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                                                                     EXHIBIT 28I


                  CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
                     First USA Bank, National Association

                         FIRST CHICAGO MASTER TRUST II
                                 Series 1999-W
                               February 12, 2001

Under the Pooling and Servicing Agreement (the "Pooling and Servicing
Agreement") dated as of June 1, 1990 as amended and restated as of September 1,
1999, by and between First USA Bank, National Association,, as Seller and
Servicer ("First USA"), and Norwest Bank Minnesota, National Association, as
Trustee, (the "Trustee"), as amended and supplemented by the Series 1999-W
Supplement dated as of March 1, 1999 by and between First USA and the Trustee,
First USA, as Servicer, is required to prepare certain information for each
Payment Date regarding current distributions to Class A Certificateholders and
the performance of the First Chicago Master Trust II (the "Trust") during the
previous period. The information which is required to be prepared with respect
to the distribution on the February 15, 2001 Payment Date and with respect to
the performance of the Trust during the Due Period for such Payment Date is set
forth below. Certain of the information is presented on the aggregate amounts
for the Trust as a whole. All capitalized terms used herein shall have the
respective meanings set forth in the Pooling and Servicing Agreement.

A.  Information Regarding the Current Distribution (Stated on the Basis of
$1,000 Original Principal Amount)

     1.  The total amount of the distribution to Class A
         Adjusted Certificateholders on the Payment Date
         per $1,000 interest.                                  $           4.994

     2.  The amount of the distribution set forth in
         paragraph 1 above in respect of principal on the
         Class A Adjusted Certificates, per $1,000 interest    $           0.000

     3.  The amount of the distribution set forth in
         paragraph 1 above in respect of interest on the
         Class A Adjusted Certificates, per $1,000 interest    $           4.994

B.  Information Regarding the Performance of the Trust

     1. Collections of Receivables
     -----------------------------

     a.  The aggregate amount of Collections of Receivables
         processed for the Due Period with respect to the
         current Distribution Date which were allocated
         in respect of the Investor Certificates of all
         Series                                                $2,303,550,148.05

     b.  The aggregate amount of Collections of Receivables
         processed for the Due Period with respect to the
         current Distribution Date which were allocated
         in respect of the Series 1999-W Certificates          $  285,564,067.76

     c.  The aggregate amount of Collections of Receivables
         processed for the Due Period with respect to the
         current Distribution Date which were allocated
         in respect of the Class A Certificates                $  249,868,559.34


     d.  The amount of Collections of Receivables processed
         for the Due Period with respect to the current
         Distribution Date which were allocated in respect
         of the Class A Adjusted Certificates, per $1,000
         interest                                              $         333.158

     e.  The amount of Excess Spread for the Due Period with
         respect to the current Distribution Date              $    7,397,560.12

     f.  The amount of Reallocated Principal Collections for
         the Due Period with respect to the current
         Distribution Date allocated in respect of the Class A
         Certificates                                          $            0.00

     g.  The amount of Excess Finance Charge Collections
         allocated in respect of the Series 1999-W
         Certificates, if any                                  $            0.00
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                                                                  Series  1999-W



     h.  The amount of Excess Principal Collections
         allocated in respect of the Series 1999-W
         Certificates, if any                                $              0.00

     2.  Receivables in Trust
     ------------------------

     a.  Aggregate Principal Receivables for the Due
         Period with respect to the current Distribution
         Date (which reflects the Principal Receivables
         represented by the Exchangeable Seller's
         Certificate and by the Investor Certificates
         of all Series)                                     $ 14,948,586,259.11

     b.  The amount of Principal Receivables in the
         Trust represented by the Series 1999-W
         Certificates (the "Adjusted Invested
         Amount") for the Due Period with respect to the
         current Distribution Date                          $    857,142,857.00

     c.  The amount of Principal Receivables in the
         Trust represented by the Class A Certificates
         (the "Class A Adjusted Invested Amount")
         for the Due Period with respect to the
         current Distribution Date                          $    750,000,000.00

     d.  The Invested Amount for the Due Period with
         respect to the current Distribution Date           $    857,142,857.00

     e.  The Class A Invested Amount for the Due
         Period with respect to the current
         Distribution Date                                  $    750,000,000.00

     f.  The Invested Percentage with respect to
         Finance Charge Receivables (including
         Interchange) and Defaulted Receivables
         for the Series 1999-W Certificates for
         the Due Period with respect to the current
         Distribution Date                                                5.734%

     g.  The Invested Percentage with respect to
         Principal Receivables for the Series 1999-W
         Certificates for the Due Period with respect
         to the current Distribution Date                                 5.734%

     h.  The Class A Floating Percentage for the Due
         Period with respect to the current
         Distribution Date                                               87.500%

     i.  The Class A Principal Percentage for the Due
         Period with respect to the current
         Distribution Date                                               87.500%

     j.  The Collateral Floating Percentage for the Due
         Period with respect to the current
         Distribution Date                                               12.500%

     k.  The Collateral Principal Percentage for the Due
         Period with respect to the current
         Distribution Date                                               12.500%

