Filed pursuant to
Rule 424(b)(2)
Registration No. 333-32065

                                    CITICORP
                               U.S. $2,000,000,000
                       Medium-Term Senior Notes, Series F
                               U.S. $1,000,000,000
                    Medium-Term Subordinated Notes, Series F
                Due From 9 Months to 60 Years From Date of Issue

         Pricing Supplement, dated November 21, 1997 (the "Pricing Supplement")
to Prospectus Supplement, dated October 27, 1997 (the "Prospectus Supplement");
to Prospectus, dated October 27, 1997 (the "Base Prospectus" and collectively
with the Pricing Supplement and the Prospectus Supplement, the "Prospectus")

                              Description of Notes

         The terms of the LIBOR Notes set forth in this Pricing Supplement
supplement and modify, to the extent applicable, the description of general
terms and provisions of Citicorp's Medium-Term Senior Notes, Series F set forth
in the accompanying Prospectus and Prospectus Supplement. Capitalized terms not
defined herein shall have the meanings assigned to such terms in the
accompanying Prospectus and Prospectus Supplement.

SUMMARY OF TERMS:

Title of Notes:              LIBOR Senior Floating Rate Notes Due November 26,
                             2001 (the "LIBOR Notes").
Aggregate
  Principal Amount:          $5,000,000.00.

Issue Date:                  November 26, 1997.

Stated Maturity Date:        November 26, 2001.

Interest Rate Index:         Three Month LIBOR.

Spread:                      Plus 11.5 basis points.

Initial Interest Rate:       5.99% per annum.

Interest                     Rate: For each Interest Rate Reset Period, Three
                             Month LIBOR plus 0.1150%, as determined on the
                             related LIBOR Determination Date, or in the case of
                             the Initial Interest Rate, 5.99% per annum.


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Interest Commencement Date:  November 26, 1997.

Interest Payment Dates:      Quarterly, on the 26th of each February, May,
                             August and November, commencing February 26, 1998,
                             and at Stated Maturity.

Interest Period:             Quarterly.

Interest Reset Dates:        The 26th of each February, May, August and
                             November.

LIBOR Interest
  Determination Dates:       Pertaining to an Interest Reset Date, the second
                             Market Day preceding such related Interest Reset
                             Date.

Index Maturity:              Three Months.

LIBOR Screen Reference:      Telerate Screen Page 3750.

Calculation Dates:           The related LIBOR Interest Determination Date.

Redemption:                  The LIBOR Notes are not subject to redemption prior
                             to the Maturity Date.

Sinking Fund:                The LIBOR Notes are not subject to any sinking
                             fund.

Regular Record Date:         The date that is 15 calendar days prior to the
                             related Interest Payment Date.

Calculation Agent:           Citibank, N.A.

Purchaser:                   Prudential Securities, Inc.

Discount:                    .066%.

Price to Public:             100.00%.

CUSIP Number:                17303 LTA 9.


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