B.8. Average Loan-Deposit Ratios at Agricultural Banks in Selected Federal Reserve Districts

Total Kansas 

(entire U.S.) Cleveland Atlanta Chicago St. Louis Minneapolis City D

Number Loans to Number Loans to Number Loans to Number Loans to Number Loans to Number Loans to Number Loans to Numbe

Period of banks deposits of banks deposits of banks deposits of banks deposits of banks deposits of banks deposits of banks deposits of bank

1991...... 3,938 .55 70 .64 130 .61 968 .57 466 .57 724 .57 1,130 .52 3

1992...... 3,843 .55 74 .64 129 .61 949 .57 452 .56 693 .58 1,090 .53 3

1993...... 3,707 .58 66 .65 126 .62 909 .60 429 .59 669 .62 1,062 .57 3

1994...... 3,530 .63 56 .71 124 .64 857 .64 398 .63 656 .67 1,012 .62 3

1995...... 3,352 .64 53 .72 118 .66 816 .65 375 .65 619 .68 959 .63 3

1996...... 3,239 .66 49 .77 113 .68 795 .68 363 .66 609 .70 928 .64 3

1997...... 3,101 .69 45 .75 113 .70 759 .72 346 .70 574 .72 890 .68 3

1998...... 2,968 .68 40 .76 99 .71 733 .71 321 .69 558 .71 868 .68 2

1999...... 2,866 .72 41 .85 93 .74 715 .75 300 .72 538 .74 838 .71 2

2000...... 2,767 .75 39 .86 92 .77 693 .78 293 .75 519 .76 796 .76 2

2001...... 2,683 .74 40 .79 83 .75 675 .75 283 .73 497 .76 776 .76 2

1996: Q1... 3,350 .64 52 .72 132 .67 804 .65 370 .65 620 .68 961 .63 3

 Q2... 3,339 .67 52 .76 135 .70 808 .67 380 .69 619 .71 944 .66 3

 Q3... 3,276 .67 50 .78 127 .71 794 .68 381 .69 611 .72 928 .66 3

 Q4... 3,239 .66 49 .77 113 .68 795 .68 363 .66 609 .70 928 .64 3

1997: Q1... 3,219 .66 45 .77 115 .70 782 .68 357 .66 603 .70 922 .64 3

 Q2... 3,202 .69 50 .80 129 .73 772 .71 359 .70 591 .74 910 .68 3

 Q3... 3,161 .70 51 .80 128 .74 771 .73 355 .72 583 .75 898 .69 3

 Q4... 3,101 .69 45 .75 113 .70 759 .72 346 .70 574 .72 890 .68 3

1998: Q1... 3,058 .69 45 .76 109 .71 740 .72 328 .69 570 .73 886 .68 3

 Q2... 3,065 .72 46 .77 110 .74 737 .75 341 .73 570 .77 889 .71 3

 Q3... 3,036 .72 46 .79 109 .75 733 .75 341 .73 569 .77 880 .72 2

 Q4... 2,968 .68 40 .76 99 .71 733 .71 321 .69 558 .71 868 .68 2

1999: Q1... 2,957 .69 42 .79 100 .72 720 .72 317 .69 550 .72 868 .68 2

 Q2... 2,872 .72 41 .85 93 .74 716 .75 302 .72 539 .74 838 .71 2

 Q3... 2,918 .74 44 .84 106 .75 716 .77 319 .74 547 .77 846 .72 2

 Q4... 2,866 .72 41 .85 93 .74 715 .75 300 .72 538 .74 838 .71 2

2000: Q1... 2,842 .73 41 .86 97 .75 705 .76 288 .71 536 .76 831 .72 2

 Q2... 2,834 .76 43 .89 96 .78 707 .79 306 .76 529 .80 814 .76 2

 Q3... 2,790 .77 42 .88 93 .80 698 .80 306 .77 523 .79 796 .76 2

 Q4... 2,767 .75 39 .86 92 .77 693 .78 293 .75 519 .76 796 .76 2

2001: Q1... 2,755 .75 40 .84 95 .75 696 .78 282 .73 514 .76 798 .76 2

 Q2... 2,736 .77 41 .84 95 .76 682 .78 291 .76 508 .80 791 .77 2

 Q3... 2,725 .77 43 .82 100 .77 683 .78 296 .76 506 .80 778 .77 2

 Q4... 2,683 .74 40 .79 83 .75 675 .75 283 .73 497 .76 776 .76 2

2002: Q1... 2,653 .74 40 .79 84 .74 664 .76 273 .72 498 .77 770 .76 2

 Q2... 2,637 .77 40 .79 89 .77 654 .77 284 .75 494 .81 762 .78 2

 Q3... 2,625 .77 37 .79 89 .78 657 .78 289 .77 497 .82 753 .79 2

 Note. The loan-deposit ratio is defined as total loans divided by total deposits. Agricultural banks are defined as banks with a farm loan ratio at least as described in the introduction to section B. Yearly data are as of December 31. Quarterly data are as of end of quarter.28