<PAGE>

                                   FORM 10-Q

                      SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, DC 20549


(Mark One)

[X]  QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE
     ACT OF 1934


     For the quarterly period ended             September 30, 2000
                                    --------------------------------------------


                                      OR


[_]  TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
     EXCHANGE ACT OF 1934


For the transition period from ______________________to_________________________


Commission File Number                      0-13716
                       ---------------------------------------------------------


                        NORTH PITTSBURGH SYSTEMS, INC.
--------------------------------------------------------------------------------
            (Exact name of registrant as specified in its charter)


         Pennsylvania                                 25-1485389
------------------------------           ---------------------------------------
  (State or other jurisdiction of          (I.R.S. Employer Identification No.)
  incorporation or organization)

             4008 Gibsonia Road, Gibsonia, Pennsylvania 15044-9311
--------------------------------------------------------------------------------
                   (Address of principal executive offices)
                                  (Zip Code)

                                 724-443-9600
--------------------------------------------------------------------------------
             (Registrant's telephone number, including area code)

                                   No Change
--------------------------------------------------------------------------------
  (Former name, former address and former fiscal year, if changed since last
                                    report)


Indicate by check mark whether the Registrant (1) has filed all reports required
to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during
the preceding 12 months, and (2) has been subject to such filing requirements
for the past 90 days.

                              YES  X       NO_____
                                  ---

                      APPLICABLE ONLY TO CORPORATE USERS:

Indicate the number of shares outstanding of each of the issuer's classes of
common stock, as of the latest practicable date.

                           Common Stock Outstanding
                           ------------------------

At October 24, 2000, the Registrant had 15,005,000 shares of common stock
outstanding, par value $.15625 per share, the only class of such stock issued.
<PAGE>

                                    PART I
                                    ITEM 1
                             FINANCIAL STATEMENTS
                NORTH PITTSBURGH SYSTEMS, INC. AND SUBSIDIARIES
                CONSOLIDATED STATEMENTS OF EARNINGS (UNAUDITED)
                    (Thousands - Except Per Share Amounts)

<TABLE>
<CAPTION>
                                                          For the Three Months        For the Nine Months
                                                            Ended Sept. 30              Ended Sept. 30
                                                          ---------------------     ---------------------
                                                            2000        1999           2000       1999
                                                          ---------   ---------     --------    ---------
<S>                                                       <C>         <C>           <C>         <C>
Operating revenues:
  Local network services                                    $ 3,862     $ 3,461      $11,257      $10,148
  Long distance and access services                          13,628      11,440       40,538       35,012
  Directory advertising, billing & other services               678         619        2,093        1,992
  Telecommunication equipment sales                             537         738        1,671        2,114
  Other operating revenues                                    1,230       1,144        3,650        3,349
                                                            -------     -------      -------      -------

     Total Operating Revenues                                19,935      17,402       59,209       52,615


Operating expenses:
  Network and other operating expenses                       11,837       8,004       32,274       23,148
  Depreciation and amortization                               4,355       3,502       12,352       10,032
  State and local taxes                                         813         769        2,581        2,339
  Telecommunication equipment expenses                          467         642        1,549        1,901
                                                            -------     -------      -------      -------

     Total Operating Expenses                                17,472      12,917       48,756       37,420
                                                            -------     -------      -------      -------

   Net Operating Revenues                                     2,463       4,485       10,453       15,195

Other expense (income), net:
  Interest expense                                              912         607        2,245        1,616
  Interest income                                              (413)       (242)        (980)        (698)
  Sundry expense (income), net                                 (114)     (1,431)      (2,714)      (2,140)
                                                            -------     -------      -------      -------

                                                                385      (1,066)      (1,449)      (1,222)
                                                            -------     -------      -------      -------

     Earnings before income taxes                             2,078       5,551       11,902       16,417

Income taxes                                                    920       2,272        5,032        6,667
                                                            -------     -------      -------      -------

     Net earnings                                           $ 1,158     $ 3,279      $ 6,870      $ 9,750
                                                            =======     =======      =======      =======


Weighted average common shares outstanding                   15,005      15,005       15,005       15,005
                                                            =======     =======      =======      =======

Basic and diluted earnings per share of
  common stock                                              $   .08     $   .22      $   .46      $   .65
                                                            =======     =======      =======      =======

Dividends per share of common stock                         $   .17     $   .16      $   .50      $   .48
                                                            =======     =======      =======      =======
</TABLE>

    See accompanying notes to condensed consolidated financial statements.

