H. Res. 94

In the House of Representatives, U. S., 

February 5, 2007.

Whereas informed consumers are better equipped to see 

through frauds and deceptions, whether they take the 

form of questionable claims in an advertisement, offers 

that come in the mail or e-mail, or schemes designed to 

appear to be risk-free; 

Whereas the Federal Government provides many educational 

resources and programs to help people protect themselves 

against fraud by supplying them with information about 

their options in the marketplace; 

Whereas the Federal Trade Commission and more than 100 

other Federal agencies have collaborated on a website, 

www.consumer.gov, which provides helpful information 

ranging from how credit ratings work to how to buy a 

new home; 

Whereas the Federal Trade Commission has prepared a collection of easy-to-use materials to enable anyone, regardless of their existing knowledge about identity theft, to 

learn about and inform others about how to protect 

themselves against this serious crime; 

Whereas consumers can find practical tips from National 

Consumer Protection Week partner organizations about 

how to make well-informed purchase decisions, avoid 
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scams, protect their personal information, and file a complaint online at www.consumer.gov/ncpw; 

Whereas, by gathering and sharing information, consumers 

and their friends and families can be more confident, 

savvy, and safe in the marketplace; 

Whereas increasing financial literacy and information about 

financial services provides consumers with the knowledge 

to obtain the most appropriate and prudent options for 

managing their finances and building wealth; 

Whereas a 2005 report by the Comptroller General entitled 

‘‘Credit Reporting Literacy’’ supports educational efforts 

to increase consumers’ understanding of the credit reporting process and suggests that such efforts target 

those areas in which consumers’ knowledge is weakest, 

including populations with less education, lower incomes, 

and less experience obtaining credit; and 

Whereas public, community-based, and private sector organizations throughout the United States are working to increase financial literacy rates and consumer protection 

for people of all ages and walks of life through a range 

of outreach efforts, including media campaigns, websites, 

and one-on-one counseling for individuals: Now, therefore, be it 

Resolved, That the House of Representatives—

(1) supports the goals and ideals of the Ninth Annual National Consumer Protection Week, including 

raising public awareness about the importance of consumer protection; 

(2) requests that the President issue a proclamation 

calling upon Government officials, industry leaders, 
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schools, non-profit organizations, and consumer advocates to provide citizens with the information necessary 

to effectively protect themselves against consumer fraud, 

and encourage all citizens to take an active role in protecting their personal information; and 

(3) encourages people across the Nation to take advantage of the wealth of consumer protection information that can enhance confidence in the marketplace. 

Attest:

Clerk.