<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS OF FIRST SAVINGS BANK, F.S.B. AS OF SEPTEMBER
30, 1996 (UNAUDITED) AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               SEP-30-1996
<CASH>                                       4,641,553
<INT-BEARING-DEPOSITS>                         985,784
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                 24,336,244
<INVESTMENTS-CARRYING>                      31,399,006
<INVESTMENTS-MARKET>                        30,347,303
<LOANS>                                     41,908,569
<ALLOWANCE>                                    415,614
<TOTAL-ASSETS>                             108,912,344
<DEPOSITS>                                 102,391,176
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                          1,529,692
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       732,198
<OTHER-SE>                                   6,294,701
<TOTAL-LIABILITIES-AND-EQUITY>             108,912,344
<INTEREST-LOAN>                              2,505,568
<INTEREST-INVEST>                            2,914,227
<INTEREST-OTHER>                               218,180
<INTEREST-TOTAL>                             5,637,975
<INTEREST-DEPOSIT>                           3,607,481
<INTEREST-EXPENSE>                           3,619,205
<INTEREST-INCOME-NET>                        2,018,770
<LOAN-LOSSES>                                  (6,775)
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                              3,317,772
<INCOME-PRETAX>                              (700,124)
<INCOME-PRE-EXTRAORDINARY>                   (700,124)
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 (700,124)
<EPS-PRIMARY>                                   (1.00)
<EPS-DILUTED>                                   (1.00)
<YIELD-ACTUAL>                                       0
<LOANS-NON>                                     79,000
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                             1,573,000
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               427,889
<CHARGE-OFFS>                                    9,971
<RECOVERIES>                                     4,471
<ALLOWANCE-CLOSE>                              415,614
<ALLOWANCE-DOMESTIC>                           415,614
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>