                                       1
<PAGE>

                NORTH PITTSBURGH SYSTEMS, INC. AND SUBSIDIARIES

                          CONSOLIDATED BALANCE SHEETS
                            (Thousands of Dollars)

<TABLE>
<CAPTION>
                                                              (Unaudited)
                                                                Sept. 30     Dec. 31
              ASSETS                                              2000         1999
              ------                                          -----------   --------
<S>                                                           <C>           <C>
Current Assets:
  Cash and temporary investments                                 $ 16,714   $ 12,480
  Marketable securities available for sale                          9,265     17,022

  Accounts receivable:
   Customers, net of allowance for doubtful accounts of
     $340 and $356, respectively                                    5,028      4,975
   Access service settlements and other                             7,839      7,842
  Prepaid expenses                                                    704        614
  Inventories of construction and operating materials and
   supplies                                                         4,395      4,754
  Prepaid taxes                                                       774          -
  Deferred income tax                                                   -        199
                                                                 --------   --------

     Total current assets                                          44,719     47,886
                                                                 --------   --------

Property, plant and equipment:
  Land                                                                475        475
  Buildings                                                        12,732     11,622
  Equipment                                                       177,012    154,061
                                                                 --------   --------

                                                                  190,219    166,158
  Less accumulated depreciation and amortization                  (96,521)   (86,688)
                                                                 --------   --------

                                                                   93,698     79,470
  Construction in progress                                          9,997      8,279
                                                                 --------   --------
     Total property, plant and equipment, net                     103,695     87,749

Investments                                                        10,840      9,615
Deferred financing costs                                              697        764
Prepaid pension cost                                                    -        465
Other assets                                                        1,199      1,313
                                                                 --------   --------

                                                                 $161,150   $147,792
                                                                 ========   ========

     LIABILITIES AND SHAREHOLDERS' EQUITY
     ------------------------------------

Current liabilities:
  Current portion of long-term debt                              $  3,425   $  2,629
  Obligation under capital lease                                      734          -
  Accounts payable                                                  6,073      7,086
  Dividend payable                                                  2,551      2,401
  Other accrued liabilities                                         3,642      2,724
  Federal and state income taxes                                        -        305
                                                                 --------   --------

     Total current liabilities                                     16,425     15,145
                                                                 --------   --------

Long-term debt                                                     45,380     38,940
Obligation under capital lease                                      7,329          -
Deferred income taxes                                               9,173      9,526
Accrued pension and postretirement benefits                         5,637      5,122
Other liabilities                                                   1,598      1,812

Shareholders' equity:
  Capital stock/Common stock                                        2,350      2,350
  Capital in excess of par value                                    2,215      2,215
  Retained earnings                                                71,714     72,347
  Less cost of treasury stock (2000 and 1999-35,000 shares)          (508)      (508)
  Accumulated other comprehensive income-unrealized gain
   (loss) on available for sale securities, net                      (163)       843
                                                                 --------   --------

     Total shareholders' equity                                    75,608     77,247
                                                                 --------   --------

                                                                 $161,150   $147,792
                                                                 ========   ========
</TABLE>

     See accompanying notes to condensed consolidated financial statements

                                       2
<PAGE>

                NORTH PITTSBURGH SYSTEMS, INC. AND SUBSIDIARIES

               CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED)
                            (Thousands of Dollars)

<TABLE>
<CAPTION>
                                                                         For the Nine Months
                                                                            Ended Sept. 30
                                                                         -------------------

                                                                            2000       1999
                                                                          --------   --------
<S>                                                                       <C>        <C>
Cash from operating activities:
  Net earnings                                                            $  6,870   $  9,750
  Adjustments to reconcile net earnings to net cash from
   operating activities:

     Depreciation and amortization                                          12,352     10,032
     Gain on sale of marketable securities                                  (2,161)      (352)
     Equity (income) losses of affiliated companies                           (494)      (515)
     Changes in assets and liabilities:
      Accounts receivable                                                      (50)       111
      Inventories of construction and operating materials
       and supplies                                                            359       (555)
      Deferred financing costs, prepaid pension cost
       and other assets                                                        646        367
      Prepaid taxes                                                           (774)      (481)
      Accounts payable                                                      (1,013)       542
      Other accrued liabilities                                                704       (627)
      Accrued pension and postretirement benefits                              515         93
      Federal and state income taxes                                          (305)       370
      Deferred income taxes                                                    560          -
      Other, net                                                               (90)      (250)
                                                                          --------   --------
          Total adjustments                                                 10,249      8,735
                                                                          --------   --------

