61128 Federal Register / Vol. 73, No. 200 / Wednesday, October 15, 2008 / Notices 

machines, telephone bill payment; 

point-of-sale transfers in retail stores, 

fund transfers initiated through the 

Internet, and preauthorized transfers to 

or from a consumer’s account. 

Board of Governors of the Federal Reserve 

System, October 8, 2008. 

Jennifer J. Johnson, 

Secretary of the Board. 

[FR Doc. E8–24348 Filed 10–14–08; 8:45 am] 

BILLING CODE 6210–01–P 

FEDERAL RESERVE SYSTEM 

Agency Information Collection 

Activities: Announcement of Board 

Approval Under Delegated Authority 

and Submission to OMB 

SUMMARY: Background. Notice is hereby 

given of the final approval of proposed 

information collections by the Board of 

Governors of the Federal Reserve 

System (Board) under OMB delegated 

authority, as per 5 CFR 1320.16 (OMB 

Regulations on Controlling Paperwork 

Burdens on the Public). Board-approved 

collections of information are 

incorporated into the official OMB 

inventory of currently approved 

collections of information. Copies of the 

Paperwork Reduction Act Submission, 

supporting statements and approved 

collection of information instrument(s) 

are placed into OMB’s public docket 

files. The Federal Reserve may not 

conduct or sponsor, and the respondent 

is not required to respond to, an 

information collection that has been 

extended, revised, or implemented on or 

after October 1, 1995, unless it displays 

a currently valid OMB control number. 

FOR FURTHER INFORMATION CONTACT: 

Federal Reserve Board Clearance 

Officer—Michelle Shore—Division of 

Research and Statistics, Board of 

Governors of the Federal Reserve 

System, Washington, DC 20551 (202– 

452–3829). OMB Desk Officer— 

Kimberly P. Nelson—Office of 

Information and Regulatory Affairs, 

Office of Management and Budget, New 

Executive Office Building, Room 10235, 

Washington, DC 20503. 

Final Approval Under OMB Delegated 

Authority of the Extension for Three 

Years, With Revision, of the Following 

Reports 

1. Report title: Survey of Terms of 

Lending. 

Agency form number: FR 2028A, FR 

2028B, and FR 2028S. 

OMB control number: 7100–0061. 

Frequency: Quarterly. 

Reporters: Commercial banks; and 

U.S. branches and agencies of foreign 

banks (FR 2028A and FR 2028S only). 

Annual reporting hours: 6,840 hours. 

Estimated average hours per response: 

FR 2028A, 3.4 hours; FR 2028B, 1.2 

hours; and FR 2028S, 0.1 hours. 

Number of respondents: FR 2028A, 

398; FR 2028B, 250; and FR 2028S, 567. 

General description of report: This 

information collection is authorized by 

section 11(a)(2) of the Federal Reserve 

Act [12 U.S.C. 248(a)(2)] and is 

voluntary. Individual responses are 

regarded as confidential under the 

Freedom of Information Act [5 U.S.C. 

552(b)(4)]. 

Abstract: The Survey of Terms of 

Lending provides unique information 

concerning both price and certain 

nonprice terms of loans made to 

businesses and farmers during the first 

full business week of the mid-month of 

each quarter (February, May, August, 

and November). The survey comprises 

three reporting forms: The FR 2028A, 

Survey of Terms of Business Lending; 

the FR 2028B, Survey of Terms of Bank 

Lending to Farmers; and the FR 2028S, 

Prime Rate Supplement to the Survey of 

Terms of Lending. The FR 2028A and 

FR 2028B collect detailed data on 

individual loans made during the 

survey week, and the FR 2028S collects 

the prime interest rate for each day of 

the survey from both FR 2028A and FR 

2028B respondents. From these sample 

data, estimates of the terms of business 

loans and farm loans extended during 

the reporting week are constructed. The 

aggregate estimates for business loans 

are published in the quarterly E.2 

release, Survey of Terms of Business 

Lending, and aggregate estimates for 

farm loans are published in the 

quarterly E.15 release, Agricultural 

Finance Databook. 

Current Actions: On August 4, 2008, 

the Federal Reserve published a notice 

in the Federal Register (73 FR 45222) 

requesting public comment for 60 days 

on the extension, with revision, of the 

FR 2028. The comment period for this 

notice expired on October 3, 2008. The 

Federal Reserve did not receive any 

comments on the proposed revisions. 

The revisions will be implemented as 

proposed. 

2. Report title: Report of Terms of 

Credit Card Plans. 

Agency form number: FR 2572. 

OMB control number: 7100–0239. 

Frequency: Semi-annual. 

Reporters: Commercial banks, savings 

banks, industrial banks, and savings and 

loans associations. 

Annual reporting hours: 75 hours. 

Estimated average hours per response: 

0.25 hours. 

Number of respondents: 150. 

