**EXHIBIT        10.45**

**TEMECULA        VALLEY BANK**

**EXECUTIVE        **
**SUPPLEMENTAL        COMPENSATION **

**AGREEMENT        **

**Article        1**

**Definitions        and Construction**

| 1.1     | “Accrued                Liability Balance” shall mean the amount accrued by the Company to fund                the future benefit expense associated with this Agreement, as of                the end                of the month preceding the Executive’s Separation from Service. The                Company shall account for this benefit using Generally Accepted Accounting                Principles, regulatory accounting guidance of the Company’s primary                federal regulator, and other applicable accounting guidance, including                APB                12 and FAS 106. Accordingly, the Company shall establish a liability                retirement account for the Executive into which appropriate accruals                shall                be made using a discount that is reasonable, which is consistent                with                guidance issued by the Company’s primary federal regulator, and which may                be adjusted thereafter at the Board’s discretion to comply with regulatory                guidance. This Agreement is intended to be a “non-account balance” plan,                as that term is used under the Code. |
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| 1.2     | “Board”                shall mean the Board of Directors of the                Bank. |
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| 1.3                   | “Change                in Control” shall mean: a change in ownership or control of the Bank as                defined in Treasury Regulation §1.409A-3(g)(5) or any subsequently                applicable Treasury Regulation. |
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| 1.4                   | “Code”                shall mean the United States Internal Revenue Code of 1986, as                amended. |
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| 1.5                   | “Disability”                shall mean Executive (i) is unable to engage in any substantial gainful                activity by reason of any medically determinable physical or mental                impairment which can be expected to result in death or can be expected                to                last for a continuous period of not less than 12 months, or (ii)                is, by                reason of any medically determinable physical or mental impairment                which                can be expected to result in death or can be expected to last for                a                continuous period of not less than 12 months, receiving income replacement                benefits for a period of not less than 3 months under an accident                and                health plan covering employees of the Bank. Medical determination                of                Disability may be made by either the Social Security Administration                or by                the provider of an accident or health plan covering employees of                the Bank.                Upon the request of the Plan Administrator, the Executive must submit                proof to the Plan Administrator of Social Security Administration’s or the                provider’s determination. |
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| 1.6                   | “Early                Termination” shall mean that Executive’s employment with the Bank has                terminated, voluntarily or involuntarily, prior to Normal Retirement                Age                and such termination is not due to death, Termination for Cause,                Disability, or Separation from Service following a Change in                Control. |
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| 1.7                   | “Effective                Date” shall mean September 1, 2006. |
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| 1.8                   | “Normal                Retirement Age” shall mean the date on which the Executive attains age 65. |
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| 1.9                   | “Plan                Administrator” shall mean the plan administrator described in Article                6. |
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| 1.10                 | “Plan                Year” shall mean each twelve-month period commencing on January 1 and                ending on December 31 of each year. The initial Plan Year shall commence                on the Effective Date of this Plan and end on the following December                31. |
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| 1.11                 | “Separation                from Service” shall mean that the Executive has experienced a Termination                of Employment from the Bank. Where the Executive continues to perform                services for the Bank following a Termination of Employment, however,                and                the facts and circumstances indicate that such services are intended                by                the Bank and the Executive to be more than “insignificant” services, a                Separation from Service will not be deemed to have occurred and any                amounts deferred under this Agreement may not be paid or made available                to                the Executive. The determination of whether such services are considered                “insignificant” will be based upon all facts and circumstances relating to                the termination and upon any applicable rules and regulations issued                under                Section 409A of the Code. Military leave, sick leave, or other bona                fide                leaves of absence are not generally considered terminations of employment. |
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| 1.12                 | “Termination                for Cause” has that meaning set forth in Article                5. |
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| 1.13                 | “Termination                of Employment” shall mean that Executive’s employment with the Bank has                terminated. |
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**Article        2**

