<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
REGISTRANT'S BALANCE SHEET AS OF MARCH 31, 1996 AND THE STATEMENT OF INCOME
FOR THE THREE MONTHS ENDED MARCH 31, 1996 AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH BALANCE SHEET AND STATEMENT OF INCOME AND THE NOTES
THERETO.
</LEGEND>
<RESTATED>

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               MAR-31-1996
<CASH>                                          32,107
<INT-BEARING-DEPOSITS>                           9,196
<FED-FUNDS-SOLD>                                20,750
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     40,011
<INVESTMENTS-CARRYING>                          17,225
<INVESTMENTS-MARKET>                            17,235
<LOANS>                                        266,560
<ALLOWANCE>                                    (3,981)
<TOTAL-ASSETS>                                 403,088
<DEPOSITS>                                     368,622
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              2,484
<LONG-TERM>                                        199
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        14,512
<OTHER-SE>                                      17,271
<TOTAL-LIABILITIES-AND-EQUITY>                 403,088
<INTEREST-LOAN>                                  7,622
<INTEREST-INVEST>                                1,110
<INTEREST-OTHER>                                    32
<INTEREST-TOTAL>                                 8,764
<INTEREST-DEPOSIT>                               2,636
<INTEREST-EXPENSE>                               2,641
<INTEREST-INCOME-NET>                            6,123
<LOAN-LOSSES>                                      490
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  5,553
<INCOME-PRETAX>                                  1,326
<INCOME-PRE-EXTRAORDINARY>                       1,326
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       823
<EPS-PRIMARY>                                      .17<F1>
<EPS-DILUTED>                                      .17
<YIELD-ACTUAL>                                       0
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                     0
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                    0
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
<FN>
<F1>FOR PURPOSES OF THIS EXHIBIT, PRIMARY MEANS BASIC
</FN>


</TABLE>