EX-33.3
(logo) QBE FIRST

MANAGEMENT'S ASSERTION ON COMPLIANCE WITH
REGULATION AB SERVICING CRITERIA

QBE FIRST Insurance Agency, Inc. (the Asserting Party) is responsible for
assessing compliance as of and for the year ended December 31, 2012 (the
Reporting Period) with the servicing criteria set forth in Title 17, Section
229.1122(d) of the Code of Federal Regulations, excluding the inapplicable
servicing criteria set forth in Exhibit A hereto (such criteria, after giving
effect to the exclusions identified on Exhibit A, the "Applicable Servicing
Criteria"). The transactions covered by this report include all mortgage
backed securities that were registered after January 1, 2006 with the
Securities and Exchange Commission pursuant to the Securities Act of 1933 and
serviced by the Asserting Party on the QBE FIRST Integrated Product Solution
platform (the Platform Transactions). The Asserting Party used the criteria
set forth in paragraph (d) of Item 1122 of Regulation AB to assess compliance
with the Applicable Servicing Criteria.

The Asserting Party has assessed its compliance with the Applicable Servicing
Criteria for the Reporting Period and has concluded that the Asserting Party
has complied, in all material respects, with the Applicable Servicing
Criteria for the Reporting Period with respect to the Platform Transactions.

Grant Thornton LLP, an independent registered public accounting firm,
has issued an attestation report on the assessment of compliance with the
Applicable Servicing Criteria for the Reporting Period.

QBE FIRST INSURANCE AGENCY, INC.

/s/Arthur J. Castner
Arthur J. Castner

Title: VP, Strategic Operations Development Leader

Date: February 8, 2013


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EXHIBIT A


QBE FIRST Integrated Product Solution Platform

<TABLE>
<CAPTION>

                                                                                        APPLICABLE      INAPPLICABLE
                                                                                        SERVICING       SERVICING
Reference                           Criteria                                            CRITERIA        CRITERIA
  
                            <c>                                                       <c>             <c>
                  General Servicing Considerations

1122(d)(1)(i)     Policies and procedures are instituted to monitor any                                     X
                  performance or other triggers and events of default in
                  accordance with the transaction agreements.

1122(d)(1)(ii)    If any material servicing activities are outsourced to                                    X
                  third parties, policies and procedures are instituted to
                  monitor the third party's performance and compliance with
                  such servicing activities.

1122(d)(1)(iii)   Any requirements in the transaction agreements to maintain                                X
                  a back-up servicer for the mortgage loans are maintained.

1122(d)(1)(iv)    A fidelity bond and errors and omissions policy is in effect              X^i
                  on the party participating in the servicing function throughout
                  the reporting period in the amount of coverage required by and
                  otherwise in accordance with the terms of the transaction
                  agreements.

                  Cash Collection and Administration

1122(d)(2)(i)     Payments on mortgage loans are deposited into the appropriate                             X
                  custodial bank accounts and related bank clearing accounts no
                  more than two business days following receipt, or such other
                  number of days specified in the transaction agreements.

1122(d)(2)(ii)    Disbursements made via wire transfer on behalf of an obligor                              X
                  or to an investor are made only by authorized personnel.

1122(d)(2)(iii)   Advances of funds or guarantees regarding collections, cash                               X
                  flows or distributions, and any interest or other fees charged
                  for such advances, are made, reviewed and approved as specified
                  in the transaction agreements.

1122(d)(2)(iv)    The related accounts for the transaction, such as cash reserve                            X
                  accounts or accounts established as a form of overcollateralization,
                  are separately maintained (e.g., with respect to commingling
                  of cash) as set forth in the transaction agreements.

1122(d)(2)(v)     Each custodial account is maintained at a federally insured                               X
                  depository institution as set forth in the transaction
                  agreements. For purposes of this criterion, "federally insured
                  depository institution" with respect to a foreign financial
                  institution means a foreign financial institution that meets
                  the requirements of Rule 13k-1(b)(1) of the Securities Exchange
                  Act.

1122(d)(2)(vi)    Unissued checks are safeguarded so as to prevent unauthorized             X^ii
                  access.

