**UNITED STATESSECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**FORM 10-K**

(Mark One)

**x****  ANNUAL REPORT PURSUANT TO SECTION13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934**

**For the fiscal year ended December 31, 2019or**

**o**** ****TRANSITIONREPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934**

**For the transition period from _____ to _____Commission file number of the issuing entity: 333-226486-03**

**Central Index Key Number of the issuing entity:0001763333**

**BANK 2019-BNK16**

**(exact name of the issuing entity as specified in itscharter)**

** **

**Central Index Key Number of the depositor: 0000850779**

**Wells Fargo Commercial MortgageSecurities, Inc.**

**(exact name of the depositor as specified in itscharter)**

** **

**Central Index Key Number of the sponsor: 0000740906**

**Wells Fargo Bank, NationalAssociation**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0001102113**

**Bank of America, NationalAssociation**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0001541557**

**Morgan Stanley Mortgage CapitalHoldings LLC**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0001577313**

**National Cooperative Bank, N.A.**

**(exact name of the sponsor as specified in its charter)**

** **

| **New York****(State or other jurisdiction of  incorporation or organization of**

**the issuing entity)** | **38-4104362**

**38-4104363**

**(I.R.S. Employer**

**Identification Numbers)** |
|------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------|

**c/o Wells Fargo Bank, National Association**

**as Certificate Administrator**

**9062 Old Annapolis Road**

**Columbia, MD**

**(Address of principalexecutive offices of the issuing entity)**

**21045**

**(Zip Code)**

**Registrant’s telephone number,including area code:**

**(704) 374-6161**

Securities registered pursuant to Section 12(b) of the Act:

| Title of each class | Trading Symbol(s) | Name of each  exchange on which registered |
|---------------------|-------------------|--------------------------------------------|
| None                |              |                                       |

Securities registered pursuant to Section 12(g) of theAct:  None.

Indicate by check mark if the registrant is a well-knownseasoned issuer, as defined in Rule 405 of the Securities Act.  o Yes ⌧No

Indicate by check mark if the registrant is not required tofile reports pursuant to Section 13 or Section 15(d) of the Act.  o Yes ⌧No

Indicate by check mark whether the registrant (1) has filedall reports required to be filed by Section 13 or 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12 months (or for such shorter periodthat the registrant was required to file such reports), and (2) has beensubject to such filing requirements for the past 90 days.  ⌧ Yes oNo

Indicate by check mark whether the registrant has submittedelectronically and posted on its corporate Web site, if any, every InteractiveData File required to be submitted and posted pursuant to Rule 405 ofRegulation S-T (Section 232.405 of this chapter) during the preceding 12 months(or for such shorter period that the registrant was required to submit and postsuch files).

Not applicable.

Indicate by check mark if disclosure of delinquent filerspursuant to Item 405 of Regulation S-K (Section 229.405 of this chapter) is notcontained herein, and will not be contained, to the best of registrant’sknowledge, in definitive proxy or information statements incorporated byreference in Part III of this Form 10-K or any amendment to this Form10-K.   

Not applicable.

Indicate by check mark whether the registrant is a largeaccelerated filer, an accelerated filer, a non-accelerated filer, a smallerreporting company, or an emerging growth company. See the definitions of “largeaccelerated filer,” “accelerated filer,” “smaller reporting company,” and“emerging growth company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer       o                                       Acceleratedfiler                                                                        o

Non-acceleratedfiler         ⌧  (Do not check if a smaller reportingcompany)                                       Smaller reportingcompany                                                        o

                                                                              Emerging growth company                                                        o

If an emerging growth company, indicate by check mark if theregistrant has elected not to use the extended transition period for complyingwith any new or revised financial accounting standards provided pursuant toSection 13(a) of the Exchange Act.  o

Indicate by check mark whether the registrant is a shellcompany (as defined in Rule 12b-2 of the Act).  o Yes ⌧ No

State the aggregate market value of the voting and non-votingcommon equity held by non-affiliates computed by reference to the price atwhich the common equity was last sold, or the average bid and asked price ofsuch common equity, as of the last business day of the registrant’s mostrecently completed second fiscal quarter.

Not applicable.

Indicate by check mark whether the registrant has filed alldocuments and reports required to be filed by Section 12, 13 or 15(d) of theSecurities Exchange Act of 1934 subsequent to the distribution of securitiesunder a plan confirmed by a court.  oYes oNo

Not applicable.

Indicate the number of shares outstanding of each of theregistrant’s classes of common stock, as of the latest practicable date.

Not applicable.

**DOCUMENTS INCORPORATED BY REFERENCE**

** **

List hereunder the following documents if incorporated byreference and the Part of the Form 10-K (e.g., Part I, Part II, etc.) intowhich the document is incorporated: (1) Any annual report to security holders;(2) Any proxy or information statement; and (3) Any prospectus filed pursuantto Rule 424(b) or (c) under the Securities Act of 1933. The listed documentsshould be clearly described for identification purposes (e.g., annual report tosecurity holders for fiscal year ended December 24, 1980).

Not applicable.

 

** **

**EXPLANATORY NOTES**

The One AT&T Mortgage Loan, the RegionsTower Mortgage Loan, the Carriage Place Mortgage Loan and the Residence InnNational Portfolio Mortgage Loan, which constituted approximately 7.3%, 4.4%,2.1% and 1.7%, respectively, of the asset pool of the issuing entity as of itscut-off date, are each an asset of the issuing entity and are each part of aloan combination that includes (a) with respect to the One AT&T MortgageLoan which is an asset of the issuing entity and one other *pari passu*loan, which is not an asset of the issuing entity, (b) with respect to theRegions Tower Mortgage Loan which is an asset of the issuing entity and one other*pari passu* loan, which is not an asset of the issuing entity, (c) withrespect to the Carriage Place Mortgage Loan which is an asset of the issuingentity and one other *pari passu* loan, which is not an asset of theissuing entity and (d) with respect to the Residence Inn National PortfolioMortgage Loan which is an asset of the issuing entity and two other *paripassu* loans, which are not assets of the issuing entity. These loancombinations, including the One AT&T Mortgage Loan, the Regions TowerMortgage Loan, the Carriage Place Mortgage Loan and the Residence Inn NationalPortfolio Mortgage Loan, are being serviced and administered pursuant to thePooling and Servicing Agreement, which is incorporated by reference as Exhibit4.1 to this Annual Report on Form 10-K. 

