United States Securities and Exchange Commission

                             Washington, D.C. 20549



                                    Form 11-K



(Mark One)

[X]  Annual Report Pursuant to Section 15(d) of the Securities Exchange Act of
     1934

                   For the fiscal year ended December 31, 2002
                                             -----------------

                                       or
                                       --

[ ]  Transition Report Pursuant to Section 15(d) of the Securities Exchange Act
     of 1934



                For the transition period from _______ to _______



                        Commission file number 001-11 001
                                               ----------


                       Frontier Union 401(k) Savings Plan
                       ----------------------------------

                            (Full title of the Plan)



                         Citizens Communications Company
                         -------------------------------

                                3 High Ridge Park
                                -----------------
                                  P.O. Box 3801
                                  -------------
                               Stamford, CT 06905
                               ------------------

                     (Name of issuer of the securities held
                      pursuant to the Plan and the address
                      of its principal executive offices)

<PAGE>




                       FRONTIER UNION 401(k)SAVINGS PLAN

                 Financial Statements and Supplemental Schedules

                           December 31, 2002 and 2001

                   (With Independent Auditors' Report Thereon)



<PAGE>
<TABLE>
<CAPTION>

                       Frontier Union 401(k) SAVINGS PLAN



                                Table of Contents



                                                                                                   Page
                                                                                                   ----

<S>                                                                                                 <C>
Independent Auditors' Report                                                                         1

Financial Statements:

  Statements of Net Assets Available for Benefits - December 31, 2002 and 2001                       2

  Statement of Changes in Net Assets Available for Benefits for the Year Ended December 31, 2002     3


Notes to Financial Statements                                                                      4-10

Supplemental Schedules:*

Schedule H, Line 4(i) - Schedule of Assets (Held at End of Year) as of December 31, 2002            11

Signature                                                                                           12

Independent Auditors' Consent                                                                       13

Exhibits:

  99.1 - 99.2   Certifications  pursuant to 18 U.S.C.  Section 1350, as adopted pursuant to
                Section 906 of the Sarbanes-Oxley Act of 2002.

</TABLE>





* Schedules required by Form 5500 that are not applicable have not been included



<PAGE>


                          Independent Auditors' Report




To Citizens Communications Company,
The Plan Administrator of Frontier Union 401(k) Savings Plan:


We have audited the accompanying statements of net assets available for benefits
of the Frontier  Union 401(k)  Savings Plan (the "Plan") as of December 31, 2002
and 2001,  and the  related  statement  of changes in net assets  available  for
benefits for the year ended December 31, 2002.  These  financial  statements are
the responsibility of the Plan's management. Our responsibility is to express an
opinion on these financial statements based on our audits.

We conducted our audits in accordance with auditing standards generally accepted
in the  United  States of  America.  Those  standards  require  that we plan and
perform the audit to obtain  reasonable  assurance  about  whether the financial
statements are free of material misstatement.  An audit includes examining, on a
test basis,  evidence  supporting  the amounts and  disclosures in the financial
statements.  An audit also includes assessing the accounting principles used and
significant  estimates  made by  management,  as well as evaluating  the overall
financial  statement  presentation.   We  believe  that  our  audits  provide  a
reasonable basis for our opinion.

In our opinion,  the financial  statements  referred to above present fairly, in
all material  respects,  the net assets available for benefits of the Plan as of
December  31,  2002 and 2001,  and the changes in its net assets  available  for
benefits for the year ended  December 31, 2002,  in conformity  with  accounting
principles generally accepted in the United States of America.

Our audits  were  performed  for the  purpose of forming an opinion on the basic
financial statements taken as a whole. The supplemental schedule of assets (Held
at End of Year) is presented  for purposes of  additional  analysis and is not a
required part of the basic financial statements but is supplementary information
required by the  Department  of Labor Rules and  Regulations  for  Reporting and
Disclosure  under the Employee  Retirement  Income  Security  Act of 1974.  This
supplemental  schedule has been subjected to the auditing  procedures applied in
the audit of the basic  financial  statements  and,  in our  opinion,  is fairly
stated in all material  respects in relation to the basic  financial  statements
taken as a whole.


