Exhibit 34.3



LOGO



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|Report of Independent Registered Public Accounting Firm 
Board of Directors QBE FIRST Property Tax Solutions, LLC |  | Audit  Tax  Advisory 
Grant Thornton LLP
515 South Flower Street, 7th FloorLos Angeles, CA 90071-2201
 T 213.627.1717
F 213.624.6793 www.GrantThornton.com

We have examined managements assertion, included in the accompanying Managements Assertion on Compliance with
Regulation AB Servicing Criteria (Managements Report), that QBE FIRST Property Tax Solutions, LLC (the Company) complied with the servicing criteria set forth in Item 1122(d) of the U.S. Securities and Exchange
Commissions Regulation AB for the QBE FIRST Property Tax System Platform (the Platform) as of and for the year ended December 31, 2013, excluding criteria 1122(d)(1)(i) through 1122(d)(1)(iii), 1122(d)(2)(i) through
1122(d)(2)(v), 1122(d)(2)(vii), 1122(d)(3)(i) through 1122(d)(3)(iv), 1122(d)(4)(i) through 1122(d)(4)(x) and 1122(d)(4)(xiv) through 1122(d)(4)(xv), which management has determined are not applicable to the activities performed by the Company with
respect to the Platform. The Platform constitutes all of the asset-backed transactions and securities described in Managements Report for the applicable clients noted in Exhibit A. Management is responsible for the Companys compliance
with the applicable servicing criteria. Our responsibility is to express an opinion on managements assertion about the Companys compliance with the applicable servicing criteria for the Platform based on our examination.

Our examination was conducted in accordance with the standards of the Public Company Accounting Oversight Board (United States) and, accordingly, included
examining, on a test basis, evidence about the Companys compliance with the applicable servicing criteria for the Platform and performing such other procedures as we considered necessary in the circumstances. Our examination included testing
selected asset-backed transactions and securities constituting the Platform and evaluating whether the Company performed servicing activities related to those transactions and securities in compliance with the applicable servicing criteria for the
period covered by this report. Accordingly, our testing may not have included servicing activities related to each asset-backed transaction or security constituting the Platform. Further, our examination was not designed to detect material
noncompliance that may have occurred prior to the period covered by this report and that may have affected the Companys servicing activities during the period covered by this report. We believe that our examination provides a reasonable basis
for our opinion. Our examination does not provide a legal determination on the Companys compliance with the applicable servicing criteria.



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In our opinion, managements assertion that QBE FIRST Property Tax Solutions, LLC complied with the
aforementioned applicable servicing criteria as of and for the year ended December 31, 2013 for the QBE FIRST Property Tax System Platform is fairly stated, in all material respects.

/S/ Grant Thornton LLP

Los Angeles, California

February 3, 2014