<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
REGISTRANT'S BALANCE SHEET AS OF MARCH 31, 1997 AND THE STATEMENT OF INCOME OF
THE THREE MONTHS ENDED MARCH 31, 1997, AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH BALANCE SHEET AND STATEMENT OF INCOME AND THE NOTES THERETO.
</LEGEND>
<RESTATED>

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               MAR-31-1997
<CASH>                                          32,762
<INT-BEARING-DEPOSITS>                           2,078
<FED-FUNDS-SOLD>                                23,900
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     43,258
<INVESTMENTS-CARRYING>                          15,941
<INVESTMENTS-MARKET>                            15,888
<LOANS>                                        281,716
<ALLOWANCE>                                    (4,427)
<TOTAL-ASSETS>                                 417,867
<DEPOSITS>                                     377,416
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              2,792
<LONG-TERM>                                        157
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        15,647
<OTHER-SE>                                      21,855
<TOTAL-LIABILITIES-AND-EQUITY>                 417,867
<INTEREST-LOAN>                                  7,326
<INTEREST-INVEST>                                  998
<INTEREST-OTHER>                                    44
<INTEREST-TOTAL>                                 8,368
<INTEREST-DEPOSIT>                               2,439
<INTEREST-EXPENSE>                               2,443
<INTEREST-INCOME-NET>                            5,925
<LOAN-LOSSES>                                      281
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  5,225
<INCOME-PRETAX>                                  1,800
<INCOME-PRE-EXTRAORDINARY>                       1,800
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,133
<EPS-PRIMARY>                                      .23<F1>
<EPS-DILUTED>                                      .22
<YIELD-ACTUAL>                                       0
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                     0
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                    0
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
<FN>
<F1>For purposes of this Exhibit, Primary means Basic.
</FN>


</TABLE>