The Exhibit Index describesexhibits provided by certain parties (in their capacities indicated on theExhibit Index) with respect to the Millennium Partners Portfolio Mortgage Loan,which constituted approximately 6.7% of the asset pool of the issuing entity asof its cut-off date.  The Millennium Partners Portfolio Mortgage Loan isan asset of the issuing entity and is part of a loan combination that includesthe Millennium Partners Portfolio Mortgage Loan and nine other companion loans,which are not assets of the issuing entity. A portion of the loan combinationwas securitized in the Morgan Stanley Capital I Trust MSC 2018-MP transaction(the “MSC 2018-MP Transaction”). This loan combination, including theMillennium Partners Portfolio Mortgage Loan, is being serviced and administeredpursuant to the trust and servicing agreement for the MSC 2018-MP Transaction,which is incorporated by reference as Exhibit 4.2 to this Annual Report on Form10-K.

The Exhibit Index describesexhibits provided by certain parties (in their capacities indicated on theExhibit Index) with respect to the Prudential - Digital Realty PortfolioMortgage Loan, which constituted approximately 1.0% of the asset pool of theissuing entity as of its cut-off date.  The Prudential - Digital RealtyPortfolio Mortgage Loan is an asset of the issuing entity and is part of a loancombination that includes the Prudential - Digital Realty Portfolio MortgageLoan and five other *pari passu* loans, which are not assets of theissuing entity. A *pari passu* portion of the loan combination wassecuritized in the BANK 2018-BNK14 transaction, Commission File Number333-206582-16 (the “BANK 2018-BNK14 Transaction”). This loancombination, including the Prudential - Digital Realty Portfolio Mortgage Loan,is being serviced and administered pursuant to the pooling and servicingagreement for the BANK 2018-BNK14 Transaction, which is incorporated byreference as Exhibit 4.3 to this Annual Report on Form 10-K.

The Exhibit Index describesexhibits provided by certain parties (in their capacities indicated on theExhibit Index) with respect to the Penske Distribution Center Mortgage Loan,which constituted approximately 3.1% of the asset pool of the issuing entity asof its cut-off date.  The Penske Distribution Center Mortgage Loan is anasset of the issuing entity and is part of a loan combination that includes thePenske Distribution Center Mortgage Loan and one other *pari passu* loan,which is not an asset of the issuing entity. The other *pari passu*portion of the loan combination was securitized in the Morgan Stanley Capital ITrust 2018-H4 transaction, Commission File Number 333-227446-01 (the “MSC2018-H4 Transaction”). This loan combination, including the PenskeDistribution Center Mortgage Loan, is being serviced and administered pursuantto the pooling and servicing agreement for the MSC 2018-H4 Transaction, whichis incorporated by reference as Exhibit 4.4 to this Annual Report on Form 10-K.

The master servicer of a poolingand servicing agreement or trust and servicing agreement also functions as theprimary servicer of the related mortgage loans serviced and administeredpursuant to such agreement unless a separate primary servicer is identifiedherein.  If this report does not identify a separate primary servicer, theservicer compliance statement provided by the master servicer under any suchagreement also encompasses its responsibilities as primary servicer of therelated mortgage loan or mortgage loans.

Wells Fargo Bank, NationalAssociation is the general master servicer and certificate administrator of themortgage loans serviced under the Pooling and Servicing Agreement, the primaryservicer and special servicer of the Millennium Partners Portfolio MortgageLoan and the primary servicer of the Prudential - Digital Realty PortfolioMortgage Loan. As a result, Wells Fargo Bank, National Association is a“servicer” as defined in Item 1108(a)(2)(iii) of Regulation AB, in thecapacities described above, because it is servicing mortgage loans thatconstituted 10% or more of the assets of the issuing entity as of its cut-offdate. The assessments of compliance with applicable servicing criteria,accountants’ attestation reports and servicer compliance statements deliveredby Wells Fargo Bank, National Association in the capacities described above arelisted in the Exhibit Index.

National Cooperative Bank, N.A.,the NCB master servicer and NCB special servicer, is also a sponsor. Therefore,the Depositor included in this Annual Report on Form 10-K a servicer compliancestatement for National Cooperative Bank, N.A. pursuant to Item 1123. Because National Cooperative Bank, N.A. is servicing less than 5% of the poolassets, an assessment of compliance with applicable servicing criteria and an accountants’attestation report pursuant to Item 1122 of Regulation AB are not required byRegulation AB. As the attestation made in the servicer compliance statementrequired by Item 1123 relates to a review of the servicing activities ofNational Cooperative Bank, N.A. under the applicable servicing agreement, andthat review was conducted in conjunction with the servicer’s preparation of itsassessment of compliance with applicable servicing criteria, that assessment ofcompliance with applicable servicing criteria and the accompanying accountants’attestation report are included in this Annual Report on Form 10-K for the sakeof completeness.

Wells Fargo Bank, National Association is the custodian ofthe mortgage loans serviced under the Pooling and Servicing Agreement, theMillennium Partners Portfolio Mortgage Loan, the Penske Distribution CenterMortgage Loan and the Prudential - Digital Realty Portfolio MortgageLoan.  As a result, Wells Fargo Bank, National Association is a servicingfunction participant in the capacities described above, because it is servicingmortgage loans that constituted 5% or more of the assets of the issuing entityas of its cut-off date. The assessments of compliance with applicable servicingcriteria and accountants’ attestation reports delivered by Wells Fargo Bank,National Association in the capacities described above are listed in theExhibit Index.

Park Bridge Lender Services LLC is the operating advisor ofthe mortgage loans serviced under the Pooling and Servicing Agreement, thePenske Distribution Center Mortgage Loan and the Prudential - Digital RealtyPortfolio Mortgage Loan.  As a result, Park Bridge Lender Services LLC isa servicing function participant in the capacities described above, because itis servicing mortgage loans that constituted 5% or more of the assets of theissuing entity as of its cut-off date. The assessments of compliance withapplicable servicing criteria and accountants’ attestation reports delivered byPark Bridge Lender Services LLC in the capacities described above are listed inthe Exhibit Index.

