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| 1.   | Definitions.  All      capitalized terms used herein and not otherwise defined shall have the      same meaning herein as in the CreditAgreement. |
|----------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 2.   | Joinder and Assumption      of Obligations.  Effective as of the date of this      Joinder: |
|----------------|-------------------------------------------------------------------------------------------------------|

| a.   | Each      New Borrower hereby: |
|----------------|--------------------------------|

| i.   | Joins      in the execution of, and becomes a party to (i) the Credit Agreement, as a      Borrower; (ii) the Security Documents, as a Grantor; and (iii) each of the      other Loan Documents to which the Existing Borrowers are a      party. |
|----------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ii.   | Assumes      and agrees to perform all applicable duties and Obligations of a Loan      Party under the Credit Agreement, the Security Documents and each of the      other Loan Documents to which the Existing Borrowers are a      party. |
|-----------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| b.   | Without      in any manner limiting the generality of clause (a) above, each New      Borrower hereby covenants and agreesthat: |
|----------------|---------------------------------------------------------------------------------------------------------------------------------|

| i.   | Such      New Borrower shall be bound by all covenants (other than covenants which      specifically relate solely to an earlier date), agreements, liabilities      and acknowledgments of a Borrower under the Credit Agreement, the Security      Documents and each of the other Loan Documents to which the Existing      Borrowers are a party, in each case, with the same force and effect as if      such New Borrower was a signatory thereto and was expressly named      therein; |
|----------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| ii.   | To      secure the prompt and complete payment, performance and observance of all      of the Obligations and all renewals, extensions, restructurings and      refinancings thereof, each New Borrower hereby grants, mortgages, pledges      and hypothecates to the Collateral Agent, for the benefit of the      Collateral Agent and the Secured Parties, a Lien upon all of its right,      title and interest in, to and under the  Collateral. |
|-----------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 3.   | Representations and      Warranties.  Each New Borrower hereby makes all      representations, warranties, and covenants set forth in the Credit      Agreement, the Security Documents, and each of the other Loan Documents as      of the date hereof (other than representations, warranties and covenants      that relate solely to an earlier date).  To the extent that any      changes in any representations, warranties, and covenants require any      amendments to the Schedules to the Credit Agreement or any of the other      Loan Documents, such Schedules are hereby updated, as evidenced by any      supplemental Schedules (if any) annexed to this  Joinder. |
|----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

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| 4.   | Ratification of Loan      Documents.  Except as specifically amended by this      Joinder and the other documents executed and delivered in connection      herewith, all of the terms and conditions of the Credit Agreement      and  of the other Loan Documents shall remain in full force and      effect as in effect prior to the date hereof, without      releasing any Loan Party thereunder or Collateral granted by any Loan      Party. |
|----------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 5.   | Conditions Precedent      to Effectiveness.  This Joinder shall not be effective      until the following conditions precedent have each been fulfilled to the      reasonable satisfaction of the Administrative  Agent: |
|----------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| a.   | This      Joinder shall have been duly executed and delivered by the respective      parties hereto, and shall be in full force and effect and shall be in form      and substance reasonably satisfactory to the Administrative      Agent. |
|----------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| b.   | All      action on the part of the New Borrowers and the other Loan Parties      necessary for the valid execution, delivery and performance by the New      Borrowers of this Joinder and all other documentation, instruments, and      agreements required to be executed in connection herewith shall have been      duly and effectively taken and evidence thereof reasonably satisfactory to      the Administrative Agent shall have been provided to the Administrative      Agent. |
|----------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| c.   | Each      New Borrower (and each other Loan Party, to the extent requested by the      Administrative Agent) shall each have delivered the following to the      Administrative Agent, in form and substance reasonably satisfactory to the      Administrative Agent: |
|----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| i.   | Certificate      of Legal Existence and Good Standing issued by the Secretary of the State      of its incorporation ororganization. |
|----------------|--------------------------------------------------------------------------------------------------------------------------------------|

| ii.   | A      certificate of an authorized officer of the due adoption, continued      effectiveness, and setting forth the text, of each corporate resolution      adopted in connection with the assumption of obligations under the Credit      Agreement and the other Loan Documents, and attesting to the true      signatures of each Person authorized as a signatory to any of the Loan      Documents, together with true and accurate copies of all Charter      Documents. |
|-----------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| iii.   | Execution      and delivery by each New Borrower of such other documents, agreements and      certificates as the Administrative Agent and the Collateral Agent may      reasonably require. |
|------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| d.   | The      Agents shall have received a favorable written legal opinion of the Loan      Parties’ counsel addressed to the Agents and the other Lenders, covering      such matters relating to the New Borrowers, the Loan Documents and/or the      transactions contemplated thereby as the Agents shall reasonably      request. |
|----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| e.   | The      Administrative Agent shall have received all documents and instruments,      (including an authenticated record authorizing the Agents and their      representatives to file such UCC financing statements as the Agents may      determine to be appropriate), required by law or requested by the      Administrative Agent or the Collateral Agent to create or perfect the      first priority Lien (subject only to Permitted Encumbrances having      priority by operation of Applicable Law) intended to be created under the      Loan Documents and all such documents and instruments shall have been so      filed, registered or recorded or other arrangements reasonably      satisfactory to the Agents. |
|----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| f.   | The      Loan Parties shall have executed and delivered to the Agents such      additional documents, instruments, and agreements as the Agents may      reasonably request. |
|----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