                                                           /s/ KPMG LLP




New York, New York
June 26, 2003

<PAGE>
<TABLE>
<CAPTION>

              FRONTIER UNION 401(k) SAVINGS PLAN
       Statements of Net Assets Available for Benefits
                  December 31, 2002 and 2001

                                                                      2002               2001
                                                                 ----------------   ---------------
Assets:
    Investments (see note 3):
<S>                                                            <C>                  <C>
       Citizens Communications Company common stock            $    7,516,296       $   2,470,706
       Global Crossing common stock                                    26,801           1,381,033
       Mutual funds                                                13,890,801          15,065,738
       Collective trusts                                           14,892,602          13,569,838
       Participant loans                                            3,126,385           3,126,853
                                                                 ------------       -------------
               Total investments                                   39,452,885          35,614,168
                                                                 ------------       -------------

    Receivables:
       Employer contribution                                          409,415             152,284
       Participant contributions                                       65,666             202,132
                                                                 ------------       -------------
               Total receivables                                      475,081             354,416
                                                                 ------------       -------------
               Net assets available for benefits               $   39,927,966       $  35,968,584
                                                                 ============       =============


                 See accompanying notes to financial statements.
</TABLE>


                                       2
<PAGE>
<TABLE>
<CAPTION>


                            FRONTIER UNION 401(k) SAVINGS PLAN
                Statement of Changes in Net Assets Available for Benefits
                               Year ended December 31, 2002

Additions to net assets attributed to:                                         2002
     Investment income (loss):                                          ---------------
<S>                                                                      <C>
        Dividends                                                        $      638,357
        Interest                                                                221,010
        Net depreciation in fair value of investments (note 3)               (5,225,607)
                                                                         ---------------
                                                                             (4,366,240)
                                                                         ---------------
     Contributions:
        Participant                                                           6,538,608
        Employer                                                              3,907,845
        Rollovers                                                                22,641
                                                                         ---------------
                                                                             10,469,094
                                                                         ---------------
                  Total additions                                             6,102,854
                                                                         ---------------
 Deductions to net assets attributed to:
     Benefits paid to participants                                           (2,138,552)
     Miscellaneous expenses                                                      (4,920)
                                                                         ---------------
                 Total deductions                                            (2,143,472)
                                                                         ---------------
Net increase in assets available for benefits                                 3,959,382
Net assets available for benefits:
     Beginning of period                                                     35,968,584
                                                                         ---------------
     End of period                                                       $   39,927,966
                                                                         ===============
</TABLE>

                 See accompanying notes to financial statements.



                                       3
<PAGE>

                       Frontier Union 401(k) Savings Plan

                          Notes to Financial Statements

                           December 31, 2002 and 2001


(1)  Description of the Plan

     General

     The following  description  of the Frontier  Union 401(k) Savings Plan (the
     "Plan") provides general information. Participants should refer to the Plan
     document for a more comprehensive description of the Plan's provisions.

     (a)  Background

          The  Plan  is a  voluntary  defined  contribution  plan  sponsored  by
          Citizens Communications Company (the "Company"). At December 31, 2002,
          there were 1,896  employees  eligible to  participate  in the Plan and
          1,737 active  employees  participating  in the Plan. On June 29, 2001,
          under a Stock Purchase  Agreement,  the Company  purchased from Global
          Crossing  Limited  ("Global  Crossing")  100% of the stock of Frontier
          Corp's local  exchange  carrier  subsidiaries  under a Stock  Purchase
          Agreement.  Under  the  terms of the  Stock  Purchase  Agreement,  the
          Company  established  the  Plan  effective  June 29,  2001 to  provide
          benefits to the bargaining  unit  employees of the following  entities
          ("Participating Employers"):

                         Frontier Communications of AuSable Valley, Inc.

