Federal Register / Vol. 75, No. 166 / Friday, August 27, 2010 / Notices 52747 

opportunity to comment on the 

following information collection(s), as 

required by the Paperwork Reduction 

Act (PRA) of 1995, 44 U.S.C. 3501 – 

3520. Comments are requested 

concerning: (a) whether the proposed 

collection of information is necessary 

for the proper performance of the 

functions of the Commission, including 

whether the information shall have 

practical utility; (b) the accuracy of the 

Commission’s burden estimate; (c) ways 

to enhance the quality, utility, and 

clarity of the information collected; (d) 

ways to minimize the burden of the 

collection of information on the 

respondents, including the use of 

automated collection techniques or 

other forms of information technology; 

and (e) ways to further reduce the 

information collection burden for small 

business concerns with fewer than 25 

employees. 

The FCC may not conduct or sponsor 

a collection of information unless it 

displays a currently valid control 

number. No person shall be subject to 

any penalty for failing to comply with 

a collection of information subject to the 

Paperwork Reduction Act (PRA) that 

does not display a currently valid OMB 

control number. 

DATES: Written Paperwork Reduction 

Act (PRA) comments should be 

submitted on or before [September 27, 

2010]. If you anticipate that you will be 

submitting PRA comments, but find it 

difficult to do so within the period of 

time allowed by this notice, you should 

advise the FCC contact listed below as 

soon as possible. 

ADDRESSES: Direct all PRA comments to 

Nicholas A. Fraser, Office of 

Management and Budget, via fax at 202– 

395–5167 or via email to Nicholas_A._

Fraser@omb.eop.gov and to the Federal 

Communications Commission via email 

to PRA@fcc.gov and Cathy.Williams@

fcc.gov. To view a copy of this 

information collection request (ICR) 

submitted to OMB: (1) Go to the web 

page http://reginfo.gov/public/do/

PRAMain, (2) look for the section of the 

web page called ‘‘Currently Under 

Review’’, (3) click on the downward– 

pointing arrow in the ‘‘Select Agency’’ 

box below the ‘‘Currently Under 

Review’’ heading, (4) select ‘‘Federal 

Communications Commission’’ from the 

list of agencies presented in the ‘‘Select 

Agency’’ box, (5) click the ‘‘Submit’’ 

button to the right of the ‘‘Select 

Agency’’ box, and (6) when the list of 

FCC ICRs currently under review 

appears, look for the title of this ICR (or 

its OMB Control Number, if there is one) 

and then click on the ICR Reference 

Number to view detailed information 

about this ICR. 

FOR FURTHER INFORMATION CONTACT: For 

additional information or copies of the 

information collection(s), contact Cathy 

Williams on (202) 418–2918. 

SUPPLEMENTARY INFORMATION: 

OMB Control Number: 3060–0844. 

Title: Carriage of the Transmission of 

Digital Television Broadcast Stations, 

R&O, and FNPRM. 

Form Number: N/A. 

Type of Review: Extension of a 

currently approved collection. 

Respondents: Businesses or other for– 

profit entities. 

Number of Respondents and 

Responses: 20,322 respondents and 

78,422 responses. 

Estimated Time per Response: 30 

minutes to 40 hrs. 

Frequency of Response: On occasion 

reporting requirement; Third party 

disclosure requirement. 

Obligation to Respond: Required to 

obtain or retain benefits. The statutory 

authority for this information collection 

is contained in Sections 1, 4(i) and (j), 

325, 336, 614 and 615 of the 

Communications Act of 1934, as 

amended. 

Total Annual Burden: 75,202 hours. 

Total Annual Cost: $2,759,872. 

Nature and Extent of Confidentiality: 

No need for confidentiality required 

with this collection of information. 

Privacy Impact Assessment: No 

impact(s). 

Needs and Uses: The FCC adopted a 

Report and Order (R&O) on January 23, 

2001 and Further Notice of Proposed 

Rulemaking (FNPRM). The R&O 

modified 47 CFR 76.64(f) to provide that 

stations that return their analog 

spectrum and broadcast only in digital 

format, as well as new digital–only 

stations, are entitled to elect must–carry 

or retransmission consent status 

following the procedures previously 

applicable to new television stations. 

