Table 1. Selected Assets and Liabilities of Commercial Banks in the United States1 Percent change at break adjusted, seasonally adjusted, annual rate

Account 2019 2020 2021 2022 2023 2022

Q4

2023

Q1

2023

Q2

2023

Q3

2023

Q4

2024

Q1

2023

Dec

2024

Jan

2024

Feb

2024

Mar

Assets

1 Bank credit 6.0 8.2 8.0 6.8 -0.3 1.0 1.8 -1.1 -1.0 -1.0 4.0 5.6 3.6 3.4 7.8

2 Securities in bank credit2 10.2 20.7 21.7 -2.4 -7.3 -14.5 -5.2 -10.2 -7.6 -6.9 7.9 17.5 5.9 -0.4 22.7

3 Treasury and agency securities3 14.5 23.2 22.8 -2.4 -6.2 -13.7 -6.7 -10.2 -5.2 -3.3 9.9 21.5 3.4 1.9 33.3

6 Other securities -1.7 12.6 18.0 -2.5 -11.3 -17.7 0.4 -10.2 -16.7 -20.7 0.2 1.8 15.8 -9.7 -19.9

9 Loans and leases in bank credit8 4.4 3.5 2.0 11.7 2.8 8.6 5.0 2.9 1.9 1.5 2.4 0.7 2.6 5.0 1.5

10 Commercial and industrial loans 3.7 11.3 -7.3 14.0 -0.3 8.9 2.2 -1.9 -1.1 -0.2 -1.6 -0.5 -3.2 4.0 -8.4

11 Real estate loans 3.3 1.1 2.0 10.1 4.0 9.4 7.2 5.1 1.8 1.8 3.6 2.2 4.6 4.4 3.7

12 Residential real estate loans 2.0 -1.8 -0.4 8.9 3.3 8.5 6.7 4.4 -0.2 2.3 4.2 4.0 5.4 4.2 2.3

13 Revolving home equity loans -8.8 -11.7 -12.5 1.4 -0.8 4.3 0.3 -1.6 -2.8 0.9 2.0 0.5 3.3 2.8 0.0

14 Closed-end residential loans9 4.0 -0.2 1.3 9.9 3.8 9.0 7.4 5.1 0.1 2.5 4.4 4.4 5.7 4.3 2.6

15 Commercial real estate loans 4.6 3.9 4.3 11.2 4.6 10.3 7.6 5.7 3.6 1.3 3.2 0.6 3.8 4.6 4.9

20 Consumer loans 5.1 -4.3 7.6 11.5 4.5 7.1 5.8 5.3 4.2 2.4 3.3 0.0 4.5 5.8 1.6

21 Credit cards and other revolving

plans 3.5 -10.9 5.7 17.4 10.0 12.3 12.1 10.7 8.4 7.4 7.6 2.5 7.3 11.6 8.8

22 Other consumer loans 7.1 3.3 9.4 5.8 -1.4 1.8 -0.9 -0.7 -0.5 -3.4 -1.8 -2.9 1.1 -1.1 -7.2

25 All other loans and leases 8.6 7.3 12.1 12.7 2.6 7.2 2.5 1.4 3.9 2.3 3.5 -0.9 3.5 7.2 9.0

28 LESS: Allowance for loan and lease

losses 1.1 59.8 -23.6 -0.1 15.5 17.0 22.2 18.4 10.6 7.6 9.9 14.4 21.6 0.6 -4.8

29 Cash assets21 -12.8 77.9 34.2 -23.2 9.5 -18.6 4.2 13.9 -3.2 22.3 11.6 19.8 31.3 1.5 -59.8

30 Total federal funds sold and reverse RPs22 25.5 8.0 -25.4 -9.8 9.0 -11.0 24.7 29.4 -18.9 1.6 1.1 97.8 -41.2 2.3 -24.4

31 Loans to commercial banks23 -52.9 41.2 -44.5 -39.7 18.6 -102.1 40.0 67.5 13.3 -43.0 -106.0 -117.1 -162.2 -75.0 -20.0

32 Other assets including trading assets24 1.5 9.4 6.0 10.0 0.0 7.9 -6.9 -2.8 5.4 4.4 -4.2 6.5 -15.7 1.4 0.7

33 Total assets 4.0 14.7 10.7 1.1 1.2 -1.7 1.8 1.5 -1.4 2.8 4.3 10.1 4.8 2.9 -4.1

Liabilities

34 Deposits 6.1 20.8 11.8 -0.8 -2.7 -6.6 -4.6 -7.0 0.7 0.0 3.3 3.9 4.2 1.1 7.8

35 Large time deposits 8.7 -16.9 -6.3 12.0 40.3 18.0 41.8 27.9 36.9 34.7 13.5 11.8 15.2 11.6 4.6

36 Other deposits 5.7 26.9 13.7 -1.9 -7.0 -8.8 -9.2 -10.9 -3.8 -4.8 1.8 2.7 2.6 -0.6 8.3

37 Borrowings -1.9 -13.2 -1.3 8.1 27.8 26.2 49.8 64.2 -17.3 9.4 5.7 21.9 16.6 -0.4 -17.1

39 Other liabilities including trading

liabilities25 2.8 12.6 4.2 15.8 4.7 23.1 -10.9 -6.5 22.7 14.1 4.0 71.0 -45.4 12.0 11.2

40 Total liabilities 3.6 16.5 11.3 1.6 0.3 -2.2 1.2 -1.4 -1.0 2.3 4.2 10.4 3.0 2.1 1.6

Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial

consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments.

For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent

changes for other series shown on the release are available for customizable download through the Federal Reserve Board’s Data Download Program (DDP). Footnotes appear on the last page of

the release.

FEDERAL RESERVE statistical release

H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES

For release at 4:15 p.m. Eastern Time

April 12, 2024
Table 2. Assets and Liabilities of Commercial Banks in the United States1 Seasonally adjusted, billions of dollars

Account 2023

Mar

2023

Sep

2023

Oct

2023

Nov

2023

Dec

2024

Jan

2024

Feb

2024

Mar

Week ending

Mar 13 Mar 20 Mar 27 Apr 03

Assets

1 Bank credit 17,463.8 17,291.2 17,264.2 17,254.9 17,332.4 17,382.4 17,431.6 17,544.2 17,554.1 17,548.4 17,580.9 17,550.4

2 Securities in bank credit2 5,368.7 5,082.3 5,023.0 5,008.2 5,085.0 5,112.8 5,111.0 5,207.6 5,225.0 5,217.9 5,227.2 5,202.0

3 Treasury and agency securities3 4,231.8 4,050.8 4,005.3 3,998.3 4,069.8 4,081.5 4,088.0 4,201.6 4,212.9 4,211.8 4,228.5 4,208.8

4 Mortgage-backed securities (MBS)4 2,641.2 2,530.3 2,488.2 2,492.5 2,517.4 2,531.9 2,536.3 2,539.8 2,550.0 2,536.0 2,533.7 2,536.2

5 Non-MBS5 1,590.6 1,520.6 1,517.1 1,505.8 1,552.4 1,549.7 1,551.8 1,661.8 1,662.9 1,675.8 1,694.8 1,672.5

6 Other securities 1,136.9 1,031.5 1,017.7 1,009.9 1,015.2 1,031.3 1,023.0 1,006.0 1,012.1 1,006.1 998.7 993.3

7 Mortgage-backed securities (MBS)6 111.1 104.3 103.3 103.3 103.2 103.4 101.1 99.3 99.8 99.4 98.8 98.2

8 Non-MBS7 1,025.8 927.1 914.4 906.6 912.0 927.8 921.9 906.7 912.3 906.7 899.9 895.0

9 Loans and leases in bank credit8 12,095.1 12,208.9 12,241.2 12,246.7 12,247.4 12,269.6 12,320.6 12,336.5 12,329.1 12,330.5 12,353.6 12,348.3

10 Commercial and industrial loans 2,794.6 2,761.1 2,772.5 2,764.3 2,763.2 2,755.9 2,765.0 2,745.7 2,742.3 2,739.6 2,749.3 2,750.1

11 Real estate loans 5,417.0 5,496.3 5,499.9 5,509.6 5,519.5 5,540.6 5,560.9 5,578.0 5,576.3 5,581.5 5,584.1 5,579.1

12 Residential real estate loans 2,517.4 2,553.2 2,552.8 2,558.1 2,566.6 2,578.2 2,587.2 2,592.2 2,590.9 2,595.9 2,594.3 2,590.9

13 Revolving home equity loans 255.0 253.0 253.7 254.0 254.1 254.8 255.4 255.4 255.3 255.2 255.5 256.2

14 Closed-end residential loans9 2,262.5 2,300.2 2,299.1 2,304.1 2,312.5 2,323.5 2,331.8 2,336.8 2,335.6 2,340.8 2,338.8 2,334.7

15 Commercial real estate loans 2,899.6 2,943.1 2,947.2 2,951.5 2,952.9 2,962.3 2,973.7 2,985.8 2,985.4 2,985.6 2,989.8 2,988.2

16 Construction and land

development loans10 463.7 484.7 486.0 486.7 486.0 485.6 486.7 484.9 485.5 485.7 482.7 483.8

17 Secured by farmland11 112.0 113.6 113.8 114.0 114.2 114.3 114.5 115.0 114.9 115.1 115.2 115.2

18 Secured by multifamily

properties12 570.7 574.9 576.1 577.4 577.5 582.4 586.3 590.8 589.4 589.8 593.9 593.7

19 Secured by nonfarm

nonresidential properties13 1,753.2 1,770.0 1,771.2 1,773.4 1,775.2 1,780.0 1,786.2 1,795.1 1,795.6 1,795.0 1,798.0 1,795.5

20 Consumer loans 1,866.7 1,898.2 1,898.3 1,903.2 1,896.7 1,899.1 1,908.3 1,910.8 1,913.3 1,910.5 1,909.8 1,908.2

21 Credit cards and other revolving

plans 970.6 1,015.3 1,019.0 1,026.9 1,029.0 1,035.3 1,045.3 1,053.0 1,053.4 1,054.6 1,053.8 1,054.4

22 Other consumer loans 896.1 882.9 879.3 876.3 867.8 863.8 863.0 857.8 859.9 856.0 856.0 853.8

23 Automobile loans14 517.9 506.4 503.3 501.0 499.3 498.6 497.3 494.8 495.4 495.0 493.6 492.7

24 All other consumer loans15 , 16 378.2 376.5 375.9 375.3 368.5 365.2 365.7 363.1 364.5 361.0 362.3 361.1

25 All other loans and leases 2,016.8 2,053.3 2,070.4 2,069.5 2,067.9 2,074.0 2,086.4 2,102.1 2,097.1 2,098.9 2,110.4 2,111.0

