**Exhibit 7**

 

**Computation of consolidated ratio of earnings to fixed charges**

 

The following table sets out the calculation of the ratios of earnings to fixed charges (unaudited) for the periods indicated.

 
| ** **                                                                    | ** ** | ** **                             | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
|-------------------------------------------------------------------------------|------------|----------------------------------------|------------|------------|------------|------------|------------|------------|------------|------------|------------|
| **STATUTORY FIGURES**                                                         |
| ** **                                                                    | ** ** | ** **                             | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| ** **                                                                    | ** ** | **(in millions of AUD except ratios)** | ** ** |
| ** **                                                                    | ** ** | **30-Sep**                             | ** ** | **30-Sep** | ** ** | **30-Sep** | ** ** | **30-Sep** | ** ** | **30-Sep** | ** ** |
| ** **                                                                    | ** ** | **2012**                               | ** ** | **2011**   | ** ** | **2010**   | ** ** | **2009**   | ** ** | **2008**   | ** ** |
| ** **                                                                    | ** ** | ** **                             | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** | ** ** |
| Profit before income tax                                                      |       | 8,862                                  |       | 8,514      |       | 8,038      |       | 6,096      |       | 5,219      |       |
| Add fixed charges                                                             |       | 24,549                                 |       | 26,270     |       | 22,470     |       | 18,945     |       | 21,958     |       |
| Less   minority interest in subsidiaries that have not incurred fixed charges |       | (66)                                   |       | (68)       |       | (66)       |       | (71)       |       | (73)       |       |
| **Earnings before tax and fixed   charges**                                   |       | 33,345                                 |       | 34,716     |       | 30,442     |       | 24,970     |       | 27,104     |       |
|                                                                          |       |                                   |       |       |       |       |       |       |       |       |       |
| Interest expense                                                              |       | 24,371                                 |       | 26,102     |       | 22,309     |       | 18,800     |       | 21,859     |       |
| Portion of rent estimated to represent interest   expense                     |       | 178                                    |       | 168        |       | 161        |       | 145        |       | 99         |       |
| **Fixed charges**                                                             |       | 24,549                                 |       | 26,270     |       | 22,470     |       | 18,945     |       | 21,958     |       |
|                                                                          |       |                                   |       |       |       |       |       |       |       |       |       |
| **Ratio of earnings to fixed charges**                                        | ** ** | **1.36**                               | ** ** | **1.32**   | ** ** | **1.35**   | ** ** | **1.32**   | ** ** | **1.23**   | ** ** |

 

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