Furthermore, the R&O established a 

framework for voluntary retransmission 

consent agreements between DTV 

station licensees and multi–channel 

video programming distributors and 

modified several sections of the rules 

accordingly. The FNPRM sought 

additional comments on carriage 

requirements relating to digital 

television stations generally, as 

proposed in the initial NPRM. 

Federal Communications Commission. 

Bulah P. Wheeler, 

Deputy Manager, 

Office of the Secretary, 

Office of Managing Director. 

[FR Doc. 2010–21306 Filed 8–26–10; 8:45 am] 

BILLING CODE 6712–01–S 

FEDERAL HOUSING FINANCE 

AGENCY 

[No. 2010–N–12] 

Proposed Collection; Comment 

Request 

AGENCY: Federal Housing Finance 

Agency. 

ACTION: 30-Day notice of submission of 

information collection for approval from 

the Office of Management and Budget. 

SUMMARY: In accordance with the 

requirements of the Paperwork 

Reduction Act of 1995, the Federal 

Housing Finance Agency (FHFA) is 

seeking public comments concerning a 

currently approved information 

collection ‘‘Monthly Survey of Rates and 

Terms on Conventional 1-Family NonFarm Mortgage Loans,’’ known as the 

Monthly Interest Rate Survey or MIRS. 

The Office of Management and Budget 

(OMB) assigned MIRS control number 

2590–0004, which is due to expire on 

September 30, 2010. FHFA will submit 

the information collection to OMB for 

review and approval for a three-year 

extension of the control number. 

DATES: Interested persons may submit 

comments on or before September 27, 

2010. 

COMMENTS: Submit comments to the 

Office of Information and Regulatory 

Affairs of the Office of Management and 

Budget, Attention: Desk Officer for the 

Federal Housing Finance Agency, 

Washington, DC 20503, Fax: 202–395– 

6974, E-mail: OIRA_Submission@omb.

eop.gov. Please also submit the 

comments to FHFA using any one of the 

following methods: 

• E-mail: regcomments@fhfa.gov. 

Please include ‘‘Proposed Collection; 

Comment Request: Monthly Interest 

Rate Survey (No. 2010–N–12)’’ in the 

subject line of the message. 

• Federal eRulemaking Portal: http:// 

www.regulations.gov. Follow the 

instructions for submitting comments. If 

you submit your comment to the 

Federal eRulemaking Portal, please also 

send it by e-mail to FHFA at 

RegComments@fhfa.gov to ensure 

timely receipt by the agency. Please 

include ‘‘Proposed Collection; Comment 

Request: Monthly Interest Rate Survey 

(No. 2010–N–12)’’ in the subject line of 

the message. 

• Mail/Hand Delivery: Federal 

Housing Finance Agency, Fourth Floor, 

1700 G Street, NW., Washington, DC 

20552, ATTENTION: Public Comments 

Proposed Collection; Comment Request: 

‘‘Monthly Interest Rate Survey,’’ (No. 

2010–N–12). 

FHFA will post all public comments 

it receives without change, including 

WReier-Aviles on DSKGBLS3C1PROD with NOTICES

52748 Federal Register / Vol. 75, No. 166 / Friday, August 27, 2010 / Notices 

1See Division A, titled the ‘‘Federal Housing 

Finance Regulatory Reform Act of 2008,’’ tit. I, 

section 1101 of HERA. 

any personal information you provide, 

such as your name and address, on 

FHFA’s Web site at http://www.fhfa.gov. 

In addition, copies of all comments 

received will be available for 

examination by the public on business 

days between the hours of 10 a.m. and 

3 p.m., at the Federal Housing Finance 

Agency, Fourth Floor, 1700 G Street, 

NW., Washington, DC 20552. To make 

an appointment to inspect comments, 

please call the Office of General Counsel 

at 202–414–6924. 

FOR FURTHER INFORMATION CONTACT: 

David L. Roderer, Senior Financial 

Analyst, 202–408–2540 (not a toll-free 

number), david.l.roderer@fhfa.gov. The 

telephone number for the 

Telecommunications Device for the Deaf 

is 800–877–8339. 

SUPPLEMENTARY INFORMATION: 

A. Need For and Use of the Information 

Collection 

The Housing and Economic Recovery 

Act of 2008 (HERA), Public Law 110– 

289, 122 Stat. 2654, amended the 

Federal Housing Enterprises Financial 

Safety and Soundness Act of 1992 

(Safety and Soundness Act) (12 U.S.C. 