Wilmington Trust, NationalAssociation acts as trustee of the mortgage loans serviced under the Poolingand Servicing Agreement, the Millennium Partners Portfolio Mortgage Loan andthe Prudential - Digital Realty Portfolio Mortgage Loan.  Pursuant to thePooling and Servicing Agreement, the trust and servicing agreement for the MSC2018-MP Transaction and the pooling and servicing agreement for the BANK2018-BNK14 Transaction, the trustee is required to provide an assessment ofcompliance with applicable servicing criteria solely with respect to Item1122(d)(2)(iii) of Regulation AB (regarding advances of funds or guaranteesregarding collections, cash flows or distributions, and any interest or otherfees charged for such advances, are made, reviewed and approved as specified inthe transaction agreements). However, during the reporting period, the trusteedid not perform any servicing function with respect to the servicing criteriaspecified in Item 1122(d)(2)(iii) of Regulation AB.  The master serviceror the special servicer, to the extent required, performed the servicingfunction identified with respect to Item 1122(d)(2)(iii) of Regulation AB, andeach such party included Item 1122(d)(2)(iii) of Regulation AB in theassessment of compliance with applicable servicing criteria and accountant’sattestation report for the subject transaction.  As a result, this AnnualReport on Form 10-K does not include an assessment of compliance with applicableservicing criteria of the trustee. One or more other servicers of the mortgageloans serviced under the Pooling and Servicing Agreement, the MillenniumPartners Portfolio Mortgage Loan and the Prudential - Digital Realty PortfolioMortgage Loan have delivered one or more assessments of compliance with respectto Item 1122(d)(2)(iii) of Regulation AB.

Wells Fargo Bank, NationalAssociation acts as trustee of the Penske Distribution Center MortgageLoan.  Pursuant to the pooling and servicing agreement for the MSC 2018-H4Transaction, the trustee is required to provide an assessment of compliancewith applicable servicing criteria solely with respect to Item 1122(d)(2)(iii)of Regulation AB (regarding advances of funds or guarantees regarding collections,cash flows or distributions, and any interest or other fees charged for suchadvances, are made, reviewed and approved as specified in the transactionagreements). However, during the reporting period, the trustee did not performany servicing function with respect to the servicing criteria specified in Item1122(d)(2)(iii) of Regulation AB.  The master servicer or the specialservicer, to the extent required, performed the servicing function identifiedwith respect to Item 1122(d)(2)(iii) of Regulation AB, and each such partyincluded Item 1122(d)(2)(iii) of Regulation AB in the assessment of compliancewith applicable servicing criteria and accountant’s attestation report for theSubject Transaction.  As a result, this Annual Report on Form 10-K doesnot include an assessment of compliance with applicable servicing criteria ofthe trustee. One or more other servicers of the mortgage loans serviced underthe Pooling and Servicing Agreement have delivered one or more assessments ofcompliance with respect to Item 1122(d)(2)(iii) of Regulation AB.

This Annual Report on Form 10-Kincludes assessments of compliance with applicable servicing criteria andaccountants’ attestation reports from CoreLogic Commercial Real EstateServices, Inc. and National Tax Search, LLC.  These entities were engagedby the master servicer under the Pooling and Servicing Agreement and theprimary servicer of the Millennium Partners Portfolio Mortgage Loan and thePrudential - Digital Realty Portfolio Mortgage Loan to remit tax paymentsreceived from the escrow accounts of borrowers to local taxing authorities, toreport tax amounts due, to verify tax parcel information, and to verifynon-escrow tax payments. These servicing functions are included within theservicing criteria set forth in Items 1122(d)(4)(xi) and 1122(d)(4)(xii) ofRegulation AB.  Therefore, under the principles-based definition of“servicer” set forth in Item 1101(j) of Regulation AB that looks to thefunctions that an entity performs, these vendors are “servicers” for thepurposes of Item 1122 of Regulation AB.  *See* Compliance andDisclosure Interpretations, Section 301.01 (Item 1101(j)).

Theassessments of compliance with applicable servicing criteria, accountants’attestation reports and servicer compliance statements of the certificateadministrator of the Millennium Partners Portfolio Mortgage Loan, thePrudential - Digital Realty Portfolio Mortgage Loan and the Penske DistributionCenter Mortgage Loan listed on the Exhibit Index are omitted from this Annual Reporton Form 10-K as the certificate administrator pursuant to the related poolingand servicing agreement or trust and servicing agreement does not perform anyactivities that address servicing criteria with respect to the issuing entityand because they are each not a “servicer” that meets the criteria in Item1108(a)(2)(i) through (iii) of Regulation AB.

With respect to the *pari passu*loan combinations that include the Prudential - Digital Realty PortfolioMortgage Loan and the Penske Distribution Center Mortgage Loan, (i) the reportson assessment of compliance with servicing criteria and attestation reports onassessment of compliance with servicing criteria of Rialto Capital Advisors,LLC as special servicer of the Prudential - Digital Realty Portfolio MortgageLoan, Midland Loan Services, a Division of PNC Bank, National Association asprimary servicer of the Penske Distribution Center Mortgage Loan and LNRPartners, LLC as special servicer of the Penske Distribution Center MortgageLoan, listed on the Exhibit Index are omitted from this Annual Report on Form10-K as they are not required to be included on this Annual Report on Form 10-Kper Instruction 3 to Item 1122 of Regulation AB because they are partiesperforming activities that address servicing criteria relating to 5% or less ofthe assets of the issuing entity; and (ii) the servicer compliance statementsof Rialto Capital Advisors, LLC as special servicer of the Prudential - DigitalRealty Portfolio Mortgage Loan, Midland Loan Services, a Division of PNC Bank,National Association as primary servicer of the Penske Distribution CenterMortgage Loan and LNR Partners, LLC as special servicer of the PenskeDistribution Center Mortgage Loan, listed on the Exhibit Index are omitted fromthis Annual Report on Form 10-K as they are not required by Item 1123 ofRegulation AB to be included on this Annual Report on Form 10-K because theyare each an unaffiliated party that is not a “servicer” that meets the criteriain Item 1108(a)(2)(i) through (iii) of Regulation AB.

**PART I**

**Item 1.  Business.**

Omitted.

**Item 1A.  Risk Factors.**

Omitted.

**Item 1B.  Unresolved Staff Comments.**

None.

**Item 2.  Properties.**

Omitted.

**Item 3.  Legal Proceedings.**

Omitted.

**Item 4.  Mine Safety Disclosures.**

Not applicable.

**PART II**

**Item 5.  Market for Registrant’s Common Equity,Related Stockholder Matters and Issuer Purchases of Equity Securities.**

Omitted.

**Item 6.  Selected Financial Data.**

Omitted.

**Item 7.  Management’s Discussion and Analysis ofFinancial Condition and Results of Operations.**

Omitted.

**Item 7A.  Quantitative and Qualitative DisclosuresAbout Market Risk.**

Omitted.

**Item 8.  Financial Statements and Supplementary Data.**

Omitted.

**Item 9.  Changes in and Disagreements WithAccountants on Accounting and Financial Disclosure.**

Omitted.