          Net cash from operating activities                                17,119     18,485
                                                                          --------   --------

Cash used for investing activities:
  Expenditures for property and equipment                                  (19,564)   (20,963)
  Net salvage on retirements                                                   141        199
                                                                          --------   --------

          Net capital additions                                            (19,423)   (20,764)
                                                                          --------   --------

  Purchase of marketable securities available for sale                      (6,580)    (8,398)
  Proceeds from sale of marketable securities available for sale            14,778      7,271
  Investments in affiliated entities                                        (1,003)         -
  Distributions from affiliated entities                                       272        742
                                                                          --------   --------

          Net cash used for investing activities                           (11,956)   (21,149)
                                                                          --------   --------

Cash used for financing activities:
  Cash dividends                                                            (7,353)    (7,052)
  Principal payments under capital lease obligation                           (812)         -
  Retirement of debt                                                        (2,130)    (1,383)
  Proceeds from issuance of new debt                                         9,366      7,409
                                                                          --------   --------

          Net cash used for financing activities                              (929)    (1,026)
                                                                          --------   --------

Net (decrease) increase in cash and temporary investments                    4,234     (3,690)

Cash and temporary investments at beginning of period                       12,480     16,786
                                                                          --------   --------

Cash and temporary investments at end of period                           $ 16,714   $ 13,096
                                                                          ========   ========

Interest paid                                                             $  2,036   $  1,554
                                                                          ========   ========

Income taxes paid                                                         $  6,013   $  6,723
                                                                          ========   ========
</TABLE>

Supplemental disclosure of noncash financing activities:

A capital lease obligation of $8,875 was incurred when a subsidiary of the
Registrant entered into a lease for new equipment during the Third Quarter
of 2000.

    See accompanying notes to condensed consolidated financial statements.

                                       3
<PAGE>

                NORTH PITTSBURGH SYSTEMS, INC. AND SUBSIDIARIES
             NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
                                  (Unaudited)


(1)  GENERAL
     -------

     The condensed consolidated financial statements included herein have been
     prepared by the Registrant, without audit, pursuant to the rules and
     regulations of the Securities and Exchange Commission. Consolidated herein
     are the financial results of the Registrant's wholly-owned subsidiaries,
     North Pittsburgh Telephone Company (North Pittsburgh), Penn Telecom, Inc.
     (Penn Telecom) and Pinnatech, Inc. (Pinnatech). Certain information and
     footnote disclosures normally included in financial statements prepared in
     accordance with generally accepted accounting principles have been
     condensed or omitted pursuant to such rules and regulations. Nevertheless,
     the Registrant believes that its disclosures herein are adequate to make
     the information presented not misleading and, in the opinion of management,
     all adjustments (which consisted only of normal recurring accruals)
     necessary to present fairly the results of operations for the interim
     periods have been reflected. These condensed consolidated financial
     statements should be read in conjunction with the financial statements and
     the notes thereto included in the Registrant's latest annual report to the
     Securities and Exchange Commission on Form 10-K.

(2)  COMPREHENSIVE INCOME
     --------------------

     Statement of Financial Accounting Standards No. 130, "Reporting
     Comprehensive Income" (SFAS 130) establishes requirements for disclosure of
     comprehensive income. The objective of SFAS 130 is to report all changes in
     equity that result from transactions and economic events other than
     transactions with owners. Comprehensive income is the total of net income
     and all other non-owner changes in equity. The reconciliation of net income
     to comprehensive income (loss) is as follows (in thousands):


                                    For the Three Months    For the Nine Months
                                       Ended Sept. 30         Ended Sept. 30
                                    ---------------------  ---------------------
                                        2000       1999        2000       1999
                                        ----       ----        ----       ----

     Net income                        $1,158     $3,279     $ 6,870     $9,750
     Unrealized gain (loss) on
      marketable securities
      including reclassification
      adjustments, net of tax              51       (465)     (1,006)      (272)
                                       ------     ------     -------     ------

