<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
                              This schedule contains summary financial
                              information extracted from Form 10-QSB for the
                              period ended March 31, 2000 and is qualified in
                              its entirety by reference to such financial
                              statements.
</LEGEND>
<CIK>                         0001024743
<NAME>                        The Commercial Bancorp, Inc.
<MULTIPLIER>                                   1,000

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                              Dec-31-2000
<PERIOD-START>                                 Jan-01-2000
<PERIOD-END>                                   Mar-31-2000
<CASH>                                         785
<INT-BEARING-DEPOSITS>                         0
<FED-FUNDS-SOLD>                               1,298
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    11,155
<INVESTMENTS-CARRYING>                         0
<INVESTMENTS-MARKET>                           0
<LOANS>                                        15,258
<ALLOWANCE>                                    290
<TOTAL-ASSETS>                                 30,114
<DEPOSITS>                                     25,670
<SHORT-TERM>                                   0
<LIABILITIES-OTHER>                            133
<LONG-TERM>                                    1,000
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       5
<OTHER-SE>                                     3,304
<TOTAL-LIABILITIES-AND-EQUITY>                 30,114
<INTEREST-LOAN>                                344
<INTEREST-INVEST>                              157
<INTEREST-OTHER>                               13
<INTEREST-TOTAL>                               514
<INTEREST-DEPOSIT>                             275
<INTEREST-EXPENSE>                             292
<INTEREST-INCOME-NET>                          222
<LOAN-LOSSES>                                  0
<SECURITIES-GAINS>                             0
<EXPENSE-OTHER>                                271
<INCOME-PRETAX>                                (31)
<INCOME-PRE-EXTRAORDINARY>                     (31)
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   (19)
<EPS-BASIC>                                    (.04)
<EPS-DILUTED>                                  (.04)
<YIELD-ACTUAL>                                 3.50
<LOANS-NON>                                    0
<LOANS-PAST>                                   0
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               290
<CHARGE-OFFS>                                  0
<RECOVERIES>                                   0
<ALLOWANCE-CLOSE>                              290
<ALLOWANCE-DOMESTIC>                           290
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        0



</TABLE>