**Item 9A.  Controls and Procedures.**

Omitted.

**Item 9B.  Other Information.**

None.

**PART III**

**Item 10.  Directors, Executive Officers and CorporateGovernance.**

Omitted.

**Item 11.  Executive Compensation.**

Omitted.

**Item 12.  Security Ownership of Certain BeneficialOwners and Management and Related Stockholder Matters.**

Omitted.

**Item 13.  Certain Relationships and RelatedTransactions, and Director Independence.**

Omitted.

**Item 14.  Principal Accounting Fees and Services.**

Omitted.

**ADDITIONAL DISCLOSURE ITEMS FOR REGULATION AB**

**Item 1112(b) of Regulation AB, Significant ObligorFinancial Information.**

No single obligor represents 10% or more of the pool assetsheld by the issuing entity. 

**Item 1114(b)(2) of Regulation AB, Significant EnhancementProvider Financial Information.**

No entity or group of affiliated entities provides any external creditenhancement or other support for the certificates within this transaction asdescribed under Item 1114(a) of Regulation AB.

**Item 1115(b) of Regulation AB, Certain DerivativesInstruments (Financial Information).**

No entity or group of affiliated entities provides anyderivative instruments or other support for the certificates within thistransaction as described under Item 1115 of Regulation AB.

**Item 1117 of Regulation AB, Legal Proceedings.**

 

The registrant knows of nomaterial pending legal proceeding involving the trust or any party related tothe trust, other than routine litigation incidental to the duties of thoserespective parties, and the following, with respect to Wells Fargo Bank,National Association, as trustee, as certificate administrator and ascustodian.

 

Beginning on June 18, 2014, agroup of institutional investors filed civil complaints in the Supreme Court ofthe State of New York, New York County, and later the U.S. District Court forthe Southern District of New York, against 

Wells Fargo Bank, N.A., (“WellsFargo Bank”) in its capacity as trustee for certain residential mortgage backedsecurities (“RMBS”) trusts. The complaints against Wells Fargo Bank allegedthat the trustee caused losses to investors and asserted causes of action basedupon, among other things, the trustee's alleged failure to: (i) notify andenforce repurchase obligations of mortgage loan sellers for purported breachesof representations and warranties, (ii) notify investors of alleged events ofdefault, and (iii) abide by appropriate standards of care following allegedevents of default. Relief sought included money damages in an unspecifiedamount, reimbursement of expenses, and equitable relief. In November 2018,Wells Fargo Bank reached an agreement, in which it denied any wrongdoing, toresolve such claims on a classwide basis for the 271 RMBS trusts at issue. OnMay 6, 2019, the court entered an order approving the settlement agreement.Separate lawsuits against Wells Fargo Bank making similar allegations filed bycertain other institutional investors concerning several RMBS trusts in NewYork federal and state court are not covered by the agreement. With respect tosuch litigations, Wells Fargo Bank believes plaintiffs' claims are withoutmerit and intends to contest the claims vigorously, but there can be noassurances as to the outcome of the litigations or the possible impact of thelitigations on Wells Fargo Bank or the RMBS trusts.

**Item 1119 of Regulation AB, Affiliations and CertainRelationships and Related Transactions.**

The information regarding this Item has been previouslyprovided in the prospectus of the Registrant relating to the issuing entityfiled on February 21, 2019 pursuant to Rule 424(b)(2).

**Item 1122 of Regulation AB, Compliance with ApplicableServicing Criteria.**

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the mortgage loans are attachedhereto under Item 15 to this Annual Report on Form 10-K. Attached as Exhibit AAto the Pooling and Servicing Agreement incorporated by reference as Exhibit 4.1to this Annual Report on Form 10-K is a chart identifying the entitiesparticipating in a servicing function for the transaction responsible for eachapplicable servicing criteria set forth in Item 1122(d).

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the Millennium Partners PortfolioMortgage Loan, which is being serviced and administered pursuant to the trust andservicing agreement for the MSC 2018-MP Transaction, are attached hereto underItem 15 to this Annual Report on Form 10-K. Attached as Exhibit L to the trustand servicing agreement for the MSC 2018-MP Transaction incorporated byreference as Exhibit 4.2 to this Annual Report on Form 10-K is a chartidentifying the entities participating in a servicing function for the MSC2018-MP Transaction responsible for each applicable servicing criteria setforth in Item 1122(d).

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the Prudential - Digital RealtyPortfolio Mortgage Loan, which is being serviced and administered pursuant tothe pooling and servicing agreement for the BANK 2018-BNK14 Transaction, areattached hereto under Item 15 to this Annual Report on Form 10-K. Attached asExhibit Z to the pooling and servicing agreement for the BANK 2018-BNK14Transaction incorporated by reference as Exhibit 4.3 to this Annual Report onForm 10-K is a chart identifying the entities participating in a servicingfunction for the BANK 2018-BNK14 Transaction responsible for each applicableservicing criteria set forth in Item 1122(d).

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the Penske Distribution CenterMortgage Loan, which is being serviced and administered pursuant to the poolingand servicing agreement for the MSC 2018-H4 Transaction, are attached heretounder Item 15 to this Annual Report on Form 10-K. Attached as Exhibit AA to thepooling and servicing agreement for the MSC 2018-H4 Transaction incorporated byreference as Exhibit 4.4 to this Annual Report on Form 10-K is a chartidentifying the entities participating in a servicing function for the MSC2018-H4 Transaction responsible for each applicable servicing criteria setforth in Item 1122(d).

 

The report on assessment ofcompliance with applicable servicing criteria furnished pursuant to Item 1122of Regulation AB by Midland Loan Services, a Division of PNC Bank NationalAssociation (“Midland”) discloses that a material instance of noncomplianceoccurred, as described below:

 

Material Instance ofNoncompliance

 

In certaininstances, the Schedule AL Files (Item 1125 of Regulation AB) were not reportedin accordance with the terms specified in the transaction agreements, inconflict with Item 1122(d)(3)(i): “Reports to investors, including those to befiled with the Commission, are maintained in accordance with the transactionagreements and applicable Commission requirements. Specifically, such reports:(A) Are prepared in accordance with timeframes and other terms set forth in thetransaction agreements”. The noncompliance consisted of omitted or inaccuratelyreported fields as described in (1) and (2) below. (1) In connection with otherenhancements Midland made to its manual Schedule AL process, starting in April2019, Midland developed and implemented new Schedule AL reporting templates foreach applicable CMBS transaction that closed prior to April 2019 and for eachapplicable CMBS transaction going forward. Related to this, Midland madecertain template setup errors, along with related and other manual inputting ofinformation errors, and the errors were not identified prior to submission ofthe applicable Schedule AL Files in certain cases due to breakdowns in qualitycontrol. (2) In one applicable transaction, the related Schedule AL File for agiven month was not saved properly resulting in the prior month's Schedule ALFile being submitted for the given month instead of the correct Schedule ALFile.

