C.1. Non-real-estate Farm Lending Compared with a Year Earlier
Percent
___________________________________________________________________________________________________________________________________________

                        Demand for loans       Funds availability     Loan repayment rate    Renewals or extensions   Collateral required
             ______________________________________________________________________________________________________________________________

Quarter              Lower    Same   Higher  Lower    Same   Higher  Lower    Same   Higher  Lower    Same   Higher  Lower    Same   Higher
___________________________________________________________________________________________________________________________________________

                                    Seventh (Chicago) Federal Reserve District (IL*, IN*, IA, MI*, WI*)
___________________________________________________________________________________________________________________________________________
2002: Q4...     |        23      52      25       6      58      36      29      55      16      14      60      25       0      81      18
                                                                                                                                           
2003: Q1...     |        22      46      31       6      57      36      31      60       9       7      61      31       1      73      26
      Q2...     |        24      53      23       4      54      42      22      71       6       6      70      24       1      80      19
      Q3...     |        22      61      17       6      59      35      21      72       7       8      72      20       0      86      14
      Q4...     |        22      59      19       4      65      31      15      65      19      14      70      15       0      89      10
                                                                                                                                           
2004: Q1...     |        16      53      31       5      59      36      10      52      38      28      65       7       1      90       9
      Q2...     |        23      54      23       9      65      26       6      71      24      21      72       7       1      91       8
      Q3...     |        17      58      25      12      65      23       7      74      19      21      71       8       1      91       8
      Q4...     |        19      53      28       7      65      28       8      58      34      30      64       6       1      93       6
___________________________________________________________________________________________________________________________________________

                                Tenth (Kansas City) Federal Reserve District (CO, KS, MO*, NE, NM*, OK, WY)
___________________________________________________________________________________________________________________________________________
2002: Q4...     |        20      56      24       8      69      23      38      54       8       1      58      41       0      75      25
                                                                                                                                           
2003: Q1...     |        21      52      26       5      71      24      49      48       4       1      50      48       0      71      29
      Q2...     |        19      58      23       5      66      28      26      64      10       6      67      27       0      78      22
      Q3...     |        22      63      15       4      73      22      20      67      14       6      73      21       0      84      16
      Q4...     |        18      63      19       5      71      24      11      66      23      10      76      14       0      86      14
                                                                                                                                           
2004: Q1...     |        20      60      20       3      73      24      10      67      23      13      71      16       0      86      14
      Q2...     |        17      59      24       9      74      17       9      76      15       7      80      13       0      86      14
      Q3...     |        14      60      26      11      74      15       8      77      16      10      82       8       0      91       9
      Q4...     |        12      60      29       8      81      11       7      68      24      13      75      13       0      90      10
___________________________________________________________________________________________________________________________________________

                                         Eleventh (Dallas) Federal Reserve District (LA*, NM*, TX)
___________________________________________________________________________________________________________________________________________
2002: Q4...     |        22      61      16       6      74      20      21      69      10       7      73      20       0      79      21
                                                                                                                                           
2003: Q1...     |        25      63      12       6      68      26      19      73       8       8      73      19       0      80      19
      Q2...     |        19      66      15       3      69      28      15      75      10       8      77      15       0      81      19
      Q3...     |        21      65      14       6      70      24      12      78      10       8      78      14       1      83      16
      Q4...     |        19      68      13       1      73      26       5      80      15      13      77      10       0      84      16
                                                                                                                                           
2004: Q1...     |        19      62      18       4      75      22       4      76      20      17      76       7       0      92       8
      Q2...     |        19      67      14       3      77      21       4      84      12      12      83       5       0      88      12
      Q3...     |        18      62      20       7      75      18       6      83      11      14      84       2       0      92       7
      Q4...     |        11      73      15       2      77      21       8      75      17      17      78       5       0      94       6
___________________________________________________________________________________________________________________________________________

31






C.1. Non-real-estate Farm Lending Compared with a Year Earlier (continued)
Percent
___________________________________________________________________________________________________________________________________________

