**UNITED STATESSECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**FORM 10-K**

(Mark One)

**x****  ANNUAL REPORT PURSUANT TO SECTION13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934**

**For the fiscal year ended December 31, 2019or**

**o**** ****TRANSITIONREPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934**

**For the transition period from _____ to _____Commission file number of the issuing entity: 333-206677-25**

**Central Index Key Number of the issuing entity:0001741690**

**Wells Fargo Commercial MortgageTrust 2018-C45**

**(exact name of the issuing entity as specified in itscharter)**

** **

**Central Index Key Number of the depositor: 0000850779**

**Wells Fargo Commercial MortgageSecurities, Inc.**

**(exact name of the depositor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0000740906**

**Wells Fargo Bank, NationalAssociation**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0000312070**

**Barclays Bank PLC**

**(exact name of the sponsor as specified in its charter)**

** **

**Central Index Key Number of the sponsor: 0001592182**

**LMF Commercial, LLC**

**(exact name of the sponsor as specified in its charter)**

**(formerly known as Rialto MortgageFinance, LLC)**

** **

**Central Index Key Number of the sponsor: 0001541214**

**C-III Commercial Mortgage LLC**

**(exact name of the sponsor as specified in its charter)**

** **

| **New York****(State or other jurisdiction of  incorporation or organization of**

**the issuing entity)** | **38-4083243**

**38-4083244**

**38-7206191**

**(I.R.S. Employer**

**Identification Numbers)** |
|------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------|

**c/o Wells Fargo Bank, National Association**

**as Certificate Administrator**

**9062 Old Annapolis Road**

**Columbia, MD**

**(Address of principalexecutive offices of the issuing entity)**

**21045**

**(Zip Code)**

**Registrant’s telephone number,including area code:**

**(704) 374-6161**

Securities registered pursuant to Section 12(b) of the Act:

| Title of each class | Trading Symbol(s) | Name of each  exchange on which  registered |
|---------------------|-------------------|---------------------------------------------|
| None                |              |                                        |

Securities registered pursuant to Section 12(g) of theAct:  None.

Indicate by check mark if the registrant is a well-knownseasoned issuer, as defined in Rule 405 of the Securities Act.  o Yes ⌧No

Indicate by check mark if the registrant is not required tofile reports pursuant to Section 13 or Section 15(d) of the Act.  o Yes ⌧No

Indicate by check mark whether the registrant (1) has filedall reports required to be filed by Section 13 or 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12 months (or for such shorter periodthat the registrant was required to file such reports), and (2) has beensubject to such filing requirements for the past 90 days.  ⌧ Yes oNo

Indicate by check mark whether the registrant has submittedelectronically and posted on its corporate Web site, if any, every InteractiveData File required to be submitted and posted pursuant to Rule 405 ofRegulation S-T (Section 232.405 of this chapter) during the preceding 12 months(or for such shorter period that the registrant was required to submit and postsuch files).

Not applicable.

Indicate by check mark if disclosure of delinquent filerspursuant to Item 405 of Regulation S-K (Section 229.405 of this chapter) is notcontained herein, and will not be contained, to the best of registrant’sknowledge, in definitive proxy or information statements incorporated byreference in Part III of this Form 10-K or any amendment to this Form10-K.   

Not applicable.

Indicate by check mark whether the registrant is a largeaccelerated filer, an accelerated filer, a non-accelerated filer, a smallerreporting company, or an emerging growth company. See the definitions of “largeaccelerated filer,” “accelerated filer,” “smaller reporting company,” and“emerging growth company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer       o                                       Accelerated filer                                                                        o

Non-acceleratedfiler         ⌧  (Do not check if a smaller reportingcompany)                                       Smaller reportingcompany                                                        o

                                                                              Emerging growth company                                                        o

If an emerging growth company, indicate by check mark if theregistrant has elected not to use the extended transition period for complyingwith any new or revised financial accounting standards provided pursuant to Section13(a) of the Exchange Act.  o

Indicate by check mark whether the registrant is a shellcompany (as defined in Rule 12b-2 of the Act).  o Yes ⌧ No

State the aggregate market value of the voting and non-votingcommon equity held by non-affiliates computed by reference to the price atwhich the common equity was last sold, or the average bid and asked price ofsuch common equity, as of the last business day of the registrant’s mostrecently completed second fiscal quarter.

Not applicable.

Indicate by check mark whether the registrant has filed alldocuments and reports required to be filed by Section 12, 13 or 15(d) of theSecurities Exchange Act of 1934 subsequent to the distribution of securitiesunder a plan confirmed by a court.  oYes oNo

Not applicable.

Indicate the number of shares outstanding of each of theregistrant’s classes of common stock, as of the latest practicable date.

Not applicable.

**DOCUMENTS INCORPORATED BY REFERENCE**

** **

List hereunder the following documents if incorporated byreference and the Part of the Form 10-K (e.g., Part I, Part II, etc.) intowhich the document is incorporated: (1) Any annual report to security holders;(2) Any proxy or information statement; and (3) Any prospectus filed pursuantto Rule 424(b) or (c) under the Securities Act of 1933. The listed documentsshould be clearly described for identification purposes (e.g., annual report tosecurity holders for fiscal year ended December 24, 1980).

Not applicable.

 

** **

**EXPLANATORY NOTES**

The Exhibit Index describes exhibitsprovided by certain parties (in their capacities indicated on the ExhibitIndex) with respect to the Village at Leesburg Mortgage Loan, which constitutedapproximately 9.9% of the asset pool of the issuing entity as of its cut-offdate.  The Village at Leesburg Mortgage Loan is an asset of the issuingentity and is part of a loan combination that includes the Village at LeesburgMortgage Loan and one other *pari passu* loan, which is not an asset ofthe issuing entity. The other *pari passu* portion of the loan combinationwas securitized in the Wells Fargo Commercial Mortgage Trust 2018-C44transaction, Commission File Number 333-206677-24 (the “WFCM 2018-C44Transaction”). This loan combination, including the Village at LeesburgMortgage Loan, is being serviced and administered pursuant to the pooling andservicing agreement for the WFCM 2018-C44 Transaction, which is incorporated byreference as Exhibit 4.2 to this Annual Report on Form 10-K.