 

The identifiedinstances did not involve the servicing of assets included in thissecuritization.

 

Steps Taken to Remedy theMaterial Instance of Noncompliance

Midland’sSchedule AL reporting process was enhanced in April of 2019, however, theprocess remained manual throughout the 2019 calendar year. Errors relating tocertain Schedule AL Files during 2019 were identified during the related audit.Following identification, Midland made staffing changes and additionalenhancements and improvements to its processes and procedures to support itsSchedule AL reporting obligations and expects to move to an automated solutionfor this process.

 

Midland iscurrently remediating the Schedule AL reporting for certain of the CMBStransactions found to be incorrect.

 

Report on Assessment ofCompliance with Applicable Servicing Criteria Not Included

 

For the reasonsdiscussed in the Explanatory Notes above, Midland is not a party performingactivities that address servicing criteria relating to 5% or more of the assetsof the issuing entity. Therefore, the report of assessment of compliance withapplicable servicing criteria for Midland has not been included as an exhibitto this Annual Report on Form 10-K.

**Item 1123 of Regulation AB, Servicer Compliance Statement.**

The servicer compliance statements are attached as Exhibitsto this Annual Report on Form 10-K.

**PART IV**

**Item 15. Exhibits, Financial Statement Schedules**

(a) The following is a list of documents filed as part ofthis Annual Report on Form 10-K:

(1) Not applicable

(2) Not applicable

(3) See below

 

4.1         Poolingand Servicing Agreement, dated as of February 1, 2019, by and among Wells FargoCommercial Mortgage Securities, Inc., as Depositor, Wells Fargo Bank, NationalAssociation, as General Master Servicer, KeyBank National Association, asGeneral Special Servicer, National Cooperative Bank, N.A., as NCB MasterServicer and as NCB Special Servicer, Wells Fargo Bank, National Association,as Certificate Administrator, Wilmington Trust, National Association, asTrustee, and Park Bridge Lender Services LLC, as Operating Advisor and AssetRepresentations Reviewer (filed as Exhibit 4.1 to the registrant’s Current Reporton Form 8-K/A filed on March 14, 2019 under Commission File No. 333-226486-03and incorporated by reference herein). 

4.2         Trustand Servicing Agreement, dated as of August 7, 2018, by and among MorganStanley Capital I Inc., as Depositor, Wells Fargo Bank, National Association,as Servicer and Special Servicer, Wells Fargo Bank, National Association, asCertificate Administrator and Custodian, Wilmington Trust, NationalAssociation, as Trustee (filed as Exhibit 4.2 to the registrant’s CurrentReport on Form 8-K filed on February 21, 2019 under Commission File No.333-226486-03 and incorporated by reference herein).

4.3         Poolingand Servicing Agreement, dated as of September 1, 2018, by and among MorganStanley Capital I Inc., as Depositor, Wells Fargo Bank, National Association,as General Master Servicer, Rialto Capital Advisors, LLC, as General SpecialServicer, National Cooperative Bank, N.A., a NCB Master Servicer and as NCBSpecial Servicer, Wells Fargo Bank, National Association, as CertificateAdministrator, Certificate Registrar, Authenticating Agent and Custodian,Wilmington Trust, National Association, as Trustee, and Park Bridge LenderServices LLC, as Operating Advisor and Asset Representations Reviewer (filed asExhibit 4.4 to the registrant’s Current Report on Form 8-K filed on February21, 2019 under Commission File No. 333-226486-03 and incorporated by referenceherein).

4.4         Poolingand Servicing Agreement, dated as of December 1, 2018, by and among MorganStanley Capital I Inc., as Depositor, Midland Loan Services, a Division of PNCBank, National Association, as Master Servicer, LNR Partners, LLC, as SpecialServicer, Wells Fargo Bank, National Association, as Certificate Administratorand Trustee, and Park Bridge Lender Services LLC, as Operating Advisor andAsset Representations Reviewer (filed as Exhibit 4.3 to the registrant’sCurrent Report on Form 8-K filed on February 21, 2019 under Commission File No.333-226486-03 and incorporated by reference herein).

4.5         AgreementBetween Note Holders, dated as of February 8, 2019, by and between MorganStanley Bank, N.A., as Initial Note A-1 Holder, and Morgan Stanley Bank, N.A.,as Initial Note A-2 Holder (filed as Exhibit 4.5 to the registrant’s CurrentReport on Form 8-K filed on February 21, 2019 under Commission File No.333-226486-03 and incorporated by reference herein).

4.6         AgreementBetween Note Holders, dated as of August 9, 2018, by and between Morgan StanleyBank, N.A., as Initial Note A-1 Holder, Initial Note A-2 Holder, Initial NoteA-3 Holder, Initial Note A-4 Holder, Initial Note A-5 Holder and Initial NoteA-6 Holder, Morgan Stanley Bank, N.A., as Initial Note B-1 Holder, Initial NoteB-2 Holder, Initial Note B-3 Holder, Initial Note B-4 Holder, Initial Note B-5Holder and Initial Note B-6 Holder, and Morgan Stanley Bank, N.A., as InitialNote C Holder (filed as Exhibit 4.6 to the registrant’s Current Report on Form8-K filed on February 21, 2019 under Commission File No. 333-226486-03 and incorporatedby reference herein).

4.7         AgreementBetween Note Holders, dated as of October 23, 3018, by and between MorganStanley Bank, N.A., as Initial Note A-1 Holder, and Morgan Stanley Bank, N.A.,as Initial Note A-2 Holder (filed as Exhibit 4.7 to the registrant’s CurrentReport on Form 8-K filed on February 21, 2019 under Commission File No.333-226486-03 and incorporated by reference herein).

4.8         AgreementBetween Note Holders, dated as of December 27, 2018, by and between MorganStanley Bank, N.A., as Initial Note A-1 Holder, and Morgan Stanley Bank, N.A.,as Initial Note A-2 Holder (filed as Exhibit 4.8 to the registrant’s CurrentReport on Form 8-K filed on February 21, 2019 under Commission File No.333-226486-03 and incorporated by reference herein).

