C.1. Non-real-estate Farm Lending Compared with a Year Earlier
Percent
___________________________________________________________________________________________________________________________________________

                        Demand for loans       Funds availability     Loan repayment rate    Renewals or extensions   Collateral required
             ______________________________________________________________________________________________________________________________

Quarter              Lower    Same   Higher  Lower    Same   Higher  Lower    Same   Higher  Lower    Same   Higher  Lower    Same   Higher
___________________________________________________________________________________________________________________________________________

                                    Seventh (Chicago) Federal Reserve District (IL*, IN*, IA, MI*, WI*)
___________________________________________________________________________________________________________________________________________
2003: Q4...     |        22      59      19       4      65      31      15      65      19      14      70      15       0      89      10
                                                                                                                                           
2004: Q1...     |        16      53      31       5      59      36      10      52      38      28      65       7       1      90       9
      Q2...     |        23      54      23       9      65      26       6      71      24      21      72       7       1      91       8
      Q3...     |        17      58      25      12      65      23       7      74      19      21      71       8       1      91       8
      Q4...     |        19      53      28       7      65      28       8      58      34      30      64       6       1      93       6
                                                                                                                                           
2005: Q1...     |        14      55      31      11      66      23      10      65      26      20      69      11       0      92       7
      Q2...     |        13      54      32      13      72      14      11      76      13      15      74      10       1      92       7
      Q3...     |        15      55      30      18      67      15      18      76       6       5      73      22       1      86      13
      Q4...     |        16      48      36      13      65      22      20      70      10      13      68      19       1      85      14
___________________________________________________________________________________________________________________________________________

                                Tenth (Kansas City) Federal Reserve District (CO, KS, MO*, NE, NM*, OK, WY)
___________________________________________________________________________________________________________________________________________
2003: Q4...     |        18      63      19       5      71      24      11      66      23      10      76      14       0      86      14
                                                                                                                                           
2004: Q1...     |        20      60      20       3      73      24      10      67      23      13      71      16       0      86      14
      Q2...     |        17      59      24       9      74      17       9      76      15       7      80      13       0      86      14
      Q3...     |        14      60      26      11      74      15       8      77      16      10      82       8       0      91       9
      Q4...     |        12      60      29       8      81      11       7      68      24      13      75      13       0      90      10
                                                                                                                                           
2005: Q1...     |        14      64      22       8      77      14       8      73      19       7      81      12       0      91       9
      Q2...     |        11      63      25      11      79      10       8      79      13       7      86       7       0      90      10
      Q3...     |        12      62      26      16      75       8      14      78       8       3      82      15       0      89      11
      Q4...     |        12      65      23      12      76      12      12      75      13       5      80      15       0      88      12
___________________________________________________________________________________________________________________________________________

                                         Eleventh (Dallas) Federal Reserve District (LA*, NM*, TX)
___________________________________________________________________________________________________________________________________________
2003: Q4...     |        19      68      13       1      73      26       5      80      15      13      77      10       0      84      16
                                                                                                                                           
2004: Q1...     |        19      62      18       4      75      22       4      76      20      17      76       7       0      92       8
      Q2...     |        19      67      14       3      77      21       4      84      12      12      83       5       0      88      12
      Q3...     |        18      62      20       7      75      18       6      83      11      14      84       2       0      92       7
      Q4...     |        11      73      15       2      77      21       8      75      17      17      78       5       0      94       6
                                                                                                                                           
2005: Q1...     |        15      66      20       3      75      22       9      75      17      18      73      10       0      92       8
      Q2...     |        13      71      16       2      82      16       2      86      12      10      85       5       1      93       7
      Q3...     |        11      68      21       3      83      14       6      86       8       9      83       8       0      91       9
      Q4...     |        14      70      16       2      82      16       8      79      12      12      76      12       0      91       9
___________________________________________________________________________________________________________________________________________

31






C.1. Non-real-estate Farm Lending Compared with a Year Earlier (continued)
Percent
___________________________________________________________________________________________________________________________________________