                         Frontier Communications of Illinois, Inc.

                         Frontier Communications of Iowa, Inc.

                         Frontier Communications of Lakeside, Inc.

                         Frontier Communications of Michigan, Inc.

                         Frontier Communications - Midland, Inc.

                         Frontier Communications of Minnesota, Inc.

                         Frontier Communications of Mt. Pulaski, Inc.

                         Frontier Communications of New York, Inc.

                         Frontier Communications - Prairie, Inc.

                         Frontier Communications of Sylvan Lake, Inc.

                         Frontier Telephone of Rochester, Inc.

          Effective July 19, 2001, the Plan accepted a transfer of net assets of
          the  portion  of  the  Frontier  Group   Bargaining   Unit  Employees'
          Retirement Savings Plan (the "Frontier Bargaining Plan") in the amount
          of  $44,193,910,  which  is  comprised  of the  accounts  of  Business
          Employees (as defined in the Stock  Purchase  Agreement)  who formerly
          participated in the Frontier Bargaining Plan, pursuant to the spin-off
          of such portion from the Frontier  Bargaining  Plan and merger of such
          portion into the Plan in a transaction complying with the requirements
          of Section  414(l) of the Internal  Revenue  Code of 1986,  as amended
          ("IRC" or the  "Code").  The  Frontier  Bargaining  Plan was a defined
          contribution  plan  established by the seller under the Stock Purchase
          Agreement  for  all  of  its  bargaining  unit  employees.   The  Plan
          administrator  believes  transfer  of  plan  assets  was a  tax-exempt
          transaction under the applicable provisions of the IRC and, therefore,
          is not subject to Federal income tax.


                                       4
<PAGE>

          The Plan is intended to qualify as a profit  sharing plan  pursuant to
          provisions  of Code  Section  401(a)  and 401(k) and is subject to the
          applicable  provisions of the Employee  Retirement Income Security Act
          of 1974 ("ERISA") as amended.

     (b)  Participation

          Under  the  terms of the  Plan,  bargaining  unit  employees,  who are
          covered by collective  bargaining  agreements,  except for  temporary,
          summer, and leased employees,  for the above  Participating  Employers
          are eligible to  participate in the Plan on the first day of the month
          coincident  with or next  following  his/her  completion of 30 days of
          employment.

     (c)  Contributions

          Eligible  participants  may  contribute  the  Basic  Contribution  (as
          defined  by the  Plan),  in 1%  increments,  up to 3% of their  annual
          compensation  through payroll  deductions,  subject to certain maximum
          contribution  restrictions.  In addition,  if a participant  is making
          Basic Contributions at the maximum rate of 3% of his/her contribution,
          he/she may also elect to make  Supplemental  Contributions (as defined
          by  the  Plan),   in  1%  increments,   from  1%  to  47%  of  his/her
          compensation, subject to certain maximum contribution restrictions.

          All employees  eligible to make  contributions  under the Plan and who
          have  attained or will attain age 50 before the close of the Plan year
          shall be eligible to make catch-up  contributions  in accordance with,
          and subject to the  limitations  of,  Section  414(v) of the Code.  No
          matching  contributions  shall be made with respect to a Participant's
          catch-up contributions.

          Participating  Employers may contribute Employer Fixed  Contributions,
          Employer   Matching   Contributions   or   Employer   Profit   Sharing
          Contributions (as defined by the Plan).  Participants  should refer to
          their respective bargaining agreements for Employer Fixed Contribution
          requirements. The Employer Matching Contributions are equal to 100% or
          the first 3% of a  participant's  compensation  that he/she  elects to
          contribute to the Plan. The  Participating  Employer may make Employer
          Profit  Sharing  Contributions  depending on the terms of the relevant
          collective bargaining agreement.