4.9         AgreementBetween Note Holders, dated as of November 2, 2018, by and between Bank ofAmerica, N.A., as Initial Note A-1 Holder, and Bank of America, N.A., asInitial Note A-2 Holder (filed as Exhibit 4.9 to the registrant’s CurrentReport on Form 8-K filed on February 21, 2019 under Commission File No.333-226486-03 and incorporated by reference herein).

4.10       AgreementBetween Note Holders, dated as of February 8, 2019, by and between MorganStanley Bank, N.A., as Initial Note A-1-A Holder, Morgan Stanley Bank, N.A., asInitial Note A-1-B, and Morgan Stanley Bank, N.A., as Initial Note A-2 Holder(filed as Exhibit 4.10 to the registrant’s Current Report on Form 8-K filed onFebruary 21, 2019 under Commission File No. 333-226486-03 and incorporated byreference herein).

4.11       AgreementBetween Note Holders, dated as of September 7, 2018, by and between Wells FargoBank, National Association, as Initial Note A-1 Holder and Initial Note A-2 Holder,and Column Financial, Inc., as Initial Note A-3 Holder and Initial Note A-4Holder (filed as Exhibit 4.11 to the registrant’s Current Report on Form 8-Kfiled on February 21, 2019 under Commission File No. 333-226486-03 andincorporated by reference herein).

31          Rule 13a-14(d)/15d-14(d)Certifications.

33          Reports on assessment of compliance with servicing criteria for asset-backedsecurities.

33.1       Wells Fargo Bank, NationalAssociation, as General Master Servicer

33.2       National Cooperative Bank,N.A., as NCB Master Servicer

33.3       KeyBank NationalAssociation, as Special Servicer

33.4       National Cooperative Bank,N.A., as NCB Special Servicer (see Exhibit 33.2)

33.5       Wilmington Trust, National Association, as Trustee (Omitted. See ExplanatoryNotes.)

33.6       Wells Fargo Bank, NationalAssociation, as Certificate Administrator

33.7       Wells Fargo Bank, NationalAssociation, as Custodian

33.8       Park Bridge LenderServices LLC, as Operating Advisor

33.9       CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant

33.10     National Tax Search, LLC,as Servicing Function Participant

33.11     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the One AT&T Mortgage Loan (see Exhibit33.1)

33.12     KeyBank NationalAssociation, as Special Servicer of the One AT&T Mortgage Loan (see Exhibit33.3)

33.13     Wilmington Trust, National Association, as Trustee of the One AT&T MortgageLoan (Omitted. See Explanatory Notes.)

33.14     Wells Fargo Bank, NationalAssociation, as Custodian of the One AT&T Mortgage Loan (see Exhibit 33.7)

33.15     Park Bridge LenderServices LLC, as Operating Advisor of the One AT&T Mortgage Loan (seeExhibit 33.8)

33.16     CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of the One AT&TMortgage Loan (see Exhibit 33.9)

33.17     National Tax Search, LLC,as Servicing Function Participant of the One AT&T Mortgage Loan (seeExhibit 33.10)

33.18     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Regions Tower Mortgage Loan (seeExhibit 33.1)

33.19     KeyBank National Association,as Special Servicer of the Regions Tower Mortgage Loan (see Exhibit 33.3)

33.20     Wilmington Trust, National Association, as Trustee of the Regions TowerMortgage Loan (Omitted. See Explanatory Notes.)

33.21     Wells Fargo Bank, NationalAssociation, as Custodian of the Regions Tower Mortgage Loan (see Exhibit 33.7)

33.22     Park Bridge LenderServices LLC, as Operating Advisor of the Regions Tower Mortgage Loan (see Exhibit33.8)

33.23     CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of the Regions TowerMortgage Loan (see Exhibit 33.9)

33.24     National Tax Search, LLC,as Servicing Function Participant of the Regions Tower Mortgage Loan (seeExhibit 33.10)

33.25     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Carriage Place Mortgage Loan (seeExhibit 33.1)

33.26     KeyBank NationalAssociation, as Special Servicer of the Carriage Place Mortgage Loan (seeExhibit 33.3)

33.27     Wilmington Trust, National Association, as Trustee of the Carriage PlaceMortgage Loan (Omitted. See Explanatory Notes.)

33.28     Wells Fargo Bank, NationalAssociation, as Custodian of the Carriage Place Mortgage Loan (see Exhibit33.7)

33.29     Park Bridge LenderServices LLC, as Operating Advisor of the Carriage Place Mortgage Loan (seeExhibit 33.8)

33.30     CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of the Carriage PlaceMortgage Loan (see Exhibit 33.9)

33.31     National Tax Search, LLC,as Servicing Function Participant of the Carriage Place Mortgage Loan (seeExhibit 33.10)

33.32     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Residence Inn National PortfolioMortgage Loan (see Exhibit 33.1)

33.33     KeyBank NationalAssociation, as Special Servicer of the Residence Inn National PortfolioMortgage Loan (see Exhibit 33.3)

33.34     Wilmington Trust, National Association, as Trustee of the Residence InnNational Portfolio Mortgage Loan (Omitted. See Explanatory Notes.)

33.35     Wells Fargo Bank, NationalAssociation, as Custodian of the Residence Inn National Portfolio Mortgage Loan(see Exhibit 33.7)

33.36     Park Bridge LenderServices LLC, as Operating Advisor of the Residence Inn National PortfolioMortgage Loan (see Exhibit 33.8)

33.37     CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of the Residence InnNational Portfolio Mortgage Loan (see Exhibit 33.9)

33.38     National Tax Search, LLC,as Servicing Function Participant of the Residence Inn National PortfolioMortgage Loan (see Exhibit 33.10)

33.39     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Millennium Partners Portfolio MortgageLoan (see Exhibit 33.1)

33.40     Wells Fargo Bank, NationalAssociation, as Special Servicer of the Millennium Partners Portfolio MortgageLoan (see Exhibit 33.1)

33.41     Wilmington Trust, National Association, as Trustee of the Millennium PartnersPortfolio Mortgage Loan (Omitted. See Explanatory Notes.)

33.42     Wells Fargo Bank, NationalAssociation, as Custodian of the Millennium Partners Portfolio Mortgage Loan(see Exhibit 33.7)

33.43     CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of the MillenniumPartners Portfolio Mortgage Loan (see Exhibit 33.9)

33.44     National Tax Search, LLC,as Servicing Function Participant of the Millennium Partners Portfolio MortgageLoan (see Exhibit 33.10)

33.45     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Prudential - Digital Realty PortfolioMortgage Loan (see Exhibit 33.1)

33.46     Rialto Capital Advisors, LLC, as Special Servicer of the Prudential - DigitalRealty Portfolio Mortgage Loan (Omitted. See Explanatory Notes.)