The Exhibit Index describesexhibits provided by certain parties (in their capacities indicated on theExhibit Index) with respect to the CoolSprings Galleria Mortgage Loan, whichconstituted approximately 3.0% of the asset pool of the issuing entity as ofits cut-off date.  The CoolSprings Galleria Mortgage Loan is an asset ofthe issuing entity and is part of a loan combination that includes theCoolSprings Galleria Mortgage Loan and three other *pari passu* loans,which are not assets of the issuing entity. A *pari passu* portion of theloan combination was securitized in the BANK 2018-BNK12 transaction, CommissionFile Number 333-206847-09 (the “BANK 2018-BNK12 Transaction”). This loancombination, including the CoolSprings Galleria Mortgage Loan, is beingserviced and administered pursuant to the pooling and servicing agreement forthe BANK 2018-BNK12 Transaction, which is incorporated by reference as Exhibit4.3 to this Annual Report on Form 10-K.

The Exhibit Index describesexhibits provided by certain parties (in their capacities indicated on theExhibit Index) with respect to the Flats at East Bank Mortgage Loan, whichconstituted approximately 2.0% of the asset pool of the issuing entity as ofits cut-off date.  The Flats at East Bank Mortgage Loan is an asset of theissuing entity and is part of a loan combination that includes the Flats atEast Bank Mortgage Loan and one other *pari passu* loan and onesubordinate companion loan, which are not assets of the issuing entity. Theother *pari passu* portion of the loan combination was securitized in theCitigroup Commercial Mortgage Trust 2018-C5 transaction, Commission File Number333-207132-18 (the “CGCMT 2018-C5 Transaction”). This loan combination,including the Flats at East Bank Mortgage Loan, is being serviced andadministered pursuant to the pooling and servicing agreement for the CGCMT2018-C5 Transaction, which is incorporated by reference as Exhibit 4.4 to thisAnnual Report on Form 10-K.

The Exhibit Index describesexhibits provided by certain parties (in their capacities indicated on theExhibit Index) with respect to the 181 Fremont Street Mortgage Loan, whichconstituted approximately 3.0% of the asset pool of the issuing entity as ofits cut-off date.  The 181 Fremont Street Mortgage Loan is an asset of theissuing entity and is part of a loan combination that includes the 181 FremontStreet Mortgage Loan and six other *pari passu* loans, which are notassets of the issuing entity. A *pari passu* portion of the loancombination was securitized in the Benchmark 2018-B4 Mortgage Trusttransaction, Commission File Number 333-206705-14 (the “Benchmark 2018-B4Transaction”). This loan combination, including the 181 Fremont StreetMortgage Loan, is being serviced and administered pursuant to the pooling andservicing agreement for the Benchmark 2018-B4 Transaction, which isincorporated by reference as Exhibit 4.5 to this Annual Report on Form 10-K.

The master servicer of a poolingand servicing agreement or trust and servicing agreement also functions as theprimary servicer of the related mortgage loans serviced and administeredpursuant to such agreement unless a separate primary servicer is identifiedherein.  If this report does not identify a separate primary servicer, theservicer compliance statement provided by the master servicer under any suchagreement also encompasses its responsibilities as primary servicer of therelated mortgage loan or mortgage loans.

Wells Fargo Bank, NationalAssociation is the master servicer and certificate administrator of themortgage loans serviced under the Pooling and Servicing Agreement and theprimary servicer of the Village at Leesburg Mortgage Loan, the 181 FremontStreet Mortgage Loan and the CoolSprings Galleria Mortgage Loan. As a result,Wells Fargo Bank, National Association is a “servicer” as defined in Item1108(a)(2)(iii) of Regulation AB, in the capacities described above, because itis servicing mortgage loans that constituted 10% or more of the assets of theissuing entity as of its cut-off date. The assessments of compliance withapplicable servicing criteria, accountants’ attestation reports and servicercompliance statements delivered by Wells Fargo Bank, National Association inthe capacities described above are listed in the Exhibit Index.

Wells Fargo Bank, National Association is the custodian ofthe mortgage loans serviced under the Pooling and Servicing Agreement, theVillage at Leesburg Mortgage Loan, the 181 Fremont Street Mortgage Loan and theCoolSprings Galleria Mortgage Loan.  As a result, Wells Fargo Bank, NationalAssociation is a servicing function participant in the capacities describedabove, because it is servicing mortgage loans that constituted 5% or more ofthe assets of the issuing entity as of its cut-off date. The assessments ofcompliance with applicable servicing criteria and accountants’ attestationreports delivered by Wells Fargo Bank, National Association in the capacitiesdescribed above are listed in the Exhibit Index.

Midland Loan Services, a Division of PNC Bank, NationalAssociation is the primary servicer of the Flats at East Bank Mortgage Loan andthe special servicer of the CoolSprings Galleria Mortgage Loan. These mortgageloans constitute more than 5%, but less than 10%, of the pool assets of theissuing entity. Therefore, the Depositor included in this Annual Report on Form10-K an assessment of compliance with applicable servicing criteria for MidlandLoan Services, a Division of PNC Bank, National Association and an accountants’attestation report pursuant to Item 1122 of Regulation AB because Midland LoanServices, a Division of PNC Bank, National Association is servicing more than5% of the pool assets. However, the Depositor is not required to include inthis Annual Report on Form 10-K a servicer compliance statement pursuant toItem 1123 of Regulation AB of Midland Loan Services, a Division of PNC Bank,National Association because Midland Loan Services, a Division of PNC Bank,National Association is an unaffiliated servicer servicing less than 10% of thepool assets.

Park Bridge Lender Services LLC is the operating advisor ofthe mortgage loans serviced under the Pooling and Servicing Agreement, the 181Fremont Street Mortgage Loan and the CoolSprings Galleria Mortgage Loan. As a result, Park Bridge Lender Services LLC is a servicing functionparticipant in the capacities described above, because it is servicing mortgageloans that constituted 5% or more of the assets of the issuing entity as of itscut-off date. The assessments of compliance with applicable servicing criteriaand accountants’ attestation reports delivered by Park Bridge Lender ServicesLLC in the capacities described above are listed in the Exhibit Index.

Pentalpha Surveillance LLC is the operating advisor of theVillage at Leesburg Mortgage Loan and the Flats at East Bank MortgageLoan.  As a result, Pentalpha Surveillance LLC is a servicing functionparticipant in the capacities described above, because it is servicing mortgageloans that constituted 5% or more of the assets of the issuing entity as of itscut-off date. The assessments of compliance with applicable servicing criteriaand accountants’ attestation reports delivered by Pentalpha Surveillance LLC inthe capacities described above are listed in the Exhibit Index.

