|                                        | ** Principal Distribution ** |   | **Interest Distribution**           |   |   |
|---------------------------------------------|----------------------------------------|--------|-------------------------------------|--------|--------|
|                                        |                                   |   |                                |   |   |
| Class AF-IA                                 | 84,853,117.39                          |   | 1,108,428.72                        |   |   |
| Class AF-IB                                 | 76,307,262.79                          |   |  1,772,833.67                  |   |   |
| Class A-2                                   | —                                 |   | 2,579,384.20                        |   |   |
| Class A-3                                   | —                                 |   | 2,966,517.50                        |   |   |
| Class A-4                                   | —                                 |   | 2,496,952.50                        |   |   |
| Class A-5                                   | —                                 |   | 1,745,159.20                        |   |   |
| Class A-6                                   | —                                 |   | 2,441,766.70                        |   |   |
| Class A-7                              |  76,714,719.71                    |   | 8,768,932.15                        |   |   |
| Class MF-1                                  | —                                 |   | 1,952,932.50                        |   |   |
| Class MF-2                                  | —                                 |   | 1,982,095.00                        |   |   |
| Class BF                                    | —                                 |   | 1,601,413.30                        |   |   |
| Class AV                                    |  71,977,151.96                    |   | 2,399,801.33                        |   |   |
| Class MV-I                                  | —                                 |   | 279,561.50                          |   |   |
| Class MV-2                                  | —                                 |   | 218,858.05                          |   |   |
| Class BV                                    | —                                 |   | 336,730.20                          |   |   |
|                                        |                                   |   |                                |   |   |
| **Total HE 2002-1**                         | **309,852,251.85**                     |   | **32,651,366.52**                   |   |   |
|                                        |                                   |   |                                |   |   |
| **Pool Balance A/O 12/31/02**               |                                   |   | **710,293,031.89**                  |   |   |
|                                        |                                   |   |                                |   |   |
| **Delinquency A/O 12/31/02**                |                                   |   |                                |   |   |
|                                        |                                   |   |                                |   |   |
| **     31-59**     |                                   |   | **   45,413,514.50** |   |   |
| **     60-89**     |                                   |   | **15,067,981.43**                   |   |   |
| **     90 +** |                                   |   | **27,002,599.83**                   |   |   |