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| 6.   | Miscellaneous. |
|----------------|----------------|

| a.   | This      Joinder may be executed in several counterparts and by each party on a      separate counterpart, each of which when so executed and delivered shall      be an original, and all of which together shall constitute one      instrument. |
|----------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| b.   | This      Joinder expresses the entire understanding of the parties with respect to      the transactions contemplated hereby.  No prior negotiations or      discussions shall limit, modify, or otherwise affect the provisions      hereof. |
|----------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| c.   | Any      determination that any provision of this Joinder or any application hereof      is invalid, illegal or unenforceable in any respect and in any instance      shall not effect the validity, legality, or enforceability of such      provision in any other instance, or the validity, legality or      enforceability of any other provisions of this  Joinder. |
|----------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| d.   | The      Loan Parties shall pay all Credit Party Expenses of the Agents and the      Secured Parties, including, without limitation, all such Credit Party      Expenses incurred in connection with the preparation, negotiation,      execution and delivery of this Joinder in accordance with the terms of the      Credit Agreement. |
|----------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| e.   | THIS      JOINDER SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAW OF      THE STATE OF NEW YORK. |
|----------------|------------------------------------------------------------------------------------------------------------------|

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| BCF      CARDS, INC. |
|----------------------|
|                 |   |
| By:                  | /s/ Paul Tang |
| Name:                | Paul      Tang |
| Title:               | Executive      Vice President |

| BURLINGTON      COAT FACTORY OF PUERTO RICO, LLC |
|--------------------------------------------------|
|                                             |   |
| By:                                              | /s/ Paul Tang |
| Name:                                            | Paul      Tang |
| Title:                                           | Executive      Vice President |

|  BURLINGTON      COAT FACTORY OF HAWAII, LLC |
|---------------------------------------------------|
|                                              |   |
| By:                                               | /s/ Paul Tang |
| Name:                                             | Paul      Tang |
| Title:                                            | Executive      Vice President |

| BURLINGTON      COAT FACTORY OF MONTANA, LLC |
|----------------------------------------------|
|                                         |   |
| By:                                          | /s/ Paul Tang |
| Name:                                        | Paul      Tang |
| Title:                                       | Executive      Vice President |

|  BURLINGTON      COAT FACTORY OF VERMONT, LLC |
|----------------------------------------------------|
|                                               |   |
| By:                                                | /s/ Paul Tang |
| Name:                                              | Paul      Tang |
| Title:                                             | Executive      Vice President |

|  BURLINGTON      COAT FACTORY OF SOUTH DAKOTA, LLC |
|---------------------------------------------------------|
|                                                    |   |
| By:                                                     | /s/ Paul Tang |
| Name:                                                   | Paul      Tang |
| Title:                                                  | Executive      Vice President |

|  BURLINGTON      COAT FACTORY OF WYOMING, LLC |
|----------------------------------------------------|
|                                               |   |
| By:                                                | /s/ Paul Tang |
| Name:                                              | Paul      Tang |
| Title:                                             | Executive      Vice President |

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|  BANK      OF AMERICA, N.A. |
|----------------------------------|
|                             |   |
| By:                              | /s/ Kathleen Dimock |
| Name:                            | Kathleen      Dimock |
| Title:                           | Managing      Director |

|  BANK      OF AMERICA, N.A. |
|----------------------------------|
|                             |   |
| By:                              | /s/ Kathleen Dimock |
| Name:                            | Kathleen      Dimock |
| Title:                           | Managing      Director |

----

| BURLINGTON      COAT FACTORY WAREHOUSE CORPORATION,as      Lead Borrower  |
|--------------------------------------------------------------------------------|
| By:                                                                            | /s/  Paul      Tang |
| Name:                                                                          | Paul      Tang |
| Title:                                                                         | Executive      Vice President |
|                                                                           |   |
|                                                                           |   |

| THE      ENTITIES LISTED ON SCHEDULE I HERETO, as Borrowers  |
|-------------------------------------------------------------------|
| By:                                                               | /s/  Paul      Tang |
| Name:                                                             | Paul      Tang |
| Title:                                                            | Executive      Vice President |
|                                                              |   |
|                                                              |   |

| THE      ENTITIES LISTED ON SCHEDULE II HERETO, as Facility Guarantors  |
|------------------------------------------------------------------------------|
| By:                                                                          | /s/  Paul      Tang |
| Name:                                                                        | Paul      Tang |
| Title:                                                                       | Executive      Vice President |
|                                                                         |   |
|                                                                         |   |

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