          All Participating Employer contributions and the earnings thereon were
          invested  initially in Citizens  Communications  Company  common stock
          through  April 30,  2002.  All  Participating  Employer  contributions
          remain  in  the  Company   Stock  fund  and  are   allocated   to  the
          Participant's Restricted Employer Contribution Account until the fifth
          anniversary  of the  date  of  investment.  At the  expiration  of the
          five-year  period,  the  investment  in  a  Participant's   Restricted
          Employer  Contribution  Account shall lose its  restriction and may be
          invested by the participant pursuant to the Plan document in any other
          fund option or left in Citizens Communications Company common stock.

                                       5
<PAGE>

          As of May 1, 2002, the Company  contribution for certain  participants
          is no longer exclusively allocated to Citizens  Communications Company
          common stock. The Company  contributions  for these  participants made
          subsequent to May 1, 2002 are allocated to Plan  investment  following
          the  same  method  of  allocation  as  that  for  participant-directed
          contributions.

     (d)  Participant Accounts

          Each   participant's   account  is  credited  with  the  participant's
          contribution  and an  allocation of (a) the  Participating  Employer's
          contributions  and (b) Plan earnings or losses.  Allocations are based
          on each participant's contribution, as defined. The benefit to which a
          participant  is entitled  is the amount that can be provided  from the
          participant's vested account.

     (e)  Investments

          The Plan  provides  participants  the option of having their Basic and
          Supplemental  Contributions  to the Plan  made on a  salary  reduction
          basis and on a deferred  tax basis.  Upon  enrollment  in the Plan,  a
          participant  may direct  contributions  into the following  investment
          options.

          *    Putnam Income Fund
          *    Putnam Global Equity Fund
          *    Putnam Voyager Fund
          *    Putnam Fund For Growth & Income
          *    Putnam Asset - Allocation Balanced Fund
          *    Putnam S&P 500 Index Fund
          *    Putnam Stable Value Fund
          *    Citizens Communications Company common stock

          The Plan holds  investments in the Global  Crossing  common stock as a
          result of the transfer of net assets from the Frontier Bargaining Plan
          to the Plan.  The Plan  trustee  will  continue to hold such shares in
          trust for the benefit of the previous Global Crossing  employees until
          such time as any such employee  elects to dispose of his or her shares
          based upon the Stock Purchase  Agreement.  However,  the Plan does not
          permit the  participants to otherwise invest in Global Crossing common
          stock,  whether  with  additional  contributions  made  into the Plan,
          reallocation of other assets of a participant's account, or otherwise.
          On January 28, 2002,  Global Crossing filed for bankruptcy.  The value
          of the Plan's  investment in Global Crossing common stock has declined
          significantly since December 31, 2001.

          Effective July 1, 2003, the Plan added ten new investment  choices and
          eliminated  three investment  choices  increasing to 17 the investment
          fund choices available to plan participants.

     (f)  Vesting

          Participants  are immediately 100% vested in their  contributions  and
          allocated  earnings  thereon.  Vesting in the  Participating  Employer
          contributions  is based on years of continuous  service.  Participants
          should refer to their  respective  bargaining  agreements  for vesting
          requirements  of  Participating  Employer   contributions.   Forfeited
          nonvested  accounts are used to reduce future  Participating  Employer
          contributions.

                                       6
<PAGE>

     (g)  Payment of Benefits

          Payment of benefits  generally  begins upon termination of service and
          attaining  normal  retirement  age of 65. A  participant  may elect to
          receive  either a  lump-sum  amount  equal to the  value of his or her
          vested  account  balance,  or  a  participant  may  elect  to  receive
          installments  over a  period  not  to  exceed  20  years.  However,  a
          participant  who has reached age 59 1/2 but who has not yet terminated
          employment  may  withdraw  all or a  portion  of  his  or  her  vested
          accumulated account balance in accordance with the terms of the Plan.

