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                                                                  EXHIBIT 10.7.5



                                  ADDENDUM E
                                    TO THE
                         LICENSE AND SERVICE AGREEMENT
                   BY AND BETWEEN CARDSERVICE INTERNATIONAL
                         AND CLEARCOMMERCE CORPORATION
                              DATED JUNE 30, 1998


WHEREAS, Cardservice International, Inc. ("CSI") and ClearCommerce Corporation
("CCC") have entered into a License and Service Agreement dated June 30, 1998
(the "Agreement"), a first amendment in a letter form identified as "Addendum
A", dated December 31, 1998, a second amendment identified as "Addendum B" on
March 5, 1999; a third amendment identified as "Addendum C" on March 6, 2000; a
fourth amendment identified as "Addendum D" on August 26, 1999 AND

WHEREAS, CSI and CCC desire to amend the Agreement, as amended by Addendum A, B,
and C, and D with this Addendum E;

NOW THEREFORE, in consideration of the mutual covenants contained herein, the
parties hereby agree to further amend the Agreement, as previously amended by
Addendums A, B, C and D as follows:

1)      Section 2 & 5.  The parties hereby amend those portions of Sections 2
and 5 originally added by Addendum C that refer to a two year exclusivity period
to be extended to a new exclusivity period continuing until March 31, 2004 (the
"Exclusivity Period").

2)      Product and Pricing Schedule.  The parties confirm that during the
Exclusivity Period CSI's payment obligations and price schedule under the
Agreement are hereby amended and reflect adequate mutual consideration for the
parties extension of the Exclusivity Period. Accordingly, the parties confirm
that CSI's payment obligations under Schedule C to the Agreement are hereby
amended as follows, and, without limitation, further details of CSI pricing are
stated in the "Revised Schedule C" attached hereto. Beginning with the use by
CSI of the final merchant license paid for by CSI in March 2000, new merchant
licenses and renewals for existing merchant licenses will be: For each month or
portion thereof that a Merchant (defined as a licensee or third party customer
to whom a licensee provides access to any CCC Software or permission to
interface with the CCC Hosting Engine) is licensed to the CCC Hosting Engine,
CSI will pay to CCC, in the manner provided below, [*] per Merchant per month
("Merchant Month"). Merchant Months shall be determined by the total number of
Merchants licensed to the CCC Hosting Engine as of the last day of a particular
month. CSI shall deliver to CCC a report that includes the total number of
Merchants and other information necessary to determine the license fees due
hereunder within 15 days after the end of the particular month. By way of
example, if CSI had [*] Merchants licensed to the CCC Hosting Engine on July 31,
2000, CSI would be required to pay CCC [*] per merchant [*] for the month of
July (or applied against any of the prepaid merchants months) for [*] for the
month of July (or applied against any of the prepaid merchants months for [*]
Merchant Months. CSI would be responsible for reporting this merchant count of
[*] Merchant Months to CCC by August 15th, 2000. CSI shall pay the first [*] of
the license fees due hereunder in six equal payments of [*] on each of the
following dates:

        May 31, 2000
        August 15, 2000
        October 31, 2000
        January 15, 2001
        March 31, 2001
        June 15, 2001

To the extent that CSI incurs license fees hereunder during the Exclusivity
Period in excess of [*]. CSI shall pay such license fees within 15 days after
the end of the month to which they relate.

The Agreement and addenda thereto do not permit any form of integration or use
of the licensed products

[*] Certain information on this page has been omitted and filed separately with
the Commission. Confidential treatment has been requested with respect to the
omitted portions.

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with any other products, including without limitations, software or hardware
systems other than the CCC Hosting Engine licensed by CSI from CCC and for which
a per merchant fee is being paid. Licensed Products include: Storefront SSL API
(Clearlink), CyperPoint (Virtual LinkPoint), HTML Wrapper (LinkPoint HTML), or
new products developed by CCC or CSI using any CCC component.

3)   Favored Nations. CCC represents that all of the prices, warranties,
     ---------------
benefits and other terms being provided hereunder are equivalent to or better
than the terms being offered by CCC to its current customers, under similar
terms and conditions. If, during the Exclusivity Period, CCC enters into an
agreement with any other customer providing such customer with more favorable
terms, with similar terms and conditions, this Agreement shall be deemed
appropriately amended to provide such terms to CSI.

Accordingly, Each Party represents and warrants that (i) it has obtained all
necessary approvals, consents and authorizations to enter into this Agreement
and to perform and carry out its obligations hereunder, (ii) the persons
executing this Agreement on its behalf have express authority to do so, and, in
so doing, to bind the Party thereto; (iii) the execution, delivery, and
performance of this Agreement does not violate any provision of any bylaw,
charter, regulation, or any other governing authority of the Party; and (iv) the
execution, delivery and performance of this Agreement has been duly authorized
by all necessary corporate action and this Agreement is a valid and binding
obligation of such Party, and its subsidiaries, joint ventures, and affiliates,
enforceable in accordance with its terms.

IN WITNESS WHEREOF, the parties have entered into this Addendum E to the
Agreement as of the date of the last signature below, ("Effective Date").

CSI: CARDSERVICE INTERNATIONAL                  CLEARCOMMERCE CORPORATION

By: /s/ CAESAR BERGER                           By: /s/ ROBERT J. LYNCH
   ---------------------------------               -----------------------------

Print Name: Caesar Berger                       Print Name: Robert J. Lynch
           -------------------------                       ---------------------

Title: Senior Vice President                    Title:  President/CEO
      ------------------------------                  --------------------------

Date: April 28, 2000                            Date: April 28, 2000

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                              Revised Schedule C
                              ------------------
                                 Pricing Terms


CyberPoint (Virtual LinkPoint), SSL API (ClearLink), HTML Wrapper (LinkPoint
HTML)

Per merchant per month Fee is: [*] per merchant per month

Merchant License Definitions
        a) Merchant Licensee's or third party customers to whom Licensee
           provides access to any CCC Software or permission to interface with
           the CCC Hosting Engine.

        b) Merchant License Grant of License
           i)   The license to be granted to Licensee to be used for each
                Merchant to interface with the CCC Hosting Engine. For each
                Merchant License, a Merchant may have one storefront one
                Merchant ID and Terminal ID (or unique Merchant Account Number
                or similar unique number), and only one interface access.
           ii)  Each Merchant License is licensed subject to this License
                Agreement
           iii) Merchant Licenses are not transferable or assignable to another
                Merchant.
           iv)  For separate business entities of the Merchant or Merchant's
                parent organization or additional stores, or where the merchant
                has access to the CCC hosting Engine through more than one
                interface, additional licenses will be required. For the purpose
                of the this section, a separate business entity will be defined
                as a separate operational unit, department, or subsidiary that
                has any of the following: (a) separate financial reports at the
                Merchant's bank, (b) different geographical location, (c) is
                listed as a separate business unit in either the Merchant's
                financial report or that of the Merchant's parent organization,
                (d) requires separate financial accountability within the
                Merchant's organization or at the Merchant's bank or (c) has
                access to the CCC Hosting Engine through more than one
                interface.

        c) LinkPoint HTML and Virtual LinkPoint licensed to a single merchant
           will be consider to be a merchant license.


[*] Certain information on this page has been omitted and filed separately with
the Commission. Confidential treatment has been requested with respect to the
omitted portions.