        Comprehensive income           $1,209     $2,814     $ 5,864     $9,478
                                       ======     ======     =======     ======



                                    PART I

                                    ITEM 2
                    MANAGEMENT'S DISCUSSION AND ANALYSIS OF
                 FINANCIAL CONDITION AND RESULTS OF OPERATIONS


The statements contained in this "Management's Discussion and Analysis of
Financial Condition and Results of Operations" which are not historical are
"forward-looking statements" within the meaning of Section 21E of the Securities
Exchange Act of 1934, as amended. These forward-looking statements represent the
Registrant's present expectations or beliefs concerning future events. The
Registrant cautions that such statements are qualified by important factors that
could cause actual results to differ materially from those in the forward-
looking statements. Thus, results actually achieved may differ materially from
expected results included in these statements.

                                       4
<PAGE>

1.   Financial Condition
     -------------------

     (a)  General
          -------

     There were no material changes in the Registrant's consolidated general
     financial condition from the end of its preceding fiscal year on December
     31, 1999 to September 30, 2000, the end of the nine-month period reported
     herein.

     (b)  Liquidity and Capital Resources
          -------------------------------

     Consolidated capital expenditure commitments for the purchase and
     installation of communications and other equipment at September 30, 2000
     amounted to approximately $3,770,000, with such amount being part of the
     2000 construction program, which is expected to be in excess of $27
     million.  Funds for financing construction expenditures in the nine-month
     period ended September 30, 2000 were generated from internal sources and
     debt financing.  Based on its 2000 construction budget and projected cash
     flows, the Registrant anticipates cash flows provided by operating
     activities and cash reserves in 2000 to be sufficient to service long-term
     debt, to pay dividends and to finance approximately 25% to 50% of capital
     additions.  The balance of capital additions will be financed from debt
     financing available from the Rural Utilities Service.  At September 30,
     2000, construction work in progress was $9,997,000.

     The Registrant and its subsidiaries have not experienced any difficulty in
     the past in meeting either long-term or short-term cash commitments.  Cash
     flow generated through regular operations has been adequate to not only
     finance a significant portion of the capital requirements of the Registrant
     as discussed above but also to meet principal and interest payments on
     long-term debt and all working capital requirements.  It is anticipated
     that future long-term interest and principal payments will be made from the
     same source of internally generated funds.

     (c)  Regulatory/Competition
          ----------------------

     North Pittsburgh is currently under rate-of-return regulation within its
     intrastate jurisdiction.  However, in July of 1998, North Pittsburgh joined
     with 18 other companies and filed for an alternative form of regulation to
     replace traditional rate base/rate-of-return regulation.  In the filing,
     North Pittsburgh proposed a price cap plan whereby rates for noncompetitive
     services are allowed to be increased based on an index that measures
     general economy wide price increases.  Under the proposed plan, services
     may also be declared competitive and thereby freed from all rate
     regulation.  In return for regulation under the price cap plan, North
     Pittsburgh has also proposed a network modernization plan.  The
     Pennsylvania Public Utility Commission (PA PUC) entered an Order on January
     20, 2000 modifying North Pittsburgh's plan for alternative regulation.  On
     February 4, 2000, North Pittsburgh filed a Petition for Reconsideration
     seeking clarification and/or modification of the PA PUC's original Order.
     The PA PUC responded to the Petition for Reconsideration with an Order
     entered on March 30, 2000 in which it granted, in part, and denied, in
     part, portions of North Pittsburgh's Petition.  North Pittsburgh is
     currently endeavoring to finalize a plan consistent with the January 20 and
     March 30, 2000 orders, and will begin implementation upon final order of
     the PA PUC, which is expected sometime during the fourth quarter of 2000.

     On September 30, 1999, the PA PUC issued an Order dealing with a variety of
     issues impacting Local Exchange Carriers in Pennsylvania.  Referred to as
     the Global Proceeding, the Order dealt with certain issues that affect
     North Pittsburgh.  Specifically, the Order allowed North Pittsburgh to
     rebalance and lower access charges in order to prepare North Pittsburgh to
     meet competition when it is introduced in the North Pittsburgh serving
     area.  The reduction in access charges is being offset by reimbursements
     from an interim state universal service fund that is funded by all
     telecommunication providers (excluding wireless) in the state.  While
     Verizon (formerly Bell Atlantic) has a pending court appeal regarding other
     issues in the same Order, the rebalancing and lowering of access charges
     and the implementation of the universal service funding was completed by
     North Pittsburgh as of April 1, 2000.  Because the rebalancing and
     reduction of access charges is offset by reimbursement from the fund, North
     Pittsburgh does not expect any significant impact on operations or revenues
     in regard to the Global Order regardless of the outcome of the pending
     court appeal.