Wilmington Trust, National Associationacts as trustee of the mortgage loans serviced under the Pooling and ServicingAgreement, the Village at Leesburg Mortgage Loan, the CoolSprings GalleriaMortgage Loan, the Flats at East Bank Mortgage Loan and the 181 Fremont StreetMortgage Loan.  Pursuant to the Pooling and Servicing Agreement, thepooling and servicing agreement for the WFCM 2018-C44 Transaction, the poolingand servicing agreement for the BANK 2018-BNK12 Transaction, the pooling andservicing agreement for the CGCMT 2018-C5 Transaction and the pooling andservicing agreement for the Benchmark 2018-B4 Transaction, the trustee isrequired to provide an assessment of compliance with applicable servicingcriteria solely with respect to Item 1122(d)(2)(iii) of Regulation AB (regardingadvances of funds or guarantees regarding collections, cash flows ordistributions, and any interest or other fees charged for such advances, aremade, reviewed and approved as specified in the transaction agreements).However, during the reporting period, the trustee did not perform any servicingfunction with respect to the servicing criteria specified in Item1122(d)(2)(iii) of Regulation AB.  The master servicer or the specialservicer, to the extent required, performed the servicing function identifiedwith respect to Item 1122(d)(2)(iii) of Regulation AB, and each such partyincluded Item 1122(d)(2)(iii) of Regulation AB in the assessment of compliancewith applicable servicing criteria and accountant’s attestation report for thesubject transaction.  As a result, this Annual Report on Form 10-K doesnot include an assessment of compliance with applicable servicing criteria ofthe trustee. One or more other servicers of the mortgage loans serviced underthe Pooling and Servicing Agreement, the Village at Leesburg Mortgage Loan, theCoolSprings Galleria Mortgage Loan, the Flats at East Bank Mortgage Loan andthe 181 Fremont Street Mortgage Loan have delivered one or more assessments ofcompliance with respect to Item 1122(d)(2)(iii) of Regulation AB.

This Annual Report on Form 10-Kincludes assessments of compliance with applicable servicing criteria andaccountants’ attestation reports from CoreLogic Commercial Real EstateServices, Inc. and National Tax Search, LLC.  These entities were engagedby the master servicer under the Pooling and Servicing Agreement and theprimary servicer of the Village at Leesburg Mortgage Loan, the CoolSpringsGalleria Mortgage Loan and the 181 Fremont Street Mortgage Loan to remit taxpayments received from the escrow accounts of borrowers to local taxingauthorities, to report tax amounts due, to verify tax parcel information, andto verify non-escrow tax payments. These servicing functions are includedwithin the servicing criteria set forth in Items 1122(d)(4)(xi) and1122(d)(4)(xii) of Regulation AB.  Therefore, under the principles-baseddefinition of “servicer” set forth in Item 1101(j) of Regulation AB that looksto the functions that an entity performs, these vendors are “servicers” for thepurposes of Item 1122 of Regulation AB.  *See* Compliance andDisclosure Interpretations, Section 301.01 (Item 1101(j)).

Theassessments of compliance with applicable servicing criteria, accountants’attestation reports and servicer compliance statements of the certificateadministrator of the Village at Leesburg Mortgage Loan, the CoolSpringsGalleria Mortgage Loan, the 181 Fremont Street Mortgage Loan and the Flats atEast Bank Mortgage Loan listed on the Exhibit Index are omitted from thisAnnual Report on Form 10-K as the certificate administrator pursuant to therelated pooling and servicing agreement or trust and servicing agreement doesnot perform any activities that address servicing criteria with respect to theissuing entity and because they are each not a “servicer” that meets thecriteria in Item 1108(a)(2)(i) through (iii) of Regulation AB.

With respect to the *pari passu*loan combinations that include the Flats at East Bank Mortgage Loan, the 181Fremont Street Mortgage Loan, the CoolSprings Galleria Mortgage Loan and theVillage at Leesburg Mortgage Loan, (i) the reports on assessment of compliancewith servicing criteria and attestation reports on assessment of compliancewith servicing criteria of Citibank, N.A. as custodian of the Flats at EastBank Mortgage Loan, KeyBank National Association as special servicer of theFlats at East Bank Mortgage Loan and CWCapital Asset Management LLC as specialservicer of the 181 Fremont Street Mortgage Loan listed on the Exhibit Indexare omitted from this Annual Report on Form 10-K as they are not required to beincluded on this Annual Report on Form 10-K per Instruction 3 to Item 1122 ofRegulation AB because they are parties performing activities that addressservicing criteria relating to 5% or less of the assets of the issuing entity;and (ii) the servicer compliance statements of KeyBank National Association asspecial servicer of the Flats at East Bank Mortgage Loan, CWCapital AssetManagement LLC as special servicer of the 181 Fremont Street Mortgage Loan,Midland Loan Services, a Division of PNC Bank, National Association as specialservicer of the CoolSprings Galleria Mortgage Loan, and Rialto CapitalAdvisors, LLC, as special servicer of the Village at Leesburg Mortgage Loanlisted on the Exhibit Index are omitted from this Annual Report on Form 10-K asthey are not required by Item 1123 of Regulation AB to be included on thisAnnual Report on Form 10-K because they are each an unaffiliated party that isnot a “servicer” that meets the criteria in Item 1108(a)(2)(i) through (iii) ofRegulation AB.

**PART I**

**Item 1.  Business.**

Omitted.

**Item 1A.  Risk Factors.**

Omitted.

**Item 1B.  Unresolved Staff Comments.**

None.

**Item 2.  Properties.**

Omitted.

**Item 3.  Legal Proceedings.**

Omitted.

**Item 4.  Mine Safety Disclosures.**

Not applicable.

**PART II**

**Item 5.  Market for Registrant’s Common Equity,Related Stockholder Matters and Issuer Purchases of Equity Securities.**

Omitted.

**Item 6.  Selected Financial Data.**

Omitted.

**Item 7.  Management’s Discussion and Analysis ofFinancial Condition and Results of Operations.**

Omitted.

