Filed pursuant to
                                                                  Rule 424(b)(2)
                                                      Registration No. 333-32065

                                    CITICORP
                               U.S. $2,000,000,000
                       Medium-Term Senior Notes, Series F
                               U.S. $1,000,000,000
                    Medium-Term Subordinated Notes, Series F
                Due From 9 Months to 60 Years From Date of Issue

         Pricing Supplement, dated November 19, 1997 (the "Pricing Supplement")
to Prospectus Supplement, dated October 27, 1997 (the "Prospectus Supplement");
to Prospectus, dated October 27, 1997 (the "Base Prospectus" and collectively
with the Pricing Supplement and the Prospectus Supplement, the "Prospectus")

                              Description of Notes

         The terms of the LIBOR Notes set forth in this Pricing Supplement
supplement and modify, to the extent applicable, the description of general
terms and provisions of Citicorp's Medium-Term Senior Notes, Series F set forth
in the accompanying Prospectus and Prospectus Supplement. Capitalized terms not
defined herein shall have the meanings assigned to such terms in the
accompanying Prospectus and Prospectus Supplement.

SUMMARY OF TERMS:

Title of Notes:               LIBOR Senior Floating Rate Notes Due May
                              24, 2001 (the "LIBOR Notes").
Aggregate
  Principal Amount:           $200,000,000.00.

Issue Date:                   November 24, 1997.

Stated Maturity Date:         May 24, 2001.

Interest Rate Index:          Three Month LIBOR.

Spread:                       Plus 12.5 basis points.

Initial Interest Rate:        6.00% per annum.

Interest Rate:                For each Interest Rate Reset Period, Three
                              Month LIBOR plus 0.125%, as determined on the
                              related LIBOR Determination Date, or in the case
                              of the Initial Interest Rate, 6.00% per annum.


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Interest Commencement Date:   November 24, 1997.

Interest Payment Dates:       Quarterly, on the 24th of each February, May,
                              August and November, commencing February 24, 1998,
                              and at Stated Maturity.

Interest Period:              Quarterly.

Interest Reset Dates:         The 24th of each February, May, August and
                              November.

LIBOR Interest
  Determination Dates:        Pertaining to an Interest Reset Date, the
                              second Market Day preceding such related
                              Interest Reset Date.

Index Maturity:               Three Months.

LIBOR Screen Reference:       Telerate Screen Page 3750.

Calculation Dates:            The related LIBOR Interest Determination Date.

Redemption:                   The LIBOR Notes are not subject to redemption
                              prior to the Maturity Date.

Sinking Fund:                 The LIBOR Notes are not subject to any sinking
                              fund.

Regular Record Date:          The date that is 15 calendar days prior to the
                              related Interest Payment Date.

Purchaser:                    Goldman, Sachs & Co.

Discount:                     .010%.

Price to Public:              100.00%.

CUSIP Number:                 17303 LSY 8.


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