26 Loans to nondepository financial

institutions17 917.5 973.5 987.1 991.9 998.6 1,006.0 1,017.1 1,024.9 1,022.6 1,024.9 1,029.1 1,029.7

27 All loans not elsewhere

classified18 , 19 1,099.3 1,079.8 1,083.3 1,077.6 1,069.3 1,068.0 1,069.3 1,077.2 1,074.5 1,074.0 1,081.3 1,081.3

28 LESS: Allowance for loan and lease

losses20 178.3 190.3 192.6 192.5 194.7 198.1 198.2 197.4 197.1 197.1 198.1 197.9

29 Cash assets21 3,247.0 3,321.0 3,383.8 3,466.0 3,525.9 3,619.7 3,624.1 3,443.4 3,445.4 3,380.2 3,394.8 3,373.6

30 Total federal funds sold and reverse RPs22 612.0 602.6 608.1 592.7 641.0 619.0 620.2 607.6 587.9 594.6 632.2 644.6

31 Loans to commercial banks23 9.6 9.3 9.3 8.2 7.4 6.4 6.0 5.9 5.9 5.3 6.4 6.4

32 Other assets including trading assets24 1,838.2 1,855.7 1,878.5 1,866.8 1,876.9 1,852.4 1,854.5 1,855.6 1,845.5 1,870.3 1,857.4 1,886.4

33 Total assets 22,992.4 22,889.5 22,951.2 22,996.1 23,189.0 23,281.7 23,338.3 23,259.2 23,241.7 23,201.6 23,273.6 23,263.4

(continued on next page)

H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 2
Table 2. Assets and Liabilities of Commercial Banks in the United States

Seasonally adjusted, billions of dollars (continued)

Account 2023

Mar

2023

Sep

2023

Oct

2023

Nov

2023

Dec

2024

Jan

2024

Feb

2024

Mar

Week ending

Mar 13 Mar 20 Mar 27 Apr 03

Liabilities

34 Deposits 17,395.5 17,328.2 17,326.7 17,319.9 17,376.1 17,437.3 17,452.7 17,566.0 17,535.6 17,569.0 17,646.0 17,582.2

35 Large time deposits 1,832.6 2,153.6 2,228.8 2,272.9 2,295.2 2,324.3 2,346.8 2,355.7 2,358.0 2,363.3 2,349.2 2,364.8

36 Other deposits 15,562.9 15,174.6 15,097.9 15,047.0 15,080.9 15,113.1 15,105.9 15,210.3 15,177.6 15,205.7 15,296.7 15,217.3

37 Borrowings 2,329.2 2,329.4 2,373.2 2,326.3 2,368.7 2,401.5 2,400.7 2,366.5 2,393.0 2,348.3 2,345.8 2,400.2

38 Net due to related foreign offices 368.3 268.1 246.1 328.7 361.3 352.8 367.1 308.7 308.4 320.6 292.7 253.1

39 Other liabilities including trading

liabilities25 769.2 808.6 820.9 822.7 871.4 838.4 846.8 854.7 848.0 861.9 865.1 874.9

40 Total liabilities 20,862.2 20,734.4 20,766.9 20,797.5 20,977.4 21,030.1 21,067.3 21,096.0 21,085.1 21,099.8 21,149.6 21,110.4

41 Residual (Assets LESS Liabilities)26 2,130.2 2,155.1 2,184.2 2,198.6 2,211.5 2,251.6 2,271.0 2,163.2 2,156.6 2,101.8 2,124.0 2,153.1

Footnotes appear on the last page.

H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 3
Table 3. Assets and Liabilities of Commercial Banks in the United States1 Not seasonally adjusted, billions of dollars

Account 2023

Mar

2023

Sep

2023

Oct

2023

Nov

2023

Dec

2024

Jan

2024

Feb

2024

Mar

Week ending

Mar 13 Mar 20 Mar 27 Apr 03

Assets

1 Bank credit 17,445.7 17,256.3 17,252.2 17,306.4 17,438.4 17,425.8 17,426.1 17,525.3 17,523.1 17,520.7 17,575.7 17,542.1

2 Securities in bank credit2 5,377.5 5,060.0 5,015.3 5,040.6 5,103.1 5,130.7 5,127.4 5,219.9 5,232.6 5,229.1 5,242.2 5,209.5

3 Treasury and agency securities3 4,242.2 4,029.0 3,995.6 4,026.3 4,086.6 4,103.1 4,107.4 4,215.4 4,225.0 4,226.3 4,240.3 4,210.8

4 Mortgage-backed securities (MBS)4 2,652.4 2,519.4 2,477.8 2,499.2 2,519.8 2,538.9 2,544.5 2,548.8 2,548.4 2,545.1 2,548.7 2,550.6

5 Non-MBS5 1,589.8 1,509.6 1,517.8 1,527.2 1,566.8 1,564.2 1,563.0 1,666.5 1,676.6 1,681.1 1,691.6 1,660.2

6 Other securities 1,135.3 1,031.0 1,019.6 1,014.2 1,016.5 1,027.6 1,020.0 1,004.6 1,007.7 1,002.8 1,001.9 998.7

7 Mortgage-backed securities (MBS)6 111.9 103.9 102.9 102.9 102.3 102.2 101.2 100.0 100.5 100.1 99.4 99.0

8 Non-MBS7 1,023.4 927.1 916.7 911.3 914.2 925.4 918.8 904.6 907.2 902.7 902.4 899.7

9 Loans and leases in bank credit8 12,068.2 12,196.4 12,236.9 12,265.9 12,335.3 12,295.1 12,298.7 12,305.4 12,290.5 12,291.6 12,333.6 12,332.6

10 Commercial and industrial loans 2,814.0 2,737.2 2,749.5 2,751.5 2,764.0 2,749.3 2,769.1 2,763.4 2,755.9 2,762.8 2,769.5 2,772.7

11 Real estate loans 5,400.2 5,503.0 5,512.3 5,524.9 5,536.1 5,546.0 5,552.5 5,561.8 5,561.9 5,561.4 5,565.5 5,564.8

12 Residential real estate loans 2,502.3 2,561.2 2,564.8 2,570.1 2,575.0 2,578.7 2,576.9 2,576.6 2,576.4 2,576.3 2,576.4 2,577.5

13 Revolving home equity loans 253.7 253.3 254.1 254.6 255.3 255.0 254.8 254.1 254.1 253.9 254.1 254.5

14 Closed-end residential loans9 2,248.6 2,308.0 2,310.7 2,315.5 2,319.7 2,323.7 2,322.1 2,322.5 2,322.3 2,322.4 2,322.3 2,322.9

15 Commercial real estate loans 2,897.9 2,941.8 2,947.5 2,954.8 2,961.1 2,967.3 2,975.6 2,985.2 2,985.5 2,985.1 2,989.1 2,987.3

16 Construction and land

development loans10 465.7 482.4 484.3 488.5 488.5 487.2 489.5 487.9 490.0 489.9 485.4 483.1

17 Secured by farmland11 111.6 113.8 114.1 114.1 114.5 114.4 114.2 114.6 114.4 114.6 114.9 114.8

18 Secured by multifamily

properties12 568.9 576.2 578.1 578.4 579.2 582.3 585.2 588.9 587.6 587.7 592.0 592.6

19 Secured by nonfarm

nonresidential properties13 1,751.6 1,769.3 1,771.0 1,773.7 1,778.9 1,783.4 1,786.7 1,793.7 1,793.5 1,793.0 1,796.9 1,796.8

20 Consumer loans 1,842.5 1,901.1 1,901.1 1,912.4 1,932.9 1,914.5 1,901.8 1,885.3 1,886.2 1,878.2 1,889.4 1,883.6

21 Credit cards and other revolving

plans 949.9 1,015.4 1,017.8 1,033.3 1,063.5 1,049.9 1,039.8 1,030.7 1,029.4 1,026.0 1,036.9 1,032.7

22 Other consumer loans 892.6 885.7 883.3 879.1 869.4 864.6 862.0 854.6 856.8 852.1 852.5 850.9

23 Automobile loans14 516.0 508.0 505.3 502.3 499.8 498.6 496.3 493.0 493.5 492.8 492.3 491.3

24 All other consumer loans15, 16 376.7 377.7 378.0 376.8 369.6 366.1 365.7 361.6 363.3 359.3 360.1 359.6

25 All other loans and leases 2,011.5 2,055.0 2,074.0 2,077.1 2,102.3 2,085.3 2,075.3 2,094.8 2,086.5 2,089.2 2,109.1 2,111.6

26 Loans to nondepository financial

institutions17 910.7 979.1 992.4 999.2 1,017.3 1,007.3 1,005.2 1,016.2 1,009.7 1,012.7 1,024.2 1,029.7

27 All loans not elsewhere

classified18, 19 1,100.8 1,075.9 1,081.6 1,078.0 1,085.0 1,078.0 1,070.0 1,078.7 1,076.8 1,076.5 1,084.8 1,081.9

28 LESS: Allowance for loan and lease

losses20 178.4 191.1 192.8 193.6 195.0 197.0 198.2 197.6 198.0 197.5 197.2 197.4

29 Cash assets21 3,355.1 3,295.6 3,342.3 3,498.6 3,561.9 3,576.6 3,604.7 3,552.0 3,592.8 3,503.8 3,503.1 3,508.8

30 Total federal funds sold and reverse RPs22 613.9 604.8 604.1 603.9 658.3 632.5 630.9 609.5 599.7 594.6 616.3 632.9

31 Loans to commercial banks23 9.5 9.6 9.2 8.0 7.3 6.2 6.0 5.8 5.8 5.5 6.2 5.8

32 Other assets including trading assets24 1,849.9 1,857.3 1,885.6 1,878.0 1,856.4 1,847.9 1,871.7 1,865.2 1,869.2 1,879.1 1,871.0 1,853.7

33 Total assets 23,095.8 22,832.5 22,900.6 23,101.4 23,327.2 23,291.9 23,341.2 23,360.3 23,392.6 23,306.1 23,375.1 23,345.9

(continued on next page)

H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 4
Table 3. Assets and Liabilities of Commercial Banks in the United States

Not seasonally adjusted, billions of dollars (continued)

Account 2023

Mar

2023

Sep

2023

Oct

2023

Nov

2023

Dec

2024

Jan

2024

Feb

2024

Mar

Week ending

Mar 13 Mar 20 Mar 27 Apr 03

Liabilities

34 Deposits 17,469.4 17,290.4 17,276.2 17,371.4 17,560.4 17,475.6 17,461.9 17,633.7 17,622.1 17,583.8 17,697.6 17,713.5

35 Large time deposits 1,834.8 2,142.3 2,197.7 2,240.6 2,263.5 2,322.3 2,367.2 2,358.4 2,356.8 2,356.8 2,352.8 2,365.6

36 Other deposits 15,634.6 15,148.1 15,078.5 15,130.9 15,297.0 15,153.3 15,094.6 15,275.2 15,265.4 15,227.0 15,344.8 15,348.0

37 Borrowings 2,323.9 2,285.8 2,345.9 2,331.4 2,343.4 2,418.4 2,440.1 2,364.6 2,402.3 2,357.4 2,300.5 2,364.0

38 Net due to related foreign offices 352.3 269.2 278.1 383.7 382.7 363.4 373.7 290.4 291.4 292.6 286.7 219.4

39 Other liabilities including trading

liabilities25 767.2 815.5 842.8 850.3 862.6 830.5 847.0 848.4 848.3 841.7 872.4 833.5

40 Total liabilities 20,912.8 20,660.8 20,743.0 20,936.8 21,149.1 21,087.9 21,122.7 21,137.0 21,164.1 21,075.6 21,157.1 21,130.6

41 Residual (Assets LESS Liabilities)26 2,183.0 2,171.7 2,157.6 2,164.6 2,178.1 2,204.1 2,218.5 2,223.3 2,228.5 2,230.6 2,218.0 2,215.3

Footnotes appear on the last page.

