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                                                                    EXHIBIT 99.9

                                                                          Page 1

                     MONTHLY CERTIFICATEHOLDERS' STATEMENT

                        CC MASTER CREDIT CARD TRUST II
              (Formerly Chevy Chase Master Credit Card Trust II)
                                 SERIES 1998-A


Pursuant to the "Pooling and Servicing Agreement"), dated as of June 1, 1995,
(the "Pooling and Servicing Agreement"), among First USA Bank, NA, as Transferor
and Servicer ("First USA"), First USA, as Transferor, and Bankers Trust Company,
as trustee (the "Trustee"). First USA as Servicer is required to prepare certain
information each month regarding current distributions to Series 1998-A
Certificateholders and the performance of the CC Master Credit Card Trust II
(the "Trust")during the previous month. The information which is required to be
prepared with respect to the February 15, 2000, Distribution Date (referred to
herein as the "Distribution Date"), and with respect to the performance of the
Trust during the January, 2000, Monthly Period (referred to herein as the
Monthly Period") is set forth below. Certain of the information is presented on
the basis of an original principal amount of $1,000 per Series 1998-A
Certificate (a "Certificate"). Certain other information is presented based on
the aggregate amounts for the Trust as a whole. Capitalized terms used in this
Monthly Statement have their respective meanings set forth in the Pooling and
Servicing Agreement.


A)      Information Regarding Distributions to
        the Class A Certificateholders, per
        $1,000 original certificate principal amount.

        (1)   The total amount of the
        distribution to Class A
        Certificateholders, per $1,000
        original certificate principal amount                  $  4.6219444

        (2)   The amount of the distribution
        set forth in paragraph 1 above in
        respect of interest on the Class A
        Certificates, per $1,000 original
        certificate principal amount                           $  4.6219444

        (3)   The amount of the distribution
        set forth in paragraph 1 above in
        respect of principal of the Class A
        Certificates, per $1,000 original
        certificate principal amount                           $  0.0000000
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B)      Class A Investor Charge Offs and
        Reimbursement of Charge Offs                           $ 0.0000000

        (1)   The amount of Class A Investor
        Charge Offs

        (2)   The amount of Class A Investor
        Charge Offs set forth in paragraph 1
        above, per $1,000 original certificate
        principal amount                                       $ 0.0000000

        (3)   The total amount reimbursed in
        respect of Class A Investor Charge Offs                $ 0.0000000

        (4)   The amount set forth in paragraph
        3 above, per $1,000 original
        certificate principal amount                           $ 0.0000000

        (5)   The amount, if any, by which the
        outstanding principal balance of the
        Class A Certificates exceeds the Class
        A Invested Amount after giving effect
        to all transactions on such Distribution Date          $ 0.0000000

C)      Information Regarding Distributions to
        the Class B Certificateholders, per
        $1,000 original certificate principal amount.

        (1)   The total amount of the
        distribution to Class B
        Certificatedholders, per $1,000
        original certificate principal amount                  $ 4.8163889

        (2)   The amount of the distribution
        set forth in paragraph 1 above in
        respect of interest on the Class B
        Certificates, per $1,000 original
        certificate principal amount                           $ 4.8163889

        (3)   The amount of the distribution
        set forth in paragraph 1 above in
        respect of principal on the Class B
        Certificates, per $1,000 original
        certificate principal amount                           $ 0.0000000

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D)      Class B Investor Charge Offs and
        Reimbursement of Charge Offs                           $ 0.0000000

        (1)   The amount of Class B Investor
        Charge Offs

        (2)   The amount of Class B Investor
        Charge Offs set forth in paragraph 1
        above, per $1,000 original certificate
        principal amount                                       $ 0.0000000

        (3)   The total amount reimbursed in
        respect of Class B Investor Charge Offs                $ 0.0000000

        (4)   The amount set forth in paragraph
        3 above, per $1,000 original
        certificate principal amount                           $ 0.0000000

        (5)   The amount, if any, by which the
        outstanding principal balance of the
        Class B Certificates exceeds the Class
        B Invested Amount after giving effect
        to all transactions on such
        Distribution Date                                      $ 0.0000000


                                      First USA Bank, NA,
                                      as Servicer


                                      By /s/ Tracie Klein
                                         __________________________
                                            Tracie H. Klein
                                            First Vice President