General description of report: This 

information collection is voluntary (15 

U.S.C. 1646(b)) and is not given 

confidential treatment. 

Abstract: This report collects data on 

credit card pricing and availability from 

a sample of at least 150 financial 

institutions that offer credit cards to the 

general public. The information is 

reported to the Congress and made 

available to the public in order to 

promote competition within the 

industry. 

Current Actions: On August 4, 2008, 

the Federal Reserve published a notice 

in the Federal Register (73 FR 45222) 

requesting public comment for 60 days 

on the extension, with revision, of this 

information collection. The comment 

period for this notice expired on 

October 3, 2008. The Federal Reserve 

did not receive any comments. The 

revisions will be implemented as 

proposed. 

3. Report title: The Report of 

Transaction Accounts, Other Deposits 

and Vault Cash. 

Agency form number: FR 2900. 

OMB control number: 7100–0087. 

Frequency: Weekly, quarterly. 

Reporters: Depository institutions. 

Annual reporting hours: 615,902 

hours. 

Estimated average hours per response: 

3.50 hours. 

Number of respondents: 2,996 weekly 

and 5,045 quarterly. 

General description of report: This 

information collection is mandatory (12 

U.S.C. 248(a), 461, 603, and 615) and is 

given confidential treatment (5 U.S.C. 

552(b)(4)). 

Abstract: Nonexempt institutions— 

defined as those with net transaction 

accounts greater than the exemption 

amount or with the sum of total 

transaction accounts, savings deposits, 

and small time deposits equal to or 

greater than the reduced reporting 

limit—file the fifteen-item FR 2900 

weekly if the sum of their total 

transaction accounts, savings deposits, 

and small time deposits is equal to or 

greater than the nonexempt deposit 

cutoff and quarterly if the sum of their 

total transaction accounts, savings 

deposits, and small time deposits is less 

than the nonexempt deposit cutoff. U.S. 

branches and agencies of foreign banks 

and banking Edge and agreement 

corporations are required to submit FR 

2900 data weekly regardless of their 

deposit size. These mandatory data are 

used by the Federal Reserve for 

administering Regulation D (Reserve 

Requirements of Depository Institutions) 

and for constructing, analyzing, and 

monitoring the monetary and reserve 

aggregates. 

Current Actions: On August 4, 2008, 

the Federal Reserve published a notice 


jlentini on PROD1PC65 with NOTICES
Federal Register / Vol. 73, No. 200 / Wednesday, October 15, 2008 / Notices 61129 

in the Federal Register (73 FR 45222) 

requesting public comment for 60 days 

on the extension, with revision, of this 

information collection. The comment 

period for this notice expired on 

October 3, 2008. The Federal Reserve 

did not receive any substantive 

comments. The revisions will be 

implemented as proposed. 

4. Report title: The Annual Report of 

Deposits and Reservable Liabilities. 

Agency form number: FR 2910a. 

OMB control number: 7100–0175. 

Frequency: Annually. 

Reporters: Depository institutions. 

Annual reporting hours: 3,659 hours. 

Estimated average hours per response: 

0.75 hours. 

Number of respondents: 4,878. 

General description of report: This 

information collection is mandatory (12 

U.S.C. 248(a) and 461) and is given 

confidential treatment (5 U.S.C. 

552(b)(4)). 

Abstract: Currently, the three-item FR 

2910a is generally filed by exempt 

institutions whose net transaction 

accounts are less than or equal to the 

exemption amount and whose sum of 

total transaction accounts, savings 

deposits, and small time deposits is less 

than the reduced reporting limit but 

total deposits are greater than the 

exemption amount. Respondents submit 

single-day data as of June 30. These 

mandatory data are used by the Federal 

Reserve for administering Regulation D 

(Reserve Requirements of Depository 

Institutions) and for constructing, 

analyzing, and monitoring the monetary 

and reserve aggregates. 

Current Actions: On August 4, 2008, 

the Federal Reserve published a notice 

in the Federal Register (73 FR 45222) 

requesting public comment for 60 days 

on the extension, with revision, of this 

information collection. The comment 

period for this notice expired on 

October 3, 2008. The Federal Reserve 

did not receive any comments. The 

revisions will be implemented as 

proposed. 

Board of Governors of the Federal Reserve 

System, October 8, 2008. 

Jennifer J. Johnson, 

Secretary of the Board. 

[FR Doc. E8–24349 Filed 10–14–08; 8:45 am] 

BILLING CODE 6210–01–P 

FEDERAL RESERVE SYSTEM 

Change in Bank Control Notices; 

Acquisition of Shares of Bank or Bank 

Holding Companies 

The notificants listed below have 

applied under the Change in Bank 

Control Act (12 U.S.C. 1817(j)) and 

§ 225.41 of the Board’s Regulation Y (12 

CFR 225.41) to acquire a bank or bank 

holding company. The factors that are 

considered in acting on the notices are 

set forth in paragraph 7 of the Act (12 

U.S.C. 1817(j)(7)). 