     3.  Delinquent Balances
     -----------------------

         The aggregate amount of outstanding balances in
         the Accounts which were 30 or more days delinquent
         as of the end of the Due Period for the current
         Distribution Date                                  $    710,517,966.74
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                                                                  Series  1999-W


     4.  Investor Default Amount
     ---------------------------

     a.  The aggregate amount of all Defaulted Receivables
         written off as uncollectible during the Due Period
         with respect to the current Distribution Date allocable
         to the Series 1999-W Certificates (the "Investor
         Default Amount")

         1.  Investor Default Amount                             $  5,234,570.10
         2.  Recoveries                                          $    151,494.18
         3.  Net Default Receivables                             $  5,083,075.92

     b.  The Class A Investor Default Amount

         1.  Investor Default Amount                             $  4,580,248.84
         2.  Recoveries                                          $    132,557.41
         3.  Net Default Receivables                             $  4,447,691.43

     c.  The Collateral Investor Default Amount

         1.  Investor Default Amount                             $    654,321.26
         2.  Recoveries                                          $     18,936.77
         3.  Net Default Receivables                             $    635,384.49

     5.  Investor Charge-offs.
     -------------------------

     a.  The amount of the Class A Adjusted Investor
         Charge-Offs per $1,000 interest after
         reimbursement of any such Class A Adjusted
         Investor Charge-Offs for the Due Period with
         respect to the current Distribution Date                $          0.00

     b.  The amount attributable to Class A Adjusted
         Investor Charge-Offs, if any, by which the
         principal balance of the Class A Adjusted
         Certificates exceeds the Class A Adjusted Invested
         Amount as of the end of the day on the Record Date
         with respect to the current Distribution Date           $          0.00

     c.  The amount of the Collateral Charge-Offs,if any,
         for the Due Period with respect to the current
         Distribution Date                                       $          0.00

     6.  Monthly Servicing Fee
     -------------------------

     a.  The amount of the Monthly Servicing Fee payable
         from available funds by the Trust to the Servicer
         with respect to the current Distribution Date           $    178,571.43

     b.  The amount of the Interchange Monthly Servicing
         Fee payable to the Servicer with respect to the
         current Distribution Date                               $    892,857.14

     7.  Available Cash Collateral Amount
     ------------------------------------

     a.  The amount, if any, withdrawn from the Cash
         Collateral Account for the current
         Distribution Date (the "Withdrawal Amount")             $          0.00

     b.  The amount available to be withdrawn from
         the Cash Collateral Account as of the end
         of the day on the current Distribution Date,
         after giving effect to all withdrawals,
         deposits and payments to be made on such
         Distribution Date (the "Available Cash Collateral
         Amount" for the next Distribution Date)                 $  8,571,429.00
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                                                                 Series:  1999-W


     c.  The amount as computed in 7.b as a percentage
         of the Class A Adjusted Invested Amount
         after giving effect to all reductions thereof
         on the current Distribution Date                                 1.143%

     8.  Collateral Invested Amount
     ------------------------------

     a.  The Collateral Invested Amount for the current
         Distribution Date                                    $  107,142,857.00

     b.  The Collateral Invested Amount after giving
         effect to all withdrawals, deposits, and
         payments on the current Distribution Date            $  107,142,857.00

     9.  Total Enhancement
     ---------------------

     a.  The total Enhancement for the current Distribution
         Date                                                 $  115,714,286.00

     b.  The total Enhancement after giving effect to all
         withdrawals, deposits and payments on the current
         Distribution Date                                    $  115,714,286.00

C.  The Pool Factor
-------------------

         The Pool Factor (which represents the ratio
         of the Class A Adjusted Invested Amount on
         the last day of the month ending on the Record
         Date adjusted for Class A Adjusted Investor
         Charge-Offs set forth in B.5.a above and for
         the distributions of principal set forth in A.2
         above to the Class A Adjusted Initial Invested
         Amount). The amount of a Class A Adjusted
         Certificateholder's pro rata share of the
         Class A Adjusted Invested Amount can be
         determined by multiplying the original denomination
         of the holder's Class A Adjusted Certificate by
         the Pool Factor                                           100.00000000%


D.  Principal Funding Account
-----------------------------

     1.  The Principal Funding Investment Proceeds
         deposited in the Collection Account for the
         current Distribution Date to be treated as
         Class A Available Funds                              $            0.00

     2.  The Excess Principal Funding Investment
         Proceeds for the current Distribution Date           $            0.00

     3.  The Principal Funding Account Balance as
         of the end of the day on the current
         Distribution Date                                    $            0.00

     4.  The Deficit Controlled Accumulation Amount
         for the preceding Due Period                         $            0.00

E.  Reserve Account
-------------------

     1.  The Reserve Draw Amount for the current
         Distribution Date                                    $            0.00

     2.  The amount on deposit in the Reserve Account
         as of the end of the day on the current
         Distribution Date (the "Available Reserve
         Account Amount" for the next Distribution
         Date)                                                $            0.00
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CERTIFICATEHOLDER'S PAYMENT DATE STATEMENT
Signature Page



                                        First USA Bank, National Association
                                          as Servicer


                                        By:    /s/ Tracie Klein
                                               ---------------------------------
                                                   Tracie Klein
                                        Title:     FIRST VICE PRESIDENT