          If upon  termination  of service a participant  does not attain normal
          retirement age and the participant's vested account balance is greater
          than $5,000, the participant may elect to receive a lump-sum amount, a
          direct rollover to a qualified plan under Section 401 of the IRC, or a
          direct rollover to a qualified Individual  Retirement Account equal to
          the value of his or her vested account balance.  If the vested account
          balance is less than $5,000,  the balance will be  distributed  to the
          participant as soon as administratively feasible.

     (h)  Forfeitures

          For the year ended December 31, 2002, there were no forfeited  company
          contributions.  Forfeitures  are  retained in the Plan and are used to
          reduce future company contributions.

     (i)  Participant Loans

          Loans are available to participants in the Plan on a nondiscriminatory
          basis. Participant loans cannot exceed the lesser of 50% of the vested
          amounts in the  participant's  account or $50,000.  A participant  may
          only have two loans  outstanding,  and they are  treated  as  directed
          investments  by the borrower  with respect to his or her account.  The
          interest rate on loans is established  based on the prime rate,  under
          current plan provisions.  Interest paid on the loan is credited to the
          borrower's account and the participant does not share in the income of
          the Plan's assets with respect to the amounts outstanding.  Loans have
          a term of no more than five  years  except  that a loan may be granted
          for a  period  not to  exceed  15 years  if the  proceeds  are used to
          purchase the participant's principal residence.

     (j)  Administration

          The Plan is administered by the Company's  Retirement  Committee whose
          members are appointed by the Company's Board of Directors. The trustee
          of the Plan is Putnam Fiduciary Trust Company (the Trustee).

     (k)  Plan Termination

          Although it has not  expressed any intention to do so, the Company has
          the right under the Plan to discontinue its  contributions at any time
          and to terminate the Plan subject to the  provisions of ERISA.  In the
          event of plan  termination,  participants  will  become 100% vested in
          their accounts.

(2)  Summary of Significant Accounting Policies

     (a)  Basis of Accounting

          The  financial  statements  have been prepared on the accrual basis of
          accounting.

                                       7
<PAGE>

     (b)  Use of Estimates

          The preparation of financial  statements in conformity with accounting
          principles generally accepted in the United States of America requires
          management to make estimates and assumptions  that affect the reported
          amounts of assets, liabilities, and changes therein, and disclosure of
          contingent  assets  and  liabilities  at the  date  of  the  financial
          statements. Actual results could differ from those estimates.

          Certain  reclassifications  have been made to financial statements for
          prior years to conform to current presentation.

     (c)  Investments

          The Plan's investments are stated at fair value.  Shares of registered
          investment  companies  (mutual  funds)  are  valued at  quoted  market
          prices,  which  represent  the net asset  value of shares  held by the
          Plan.  Investments in collective trusts are valued at fair value based
          on the  underlying  net assets of the trust as reported by the sponsor
          of the collective  trust.  Common stock is valued at its quoted market
          price as of the end of the Plan year.  Participant loans are valued at
          cost, which approximates fair value. The net depreciation/appreciation
          in the fair value of  investments  consists of the net realized  gains
          and  losses  on  the  disposal  of  investments   and  the  unrealized
          appreciation/depreciation  of the  market  value  for the  investments
          remaining in the Plan in 2002.

          Purchases and sales of securities are recorded on a trade-date  basis.
          Interest  income is  recorded  on the  accrual  basis.  Dividends  are
          recorded on the dividend date.

     (d)  Benefits Paid

          Benefits are recorded when paid.

     (e)  Administrative Expenses

          Significant expenses associated with the Plan are paid by the Company.

     (f)  Risks and Uncertainties

          The Plan offers a number of investment  options  including the Company
          common stock and a variety of pooled  investment  funds, some of which
          are registered investment companies. The investment funds include U.S.
          equities,   international   equities,  and  fixed  income  securities.
          Investment securities,  in general, are exposed to various risks, such
          as interest rate,  credit,  and overall market volatility risk. Due to
          the level of risk associated with certain investment securities, it is
          reasonable  to  expect  that  changes  in  the  values  of  investment
          securities  will  occur in the near term and that such  changes  could
          materially affect participant account balances.

