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                                                                    EXHIBIT 99.1

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                     MONTHLY CERTIFICATEHOLDERS' STATEMENT

                        CC MASTER CREDIT CARD TRUST II
              (Formerly Chevy Chase Master Credit Card Trust II)
                                 SERIES 1995-A

     Pursuant to the Pooling and Servicing Agreement dated as of June 1, 1995,
(the "Pooling and Servicing Agreement"), among First USA Bank, National
Association, as Transferor and Servicer ("First USA"), First USA, as Transferor,
and Bankers Trust Company, as trustee (the "Trustee"), First USA, as Servicer,
is required to prepare certain information each month regarding current
distributions to Certificateholders and the performance of the CC Master Credit
Card Trust II (the "Trust") during the previous month. The information which is
required to be prepared with respect to the Distribution Date of October 16,
2000, and with respect to the performance of the Trust during the month of
September, 2000 is set forth below. Certain of the information is presented
based on the aggregate amounts for the Trust as a whole. Capitalized terms used
in this Monthly Statement have their respective meanings set forth in the
Pooling and Servicing Agreement.

<TABLE>
<S>                                                                                       <C>
     A)         Information Regarding Distributions to
                the Class A Certificateholders, per
                $1,000 original certificate principal amount.

                (1)       The total amount of the
                distribution to Class A
                Certificateholders, per $1,000
                original certificate principal amount                                     $    5.9169097

                (2)       The amount of the distribution
                set forth in paragraph 1 above in
                respect of interest on the Class A
                Certificates, per $1,000 original
                certificate principal amount                                              $    5.9169097

                (3)       The amount of the distribution
                set forth in paragraph 1 above in
                respect of principal of the Class A
                Certificates, per $1,000 original
                certificate principal amount                                              $    0.0000000
</TABLE>
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<TABLE>
<S>                                                                                       <C>
     B)         Class A Investor Charge Offs and
                Reimbursement of Charge Offs

                (1)       The amount of Class A Investor
                Charge Offs                                                               $    0.0000000

                (2)       The amount of Class A Investor
                Charge Offs set forth in paragraph 1
                above, per $1,000 original certificate
                principal amount                                                          $    0.0000000

                (3)       The total amount reimbursed in
                respect of Class A Investor Charge Offs                                   $    0.0000000

                (4)       The amount set forth in paragraph
                3 above, per $1,000 original
                certificate principal amount                                              $    0.0000000

                (5)       The amount, if any, by which the
                outstanding principal balance of the
                Class A Certificates exceeds the Class
                A Invested Amount after giving effect
                to all transactions on such Distribution Date                             $    0.0000000

     C)         Information Regarding Distributions to
                the Class B Certificateholders, per
                $1,000 original certificate principal amount.

                (1)       The total amount of the
                distribution to Class B
                Certificatedholders, per $1,000
                original certificate principal amount                                     $    6.0116319

                (2)       The amount of the distribution
                set forth in paragraph 1 above in
                respect of interest on the Class B
                Certificates, per $1,000 original
                cerificate principal amount                                               $    6.0116319

                (3)       The amount of the distribution
                set forth in paragraph 1 above in
                respect of principal on the Class B
                Certificates, per $1,000 original
                cerificate principal amount                                               $    0.0000000
</TABLE>
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<TABLE>
<S>                                                                                       <C>
     D)         Class B Investor Charge Offs and
                Reimbursement of Charge Offs

                (1)       The amount of Class B Investor
                Charge Offs                                                               $    0.0000000

                (2)       The amount of Class B Investor
                Charge Offs set forth in paragraph 1
                above, per $1,000 original certificate
                principal amount                                                          $    0.0000000

                (3)       The total amount reimbursed in
                respect of Class B Investor Charge Offs                                   $    0.0000000

                (4)       The amount set forth in paragraph
                3 above, per $1,000 original
                certificate principal amount                                              $    0.0000000

                (5)       The amount, if any, by which the
                outstanding principal balance of the
                Class B Certificates exceeds the Class
                B Invested Amount after giving effect
                to all transactions on such
                Distribution Date                                                         $    0.0000000
</TABLE>


                                          First USA Bank, National Association,
                                          as Servicer

                                          By         /s/ Tracie Klein
                                             ----------------------------------
                                                     Tracie H. Klein
                                                     First Vice President