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Exhibit 10.36 122




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FORM OFFIRST CHARTER CORPORATION RESTRICTED STOCK AWARD AGREEMENT This Agreement is entered into this _________day of _________, _________, by and between First Charter
Corporation (the Corporation), a corporation organized and existing under the laws of the State
of North Carolina and having its principal place of business in Cabarrus County, North Carolina,
and , a citizen and resident of  County, [ State ] (the Participant). WHEREAS, the Participant is a key employee of the Corporation or of First Charter Bank (the
Bank) and has been selected to participate in the First Charter Corporation Restricted Stock
Award Program effective as of April 25, 1995 (the Program); and WHEREAS, the Corporation and the Participant have agreed to enter into this agreement (the
Agreement) pursuant to the provisions of the Program to establish certain rights and obligations
of the parties; NOW, THEREFORE, the parties agree as follows: 1. Acceptance of the Program. The Participant accepts participation in the Program,
the terms of which are hereby fully incorporated by reference. The Participant acknowledges
receipt of a copy of the Program and agrees to be bound by such Program. In the event of a
conflict between this Agreement and the Program, the Program shall control. The Named Fiduciary,
as defined in the Program, retains the absolute right to interpret the Program and this Agreement,
and all decisions by the Named Fiduciary on such interpretation shall be final and binding and
shall not be subject to review. Capitalized terms used in this Agreement and not otherwise defined
herein shall have the same definitions as set forth in the Program. 2. The Participant. The Participants full name, address and social security number
are as follows: Phone Number 
 3. Participants Effective Date. Pursuant to Section 3 of the Program, the effective
date for the Participant shall be _________, _________. 4. Grant of Restricted Stock. Pursuant to Section 4.1 of the Program and subject to
the provisions set forth herein and in the Program, the Corporation hereby grants to the
Participant ___() Shares of Restricted Stock. 5. Vesting Schedule. Pursuant to Section 4.2 of the Program and subject to Section
4.3 thereof, the following Vesting Schedule shall apply to all Restricted Stock granted under the
Program. Vested PercentageVesting Credits
    
    of Restricted Stock
 [ Pursuant to terms of Award] 123




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6. Vesting Credit. Pursuant to Section 4.2 of the Program, a Vesting Credit shall
accrue for the Participant for each fiscal year of the Corporation at the end of which the
Participant is employed by the Corporation. 7. Vesting Period. Pursuant to Section 4.2 of the Program, the Vesting Period for the
Participant shall begin on the Participants Effective Date and end on _________, _________. 8. Option of Payment of Taxes and Other Liabilities. Pursuant to Section 11(d) of the
Program, the Participant may satisfy any income tax or other withholding requirements by electing
to have a number of shares withheld from the share of Restricted Stock otherwise issuable upon the
granting or vesting of such Restricted Stock, as the case may be, equal in value to the aggregate
withholding tax or other liabilities. Except as otherwise provided in the Program, neither the Participant nor his Personal
Representative may sell, transfer, assign, pledge, hypothecate or otherwise dispose of, grant a
security interest in or encumber any shares of Restricted Stock granted under the Program and
hereunder prior to the vesting thereof as set forth in the Program and this Agreement. This Agreement cannot be amended, altered or modified, except by written instrument duly
executed on behalf of the Corporation and by the Participant and may not be terminated except with
the written consent of the Corporation and the Participant. IN WITNESS WHEREOF, the parties have executed this Agreement on the date first written above. FIRST CHARTER CORPORATIONAttest:
    
    By:President and Chief Executive Officer(CORPORATE SEAL)Participant:
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