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                                                                   EXHIBIT 99.01

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                  MONTHLY CERTIFICATEHOLDERS' STATEMENT

                       CC MASTER CREDIT CARD TRUST
            (Formerly Chevy Chase Master Credit Card Trust)
                              SERIES 1995-1

         Pursuant to the Amended and Restated Pooling and Servicing
Agreement dated as of August 1, 1994, as amended by the First Amendment
to the Amended and Restated Pooling and Servicing Agreement, dated
as of September 28, 1994 (hereinafter as such agreement may have been
or may be from time to time, supplemented, amended, or otherwise
modified, the "Pooling and Servicing"), between First USA
Bank, National Association, as Seller and Servicer ("First USA"), and
Bankers Trust Company, as trustee (the "Trustee"), First USA as
Servicer is required to prepare certain information each month
regarding current distributions to Certificateholders and the
performance of the CC Master Credit Card Trust (the
"Trust") during the previous month. The information which is
required to be prepared with respect to the Distribution Date of
August 15, 2000, and with respect to the performance of the Trust
during the month of July, 2000 is set forth below. Certain of
the information is presented on the basis of an original
principal amount of $1,000 per Series 1995-1 Certificate (a
"Certificate"). Certain other information is presented based on
the aggregate amounts for the Trust as a whole. Capitalized
terms used in this Monthly Statement have their respective
meanings set forth in the Pooling and Servicing Agreement or
the Series 1995-1 Supplement dated as of March 1, 1995 between
First USA, as Seller and Servicer, and the Trustee (as amended
and supplemented, the "Series Supplement".
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         A)   Information Regarding Distributions to
              the Class A Certificateholders, per
              $1,000 original certificate principal amount.

              (1)   The total amount of the
              distribution to Class A
              Certificateholders, per $1,000

              original certificate principal amount                           $                 72.6069122

              (2)   The amount of the distribution
              set forth in paragraph 1 above in
              respect of interest on the Class A
              Certificates, per $1,000 original
              certificate principal amount                                    $                  1.1783408
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              (3)   The amount of the distribution
              set forth in paragraph 1 above in
              respect of principal of the Class A
              Certificates, per $1,000 original
              certificate principal amount                                    $                 71.4285714

         B)   Class A Investor Charge Offs and
              Reimbursement of Charge Offs

              (1)   The amount of Class A Investor
              Charge Offs                                                     $                 0.0000000

              (2)   The amount of Class A Investor
              Charge Offs set forth in paragraph 1
              above, per $1,000 original certificate
              principal amount                                                $                 0.0000000

              (3)   The total amount reimbursed in
              respect of Class A Investor Charge Offs                         $                 0.0000000

              (4)   The amount set forth in paragraph
              3 above, per $1,000 original
              certificate principal amount                                    $                 0.0000000

              (5)   The amount, if any, by which the
              outstanding principal balance of the
              Class A Certificates exceeds the Class A
              Invested Amount after giving effect to
              all transactions on such Distribution Date                      $                 0.0000000

         C)   Information Regarding Distributions to
              the Class B Certificateholders, per
              $1,000 original certificate principal amount.

              (1)   The total amount of the
              distribution to Class B
              Certificatedholders, per $1,000
              original certificate principal amount                           $                 5.6197571

              (2)   The amount of the distribution
              set forth in paragraph 1 above in
              respect of interest on the Class B
              Certificates, per $1,000 original
              cerificate principal amount                                     $                 5.6197571
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              (3)   The amount of the distribution
              set forth in paragraph 1 above in
              respect of principal on the Class B
              Certificates, per $1,000 original
              cerificate principal amount                                     $                 0.0000000

         D)   Class B Investor Charge Offs and
              Reimbursement of Charge Offs

              (1)   The amount of Class B Investor
              Charge Offs                                                     $                 0.0000000

              (2)   The amount of Class B Investor
              Charge Offs set forth in paragraph 1
              above, per $1,000 original certificate
              principal amount                                                $                 0.0000000

              (3)   The total amount reimbursed in
              respect of Class B Investor Charge Offs                         $                 0.0000000

              (4)   The amount set forth in paragraph
              3 above, per $1,000 original
              certificate principal amount                                    $                 0.0000000

              (5)   The amount, if any, by which the
              outstanding principal balance of the
              Class B Certificates exceeds the Class B
              Invested Amount after giving effect to
              all transactions on such
              Distribution Date                                               $                 0.0000000

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                                       First USA Bank, National Association,
                                       as Servicer


                                       By /s/ Tracie H. Klein
                                          ----------------------------------
                                          Tracie H. Klein
                                          First Vice President