| Period | All banks | Negative income | 0-4 percent | 5-9 percent | 10-4 percent | 15-19 percent | 20-24 percent | 25 percent and over | Return on equity - Agricultural banks | Return on equity - Other Small Banks | Return to assets - Agricultural banks | Return to assets - Other small banks | Net charge-offs - Agriculturalbanks | Net charge-offs - Other small banks | Average capital ratio - Agricultural banks | Average capital ratio - Other small banks |
|--------|-----------|-----------------|-------------|-------------|--------------|---------------|---------------|---------------------|---------------------------------------|--------------------------------------|---------------------------------------|--------------------------------------|-------------------------------------|-------------------------------------|--------------------------------------------|-------------------------------------------|
| 1977   | .         | 1               | 4           | 16          | 45           | 28            | 5             | 1                   | 14                                    | 12                                   | 1                                     | 0.8                                  | 0.2                                 | 0.3                                 | 8.7                                        | 8.2                                       |
| 1978   | .         | 1               | 3           | 14          | 46           | 28            | 6             | 1                   | 14                                    | 13                                   | 1.1                                   | 0.9                                  | 0.2                                 | 0.3                                 | 8.9                                        | 8.3                                       |
| 1979   | .         | 1               | 2           | 8           | 36           | 38            | 12            | 3                   | 15                                    | 14                                   | 1.2                                   | 1                                    | 0.2                                 | 0.3                                 | 9                                          | 8.5                                       |
| 1980   | .         | 1               | 2           | 9           | 33           | 35            | 14            | 5                   | 16                                    | 14                                   | 1.3                                   | 1                                    | 0.3                                 | 0.4                                 | 9.2                                        | 8.6                                       |
| 1981   | .         | 2               | 3           | 12          | 33           | 32            | 13            | 6                   | 15                                    | 13                                   | 1.2                                   | 0.9                                  | 0.4                                 | 0.4                                 | 9.2                                        | 8.6                                       |
| 1982   | 100       | 4               | 5           | 15          | 33           | 28            | 11            | 4                   | 14                                    | 12                                   | 1.1                                   | 0.9                                  | 0.7                                 | 0.6                                 | 9.3                                        | 8.5                                       |
| 1983   | 100       | 7               | 7           | 18          | 36           | 24            | 7             | 2                   | 11                                    | 12                                   | 1                                     | 0.9                                  | 0.9                                 | 0.7                                 | 9.4                                        | 8.4                                       |
| 1984   | 100       | 13              | 9           | 23          | 36           | 15            | 3             | 1                   | 8                                     | 12                                   | 0.7                                   | 0.8                                  | 1.2                                 | 0.6                                 | 9.5                                        | 8.5                                       |
| 1985   | 100       | 18              | 11          | 22          | 33           | 13            | 3             | 1                   | 6                                     | 11                                   | 0.5                                   | 0.8                                  | 2.1                                 | 0.8                                 | 9.6                                        | 8.5                                       |
| 1986   | 100       | 19              | 14          | 27          | 28           | 9             | 2             | 1                   | 5                                     | 8                                    | 0.4                                   | 0.6                                  | 2.3                                 | 1.1                                 | 9.5                                        | 8.4                                       |
| 1987   | 100       | 13              | 13          | 31          | 31           | 9             | 2             | 1                   | 8                                     | 8                                    | 0.7                                   | 0.6                                  | 1.3                                 | 0.9                                 | 9.8                                        | 8.8                                       |
| 1988   | 100       | 9               | 9           | 30          | 36           | 12            | 3             | 2                   | 10                                    | 9                                    | 0.9                                   | 0.7                                  | 0.7                                 | 0.7                                 | 9.9                                        | 8.8                                       |
| 1989   | 100       | 5               | 7           | 29          | 38           | 14            | 4             | 3                   | 11                                    | 10                                   | 1                                     | 0.8                                  | 0.6                                 | 0.7                                 | 10.1                                       | 9                                         |
| 1990   | 100       | 4.9             | 7.5         | 33.4        | 37.6         | 12.9          | 2.6           | 1.1                 | 10.8                                  | 8.5                                  | 1                                     | 0.7                                  | 0.4                                 | 0.7                                 | 9.9                                        | 9                                         |
| 1991   | 100       | 4.3             | 7.6         | 32.2        | 39.2         | 13.3          | 2.5           | 0.9                 | 10.9                                  | 8.8                                  | 1                                     | 0.7                                  | 0.4                                 | 0.8                                 | 10.1                                       | 9.2                                       |
| 1992   | 100       | 2               | 5.3         | 25.3        | 41.1         | 19.6          | 5.1           | 1.6                 | 12.5                                  | 11.3                                 | 1.2                                   | 1                                    | 0.4                                 | 0.7                                 | 10.4                                       | 9.5                                       |