**Distributions        During Executive’s Lifetime**

| 2.1                       | Normal                  Retirement Benefit.                  Upon Executive’s attainment of the Normal Retirement Age, the Bank shall                  distribute to the Executive the benefit described in this Section                  2.1 in                  lieu of any other benefit under this Article. |
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|   | 2.1.1 | Amount                  of Benefit.                  The annual benefit under this Section 2.1 is Eighty Thousand Dollars                  ($80,000).** **The                  Board may, in its sole discretion, increase this benefit from time                  to                  time. |
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|   | 2.1.2 | Form                  and Timing of Benefit.                  The Bank shall distribute the annual benefit to the Executive in                  twelve                  (12) equal monthly installments, commencing on the first day of                  the month                  following the Executive’s Normal Retirement Age. The annual benefit shall                  be distributed to the Executive for fifteen (15) years. |
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| 2.2                       | Early                  Termination Benefit.                  Upon the Executive’s Early Termination, the Bank shall distribute to the                  Executive the benefit described in this Section 2.2 in lieu of                  any other                  benefit under this Article. Notwithstanding anything to the contrary                  in                  this Section 2.2, Executive shall not be entitled to a benefit                  under this                  Section 2.2 if Executive terminates employment prior to the fulfillment                  of                  five full Plan Years from the date of this Agreement. For purposes                  of this                  Section 2.2, if the first Plan Year is only a partial calendar                  year, the                  partial calendar year shall be considered one full Plan Year. |
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|   | 2.2.1 | Amount                  of Benefit.                  The benefit under this Section 2.2 is the Accrued Liability Balance,                  calculated as of the end of the Plan Year immediately preceding                  Executive’s Separation from Service. |
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|   | 2.2.2 | Form                  and Timing of Benefit.                  The Bank shall distribute the annual benefit to the Executive in                  a lump                  sum within 60 days following a Separation from Service. |
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| 2.3     | Disability                  Benefit*.*                  Upon Executive’s Separation from Service due to Disability, the Bank shall                  distribute to the Executive the benefit described in this Section                  2.3 in                  lieu of any other benefit under this                  Article. |
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|   | 2.3.1 | Amount                  of Benefit*.*                  The benefit under this Section 2.3 is the Accrued Liability Balance,                  determined as of the end of the Plan Year immediately preceding                  notification of Disability and subsequent Separation from                  Service. |
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|   | 2.3.2 | Form                  and Timing of Benefit.                  The Bank shall distribute the benefit to the Executive in a lump                  sum                  within 60 days following Separation from Service. |
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| 2.4     | Change                  in Control Benefit.                  Upon a Change in Control followed by Executive’s Termination of                  Employment, the Executive shall be entitled to the benefit described                  in                  this Section 2.4 in lieu of any other benefit under this Article. |
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|   | 2.4.1 | Amount                  of Benefit*.*                  The benefit under this Section 2.4 is the Accrued Liability Balance,                  calculated as of the date of Termination of Employment.   |
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| 2.4.2   | Form                and Timing of Benefit.** **The                Bank shall distribute the benefit to the Executive in a lump sum                within 60                days following Executive’s Separation from Service. |
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| 2.5     | Restriction                  on Timing of Distribution.                   Notwithstanding any provision of this Agreement to the contrary,                  distributions to Executive may not commence earlier than six (6)                  months                  after the date of a Separation from Service if, pursuant to Section                  409A of the Code and regulations and guidance promulgated thereunder,                  Executive is considered a “specified employee” under Section 416(i)                  of the Code. In the event a distribution is delayed pursuant to                  this                  Section 2.5, the originally scheduled payment shall be delayed                  for 6                  months, and shall commence instead on the first day of the seventh                  month                  following the delay. If payments are scheduled to be made in installments,                  the first six months of installment payments shall be delayed,                  aggregated,                  and paid instead on the first day of the seventh month, after which                  all                  installment payments shall be made on their regular schedule. If                  payment                  is scheduled to be made in a lump sum, the lump sum payment shall                  be                  delayed for six months and instead be made on the first day of                  the seventh                  month. |
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| 2.6     | Payments                  Upon Income Inclusion.                  Should amounts deferred under this Agreement become includable                  in the                  Executive’s income by reason of a failure of this Agreement to comply with                  the requirements of Section 409A of the Code, the Bank shall distribute                  to                  the Executive an amount necessary to cover the includable amounts,                  as well                  as other amounts necessary to cover FICA, employment, and income                  taxes, to                  the extent such distributions do not exceed the Executive’s vested account                  balances. |
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**Article        3**

**Distribution        Upon Death**

**Article        4**

**Beneficiaries**

|   | Executive’s                  beneficiary(ies), if any, shall not have any rights under this                  Agreement. |
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**Article        5**

