**EXHIBIT      10.48**

**TEMECULA      VALLEY BANK**

**EXECUTIVE      **
**SUPPLEMENTAL      COMPENSATION **

**AGREEMENT      **

**Article      1**

**Definitions      and Construction**

| 1.1                    | “Accrued                Liability Balance” shall mean the amount accrued by the Company to fund                the future benefit expense associated with this Agreement, as of                the end                of the month preceding the Executive’s Separation from Service. The                Company shall account for this benefit using Generally Accepted Accounting                Principles, regulatory accounting guidance of the Company’s primary                federal regulator, and other applicable accounting guidance, including                APB                12 and FAS 106. Accordingly, the Company shall establish a liability                retirement account for the Executive into which appropriate accruals                shall                be made using a discount that is reasonable, which is consistent                with                guidance issued by the Company’s primary federal regulator, and which may                be adjusted thereafter at the Board’s discretion to comply with regulatory                guidance. This Agreement is intended to be a “non-account balance” plan,                as that term is used under the                Code. |
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| 1.2                    | “Board”                shall mean the Board of Directors of the                Bank. |
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| 1.3                    | “Change                in Control” shall mean: a change in ownership or control of the Bank as                defined in Treasury Regulation §1.409A-3(g)(5) or any subsequently                applicable Treasury Regulation. |
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| 1.4                    | “Code”                shall mean the United States Internal Revenue Code of 1986, as                amended. |
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| 1.5                     | “Disability”                shall mean Executive (i) is unable to engage in any substantial gainful                activity by reason of any medically determinable physical or mental                impairment which can be expected to result in death or can be expected                to                last for a continuous period of not less than 12 months, or (ii)                is, by                reason of any medically determinable physical or mental impairment                which                can be expected to result in death or can be expected to last for                a                continuous period of not less than 12 months, receiving income replacement                benefits for a period of not less than 3 months under an accident                and                health plan covering employees of the Bank. Medical determination                of                Disability may be made by either the Social Security Administration                or by                the provider of an accident or health plan covering employees of                the Bank.                Upon the request of the Plan Administrator, the Executive must submit                proof to the Plan Administrator of Social Security Administration’s or the                provider’s determination. |
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| 1.6                    | “Early                Termination” shall mean that Executive’s employment with the Bank has                terminated, voluntarily or involuntarily, prior to Normal Retirement                Age                and such termination is not due to death, Termination for Cause,                Disability, or Separation from Service following a Change in                Control. |
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| 1.7                    | “Effective                Date” shall mean October 1, 2006. |
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| 1.8                    | “Normal                Retirement Age” shall mean the date on which the Executive attains age 65. |
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| 1.9                    | “Plan                Administrator” shall mean the plan administrator described in Article                6. |
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| 1.10                  | “Plan                Year” shall mean each twelve-month period commencing on January 1 and                ending on December 31 of each year. The initial Plan Year shall commence                on the Effective Date of this Plan and end on the following December                31. |
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| 1.11                  | “Separation                from Service” shall mean that the Executive has experienced a Termination                of Employment from the Bank. Where the Executive continues to perform                services for the Bank following a Termination of Employment, however,                and                the facts and circumstances indicate that such services are intended                by                the Bank and the Executive to be more than “insignificant” services, a                Separation from Service will not be deemed to have occurred and any                amounts deferred under this Agreement may not be paid or made available                to                the Executive. The determination of whether such services are considered                “insignificant” will be based upon all facts and circumstances relating to                the termination and upon any applicable rules and regulations issued                under                Section 409A of the Code. Military leave, sick leave, or other bona                fide                leaves of absence are not generally considered terminations of employment. |
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| 1.12                  | “Termination                for Cause” has that meaning set forth in Article                5. |
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| 1.13                  | “Termination                of Employment” shall mean that Executive’s employment with the Bank has                terminated. |
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**Article      2**

