<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Company's Balance Sheet as of March 31, 2000 and Statement of Earnings for the
three months ended March 31, 2000 and is qualified in its entirety by reference
to such financial statements.
</LEGEND>

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               MAR-31-2000
<CASH>                                          28,216
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     41,543
<INVESTMENTS-CARRYING>                          15,685
<INVESTMENTS-MARKET>                            15,508
<LOANS>                                        542,942
<ALLOWANCE>                                    256,680
<TOTAL-ASSETS>                                 682,894
<DEPOSITS>                                     424,414
<SHORT-TERM>                                    25,194
<LIABILITIES-OTHER>                            153,268
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        93,481
<OTHER-SE>                                    (13,463)
<TOTAL-LIABILITIES-AND-EQUITY>                 682,894
<INTEREST-LOAN>                                 10,761
<INTEREST-INVEST>                                1,149
<INTEREST-OTHER>                                   945
<INTEREST-TOTAL>                                12,855
<INTEREST-DEPOSIT>                               5,582
<INTEREST-EXPENSE>                               7,458
<INTEREST-INCOME-NET>                            5,397
<LOAN-LOSSES>                                  (1,396)
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 10,533
<INCOME-PRETAX>                                  2,194
<INCOME-PRE-EXTRAORDINARY>                       1,218
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,218
<EPS-BASIC>                                       0.06
<EPS-DILUTED>                                     0.06
<YIELD-ACTUAL>                                       0
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               264,498
<CHARGE-OFFS>                                    2,709
<RECOVERIES>                                       330
<ALLOWANCE-CLOSE>                              256,680
<ALLOWANCE-DOMESTIC>                           234,705
<ALLOWANCE-FOREIGN>                             21,975
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>