33.47     Wilmington Trust, National Association, as Trustee of the Prudential - DigitalRealty Portfolio Mortgage Loan (Omitted. See Explanatory Notes.)

33.48     Wells Fargo Bank, NationalAssociation, as Custodian of the Prudential - Digital Realty Portfolio MortgageLoan (see Exhibit 33.7)

33.49     Park Bridge LenderServices LLC, as Operating Advisor of the Prudential - Digital Realty PortfolioMortgage Loan (see Exhibit 33.8)

33.50     CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of the Prudential -Digital Realty Portfolio Mortgage Loan (see Exhibit 33.9)

33.51     National Tax Search, LLC,as Servicing Function Participant of the Prudential - Digital Realty PortfolioMortgage Loan (see Exhibit 33.10)

33.52     Midland Loan Services, a Division of PNC Bank, National Association, as PrimaryServicer of the Penske Distribution Center Mortgage Loan (Omitted. SeeExplanatory Notes.)

33.53     LNR Partners, LLC, as Special Servicer of the Penske Distribution CenterMortgage Loan (Omitted. See Explanatory Notes.)

33.54     Wells Fargo Bank, National Association, as Trustee of the Penske DistributionCenter Mortgage Loan (Omitted. See Explanatory Notes.)

33.55     Wells Fargo Bank, NationalAssociation, as Custodian of the Penske Distribution Center Mortgage Loan (seeExhibit 33.7)

33.56     Park Bridge LenderServices LLC, as Operating Advisor of the Penske Distribution Center MortgageLoan (see Exhibit 33.8)

34          Attestation reports onassessment of compliance with servicing criteria for asset-backed securities.

34.1       Wells Fargo Bank, NationalAssociation, as General Master Servicer

34.2       National Cooperative Bank,N.A., as NCB Master Servicer

34.3       KeyBank NationalAssociation, as General Special Servicer

34.4       National Cooperative Bank,N.A., as NCB Special Servicer (see Exhibit 34.2)

34.5       Wilmington Trust, National Association, as Trustee (Omitted. See ExplanatoryNotes.)

34.6       Wells Fargo Bank, NationalAssociation, as Certificate Administrator

34.7       Wells Fargo Bank, NationalAssociation, as Custodian

34.8       Park Bridge LenderServices LLC, as Operating Advisor

34.9       CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant

34.10     National Tax Search, LLC,as Servicing Function Participant

34.11     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the One AT&T Mortgage Loan (see Exhibit34.1)

34.12     KeyBank NationalAssociation, as Special Servicer of the One AT&T Mortgage Loan (see Exhibit34.3)

34.13     Wilmington Trust, National Association, as Trustee of the One AT&T MortgageLoan (Omitted. See Explanatory Notes.)

34.14     Wells Fargo Bank, NationalAssociation, as Custodian of the One AT&T Mortgage Loan (see Exhibit 34.7)

34.15     Park Bridge LenderServices LLC, as Operating Advisor of the One AT&T Mortgage Loan (seeExhibit 34.8)

34.16     CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of the One AT&TMortgage Loan (see Exhibit 34.9)

34.17     National Tax Search, LLC,as Servicing Function Participant of the One AT&T Mortgage Loan (seeExhibit 34.10)

34.18     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Regions Tower Mortgage Loan (see Exhibit34.1)

34.19     KeyBank NationalAssociation, as Special Servicer of the Regions Tower Mortgage Loan (seeExhibit 34.3)

34.20     Wilmington Trust, National Association, as Trustee of the Regions TowerMortgage Loan (Omitted. See Explanatory Notes.)

34.21     Wells Fargo Bank, NationalAssociation, as Custodian of the Regions Tower Mortgage Loan (see Exhibit 34.7)

34.22     Park Bridge Lender ServicesLLC, as Operating Advisor of the Regions Tower Mortgage Loan (see Exhibit 34.8)

34.23     CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of the Regions TowerMortgage Loan (see Exhibit 34.9)

34.24     National Tax Search, LLC,as Servicing Function Participant of the Regions Tower Mortgage Loan (seeExhibit 34.10)

34.25     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Carriage Place Mortgage Loan (seeExhibit 34.1)

34.26     KeyBank NationalAssociation, as Special Servicer of the Carriage Place Mortgage Loan (seeExhibit 34.3)

34.27     Wilmington Trust, National Association, as Trustee of the Carriage PlaceMortgage Loan (Omitted. See Explanatory Notes.)

34.28     Wells Fargo Bank, NationalAssociation, as Custodian of the Carriage Place Mortgage Loan (see Exhibit34.7)

34.29     Park Bridge LenderServices LLC, as Operating Advisor of the Carriage Place Mortgage Loan (seeExhibit 34.8)

34.30     CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of the Carriage PlaceMortgage Loan (see Exhibit 34.9)

34.31     National Tax Search, LLC,as Servicing Function Participant of the Carriage Place Mortgage Loan (seeExhibit 34.10)

34.32     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Residence Inn National PortfolioMortgage Loan (see Exhibit 34.1)

34.33     KeyBank NationalAssociation, as Special Servicer of the Residence Inn National PortfolioMortgage Loan (see Exhibit 34.3)

34.34     Wilmington Trust, National Association, as Trustee of the Residence InnNational Portfolio Mortgage Loan (Omitted. See Explanatory Notes.)

34.35     Wells Fargo Bank, NationalAssociation, as Custodian of the Residence Inn National Portfolio Mortgage Loan(see Exhibit 34.7)

34.36     Park Bridge LenderServices LLC, as Operating Advisor of the Residence Inn National PortfolioMortgage Loan (see Exhibit 34.8)

34.37     CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of the Residence InnNational Portfolio Mortgage Loan (see Exhibit 34.9)

34.38     National Tax Search, LLC,as Servicing Function Participant of the Residence Inn National PortfolioMortgage Loan (see Exhibit 34.10)

34.39     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Millennium Partners Portfolio MortgageLoan (see Exhibit 34.1)

34.40     Wells Fargo Bank, NationalAssociation, as Special Servicer of the Millennium Partners Portfolio MortgageLoan (see Exhibit 34.1)

34.41     Wilmington Trust, National Association, as Trustee of the Millennium PartnersPortfolio Mortgage Loan (Omitted. See Explanatory Notes.)