     The Federal Communications Commission (FCC) continues to work on
     Rulemakings that will further spell out the specifics of the
     Telecommunications Act of 1996 (the 1996 Act) as it relates to Rural
     Telephone Companies.  The PA PUC must then finalize its course of action to
     fully implement the 1996 Act, or to the extent possible and permissible,
     change the manner in which such regulations are implemented in Pennsylvania
     before the impact on North Pittsburgh, a Rural Telephone Company under the
     1996 Act, can be fully understood and

                                       5
<PAGE>

     measured. However, the clear intent of the 1996 Act is to open up the
     telecommunication markets to competition. The 1996 Act appears to mandate,
     among other items, that North Pittsburgh, at some point in time, permit the
     resale of its local exchange services at wholesale rates, provide number
     portability, if feasible, provide dialing parity, provide interconnection
     to any requesting carrier for the transmission and routing of telephone
     exchange service and exchange access and provide access to network
     elements. North Pittsburgh, along with 17 other rural companies in
     Pennsylvania, has been granted a temporary suspension of the Section 251(b)
     and (c) interconnection requirements in the 1996 Act. The most recent
     suspension expires on July 10, 2001. On April 19, 2000, AT&T Communications
     Pennsylvania, Inc. and its affiliate, TCG Pittsburgh filed for a
     Certificate of Authority with the PA PUC to provide facilities-based
     competitive local exchange service in the service area of eight (8)
     telephone companies in Western Pennsylvania, including North Pittsburgh,
     using cable TV facilities. Following an Administrative Law Judge's decision
     recommending approval of the application, the application is presently
     pending final decision by the PA PUC.

     The 1996 Act, FCC and PA PUC regulatory proceedings and the thrust towards
     a fully competitive marketplace have created some uncertainty in respect to
     the levels of North Pittsburgh's revenue growth in the future.  However,
     its unique location in a growing commercial/residential suburban traffic
     corridor to the north of the City of Pittsburgh, its state-of-the-art
     switching transmission and transport facilities and its extensive fiber
     network place North Pittsburgh in a solid position to meet competition and
     minimize any loss of revenues.  At the same time, the Registrant through
     its Penn Telecom, Inc. subsidiary is presently offering competitive local
     exchange service in the local exchange territories of Verizon and Sprint
     and presently has almost 9,000 access lines equivalent.  In addition, North
     Pittsburgh continues to make its network flexible and responsive to the
     needs of its customers to meet competitive threats.  New services, access
     line growth and anticipated usage growth are expected to lessen or offset
     any reductions in North Pittsburgh's revenue sources.


2.   Results of Operations
     ---------------------

     Total operating revenues increased $6,594,000 (12.5%) in the nine-month
     period ended September 30, 2000 over the comparable period in 1999.  This
     change was due to an increase in local network services of $1,109,000
     (10.9%), and an increase in long distance and access services of $5,526,000
     (15.8%).  Increased local network service revenues were attributable to
     customer growth, growth in second lines and expanded penetration of
     enhanced services.  Higher long distance and access service revenues were
     generally the result of an increase in the number of customers and minutes
     of use.

     Total operating expenses for the nine-month period ended September 30, 2000
     increased $11,336,000 (30.3%) over the preceding year.  That change was
     principally the result of an increase in network and other operating
     expenses of $9,126,000 (39.4%), and an increase in depreciation and
     amortization of $2,320,000 (23.1%).  The increase in network and other
     operating expenses consisted of an increase in personnel costs due to an
     expansion of existing businesses and an increase in personnel and other
     expenses due to start-up activities of Competitive Local Exchange Carrier
     and Internet-related services.  The increase in depreciation and
     amortization was the direct result of the growth in fixed assets to serve
     current and future customer needs.  The increase in total operating
     revenues discussed above coupled with the increase in total operating
     expenses resulted in net operating revenues being $4,742,000 (31.2%) lower
     for the nine months ended September, 2000 compared to the nine months ended
     September, 1999.

