<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AND THE CONSOLIDATED STATEMENT OF INCOME FILED AS
PART OF THE QUARTERLY REPORT ON FORM 10-QSB AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-01-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                           4,145
<INT-BEARING-DEPOSITS>                              25
<FED-FUNDS-SOLD>                                 5,450
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     12,509
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         62,654
<ALLOWANCE>                                      1,326
<TOTAL-ASSETS>                                  97,284
<DEPOSITS>                                      81,104
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              1,024
<LONG-TERM>                                      4,350
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            60
<OTHER-SE>                                      10,746
<TOTAL-LIABILITIES-AND-EQUITY>                  97,284
<INTEREST-LOAN>                                  3,124
<INTEREST-INVEST>                                  422
<INTEREST-OTHER>                                   144
<INTEREST-TOTAL>                                 3,690
<INTEREST-DEPOSIT>                               1,419
<INTEREST-EXPENSE>                               1,615
<INTEREST-INCOME-NET>                            2,075
<LOAN-LOSSES>                                      105
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  3,855
<INCOME-PRETAX>                                   (771)
<INCOME-PRE-EXTRAORDINARY>                        (581)
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                      (581)
<EPS-BASIC>                                      (0.10)
<EPS-DILUTED>                                    (0.10)
<YIELD-ACTUAL>                                    5.02
<LOANS-NON>                                      2,452
<LOANS-PAST>                                       130
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,434
<CHARGE-OFFS>                                      442
<RECOVERIES>                                       229
<ALLOWANCE-CLOSE>                                1,326
<ALLOWANCE-DOMESTIC>                             1,326
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              9


</TABLE>