34.42     Wells Fargo Bank, NationalAssociation, as Custodian of the Millennium Partners Portfolio Mortgage Loan(see Exhibit 34.7)

34.43     CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of the MillenniumPartners Portfolio Mortgage Loan (see Exhibit 34.9)

34.44     National Tax Search, LLC,as Servicing Function Participant of the Millennium Partners Portfolio MortgageLoan (see Exhibit 34.10)

34.45     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Prudential - Digital Realty PortfolioMortgage Loan (see Exhibit 34.1)

34.46     Rialto Capital Advisors, LLC, as Special Servicer of the Prudential - DigitalRealty Portfolio Mortgage Loan (Omitted. See Explanatory Notes.)

34.47     Wilmington Trust, National Association, as Trustee of the Prudential - DigitalRealty Portfolio Mortgage Loan (Omitted. See Explanatory Notes.)

34.48     Wells Fargo Bank, NationalAssociation, as Custodian of the Prudential - Digital Realty Portfolio MortgageLoan (see Exhibit 34.7)

34.49     Park Bridge LenderServices LLC, as Operating Advisor of the Prudential - Digital Realty PortfolioMortgage Loan (see Exhibit 34.8)

34.50     CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of the Prudential -Digital Realty Portfolio Mortgage Loan (see Exhibit 34.9)

34.51     National Tax Search, LLC,as Servicing Function Participant of the Prudential - Digital Realty PortfolioMortgage Loan (see Exhibit 34.10)

34.52     Midland Loan Services, a Division of PNC Bank, National Association, as PrimaryServicer of the Penske Distribution Center Mortgage Loan (Omitted. SeeExplanatory Notes.)

34.53     LNR Partners, LLC, as Special Servicer of the Penske Distribution CenterMortgage Loan (Omitted. See Explanatory Notes.)

34.54     Wells Fargo Bank, National Association, as Trustee of the Penske DistributionCenter Mortgage Loan (Omitted. See Explanatory Notes.)

34.55     Wells Fargo Bank, NationalAssociation, as Custodian of the Penske Distribution Center Mortgage Loan (seeExhibit 34.7)

34.56     Park Bridge LenderServices LLC, as Operating Advisor of the Penske Distribution Center MortgageLoan (see Exhibit 34.8)

35          Servicer compliance statements.

35.1       Wells Fargo Bank, NationalAssociation, as General Master Servicer

35.2       National Cooperative Bank,N.A., as NCB Master Servicer

35.3       KeyBank NationalAssociation, as General Special Servicer

35.4       National Cooperative Bank,N.A., as NCB Special Servicer (see Exhibit 35.2)

35.5       Wells Fargo Bank, NationalAssociation, as Certificate Administrator

35.6       Wells Fargo Bank, NationalAssociation, as Primary Servicer of the One AT&T Mortgage Loan (see Exhibit35.1)

35.7       KeyBank NationalAssociation, as Special Servicer of the One AT&T Mortgage Loan (see Exhibit35.3)

35.8       Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Regions Tower Mortgage Loan (seeExhibit 35.1)

35.9       KeyBank NationalAssociation, as Special Servicer of the Regions Tower Mortgage Loan (seeExhibit 35.3)

35.10     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Carriage Place Mortgage Loan (seeExhibit 35.1)

35.11     KeyBank NationalAssociation, as Special Servicer of the Carriage Place Mortgage Loan (seeExhibit 35.3)

35.12     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Residence Inn National PortfolioMortgage Loan (see Exhibit 35.1)

35.13     KeyBank NationalAssociation, as Special Servicer of the Residence Inn National PortfolioMortgage Loan (see Exhibit 35.3)

35.14     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Millennium Partners Portfolio MortgageLoan (see Exhibit 35.1)

35.15     Wells Fargo Bank, NationalAssociation, as Special Servicer of the Millennium Partners Portfolio MortgageLoan (see Exhibit 35.1)

35.16     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Prudential - Digital Realty PortfolioMortgage Loan (see Exhibit 35.1)

35.17     Rialto Capital Advisors, LLC, as Special Servicer of the Prudential - DigitalRealty Portfolio Mortgage Loan (Omitted. See Explanatory Notes.)

35.18     Midland Loan Services, a Division of PNC Bank, National Association, as PrimaryServicer of the Penske Distribution Center Mortgage Loan (Omitted. SeeExplanatory Notes.)

35.19     LNR Partners, LLC, as Special Servicer of the Penske Distribution CenterMortgage Loan (Omitted. See Explanatory Notes.)

99.1       MortgageLoan Purchase Agreement, dated as of February 1, 2019, between Wells FargoCommercial Mortgage Securities, Inc. and Wells Fargo Bank, National Association(filed as Exhibit 99.1 to the registrant’s Current Report on Form 8-K filed onFebruary 21, 2019 under Commission File No. 333-226486-03 and incorporated byreference herein)

99.2       MortgageLoan Purchase Agreement, dated as of February 1, 2019, between Wells FargoCommercial Mortgage Securities, Inc. and Bank of America, National Association(filed as Exhibit 99.3 to the registrant’s Current Report on Form 8-K filed onFebruary 21, 2019 under Commission File No. 333-226486-03 and incorporated byreference herein)

99.3       MortgageLoan Purchase Agreement, dated as of February 1, 2019, between Wells FargoCommercial Mortgage Securities, Inc. and Morgan Stanley Mortgage CapitalHoldings LLC (filed as Exhibit 99.2 to the registrant’s Current Report on Form8-K filed on February 21, 2019 under Commission File No. 333-226486-03 andincorporated by reference herein)

99.4       MortgageLoan Purchase Agreement, dated as of February 1, 2019, between Wells FargoCommercial Mortgage Securities, Inc. and National Cooperative Bank, N.A. (filedas Exhibit 99.4 to the registrant’s Current Report on Form 8-K filed onFebruary 21, 2019 under Commission File No. 333-226486-03 and incorporated byreference herein)

(b)   The exhibits required to be filed by theRegistrant pursuant to Item 601 of Regulation S-K are listed above.

(c)   Not Applicable.

 

**SIGNATURES**

Pursuant to the requirements of Section 13 or 15(d) of theSecurities Exchange Act of 1934, the registrant has duly caused this report tobe signed on its behalf by the undersigned, thereunto duly authorized.

Wells Fargo Commercial MortgageSecurities, Inc.(Depositor)

/s/ AnthonySfarra

AnthonySfarra, President

(senior officer in charge ofsecuritization of the depositor)

Date: March 19, 2020