4501 et seq.) and the Federal Home 

Loan Bank Act (12 U.S.C. 1421 et seq.) 

to establish FHFA as an independent 

agency of the Federal government.1 One 

of FHFA’s predecessor agencies, the 

former Federal Housing Finance Board 

(Finance Board), provided data 

concerning a survey of mortgage interest 

rates until HERA transferred those 

responsibilities to FHFA. This survey, 

known as the Monthly Interest Rate 

Survey or MIRS, is described in 12 CFR 

906.5. 

The information collection is used by 

FHFA to produce the MIRS and for 

general statistical purposes and program 

evaluation. The MIRS provides monthly 

information on interest rates, loan 

terms, and house prices by property 

type (all, new, previously occupied), by 

loan type (fixed- or adjustable-rate), and 

by lender type (savings associations, 

mortgage companies, commercial banks, 

and savings banks), as well as 

information on 15-year and 30-year 

fixed-rate loans. In addition, the MIRS 

provides quarterly information on 

conventional loans by major 

metropolitan area and by FHLBank 

district. 

To conduct the MIRS, FHFA asks a 

sample of mortgage lenders to report 

voluntarily the terms and conditions on 

all single-family, fully amortized, 

purchase-money, non-farm loans that 

they close during the last five business 

days of the month. The MIRS excludes 

FHA-insured and VA-guaranteed loans, 

multifamily loans, mobile home loans, 

and loans created by refinancing 

another mortgage. 

Information concerning the MIRS is 

published regularly on FHFA’s Web 

site, http://www.fhfa.gov, in FHFA press 

releases, in the popular and trade press, 

including a monthly 1-page ARM index 

release, a monthly 8- or 12-page release 

with mortgage rate and term data, an 

annual summary all available via 

FHFA’s Web site, and in publications of 

other Federal agencies, including The 

Economic Report of the President and 

Statistical Abstract of the United States. 

FHFA publishes on its Web site the 

phone number for an automated 

telephone answering system that 

provides callers a recorded message 

about the ARM index and other MIRS 

information. 

Economic policy makers use the MIRS 

data to determine trends in the mortgage 

markets, including interest rates, down 

payments, terms to maturity, terms on 

ARMs, and initial fees and charges on 

mortgage loans. Other federal banking 

agencies, such as the Board of 

Governors of the Federal Reserve 

System and the Council of Economic 

Advisors, use the MIRS results for 

research purposes. 

FHFA considers MIRS, among other 

indexes or measures FHFA determines 

are appropriate, in establishing and 

maintaining a method to assess the 

national average one-family house price 

for use for adjusting the conforming 

loan limitations of Freddie Mac and 

Fannie Mae. 12 U.S.C. 4542. Other 

statutory references of the MIRS include 

the following: 

• In 1989, Congress required the 

Chairperson of the Finance Board to 

take necessary actions to ensure that 

indices used to calculate the interest 

rate on adjustable-rate mortgages 

(ARMs) remain available. See FIRREA, 

tit. IV, section 402, paragraphs (e)(3)– 

(4), 103 Stat. 183, codified at 12 U.S.C. 

1437 note. At least one ARM index, 

known as the National Average Contract 

Mortgage Rate for the Purchase of 

Previously Occupied Homes by 

Combined Lenders, is derived from the 

MIRS data. The statute permits FHFA to 

substitute a different ARM index after 

notice and comment only if the new 

ARM index is based upon data 

substantially similar to that of the 

original ARM index and substitution of 

the new ARM index will result in an 

interest rate substantially similar to the 

rate in effect at the time the new ARM 

index replaces the existing ARM index. 

See 12 U.S.C. 1437 note. 

• Statutes in several states and U.S. 

territories, including California, 

Michigan, Minnesota, New Jersey, 

Wisconsin, and the Virgin Islands, refer 

to, or rely upon, the MIRS. See, e.g., Cal. 

Civ. Code §§ 1916.7 and 1916.8 

(mortgage rates); Mich. Comp. Laws 

§ 445.1621(d) (mortgage index rates); 

Minn. Stat. § 92.06 (payments for state 

land sales); N.J. Rev. Stat. 31:1–1 

(interest rates); Wis. Stat. § 138.056 

(variable loan rates); V.I. Code Ann. tit. 

11, § 951 (legal rate of interest). 

