A.11. Characteristics of Bank Loans to Farmers -- All Banks, by Risk Rating, May 3-7, 2010
Percent except as noted
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Loan characteristic                                All     Minimal    Low    Moderate  Acceptable  Special  Not rated  Not reported
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Volume of loans (thousands of dollars)          1,532,822  149,506  153,298   539,342     376,304  168,395      2,893       143,083
Number of loans                                    28,299    1,971    3,556    12,436       5,146    1,264         44         3,882
Weighted average maturity (months) 1                23.76    49.09    22.06     20.00       23.66    14.47       4.23         24.36
Weighted average repricing interval (months) 2       8.17    13.57    13.94      6.25        3.02     9.75       1.74         15.41
Weighted average risk rating 3                       3.19     1.00     2.00      3.00        4.00     5.00       n.a.          n.a.

Weighted average interest rate 4                     5.33     5.29     6.25      5.20        4.96     5.23       2.96          5.98
  Standard error 5                                    .17      .44      .25       .19         .37      .52        .98           .21
  Interquartile range 6
    75th percentile                                  6.52     6.51     7.26      6.50        6.40     7.00       3.55          6.64
    25th percentile                                  4.08     4.33     5.29      4.26        3.59     3.43       1.31          5.27
  Purpose of loan
    Feeder livestock                                 5.33     6.05     5.51      5.28        4.99     4.49       5.36          5.15
    Other livestock                                  7.56     7.19     5.53      5.17        3.72     n.a.       6.86          5.56
    Other current operating expenses 7               5.74     6.06     5.58      5.12        4.46     3.55       6.16          6.12
    Farm machinery and equipment                     6.55     7.24     5.83      4.24        7.22     n.a.       6.87          6.26
    Farm real estate                                 5.88     5.94     6.11      6.28        6.96     n.a.       5.28          4.51
    Other 8                                          3.00     7.23     3.44      4.84        4.35     2.73       5.90          4.87

Share of total loan volume
  Features of loan
    Floating rates                                  71.12    66.46    44.58     73.77       86.84    73.30      50.10         50.98
    Under commitment                                72.58    69.63    60.68     76.68       86.22    83.99      58.83         23.91
    Callable                                        22.20     7.21    21.77     37.50       10.38    20.73       n.a.         13.97
    Subject to prepayment penalty                   16.62    21.24     4.21     16.24       15.45    41.85       n.a.           .22
  Purpose of loan
    Feeder livestock                                 6.42     2.46    17.23      4.64        4.16     1.36       n.a.         17.68
    Other livestock                                  5.43     3.23     1.81      4.13        6.84    13.94       n.a.          2.85
    Other current operating expenses 7              46.93    46.97    56.35     59.61       31.75    28.59      28.39         50.88
    Farm machinery and equipment                     6.90    10.65     3.27      6.19        5.03    13.68       n.a.          6.65
    Farm real estate                                 7.11    13.94     1.60      6.07        2.02    20.59       n.a.          7.50
    Other 8                                         27.21    22.76    19.74     19.36       50.21    21.84      71.61         14.44
  Type of collateral
    Farm real estate                                14.71    17.99    11.83     10.73       10.90    23.63      10.96         29.00
    Other                                           83.27    79.26    84.44     86.65       88.30    76.36      69.56         68.67
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   For explanation of footnotes, see table A.8.
   n.a. Not available.

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