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                                                                   EXHIBIT 99.03

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                     MONTHLY CERTIFICATEHOLDERS' STATEMENT
                          CC MASTER CREDIT CARD TRUST
                (Formerly Chevy Chase Master Credit Card Trust)
                                 SERIES 1995-1

        Pursuant to the Amended and Restated Pooling and Servicing
Agreement dated as of August 1, 1994, as amended by the First Amendment
to the Amended and Restated Pooling and Servicing Agreement, dated
as of September 28, 1994 (hereinafter as such agreement may have been
or may be from time to time, supplemented, amended, or otherwise
modified, the "Pooling and Servicing"), between First
USA Bank, National Association, as Seller and Servicer ("First USA "), and
Bankers Trust Company, as trustee (the "Trustee"), First USA  as
Servicer is required to prepare certain information each month
regarding current distributions to Certificateholders and the
performance of the CC  Master Credit Card Trust (the
"Trust") during the previous month.  The information which is
required to be prepared with respect to the Distribution Date of
July 17, 2000, and with respect to the performance of the Trust
during the month of June, 2000 is set forth below.  Certain of
the information is presented on the basis of an original
principal amount of $1,000 per Series 1995-1 Certificate (a
"Certificate").  Certain other information is presented based on
the aggregate amounts for the Trust as a whole.  Capitalized
terms used in this Monthly Statement have their respective
meanings set forth in the Pooling and Servicing Agreement or
the Series 1995-1 Supplement dated as of March 1, 1995 between
First USA , as Seller and Servicer, and the Trustee (as amended
and supplemented , the "Series Supplement".

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     A)   Information Regarding Distributions to
          the Class A Certificateholders, per
          $1,000 original certificate
          principal amount.

          (1)   The total amount of the
          distribution to
          Class A Certificateholders,
          per $1,000
          original certificate principal amount                                                     $   73.1685714

          (2)   The amount of the distribution
          set forth in paragraph 1 above in
          respect of interest on the Class A
          Certificates, per $1,000
          original certificate principal amount                                                     $    1.7400000

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          (3)  The amount of the distribution
          set forth in paragraph 1 above in
          respect of principal of the Class A
          Certificates, per $1,000
          original certificate principal amount                                                     $   71.4285714

     B)   Class A Investor Charge Offs and
          Reimbursement of Charge Offs

          (1)  The amount of Class A Investor
          Charge Offs                                                                               $    0.0000000

          (2)  The amount of Class A Investor
          Charge Offs set forth in paragraph 1
          above, per $1,000 original certificate
          principal amount                                                                          $    0.0000000

          (3)  The total amount reimbursed in
          respect of Class A Investor Charge Offs                                                   $    0.0000000

          (4)  The amount set forth in paragraph
          3 above, per $1,000 original
          certificate principal amount                                                              $    0.0000000

          (5)  The amount if any, by which the
          outstanding principal balance of the
          Class A Certificates exceeds the Class
          A Invested Amount after giving effect
          to all transactions on such Distribution Date                                             $    0.0000000

     C)   Information Regarding Distributions to
          the Class B Certificateholders, per
          $1,000 original certificate principal amount.


          (1)  The total amount of the
          distribution to Class B
          Certificatedholders, per $1,000
          original certificate principal amount                                                     $    6.2233332

          (2)  The amount of the distribution
          set forth in paragraph 1 above in
          respect of interest on the Class B
          Certificates, per $1,000 original
          cerificate principal amount                                                               $    6.2233332
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          (3)  The amount of the distribution
          set forth in paragraph 1 above in
          respect of principal on the Class B
          Certificates, per $1,000 original
          cerificate principal amount                                                               $    0.0000000

     D)   Class B Investor Charge Offs and
          Reimbursement of Charge Offs

          (1)  The amount of Class B Investor
          Charge Offs                                                                               $    0.0000000

          (2)  The amount of Class B Investor
          Charge Offs set forth in paragraph 1
          above, per $1,000 original
          certificate principal amount                                                              $    0.0000000

          (3)  The total amount reimbursed in
          respect of Class B Investor Charge Offs                                                   $    0.0000000

          (4)  The amount set forth in paragraph
          3 above, per $1,000 original
          certificate principal amount                                                              $    0.0000000

          (5)  The amount, if any, by which the
          outstanding principal balance of the
          Class B Certificates exceeds the Class
          B Invested Amount after giving effect
          to all transactions on such
          Distribution Date                                                                         $    0.0000000

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                                       First USA  BANK, National Association,
                                       as Servicer


                                       By  /s/ Tracie H. Klein
                                          -----------------------------------
                                                  Tracie H. Klein
                                                  First Vice President