1122(d)(2)(vii)   Reconciliations are prepared on a monthly basis for all                                   X
                  asset-backed securities related bank accounts, including
                  custodial accounts and related bank clearing accounts. These
                  reconciliations are (A) mathematically accurate; (B) prepared
                  within 30 calendar days after the bank statement cutoff date,
                  or such other number of days specified in the transaction
                  agreements; (C) reviewed and approved by someone other than
                  the person who prepared the reconciliation; and (D) contain
                  explanations for reconciling items. These reconciling items
                  are resolved within 90 calendar days of their original
                  identification, or such other number of days specified in the
                  transaction agreements.


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QBE FIRST Integrated Product Solution Platform
                                                                                        APPLICABLE      INAPPLICABLE
                                                                                        SERVICING       SERVICING
Reference                           Criteria                                            CRITERIA        CRITERIA
  
                            <c>                                                       <c>             <c>

                  Investor Remittances and Reporting

1122(d)(3)(i)     Reports to investors, including those to be filed with the                                X
                  Commission, are maintained in accordance with the transaction
                  agreements and applicable Commission requirements. Specifically,
                  such reports (A) are prepared in accordance with timeframes and
                  other terms set forth in the transaction agreements; (B) provide
                  information calculated in accordance with the terms specified in
                  the transaction agreements; (C) are filed with the Commission as
                  required by its rules and regulations; and (D) agree with investors'
                  or the trustee's records as to the total unpaid principal balance
                  and number of mortgage loans serviced by the Servicer.

1122(d)(3)(ii)    Amounts due to investors are allocated and remitted in accordance                         X
                  with timeframes, distribution priority and other terms set forth
                  in the transaction agreements.

1122(d)(3)(iii)   Disbursements made to an investor are posted within two business                          X
                  days to the Servicer's investor records, or such other number of
                  days specified in the transaction agreements.

1122(d)(3)(iv)    Amounts remitted to investors per the investor reports agree with                         X
                  cancelled checks, or other form of payment, or custodial bank
                  statements.

                  Pool Asset Administration

1122(d)(4)(i)     Collateral or security on mortgage loans is maintained as required                        X
                  by the transaction agreements or related mortgage loan documents.

1122(d)(4)(ii)    Mortgage loan and related documents are safeguarded as required                           X
                  by the transaction agreements

1122(d)(4)(iii)   Any additions, removals or substitutions to the asset pool are                            X
                  made, reviewed and approved in accordance with any conditions
                  or requirements in the transaction agreements.

1122(d)(4)(iv)    Payments on mortgage loans, including any payoffs, made in                                X
                  accordance with the related mortgage loan documents are posted
                  to the Servicer's obligor records maintained no more than two
                  business days after receipt, or such other number of days
                  specified in the transaction agreements, and allocated to
                  principal, interest or other items (e.g., escrow) in accordance
                  with the related mortgage loan documents.

1122(d)(4)(v)     The Servicer's records regarding the mortgage loans agree with                            X
                  the Servicer's records with respect to an obligor's unpaid
                  principal balance.

1122(d)(4)(vi)    Changes with respect to the terms or status of an obligor's                               X
                  mortgage loans (e.g., loan modifications or re-agings) are made,
                  reviewed and approved by authorized personnel in accordance
                  with the transaction agreements and related pool asset
                  documents.

1122(d)(4)(vii)   Loss mitigation or recovery actions (e.g., forbearance plans,                             X
                  modifications and deeds in lieu of foreclosure, foreclosures
                  and repossessions, as applicable) are initiated, conducted and
                  concluded in accordance with the timeframes or other requirements
                  established by the transaction agreements.

1122(d)(4)(viii)  Records documenting collection efforts are maintained during                              X
                  the period a mortgage loan is delinquent in accordance with the
                  transaction agreements. Such records are maintained on at
                  least a monthly basis, or such other period specified in the
                  transaction agreements, and describe the entity's activities
                  in monitoring delinquent mortgage loans including, for example,
                  phone calls, letters and payment rescheduling plans in cases
                  where delinquency is deemed temporary (e.g., illness or
                  unemployment).