**Distributions      During Executive’s Lifetime**

| 2.1                     | Normal                Retirement Benefit.                Upon Executive’s attainment of the Normal Retirement Age, the Bank shall                distribute to the Executive the benefit described in this Section                2.1 in                lieu of any other benefit under this Article. |
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|   | 2.1.1 | Amount                of Benefit.                The annual benefit under this Section 2.1 is Eighty Thousand Dollars                ($80,000).** **The                Board may, in its sole discretion, increase this benefit from time                to                time. |
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|   | 2.1.2 | Form                and Timing of Benefit.                The Bank shall distribute the annual benefit to the Executive in                twelve                (12) equal monthly installments, commencing on the first day of the                month                following the Executive’s Normal Retirement Age. The annual benefit shall                be distributed to the Executive for fifteen (15) years. |
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| 2.2      | Early                Termination Benefit.                Upon the Executive’s Early Termination, the Bank shall distribute to the                Executive the benefit described in this Section 2.2 in lieu of any                other                benefit under this Article. Notwithstanding anything to the contrary                in                this Section 2.2, Executive shall not be entitled to a benefit under                this                Section 2.2 if Executive terminates employment prior to the fulfillment                of                five full Plan Years from the date of this Agreement. For purposes                of this                Section 2.2, if the first Plan Year is only a partial calendar year,                the                partial calendar year shall be considered one full Plan Year. |
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|   | 2.2.1 | Amount                of Benefit.                The benefit under this Section 2.2 is the Accrued Liability Balance,                calculated as of the end of the Plan Year immediately preceding                Executive’s Separation from Service. |
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|   | 2.2.2 | Form                and Timing of Benefit.                The Bank shall distribute the annual benefit to the Executive in                a lump                sum within 60 days following a Separation from Service. |
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| 2.3      | Disability                Benefit*.*                Upon Executive’s Separation from Service due to Disability, the Bank shall                distribute to the Executive the benefit described in this Section                2.3 in                lieu of any other benefit under this                Article. |
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|   | 2.3.1 | Amount                of Benefit*.*                The benefit under this Section 2.3 is the Accrued Liability Balance,                determined as of the end of the Plan Year immediately preceding                notification of Disability and subsequent Separation from                Service. |
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|   | 2.3.2 | Form                and Timing of Benefit.                The Bank shall distribute the benefit to the Executive in a lump                sum                within 60 days following Separation from Service. |
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| 2.4      | Change                in Control Benefit.                Upon a Change in Control followed by Executive’s Termination of                Employment, the Executive shall be entitled to the benefit described                in                this Section 2.4 in lieu of any other benefit under this Article. |
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|   | 2.4.1 | Amount                of Benefit*.*                The benefit under this Section 2.4 is the Accrued Liability Balance,                calculated as of the date of Termination of Employment.   |
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| 2.4.2   | Form                and Timing of Benefit.** **The                Bank shall distribute the benefit to the Executive in a lump sum                within 60                days following Executive’s Separation from Service. |
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| 2.5      | Restriction                on Timing of Distribution.                 Notwithstanding any provision of this Agreement to the contrary,                distributions to Executive may not commence earlier than six (6)                months                after the date of a Separation from Service if, pursuant to Section                409A of the Code and regulations and guidance promulgated thereunder,                Executive is considered a “specified employee” under Section 416(i)                of the Code. In the event a distribution is delayed pursuant to this                Section 2.6, the originally scheduled payment shall be delayed for                6                months, and shall commence instead on the first day of the seventh                month                following the delay. If payments are scheduled to be made in installments,                the first six months of installment payments shall be delayed, aggregated,                and paid instead on the first day of the seventh month, after which                all                installment payments shall be made on their regular schedule. If                payment                is scheduled to be made in a lump sum, the lump sum payment shall                be                delayed for six months and instead be made on the first day of the                seventh                month. |
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| 2.6      | Payments                Upon Income Inclusion.                Should amounts deferred under this Agreement become includable in                the                Executive’s income by reason of a failure of this Agreement to comply with                the requirements of Section 409A of the Code, the Bank shall distribute                to                the Executive an amount necessary to cover the includable amounts,                as well                as other amounts necessary to cover FICA, employment, and income                taxes, to                the extent such distributions do not exceed the Executive’s vested account                balances. |
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**Article      3**

**Distribution      Upon Death**

**Article      4**

**Beneficiaries**

|   | Executive’s                beneficiary(ies), if any, shall not have any rights under this                Agreement. |
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**Article      5**

