<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This  schedule  contains  summary  financial   information  extracted  from  the
financial  statements  and  statistical   disclosures   referenced  within  item
14(a)(1)(2)  and item 1 of the Form 10-K and is  qualified  in its  entirety  by
reference to such financial statements and statistical disclosures.
</LEGEND>

<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-END>                               DEC-31-1998
<CASH>                                         190,622
<INT-BEARING-DEPOSITS>                           5,978
<FED-FUNDS-SOLD>                               141,700
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,129,753
<INVESTMENTS-CARRYING>                         659,536
<INVESTMENTS-MARKET>                           670,934
<LOANS>                                      4,459,783
<ALLOWANCE>                                     60,274
<TOTAL-ASSETS>                               6,968,227
<DEPOSITS>                                   5,231,718
<SHORT-TERM>                                   375,045
<LIABILITIES-OTHER>                            142,533
<LONG-TERM>                                    557,266
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       102,897
<OTHER-SE>                                     558,768
<TOTAL-LIABILITIES-AND-EQUITY>               6,968,227
<INTEREST-LOAN>                                401,949
<INTEREST-INVEST>                              105,321
<INTEREST-OTHER>                                10,379
<INTEREST-TOTAL>                               517,649
<INTEREST-DEPOSIT>                             193,087
<INTEREST-EXPENSE>                             240,684
<INTEREST-INCOME-NET>                          276,965
<LOAN-LOSSES>                                   17,150
<SECURITIES-GAINS>                              11,018
<EXPENSE-OTHER>                                223,189
<INCOME-PRETAX>                                145,439
<INCOME-PRE-EXTRAORDINARY>                      99,747
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    99,747
<EPS-PRIMARY>                                     1.94
<EPS-DILUTED>                                     1.92
<YIELD-ACTUAL>                                    3.71
<LOANS-NON>                                     24,675
<LOANS-PAST>                                    28,549
<LOANS-TROUBLED>                                   264
<LOANS-PROBLEM>                                 12,200
<ALLOWANCE-OPEN>                                65,091
<CHARGE-OFFS>                                   24,058
<RECOVERIES>                                     2,968
<ALLOWANCE-CLOSE>                               60,274
<ALLOWANCE-DOMESTIC>                            60,274
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        


</TABLE>