| 1993   | 100       | 1.6             | 5.9         | 27.8        | 40.4         | 18.4          | 4.6           | 1.3                 | 12.3                                  | 12.3                                 | 1.2                                   | 1.1                                  | 0.2                                 | 0.4                                 | 10.8                                       | 9.9                                       |
| 1994   | 100       | 1.5             | 5.9         | 31.4        | 40.1         | 16.9          | 3.3           | 0.9                 | 11.8                                  | 12.5                                 | 1.2                                   | 1.1                                  | 0.2                                 | 0.3                                 | 10.7                                       | 9.9                                       |
| 1995   | 100       | 1.4             | 5.7         | 37.1        | 39.6         | 13.4          | 2.3           | 0.6                 | 11.2                                  | 12.1                                 | 1.2                                   | 1.2                                  | 0.2                                 | 0.3                                 | 11.2                                       | 10.4                                      |
| 1996   | 100       | 2.1             | 5.6         | 33.4        | 41.6         | 14.2          | 2.6           | 0.5                 | 11.4                                  | 12.3                                 | 1.2                                   | 1.2                                  | 0.2                                 | 0.3                                 | 10.9                                       | 10.4                                      |
| 1997   | 100       | 1.6             | 5.9         | 34.5        | 39.7         | 14.2          | 3.1           | 1.1                 | 11.4                                  | 12.3                                 | 1.2                                   | 1.2                                  | 0.2                                 | 0.3                                 | 11                                         | 10.5                                      |
| 1998   | 100       | 2               | 8.7         | 35.6        | 35.5         | 13.4          | 3.5           | 1.3                 | 11.3                                  | 11.7                                 | 1.2                                   | 1.2                                  | 0.2                                 | 0.3                                 | 10.9                                       | 10.5                                      |
| 1999   | 100       | 2.9             | 7.9         | 34.8        | 33.3         | 14.2          | 4.9           | 1.9                 | 11.8                                  | 11.9                                 | 1.2                                   | 1.1                                  | 0.3                                 | 0.3                                 | 10.5                                       | 10.3                                      |
| 2000   | 100       | 2.4             | 8.9         | 35.3        | 33.5         | 13.8          | 4.2           | 1.8                 | 11.7                                  | 11.4                                 | 1.2                                   | 1.1                                  | 0.3                                 | 0.3                                 | 10.7                                       | 10.4                                      |
| 2001   | 100       | 3.1             | 12.6        | 37.6        | 28.6         | 13.1          | 3.7           | 1.3                 | 10.8                                  | 10.4                                 | 1.1                                   | 1                                    | 0.3                                 | 0.3                                 | 10.7                                       | 10.4                                      |
| 2002   | 100       | 3               | 10.7        | 35.1        | 31.4         | 13.5          | 4.6           | 1.7                 | 11.5                                  | 10.6                                 | 1.2                                   | 1.1                                  | 0.4                                 | 0.3                                 | 11                                         | 10.6                                      |
| 1988Q1 | .         | .               | .           | .           | .            | .             | .             | .                   | 3                                     | 2                                    | 0.3                                   | 0.2                                  | 0.1                                 | 0.2                                 | 10                                         | 8.9                                       |
| 1988Q2 | .         | .               | .           | .           | .            | .             | .             | .                   | 5                                     | 5                                    | 0.5                                   | 0.4                                  | 0.3                                 | 0.5                                 | 10.1                                       | 8.8                                       |
| 1988Q3 | .         | .               | .           | .           | .            | .             | .             | .                   | 8                                     | 7                                    | 0.8                                   | 0.6                                  | 0.5                                 | 0.5                                 | 10.3                                       | 8.9                                       |
| 1988Q4 | .         | .               | .           | .           | .            | .             | .             | .                   | 10                                    | 9                                    | 0.9                                   | 0.7                                  | 0.7                                 | 0.7                                 | 9.9                                        | 8.8                                       |
| 1989Q1 | .         | .               | .           | .           | .            | .             | .             | .                   | 3                                     | 3                                    | 0.3                                   | 0.3                                  | 0.1                                 | 0.1                                 | 10.2                                       | 8.9                                       |
| 1989Q2 | .         | .               | .           | .           | .            | .             | .             | .                   | 6                                     | 6                                    | 0.6                                   | 0.4                                  | 0.2                                 | 0.3                                 | 10.4                                       | 9.1                                       |
| 1989Q3 | .         | .               | .           | .           | .            | .             | .             | .                   | 9                                     | 8                                    | 0.9                                   | 0.7                                  | 0.3                                 | 0.4                                 | 10.4                                       | 9.1                                       |
| 1989Q4 | .         | .               | .           | .           | .            | .             | .             | .                   | 11                                    | 10                                   | 1                                     | 0.8                                  | 0.6                                 | 0.7                                 | 10.1                                       | 9                                         |
