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EXHIBIT (4)(e)




	 	 	 	 	 	 	 

	American General 

Life Insurance Company
	 	 	 	 	 	 
	Address mail to:

	 	Regular Mail
	 	Overnight Mail	 	 
	Annuity Service Center

	 	P.O. Box 15570
	 	1050 North Western Street	 	 
	 

	 	Amarillo, TX 79105-5570
	 	Amarillo, TX 79106-7011
	 	 1-800-445-7862







 




Extended Legacy Program Guide





 





What is the Extended Legacy Program?



The Extended Legacy Program is a death claim settlement program that provides claimants of
variable annuities the opportunity to defer the distribution of claim proceeds while retaining full
discretionary access to them.




 





Extended Legacy Program



There are two options for this program.



Option 1 This option enables the claimant to defer taking a full distribution until December
31st of the year containing the fifth anniversary of the deceased’s death. Any amounts
remaining in the account as of that date will automatically be distributed to the claimant. The
claimant may take discretionary distributions of up to 100% of the current value of the death claim
proceeds at any time during the five year period.



Option 2 This option enables the claimant to receive annual required minimum distributions,
generally over the claimant’s life expectancy, beginning no
later than
December 31st of the
year following the year of the deceased’s death. The claimant may take discretionary distributions
of up to 100% of the current value of the death claim proceeds at any time.



Both options have tax implications that should be considered before making a decision. We recommend
that you discuss your situation with a tax professional.




 





Program Availability



The Extended Legacy Program is available to claimants of American General variable annuities.
One or both options may not be available to certain claimants. Please review the Variable Annuity
Death Claim form (SA2200POS) for additional information. Contact our Annuity Service Center at
(800) 445-7862 for information regarding availability.




 





How Do I Use This Guide?



If you elect the Extended Legacy Program, the product issued to the deceased determines the
applicable fees and investment options available to you.



To review the applicable fees and investment options available to you:





	 	1.	 	Identify the product to which you are a claimant. The product name can be found in the
upper-right corner of the deceased’s last quarterly statement. Contact our Annuity Service Center
if you need assistance.
	 
	 	2.	 	Review the investment options available to you. Refer to the product prospectus you received
with this Guide that lists the investment options available to you. Additional information
regarding the investment options can be found in the fund prospectus available at aig.com/annuities
or through our Annuity Service Center. You will be mailed a copy of the fund prospectus for the
available investment options if you elect the Extended Legacy Program.
	 
	 	3.	 	Write your investment allocation instructions on the Death Claim form. Indicate your investment
allocation instructions on Page 10, Section I, of the Variable Annuity Death Claim form.
	 
	 	4.	 	Review the product prospectus disclosure. The product prospectus you received with this Guide
includes important information about the administrative features available to you. Please review
the sections of the prospectus related to Fee table, Investment Options, Transfers, Dollar Cost
Averaging, Systematic Withdrawal, Automatic Asset Rebalancing Program, Extended Legacy Program,
Separate Account Expenses, Taxes and Other Information.




Variable annuities issued by American General Life Insurance Company.




EXTLEGAA.5 Rev. 11.14