Exhibit 10.1

FIRST
AMENDMENT TO THEHEALTHAXIS INC.2005 STOCK INCENTIVE PLAN

WHEREAS,
the Healthaxis  Inc. 2005 Stock Incentive Plan (the Plan) has been
established by Healthaxis  Inc. (the  Company)  effective upon its  approval
by the shareholders of the Company; and

WHEREAS,
the shareholders of the Company approved the Plan at their annual meeting on June 29,
2005; and

WHEREAS,
the Board of Directors (the Board) has approved this First Amendment to the
Plan to be effective as of May 10, 2006.

NOW,
THEREFORE, the Plan is hereby amended as follows:

Sections
6.2(a) and (b) of the Plan are deleted, and the following Sections 6.2(a) and (b) are
substituted in lieu thereof:

|6.2 | Terms
and Conditions of Awards.
|--- | -------------------------------

| | (a) | At
the time an Award of Restricted  Stock is made,  the Board shall  establish a period or
periods of time or such other  conditions  or  restrictions  on the  vesting of the
Restricted  Stock as it shall deem  appropriate  or  applicable  to such  award  (each,
a  Restricted  Period).  The Board may, in its sole discretion,  at the time
an Award is made,  provide for the incremental  lapse of  Restricted  Periods with
respect to a portion or portions of the Restricted  Stock awarded.  Restricted Stock
awarded to Holders may  not be sold, assigned,  transferred,  pledged or otherwise
encumbered,  except as hereinafter provided, unless and until the portion  thereof
proposed to be sold, assigned,  transferred,  pledged or otherwise encumbered is vested.
Except for such restrictions,  the  Holder as owner of the Restricted  Stock shall have
all the rights of a shareholder,  including but not limited to the right to vote  the
Restricted  Stock and,  except as otherwise  provided by the Board,  the right to receive
all dividends  paid on the Restricted  Stock.
| | --- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | (b) | At
any time following the Award of Restricted  Stock, the Board may also, in its sole
discretion,  shorten or terminate a Restricted  Period or waive any  conditions to the
lapse or  termination  of  restrictions  with respect to all or any portion of the
Restricted  Stock.
| | --- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

IN
WITNESS WHEREOF,  Healthaxis Inc.,  acting by and through its officer hereunto duly
authorized,  has executed this instrument,  to be effective May  10, 2006.

| | HEALTHAXIS
      INC.
| | ---------------------
| |                      
| | By:                  
| |                      
| |