| 1990Q1 | .         | .               | .           | .           | .            | .             | .             | .                   | 3                                     | 3                                    | 0.3                                   | 0.2                                  | 0.1                                 | 0.1                                 | 10.2                                       | 9                                         |
| 1990Q2 | .         | .               | .           | .           | .            | .             | .             | .                   | 5.6                                   | 5                                    | 0.5                                   | 0.4                                  | 0.2                                 | 0.3                                 | 10.2                                       | 9                                         |
| 1990Q3 | .         | .               | .           | .           | .            | .             | .             | .                   | 8.5                                   | 7.2                                  | 0.8                                   | 0.6                                  | 0.3                                 | 0.5                                 | 10.3                                       | 9.1                                       |
| 1990Q4 | .         | .               | .           | .           | .            | .             | .             | .                   | 10.8                                  | 8.5                                  | 1                                     | 0.7                                  | 0.4                                 | 0.7                                 | 9.9                                        | 9                                         |
| 1991Q1 | .         | .               | .           | .           | .            | .             | .             | .                   | 2.9                                   | 2.4                                  | 0.3                                   | 0.2                                  | 0.1                                 | 0.2                                 | 10.1                                       | 9.1                                       |
| 1991Q2 | .         | .               | .           | .           | .            | .             | .             | .                   | 5.7                                   | 5.2                                  | 0.5                                   | 0.4                                  | 0.2                                 | 0.4                                 | 10.2                                       | 9.1                                       |
| 1991Q3 | .         | .               | .           | .           | .            | .             | .             | .                   | 8.5                                   | 7.4                                  | 0.8                                   | 0.6                                  | 0.2                                 | 0.5                                 | 10.3                                       | 9.2                                       |
| 1991Q4 | .         | .               | .           | .           | .            | .             | .             | .                   | 10.9                                  | 8.8                                  | 1                                     | 0.7                                  | 0.4                                 | 0.8                                 | 10.1                                       | 9.2                                       |
| 1992Q1 | .         | .               | .           | .           | .            | .             | .             | .                   | 3.4                                   | 3                                    | 0.3                                   | 0.2                                  | 0.1                                 | 0.1                                 | 10.3                                       | 9.3                                       |
| 1992Q2 | .         | .               | .           | .           | .            | .             | .             | .                   | 6.6                                   | 6                                    | 0.6                                   | 0.5                                  | 0.2                                 | 0.3                                 | 10.5                                       | 9.5                                       |
| 1992Q3 | .         | .               | .           | .           | .            | .             | .             | .                   | 9.9                                   | 8.8                                  | 1                                     | 0.8                                  | 0.2                                 | 0.4                                 | 10.7                                       | 9.6                                       |
| 1992Q4 | .         | .               | .           | .           | .            | .             | .             | .                   | 12.5                                  | 11.3                                 | 1.2                                   | 1                                    | 0.4                                 | 0.7                                 | 10.4                                       | 9.5                                       |
| 1993Q1 | .         | .               | .           | .           | .            | .             | .             | .                   | 3.5                                   | 3.6                                  | 0.3                                   | 0.3                                  | 0                                   | 0.1                                 | 10.7                                       | 9.8                                       |
| 1993Q2 | .         | .               | .           | .           | .            | .             | .             | .                   | 6.8                                   | 6.8                                  | 0.7                                   | 0.6                                  | 0.1                                 | 0.2                                 | 10.9                                       | 9.9                                       |
| 1993Q3 | .         | .               | .           | .           | .            | .             | .             | .                   | 9.9                                   | 9.8                                  | 1                                     | 0.9                                  | 0.1                                 | 0.3                                 | 11                                         | 10                                        |
| 1993Q4 | .         | .               | .           | .           | .            | .             | .             | .                   | 12.3                                  | 12.3                                 | 1.2                                   | 1.1                                  | 0.2                                 | 0.4                                 | 10.8                                       | 9.9                                       |
| 1994Q1 | .         | .               | .           | .           | .            | .             | .             | .                   | 3                                     | 3.1                                  | 0.3                                   | 0.3                                  | 0                                   | 0                                   | 11                                         | 10                                        |
| 1994Q2 | .         | .               | .           | .           | .            | .             | .             | .                   | 6.2                                   | 6.2                                  | 0.6                                   | 0.6                                  | 0.1                                 | 0.1                                 | 11                                         | 10                                        |
| 1994Q3 | .         | .               | .           | .           | .            | .             | .             | .                   | 9.2                                   | 9.5                                  | 0.9                                   | 0.9                                  | 0.1                                 | 0.2                                 | 11                                         | 10.1                                      |