The respondents include a sample of 

major mortgage lenders, such as savings 

institutions, commercial banks, and 

mortgage loan companies. Most of the 

respondents submit the requested 

information electronically using the 

MIRS software in a format similar to 

FHFA Form #075 (supersedes FHFB 

Form 10–91). Some respondents elect to 

complete FHFA Form #075 and submit 

it by facsimile. Respondents are 

requested to submit the information on 

a monthly basis. 

The OMB number for the information 

collection is 2590–0004. The OMB 

clearance for the information collection 

expires on September 30, 2010. 

B. Burden Estimate 

FHFA estimates the total annual 

number of respondents at 76 with 8 

responses per respondent. The estimate 

for the average hours per response is 20 

minutes. The estimate for the total 

annual hour burden is 200 hours (76 

respondents × 8 responses × 0.33 hours). 

C. Comment Request 

In accordance with the requirements 

of 5 CFR 1320.8(d), FHFA published a 

request for public comments regarding 

this information collection in the 

Federal Register on January 10, 2001. 

See 75 FR 26756 (May 12, 2010). The 

60-day comment period closed on July 

12, 2010. FHFA received comments 

from three organizations, which are 

posted on its Web site at http:// 

www.fhfa.gov/Default.aspx?

Page=89&ListNumber=5&List

ID=14707&ListYear=2010&Sort

By=#14707. All three commenters 

support continuation of the MIRS. One 

of the three commenters suggested 

enhancing the utility of the MIRS by 

including mortgages that are backed by 

FHA or the Department of Veterans 

Affairs. Another commenter suggested a 

new sampling frame using HMDA data 

to enhance the utility of the MIRS data. 

FHFA has determined not to make any 

changes to the MIRS at this time but 

will consider the recommendations 

when the MIRS is reviewed for 

enhancement as part of a 

WReier-Aviles on DSKGBLS3C1PROD with NOTICES

Federal Register / Vol. 75, No. 166 / Friday, August 27, 2010 / Notices 52749 

1The FTC is clarifying but not adding or changing 

any routine uses of its system records or making 

other significant system changes that would require 

prior public comment or notice to the Office of 

Management & Budget (OMB) and Congress. See 

U.S.C. 552a(e)(11) and 552a(r); OMB Circular A130, Appendix I. 

comprehensive review of data 

collection. 

FHFA requests written comments on 

the following: (1) Whether the collection 

of information is necessary for the 

proper performance of FHFA functions, 

including whether the information has 

practical utility; (2) the accuracy of 

FHFA estimates of the burdens of the 

collection of information; (3) ways to 

enhance the quality, utility, and clarity 

of the information collected; and (4) 

ways to minimize the burden of the 

collection of information, including 

through the use of automated collection 

techniques or other forms of information 

technology. 

Dated: August 19, 2010. 

Edward J. DeMarco, 

Acting Director, Federal Housing Finance 

Agency. 

[FR Doc. 2010–21422 Filed 8–26–10; 8:45 am] 

BILLING CODE 8070–01–P 

FEDERAL TRADE COMMISSION 

Privacy Act of 1974; System of 

Records Notices 

AGENCY: Federal Trade Commission 

(FTC). 

ACTION: Notice of revised Privacy Act 

system notices. 

SUMMARY: The FTC is revising several of 

the notices that it is required to publish 

under the Privacy Act of 1974 to 

describe its systems of records about 

individuals. This action is intended to 

make these notices clearer, more 

accurate, and up-to-date. 

DATES: This notice shall become final 

and effective on August 27, 2010. 

FOR FURTHER INFORMATION CONTACT: Alex 

Tang, G. Richard Gold, or Lorielle L. 

Pankey, Attorneys, Office of the General 

Counsel, FTC, 600 Pennsylvania 

Avenue, NW., Washington, DC 20580, 

(202) 326-2424. 

SUPPLEMENTARY INFORMATION: To inform 

the public, the FTC publishes in the 

FEDERAL REGISTER and posts on its 

Web site a ‘‘system of records notice’’ 

(SORN) for each system of records about 

individuals that the FTC currently 

maintains within the meaning of the 

Privacy Act of 1974, as amended, 5 

U.S.C. 552a. See (http://www.ftc.gov/ 

foia/listofpaysystems.shtm). Each SORN 

describes the records maintained in that 

particular system, including the 

categories of individuals that the 

records in the system are about (e.g., 

FTC employees or consumers). Each 

system notice also contains information 

explaining how individuals can find out 

if that particular system contains any 

records about them. 