H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 5
Table 4. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States1 Seasonally adjusted, billions of dollars

Account 2023

Mar

2023

Sep

2023

Oct

2023

Nov

2023

Dec

2024

Jan

2024

Feb

2024

Mar

Week ending

Mar 13 Mar 20 Mar 27 Apr 03

Assets

1 Bank credit 16,189.9 16,030.8 15,995.8 15,979.5 16,041.0 16,085.9 16,130.0 16,233.2 16,251.9 16,243.5 16,260.8 16,216.8

2 Securities in bank credit2 5,138.5 4,864.6 4,808.1 4,790.5 4,857.7 4,879.1 4,886.5 4,981.8 4,998.5 4,992.6 5,001.8 4,972.7

3 Treasury and agency securities3 4,094.5 3,914.0 3,869.0 3,860.0 3,924.8 3,930.7 3,948.4 4,057.5 4,069.0 4,068.3 4,084.2 4,059.6

4 Mortgage-backed securities (MBS)4 2,612.8 2,505.2 2,461.7 2,462.1 2,486.4 2,503.3 2,502.5 2,508.3 2,517.3 2,503.9 2,503.0 2,508.1

5 Non-MBS5 1,481.7 1,408.8 1,407.3 1,397.9 1,438.5 1,427.4 1,445.9 1,549.2 1,551.7 1,564.5 1,581.2 1,551.5

6 Other securities 1,044.1 950.6 939.1 930.6 932.9 948.4 938.1 924.2 929.5 924.3 917.5 913.1

7 Mortgage-backed securities (MBS)6 109.2 102.6 101.5 101.4 101.3 101.4 99.1 97.6 97.8 97.5 97.7 97.1

8 Non-MBS7 934.9 848.0 837.6 829.2 831.6 847.0 839.0 826.6 831.7 826.8 819.9 816.1

9 Loans and leases in bank credit8 11,051.4 11,166.3 11,187.7 11,189.0 11,183.3 11,206.9 11,243.5 11,251.5 11,253.4 11,250.9 11,259.0 11,244.1

10 Commercial and industrial loans 2,282.0 2,265.6 2,272.2 2,264.5 2,256.3 2,250.0 2,251.8 2,237.8 2,238.4 2,235.0 2,238.7 2,233.3

11 Real estate loans 5,312.8 5,390.3 5,392.2 5,404.4 5,416.2 5,436.4 5,453.7 5,470.5 5,468.0 5,474.5 5,477.4 5,470.8

12 Residential real estate loans 2,516.7 2,552.7 2,552.1 2,557.5 2,565.9 2,577.6 2,586.7 2,591.8 2,590.5 2,595.5 2,594.0 2,590.5

13 Revolving home equity loans 255.0 253.0 253.6 253.9 254.0 254.6 255.3 255.4 255.3 255.2 255.5 256.2

14 Closed-end residential loans9 2,261.8 2,299.7 2,298.5 2,303.5 2,312.0 2,323.0 2,331.4 2,336.3 2,335.2 2,340.3 2,338.4 2,334.3

15 Commercial real estate loans 2,796.1 2,837.7 2,840.1 2,846.9 2,850.3 2,858.7 2,867.0 2,878.7 2,877.5 2,879.0 2,883.4 2,880.3

16 Construction and land

development loans10 451.3 471.1 472.4 472.8 472.5 474.2 474.3 473.1 473.8 474.0 471.0 472.1

17 Secured by farmland11 111.8 113.4 113.7 113.9 114.1 114.2 114.4 114.9 114.8 115.0 115.1 115.1

18 Secured by multifamily

properties12 551.7 555.3 556.9 558.7 558.9 563.3 566.9 571.1 569.9 570.1 574.2 573.8

19 Secured by nonfarm

nonresidential properties13 1,681.2 1,697.8 1,697.2 1,701.5 1,704.8 1,707.0 1,711.5 1,719.6 1,719.1 1,719.9 1,723.1 1,719.3

20 Consumer loans 1,866.6 1,898.2 1,898.4 1,903.3 1,896.8 1,899.1 1,908.4 1,910.8 1,913.4 1,910.6 1,910.1 1,907.7

21 Credit cards and other revolving

plans 970.6 1,015.3 1,019.0 1,026.9 1,029.0 1,035.3 1,045.3 1,053.0 1,053.4 1,054.6 1,053.8 1,054.4

22 Other consumer loans 896.0 882.9 879.3 876.4 867.8 863.8 863.1 857.9 860.0 856.0 856.2 853.3

23 Automobile loans14 517.9 506.4 503.3 501.0 499.3 498.6 497.3 494.8 495.4 495.0 493.6 492.7

24 All other consumer loans15 378.2 376.5 376.0 375.4 368.5 365.2 365.7 363.1 364.6 361.0 362.6 360.6

25 All other loans and leases 1,589.9 1,612.2 1,624.9 1,616.8 1,614.0 1,621.4 1,629.6 1,632.3 1,633.6 1,630.8 1,632.9 1,632.3

26 Loans to nondepository financial

institutions17 741.4 770.2 775.9 775.1 779.3 784.4 789.4 788.2 791.1 788.9 786.5 784.2

27 All loans not elsewhere classified18 848.5 842.0 849.0 841.7 834.7 837.0 840.2 844.2 842.5 841.9 846.4 848.1

28 LESS: Allowance for loan and lease

losses 178.5 190.3 192.8 192.9 194.8 198.5 198.2 197.6 197.4 197.4 198.4 197.8

29 Cash assets21 1,956.6 2,045.2 2,099.5 2,120.8 2,176.4 2,235.7 2,172.9 2,091.3 2,082.3 2,023.9 2,136.7 2,090.7

30 Total federal funds sold and reverse RPs22 271.4 250.9 247.8 246.3 263.1 251.4 249.8 230.6 223.5 226.9 229.5 249.5

31 Loans to commercial banks23 8.0 8.7 8.4 7.6 6.5 5.3 4.9 5.2 5.1 4.7 5.7 5.8

32 Other assets including trading assets24 1,694.7 1,711.5 1,723.6 1,716.5 1,731.6 1,710.1 1,712.4 1,719.1 1,714.2 1,723.6 1,725.4 1,738.9

33 Total assets 19,942.2 19,856.8 19,882.2 19,877.9 20,023.8 20,090.0 20,071.7 20,081.8 20,079.7 20,025.3 20,159.7 20,103.8

(continued on next page)

H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 6
Table 4. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States

Seasonally adjusted, billions of dollars (continued)

Account 2023

Mar

2023

Sep

2023

Oct

2023

Nov

2023

Dec

2024

Jan

2024

Feb

2024

Mar

Week ending

Mar 13 Mar 20 Mar 27 Apr 03

Liabilities

34 Deposits 16,093.4 16,055.9 16,058.0 16,040.1 16,089.1 16,140.8 16,141.8 16,238.0 16,198.8 16,241.6 16,322.5 16,251.7

35 Large time deposits 1,008.3 1,351.7 1,423.1 1,464.5 1,490.4 1,521.8 1,541.8 1,538.7 1,540.7 1,537.7 1,532.5 1,543.2

36 Other deposits 15,085.1 14,704.1 14,634.9 14,575.7 14,598.8 14,619.1 14,600.0 14,699.3 14,658.1 14,703.9 14,790.0 14,708.5

37 Borrowings 1,417.2 1,329.4 1,356.3 1,359.7 1,363.5 1,380.0 1,376.2 1,344.5 1,363.5 1,332.1 1,338.7 1,333.5

38 Net due to related foreign offices -330.8 -342.7 -359.6 -350.6 -319.1 -321.2 -360.8 -384.6 -389.1 -400.0 -373.7 -379.0

39 Other liabilities including trading

liabilities25 615.0 649.9 658.2 656.9 698.9 669.8 671.1 689.0 685.6 685.8 712.1 700.5

40 Total liabilities 17,794.8 17,692.6 17,712.9 17,706.1 17,832.5 17,869.4 17,828.3 17,886.9 17,858.7 17,859.5 17,999.6 17,906.8

41 Residual (Assets LESS Liabilities)26 2,147.3 2,164.2 2,169.3 2,171.8 2,191.3 2,220.6 2,243.4 2,194.9 2,220.9 2,165.9 2,160.2 2,197.1

Footnotes appear on the last page.