| 1994Q4 | .         | .               | .           | .           | .            | .             | .             | .                   | 11.8                                  | 12.5                                 | 1.2                                   | 1.1                                  | 0.2                                 | 0.3                                 | 10.7                                       | 9.9                                       |
| 1995Q1 | .         | .               | .           | .           | .            | .             | .             | .                   | 2.9                                   | 3.1                                  | 0.3                                   | 0.3                                  | 0                                   | 0.1                                 | 11.1                                       | 10.3                                      |
| 1995Q2 | .         | .               | .           | .           | .            | .             | .             | .                   | 5.8                                   | 6.1                                  | 0.6                                   | 0.6                                  | 0.1                                 | 0.1                                 | 11.3                                       | 10.4                                      |
| 1995Q3 | .         | .               | .           | .           | .            | .             | .             | .                   | 8.8                                   | 9.4                                  | 0.9                                   | 0.9                                  | 0.1                                 | 0.2                                 | 11.4                                       | 10.4                                      |
| 1995Q4 | .         | .               | .           | .           | .            | .             | .             | .                   | 11.2                                  | 12.1                                 | 1.2                                   | 1.2                                  | 0.2                                 | 0.3                                 | 11.2                                       | 10.4                                      |
| 1996Q1 | .         | .               | .           | .           | .            | .             | .             | .                   | 3.1                                   | 3.3                                  | 0.3                                   | 0.3                                  | 0                                   | 0.1                                 | 11.1                                       | 10.4                                      |
| 1996Q2 | .         | .               | .           | .           | .            | .             | .             | .                   | 6.1                                   | 6.5                                  | 0.6                                   | 0.6                                  | 0.1                                 | 0.1                                 | 11                                         | 10.4                                      |
| 1996Q3 | .         | .               | .           | .           | .            | .             | .             | .                   | 9.2                                   | 9.5                                  | 0.9                                   | 0.9                                  | 0.2                                 | 0.2                                 | 11.1                                       | 10.4                                      |
| 1996Q4 | .         | .               | .           | .           | .            | .             | .             | .                   | 11.4                                  | 12.3                                 | 1.2                                   | 1.2                                  | 0.2                                 | 0.3                                 | 10.9                                       | 10.4                                      |
| 1997Q1 | .         | .               | .           | .           | .            | .             | .             | .                   | 3                                     | 3.2                                  | 0.3                                   | 0.3                                  | 0                                   | 0.1                                 | 11                                         | 10.5                                      |
| 1997Q2 | .         | .               | .           | .           | .            | .             | .             | .                   | 6                                     | 6.4                                  | 0.6                                   | 0.6                                  | 0.1                                 | 0.1                                 | 11.2                                       | 10.6                                      |
| 1997Q3 | .         | .               | .           | .           | .            | .             | .             | .                   | 9                                     | 9.6                                  | 1                                     | 1                                    | 0.2                                 | 0.2                                 | 11.3                                       | 10.7                                      |
| 1997Q4 | .         | .               | .           | .           | .            | .             | .             | .                   | 11.4                                  | 12.3                                 | 1.2                                   | 1.2                                  | 0.2                                 | 0.3                                 | 11                                         | 10.5                                      |
| 1998Q1 | .         | .               | .           | .           | .            | .             | .             | .                   | 3                                     | 3.3                                  | 0.3                                   | 0.3                                  | 0                                   | 0.1                                 | 11.2                                       | 10.5                                      |
| 1998Q2 | .         | .               | .           | .           | .            | .             | .             | .                   | 6.1                                   | 6.4                                  | 0.6                                   | 0.6                                  | 0.1                                 | 0.1                                 | 11.2                                       | 10.7                                      |
| 1998Q3 | .         | .               | .           | .           | .            | .             | .             | .                   | 8.9                                   | 9.1                                  | 1                                     | 0.9                                  | 0.1                                 | 0.2                                 | 11.4                                       | 10.8                                      |
| 1998Q4 | .         | .               | .           | .           | .            | .             | .             | .                   | 11.3                                  | 11.7                                 | 1.2                                   | 1.2                                  | 0.2                                 | 0.3                                 | 10.9                                       | 10.5                                      |
| 1999Q1 | .         | .               | .           | .           | .            | .             | .             | .                   | 2.9                                   | 3                                    | 0.3                                   | 0.3                                  | 0                                   | 0.1                                 | 11                                         | 10.5                                      |