**Item 7A.  Quantitative and Qualitative DisclosuresAbout Market Risk.**

Omitted.

**Item 8.  Financial Statements and Supplementary Data.**

Omitted.

**Item 9.  Changes in and Disagreements With Accountantson Accounting and Financial Disclosure.**

Omitted.

**Item 9A.  Controls and Procedures.**

Omitted.

**Item 9B.  Other Information.**

None.

**PART III**

**Item 10.  Directors, Executive Officers and CorporateGovernance.**

Omitted.

**Item 11.  Executive Compensation.**

Omitted.

**Item 12.  Security Ownership of Certain BeneficialOwners and Management and Related Stockholder Matters.**

Omitted.

**Item 13.  Certain Relationships and RelatedTransactions, and Director Independence.**

Omitted.

**Item 14.  Principal Accounting Fees and Services.**

Omitted.

**ADDITIONAL DISCLOSURE ITEMS FOR REGULATION AB**

**Item 1112(b) of Regulation AB, Significant ObligorFinancial Information.**

No single obligor represents 10% or more of the pool assetsheld by the issuing entity. 

**Item 1114(b)(2) of Regulation AB, Significant EnhancementProvider Financial Information.**

No entity or group of affiliated entities provides any external creditenhancement or other support for the certificates within this transaction asdescribed under Item 1114(a) of Regulation AB.

**Item 1115(b) of Regulation AB, Certain DerivativesInstruments (Financial Information).**

No entity or group of affiliated entities provides anyderivative instruments or other support for the certificates within thistransaction as described under Item 1115 of Regulation AB.

**Item 1117 of Regulation AB, Legal Proceedings.**

 

The registrant knows of nomaterial pending legal proceeding involving the trust or any party related to thetrust, other than routine litigation incidental to the duties of thoserespective parties, and the following, with respect to Citibank N.A., ascustodian, and Wells Fargo Bank, National Association, as certificateadministrator and as custodian.

In the ordinary course of business, Citibank, N.A. (“Citibank”)is involved in a number of legal proceedings, including in connection with itsrole as trustee of certain RMBS transactions.  Certain of these Citibankas trustee-related matters are disclosed herein. 

On June 18, 2014, a civil action was filed against Citibankin the Supreme Court of the State of New York by a group of investors in 48private-label RMBS trusts for which Citibank allegedly serves or did serve astrustee, asserting claims for purported violations of the Trust Indenture Actof 1939 (the “Trust Indenture Act”), breach of contract, breach offiduciary duty and negligence based on Citibank’s alleged failure to performits duties as trustee for the 48 RMBS trusts.  On November 24, 2014, plaintiffssought leave to withdraw this action.  On the same day, a smaller subsetof similar plaintiff investors in 27 private-label RMBS trusts for whichCitibank allegedly serves or did serve as trustee, filed a new civil actionagainst Citibank in the United States District Court for the Southern Districtof New York asserting similar claims as the prior action filed in statecourt.  In January 2015, the court closed plaintiffs’ original state courtaction.  On September 8, 2015, the federal court dismissed all claims asto 24 of the 27 trusts and allowed certain of the claims to proceed as to theother three trusts. Subsequently, plaintiffs voluntarily dismissed all claimswith respect to two of the three trusts. On April 7, 2017, Citibank filed amotion for summary judgment. Plaintiffs filed its consolidated opposition briefand cross motion for partial summary judgment on May 22, 2017.  Briefingon those motions was completed on August 4, 2017. On March 22, 2018, the courtgranted Citibank’s motion for summary judgment in its entirety, deniedPlaintiffs’ motion for summary judgment and ordered the clerk to close thecase. On April 20, 2018, plaintiffs filed a notice of appeal. Plaintiffs’opening brief was filed on August 3, 2018. Citibank filed its opposition onNovember 2, 2018.  Plaintiffs’ filed their reply on November 16,2018.  On June 7, 2019, the Second Circuit dismissed plaintiffs’ appealfollowing the parties’ filing of a stipulation withdrawing the case withprejudice pursuant to Federal Rule of Appellate Procedure 42.

On November 24, 2015, the same investors that brought thefederal case brought a new civil action in the Supreme Court of the State ofNew York related to 25 private-label RMBS trusts for which Citibank allegedlyserves or did serve as trustee.  This case includes the 24 trustspreviously dismissed in the federal action, and one additional trust.  Theinvestors assert claims for breach of contract, breach of fiduciary duty,breach of duty to avoid conflicts of interest, and violation of New York’sStreit Act (the “Streit Act”).  Following oral argument on Citibank’smotion to dismiss, Plaintiffs filed an amended complaint on August 5,2016.  On June 27, 2017, the state court issued a decision, dismissing theEvent of Default claims, mortgage-file-related claims, the fiduciary dutyclaims, and the conflict of interest claims.  The decision sustainedcertain breach of contract claims including the claim alleging discovery ofbreaches of representations and warranties, a claim related to robo-signing,and the implied covenant of good faith claim.  Citibank appealed the lowercourt’s decision, and on January 16, 2018, the Appellate Division, FirstDepartment, dismissed the claims related to robo-signing and the impliedcovenant of good faith, but allowed plaintiffs’ claim alleging discovery ofbreaches of representations and warranties to proceed.  On June 7, 2019,plaintiffs filed a motion for discontinuance of the action and dismissal ofplaintiffs’ claims with prejudice.

On August 19, 2015, the Federal Deposit Insurance Corporation(“FDIC”) as Receiver for a failed financial institution filed a civilaction against Citibank in the Southern District of New York.  This actionrelates to one private-label RMBS trust for which Citibank formerly served astrustee.  FDIC asserts claims for breach of contract, violation of theStreit Act, and violation of the Trust Indenture Act. Citibank jointly briefeda motion to dismiss with The Bank of New York Mellon and U.S. Bank, N.A.,entities that have also been sued by FDIC in their capacity as trustee, andthese cases have all been consolidated in front of Judge Carter.  OnSeptember 30, 2016, the Court granted the motion to dismiss without prejudicefor lack of subject matter jurisdiction.  On October 14, 2016, FDIC fileda motion for reargument or relief from judgment from the Court’s dismissalorder.  On July 11, 2017, Judge Carter ruled on the motion forreconsideration regarding his dismissal of the action.  He deniedreconsideration of his decision on standing, but granted leave to amend thecomplaint by October 9, 2017.  The FDIC subsequently requested anextension of time to file its amended complaint, which was granted. The FDICfiled its amended complaint on December 8, 2017. Defendants’ jointly filed amotion to dismiss the amended complaint and that joint motion was fully briefedas of May 3, 2018.  On March 20, 2019, the Court granted Defendants’ jointmotion to dismiss the amended complaint. The FDIC's deadline to file a noticeof appeal was April 22, 2019. The FDIC has not appealed. There can be noassurances as to the outcome of litigation or the possible impact of litigationon the trustee or the RMBS trusts.  However, Citibank denies liability andcontinues to vigorously defend against these litigations.  Furthermore,neither the above-disclosed litigations nor any other pending legal proceedinginvolving Citibank will materially affect Citibank’s ability to perform itsduties under the related servicing agreement for this CMBS transaction.