**General      Limitations**

| 5.1                   | Termination                for Cause.                Notwithstanding any provision of this Agreement to the contrary,                the Bank                shall not distribute any benefit under this Agreement if Executive’s                service is terminated by the Board                for: |
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| (a)                 | Gross                negligence or gross neglect of duties to the Bank;                or |
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| (b)                 | Conviction                of a felony or of a gross misdemeanor involving moral turpitude in                connection with the Executive’s employment with the Bank; or |
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| (c)                 | Fraud,                disloyalty, dishonesty or willful violation of any law or significant                Bank                policy committed in connection with the Executive's employment and                resulting in a material adverse effect on the                Bank. |
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| 5.2      | Suicide                or Misstatement.                No benefits shall be distributed if the Executive commits suicide                within                two years after the Effective Date of this Agreement, or if an insurance                company which issued a life insurance policy covering the Executive                and                owned by the Bank denies coverage (i) for material misstatements                of fact                made by the Executive on an application for such life insurance,                or (ii)                for any other reason. |
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| 5.3                   | Competition                After Termination of Employment.                No benefits shall be payable if the Executive, without the prior                written                consent of the Company, engages in, becomes interested in, directly                or                indirectly, as a sole proprietor, as a partner in a partnership,                or as a                substantial officer, principal, agent, trustee or in any other capacity                whatsoever, any enterprise conducted in the trading area (a 50 mile                radius) of the business of the Bank within 2 years after Separation                from                Service, which enterprise is, or may be deemed to be, competitive                with any                business carried on by the Company as of the date of termination                of the                Executive’s employment or his                retirement. |
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**Article      6**

**Administration      of Agreement**

| 6.1     | Plan                Administrator Duties.                This Agreement shall be administered by a Plan Administrator which                shall                consist of the Board, or such committee or person(s) as the Board                shall                appoint. The Plan Administrator shall also have the discretion and                authority to (i) make, amend, interpret and enforce all appropriate                rules                and regulations for the administra-tion of this Agreement and (ii)                decide                or resolve any and all ques-tions including interpretations of this                Agreement, as may arise in connection with the                Agreement. |
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| 6.2     | Agents.                In the administration of this Agreement, the Plan Administrator may                employ                agents and delegate to them such administrative duties as it sees                fit,                (including acting through a duly appointed representative), and may                from                time to time consult with counsel who may be counsel to the                Bank. |
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| 6.3     | Binding                Effect of Decisions.                The decision or action of the Plan Administrator with respect to                any                question arising out of or in connection with the administration,                interpretation and application of the Agreement and the rules and                regulations promulgated hereunder shall be final and conclusive and                binding upon all persons having any interest in the Agreement. |
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| 6.4     | Indemnity                of Plan Administrator.                The Bank shall indemnify and hold harmless the members of the Plan                Administrator against any and all claims, losses, damages, expenses                or                liabilities arising from any action or failure to act with respect                to this                Agreement, except in the case of willful misconduct by the Plan                Administrator or any of its                members. |
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| 6.5     | Bank                Information.                To enable the Plan Administrator to perform its functions, the Bank                shall                supply full and timely information to the Plan Administrator on all                matters relating to the date and circum-stances of the retirement,                Disability, or Separation from Service of the Executive, and such                other                pertinent information as the Plan Administrator may reasonably                require. |
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| 6.6     | Annual                Statement.                The Plan Administrator shall provide to the Executive, within one                hundred                twenty (120) days after the end of each Plan Year, a statement setting                forth the benefits to be distributed under this                Agreement. |
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**Article      7**