**General        Limitations**

| 5.1                   | Termination                for Cause.                Notwithstanding any provision of this Agreement to the contrary,                the Bank                shall not distribute any benefit under this Agreement if Executive’s                service is terminated by the Board for: |
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| (a)                 | Gross                negligence or gross neglect of duties to the Bank;                or |
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| (b)                 | Conviction                of a felony or of a gross misdemeanor involving moral turpitude in                connection with the Executive’s employment with the Bank; or |
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| (c)                 | Fraud,                disloyalty, dishonesty or willful violation of any law or significant                Bank                policy committed in connection with the Executive's employment and                resulting in a material adverse effect on the                Bank. |
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| 5.2      | Suicide                  or Misstatement.                  No benefits shall be distributed if the Executive commits suicide                  within                  two years after the Effective Date of this Agreement, or if an                  insurance                  company which issued a life insurance policy covering the Executive                  and                  owned by the Bank denies coverage (i) for material misstatements                  of fact                  made by the Executive on an application for such life insurance,                  or (ii)                  for any other reason. |
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| 5.3                   | Competition                After Termination of Employment.                No benefits shall be payable if the Executive, without the prior                written                consent of the Company, engages in, becomes interested in, directly                or                indirectly, as a sole proprietor, as a partner in a partnership,                or as a                substantial officer, principal, agent, trustee or in any other capacity                whatsoever, any enterprise conducted in the trading area (a 50 mile                radius) of the business of the Bank within 2 years after Separation                from                Service, which enterprise is, or may be deemed to be, competitive                with any                business carried on by the Company as of the date of termination                of the                Executive’s employment or his retirement. |
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**Article        6**

**Administration        of Agreement**

| 6.1     | Plan                  Administrator Duties.                  This Agreement shall be administered by a Plan Administrator which                  shall                  consist of the Board, or such committee or person(s) as the Board                  shall                  appoint. The Plan Administrator shall also have the discretion                  and                  authority to (i) make, amend, interpret and enforce all appropriate                  rules                  and regulations for the administra-tion of this Agreement and (ii)                  decide                  or resolve any and all ques-tions including interpretations of                  this                  Agreement, as may arise in connection with the                  Agreement. |
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| 6.2     | Agents.                  In the administration of this Agreement, the Plan Administrator                  may employ                  agents and delegate to them such administrative duties as it sees                  fit,                  (including acting through a duly appointed representative), and                  may from                  time to time consult with counsel who may be counsel to the                  Bank. |
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| 6.3     | Binding                  Effect of Decisions.                  The decision or action of the Plan Administrator with respect to                  any                  question arising out of or in connection with the administration,                  interpretation and application of the Agreement and the rules and                  regulations promulgated hereunder shall be final and conclusive                  and                  binding upon all persons having any interest in the Agreement. |
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| 6.4     | Indemnity                  of Plan Administrator.                  The Bank shall indemnify and hold harmless the members of the Plan                  Administrator against any and all claims, losses, damages, expenses                  or                  liabilities arising from any action or failure to act with respect                  to this                  Agreement, except in the case of willful misconduct by the Plan                  Administrator or any of its                  members. |
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| 6.5     | Bank                  Information.                  To enable the Plan Administrator to perform its functions, the                  Bank shall                  supply full and timely information to the Plan Administrator on                  all                  matters relating to the date and circum-stances of the retirement,                  Disability, or Separation from Service of the Executive, and such                  other                  pertinent information as the Plan Administrator may reasonably                  require. |
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| 6.6     | Annual                  Statement.                  The Plan Administrator shall provide to the Executive, within one                  hundred                  twenty (120) days after the end of each Plan Year, a statement                  setting                  forth the benefits to be distributed under this                  Agreement. |
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**Article        7**