 

Beginning on June 18, 2014, agroup of institutional investors filed civil complaints in the Supreme Court ofthe State of New York, New York County, and later the U.S. District Court forthe Southern District of New York, against Wells Fargo Bank, N.A., (“WellsFargo Bank”) in its capacity as trustee for certain residential mortgagebacked securities (“RMBS”) trusts.  The complaints against WellsFargo Bank alleged that the trustee caused losses to investors and assertedcauses of action based upon, among other things, the trustee's alleged failureto: (i) notify and enforce repurchase obligations of mortgage loan sellers forpurported breaches of representations and warranties, (ii) notify investors ofalleged events of default, and (iii) abide by appropriate standards of carefollowing alleged events of default. Relief sought included money damages in anunspecified amount, reimbursement of expenses, and equitable relief. InNovember 2018, Wells Fargo Bank reached an agreement, in which it denied any wrongdoing,to resolve such claims on a classwide basis for the 271 RMBS trusts atissue.  On May 6, 2019, the court entered an order approving thesettlement agreement.  Separate lawsuits against Wells Fargo Bank makingsimilar allegations filed by certain other institutional investors concerningseveral RMBS trusts in New York federal and state court are not covered by theagreement.  With respect to such litigations, Wells Fargo Bank believesplaintiffs' claims are without merit and intends to contest the claimsvigorously, but there can be no assurances as to the outcome of the litigationsor the possible impact of the litigations on Wells Fargo Bank or the RMBStrusts.

**Item 1119 of Regulation AB, Affiliations and CertainRelationships and Related Transactions.**

The information regarding this Item has been previouslyprovided in the prospectus of the Registrant relating to the issuing entityfiled on July 17, 2018 pursuant to Rule 424(b)(2).

**Item 1122 of Regulation AB, Compliance with ApplicableServicing Criteria.**

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the mortgage loans are attachedhereto under Item 15 to this Annual Report on Form 10-K. Attached as Exhibit AAto the Pooling and Servicing Agreement incorporated by reference as Exhibit 4.1to this Annual Report on Form 10-K is a chart identifying the entitiesparticipating in a servicing function for the transaction responsible for eachapplicable servicing criteria set forth in Item 1122(d).

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the Village at Leesburg MortgageLoan, which is being serviced and administered pursuant to the pooling andservicing agreement for the WFCM 2018-C44 Transaction, are attached heretounder Item 15 to this Annual Report on Form 10-K. Attached as Exhibit AA to thepooling and servicing agreement for the WFCM 2018-C44 Transaction incorporatedby reference as Exhibit 4.2 to this Annual Report on Form 10-K is a chartidentifying the entities participating in a servicing function for the WFCM2018-C44 Transaction responsible for each applicable servicing criteria setforth in Item 1122(d).

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the CoolSprings Galleria MortgageLoan, which is being serviced and administered pursuant to the pooling andservicing agreement for the BANK 2018-BNK12 Transaction, are attached heretounder Item 15 to this Annual Report on Form 10-K. Attached as Exhibit AA to thepooling and servicing agreement for the BANK 2018-BNK12 Transactionincorporated by reference as Exhibit 4.3 to this Annual Report on Form 10-K isa chart identifying the entities participating in a servicing function for theBANK 2018-BNK12 Transaction responsible for each applicable servicing criteriaset forth in Item 1122(d).

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the Flats at East Bank Mortgage Loan,which is being serviced and administered pursuant to the pooling and servicingagreement for the CGCMT 2018-C5 Transaction, are attached hereto under Item 15to this Annual Report on Form 10-K. Attached as Exhibit O to the pooling andservicing agreement for the CGCMT 2018-C5 Transaction incorporated by referenceas Exhibit 4.4 to this Annual Report on Form 10-K is a chart identifying theentities participating in a servicing function for the CGCMT 2018-C5 Transactionresponsible for each applicable servicing criteria set forth in Item 1122(d).

The reports on assessments of compliance with the servicingcriteria for asset-backed securities and related attestation reports on suchassessments of compliance with respect to the 181 Fremont Street Mortgage Loan,which is being serviced and administered pursuant to the pooling and servicingagreement for the Benchmark 2018-B4 Transaction, are attached hereto under Item15 to this Annual Report on Form 10-K. Attached as Schedule II to the poolingand servicing agreement for the Benchmark 2018-B4 Transaction incorporated byreference as Exhibit 4.5 to this Annual Report on Form 10-K is a chartidentifying the entities participating in a servicing function for the Benchmark2018-B4 Transaction responsible for each applicable servicing criteria setforth in Item 1122(d).

The report on assessment of compliance with applicableservicing criteria furnished pursuant to Item 1122 of Regulation AB by MidlandLoan Services, a Division of PNC Bank National Association (“Midland”)discloses that a material instance of noncompliance occurred, as describedbelow:

Material Instance of Noncompliance

In certain instances, the Schedule AL Files (Item 1125 ofRegulation AB) were not reported in accordance with the terms specified in thetransaction agreements, in conflict with Item 1122(d)(3)(i): “Reports toinvestors, including those to be filed with the Commission, are maintained inaccordance with the transaction agreements and applicable Commissionrequirements. Specifically, such reports: (A) Are prepared in accordance withtimeframes and other terms set forth in the transaction agreements”.  Thenoncompliance consisted of omitted or inaccurately reported fields as describedin (1) and (2) below.  (1) In connection with other enhancements Midlandmade to its manual Schedule AL process, starting in April 2019, Midlanddeveloped and implemented new Schedule AL reporting templates for eachapplicable CMBS transaction that closed prior to April 2019 and for eachapplicable CMBS transaction going forward.  Related to this, Midland madecertain template setup errors, along with related and other manual inputting ofinformation errors, and the errors were not identified prior to submission ofthe applicable Schedule AL Files in certain cases due to breakdowns in qualitycontrol.  (2) In one applicable transaction, the related Schedule AL Filefor a given month was not saved properly resulting in the prior month'sSchedule AL File being submitted for the given month instead of the correctSchedule AL File. 

