | Redwood Residential Acquisition Corp        |  |            | 181 |  |         | $ | 159,865,223.85 | 
|167        |  | Sequoia Mortgage Trust 2011-1               |  |            | 29  |  |         | $ | 27,974,460.36  | 
|168        |  | Sequoia Mortgage Trust 2011-2               |  |            | 76  |  |         | $ | 53,094,103.93  | 
|169        |  | Sequoia Mortgage Trust 2012-1               |  |            | 81  |  |         | $ | 75,202,377.19  | 
|172        |  | SEMT 2012-2                                 |  |            | 91  |  |         | $ | 84,920,208.49  | 
|173        |  | SEMT 2013-1                                 |  |            | 20  |  |         | $ | 21,661,957.36  | 
|174        |  | Sequoia Mortgage Trust 2012-3               |  |            | 77  |  |         | $ | 77,287,081.95  | 
|175        |  | Harbor View 2003-2 (formerly Greenwich)     |  |            | 6   |  |         | $ | 2,628,829.52   | 
|176        |  | Harbor View 2004-1 (formerly Greenwich)     |  |            | 22  |  |         | $ | 9,866,750.16   | 
|177        |  | Harbor View 2004-5 (formerly Greenwich)     |  |            | 7   |  |         | $ | 3,984,002.95   | 
|178        |  | Harbor View 2006-6                          |  |            | 1   |  |         | $ | 401,075.01     | 
|179        |  | Harbor View 2007-6                          |  |            | 1   |  |         | $ | 484,158.17     | 
|180        |  | MASTR 2003-5 (formerly UBS Warburg)         |  |            | 3   |  |         | $ | 1,919,609.86   | 
|181        |  | Sequoia Mortgage Trust 2012-5               |  |            | 74  |  |         | $ | 70,291,993.04  | 
|182        |  | Sequoia Mortgage Trust 2013-2               |  |            | 314 |  |         | $ | 284,437,931.21 | 
|183        |  | Sequoia Mortgage Trust 2013-3               |  |            | 80  |  |         | $ | 76,572,832.22  | 
|184        |  | Sequoia Mortgage Trust 2013-4               |  |            | 58  |  |         | $ | 61,645,657.44  | 
|185        |  | MASTI 2003-4 (formerly UBS Warburg)         |  |            | 7   |  |         | $ | 4,595,449.38   | 
|187        |  | Sequoia Mortgage Trust 2013-7               |  |            | 14  |  |         | $ | 11,689,933.19  | 
|188        |  | Sequoia Mortgage Trust 2013-8               |  |            | 4   |  |         | $ | 2,581,364.55   | 
|189        |  | CSMC Trust 2013-IVR3                        |  |            | 30  |  |         | $ | 36,418,802.74  | 