                        Demand for loans       Funds availability     Loan repayment rate    Renewals or extensions   Collateral required
             ______________________________________________________________________________________________________________________________

Quarter              Lower    Same   Higher  Lower    Same   Higher  Lower    Same   Higher  Lower    Same   Higher  Lower    Same   Higher
___________________________________________________________________________________________________________________________________________

                                  Ninth (Minneapolis) Federal Reserve District (MI*, MN, MT, ND, SD, WI*)
___________________________________________________________________________________________________________________________________________
2002: Q4...     |        22      55      23       6      64      31      28      56      16      13      57      30       0      80      20
                                                                                                                                           
2003: Q1...     |        21      57      21       5      69      26      34      52      14      10      60      30       1      80      20
      Q2...     |        18      51      31       3      76      21      20      73       7       7      69      24       1      81      19
      Q3...     |        17      65      18       3      74      23      15      70      16      10      70      19       0      87      13
      Q4...     |        18      62      20       2      73      25       9      62      30      14      74      12       0      92       8
                                                                                                                                           
2004: Q1...     |        21      61      18       4      75      21       5      62      33      24      66      10       0      95       5
      Q2...     |        13      54      33       6      85       9       5      70      24      13      80       7       0      96       4
      Q3...     |        11      67      21       9      81      10       5      79      16       8      86       6       1      92       8
      Q4...     |        14      56      30       6      76      17      10      62      28      12      79       9       0      95       5
___________________________________________________________________________________________________________________________________________

                                     Fifth (Richmond) Federal Reserve District (MD, NC, SC, VA, WV*) 
___________________________________________________________________________________________________________________________________________
2002: Q4...     |        24      62      14       5      67      29      38      62       0       0      67      33       0      62      38
                                                                                                                                           
2003: Q1...     |        36      55       9       5      68      27      27      73       0       5      77      18       0      59      41
      Q2...     |        27      73       0       5      62      33      23      77       0       9      68      23       9      55      36
      Q3...     |        14      86       0       0      73      27      23      77       0       5      68      27       0      68      32
      Q4...     |        26      70       4       9      61      30      30      70       0       9      78      13       0      70      30
                                                                                                                                           
2004: Q1...     |        31      62       8       8      73      19      15      85       0      12      85       4       4      76      20
      Q2...     |        19      77       4       0      85      15       4      92       4      12      88       0       0      77      23
      Q3...     |        41      56       4       4      67      30       7      78      15       4      93       4       0      72      28
      Q4...     |        19      73       8       8      85       8       8      85       8      19      73       8       4      85      12
___________________________________________________________________________________________________________________________________________

                          Twelfth (San Francisco) Federal Reserve District (AL, AZ, CA, HI, ID, NV, OR, UT, WA) 
___________________________________________________________________________________________________________________________________________
2002: Q4...     |      n.a.    n.a.    n.a.    n.a.    n.a.    n.a.    n.a.    n.a.    n.a.    n.a.    n.a.    n.a.    n.a.    n.a.    n.a.
                                                                                                                                           
2003: Q1...     |        17      42      42      13      58      29      30      61       9       0      71      29       0      50      50
      Q2...     |        15      58      27       4      73      23      16      80       4       4      77      19       0      77      23
      Q3...     |        25      63      13       8      71      21      25      58      17       0      75      25       0      79      21
      Q4...     |        22      43      35       0      74      26      22      65      13       4      78      17       0      83      17
                                                                                                                                           
2004: Q1...     |         9      55      36       0      77      23       9      86       5      14      64      23       0      86      14
      Q2...     |         9      61      30       4      70      26      13      65      22       0      78      22       0      91       9
      Q3...     |        18      59      23       5      86      10       0      76      24      14      76      10       0      90      10
      Q4...     |        17      48      35       4      91       4       0      73      27       9      65      26       4      83      13
___________________________________________________________________________________________________________________________________________
   * State falls only partly within the indicated Reserve District.
   n.a. Not available.
   Source. Federal Reserve Bank quarterly surveys of agricultural credit conditions at commercial banks.

32