H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 7
Table 5. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States1 Not seasonally adjusted, billions of dollars

Account 2023

Mar

2023

Sep

2023

Oct

2023

Nov

2023

Dec

2024

Jan

2024

Feb

2024

Mar

Week ending

Mar 13 Mar 20 Mar 27 Apr 03

Assets

1 Bank credit 16,168.7 16,002.6 15,995.5 16,033.7 16,136.3 16,117.8 16,115.5 16,209.3 16,215.3 16,210.2 16,250.3 16,207.4

2 Securities in bank credit2 5,147.1 4,843.0 4,803.7 4,824.3 4,878.8 4,899.4 4,901.1 4,993.4 5,004.6 5,003.9 5,017.4 4,981.1

3 Treasury and agency securities3 4,104.1 3,892.2 3,862.9 3,890.8 3,944.6 3,954.7 3,966.4 4,070.2 4,079.3 4,082.5 4,095.9 4,062.9

4 Mortgage-backed securities (MBS)4 2,625.2 2,492.2 2,451.3 2,471.4 2,489.0 2,511.0 2,514.3 2,518.9 2,518.5 2,515.0 2,518.3 2,521.5

5 Non-MBS5 1,478.9 1,400.0 1,411.6 1,419.4 1,455.6 1,443.7 1,452.1 1,551.4 1,560.8 1,567.4 1,577.6 1,541.3

6 Other securities 1,043.0 950.8 940.8 933.5 934.2 944.7 934.7 923.1 925.3 921.5 921.5 918.3

7 Mortgage-backed securities (MBS)6 110.1 102.0 101.1 101.1 100.5 100.3 99.3 98.3 98.5 98.2 98.3 97.9

8 Non-MBS7 932.9 848.8 839.7 832.4 833.7 844.4 835.3 824.8 826.7 823.3 823.3 820.4

9 Loans and leases in bank credit8 11,021.6 11,159.5 11,191.7 11,209.4 11,257.5 11,218.4 11,214.4 11,215.9 11,210.7 11,206.3 11,232.9 11,226.3

10 Commercial and industrial loans 2,299.8 2,246.0 2,256.4 2,251.4 2,249.9 2,238.4 2,252.3 2,252.3 2,250.6 2,254.0 2,253.8 2,252.9

11 Real estate loans 5,295.2 5,397.8 5,405.7 5,421.0 5,432.6 5,440.0 5,445.2 5,453.5 5,453.0 5,453.6 5,457.6 5,455.6

12 Residential real estate loans 2,501.6 2,560.6 2,564.3 2,569.5 2,574.4 2,578.2 2,576.5 2,576.2 2,576.0 2,575.8 2,576.0 2,577.0

13 Revolving home equity loans 253.7 253.3 254.1 254.6 255.3 255.0 254.8 254.1 254.1 253.9 254.1 254.5

14 Closed-end residential loans9 2,247.9 2,307.3 2,310.1 2,314.9 2,319.1 2,323.1 2,321.6 2,322.0 2,321.8 2,321.9 2,321.8 2,322.5

15 Commercial real estate loans 2,793.7 2,837.2 2,841.4 2,851.4 2,858.2 2,861.9 2,868.7 2,877.4 2,877.0 2,877.7 2,881.6 2,878.6

16 Construction and land

development loans10 453.0 469.4 471.1 475.5 475.8 475.1 477.4 475.8 478.0 477.8 473.1 470.9

17 Secured by farmland11 111.4 113.6 114.0 114.0 114.4 114.3 114.1 114.5 114.3 114.5 114.8 114.7

18 Secured by multifamily

properties12 549.9 556.7 558.5 559.2 560.3 562.9 565.7 569.3 568.0 568.1 572.4 572.9

19 Secured by nonfarm

nonresidential properties13 1,679.3 1,697.4 1,697.9 1,702.7 1,707.7 1,709.6 1,711.6 1,717.7 1,716.7 1,717.4 1,721.4 1,720.0

20 Consumer loans 1,842.5 1,901.1 1,901.1 1,912.4 1,932.9 1,914.5 1,901.8 1,885.3 1,886.2 1,878.2 1,889.4 1,883.6

21 Credit cards and other revolving

plans 949.9 1,015.4 1,017.8 1,033.3 1,063.5 1,049.9 1,039.8 1,030.7 1,029.4 1,026.0 1,036.9 1,032.7

22 Other consumer loans 892.6 885.7 883.3 879.1 869.4 864.6 862.0 854.6 856.8 852.1 852.5 850.9

23 Automobile loans14 516.0 508.0 505.3 502.3 499.8 498.6 496.3 493.0 493.5 492.8 492.3 491.3

24 All other consumer loans15 376.7 377.7 378.0 376.8 369.6 366.1 365.7 361.6 363.3 359.3 360.1 359.6

25 All other loans and leases 1,584.0 1,614.6 1,628.5 1,624.7 1,642.1 1,625.4 1,615.1 1,624.7 1,620.9 1,620.6 1,632.1 1,634.2

26 Loans to nondepository financial

institutions17 737.9 772.7 778.9 780.3 793.6 783.3 778.0 783.0 779.7 780.7 786.9 790.2

27 All loans not elsewhere classified18 846.1 841.8 849.6 844.4 848.5 842.1 837.1 841.8 841.2 839.9 845.2 844.0

28 LESS: Allowance for loan and lease

losses 178.4 191.1 192.8 193.6 195.0 197.0 198.2 197.6 198.0 197.5 197.2 197.3

29 Cash assets21 2,040.6 2,032.0 2,072.9 2,144.8 2,265.7 2,209.1 2,147.3 2,173.3 2,175.9 2,094.0 2,213.8 2,210.6

30 Total federal funds sold and reverse RPs22 271.6 252.6 250.5 252.2 280.7 258.4 248.3 231.0 225.0 226.5 227.5 244.6

31 Loans to commercial banks23 7.9 8.9 8.5 7.5 6.4 5.2 4.9 5.1 4.9 4.8 5.6 5.3

32 Other assets including trading assets24 1,707.9 1,711.1 1,730.3 1,725.7 1,711.2 1,706.8 1,727.2 1,730.4 1,734.7 1,742.2 1,730.3 1,722.8

33 Total assets 20,018.2 19,815.9 19,864.8 19,970.3 20,205.3 20,100.2 20,045.0 20,151.4 20,157.8 20,080.3 20,230.3 20,193.3

(continued on next page)

H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 8
Table 5. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States

Not seasonally adjusted, billions of dollars (continued)

Account 2023

Mar

2023

Sep

2023

Oct

2023

Nov

2023

Dec

2024

Jan

2024

Feb

2024

Mar

Week ending

Mar 13 Mar 20 Mar 27 Apr 03

Liabilities

34 Deposits 16,174.7 16,023.4 16,020.9 16,091.6 16,280.2 16,164.4 16,119.2 16,314.8 16,282.7 16,273.5 16,403.8 16,415.9

35 Large time deposits 1,018.2 1,344.5 1,399.9 1,435.9 1,464.6 1,505.8 1,540.2 1,551.0 1,541.6 1,550.7 1,555.8 1,567.0

36 Other deposits 15,156.5 14,679.0 14,621.0 14,655.7 14,815.6 14,658.6 14,579.0 14,763.8 14,741.1 14,722.8 14,848.0 14,848.9

37 Borrowings 1,409.5 1,313.6 1,358.1 1,353.4 1,346.6 1,390.7 1,395.6 1,343.1 1,360.2 1,328.9 1,327.4 1,324.9

38 Net due to related foreign offices -357.1 -338.2 -340.4 -313.3 -291.0 -323.5 -364.0 -413.8 -397.6 -430.4 -421.6 -437.7

39 Other liabilities including trading

liabilities25 613.8 655.8 675.8 678.5 693.8 665.9 675.6 684.0 683.9 677.6 702.6 675.6

40 Total liabilities 17,840.9 17,654.6 17,714.4 17,810.1 18,029.6 17,897.6 17,826.4 17,928.1 17,929.2 17,849.6 18,012.2 17,978.7

41 Residual (Assets LESS Liabilities)26 2,177.4 2,161.3 2,150.4 2,160.2 2,175.6 2,202.7 2,218.6 2,223.3 2,228.6 2,230.7 2,218.1 2,214.6

Footnotes appear on the last page.

H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 9
Table 6. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States1 Seasonally adjusted, billions of dollars

Account 2023

Mar

2023

Sep

2023

Oct

2023

Nov

2023

Dec

2024

Jan

2024

Feb

2024

Mar

Week ending

Mar 13 Mar 20 Mar 27 Apr 03

Assets

1 Bank credit 10,488.7 10,339.7 10,314.2 10,305.5 10,348.0 10,351.5 10,385.4 10,473.3 10,487.1 10,484.3 10,493.8 10,467.5

2 Securities in bank credit2 3,737.1 3,588.6 3,554.5 3,553.3 3,611.9 3,619.4 3,630.8 3,726.6 3,735.6 3,738.8 3,749.8 3,726.4

3 Treasury and agency securities3 3,112.6 3,031.0 3,004.0 3,002.9 3,063.8 3,059.3 3,075.8 3,183.9 3,188.8 3,196.4 3,212.3 3,192.6

4 Mortgage-backed securities (MBS)4 1,935.8 1,912.4 1,888.3 1,893.8 1,910.2 1,918.4 1,920.5 1,925.4 1,932.6 1,923.0 1,919.6 1,923.3

5 Non-MBS5 1,176.9 1,118.7 1,115.7 1,109.1 1,153.5 1,140.9 1,155.3 1,258.5 1,256.2 1,273.5 1,292.6 1,269.3

6 Other securities 624.5 557.6 550.6 550.4 548.1 560.0 554.9 542.7 546.8 542.4 537.5 533.8

7 Mortgage-backed securities (MBS)6 65.4 63.7 63.1 63.2 63.1 63.5 62.3 61.4 61.7 61.3 61.4 60.8

8 Non-MBS7 559.0 493.9 487.5 487.2 485.0 496.6 492.6 481.3 485.1 481.1 476.1 473.0

9 Loans and leases in bank credit8 6,751.6 6,751.1 6,759.7 6,752.2 6,736.2 6,732.1 6,754.6 6,746.7 6,751.5 6,745.5 6,743.9 6,741.1

10 Commercial and industrial loans 1,557.1 1,543.5 1,549.7 1,540.2 1,533.1 1,528.4 1,532.1 1,518.2 1,518.5 1,516.6 1,517.6 1,514.7

11 Real estate loans 2,500.9 2,487.3 2,479.3 2,479.6 2,481.0 2,484.7 2,488.8 2,489.9 2,491.5 2,492.7 2,489.3 2,487.0

12 Residential real estate loans 1,607.9 1,605.8 1,601.3 1,601.3 1,604.1 1,608.6 1,612.0 1,613.8 1,613.5 1,616.8 1,613.8 1,613.0

13 Revolving home equity loans 157.9 153.2 153.3 152.9 152.4 152.3 152.0 151.3 151.3 151.2 151.1 151.3

14 Closed-end residential loans9 1,450.0 1,452.6 1,448.1 1,448.3 1,451.7 1,456.3 1,459.9 1,462.5 1,462.1 1,465.6 1,462.7 1,461.6

15 Commercial real estate loans 893.0 881.6 877.9 878.3 876.9 876.1 876.8 876.1 878.0 875.9 875.4 874.0

16 Construction and land

development loans10 130.2 133.0 133.5 134.0 134.4 134.6 134.6 134.6 134.6 134.8 134.2 134.8

