A.11. Characteristics of Bank Loans to Farmers -- All Banks, by Risk Rating, August 6-10, 2007
Percent except as noted
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Loan characteristic                                All     Minimal    Low    Moderate  Acceptable  Special  Not rated  Not reported
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Volume of loans (thousands of dollars)          1,221,443   59,546  209,970   465,654     255,911   42,817     19,214       168,332
Number of loans                                    26,087    2,047    4,149    10,035       3,862      698        671         4,627
Weighted average maturity (months) 1                23.79    11.40    49.80     18.86       15.61    11.58      79.43         19.90
Weighted average repricing interval (months) 2       7.50     8.76    18.84      2.86        3.94      .62      78.68          5.54
Weighted average risk rating 3                       3.01     1.00     2.00      3.00        4.00     5.00       n.a.          n.a.

Weighted average interest rate 4                     8.39     8.48     8.12      8.33        8.41     9.01       8.57          8.65
  Standard error 5                                    .13      .18      .16       .17         .28      .31        .21           .07
  Interquartile range 6
    75th percentile                                  9.12     9.26     8.93      8.97        9.25     9.92       8.87          9.44
    25th percentile                                  7.63     7.91     7.19      7.85        7.57     7.76       7.76          7.76
  Purpose of loan
    Feeder livestock                                 8.77     8.69     9.52      8.69        8.22     9.37       8.99          8.63
    Other livestock                                  8.85     9.04     8.65      8.49        8.01     8.80       9.10          8.80
    Other current operating expenses 7               8.24     8.58     8.73      8.89        9.48     9.34       9.04          8.35
    Farm machinery and equipment                     8.44     8.37     8.27      9.30       10.00     9.49       8.23          7.92
    Farm real estate                                 6.88     8.11     8.48      8.34        9.43     7.91       5.79          7.71
    Other 8                                          8.74     7.30     7.52      7.96        8.87     8.32       8.11          8.81

Share of total loan volume
  Features of loan
    Floating rates                                  71.89    22.99    59.31     78.64       84.47    97.44       9.22         67.73
    Under commitment                                77.78    57.43    85.51     88.29       93.68    96.67      40.35         21.59
    Callable                                        23.18    33.16    43.34     20.15       22.72     2.24       n.a.         11.57
    Subject to prepayment penalty                    2.05     5.40      .43      3.52        1.76      .15       n.a.          n.a.
  Purpose of loan
    Feeder livestock                                 6.58    30.83     4.50      3.88        6.05     1.10       n.a.         11.03
    Other livestock                                  7.98    19.90     3.03      6.94       10.91    20.44      23.71          3.38
    Other current operating expenses 7              39.84    36.19    44.30     36.50       33.90    50.09      20.72         53.36
    Farm machinery and equipment                    13.92     6.81     7.35     25.43        3.91      .14       7.58         12.22
    Farm real estate                                 4.54     3.40     2.17      5.54        2.95      .46      39.27          4.61
    Other 8                                         27.15     2.88    38.66     21.71       42.27    27.76       8.73         15.40
  Type of collateral
    Farm real estate                                15.97    11.74    36.36      9.93       11.46    20.93      39.27         11.71
    Other                                           77.61    86.91    62.27     78.22       87.39    79.07      58.96         78.61
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   For explanation of footnotes, see table A.8.
   n.a. Not available.

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