<TABLE> <S> <C>

<ARTICLE>           7
<LEGEND>            THE SCHEDULE CONTAINS SUMMARY FINANCIAL
                    INFORMATION EXTRACTED FROM THE COMPANY'S CONSOLIDATED
                    FINANCIAL STATEMENTS AND IS QUALIFIED IN
                    ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
                    STATEMENTS.
</LEGEND>
<MULTIPLIER>        1,000

<S>                                                    <C>
<PERIOD-TYPE>                                          YEAR
<FISCAL-YEAR-END>                                                  DEC-31-2000
<PERIOD-END>                                                       DEC-31-2000
<DEBT-HELD-FOR-SALE>                                                21,755,100
<DEBT-CARRYING-VALUE>                                                        0
<DEBT-MARKET-VALUE>                                                          0
<EQUITIES>                                                             248,300
<MORTGAGE>                                                           1,238,600
<REAL-ESTATE>                                                                0
<TOTAL-INVEST>                                                      25,017,600
<CASH>                                                               1,663,600
<RECOVER-REINSURE>                                                     669,400
<DEFERRED-ACQUISITION>                                               4,435,300 <F1>
<TOTAL-ASSETS>                                                      58,589,200
<POLICY-LOSSES>                                                     23,998,300
<UNEARNED-PREMIUMS>                                                          0
<POLICY-OTHER>                                                         764,800
<POLICY-HOLDER-FUNDS>                                                  261,300
<NOTES-PAYABLE>                                                     19,966,500 <F2>
<PREFERRED-MANDATORY>                                                2,403,900
<PREFERRED>                                                            486,800
<COMMON>                                                             2,911,800
<OTHER-SE>                                                             975,800 <F3>
<TOTAL-LIABILITY-AND-EQUITY>                                        58,589,200
<PREMIUMS>                                                           4,220,300
<INVESTMENT-INCOME>                                                  3,920,400
<INVESTMENT-GAINS>                                                    (358,300)
<OTHER-INCOME>                                                         514,000 <F4>
<BENEFITS>                                                           4,071,000
<UNDERWRITING-AMORTIZATION>                                            561,400 <F5>
<UNDERWRITING-OTHER>                                                   872,700
<INCOME-PRETAX>                                                     (1,361,800)
<INCOME-TAX>                                                          (376,200)
<INCOME-CONTINUING>                                                   (985,600)
<DISCONTINUED>                                                               0
<EXTRAORDINARY>                                                         (5,000)
<CHANGES>                                                              (55,300)
<NET-INCOME>                                                        (1,191,200)
<EPS-BASIC>                                                              (3.69)
<EPS-DILUTED>                                                            (3.69)
<RESERVE-OPEN>                                                               0
<PROVISION-CURRENT>                                                          0
<PROVISION-PRIOR>                                                            0
<PAYMENTS-CURRENT>                                                           0
<PAYMENTS-PRIOR>                                                             0
<RESERVE-CLOSE>                                                              0
<CUMULATIVE-DEFICIENCY>                                                      0

<FN>
  <F1>  Includes $1,954,800 of cost of policies purchased.
  <F2>  Includes $2,810,900 related to finance debt and $12,100,600 related to
        securitized finance receivables.
  <F3>  Includes retained earnings of $1,626,800 and accumulated other
        comprehensive losses of $651,000.
  <F4>  Includes gain on sale of finance receivables of $7,500 and fee
        revenue and other income of $506,500.
  <F5>  Includes amortization of cost of policies purchased of $275,400 and
        amortization of cost of policies produced of $286,000.

</FN>



</TABLE>