On June 12, 2008, the FTC 

republished and updated all of the 

FTC’s SORNs, describing all of the 

agency’s systems of records covered by 

the Privacy Act in a single document for 

ease of use and reference. 73 FR 33592. 

To ensure the SORNs remain accurate, 

FTC staff engages in a comprehensive 

review of each SORN on a periodic 

basis. As a result of this systematic 

review, the FTC made revisions to 

several of its SORNs on April 17, 2009. 

74 FR 17863. Based on subsequent 

review, the FTC is making the following 

revisions to several of its SORNs.1

I. FTC Law Enforcement Systems of 

Records 

FTC-I-1 (Nonpublic Investigational 

and Other Nonpublic Legal Program 

Records—FTC). This SORN includes 

nonpublic investigational and other 

nonpublic program records. We have 

added language clarifying that certain 

debt collection-related records 

contained within this system are also 

legally part of the Government-wide 

system of records notice published for 

this system by the Department of 

Treasury, Financial Management 

System. See TREASURY/FMS.014, or 

any successor TREASURY/FMS system 

notice at (http://www.ustreas.gov) for 

more information. Therefore, these 

types of records also have the same 

purposes and routine uses as set forth in 

the Government-wide SORN. 

II. FTC Personnel Systems of Records 

FTC-II-6 (Discrimination Complaint 

System—FTC). This SORN covers 

complaints, affidavits, supporting 

documents, memoranda, 

correspondence, and notes relevant to 

and compiled during pre-complaint 

matters, complaint investigations and 

other personnel matters at the FTC. We 

are revising the purpose section of this 

SORN in order to more fully describe 

the various issues that give rise to 

discrimination complaints. 

FTC-II-7 (Ethics Program Records– 

FTC). This SORN covers annual 

financial statements and other filings or 

requests made by FTC officials and 

employees under the FTC’s ethics 

program. The FTC is including an 

additional means of disposing of these 

records. 

FTC-II-12 (Training Reservation 

System–FTC). This SORN covers records 

used in the employee training program 

administered by the FTC’s Human 

Resources Management Office. The FTC 

is changing the name of this system and 

revising the categories of records, 

purpose, and retrievability sections. We 

are also clarifying that this system is 

legally part of the OPM’s Governmentwide system of records notice for this 

system, OPM/GOVT-1, which covers all 

official personnel training data; hence, it 

is subject to the same purposes and 

routine uses set forth for that system by 

OPM. See OPM/GOVT-1, or any 

successor OPM system notice that may 

be published for this system (visit 

(www.opm.gov) for more information). 

There are also some minor editorial 

changes. 

III. FTC Financial Systems of Records 

FTC-III-2 (Travel Management 

System-FTC). This SORN covers travel 

documentation for FTC employees and 

other authorized individuals on official 

travel for the FTC. To the extent these 

travel data are collected and maintained 

by the FTC’s travel management 

contractor, they are already covered by 

a Government-wide General Services 

Administration (GSA) SORN, GSA/ 

GOVT-4 (Contracted Travel Services 

Program). See 71 FR 48764 (2006). 

Nonetheless, the FTC maintains this 

SORN to include those data as well as 

any other miscellaneous data that 

various FTC offices may collect and 

maintain in a system of records about 

individuals on official travel for the 

FTC. The FTC is revising the Category 

of Records section to implement 

Department of Homeland Security 

(DHS) Secure Flight requirements to 

include an individual traveler’s date of 

birth and sex; that the name of the 

traveler within this system matches the 

name shown on a government issuedidentification (for example, driver’s 

license or passport) while traveling; and 

an optional field for redress numbers 

(i.e., complaint or inquiry numbers). 

Under Secure Flight (http:// 

www.tsa.gov/what_we_do/layers/ 

secureflight/), a program developed by 

DHS in response to a key 9/11 

Commission recommendation, DHS’ 

Transportation Security Administration 

conducts uniform pre-screening of 

passenger information against federal 

government watch lists for domestic and 

international flights. 

FTC Systems of Records Notices 

Accordingly, the FTC revises and 

updates the Privacy Act systems of 

records below as follows: 

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