<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
UNAUDITED FINANCIAL STATEMETNS OF FIRST GEORGIA COMMUNITY CORP. FOR THE SIX-
MONTH PERIOD ENDED JUNE 30, 1997 FILED ON FORM 10-QSB AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               JUN-30-1997
<CASH>                                           9,235<F1>
<INT-BEARING-DEPOSITS>                       6,070,000
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                              0
<ALLOWANCE>                                          0
<TOTAL-ASSETS>                               7,471,835
<DEPOSITS>                                           0
<SHORT-TERM>                                    50,000
<LIABILITIES-OTHER>                          7,548,903<F2>
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             5
<OTHER-SE>                                   (127,073)
<TOTAL-LIABILITIES-AND-EQUITY>               7,471,835
<INTEREST-LOAN>                                      0
<INTEREST-INVEST>                                    0
<INTEREST-OTHER>                                99,696
<INTEREST-TOTAL>                                99,696
<INTEREST-DEPOSIT>                                   0
<INTEREST-EXPENSE>                               6,991
<INTEREST-INCOME-NET>                           92,705
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                124,994
<INCOME-PRETAX>                               (32,289)
<INCOME-PRE-EXTRAORDINARY>                    (32,289)
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                  (32,289)
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                       0
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                     0
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                    0
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
<FN>
<F1>As of June 30, 1997, neither the Company nor First Georgia Community Bank
had commenced their respective operations as a bank holding company or as a
commercial bank, and neither will do so unless final regulatory approvals are
obtained and the Bank is capitalized by the Company with the proceeds from the
Company's stock offering, which has been completed.
<F2>The amount shown for liabilities of the Company includes $7,541,930 of
stock subscription deposits which were released from escrow on July 7, 1997.
</FN>
        

</TABLE>