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                                                                    EXHIBIT 99.3

09/00                                                                     Page 1

                     MONTHLY CERTIFICATEHOLDERS' STATEMENT

                        CC MASTER CREDIT CARD TRUST II
              (Formerly Chevy Chase Master Credit Card Trust II)
                                 SERIES 1995-C


     Pursuant to the Pooling and Servicing Agreement dated as of June 1, 1995,
(the "Pooling and Servicing Agreement"), among First USA Bank, National
Association, as Transferor and Servicer ("First USA"), First USA Bank, National
Association, as Transferor, and Bankers Trust Company, as trustee (the
"Trustee"), First USA, as Servicer, is required to prepare certain information
each month regarding current distributions to Certificateholders and the
performance of the CC Master Credit Card Trust II (the "Trust") during the
previous month. The information which is required to be prepared with respect to
the Distribution Date of October 16, 2000,and with respect to the performance of
the Trust during the month of September, 2000, is set forth below. Certain of
the information is presented on the basis of an original principal amount of
$1,000 per Series 1995-C Certificate (a "Certificate").Certain other information
is presented based on the aggregate amounts for the Trust as a whole.
Capitalized terms used in this Monthly Statement have their respective meanings
set forth in the Pooling and Servicing Agreement.





     A)   Information Regarding Distributions to
          the Class A Certificateholders, per
          $1,000 original certificate principal amount.

          (1)  The total amount of the
          distribution to Class A
          Certificateholders, per $1,000
          original certificate principal amount             $    5.9255208

          (2)  The amount of the distribution
          set forth in paragraph 1 above in
          respect of interest on the Class A
          Certificates, per $1,000 original
          certificate principal amount                      $    5.9255208

          (3)  The amount of the distribution
          set forth in paragraph 1 above in
          respect of principal of the Class A
          Certificates, per $1,000 original
          certificate principal amount                      $    0.0000000
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          B)   Class A Investor Charge Offs and
          Reimbursement of Charge Offs

          (1)  The amount of Class A Investor
          Charge Offs                                       $    0.0000000

          (2)  The amount of Class A Investor
          Charge Offs set forth in paragraph 1
          above, per $1,000 original certificate
          principal amount                                  $    0.0000000

          (3)  The total amount reimbursed in
          respect of Class A Investor Charge Offs           $    0.0000000

          (4)  The amount set forth in paragraph
          3 above, per $1,000 original
          certificate principal amount                      $    0.0000000

          (5)  The amount, if any, by which the
          outstanding principal balance of the
          Class A Certificates exceeds the Class
          A Invested Amount after giving effect
          to all transactions on such Distribution Date     $    0.0000000

     C)   Information Regarding Distributions to
          the Class B Certificateholders, per
          $1,000 original certificate principal amount.

          (1)  The total amount of the
          distribution to Class B
          Certificatedholders, per $1,000
          original certificate principal amount             $    6.0331597

          (2)  The amount of the distribution
          set forth in paragraph 1 above in
          respect of interest on the Class B
          Certificates, per $1,000 original
          cerificate principal amount                       $    6.0331597

          (3)  The amount of the distribution
          set forth in paragraph 1 above in
          respect of principal on the Class B
          Certificates, per $1,000 original
          cerificate principal amount                       $    0.0000000
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     D)   Class B Investor Charge Offs and
          Reimbursement of Charge Offs

          (1)  The amount of Class B Investor
          Charge Offs                                       $    0.0000000

          (2)  The amount of Class B Investor
          Charge Offs set forth in paragraph 1
          above, per $1,000 original certificate
          principal amount                                  $    0.0000000

          (3)  The total amount reimbursed in
          respect of Class B Investor Charge Offs           $    0.0000000

          (4)  The amount set forth in paragraph
          3 above, per $1,000 original
          certificate principal amount                      $    0.0000000

          (5)  The amount, if any, by which the
          outstanding principal balance of the
          Class B Certificates exceeds the Class
          B Invested Amount after giving effect
          to all transactions on such
          Distribution Date                                 $    0.0000000



                                   First USA Bank, National Association,
                                   as Servicer


                                   By          /s/ Tracie Klein
                                      ----------------------------------
                                               Tracie H. Klein
                                               First Vice President