          The Plan's  exposure to a  concentration  of credit risk is limited by
          the  diversification  of investments  across all  participant-directed
          fund   elections.    Additionally,   the   investments   within   each
          participant-directed fund election are further diversified into varied
          financial instruments, with the exception of the Company common stock,
          which is invested in the security of a single issuer.

     (g)  Adoption of New Accounting Pronouncement

          Effective  January 1, 2001, the Plan adopted the Financial  Accounting
          Standards Board's Statement of Financial Accounting Standards No. 133,
          Accounting for Derivative  Instruments and Hedging  Activities  ("SFAS
          No.  133").  SFAS No. 133, as amended,  requires  that all  derivative
          instruments be recognized in the financial  statements and measured at
          fair value  regardless of the purpose or intent of holding  them.  The
          adoption  of SFAS  No.  133  did not  have  an  impact  on the  Plan's
          financial statements.

                                       8

<PAGE>
<TABLE>
<CAPTION>

     (3)  Investments

          The following  presents  investments  that represent 5% or more of the
          Plan's net assets at the end of year:

                                                                               2002                  2001
                                                                       ------------------    ------------------
              <S>                                                       <C>                   <C>
               Putnam Income Fund                                       $     2,841,433       $     2,326,280
               Putnam Global Equity Fund                                      2,747,655             3,107,572
               Putnam Voyager Fund                                            6,107,065             7,683,891
               Putnam S&P 500 Index Fund                                      5,066,823             5,870,936
               Putnam Stable Value Fund                                       9,825,779             7,698,902
               Citizens Communications Company common stock:
                   Participant directed, 207,045 and 65,876
                      shares, respectively                                    2,184,316               702,239
                   Nonparticipant directed, 505,400 and
                      165,897 shares, respectively                            5,331,980             1,768,467


          During 2002,  the Plan's  investments  (including  gains and losses on
          investments  bought  and  sold,  as  well  as  held  for  the  period)
          depreciated in value by $5,225,607 as follows:

                      Mutual funds                                                 $    (3,299,641)
                      Common stocks                                                       (524,140)
                      Collective trust                                                  (1,401,826)
                                                                                  -------------------

                                                                                   $    (5,225,607)
                                                                                  ===================

     (4)  Nonparticipant-Directed Investments

          Information   about  the  net  assets   available   for  benefits  and
          significant  components  of the  changes in net assets  available  for
          benefits  relating to the  nonparticipant-directed  investments  is as
          follows:

                                                                                   2002                  2001
                                                                           ------------------    ------------------

                  Net assets:
                      Common Stock of the Company                           $     5,331,980       $     1,768,467
                                                                           ==================    ==================

                  Changes in net assets:
                      Net appreciation in fair value of investments         $       563,949       $        64,663

                  Employer contributions                                          3,085,454             1,349,783
                  Benefits paid to participants                                    (175,130)               (3,125)
                  Transfers out                                                    (276,327)               (1,087)
                  Other                                                             365,567               358,233
                                                                           ------------------    ------------------

                                Change in net assets                        $     3,563,513       $     1,768,467
                                                                           ==================    ==================
</TABLE>
                                       9

<PAGE>

     (5)  Related-Party Transactions

          Certain  Plan assets are  invested in shares of mutual  funds that are
          managed  by  Putnam.  Putnam is the  trustee  as  defined by the Plan,
          therefore,    these   transactions    qualify   as   party-in-interest
          transactions.  Fees paid by the Company to Putnam amounted to $863 and
          $976 for the years ended December 31, 2002 and 2001.

     (6)  Tax Status

          The  Plan  submitted  an  application  on  February  27,  2002  for  a
          determination that the Frontier Union 401(k) Savings Plan is qualified
          under  Section  401(a) of the Code and the related trust is tax exempt
          under  Section  501(a) of the Code.  On October 22, 2002,  the Company
          received  a  favorable  determination  letter  from  Internal  Revenue
          Service.  The Plan  Administrator  and the Plan's tax counsel  believe
          that the Plan is currently  designed and being  operated in compliance
          with the applicable requirements of the IRC.