**Claims        And Review Procedures**

| 7.1     | Claims                  Procedure.                  An Executive who has not received benefits under the Agreement                  that he or                  she believes should be distributed shall make a claim for such                  benefits as                  follows: |
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|   | 7.1.1 | Initiation                  - Written Claim.                  The claimant initiates a claim by submitting to the Plan Administrator                  a                  written claim for the benefits. |
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|   | 7.1.2 | Timing                  of Plan Administrator Response*.*                  The Plan Administrator shall respond to such claimant within 90                  days after                  receiving the claim. If the Plan Administrator determines that                  special                  circumstances require additional time for processing the claim,                  the Plan                  Administrator can extend the response period by an additional 90                  days by                  notifying the claimant in writing, prior to the end of the initial                  90-day                  period, that an additional period is required. The notice of extension                  must set forth the special circumstances and the date by which                  the Plan                  Administrator expects to render its                  decision. |
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|   | 7.1.3 | Notice                  of Decision.                  If the Plan Administrator denies part or all of the claim, the                  Plan                  Administrator shall notify the claimant in writing of such denial.                  The                  Plan Administrator shall write the notification in a manner calculated                  to                  be understood by the claimant. The notification shall set                  forth: |
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|   | (a) | The                  specific reasons for the denial; |
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|   | (b) | A                  reference to the specific provisions of the Agreement on which                  the denial                  is based; |
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|   | (c) | A                  description of any additional information or material necessary                  for the                  claimant to perfect the claim and an explanation of why it is                  needed; |
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|   | (d) | An                  explanation of the Agreement’s review procedures and the time limits                  applicable to such procedures; and |
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|   | (e) | A                  statement of the claimant’s right to bring a civil action under ERISA                  Section 502(a) following an adverse benefit determination on                  review. |
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| 7.2     | Review                  Procedure.                  If the Plan Administrator denies part or all of the claim, the                  claimant                  shall have the opportunity for a full and fair review by the Plan                  Administrator of the denial, as                  follows: |
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|   | 7.2.1 | Initiation                  - Written Request.                  To initiate the review, the claimant, within 60 days after receiving                  the                  Plan Administrator’s notice of denial, must file with the Plan                  Administrator a written request for                  review. |
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|   | 7.2.2 | Additional                  Submissions - Information Access.                  The claimant shall then have the opportunity to submit written                  comments,                  documents, records and other information relating to the claim.                  The Plan                  Administrator shall also provide the claimant, upon request and                  free of                  charge, reasonable access to, and copies of, all documents, records                  and                  other information relevant (as defined in applicable ERISA regulations)                  to                  the claimant’s claim for benefits. |
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|   | 7.2.3 | Considerations                  on Review.                  In considering the review, the Plan Administrator shall take into                  account                  all materials and information the claimant submits relating to                  the claim,                  without regard to whether such information was submitted or considered                  in                  the initial benefit determination. |
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|   | 7.2.4 | Timing                  of Plan Administrator Response.                  The Plan Administrator shall respond in writing to such claimant                  within 60                  days after receiving the request for review. If the Plan Administrator                  determines that special circumstances require additional time for                  processing the claim, the Plan Administrator can extend the response                  period by an additional 60 days by notifying the claimant in writing,                  prior to the end of the initial 60-day period, that an additional                  period                  is required. The notice of extension must set forth the special                  circumstances and the date by which the Plan Administrator expects                  to                  render its decision. |
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|   | 7.2.5 | Notice                  of Decision.                  The Plan Administrator shall notify the claimant in writing of                  its                  decision on review. The Plan Administrator shall write the notification                  in                  a manner calculated to be understood by the claimant. The notification                  shall set forth: |
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|   | (a) | The                  specific reasons for the denial; |
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|   | (b) | A                  reference to the specific provisions of the Agreement on which                  the denial                  is based; |
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|   | (c) | A                  statement that the claimant is entitled to receive, upon request                  and free                  of charge, reasonable access to, and copies of, all documents,                  records and                  other information relevant (as defined in applicable ERISA regulations)                  to                  the claimant’s claim for benefits;                  and |
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|   | (d) | A                  statement of the claimant’s right to bring a civil action under ERISA                  Section 502(a). |
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**Article        8**

**Amendments        and Termination**

| 8.1     | This                  Agreement may be amended or terminated only by a written agreement                  signed                  by the Bank and the Executive. Provided, however, if the Board                  determines                  in good faith that the Executive is no longer a member of a select                  group                  of management or highly compensated employees, as that phrase applies                  to                  ERISA, for reasons other than death, Disability or retirement,                  the Bank                  may terminate this Agreement. Additionally, the Bank may also amend                  this                  Agreement to conform to written directives to the Bank from its                  banking                  regulators or to comply with regulations and guidance promulgated                  under                  Section 409A of the Code. Upon a plan termination, no distributions                  will                  be made, except as permitted under the terms of Article 2 of this                  Agreement. |
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**Article        9**