17 Secured by farmland11 7.3 6.9 6.8 6.7 6.7 6.7 6.5 6.5 6.5 6.5 6.4 6.6

18 Secured by multifamily

properties12 231.1 228.3 227.1 227.0 226.7 228.1 229.5 229.0 229.3 228.2 229.4 229.5

19 Secured by nonfarm

nonresidential properties13 524.3 513.3 510.6 510.7 509.1 506.7 506.2 506.0 507.7 506.4 505.4 503.1

20 Consumer loans 1,425.0 1,440.3 1,440.1 1,445.6 1,440.9 1,440.3 1,448.0 1,447.2 1,448.8 1,446.2 1,444.9 1,447.6

21 Credit cards and other revolving

plans 788.5 824.4 827.4 835.4 838.9 844.1 851.6 856.1 855.9 857.2 856.5 859.0

22 Other consumer loans 636.4 615.9 612.7 610.3 602.0 596.2 596.4 591.0 592.9 589.0 588.5 588.6

23 Automobile loans14 439.8 427.8 424.7 422.2 420.5 419.6 418.7 416.2 416.8 416.2 414.9 415.1

24 All other consumer loans15 196.6 188.1 188.0 188.1 181.6 176.6 177.7 174.8 176.2 172.8 173.6 173.5

25 All other loans and leases 1,268.6 1,279.9 1,290.6 1,286.8 1,281.2 1,278.7 1,285.7 1,291.5 1,292.6 1,290.0 1,292.2 1,291.8

26 Loans to nondepository financial

institutions17 639.9 664.2 669.8 670.3 673.1 672.8 677.5 679.1 681.1 679.0 677.5 677.2

27 All loans not elsewhere classified18 628.7 615.7 620.8 616.5 608.1 605.9 608.2 612.4 611.5 611.0 614.7 614.6

28 LESS: Allowance for loan and lease

losses 116.1 124.5 125.6 125.5 126.8 129.5 129.3 129.0 128.8 128.9 129.6 128.9

29 Cash assets21 1,496.2 1,603.8 1,665.4 1,701.7 1,738.9 1,793.3 1,718.0 1,600.7 1,565.8 1,526.6 1,629.4 1,583.1

30 Total federal funds sold and reverse RPs22 234.6 212.3 208.3 206.9 231.4 220.6 222.9 203.6 195.3 200.0 204.3 222.8

31 Loans to commercial banks23 7.3 8.4 8.1 7.3 6.0 4.7 4.4 4.6 4.5 4.1 5.1 5.2

32 Other assets including trading assets24 1,272.8 1,276.0 1,283.3 1,272.6 1,288.5 1,272.7 1,274.4 1,281.2 1,275.9 1,285.8 1,286.0 1,299.5

33 Total assets 13,383.4 13,315.7 13,353.7 13,368.5 13,485.9 13,513.3 13,475.8 13,434.3 13,399.8 13,372.0 13,488.9 13,449.3

(continued on next page)

H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 10
Table 6. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States

Seasonally adjusted, billions of dollars (continued)

Account 2023

Mar

2023

Sep

2023

Oct

2023

Nov

2023

Dec

2024

Jan

2024

Feb

2024

Mar

Week ending

Mar 13 Mar 20 Mar 27 Apr 03

Liabilities

34 Deposits 10,884.1 10,779.8 10,775.5 10,764.9 10,802.9 10,834.7 10,825.1 10,879.4 10,848.5 10,871.5 10,940.7 10,873.6

35 Large time deposits 508.8 724.3 780.1 811.8 827.5 844.3 855.3 839.3 845.6 836.3 827.1 839.4

36 Other deposits 10,375.3 10,055.5 9,995.5 9,953.1 9,975.4 9,990.5 9,969.8 10,040.1 10,002.9 10,035.2 10,113.6 10,034.2

37 Borrowings 855.4 891.9 928.1 934.5 926.4 942.8 941.0 931.1 941.6 921.3 931.3 939.0

38 Net due to related foreign offices -364.7 -370.8 -386.2 -380.6 -348.4 -355.4 -396.8 -419.0 -423.9 -434.6 -406.7 -413.4

39 Other liabilities including trading

liabilities25 496.7 523.6 529.9 525.0 566.3 540.6 543.4 552.5 546.9 548.6 570.9 569.5

40 Total liabilities 11,871.5 11,824.5 11,847.3 11,843.8 11,947.2 11,962.6 11,912.7 11,944.0 11,913.1 11,906.7 12,036.1 11,968.7

41 Residual (Assets LESS Liabilities)26 1,512.0 1,491.1 1,506.4 1,524.7 1,538.7 1,550.6 1,563.1 1,490.3 1,486.7 1,465.3 1,452.7 1,480.6

Footnotes appear on the last page.

H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 11
Table 7. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States1 Not seasonally adjusted, billions of dollars

Account 2023

Mar

2023

Sep

2023

Oct

2023

Nov

2023

Dec

2024

Jan

2024

Feb

2024

Mar

Week ending

Mar 13 Mar 20 Mar 27 Apr 03

Assets

1 Bank credit 10,478.8 10,313.2 10,309.4 10,346.7 10,411.7 10,376.3 10,382.6 10,465.0 10,473.1 10,469.7 10,497.5 10,452.4

2 Securities in bank credit2 3,745.5 3,572.4 3,551.4 3,585.4 3,622.2 3,631.1 3,642.4 3,739.8 3,749.6 3,753.1 3,764.2 3,724.6

3 Treasury and agency securities3 3,121.7 3,015.8 2,999.6 3,033.1 3,074.3 3,076.2 3,091.8 3,197.5 3,205.7 3,212.6 3,222.9 3,186.1

4 Mortgage-backed securities (MBS)4 1,944.3 1,904.1 1,880.5 1,904.1 1,910.3 1,924.2 1,929.0 1,932.4 1,931.5 1,930.1 1,933.2 1,930.5

5 Non-MBS5 1,177.4 1,111.7 1,119.1 1,129.1 1,164.0 1,151.9 1,162.9 1,265.1 1,274.2 1,282.5 1,289.7 1,255.6

6 Other securities 623.8 556.6 551.9 552.2 547.9 555.0 550.6 542.3 544.0 540.6 541.3 538.5

7 Mortgage-backed securities (MBS)6 65.9 63.2 62.5 62.7 62.8 62.5 62.2 61.9 62.0 61.7 61.8 61.6

8 Non-MBS7 557.9 493.4 489.3 489.6 485.1 492.4 488.3 480.4 482.0 478.9 479.5 476.9

9 Loans and leases in bank credit8 6,733.3 6,740.8 6,758.0 6,761.3 6,789.5 6,745.1 6,740.2 6,725.2 6,723.5 6,716.5 6,733.4 6,727.8

10 Commercial and industrial loans 1,569.7 1,527.9 1,537.6 1,532.6 1,529.3 1,518.5 1,531.9 1,529.0 1,527.5 1,530.6 1,529.1 1,528.4

11 Real estate loans 2,489.3 2,492.2 2,488.2 2,487.6 2,487.5 2,485.7 2,483.0 2,479.2 2,481.0 2,478.8 2,479.0 2,476.5

12 Residential real estate loans 1,598.2 1,609.3 1,608.9 1,608.8 1,610.1 1,611.1 1,607.8 1,604.6 1,605.0 1,604.7 1,603.7 1,603.4

13 Revolving home equity loans 157.4 153.2 153.4 153.2 153.1 152.4 151.9 150.8 150.9 150.7 150.8 150.5

14 Closed-end residential loans9 1,440.8 1,456.1 1,455.5 1,455.6 1,457.0 1,458.6 1,455.9 1,453.8 1,454.1 1,454.0 1,452.9 1,452.9

15 Commercial real estate loans 891.2 882.9 879.2 878.8 877.4 874.7 875.2 874.7 876.1 874.1 875.4 873.1

16 Construction and land

development loans10 129.8 133.5 133.6 134.1 133.6 133.5 134.2 134.3 134.5 134.8 134.1 133.9

17 Secured by farmland11 7.4 6.9 6.8 6.7 6.8 6.7 6.6 6.5 6.5 6.5 6.5 6.6

18 Secured by multifamily

properties12 229.9 229.3 228.3 227.6 227.5 227.4 228.3 227.9 228.0 227.1 228.5 228.4

19 Secured by nonfarm

nonresidential properties13 524.1 513.2 510.6 510.4 509.5 507.0 506.2 505.9 507.1 505.7 506.2 504.3

20 Consumer loans 1,405.3 1,444.0 1,442.5 1,452.0 1,468.0 1,449.9 1,440.5 1,426.9 1,427.5 1,420.1 1,429.0 1,428.0

21 Credit cards and other revolving

plans 771.4 825.9 826.7 839.8 865.0 853.4 845.3 838.2 836.8 833.9 842.6 841.4

22 Other consumer loans 634.0 618.1 615.7 612.1 603.0 596.5 595.1 588.8 590.7 586.2 586.4 586.5

23 Automobile loans14 438.3 429.2 426.4 423.3 420.9 419.6 417.8 414.7 415.1 414.3 413.9 413.9

24 All other consumer loans15 195.7 188.9 189.3 188.8 182.1 176.9 177.3 174.0 175.5 171.9 172.5 172.6

25 All other loans and leases 1,269.0 1,276.6 1,289.7 1,289.1 1,304.6 1,291.0 1,284.9 1,290.1 1,287.4 1,287.0 1,296.2 1,295.0

26 Loans to nondepository financial

institutions17 638.8 664.1 669.3 672.3 686.4 677.9 674.6 676.6 674.1 674.9 679.7 681.5

27 All loans not elsewhere classified18 630.1 612.5 620.4 616.8 618.2 613.1 610.3 613.5 613.3 612.1 616.6 613.5

28 LESS: Allowance for loan and lease

losses 116.0 125.2 125.7 126.1 127.2 128.6 129.1 128.9 129.1 128.8 128.6 128.9

29 Cash assets21 1,581.6 1,596.5 1,635.8 1,695.9 1,790.3 1,734.2 1,670.8 1,685.2 1,689.1 1,618.1 1,719.6 1,715.9

30 Total federal funds sold and reverse RPs22 229.6 216.3 214.4 215.4 250.0 229.6 217.8 199.8 192.6 195.0 198.5 214.2

31 Loans to commercial banks23 7.2 8.4 8.1 7.2 6.0 4.7 4.4 4.5 4.4 4.3 5.0 4.7

32 Other assets including trading assets24 1,286.5 1,271.5 1,287.5 1,279.9 1,270.0 1,272.6 1,290.9 1,293.2 1,295.6 1,304.2 1,292.3 1,287.2

