**Exhibit 99.2**

 

 

 

**OFFICER’S CERTIFICATE**

**CAPITAL ONE AUTO FINANCETRUST**

**ASSET BACKED NOTES,SERIES 2002-A**

 

 
| To:    | Wilmington Trust Company, as  owner trustee |   | MBIA Insurance Corporation                |
|--------|---------------------------------------------|--------|-------------------------------------------|
|   | for Capital One Auto Finance  Trust 2002-B  |   | 113 King Street                           |
|   | Rodney Square North                         |   | Armonk   NY  10504              |
|   | 1100 North Market Street                    |   | Attn:   Insured Portfolio Management |
|   | Wilmington, DE   19890                 |   | Structured Finance (IPM-SF)               |
|   | Attn:  Don  Mackelcan                  |   |                                      |
|   |                                        |   |                                      |
|   | Moody’s Investors Service, Inc.        |   | Standard & Poors Rating Group         |
|   | 99 Church Street                            |   | 55 Water Street                           |
|   | New York NY   10007                    |   | New York, NY   10041                 |
|   | Attn:  ABS  Monitoring Department      |   | Attn:   Surveillance                 |
|   |                                        |   |                                      |
|   | Fitch, Inc.                                 |   | JPMorgan Chase Bank                       |
|   | One State Street Plaza                      |   | 450 West 33rd Street, 14th  Floor         |
|   | Attn:  Carlen  Moday                   |   | New York, NY   10001                 |
|   | New York, NY   10004                   |   | Attn:   Institutional Trust Services |
|   |                                        |   | Capital One Auto  Finance 2002-A          |
|   |                                        |   |                                      |
|   | Wachovia Bank, National Association         |   |                                      |
|   | 301 South College Street, DC-8              |   |                                      |
|   | Charlotte, NC   28202-0600             |   |                                      |
|   | Attn:  Bruce  M. Young, Senior Vice    |   |                                      |
|   | President, Risk  Management                 |   |                                      |

 

                This Officer’sCertificate is being issued in accordance with Section 2.09 of the ServicingAgreement dated as of April 23, 2002 (the “Agreement”) by and betweenWilmington Trust Company, as owner trustee, JPMorgan Chase Bank, as indenturetrustee and Capital One Auto Finance, Inc., as Servicer (the “Servicer”).  Terms not otherwise defined herein shallhave the meanings ascribed thereto in the Agreement.

 

                By his or hersignature below, the undersigned officer of the Servicer, certifies thateffective as of December 31, 2002:

 

(a)   a review of the activitiesof the Servicer during the preceding 12 month period (or shorter period, ifapplicable) and the Servicer’s performance under the Agreement during suchperiod has been made under my supervision;

 

(b)   based on such review, to thebest of my knowledge, the Servicer has complied with all conditions andcovenants under the Agreement throughout the preceding 12 month period.

 
|   |   |   |   |   |   | CAPITAL ONE AUTO FINANCE, INC., |
|--------|--------|--------|--------|--------|--------|---------------------------------|
|   |   |   |   |   |   |  as Servicer               |
|   |   |   |   |   |   |                            |   |
|   |   |   |   |   |   |                            | By  /s/ Jeffery Elswick |
|   |   |   |   |   |   |                            | Jeffery  Elswick |
|   |   |   |   |   |   |                            | Manager  of Securitization |

 

 

 

 

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