| 1999Q2 | .         | .               | .           | .           | .            | .             | .             | .                   | 6                                     | 6.1                                  | 0.6                                   | 0.6                                  | 0.1                                 | 0.1                                 | 10.8                                       | 10.4                                      |
| 1999Q3 | .         | .               | .           | .           | .            | .             | .             | .                   | 9.1                                   | 8.9                                  | 0.9                                   | 0.9                                  | 0.2                                 | 0.2                                 | 10.8                                       | 10.4                                      |
| 1999Q4 | .         | .               | .           | .           | .            | .             | .             | .                   | 11.8                                  | 11.9                                 | 1.2                                   | 1.1                                  | 0.3                                 | 0.3                                 | 10.5                                       | 10.3                                      |
| 2000Q1 | .         | .               | .           | .           | .            | .             | .             | .                   | 3.2                                   | 3.1                                  | 0.3                                   | 0.3                                  | 0                                   | 0.1                                 | 10.5                                       | 10.2                                      |
| 2000Q2 | .         | .               | .           | .           | .            | .             | .             | .                   | 6.5                                   | 6.1                                  | 0.6                                   | 0.6                                  | 0.1                                 | 0.1                                 | 10.6                                       | 10.3                                      |
| 2000Q3 | .         | .               | .           | .           | .            | .             | .             | .                   | 9.3                                   | 8.9                                  | 0.9                                   | 0.9                                  | 0.1                                 | 0.2                                 | 10.7                                       | 10.4                                      |
| 2000Q4 | .         | .               | .           | .           | .            | .             | .             | .                   | 11.7                                  | 11.4                                 | 1.2                                   | 1.1                                  | 0.3                                 | 0.3                                 | 10.7                                       | 10.4                                      |
| 2001Q1 | .         | .               | .           | .           | .            | .             | .             | .                   | 2.8                                   | 2.8                                  | 0.3                                   | 0.3                                  | 0                                   | 0.1                                 | 11                                         | 10.5                                      |
| 2001Q2 | .         | .               | .           | .           | .            | .             | .             | .                   | 5.6                                   | 5.4                                  | 0.6                                   | 0.5                                  | 0.1                                 | 0.1                                 | 11                                         | 10.5                                      |
| 2001Q3 | .         | .               | .           | .           | .            | .             | .             | .                   | 8.2                                   | 7.9                                  | 0.9                                   | 0.8                                  | 0.2                                 | 0.2                                 | 11.2                                       | 10.6                                      |
| 2001Q4 | .         | .               | .           | .           | .            | .             | .             | .                   | 10.8                                  | 10.4                                 | 1.1                                   | 1                                    | 0.3                                 | 0.3                                 | 10.7                                       | 10.4                                      |
| 2002Q1 | .         | .               | .           | .           | .            | .             | .             | .                   | 3                                     | 2.9                                  | 0.3                                   | 0.3                                  | 0.1                                 | 0.1                                 | 10.8                                       | 10.4                                      |
| 2002Q2 | .         | .               | .           | .           | .            | .             | .             | .                   | 6                                     | 5.6                                  | 0.6                                   | 0.6                                  | 0.1                                 | 0.1                                 | 11.1                                       | 10.6                                      |
| 2002Q3 | .         | .               | .           | .           | .            | .             | .             | .                   | 8.9                                   | 8.3                                  | 0.9                                   | 0.8                                  | 0.2                                 | 0.2                                 | 11.2                                       | 10.7                                      |
| 2002Q4 | .         | .               | .           | .           | .            | .             | .             | .                   | 11.5                                  | 10.6                                 | 1.2                                   | 1.1                                  | 0.4                                 | 0.3                                 | 11                                         | 10.6                                      |
| 2003Q1 | .         | .               | .           | .           | .            | .             | .             | .                   | 3                                     | 2.9                                  | 0.3                                   | 0.3                                  | 0.1                                 | 0.1                                 | 11                                         | 10.6                                      |
| 2003Q2 | .         | .               | .           | .           | .            | .             | .             | .                   | 6                                     | 5.6                                  | 0.6                                   | 0.6                                  | 0.1                                 | 0.1                                 | 11.1                                       | 10.6                                      |
| 2003Q3 | .         | .               | .           | .           | .            | .             | .             | .                   | 8.9                                   | 8.5                                  | 0.9                                   | 0.8                                  | 0.2                                 | 0.2                                 | 11                                         | 10.7                                      |