33 Total assets 13,467.7 13,280.6 13,329.5 13,418.9 13,600.7 13,488.8 13,437.4 13,518.8 13,525.6 13,462.5 13,584.4 13,545.5

(continued on next page)

H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 12
Table 7. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States

Not seasonally adjusted, billions of dollars (continued)

Account 2023

Mar

2023

Sep

2023

Oct

2023

Nov

2023

Dec

2024

Jan

2024

Feb

2024

Mar

Week ending

Mar 13 Mar 20 Mar 27 Apr 03

Liabilities

34 Deposits 10,947.9 10,751.0 10,739.5 10,786.2 10,942.2 10,844.2 10,795.5 10,941.4 10,916.7 10,913.2 11,016.8 11,010.0

35 Large time deposits 516.6 719.6 765.1 791.0 807.9 830.8 850.2 848.8 841.7 847.8 850.6 859.9

36 Other deposits 10,431.3 10,031.5 9,974.4 9,995.1 10,134.4 10,013.4 9,945.3 10,092.6 10,075.0 10,065.5 10,166.2 10,150.1

37 Borrowings 863.5 873.6 924.0 932.7 923.4 958.3 972.4 945.5 957.8 933.7 934.1 941.3

38 Net due to related foreign offices -390.1 -366.8 -368.0 -342.5 -319.9 -358.1 -398.7 -447.7 -431.1 -464.6 -456.2 -471.5

39 Other liabilities including trading

liabilities25 499.7 526.9 542.8 541.8 560.3 538.3 546.5 552.1 550.3 546.1 566.4 549.9

40 Total liabilities 11,920.9 11,784.7 11,838.2 11,918.2 12,105.9 11,982.7 11,915.7 11,991.4 11,993.7 11,928.5 12,061.1 12,029.7

41 Residual (Assets LESS Liabilities)26 1,546.8 1,496.0 1,491.2 1,500.7 1,494.8 1,506.2 1,521.7 1,527.5 1,531.9 1,534.0 1,523.3 1,515.8

Footnotes appear on the last page.

H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 13
Table 8. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States1 Seasonally adjusted, billions of dollars

Account 2023

Mar

2023

Sep

2023

Oct

2023

Nov

2023

Dec

2024

Jan

2024

Feb

2024

Mar

Week ending

Mar 13 Mar 20 Mar 27 Apr 03

Assets

1 Bank credit 5,701.2 5,691.1 5,681.6 5,674.0 5,693.0 5,734.5 5,744.6 5,759.9 5,764.8 5,759.2 5,767.0 5,749.3

2 Securities in bank credit2 1,401.4 1,276.0 1,253.6 1,237.3 1,245.8 1,259.7 1,255.7 1,255.2 1,262.9 1,253.8 1,252.0 1,246.3

3 Treasury and agency securities3 981.8 882.9 865.0 857.1 861.1 871.3 872.5 873.7 880.2 871.9 872.0 867.0

4 Mortgage-backed securities (MBS)4 677.0 592.9 573.4 568.3 576.1 584.8 581.9 582.9 584.7 580.9 583.4 584.8

5 Non-MBS5 304.8 290.1 291.7 288.8 284.9 286.5 290.6 290.8 295.5 291.0 288.6 282.2

6 Other securities 419.6 393.0 388.5 380.2 384.8 388.3 383.2 381.5 382.7 381.9 380.0 379.3

7 Mortgage-backed securities (MBS)6 43.8 38.9 38.4 38.2 38.2 38.0 36.8 36.2 36.1 36.2 36.3 36.3

8 Non-MBS7 375.8 354.1 350.1 341.9 346.5 350.4 346.3 345.3 346.6 345.7 343.7 343.1

9 Loans and leases in bank credit8 4,299.8 4,415.1 4,428.0 4,436.8 4,447.1 4,474.8 4,488.9 4,504.7 4,501.9 4,505.4 4,515.1 4,503.0

10 Commercial and industrial loans 724.9 722.1 722.5 724.3 723.3 721.6 719.7 719.6 719.9 718.5 721.1 718.6

11 Real estate loans 2,812.0 2,903.0 2,912.9 2,924.8 2,935.2 2,951.7 2,964.9 2,980.6 2,976.5 2,981.8 2,988.1 2,983.8

12 Residential real estate loans 908.8 946.9 950.8 956.2 961.9 969.0 974.7 978.0 977.0 978.7 980.1 977.5

13 Revolving home equity loans 97.1 99.8 100.3 101.0 101.5 102.3 103.3 104.2 104.0 104.0 104.4 104.9

14 Closed-end residential loans9 811.8 847.1 850.4 855.2 860.3 866.7 871.4 873.9 873.1 874.8 875.7 872.6

15 Commercial real estate loans 1,903.1 1,956.1 1,962.2 1,968.6 1,973.3 1,982.7 1,990.2 2,002.6 1,999.5 2,003.1 2,008.0 2,006.3

16 Construction and land

development loans10 321.1 338.1 338.8 338.8 338.0 339.6 339.7 338.5 339.2 339.2 336.8 337.3

17 Secured by farmland11 104.5 106.5 106.9 107.2 107.4 107.6 107.9 108.4 108.3 108.5 108.6 108.6

18 Secured by multifamily

properties12 320.6 327.0 329.8 331.7 332.2 335.2 337.4 342.1 340.6 342.0 344.9 344.3

19 Secured by nonfarm

nonresidential properties13 1,156.9 1,184.5 1,186.6 1,190.8 1,195.7 1,200.3 1,205.2 1,213.6 1,211.4 1,213.4 1,217.7 1,216.1

20 Consumer loans 441.7 457.8 458.2 457.7 455.9 458.8 460.4 463.7 464.6 464.4 465.1 460.1

21 Credit cards and other revolving

plans 182.1 190.9 191.6 191.6 190.1 191.2 193.7 196.8 197.5 197.3 197.4 195.3

22 Other consumer loans 259.6 266.9 266.6 266.1 265.8 267.6 266.7 266.8 267.1 267.0 267.8 264.7

23 Automobile loans14 78.0 78.6 78.6 78.8 78.8 79.0 78.7 78.6 78.7 78.8 78.7 77.7

24 All other consumer loans15 181.6 188.3 188.0 187.3 187.0 188.6 188.0 188.3 188.4 188.2 189.0 187.1

25 All other loans and leases 321.3 332.3 334.3 330.0 332.8 342.7 343.9 340.9 341.0 340.8 340.7 340.5

26 Loans to nondepository financial

institutions17 101.5 105.9 106.1 104.7 106.2 111.6 111.9 109.1 110.0 109.8 109.0 107.0

27 All loans not elsewhere classified18 219.8 226.3 228.2 225.2 226.6 231.1 232.0 231.7 231.0 230.9 231.7 233.5

28 LESS: Allowance for loan and lease

losses 62.4 65.8 67.2 67.4 67.9 68.9 68.9 68.6 68.6 68.5 68.8 68.9

29 Cash assets21 460.5 441.4 434.1 419.0 437.5 442.3 454.9 490.6 516.5 497.3 507.4 507.6

30 Total federal funds sold and reverse RPs22 36.7 38.6 39.5 39.4 31.7 30.8 26.9 27.0 28.3 26.9 25.2 26.6

31 Loans to commercial banks23 0.7 0.3 0.3 0.4 0.5 0.6 0.6 0.6 0.6 0.6 0.6 0.6

32 Other assets including trading assets24 422.0 435.5 440.3 444.0 443.1 437.4 438.0 437.9 438.3 437.8 439.4 439.3

33 Total assets 6,558.7 6,541.1 6,528.5 6,509.4 6,537.9 6,576.7 6,596.0 6,647.5 6,679.9 6,653.4 6,670.8 6,654.5

(continued on next page)

H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 14
Table 8. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States

Seasonally adjusted, billions of dollars (continued)

Account 2023

Mar

2023

Sep

2023

Oct

2023

Nov

2023

Dec

2024

Jan

2024

Feb

2024

Mar

Week ending

Mar 13 Mar 20 Mar 27 Apr 03

Liabilities

34 Deposits 5,209.3 5,276.1 5,282.5 5,275.2 5,286.2 5,306.1 5,316.6 5,358.6 5,350.3 5,370.1 5,381.8 5,378.1

35 Large time deposits 499.5 627.5 643.0 652.7 662.9 677.5 686.5 699.4 695.1 701.4 705.4 703.8

36 Other deposits 4,709.8 4,648.6 4,639.4 4,622.6 4,623.4 4,628.6 4,630.2 4,659.2 4,655.1 4,668.7 4,676.4 4,674.3

37 Borrowings 561.8 437.5 428.2 425.2 437.2 437.2 435.2 413.5 422.0 410.9 407.4 394.5

38 Net due to related foreign offices 33.9 28.1 26.6 30.0 29.3 34.3 36.1 34.4 34.8 34.6 33.0 34.4

39 Other liabilities including trading

liabilities25 118.4 126.3 128.3 131.9 132.6 129.2 127.7 136.5 138.6 137.2 141.2 131.1

40 Total liabilities 5,923.4 5,868.1 5,865.6 5,862.3 5,885.3 5,906.8 5,915.6 5,942.9 5,945.7 5,952.8 5,963.4 5,938.1

41 Residual (Assets LESS Liabilities)26 635.4 673.1 662.9 647.1 652.6 669.9 680.3 704.6 734.2 700.6 707.4 716.5

Footnotes appear on the last page.