---

Appendix A



|           |  |                                                   |  |            |        |  |         |   |                  | 
|---------- |  | ------------------------------------------------- |  | ---------- | ------ |  | ------- | - | ---------------- | 
|Investor # |  | Investor Name                                     |  | Loan Count |        |  | Balance |  
|191        |  | CSFB 2004-5                                       |  |            | 2      |  |         | $ | 614,451.60       | 
|192        |  | CSFB 2004-6                                       |  |            | 5      |  |         | $ | 884,699.21       | 
|193        |  | CSFB 2004-7                                       |  |            | 1      |  |         | $ | 300,373.04       | 
|194        |  | TIAA-CREF Trust Company, FSB                      |  |            | 295    |  |         | $ | 192,451,699.79   | 
|195        |  | MLMI 2005-A1                                      |  |            | 17     |  |         | $ | 8,369,269.02     | 
|196        |  | Merrill Lynch Bank                                |  |            | 29     |  |         | $ | 25,013,573.13    | 
|197        |  | MLCC 2006-2                                       |  |            | 59     |  |         | $ | 33,519,471.51    | 
|199        |  | Sequoia Mortgage Trust 2012-4                     |  |            | 56     |  |         | $ | 55,973,052.61    | 
|200        |  | Sequoia Mortgage Trust 2012-6                     |  |            | 34     |  |         | $ | 33,015,579.11    | 
|201        |  | JP Morgan Mortgage Acq. Corp.                     |  |            | 1314   |  |         | $ | 1,337,996,283.50 | 
|203        |  | Scottrade Bank                                    |  |            | 110    |  |         | $ | 55,422,563.04    | 
|204        |  | JP Morgan Mortgage Trust 2013-1                   |  |            | 272    |  |         | $ | 200,883,658.37   | 
|207        |  | CSMC Trust 2013-IVR1                              |  |            | 103    |  |         | $ | 88,378,639.07    | 
|209        |  | CSMC Trust 2013-1VR2                              |  |            | 176    |  |         | $ | 162,525,143.67   | 
|210        |  | Washington Mutual (formerly Bank United of Texas) |  |            | 1      |  |         | $ | 25,365.60        | 
|215        |  | Bank United N.A.                                  |  |            | 36     |  |         | $ | 37,858,118.19    | 
|216        |  | North Valley Bank                                 |  |            | 13     |  |         | $ | 14,456,729.54    | 
|217        |  | Signature Bank                                    |  |            | 17     |  |         | $ | 22,514,523.24    | 
|218        |  | RBS Financial Products Inc.                       |  |            | 2      |  |         | $ | 1,276,490.33     | 
|227        |  | Washington Mutual (formerly Bank United of Texas) |  |            | 3      |  |         | $ | 116,885.32       | 
|243        |  | Chase Mortgage Services, Inc.                     |  |            | 1      |  |         | $ | 206,346.40       | 
|244        |  | Independent National Mortgage                     |  |            | 1      |  |         | $ | 349,037.04       | 
|248        |  | Washington Mutual Bank, Flow Sales (PNC)          |  |            | 2      |  |         | $ | 517,779.73       | 
|250        |  | CitiMortgage                                      |  |            | 9      |  |         | $ | 3,487,508.13     | 
|260        |  | CitiMortgage                                      |  |            | 14     |  |         | $ | 2,817,580.92     | 
|312        |  | Residential Funding                               |  |            | 27     |  |         | $ | 9,143,979.50     | 
|313        |  | BofA Funding 2011-SDI                             |  |            | 1      |  |         | $ | 659,107.61       | 
|330        |  | U.S. Bank                                         |  |            | 2      |  |         | $ | 251,928.72       | 
|355        |  | Thornburg Mortgage (Wells Fargo Master Servicer)  |  |            | 536    |  |         | $ | 382,743,146.34   | 
|356        |  | Thornburg 2008-1                                  |  |            | 3      |  |         | $ | 1,761,970.83     | 
|357        |  | Everbank                                          |  |            | 24     |  |         | $ | 22,469,450.03    | 
|358        |  | DLJ Mortgage Capital, Inc.                        |  |            | 31     |  |         | $ | 28,375,964.43    | 
|360        |  | Northfield Bank                                   |  |            | 213    |  |         | $ | 182,506,907.88   | 
|361        |  | JP Morgan Trust 2014-OAK4                         |  |            | 12     |  |         | $ | 14,115,811.37    | 
|362        |  | JP Morgan Mortgage Trust 2014-5                   |  |            | 197    |  |         | $ | 138,108,473.03   | 
|363        |  | Sequoia Mortgage Trust 2014-4                     |  |            | 126    |  |         | $ | 111,076,435.22   | 
|364        |  | JP Morgan Mortgage TR2014-IVR6                    |  |            | 386    |  |         | $ | 385,088,266.52   | 
|414        |  | Federal Home Mortgage Loan Association            |  |            | 7      |  |         | $ | 401,468.57       | 
|415        |  | FNMA MBS                                          |  |            | 6      |  |         | $ | 432,331.24       | 
|510        |  | CitiMortgage                                      |  |            | 6      |  |         | $ | 709,416.98       | 
|515        |  | Fannie Mae-Laser                                  |  |            | 4700   |  |         | $ | 1,585,203,666.02 | 
|516        |  | Bank of New Canaan                                |  |            | 3      |  |         | $ | 4,673,224.00     | 
|633        |  | Chase Mortgage Services, Inc.                     |  |            | 3      |  |         | $ | 133,428.61       | 
|636        |  | Bank United of Florida                            |  |            | 1      |  |         | $ | 26,713.35        | 
|637        |  | Bank of America                                   |  |            | 4      |  |         | $ | 268,431.65       | 
|720        |  | 2002-FRB2 REMIC                                   |  |            | 28     |  |         | $ | 16,452,824.12    | 
|730        |  | 2002-FRBI REMIC                                   |  |            | 45     |  |         | $ | 25,392,444.06    | 
|740        |  | 2001-FRB1 REMIC                                   |  |            | 55     |  |         | $ | 38,356,015.51    | 
|750        |  | Washington Mutual Bank                            |  |            | 1      |  |         | $ | 427,738.92       | 
|760        |  | 2000-FRB1 REMIC                                   |  |            | 20     |  |         | $ | 7,501,407.06     | 
|770        |  | Bear Stearns                                      |  |            | 12     |  |         | $ | 3,447,367.50     | 
|775        |  | AAR BART 2003-5 (Bear Stearns)                    |  |            | 28     |  |         | $ | 9,563,064.60     | 
|777        |  | HVMLT 2006-13                                     |  |            | 1      |  |         | $ | 747,588.23       | 
|780        |  | 2000-FRB2 REMIC                                   |  |            | 31     |  |         | $ | 15,340,594.50    | 
|614        |  | Federal Home Loan Mortgage Association            |  |            | 1      |  |         | $ | 48,273.76        | 
|           |  |                                                   |  |            |        |  |         |   |                  | 
|           |  | Total                                             |  |            | 13,947 |  |         | $ | 9,603,226,391.27 | 
|           |  |                                                   |  |            |        |  |         |   |                  |