<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<LEGEND>
This Schedule contains summary financial information extracted from the
Company's Balance Sheet as of June 30, 1997 and Statement of Earnings for the
three months ended June 30, 1997 and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
           
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               JUN-30-1997
<CASH>                                           39712
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                 17758
<INVESTMENTS-HELD-FOR-SALE>                     144253
<INVESTMENTS-CARRYING>                           27627
<INVESTMENTS-MARKET>                             27627
<LOANS>                                         787987
<ALLOWANCE>                                      69693
<TOTAL-ASSETS>                                 1196092
<DEPOSITS>                                      445333
<SHORT-TERM>                                    583468
<LIABILITIES-OTHER>                              14119
<LONG-TERM>                                      84245
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         55897
<OTHER-SE>                                       13030
<TOTAL-LIABILITIES-AND-EQUITY>                 1196092
<INTEREST-LOAN>                                  20655
<INTEREST-INVEST>                                 4275
<INTEREST-OTHER>                                  1244
<INTEREST-TOTAL>                                 26174
<INTEREST-DEPOSIT>                                6647
<INTEREST-EXPENSE>                               14070
<INTEREST-INCOME-NET>                             5457
<LOAN-LOSSES>                                      445
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  11785
<INCOME-PRETAX>                                   8813
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                      5112
<EPS-PRIMARY>                                     0.68
<EPS-DILUTED>                                     0.66
<YIELD-ACTUAL>                                       0
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 67364
<CHARGE-OFFS>                                     6304
<RECOVERIES>                                       188
<ALLOWANCE-CLOSE>                                69693
<ALLOWANCE-DOMESTIC>                             69693
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
             

</TABLE>