                        Demand for loans       Funds availability     Loan repayment rate    Renewals or extensions   Collateral required
             ______________________________________________________________________________________________________________________________

Quarter              Lower    Same   Higher  Lower    Same   Higher  Lower    Same   Higher  Lower    Same   Higher  Lower    Same   Higher
___________________________________________________________________________________________________________________________________________

                                  Ninth (Minneapolis) Federal Reserve District (MI*, MN, MT, ND, SD, WI*)
___________________________________________________________________________________________________________________________________________
2003: Q4...     |        18      62      20       2      73      25       9      62      30      14      74      12       0      92       8
                                                                                                                                           
2004: Q1...     |        21      61      18       4      75      21       5      62      33      24      66      10       0      95       5
      Q2...     |        13      54      33       6      85       9       5      70      24      13      80       7       0      96       4
      Q3...     |        11      67      21       9      81      10       5      79      16       8      86       6       1      92       8
      Q4...     |        14      56      30       6      76      17      10      62      28      12      79       9       0      95       5
                                                                                                                                           
2005: Q1...     |         9      52      39       9      77      14      14      62      24       7      77      16       0      95       5
      Q2...     |         5      61      34       7      86       7       9      80      12       5      88       7       0      96       4
      Q3...     |        10      60      30      11      84       4      16      79       5       3      79      18       0      95       5
      Q4...     |        15      59      26       6      78      16      16      59      25      15      72      13       0      96       4
___________________________________________________________________________________________________________________________________________

                                     Fifth (Richmond) Federal Reserve District (MD, NC, SC, VA, WV*) 
___________________________________________________________________________________________________________________________________________
2003: Q4...     |        26      70       4       9      61      30      30      70       0       9      78      13       0      70      30
                                                                                                                                           
2004: Q1...     |        31      62       8       8      73      19      15      85       0      12      85       4       4      76      20
      Q2...     |        19      77       4       0      85      15       4      92       4      12      88       0       0      77      23
      Q3...     |        41      56       4       4      67      30       7      78      15       4      93       4       0      72      28
      Q4...     |        19      73       8       8      85       8       8      85       8      19      73       8       4      85      12
                                                                                                                                           
2005: Q1...     |        16      72      12       4      80      16       0     100       0       8      92       0       0      83      17
      Q2...     |         5      89       5       5      89       5       0     100       0       0     100       0       0      83      17
      Q3...     |        13      83       4       4      87       9       4      91       4      17      83       0       0      83      17
      Q4...     |        37      53      11       5      84      11       5      74      21      26      74       0       5      84      11
___________________________________________________________________________________________________________________________________________

                          Twelfth (San Francisco) Federal Reserve District (AL, AZ, CA, HI, ID, NV, OR, UT, WA) 
___________________________________________________________________________________________________________________________________________
2003: Q4...     |        21      46      33       0      75      25      21      67      13       4      79      17       0      83      17
                                                                                                                                           
2004: Q1...     |         9      57      35       0      78      22       9      87       4      13      65      22       0      86      14
      Q2...     |         9      61      30       4      70      26      13      65      22       0      78      22       0      91       9
      Q3...     |        18      59      23       5      86      10       0      76      24      14      76      10       0      90      10
      Q4...     |        17      48      35       4      91       4       0      73      27       9      65      26       4      83      13
                                                                                                                                           
2005: Q1...     |         9      57      35       0      91       9      18      68      14       0      77      23       0      86      14
      Q2...     |        21      50      29       0      88      13       8      88       4       4      79      17       4      92       4
      Q3...     |        10      67      24       0      90      10      10      71      19       5      57      38       0      95       5
      Q4...     |        18      55      27       0      82      18      18      50      32       9      82       9       0      95       5
___________________________________________________________________________________________________________________________________________
   * State falls only partly within the indicated Reserve District.
   n.a. Not available.
   Source. Federal Reserve Bank quarterly surveys of agricultural credit conditions at commercial banks.

32