<TABLE> <S> <C>

<ARTICLE> 7
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE COMPANY'S
CONSOLIDATED FINANCIAL STATEMENTS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-END>                               DEC-31-1999
<DEBT-HELD-FOR-SALE>                        22,203,800
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                     312,700
<MORTGAGE>                                   1,274,500
<REAL-ESTATE>                                        0
<TOTAL-INVEST>                              26,431,600
<CASH>                                       1,686,900
<RECOVER-REINSURE>                             728,600
<DEFERRED-ACQUISITION>                       4,345,900<F1>
<TOTAL-ASSETS>                              52,185,900
<POLICY-LOSSES>                             24,423,300
<UNEARNED-PREMIUMS>                                  0
<POLICY-OTHER>                               1,179,800
<POLICY-HOLDER-FUNDS>                          298,900
<NOTES-PAYABLE>                             11,806,100<F2>
<PREFERRED-MANDATORY>                        2,639,100
<PREFERRED>                                    478,400
<COMMON>                                     2,987,100
<OTHER-SE>                                   2,090,700<F3>
<TOTAL-LIABILITY-AND-EQUITY>                52,185,900
<PREMIUMS>                                   4,040,500
<INVESTMENT-INCOME>                          3,411,400
<INVESTMENT-GAINS>                           (156,200)
<OTHER-INCOME>                               1,040,000<F4>
<BENEFITS>                                   3,815,900
<UNDERWRITING-AMORTIZATION>                    679,300<F5>
<UNDERWRITING-OTHER>                           637,400
<INCOME-PRETAX>                              1,150,900
<INCOME-TAX>                                   423,100
<INCOME-CONTINUING>                            727,800
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   595,000
<EPS-BASIC>                                       1.83
<EPS-DILUTED>                                     1.79
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0
<FN>
<F1>Includes $2,258,500 of cost of policies purchased.
<F2>Includes $4,682,500 related to finance debt and $4,641,800 related to
securitized finance receivables.
<F3>Includes retained earnings of $2,862,300 and accumulated other comprehensive
losses of $771,600.
<F4>Includes gain on sale of finance receivables of $550,600 and fee revenue and
other income of $489,400.
<F5>Includes amortization of cost of policies purchased of $437,200 and
amortization of cost of policies produced of $242,100.
</FN>


</TABLE>