<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AS OF JUNE 30, 1998 AND RELATED STATEMENTS OF
OPERATIONS AND CASH FLOWS FOR THE SIX MONTH PERIOD ENDING JUNE 30, 1998
OF ACCESS ANY TIME BANCORP, INC. AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               JUN-30-1998
<CASH>                                           6,697
<INT-BEARING-DEPOSITS>                           1,830
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                   752
<INVESTMENTS-HELD-FOR-SALE>                     13,304
<INVESTMENTS-CARRYING>                          12,026
<INVESTMENTS-MARKET>                            11,960
<LOANS>                                         75,982
<ALLOWANCE>                                        519
<TOTAL-ASSETS>                                 116,921
<DEPOSITS>                                     100,965
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                938
<LONG-TERM>                                      5,750
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            12
<OTHER-SE>                                       9,256
<TOTAL-LIABILITIES-AND-EQUITY>                 116,921
<INTEREST-LOAN>                                  2,829
<INTEREST-INVEST>                                  881
<INTEREST-OTHER>                                   172
<INTEREST-TOTAL>                                 3,882
<INTEREST-DEPOSIT>                               2,066
<INTEREST-EXPENSE>                               2,170
<INTEREST-INCOME-NET>                            1,712
<LOAN-LOSSES>                                       54
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  1,902
<INCOME-PRETAX>                                    200
<INCOME-PRE-EXTRAORDINARY>                         200
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       147
<EPS-PRIMARY>                                     0.12
<EPS-DILUTED>                                     0.11
<YIELD-ACTUAL>                                    7.38
<LOANS-NON>                                         11
<LOANS-PAST>                                         1
<LOANS-TROUBLED>                                    85
<LOANS-PROBLEM>                                     97
<ALLOWANCE-OPEN>                                   527
<CHARGE-OFFS>                                       66
<RECOVERIES>                                         4
<ALLOWANCE-CLOSE>                                  519
<ALLOWANCE-DOMESTIC>                               519
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>