**Claims      And Review Procedures**

| 7.1     | Claims                Procedure.                An Executive who has not received benefits under the Agreement that                he or                she believes should be distributed shall make a claim for such benefits                as                follows: |
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|   | 7.1.1 | Initiation                - Written Claim.                The claimant initiates a claim by submitting to the Plan Administrator                a                written claim for the benefits. |
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|   | 7.1.2 | Timing                of Plan Administrator Response*.*                The Plan Administrator shall respond to such claimant within 90 days                after                receiving the claim. If the Plan Administrator determines that special                circumstances require additional time for processing the claim, the                Plan                Administrator can extend the response period by an additional 90                days by                notifying the claimant in writing, prior to the end of the initial                90-day                period, that an additional period is required. The notice of extension                must set forth the special circumstances and the date by which the                Plan                Administrator expects to render its                decision. |
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|   | 7.1.3 | Notice                of Decision.                If the Plan Administrator denies part or all of the claim, the Plan                Administrator shall notify the claimant in writing of such denial.                The                Plan Administrator shall write the notification in a manner calculated                to                be understood by the claimant. The notification shall set                forth: |
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|   | (a) | The                specific reasons for the denial; |
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|   | (b) | A                reference to the specific provisions of the Agreement on which the                denial                is based; |
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|   | (c) | A                description of any additional information or material necessary for                the                claimant to perfect the claim and an explanation of why it is                needed; |
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|   | (d) | An                explanation of the Agreement’s review procedures and the time limits                applicable to such procedures; and |
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|   | (e) | A                statement of the claimant’s right to bring a civil action under ERISA                Section 502(a) following an adverse benefit determination on                review. |
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| 7.2     | Review                Procedure.                If the Plan Administrator denies part or all of the claim, the claimant                shall have the opportunity for a full and fair review by the Plan                Administrator of the denial, as                follows: |
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|   | 7.2.1 | Initiation                - Written Request.                To initiate the review, the claimant, within 60 days after receiving                the                Plan Administrator’s notice of denial, must file with the Plan                Administrator a written request for                review. |
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|   | 7.2.2 | Additional                Submissions - Information Access.                The claimant shall then have the opportunity to submit written comments,                documents, records and other information relating to the claim. The                Plan                Administrator shall also provide the claimant, upon request and free                of                charge, reasonable access to, and copies of, all documents, records                and                other information relevant (as defined in applicable ERISA regulations)                to                the claimant’s claim for benefits. |
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|   | 7.2.3 | Considerations                on Review.                In considering the review, the Plan Administrator shall take into                account                all materials and information the claimant submits relating to the                claim,                without regard to whether such information was submitted or considered                in                the initial benefit determination. |
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|   | 7.2.4 | Timing                of Plan Administrator Response.                The Plan Administrator shall respond in writing to such claimant                within 60                days after receiving the request for review. If the Plan Administrator                determines that special circumstances require additional time for                processing the claim, the Plan Administrator can extend the response                period by an additional 60 days by notifying the claimant in writing,                prior to the end of the initial 60-day period, that an additional                period                is required. The notice of extension must set forth the special                circumstances and the date by which the Plan Administrator expects                to                render its decision. |
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|   | 7.2.5 | Notice                of Decision.                The Plan Administrator shall notify the claimant in writing of its                decision on review. The Plan Administrator shall write the notification                in                a manner calculated to be understood by the claimant. The notification                shall set forth: |
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|   | (a) | The                specific reasons for the denial; |
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|   | (b) | A                reference to the specific provisions of the Agreement on which the                denial                is based; |
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|   | (c) | A                statement that the claimant is entitled to receive, upon request                and free                of charge, reasonable access to, and copies of, all documents, records                and                other information relevant (as defined in applicable ERISA regulations)                to                the claimant’s claim for benefits;                and |
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|   | (d) | A                statement of the claimant’s right to bring a civil action under ERISA                Section 502(a). |
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**Article      8**

**Amendments      and Termination**

| 8.1      | This                Agreement may be amended or terminated only by a written agreement                signed                by the Bank and the Executive. Provided, however, if the Board determines                in good faith that the Executive is no longer a member of a select                group                of management or highly compensated employees, as that phrase applies                to                ERISA, for reasons other than death, Disability or retirement, the                Bank                may terminate this Agreement. Additionally, the Bank may also amend                this                Agreement to conform to written directives to the Bank from its banking                regulators or to comply with regulations and guidance promulgated                under                Section 409A of the Code. Upon a plan termination, no distributions                will                be made, except as permitted under the terms of Article 2 of this                Agreement. |
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**Article      9**