The notices are available for 

immediate inspection at the Federal 

Reserve Bank indicated. The notices 

also will be available for inspection at 

the office of the Board of Governors. 

Interested persons may express their 

views in writing to the Reserve Bank 

indicated for that notice or to the offices 

of the Board of Governors. Comments 

must be received not later than October 

28, 2008. 

A. Federal Reserve Bank of Kansas 

City (Todd Offenbacker, Assistant Vice 

President) 1 Memorial Drive, Kansas 

City, Missouri 64198–0001: 

1. Peggy J. Wisdom, M.D., Edmond, 

Oklahoma, individually and as Personal 

Representative of the Estate of Grace V. 

Wisdom, to retain control of Grace 

Investment Company, Inc., and thereby 

indirectly retain control of Alva State 

Bank and Trust Company, both of Alva, 

Oklahoma, and First National Bank in 

Okeene, Okeene, Oklahoma. 

Board of Governors of the Federal Reserve 

System, October 8, 2008. 

Robert deV. Frierson, 

Deputy Secretary of the Board. 

[FR Doc. E8–24345 Filed 10–14–08; 8:45 am] 

BILLING CODE 6210–01–S 

FEDERAL RESERVE SYSTEM 

Formations of, Acquisitions by, and 

Mergers of Bank Holding Companies 

The companies listed in this notice 

have applied to the Board for approval, 

pursuant to the Bank Holding Company 

Act of 1956 (12 U.S.C. 1841 et seq.) 

(BHC Act), Regulation Y (12 CFR Part 

225), and all other applicable statutes 

and regulations to become a bank 

holding company and/or to acquire the 

assets or the ownership of, control of, or 

the power to vote shares of a bank or 

bank holding company and all of the 

banks and nonbanking companies 

owned by the bank holding company, 

including the companies listed below. 

The applications listed below, as well 

as other related filings required by the 

Board, are available for immediate 

inspection at the Federal Reserve Bank 

indicated. The applications also will be 

available for inspection at the offices of 

the Board of Governors. Interested 

persons may express their views in 

writing on the standards enumerated in 

the BHC Act (12 U.S.C. 1842(c)). If the 

proposal also involves the acquisition of 

a nonbanking company, the review also 

includes whether the acquisition of the 

nonbanking company complies with the 

standards in section 4 of the BHC Act 

(12 U.S.C. 1843). Unless otherwise 

noted, nonbanking activities will be 

conducted throughout the United States. 

Additional information on all bank 

holding companies may be obtained 

from the National Information Center 

website at www.ffiec.gov/nic/. 

Unless otherwise noted, comments 

regarding each of these applications 

must be received at the Reserve Bank 

indicated or the offices of the Board of 

Governors not later than November 7, 

2008. 

A. Federal Reserve Bank of Kansas 

City (Todd Offenbacker, Assistant Vice 

President) 1 Memorial Drive, Kansas 

City, Missouri 64198–0001: 

1. The Grace Investment Company, 

Inc. ESOP, to become a bank holding 

company by acquiring 30 percent of the 

voting shares of Grace Investment 

Company, Inc., and thereby indirectly 

acquire voting shares of Alva State Bank 

& Trust Company, all of Alva, 

Oklahoma, and First National Bank in 

Okeene, Okeene, Oklahoma. 

B. Federal Reserve Bank of Dallas (E. 

Ann Worthy, Vice President) 2200 

North Pearl Street, Dallas, Texas 75201– 

2272: 

1. CBFH, Inc., Orange, Texas, to merge 

with Crosby Bancshares, Inc., Crosby, 

Texas, and thereby indirectly acquire 

Crosby Bancshares of Delaware, Inc., 

Wilmington, Delaware, and Crosby State 

Bank, Crosby, Texas. 

In connection with the above 

application, Hillister Enterprises, II, 

Inc., and Umphrey II Family Limited 

Partnership, both of Beaumont, Texas, 

also have applied to acquire the 

successor by merger of Crosby 

Bancshares, Inc., Crosby, Texas, and 

CBFH, Inc., Orange, Texas. 

Board of Governors of the Federal Reserve 

System, October 8, 2008. 

Robert deV. Frierson, 

Deputy Secretary of the Board. 

[FR Doc. E8–24347 Filed 10–14–08; 8:45 am] 

BILLING CODE 6210–01–S 

FEDERAL RESERVE SYSTEM 

Notice of Proposals to Engage in 

Permissible Nonbanking Activities or 

to Acquire Companies that are 

Engaged in Permissible Nonbanking 

Activities; Correction 

This notice corrects a notice (FR Doc. 

E8-23644) published on pages 58592 

and 58593 of the issue for Tuesday, 

October 7, 2008. 

Under the Federal Reserve Bank of 

Richmond, the entry for Bank of 


jlentini on PROD1PC65 with NOTICES