H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 15
Table 9. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States1 Not seasonally adjusted, billions of dollars

Account 2023

Mar

2023

Sep

2023

Oct

2023

Nov

2023

Dec

2024

Jan

2024

Feb

2024

Mar

Week ending

Mar 13 Mar 20 Mar 27 Apr 03

Assets

1 Bank credit 5,689.8 5,689.4 5,686.1 5,687.0 5,724.6 5,741.5 5,732.9 5,744.3 5,742.1 5,740.6 5,752.8 5,755.0

2 Securities in bank credit2 1,401.6 1,270.6 1,252.3 1,238.9 1,256.6 1,268.3 1,258.7 1,253.5 1,254.9 1,250.8 1,253.3 1,256.6

3 Treasury and agency securities3 982.4 876.4 863.3 857.7 870.3 878.5 874.6 872.7 873.6 869.9 873.0 876.8

4 Mortgage-backed securities (MBS)4 680.9 588.1 570.9 567.4 578.7 586.8 585.4 586.5 587.0 584.9 585.1 591.0

5 Non-MBS5 301.5 288.3 292.5 290.3 291.6 291.8 289.2 286.3 286.6 285.0 287.9 285.7

6 Other securities 419.1 394.2 389.0 381.2 386.3 389.8 384.1 380.8 381.3 380.9 380.2 379.8

7 Mortgage-backed securities (MBS)6 44.1 38.8 38.6 38.4 37.7 37.8 37.1 36.5 36.5 36.5 36.5 36.2

8 Non-MBS7 375.0 355.4 350.4 342.8 348.6 352.0 347.0 344.4 344.8 344.4 343.8 343.5

9 Loans and leases in bank credit8 4,288.2 4,418.7 4,433.8 4,448.1 4,468.0 4,473.2 4,474.2 4,490.7 4,487.2 4,489.8 4,499.5 4,498.4

10 Commercial and industrial loans 730.0 718.1 718.8 718.7 720.5 719.9 720.5 723.3 723.1 723.4 724.7 724.6

11 Real estate loans 2,805.9 2,905.6 2,917.5 2,933.4 2,945.1 2,954.3 2,962.2 2,974.3 2,971.9 2,974.8 2,978.6 2,979.0

12 Residential real estate loans 903.4 951.3 955.3 960.7 964.3 967.1 968.7 971.6 971.0 971.1 972.3 973.6

13 Revolving home equity loans 96.3 100.0 100.7 101.4 102.2 102.6 102.9 103.3 103.2 103.2 103.4 104.0

14 Closed-end residential loans9 807.1 851.2 854.6 859.4 862.1 864.5 865.7 868.3 867.8 868.0 868.9 869.6

15 Commercial real estate loans 1,902.5 1,954.3 1,962.2 1,972.7 1,980.7 1,987.2 1,993.5 2,002.7 2,001.0 2,003.6 2,006.3 2,005.4

16 Construction and land

development loans10 323.2 335.9 337.6 341.4 342.2 341.6 343.2 341.4 343.5 343.0 339.0 337.0

17 Secured by farmland11 104.0 106.7 107.2 107.3 107.6 107.5 107.5 108.0 107.8 108.0 108.2 108.1

18 Secured by multifamily

properties12 320.1 327.4 330.2 331.6 332.7 335.5 337.4 341.5 340.1 341.0 343.8 344.6

19 Secured by nonfarm

nonresidential properties13 1,155.2 1,184.2 1,187.3 1,192.3 1,198.2 1,202.6 1,205.4 1,211.8 1,209.6 1,211.7 1,215.2 1,215.7

20 Consumer loans 437.2 457.1 458.6 460.4 464.9 464.6 461.4 458.4 458.7 458.0 460.4 455.6

21 Credit cards and other revolving

plans 178.6 189.5 191.0 193.5 198.4 196.5 194.5 192.6 192.5 192.2 194.3 191.3

22 Other consumer loans 258.7 267.6 267.6 267.0 266.4 268.2 266.9 265.9 266.2 265.9 266.1 264.4

23 Automobile loans14 77.7 78.8 79.0 79.0 78.9 79.0 78.4 78.3 78.4 78.5 78.4 77.4

24 All other consumer loans15 181.0 188.8 188.6 188.0 187.5 189.2 188.4 187.6 187.8 187.4 187.7 187.0

25 All other loans and leases 315.0 337.9 338.8 335.6 337.5 334.4 330.2 334.7 333.5 333.6 335.8 339.2

26 Loans to nondepository financial

institutions17 99.1 108.6 109.6 108.0 107.3 105.4 103.4 106.4 105.6 105.8 107.2 108.7

27 All loans not elsewhere classified18 216.0 229.3 229.2 227.6 230.3 229.0 226.8 228.3 227.9 227.8 228.7 230.6

28 LESS: Allowance for loan and lease

losses 62.4 66.0 67.1 67.5 67.8 68.4 69.0 68.7 68.9 68.7 68.6 68.5

29 Cash assets21 459.0 435.5 437.1 448.9 475.4 474.9 476.5 488.2 486.8 475.9 494.2 494.7

30 Total federal funds sold and reverse RPs22 42.0 36.2 36.1 36.8 30.7 28.7 30.5 31.2 32.4 31.5 29.0 30.5

31 Loans to commercial banks23 0.7 0.5 0.4 0.3 0.4 0.5 0.5 0.5 0.5 0.5 0.5 0.5

32 Other assets including trading assets24 421.4 439.6 442.7 445.9 441.2 434.2 436.3 437.1 439.1 437.9 438.0 435.6

33 Total assets 6,550.5 6,535.3 6,535.3 6,551.4 6,604.6 6,611.4 6,607.6 6,632.6 6,632.2 6,617.8 6,646.0 6,647.8

(continued on next page)

H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 16
Table 9. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States

Not seasonally adjusted, billions of dollars (continued)

Account 2023

Mar

2023

Sep

2023

Oct

2023

Nov

2023

Dec

2024

Jan

2024

Feb

2024

Mar

Week ending

Mar 13 Mar 20 Mar 27 Apr 03

Liabilities

34 Deposits 5,226.9 5,272.4 5,281.4 5,305.4 5,338.0 5,320.3 5,323.8 5,373.4 5,366.0 5,360.2 5,387.0 5,405.8

35 Large time deposits 501.6 624.9 634.8 644.8 656.7 675.0 690.0 702.1 699.9 702.9 705.2 707.1

36 Other deposits 4,725.3 4,647.5 4,646.6 4,660.6 4,681.3 4,645.2 4,633.7 4,671.2 4,666.1 4,657.3 4,681.8 4,698.8

37 Borrowings 546.0 440.0 434.1 420.7 423.2 432.5 423.2 397.6 402.5 395.2 393.4 383.6

38 Net due to related foreign offices 33.0 28.7 27.6 29.1 28.9 34.6 34.8 33.9 33.5 34.3 34.6 33.9

39 Other liabilities including trading

liabilities25 114.1 128.9 133.1 136.7 133.5 127.6 129.0 131.9 133.6 131.5 136.2 125.7

40 Total liabilities 5,919.9 5,870.0 5,876.2 5,892.0 5,923.7 5,914.9 5,910.7 5,936.8 5,935.5 5,921.2 5,951.1 5,949.0

41 Residual (Assets LESS Liabilities)26 630.6 665.4 659.2 659.5 680.8 696.5 696.9 695.8 696.6 696.6 694.9 698.8

Footnotes appear on the last page.

H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 17
Table 10. Assets and Liabilities of Foreign-Related Institutions in the United States1 Seasonally adjusted, billions of dollars

Account 2023

Mar

2023

Sep

2023

Oct

2023

Nov

2023

Dec

2024

Jan

2024

Feb

2024

Mar

Week ending

Mar 13 Mar 20 Mar 27 Apr 03

Assets

1 Bank credit 1,273.9 1,260.4 1,268.4 1,275.3 1,291.4 1,296.4 1,301.6 1,310.9 1,302.2 1,304.9 1,320.0 1,333.6

2 Securities in bank credit2 230.2 217.7 214.9 217.6 227.3 233.7 224.5 225.9 226.5 225.3 225.4 229.3

3 Treasury and agency securities3 137.3 136.9 136.3 138.3 145.0 150.8 139.7 144.1 143.9 143.4 144.3 149.2

4 Mortgage-backed securities (MBS)4 28.5 25.1 26.6 30.4 31.0 28.6 33.8 31.5 32.7 32.1 30.7 28.1

5 Non-MBS5 108.9 111.8 109.7 107.9 114.0 122.3 105.8 112.6 111.2 111.3 113.5 121.1

6 Other securities 92.9 80.8 78.6 79.3 82.3 82.9 84.9 81.8 82.6 81.8 81.2 80.1

7 Mortgage-backed securities (MBS)6 1.9 1.7 1.9 1.9 1.9 2.0 2.0 1.7 2.0 1.9 1.1 1.1

8 Non-MBS7 91.0 79.1 76.7 77.4 80.4 80.9 82.9 80.1 80.6 79.9 80.0 79.0

9 Loans and leases in bank credit8 1,043.7 1,042.7 1,053.5 1,057.7 1,064.1 1,062.7 1,077.1 1,085.1 1,075.7 1,079.6 1,094.6 1,104.2

10 Commercial and industrial loans 512.6 495.5 500.3 499.9 506.9 505.9 513.2 507.8 503.9 504.5 510.6 516.8

11 Real estate loans 104.2 106.0 107.7 105.2 103.3 104.2 107.2 107.5 108.3 107.0 106.8 108.3

12 Residential real estate loans 0.7 0.5 0.7 0.6 0.7 0.6 0.6 0.4 0.4 0.4 0.4 0.4

13 Revolving home equity loans -0.0 -0.0 0.1 0.1 0.2 0.1 0.1 -0.0 0.0 -0.0 -0.0 -0.0

14 Closed-end residential loans9 0.7 0.6 0.6 0.6 0.5 0.5 0.5 0.4 0.4 0.4 0.4 0.4

15 Commercial real estate loans 103.5 105.4 107.1 104.6 102.6 103.6 106.7 107.1 107.9 106.6 106.4 108.0

16 Construction and land

development loans10 12.3 13.5 13.7 13.9 13.5 11.4 12.4 11.8 11.7 11.7 11.7 11.8

17 Secured by farmland11 0.1 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1

18 Secured by multifamily

properties12 19.0 19.6 19.2 18.7 18.6 19.1 19.4 19.6 19.5 19.7 19.7 19.9

19 Secured by nonfarm

nonresidential properties13 72.0 72.2 74.0 71.9 70.4 72.9 74.7 75.5 76.5 75.1 74.9 76.2

20 Consumer loans 0.0 0.1 -0.1 -0.1 -0.1 -0.0 -0.1 -0.0 -0.1 -0.0 -0.3 0.5

21 Credit cards and other revolving

plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

22 Other consumer loans 0.0 0.1 -0.1 -0.1 -0.1 -0.0 -0.1 -0.0 -0.1 -0.0 -0.3 0.5

23 Automobile loans14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

24 All other consumer loans15, 16 0.0 0.1 -0.1 -0.1 -0.1 -0.0 -0.1 -0.0 -0.1 -0.0 -0.3 0.5

25 All other loans and leases 426.9 441.1 445.5 452.7 454.0 452.6 456.7 469.8 463.6 468.1 477.6 478.7

26 Loans to nondepository financial

institutions17 176.1 203.4 211.1 216.9 219.3 221.6 227.7 236.7 231.5 236.0 242.7 245.5

27 All loans not elsewhere

classified18, 19 250.8 237.8 234.4 235.9 234.6 231.0 229.1 233.0 232.1 232.1 234.9 233.2