**Miscellaneous**

| 9.1      | Binding                  Effect.                  This Agreement shall bind the Executive and the                  Bank. |
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| 9.2      | No                  Guarantee of Employment.                  This Agreement is not a contract for employment. It does not give                  the                  Executive the right to remain as an employee of the Bank, nor does                  it                  interfere with the Bank's right to discharge the Executive. It                  also does                  not require the Executive to remain an employee nor interfere with                  the                  Executive's right to terminate employment at any                  time. |
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| 9.3     | Non-Transferability.                  Benefits under this Agreement cannot be sold, transferred, assigned,                  pledged, attached or encumbered in any                  manner. |
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| 9.4     | Tax                  Withholding.                  The Bank shall withhold any taxes that are required to be withheld,                  under                  Section 409A of the Code and regulations thereunder, from the benefits                  provided under this Agreement. The Executive acknowledges that                  the Bank’s                  sole liability regarding taxes is to forward any amounts withheld                  to the                  appropriate taxing authority(ies). |
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| 9.5     | Applicable                  Law.                  The Agreement and all rights hereunder shall be governed by the                  laws of                  the State of California, except to the extent preempted by the                  laws of the                  United States of America. |
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| 9.6     | Unfunded                  Arrangement.                  The Executive is a general unsecured creditor of the Bank for the                  distribution of benefits under this Agreement. The benefits represent                  the                  mere promise by the Bank to distribute such benefits. The rights                  to                  benefits are not subject in any manner to anticipation, alienation,                  sale,                  transfer, assignment, pledge, encumbrance, attachment, or garnishment                  by                  creditors. Any insurance on the Executive's life or other informal                  funding                  asset is a general asset of the Bank to which the Executive has                  no                  preferred or secured claim. |
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| 9.7     | Reorganization.* *The                  Bank shall not merge or consolidate into or with another bank,                  or                  reorganize, or sell substantially all of its assets to another                  bank, firm,                  or person unless such succeeding or continuing bank, firm, or person                  agrees to assume and discharge the obligations of the Bank under                  this                  Agreement. Upon the occurrence of such event, the term “Bank” as used in                  this Agreement shall be deemed to refer to the successor or survivor                  bank. |
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| 9.8     | Entire                  Agreement.* *This                  Agreement constitutes the entire agreement between the Bank and                  the                  Executive as to the subject matter hereof. No rights are granted                  to the                  Executive by virtue of this Agreement other than those specifically                  set                  forth herein. |
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| 9.9     | Interpretation.                  Wherever the fulfillment of the intent and purpose of this Agreement                  requires, and the context will permit, the use of the masculine                  gender                  includes the feminine and use of the singular includes the                  plural. |
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| 9.10    | Alternative                  Action.                  In the event it shall become impossible for the Bank or the Plan                  Administrator to perform any act required by this Agreement, the                  Bank or                  Plan Administrator may in its discretion perform such alternative                  act as                  most nearly carries out the intent and purpose of this Agreement                  and is in                  the best interests of the Bank. |
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| 9.11    | Headings.                  Article and section headings are for convenient reference only                  and shall                  not control or affect the meaning or construction of any of its                  provisions. |
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| 9.12    | Validity.                  In case any provision of this Agreement shall be illegal or invalid                  for                  any reason, said illegality or invalidity shall not affect the                  remaining                  parts hereof, but this Agreement shall be construed and enforced                  as if                  such illegal and invalid provision has never been inserted                  herein. |
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| 9.13    | Notice.                  Any notice or filing required or permitted to be given to the Bank                  or Plan                  Administrator under this Agreement shall be sufficient if in writing                  and                  hand-delivered, or sent by registered or certified mail, to the                  address                  below: |
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| Temecula                  Valley Bank         |
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| 27710                  Jefferson Ave., #A-100 |
| Temecula,                  CA 92590           |

| 9.14     | Opportunity                  to Consult with Independent Advisors.                  The Executive acknowledges that he has been afforded the opportunity                  to                  consult with independent advisors of his choosing including, without                  limitation, accountants or tax advisors and counsel regarding both                  the                  benefits granted to him under the terms of this Agreement and the                  (i)                  terms and conditions which may affect the Executive's right to                  these                  benefits and (ii) personal tax effects of such benefits including,                  without                  limitation, the effects of any federal or state taxes, Section                  280G of the                  Code, Section 409A of the Code and guidance or regulations thereunder,                  and                  any other taxes, costs, expenses or liabilities whatsoever related                  to such                  benefits, which in any of the foregoing instances the Executive                  acknowledges and agrees shall be the sole responsibility of the                  Executive                  notwithstanding any other term or provision of this Agreement.                  The                  Executive further acknowledges and agrees that the Bank shall have                  no                  liability whatsoever related to any such personal tax effects or                  other                  personal costs, expenses, or liabilities applicable to the Executive                  and                  further specifically waives any right for himself or herself, and                  his or                  her heirs, beneficiaries, legal representatives, agents, successor                  and                  assign to claim or assert liability on the part of the Bank related                  to the                  matters described above in this Section 9.14. The Executive further                  acknowledges that he has read, understands and consents to all                  of the                  terms and conditions of this Agreement, and that he enters into                  this                  Agreement with a full understanding of its terms and                  conditions. |
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**EXECUTIVE:**
**BANK:**

**TEMECULA        VALLEY BANK**

|                                   |   |   |                                                                                   |
|----------------------------------------|--------|--------|----------------------------------------------------------------------------------------|
| **By:                /s/ Jim Andrews** |   |   | **By:                /s/ Donald A. Pitcher**                                           |
|                                        |   |   |                                                                                        |
|                                        |   |   | **Executive                Vice President and Chief Financial                Officer** |

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