<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9

<S>                             <C>                     <C>
<PERIOD-TYPE>                   YEAR                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1999             DEC-31-1998
<PERIOD-END>                               DEC-31-1999             DEC-31-1998
<CASH>                                            2970                    3508
<INT-BEARING-DEPOSITS>                             466                      96
<FED-FUNDS-SOLD>                                  4049                    3457
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                      16909                   14318
<INVESTMENTS-CARRYING>                            4317                    5119
<INVESTMENTS-MARKET>                              4286                    5193
<LOANS>                                          62349                   56566
<ALLOWANCE>                                        912                     895
<TOTAL-ASSETS>                                   94896                   87291
<DEPOSITS>                                       83634                   77283
<SHORT-TERM>                                        53                      63
<LIABILITIES-OTHER>                               2935                    1866
<LONG-TERM>                                          0                       0
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                          3829                    4006
<OTHER-SE>                                           0                       0
<TOTAL-LIABILITIES-AND-EQUITY>                   94896                   87291
<INTEREST-LOAN>                                   5186                    4865
<INTEREST-INVEST>                                 1126                    1258
<INTEREST-OTHER>                                   289                     332
<INTEREST-TOTAL>                                  6601                    6455
<INTEREST-DEPOSIT>                                2882                    2964
<INTEREST-EXPENSE>                                  85                      87
<INTEREST-INCOME-NET>                             3633                    3404
<LOAN-LOSSES>                                      101                      66
<SECURITIES-GAINS>                                   0                       0
<EXPENSE-OTHER>                                   2651                    2322
<INCOME-PRETAX>                                   1503                    1483
<INCOME-PRE-EXTRAORDINARY>                        1503                    1483
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                      1059                    1063
<EPS-BASIC>                                       1.33                    1.33
<EPS-DILUTED>                                     1.26                    1.25
<YIELD-ACTUAL>                                    3.47                    3.39
<LOANS-NON>                                         82                     424
<LOANS-PAST>                                        11                     162
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                    876                     313
<ALLOWANCE-OPEN>                                   895                     889
<CHARGE-OFFS>                                      174                      81
<RECOVERIES>                                        90                      21
<ALLOWANCE-CLOSE>                                  912                     895
<ALLOWANCE-DOMESTIC>                               912                     895
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0


</TABLE>