<TABLE> <S> <C>
                                               
<ARTICLE>                                           9
<CIK>                                               0000768532
<NAME>                                              First
                                                    Commerce
                                                    Bancshares,
                                                    Inc.
<MULTIPLIER>                                                  1000
                                                     
<S>                                                 <C>
<PERIOD-TYPE>                                       3-mos
<FISCAL-YEAR-END>                                   Dec-31-1999
<PERIOD-START>                                      Jan-01-1999
<PERIOD-END>                                        Mar-31-1999
<CASH>                                                     136,587
<INT-BEARING-DEPOSITS>                                           0
<FED-FUNDS-SOLD>                                            52,715
<TRADING-ASSETS>                                                 0
<INVESTMENTS-HELD-FOR-SALE>                                545,192
<INVESTMENTS-CARRYING>                                     278,055
<INVESTMENTS-MARKET>                                       280,298
<LOANS>                                                  1,247,613
<ALLOWANCE>                                                 24,503
<TOTAL-ASSETS>                                           2,446,794
<DEPOSITS>                                               1,738,340
<SHORT-TERM>                                               255,406
<LIABILITIES-OTHER>                                         32,348
<LONG-TERM>                                                172,000
<PREFERRED-MANDATORY>                                            0
<PREFERRED>                                                      0
<COMMON>                                                     2,698
<OTHER-SE>                                                 246,002
<TOTAL-LIABILITIES-AND-EQUITY>                           2,446,794
<INTEREST-LOAN>                                             26,888
<INTEREST-INVEST>                                           12,185
<INTEREST-OTHER>                                             1,663
<INTEREST-TOTAL>                                            40,736
<INTEREST-DEPOSIT>                                          14,866
<INTEREST-EXPENSE>                                          19,540
<INTEREST-INCOME-NET>                                       21,196
<LOAN-LOSSES>                                                1,595
<SECURITIES-GAINS>                                           1,747
<EXPENSE-OTHER>                                             25,228
<INCOME-PRETAX>                                             12,948
<INCOME-PRE-EXTRAORDINARY>                                   8,488
<EXTRAORDINARY>                                                  0
<CHANGES>                                                        0
<NET-INCOME>                                                 8,488
<EPS-PRIMARY>                                                 0.63
<EPS-DILUTED>                                                 0.63
<YIELD-ACTUAL>                                                   0
<LOANS-NON>                                                    579
<LOANS-PAST>                                                 1,774
<LOANS-TROUBLED>                                             1,464
<LOANS-PROBLEM>                                                  0
<ALLOWANCE-OPEN>                                            24,292
<CHARGE-OFFS>                                                2,087
<RECOVERIES>                                                   703
<ALLOWANCE-CLOSE>                                           24,503
<ALLOWANCE-DOMESTIC>                                        24,503
<ALLOWANCE-FOREIGN>                                              0
<ALLOWANCE-UNALLOCATED>                                          0
                                                     

</TABLE>