The identified instances did not involve the servicing ofassets included in this securitization.

Steps Taken to Remedy the Material Instance of Noncompliance

Midland’s Schedule AL reporting process was enhanced in Aprilof 2019, however, the process remained manual throughout the 2019 calendaryear.  Errors relating to certain Schedule AL Files during 2019 wereidentified during the related audit.  Following identification, Midlandmade staffing changes and additional enhancements and improvements to itsprocesses and procedures to support its Schedule AL reporting obligations andexpects to move to an automated solution for this process.  

Midland is currently remediating the Schedule AL reportingfor certain of the CMBS transactions found to be incorrect. 

**Item 1123 of Regulation AB, Servicer Compliance Statement.**

The servicer compliance statements are attached as Exhibitsto this Annual Report on Form 10-K.

**PART IV**

**Item 15. Exhibits, Financial Statement Schedules**

(a) The following is a list of documents filed as part ofthis Annual Report on Form 10-K:

(1) Not applicable

(2) Not applicable

(3) See below

 

4.1          Poolingand Servicing Agreement, dated as of July 1, 2018, by and among Wells FargoCommercial Mortgage Securities, Inc., as Depositor, Wells Fargo Bank, NationalAssociation, as Master Servicer, LNR Partners, LLC, as Special Servicer, WellsFargo Bank, National Association, as Certificate Administrator, WilmingtonTrust, National Association, as Trustee, and Park Bridge Lender Services LLC,as Operating Advisor and Asset Representations Reviewer (filed as Exhibit 4.1to the registrant’s Current Report on Form 8-K filed on July 17, 2018 underCommission File No. 333-206677-25 and incorporated by reference herein).

4.2          Pooling and Servicing Agreement, dated as of May 1, 2018, by and among WellsFargo Commercial Mortgage Securities, Inc., as Depositor, Wells Fargo Bank,National Association, as Master Servicer, Rialto Capital Advisors, LLC, asSpecial Servicer, Wells Fargo Bank, National Association, as CertificateAdministrator, Wilmington Trust, National Association, as Trustee, andPentalpha Surveillance LLC, as Operating Advisor and Asset Representations Reviewer(filed as Exhibit 99.5 to the registrant’s Current Report on Form 8-K filed onJuly 17, 2018 under Commission File No. 333-206677-25 and incorporated byreference herein).

4.3          Poolingand Servicing Agreement, dated as of May 1, 2018, by and among Banc of AmericaMerrill Lynch Commercial Mortgage Inc., as Depositor, Wells Fargo Bank,National Association, as General Master Servicer, Midland Loan Services, aDivision of PNC Bank, National Association, as General Special Servicer,National Cooperative Bank, N.A., as NCB Master Servicer and as NCB SpecialServicer, Aegon USA Realty Advisors, LLC, as Fair Oaks Mall Special Servicer,Wells Fargo Bank, National Association, as Certificate Administrator,Wilmington Trust, National Association, as Trustee, and Park Bridge LenderServices LLC, as Operating Advisor and Asset Representations Reviewer (filed asExhibit 99.7 to the registrant’s Current Report on Form 8-K filed on July 17,2018 under Commission File No. 333-206677-25 and incorporated by referenceherein).

4.4          Poolingand Servicing Agreement, dated as of June 1, 2018, by and among CitigroupCommercial Mortgage Securities Inc., as Depositor, Midland Loan Services, aDivision of PNC Bank, National Association, as Master Servicer, KeyBankNational Association, as Special Servicer, Pentalpha Surveillance LLC asOperating Advisor and Asset Representations Reviewer, Citibank, N.A., asCertificate Administrator and Wilmington Trust, National Association, asTrustee (filed as Exhibit 99.8 to the registrant’s Current Report on Form 8-Kfiled on July 17, 2018 under Commission File No. 333-206677-25 and incorporatedby reference herein).

4.5          Poolingand Servicing Agreement, dated as of July 1, 2018, by and among DeutscheMortgage & Asset Receiving Corporation, as Depositor, Wells Fargo Bank,National Association, as Master Servicer, CWCapital Asset Management LLC, asSpecial Servicer, Wilmington Trust, National Association, as Trustee, WellsFargo Bank, National Association, as Certificate Administrator, Paying Agentand Custodian, and Park Bridge Lender Services LLC, as Operating Advisor andAsset Representations Reviewer (filed as Exhibit 99.6 to the registrant’sCurrent Report on Form 8-K filed on July 17, 2018 under Commission File No.333-206677-25 and incorporated by reference herein).

4.6          AgreementBetween Note Holders, dated as of May 17, 2018, by and between Wells FargoBank, National Association, as Initial Note A-1 Holder and Initial Note A-2Holder (filed as Exhibit 99.9 to the registrant’s Current Report on Form 8-Kfiled on July 17, 2018 under Commission File No. 333-206677-25 and incorporatedby reference herein).

4.7          Co-LenderAgreement, dated as of May 7, 2018, by and among Deutsche Bank AG, New YorkBranch, as Note A-1 Holder, Note A-4 Holder and Note A-5 Holder, Wells FargoBank, National Association, as Note A-2 Holder and Note A-3 Holder, andBarclays Bank PLC, as Note A-6-1 Holder and Note A-6-2 Holder (filed as Exhibit99.10 to the registrant’s Current Report on Form 8-K filed on July 17, 2018under Commission File No. 333-206677-25 and incorporated by reference herein).

4.8          Amended and Restated Agreement Between Note Holders, dated as of July 17, 2018,by and between Wilmington Trust, National Association, as Trustee for theBenefit of the Registered Holders of BANK 2018-BNK12, Commercial MortgagePass-Through Certificates, Series 2018-BNK12, as Note A-1 Holder and Note A-2Holder, Wells Fargo Bank, National Association, as Initial Note A-3 Holder,Initial Note A-4-1 Holder, and Initial Note A-4-2 Holder (filed as Exhibit99.11 to the registrant’s Current Report on Form 8-K filed on July 17, 2018under Commission File No. 333-206677-25 and incorporated by reference herein).