28 LESS: Allowance for loan and lease

losses20 -0.2 -0.1 -0.3 -0.4 -0.1 -0.3 -0.0 -0.2 -0.2 -0.2 -0.3 0.1

29 Cash assets21 1,290.4 1,275.8 1,284.3 1,345.2 1,349.6 1,384.0 1,451.2 1,352.1 1,363.1 1,356.3 1,258.1 1,282.9

30 Total federal funds sold and reverse RPs22 340.7 351.6 360.2 346.4 377.9 367.6 370.4 377.0 364.4 367.6 402.7 395.1

31 Loans to commercial banks23 1.6 0.6 0.9 0.6 0.9 1.1 1.1 0.7 0.8 0.6 0.7 0.6

32 Other assets including trading assets24 143.5 144.3 154.9 150.3 145.3 142.3 142.1 136.5 131.3 146.6 132.0 147.5

33 Total assets 3,050.2 3,032.7 3,069.0 3,118.3 3,165.1 3,191.7 3,266.5 3,177.4 3,162.1 3,176.3 3,113.8 3,159.6

(continued on next page)

H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 18
Table 10. Assets and Liabilities of Foreign-Related Institutions in the United States

Seasonally adjusted, billions of dollars (continued)

Account 2023

Mar

2023

Sep

2023

Oct

2023

Nov

2023

Dec

2024

Jan

2024

Feb

2024

Mar

Week ending

Mar 13 Mar 20 Mar 27 Apr 03

Liabilities

34 Deposits 1,302.1 1,272.3 1,268.6 1,279.8 1,287.0 1,296.5 1,310.9 1,328.0 1,336.8 1,327.3 1,323.5 1,330.4

35 Large time deposits 824.3 801.9 805.7 808.4 804.8 802.5 805.0 817.0 817.2 825.6 816.7 821.6

36 Other deposits 477.8 470.4 462.9 471.4 482.1 494.0 505.9 511.0 519.6 501.8 506.8 508.8

37 Borrowings 912.0 1,000.0 1,016.9 966.6 1,005.2 1,021.6 1,024.5 1,022.0 1,029.5 1,016.2 1,007.1 1,066.7

38 Net due to related foreign offices 699.1 610.8 605.7 679.3 680.3 674.0 727.8 693.3 697.6 720.7 666.4 632.1

39 Other liabilities including trading

liabilities25 154.2 158.7 162.7 165.7 172.5 168.6 175.7 165.8 162.4 176.2 153.0 174.4

40 Total liabilities 3,067.3 3,041.8 3,054.0 3,091.4 3,144.9 3,160.7 3,239.0 3,209.1 3,226.3 3,240.3 3,150.0 3,203.6

41 Residual (Assets LESS Liabilities)26 -17.1 -9.1 14.9 26.8 20.2 31.1 27.6 -31.7 -64.3 -64.1 -36.2 -44.0

Footnotes appear on the last page.

H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 19
Table 11. Assets and Liabilities of Foreign-Related Institutions in the United States1 Not seasonally adjusted, billions of dollars

Account 2023

Mar

2023

Sep

2023

Oct

2023

Nov

2023

Dec

2024

Jan

2024

Feb

2024

Mar

Week ending

Mar 13 Mar 20 Mar 27 Apr 03

Assets

1 Bank credit 1,277.1 1,253.8 1,256.7 1,272.7 1,302.1 1,308.0 1,310.6 1,316.0 1,307.9 1,310.4 1,325.4 1,334.7

2 Securities in bank credit2 230.4 216.9 211.5 216.3 224.3 231.3 226.3 226.6 228.1 225.1 224.7 228.4

3 Treasury and agency securities3 138.1 136.8 132.7 135.5 141.9 148.4 141.0 145.1 145.7 143.8 144.4 148.0

4 Mortgage-backed securities (MBS)4 27.2 27.2 26.5 27.8 30.8 27.9 30.1 30.0 29.9 30.1 30.4 29.0

5 Non-MBS5 110.9 109.6 106.2 107.8 111.2 120.5 110.9 115.1 115.8 113.7 114.0 118.9

6 Other securities 92.3 80.2 78.8 80.8 82.3 82.8 85.3 81.4 82.4 81.3 80.3 80.4

7 Mortgage-backed securities (MBS)6 1.8 1.9 1.9 1.8 1.8 1.9 1.9 1.6 1.9 1.9 1.2 1.2

8 Non-MBS7 90.5 78.3 76.9 78.9 80.5 80.9 83.4 79.8 80.5 79.4 79.2 79.2

9 Loans and leases in bank credit8 1,046.6 1,036.9 1,045.2 1,056.5 1,077.8 1,076.8 1,084.3 1,089.4 1,079.8 1,085.3 1,100.7 1,106.3

10 Commercial and industrial loans 514.2 491.2 493.1 500.1 514.1 510.9 516.7 511.1 505.3 508.9 515.8 519.8

11 Real estate loans 105.0 105.2 106.6 103.9 103.5 106.0 107.3 108.2 108.9 107.9 107.9 109.2

12 Residential real estate loans 0.7 0.6 0.6 0.6 0.6 0.5 0.5 0.5 0.5 0.5 0.5 0.5

13 Revolving home equity loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

14 Closed-end residential loans9 0.7 0.6 0.6 0.6 0.6 0.5 0.5 0.5 0.5 0.5 0.5 0.5

15 Commercial real estate loans 104.2 104.5 106.1 103.4 102.9 105.4 106.9 107.8 108.5 107.4 107.5 108.8

16 Construction and land

development loans10 12.7 13.0 13.2 13.0 12.7 12.1 12.1 12.1 12.0 12.1 12.3 12.2

17 Secured by farmland11 0.1 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1

18 Secured by multifamily

properties12 19.0 19.5 19.6 19.3 19.0 19.4 19.5 19.6 19.6 19.6 19.6 19.7

19 Secured by nonfarm

nonresidential properties13 72.4 71.8 73.1 71.0 71.1 73.9 75.1 76.0 76.8 75.6 75.5 76.8

20 Consumer loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

21 Credit cards and other revolving

plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

22 Other consumer loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

23 Automobile loans14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

24 All other consumer loans15, 16 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

25 All other loans and leases 427.5 440.5 445.5 452.4 460.2 459.9 460.2 470.1 465.5 468.6 477.0 477.4

26 Loans to nondepository financial

institutions17 172.8 206.4 213.4 218.9 223.6 224.0 227.3 233.2 230.0 232.0 237.4 239.5

27 All loans not elsewhere

classified18, 19 254.7 234.1 232.0 233.5 236.6 235.9 232.9 236.9 235.5 236.6 239.6 237.9

28 LESS: Allowance for loan and lease

losses20 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

29 Cash assets21 1,314.5 1,263.6 1,269.5 1,353.8 1,296.2 1,367.4 1,457.5 1,378.7 1,416.8 1,409.8 1,289.3 1,298.2

30 Total federal funds sold and reverse RPs22 342.3 352.2 353.6 351.7 377.6 374.1 382.5 378.6 374.7 368.1 388.7 388.2

31 Loans to commercial banks23 1.7 0.8 0.7 0.5 0.9 1.0 1.1 0.7 0.9 0.6 0.7 0.5

32 Other assets including trading assets24 142.0 146.2 155.4 152.3 145.3 141.1 144.6 134.8 134.5 136.9 140.7 130.9

33 Total assets 3,077.6 3,016.6 3,035.8 3,131.0 3,122.0 3,191.7 3,296.2 3,208.9 3,234.8 3,225.9 3,144.8 3,152.6

(continued on next page)

H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 20
Table 11. Assets and Liabilities of Foreign-Related Institutions in the United States

Not seasonally adjusted, billions of dollars (continued)

Account 2023

Mar

2023

Sep

2023

Oct

2023

Nov

2023

Dec

2024

Jan

2024

Feb

2024

Mar

Week ending

Mar 13 Mar 20 Mar 27 Apr 03

Liabilities

34 Deposits 1,294.7 1,266.9 1,255.3 1,279.8 1,280.2 1,311.1 1,342.6 1,318.9 1,339.5 1,310.4 1,293.7 1,297.7

35 Large time deposits 816.6 797.8 797.8 804.7 798.9 816.5 827.0 807.5 815.1 806.2 797.0 798.6

36 Other deposits 478.0 469.1 457.5 475.2 481.3 494.7 515.7 511.4 524.3 504.2 496.8 499.1

37 Borrowings 914.5 972.2 987.8 978.0 996.8 1,027.6 1,044.5 1,021.4 1,042.0 1,028.5 973.0 1,039.2

38 Net due to related foreign offices 709.4 607.3 618.5 697.0 673.7 686.9 737.7 704.2 688.9 723.0 708.3 657.1

39 Other liabilities including trading

liabilities25 153.4 159.7 167.0 171.9 168.7 164.7 171.5 164.3 164.4 164.1 169.9 157.9

40 Total liabilities 3,072.0 3,006.2 3,028.6 3,126.6 3,119.4 3,190.3 3,296.3 3,208.8 3,234.8 3,225.9 3,144.9 3,151.9

41 Residual (Assets LESS Liabilities)26 5.6 10.4 7.2 4.4 2.5 1.4 -0.0 0.0 -0.1 -0.1 -0.1 0.7

Footnotes appear on the last page.

H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 21
Footnotes

1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge

Act and agreement corporations. The latter two categories together are referred to on this release as “foreign-related institutions.” Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are

estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top

25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small

domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are

adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these

data were constructed.)

2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with

readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts

(included in line 9).

3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.

4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association

(GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations

(CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.

5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.

6. Includes MBS not issued or guaranteed by the U.S. government.

7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds

and other equity securities with readily determinable fair values.

8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made

to commercial banks (line 31), and unearned income.

9. Includes first and junior liens on closed-end loans secured by 1–4 family residential properties.

10. Includes construction, land development, and other land loans.

11. Includes loans secured by farmland, including grazing and pastureland.

12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.

13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.

14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from

auto dealers.

15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures. 16. Beginning April 6, 2022, foreign-related institutions no longer report other consumer loans separately. These loans are included in all other loans not elsewhere classified (line 27).

17. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federallysponsored lending agencies, investment banks, banks’ own trust departments, and other nondepository financial intermediaries.

18. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions,

loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.

19. Beginning April 6, 2022, foreign-related institutions also include all other consumer loans in all other loans not elsewhere classified. Prior to April 6, 2022, all other consumer loans were reported

separately by foreign-related institutions.

20. Beginning April 6, 2022, foreign-related institutions no longer report the allowance for loan and lease losses separately. Any such allowances are included in net due to related foreign offices (line

38).

21. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.

22. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).

23. Excludes loans secured by real estate, which are included in line 11.

24. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate

ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB

Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts

(included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.

25. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts

with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.

26. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.

H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 22