B.7. Selected Measures of Financial Performance of Agricultural and Other Small Banks
Percent
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                                         Distribution of net income as a                         Average rate         Rate        Net charge-offs
                                           share of average equity at                              of return        of return        as share          Average
                                               agricultural banks                                  on equity        to assets     of total loans    capital ratio
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                                                                                    25 percent   Agri-    Other   Agri-    Other   Agri-    Other   Agri-    Other
                              Negative    0-4     5-9     10-14    15-19    20-24      and      cultural  Small  cultural  small  cultural  small  cultural  small
Period             All banks   income   percent  pecent  percent  percent  percent     over      banks    Banks   banks    banks   banks    banks   banks    banks
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1999......      |      100.0       2.9      7.9    34.8     33.3     14.2      4.9         1.9      11.8   11.9       1.2    1.1        .3     .3      10.5   10.3
2000......      |      100.0       2.4      8.9    35.3     33.5     13.8      4.2         1.8      11.7   11.4       1.2    1.1        .3     .3      10.7   10.4
2001......      |      100.0       3.1     12.6    37.6     28.6     13.1      3.7         1.3      10.8   10.4       1.1    1.0        .3     .3      10.7   10.4
2002......      |      100.0       3.0     10.7    35.1     31.4     13.5      4.6         1.7      11.5   10.6       1.2    1.1        .4     .3      11.0   10.6
2003......      |      100.0       2.7     12.2    36.6     29.3     12.9      4.4         1.8      11.2   10.7       1.2    1.1        .4     .3      10.8   10.6
2004......      |      100.0       2.1     10.0    34.9     31.4     13.8      5.8         2.0      11.5   10.5       1.2    1.1        .3     .2      10.9   10.6
2005......      |      100.0       1.7     10.1    34.5     29.9     14.6      6.4         2.8      11.8   10.7       1.2    1.1        .2     .2      10.7   10.7
2006......      |      100.0       2.7     10.9    35.7     30.1     13.1      4.6         2.8      11.4   10.1       1.2    1.1        .2     .2      10.7   11.2
2007......      |      100.0       3.2     12.3    36.6     29.4     11.8      4.5         2.2      10.6    7.7       1.1     .9        .3     .3      10.7   11.5
2008......      |      100.0       7.4     15.2    35.0     27.0      9.9      3.8         1.6       9.0    1.5       1.0     .2        .4     .6      10.6   11.2
2009......      |      100.0      12.2     19.7    34.8     22.4      7.9      2.0         1.1       7.0   -2.0        .7    -.2        .8    1.2      10.8   11.1

2005: Q1...     |       n.a.      n.a.     n.a.    n.a.     n.a.     n.a.     n.a.        n.a.       3.0    2.9        .3     .3        .0     .0      10.9   10.5
      Q2...     |       n.a.      n.a.     n.a.    n.a.     n.a.     n.a.     n.a.        n.a.       5.9    5.6        .6     .6        .1     .1      11.1   10.7
      Q3...     |       n.a.      n.a.     n.a.    n.a.     n.a.     n.a.     n.a.        n.a.       9.0    8.3        .9     .8        .1     .1      11.0   10.7
      Q4...     |       n.a.      n.a.     n.a.    n.a.     n.a.     n.a.     n.a.        n.a.      11.8   10.7       1.2    1.1        .2     .2      10.7   10.7

2006: Q1...     |       n.a.      n.a.     n.a.    n.a.     n.a.     n.a.     n.a.        n.a.       3.0    2.7        .3     .3        .0     .0      10.8   10.7
      Q2...     |       n.a.      n.a.     n.a.    n.a.     n.a.     n.a.     n.a.        n.a.       6.1    5.7        .6     .6        .1     .1      10.7   10.8
      Q3...     |       n.a.      n.a.     n.a.    n.a.     n.a.     n.a.     n.a.        n.a.       9.0    8.0        .9     .9        .1     .1      10.9   11.2
      Q4...     |       n.a.      n.a.     n.a.    n.a.     n.a.     n.a.     n.a.        n.a.      11.4   10.1       1.2    1.1        .2     .2      10.7   11.2

2007: Q1...     |       n.a.      n.a.     n.a.    n.a.     n.a.     n.a.     n.a.        n.a.       2.8    2.3        .3     .3        .0     .0      10.8   11.3
      Q2...     |       n.a.      n.a.     n.a.    n.a.     n.a.     n.a.     n.a.        n.a.       5.7    4.6        .6     .5        .1     .1      10.7   11.3
      Q3...     |       n.a.      n.a.     n.a.    n.a.     n.a.     n.a.     n.a.        n.a.       8.4    6.6        .9     .7        .2     .1      10.9   11.5
      Q4...     |       n.a.      n.a.     n.a.    n.a.     n.a.     n.a.     n.a.        n.a.      10.6    7.7       1.1     .9        .3     .3      10.7   11.5

2008: Q1...     |       n.a.      n.a.     n.a.    n.a.     n.a.     n.a.     n.a.        n.a.       3.0    1.5        .3     .2        .1     .1      10.9   11.5
      Q2...     |       n.a.      n.a.     n.a.    n.a.     n.a.     n.a.     n.a.        n.a.       5.6    2.5        .6     .3        .1     .2      10.5   11.3
      Q3...     |       n.a.      n.a.     n.a.    n.a.     n.a.     n.a.     n.a.        n.a.       7.6    2.4        .8     .3        .3     .3      10.6   11.2
      Q4...     |       n.a.      n.a.     n.a.    n.a.     n.a.     n.a.     n.a.        n.a.       9.0    1.5       1.0     .2        .4     .6      10.6   11.2

2009: Q1...     |       n.a.      n.a.     n.a.    n.a.     n.a.     n.a.     n.a.        n.a.       1.8     .5        .2     .0        .2     .2      10.7   11.2
      Q2...     |       n.a.      n.a.     n.a.    n.a.     n.a.     n.a.     n.a.        n.a.       3.7    -.3        .4     .0        .3     .5      10.7   11.1
      Q3...     |       n.a.      n.a.     n.a.    n.a.     n.a.     n.a.     n.a.        n.a.       5.5    -.5        .6    -.1        .5     .8      11.1   11.2
      Q4...     |       n.a.      n.a.     n.a.    n.a.     n.a.     n.a.     n.a.        n.a.       7.0   -2.0        .7    -.2        .8    1.2      10.8   11.1
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   Note. Agricultural and other banks are defined in the introduction to section B; small banks have less than $500 million in assets. Total primary and secondary
capital (items that are available at the end of the period specified) are measured as a percentage of total assets. Data are cumulative through the end of the
quarter indicated.
   n.a. Not available.

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