     Interest expense increased $629,000 (38.9%) due to an increased level of
     debt financing in 2000.  Sundry income, net increased $574,000 due to a
     one-time gain on available for sale securities of $2,100,000 (after tax
     $1,200,000 or $.08 per share) during 2000, offset partially by a one-time
     gain from a cellular partnership transaction during 1999.  The decrease in
     net operating revenues for the nine-month period ended September 30, 2000,
     in conjunction with the increase in Sundry income, net, resulted in a
     decrease of $4,515,000 (27.5%) in earnings before income taxes.

     Fluctuations in the revenue and expenses for the three-month period ended
     September 30, 2000, as compared to the same quarterly period in 1999, are
     generally attributable to the same reasons discussed in the year-to-date
     comparisons.

                                       6
<PAGE>

3.   New Accounting Pronouncements
     -----------------------------

     In June, 1998, the Financial Accounting Standards Board issued SFAS No.
     133, "Accounting for Derivative Instruments and Hedging Activities".  The
     pronouncement is effective for the Registrant's year beginning January 1,
     2001.  The Registrant does not expect this pronouncement will have a
     significant impact on the consolidated financial statements.

     In December of 1999, the Securities and Exchange Commission issued Staff
     Accounting Bulletin No. 101, "Revenue Recognition in Financial Statements".
     The bulletin is effective for the Registrant beginning in the fourth
     quarter of 2000.  The Registrant does not expect this bulletin will have a
     significant impact on the consolidated financial statements.



                                    PART I


                                    ITEM 3

                   QUANTITATIVE AND QUALITATIVE DISCLOSURES

                               ABOUT MARKET RISK



1.   There have been no material changes in reported market risks faced by the
     Registrant since December 31, 1999.

                                       7
<PAGE>

                                   SIGNATURES



     Pursuant to the requirements of the Securities and Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.



                                    NORTH PITTSBURGH SYSTEMS, INC.
                                    ----------------------------------------
                                             (Registrant)



Date   November 2, 2000             /s/  H. R. Brown
    ____________________            ________________________________________
                                    H. R. Brown, President



Date   November 2, 2000             /s/  A. P. Kimble
    ____________________            ________________________________________
                                    A. P. Kimble, Vice President & Treasurer
<PAGE>

                                    PART II

                               OTHER INFORMATION


Item 6.  Exhibits and Reports on Form 8-K
         --------------------------------


         (a)  Exhibits - Exhibit Index for Quarterly Reports on Form 10-Q.
              --------

Exhibit
Number                       Subject                           Applicability
-------                      -------                           -------------
 (2)           Plan of acquisition, reorganization,      Not Applicable
               arrangement, liquidation or
               succession

 (3) (i)       Articles of Incorporation                 Provided in Quarterly
                                                         Report on Form 10-Q
                                                         for the quarter ended
                                                         June 30, 1996 and
                                                         Incorporated Herein
                                                         by Reference.

 (3) (ii)      By-Laws                                   Provided in Annual
                                                         Report on Form 10-K
                                                         for the year ended
                                                         December 31, 1998 and
                                                         Incorporated Herein
                                                         by Reference.

 (4)           Instruments defining the rights of        Provided in
               security holders including indentures     Registration of
                                                         Securities of Certain
                                                         Successor Issuers on
                                                         Form 8-B filed on
                                                         June 25, 1985 and
                                                         Incorporated Herein by
                                                         Reference.


 (10)          Material Contracts                        Provided in Quarterly
                                                         Report on Form 10-Q
                                                         for the quarter ended
                                                         September 30, 1999
                                                         and Incorporated
                                                         Herein by Reference.

 (11)          Statement of computation of earnings      Attached Hereto
               per share

 (15)          Letter re unaudited interim financial     Not Applicable
               information

 (18)          Letter re change in accounting            Not Applicable
               principles

 (19)          Report furnished to security holders      Not Applicable

 (22)          Published report regarding matters        Not Applicable
               submitted to a vote of security holders


 (23)          Consents of experts and counsel           Not Applicable

 (24)          Power of attorney                         Not Applicable

 (27)          Financial Data Schedule                   Attached Hereto

 (99)          Additional exhibits                       Not Applicable

         (b)   Reports on Form 8-K - No reports on Form 8-K were filed during
               -------------------
               the quarter ended September 30, 2000.