4.9          AgreementBetween Noteholders, dated as of May 9, 2018, by and among Rialto MortgageFinance, LLC, as Note A-1 Holder and Note A-2 Holder and ACREFI MortgageLending, LLC, as Note B Holders (filed as Exhibit 99.12 to the registrant’sCurrent Report on Form 8-K filed on July 17, 2018 under Commission File No.333-206677-25 and incorporated by reference herein).

 

31          Rule 13a-14(d)/15d-14(d)Certifications.

33          Reports on assessment of compliance with servicing criteria for asset-backedsecurities.

33.1       Wells Fargo Bank, NationalAssociation, as Master Servicer

33.2       LNR Partners, LLC, asSpecial Servicer

33.3       Wilmington Trust, National Association, as Trustee (Omitted. See ExplanatoryNotes.)

33.4       Wells Fargo Bank, NationalAssociation, as Certificate Administrator

33.5       Wells Fargo Bank, NationalAssociation, as Custodian

33.6       Park Bridge LenderServices LLC, as Operating Advisor

33.7       CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant

33.8       National Tax Search, LLC,as Servicing Function Participant

33.9       Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Village at Leesburg Mortgage Loan (seeExhibit 33.1)

33.10     Rialto Capital Advisors,LLC, as Special Servicer of the Village at Leesburg Mortgage Loan

33.11     Wilmington Trust, National Association, as Trustee of the Village at LeesburgMortgage Loan (Omitted. See Explanatory Notes.)

33.12     Wells Fargo Bank, NationalAssociation, as Custodian of the Village at Leesburg Mortgage Loan (see Exhibit33.5)

33.13     Pentalpha SurveillanceLLC, as Operating Advisor of the Village at Leesburg Mortgage Loan

33.14     CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of the Village atLeesburg Mortgage Loan (see Exhibit 33.7)

33.15     National Tax Search, LLC,as Servicing Function Participant of the Village at Leesburg Mortgage Loan (seeExhibit 33.8)

33.16     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the CoolSprings Galleria Mortgage Loan (seeExhibit 33.1)

33.17     Midland Loan Services, aDivision of PNC Bank, National Association, as Special Servicer of theCoolSprings Galleria Mortgage Loan

33.18     Wilmington Trust, National Association, as Trustee of the CoolSprings GalleriaMortgage Loan (Omitted. See Explanatory Notes.)

33.19     Wells Fargo Bank, NationalAssociation, as Custodian of the CoolSprings Galleria Mortgage Loan (seeExhibit 33.5)

33.20     Park Bridge LenderServices LLC, as Operating Advisor of the CoolSprings Galleria Mortgage Loan(see Exhibit 33.6)

33.21     CoreLogic Commercial Real EstateServices, Inc., as Servicing Function Participant of the CoolSprings GalleriaMortgage Loan (see Exhibit 33.7)

33.22     National Tax Search, LLC,as Servicing Function Participant of the CoolSprings Galleria Mortgage Loan(see Exhibit 33.8)

33.23     Midland Loan Services, aDivision of PNC Bank, National Association, as Primary Servicer of the Flats atEast Bank Mortgage Loan (see Exhibit 33.17)

33.24     KeyBank National Association, as Special Servicer of the Flats at East BankMortgage Loan (Omitted. See Explanatory Notes.)

33.25     Wilmington Trust, National Association, as Trustee of the Flats at East BankMortgage Loan (Omitted. See Explanatory Notes.)

33.26     Citibank, N.A., as Custodian of the Flats at East Bank Mortgage Loan (Omitted.See Explanatory Notes.)

33.27     Pentalpha SurveillanceLLC, as Operating Advisor of the Flats at East Bank Mortgage Loan (see Exhibit33.13)

33.28     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the 181 Fremont Street Mortgage Loan (seeExhibit 33.1)

33.29     CWCapital Asset Management LLC, as Special Servicer of the 181 Fremont StreetMortgage Loan (Omitted. See Explanatory Notes.)

33.30     Wilmington Trust, National Association, as Trustee of the 181 Fremont StreetMortgage Loan (Omitted. See Explanatory Notes.)

33.31     Wells Fargo Bank, NationalAssociation, as Custodian of the 181 Fremont Street Mortgage Loan (see Exhibit33.5)

33.32     Park Bridge LenderServices LLC, as Operating Advisor of the 181 Fremont Street Mortgage Loan (seeExhibit 33.6)

33.33     CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of the 181 FremontStreet Mortgage Loan (see Exhibit 33.7)

33.34     National Tax Search, LLC,as Servicing Function Participant of the 181 Fremont Street Mortgage Loan (seeExhibit 33.8)

34          Attestation reports onassessment of compliance with servicing criteria for asset-backed securities.

34.1       Wells Fargo Bank, NationalAssociation, as Master Servicer

34.2       LNR Partners, LLC, asSpecial Servicer

34.3       Wilmington Trust, National Association, as Trustee (Omitted. See ExplanatoryNotes.)

34.4       Wells Fargo Bank, NationalAssociation, as Certificate Administrator

34.5       Wells Fargo Bank, NationalAssociation, as Custodian

34.6       Park Bridge Lender ServicesLLC, as Operating Advisor

34.7       CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant

34.8       National Tax Search, LLC,as Servicing Function Participant

34.9       Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Village at Leesburg Mortgage Loan (seeExhibit 34.1)

34.10     Rialto Capital Advisors, LLC,as Special Servicer of the Village at Leesburg Mortgage Loan

34.11     Wilmington Trust, National Association, as Trustee of the Village at LeesburgMortgage Loan (Omitted. See Explanatory Notes.)

34.12     Wells Fargo Bank, NationalAssociation, as Custodian of the Village at Leesburg Mortgage Loan (see Exhibit34.5)

34.13     Pentalpha SurveillanceLLC, as Operating Advisor of the Village at Leesburg Mortgage Loan

34.14     CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of the Village atLeesburg Mortgage Loan (see Exhibit 34.7)

34.15     National Tax Search, LLC,as Servicing Function Participant of the Village at Leesburg Mortgage Loan (seeExhibit 34.8)

34.16     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the CoolSprings Galleria Mortgage Loan (seeExhibit 34.1)

34.17     Midland Loan Services, aDivision of PNC Bank, National Association, as Special Servicer of theCoolSprings Galleria Mortgage Loan

34.18     Wilmington Trust, National Association, as Trustee of the CoolSprings GalleriaMortgage Loan (Omitted. See Explanatory Notes.)

