Exhibit 34.1



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|LOGO |  | KPMG LLP Suite 1400
55 Second Street San Francisco, CA 94105 |  | 

Report of Independent Registered Public Accounting Firm

The Board of Directors

First Republic Bank:

We have examined managements assessment, included in the accompanying Management Assessment, that First Republic Bank (the Bank) complied with the
servicing criteria set forth in Item 1122(d) of the Securities and Exchange Commissions Regulation AB for residential mortgage loans serviced for others (the Platform), except for the servicing criteria 1122(d)(1)(iii), 1122(d)(3)(i)(C),
and 1122(d)(4)(xv), which the Bank has determined are not applicable to the activities it performs with respect to the Platform, as of and for the year ended December 31, 2013. Appendix A to the Management Assessment identifies the individual
asset-backed transactions and securities defined by management as constituting the Platform. Management is responsible for the Banks compliance with the servicing criteria. Our responsibility is to express an opinion on managements
assessment about the Banks compliance based on our examination.

Our examination was conducted in accordance with the standards of the Public
Company Accounting Oversight Board (United States) and, accordingly, included examining, on a test basis, evidence about the Banks compliance with the servicing criteria specified above and performing such other procedures as we considered
necessary in the circumstances. Our examination included testing selected asset-backed transactions and securities that comprise the Platform, testing selected servicing activities related to the Platform, and determining whether the Bank processed
those selected transactions and performed those selected activities in compliance with the servicing criteria. Furthermore, our procedures were limited to the selected transactions and servicing activities performed by the Bank during the period
covered by this report. Our procedures were not designed to determine whether errors may have occurred either prior to or subsequent to our tests that may have affected the balances or amounts calculated or reported by the Bank during the period
covered by this report for the selected transactions or any other transactions. We believe that our examination provides a reasonable basis for our opinion. Our examination does not provide a legal determination on the Banks compliance with
the servicing criteria.

As described in the accompanying Managements Assessment, for servicing criteria 1122(d)(4)(iv), 1122(d)(4)(xi), and
1122(d)(4)(xii), the Bank has engaged certain vendors to perform the activities required by these servicing criteria. The Bank has determined that none of these vendors are deemed to be servicers as defined in Item 1101(j) of
Regulation AB, and the Bank has elected to take responsibility for assessing compliance with the servicing criteria applicable to these vendors as permitted by Interpretation 17.06 of the SEC Division of Corporation Finance Manual of Publicly

KPMG LLP is a Delaware limited liability partnership,

the U.S. member firm of KPMG International

Cooperative (KPMG International), a Swiss entity.



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Available Telephone Interpretations (Interpretation 17.06). As permitted by Interpretation 17.06, the Bank has asserted that it has policies and procedures in place designed to
provide reasonable assurance that the vendors activities comply in all material respects with the servicing criteria applicable to each vendor. The Bank is solely responsible for determining that it meets the SEC requirements to apply
Interpretation 17.06 for the vendors and related criteria as described in its assertion, and we performed no procedures with respect to the Banks eligibility to apply Interpretation 17.06.

In our opinion, managements assessment that First Republic Bank complied with the aforementioned servicing criteria, including 1122(d)(4)(iv),
1122(d)(4)(xi), and 1122(d)(4)(xii) for which compliance is determined based on Interpretation 17.06 as described above, as of and for the year ended December 31, 2013 is fairly stated, in all material respects.

/s/ KPMG LLP

San Francisco,
California

February 26, 2014



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