**Miscellaneous**

| 9.1     | Binding                Effect.                This Agreement shall bind the Executive and the                Bank. |
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| 9.2     | No                Guarantee of Employment.                This Agreement is not a contract for employment. It does not give                the                Executive the right to remain as an employee of the Bank, nor does                it                interfere with the Bank's right to discharge the Executive. It also                does                not require the Executive to remain an employee nor interfere with                the                Executive's right to terminate employment at any                time. |
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| 9.3     | Non-Transferability.                Benefits under this Agreement cannot be sold, transferred, assigned,                pledged, attached or encumbered in any                manner. |
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| 9.4     | Tax                Withholding.                The Bank shall withhold any taxes that are required to be withheld,                under                Section 409A of the Code and regulations thereunder, from the benefits                provided under this Agreement. The Executive acknowledges that the                Bank’s                sole liability regarding taxes is to forward any amounts withheld                to the                appropriate taxing authority(ies). |
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| 9.5     | Applicable                Law.                The Agreement and all rights hereunder shall be governed by the laws                of                the State of California, except to the extent preempted by the laws                of the                United States of America. |
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| 9.6     | Unfunded                Arrangement.                The Executive is a general unsecured creditor of the Bank for the                distribution of benefits under this Agreement. The benefits represent                the                mere promise by the Bank to distribute such benefits. The rights                to                benefits are not subject in any manner to anticipation, alienation,                sale,                transfer, assignment, pledge, encumbrance, attachment, or garnishment                by                creditors. Any insurance on the Executive's life or other informal                funding                asset is a general asset of the Bank to which the Executive has no                preferred or secured claim. |
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| 9.7     | Reorganization.* *The                Bank shall not merge or consolidate into or with another bank, or                reorganize, or sell substantially all of its assets to another bank,                firm,                or person unless such succeeding or continuing bank, firm, or person                agrees to assume and discharge the obligations of the Bank under                this                Agreement. Upon the occurrence of such event, the term “Bank” as used in                this Agreement shall be deemed to refer to the successor or survivor                bank. |
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| 9.8     | Entire                Agreement.* *This                Agreement constitutes the entire agreement between the Bank and the                Executive as to the subject matter hereof. No rights are granted                to the                Executive by virtue of this Agreement other than those specifically                set                forth herein. |
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| 9.9     | Interpretation.                Wherever the fulfillment of the intent and purpose of this Agreement                requires, and the context will permit, the use of the masculine gender                includes the feminine and use of the singular includes the                plural. |
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| 9.10   | Alternative                Action.                In the event it shall become impossible for the Bank or the Plan                Administrator to perform any act required by this Agreement, the                Bank or                Plan Administrator may in its discretion perform such alternative                act as                most nearly carries out the intent and purpose of this Agreement                and is in                the best interests of the Bank. |
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| 9.11   | Headings.                Article and section headings are for convenient reference only and                shall                not control or affect the meaning or construction of any of its                provisions. |
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| 9.12   | Validity.                In case any provision of this Agreement shall be illegal or invalid                for                any reason, said illegality or invalidity shall not affect the remaining                parts hereof, but this Agreement shall be construed and enforced                as if                such illegal and invalid provision has never been inserted                herein. |
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| 9.13   | Notice.                Any notice or filing required or permitted to be given to the Bank                or Plan                Administrator under this Agreement shall be sufficient if in writing                and                hand-delivered, or sent by registered or certified mail, to the address                below: |
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| Temecula                Valley Bank         |
|---------------------------------------------|
| 27710                Jefferson Ave., #A-100 |
| Temecula,                CA 92590           |

| 9.14     | Opportunity                to Consult with Independent Advisors.                The Executive acknowledges that he has been afforded the opportunity                to                consult with independent advisors of his choosing including, without                limitation, accountants or tax advisors and counsel regarding both                the                benefits granted to him under the terms of this Agreement and the                (i)                terms and conditions which may affect the Executive's right to these                benefits and (ii) personal tax effects of such benefits including,                without                limitation, the effects of any federal or state taxes, Section 280G                of the                Code, Section 409A of the Code and guidance or regulations thereunder,                and                any other taxes, costs, expenses or liabilities whatsoever related                to such                benefits, which in any of the foregoing instances the Executive                acknowledges and agrees shall be the sole responsibility of the Executive                notwithstanding any other term or provision of this Agreement. The                Executive further acknowledges and agrees that the Bank shall have                no                liability whatsoever related to any such personal tax effects or                other                personal costs, expenses, or liabilities applicable to the Executive                and                further specifically waives any right for himself or herself, and                his or                her heirs, beneficiaries, legal representatives, agents, successor                and                assign to claim or assert liability on the part of the Bank related                to the                matters described above in this Section 9.14. The Executive further                acknowledges that he has read, understands and consents to all of                the                terms and conditions of this Agreement, and that he enters into this                Agreement with a full understanding of its terms and                conditions. |
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**EXECUTIVE:                                                                    **
**BANK:**

**                                                                            TEMECULA      VALLEY      BANK**

|                                   |   |   |                                                                                                      |
|----------------------------------------|--------|--------|-----------------------------------------------------------------------------------------------------------|
| **By:              /s/ Martin Plourd** |   |   | **By:              /s/ Donald A. Pitcher**                                                                |
|                                        |   |   |                                                                                                           |
|                                        |   |   | **Executive                Vice President and **Chief                Financial                Officer**** |

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