34.19     Wells Fargo Bank, NationalAssociation, as Custodian of the CoolSprings Galleria Mortgage Loan (seeExhibit 34.5)

34.20     Park Bridge LenderServices LLC, as Operating Advisor of the CoolSprings Galleria Mortgage Loan(see Exhibit 34.6)

34.21     CoreLogic Commercial RealEstate Services, Inc., as Servicing Function Participant of the CoolSpringsGalleria Mortgage Loan (see Exhibit 34.7)

34.22     National Tax Search, LLC,as Servicing Function Participant of the CoolSprings Galleria Mortgage Loan(see Exhibit 34.8)

34.23     Midland Loan Services, aDivision of PNC Bank, National Association, as Primary Servicer of the Flats atEast Bank Mortgage Loan (see Exhibit 34.17)

34.24     KeyBank National Association, as Special Servicer of the Flats at East BankMortgage Loan (Omitted. See Explanatory Notes.)

34.25     Wilmington Trust, National Association, as Trustee of the Flats at East BankMortgage Loan (Omitted. See Explanatory Notes.)

34.26     Citibank, N.A., as Custodian of the Flats at East Bank Mortgage Loan (Omitted.See Explanatory Notes.)

34.27     Pentalpha SurveillanceLLC, as Operating Advisor of the Flats at East Bank Mortgage Loan (see Exhibit34.13)

34.28     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the 181 Fremont Street Mortgage Loan (seeExhibit 34.1)

34.29     CWCapital Asset Management LLC, as Special Servicer of the 181 Fremont StreetMortgage Loan (Omitted. See Explanatory Notes.)

34.30     Wilmington Trust, National Association, as Trustee of the 181 Fremont StreetMortgage Loan (Omitted. See Explanatory Notes.)

34.31     Wells Fargo Bank, NationalAssociation, as Custodian of the 181 Fremont Street Mortgage Loan (see Exhibit 34.5)

34.32     Park Bridge LenderServices LLC, as Operating Advisor of the 181 Fremont Street Mortgage Loan (seeExhibit 34.6)

34.33     CoreLogic Commercial Real EstateServices, Inc., as Servicing Function Participant of the 181 Fremont StreetMortgage Loan (see Exhibit 34.7)

34.34     National Tax Search, LLC,as Servicing Function Participant of the 181 Fremont Street Mortgage Loan (seeExhibit 34.8)

35          Servicer compliance statements.

35.1       Wells Fargo Bank, NationalAssociation, as Master Servicer

35.2       LNR Partners, LLC, asSpecial Servicer

35.3       Wells Fargo Bank, NationalAssociation, as Certificate Administrator

35.4       Wells Fargo Bank, NationalAssociation, as Primary Servicer of the Village at Leesburg Mortgage Loan (seeExhibit 35.1)

35.5       Rialto Capital Advisors, LLC, as Special Servicer of the Village at LeesburgMortgage Loan (Omitted. See Explanatory Notes.)

35.6       Wells Fargo Bank, NationalAssociation, as Primary Servicer of the CoolSprings Galleria Mortgage Loan (seeExhibit 35.1)

35.7       Midland Loan Services, a Division of PNC Bank, National Association, as SpecialServicer of the CoolSprings Galleria Mortgage Loan (Omitted. See ExplanatoryNotes.)

35.8       Midland Loan Services, a Division of PNC Bank, National Association, as PrimaryServicer of the Flats at East Bank Mortgage Loan (Omitted. See ExplanatoryNotes.)

35.9       KeyBank National Association, as Special Servicer of the Flats at East BankMortgage Loan (Omitted. See Explanatory Notes.)

35.10     Wells Fargo Bank, NationalAssociation, as Primary Servicer of the 181 Fremont Street Mortgage Loan (seeExhibit 35.1)

35.11     CWCapital Asset Management LLC, as Special Servicer of the 181 Fremont StreetMortgage Loan (Omitted. See Explanatory Notes.)

99.1        MortgageLoan Purchase Agreement, dated as of June 28, 2018, between Wells FargoCommercial Mortgage Securities, Inc. and Wells Fargo Bank, National Association(filed as Exhibit 99.1 to the registrant’s Current Report on Form 8-K filed onJuly 17, 2018 under Commission File No. 333-206677-25 and incorporated byreference herein)

99.2        MortgageLoan Purchase Agreement, dated as of June 28, 2018, between Wells FargoCommercial Mortgage Securities, Inc. and Barclays Bank PLC (filed as Exhibit99.2 to the registrant’s Current Report on Form 8-K filed on July 17, 2018under Commission File No. 333-206677-25 and incorporated by reference herein)

99.3        MortgageLoan Purchase Agreement, dated as of June 28, 2018, between Wells FargoCommercial Mortgage Securities, Inc. and Rialto Mortgage Finance, LLC (filed asExhibit 99.3 to the registrant’s Current Report on Form 8-K filed on July 17,2018 under Commission File No. 333-206677-25 and incorporated by referenceherein)

99.4        MortgageLoan Purchase Agreement, dated as of June 28, 2018, between Wells FargoCommercial Mortgage Securities, Inc. and C-III Commercial Mortgage LLC (filedas Exhibit 99.4 to the registrant’s Current Report on Form 8-K filed on July17, 2018 under Commission File No. 333-206677-25 and incorporated by referenceherein)

(b)   The exhibits required to be filed by theRegistrant pursuant to Item 601 of Regulation S-K are listed above.

(c)   Not Applicable.

 

**SIGNATURES**

Pursuant to the requirements of Section 13 or 15(d) of theSecurities Exchange Act of 1934, the registrant has duly caused this report tobe signed on its behalf by the undersigned, thereunto duly authorized.

Wells Fargo Commercial MortgageSecurities, Inc.(Depositor)

/s/ AnthonySfarra

AnthonySfarra, President

(senior officer in charge ofsecuritization of the depositor)

Date: March 18, 2020