     (7)  Subsequent Events

          Effective  January 1, 2002,  the Company  adopted  "good faith" EGTRRA
          amendments to the Plan and to the Frontier  Union 401(k) Savings Plan.
          Effective  December 31, 2002,  the Frontier  Union 401(k) Savings Plan
          was merged into the Plan.  The Plan was amended  effective  January 1,
          2003  (except as  otherwise  provided  in the Plan),  to reflect  such
          merger.

                                       10


<PAGE>
<TABLE>
<CAPTION>


                       FRONTIER UNION 401(k) SAVINGS PLAN
        Schedule H, line 4(i) - Schedule of Assets (Held at End of Year)
                                December 31, 2002

                                                                                                                     Current
           Identity of Issuer                            Description of Investment                                    value
-----------------------------------------------------------------------------------------------------------------------------------
<S>                                                <C>                                                          <C>
*    Citizens Communications Company               Common Stock; 712,445 shares; cost at $6,611,737              $   7,516,296
*    Global Crossing Limited                       Common Stock; 1,488,953 shares                                       26,801
                                                                                                                ---------------
                                                   Total common stocks                                               7,543,097
                                                                                                                ---------------

*    Putnam Income Fund                            Mutual Funds; 425,364 shares                                      2,841,433
*    Putnam Global Equity Fund                     Mutual Funds; 464,916 shares                                      2,747,655
*    Putnam Voyager Fund                           Mutual Fund; 480,493 shares                                       6,107,065
*    Putnam Fund for Growth & Income               Mutual Fund; 113,746 shares                                       1,608,370
*    Putnam Asset - Allocation Balanced Fund       Mutual Fund; 70,129 shares                                          586,278
                                                                                                                ---------------
                                                   Total mutual funds                                               13,890,801
                                                                                                                ---------------

*    Putnam S&P 500 Index Fund - Collective Trust  Collective Trust; 234,142 shares                                  5,066,823
*    Putnam Stable Value Fund - Collective Trust   Collective Trust; 9,825,779 shares                                9,825,779
                                                                                                                ---------------
                                                   Total collective trust                                           14,892,602
                                                                                                                ---------------

*    Participant loans                             524 loans with interest rates ranging from 4.25% to 9.50%         3,126,385
                                                                                                                ---------------

                                                                                                                 $  39,452,885
                                                                                                                ===============


     * Party-in-interest as defined by ERISA

                                          See accompanying independent auditors' report.

</TABLE>



                                       11
<PAGE>

                       Frontier Union 401(k) Savings Plan




                                   Signatures
                                   ----------


Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the Plan
Administrators have duly caused this annual report to be signed on its behalf by
the undersigned hereunto duly authorized.




                         Frontier Union 401(k) Savings Plan



                         By     /s/ Robert J. Larson
                           -----------------------------------

                                    Robert J. Larson

                         Senior Vice President and Chief Accounting Officer



June 30, 2003


                                       12
<PAGE>



                          Independent Auditors' Consent



The Board of Directors
Citizens Communications Company:


We hereby consent to the  incorporation  by reference in Registration  Statement
No. 333-91054 on Form S-8 of Citizens Communications Company of our report dated
June 26, 2003,  relating to the statement of net assets  available for benefits
of the Frontier  Union 401(k) Savings Plan as of December 31, 2002 and 2001, and
the related  statement of changes in net assets  available  for benefits for the
year ended December 31, 2002, and supplemental schedule as of December 31, 2002,
which report  appears in the annual  report on Form 11-K of the  Frontier  Union
401(k) Savings Plan dated December 31, 2002.








                                                            /s/ KPMG LLP

New York, New York
June 26, 2003


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