1122(d)(4)(ix)    Adjustments to interest rates or rates of return for mortgage                             X
                  loans with variable rates are computed based on the related
                  mortgage loan documents.


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QBE FIRST Integrated Product Solution Platform
                                                                                        APPLICABLE      INAPPLICABLE
                                                                                        SERVICING       SERVICING
Reference                           Criteria                                            CRITERIA        CRITERIA

1122(d)(4)(x)     Regarding any funds held in trust for an obligor (such as                                 X
                  escrow accounts): (A) such funds are analyzed, in accordance
                  with the obligor's mortgage loan documents, on at least an annual
                  basis, or such other period specified in the transaction
                  agreements; (B) interest on such funds is paid, or credited,
                  to obligors in accordance with applicable mortgage loan documents
                  and state laws; and (C) such funds are returned to the obligor
                  within 30 calendar days of full repayment of the related mortgage
                  loans, or such other number of days specified in the
                  transaction agreements.

1122(d)(4)(xi)    Payments made on behalf of an obligor (such as tax or insurance           X^iii
                  payments) are made on or before the related penalty or expiration
                  dates, as indicated on the appropriate bills or notices for such
                  payments, provided that such support has been received by the
                  Servicer at least 30 calendar days prior to these dates, or such
                  other number of days specified in the transaction agreements.

1122(d)(4)(xii)   Any late payment penalties in connection with any payment to              X^iv
                  be made on behalf of an obligor are paid from the Servicer's
                  funds and not charged to the obligor, unless the late payment
                  was due to the obligor's error or omission.

1122(d)(4)(xiii)  Disbursements made on behalf of an obligor are posted within              X^v
                  two business days to the obligor's records maintained by the
                  Servicer, or such other number of days specified in the
                  transaction agreements.

1122(d)(4)(xiv)   Delinquencies, charge-offs and uncollectible accounts are                                 X
                  recognized and recorded in accordance with the transaction
                  agreements.

1122(d)(4)(xv)    Any external enhancement or other support, identified in Item                             X
                  1114(a)(1) through (3) or Item 1115 of Regulation AB, is
                  maintained as set forth in the transaction agreements.

<FN>


i Applicable clients include: Homeward Residential, Inc f/k/a American Home
Mortgage Servicing, Inc./AHMSI, AMS Servicing LLC, GreenTree f/k/a Marix
Servicing, LLC, Sun Trust Mortgage, Inc., Wells Fargo Home Mortgage,
Dovenmuehle Mortgage, Inc., Rushmore Loan Management Services f/k/a UBS Special
Servicing Group

ii Applicable clients include: Homeward Residential, Inc f/k/a American Home
Mortgage Servicing, Inc./AHMSI, AMS Servicing LLC, GreenTree f/k/a Marix
Servicing, LLC. Sun Trust Mortgage, Inc., Wells Fargo Home Mortgage

iii Applicable clients include: Homeward Residential, Inc f/k/a American Home
Mortgage Servicing, Inc./AHMSI, AMS Servicing LLC, GreenTree f/k/a Marix
Servicing, LLC, Sun Trust Mortgage, Inc., Wells Fargo Home Mortgage,
Dovenmuehle Mortgage, Inc., Rushmore Loan Management Services f/k/a UBS Special
Servicing Group

iv Applicable clients include: Homeward Residential, Inc f/k/a American Home
Mortgage Servicing, Inc./AHMSI, AMS Servicing LLC, GreenTree f/k/a Marix
Servicing, LLC, Sun Trust Mortgage, Inc., Wells Fargo Home Mortgage,
Dovenmuehle Mortgage, Inc., Rushmore Loan Management Services f/k/a UBS Special
Servicing Group

v Applicable clients include: Homeward Residential, Inc f/k/a American Home
Mortgage Servicing, Inc./AHMSI, AMS Servicing LLC, GreenTree f/k/a Marix
Servicing, LLC, Sun Trust Mortgage, Inc., Wells Fargo Home Mortgage,
Dovenmuehle Mortgage, Inc., Rushmore Loan Management Services f/k/a UBS Special
Servicing Group

</FN>
</TABLE>