1725
                Eye Street, NWSuite
                600Washington,
                DC 20006tel(202)
                336-7700TOLL
                (800) 955-9622FAX
                (202) 336-7622






**MANAGEMENT'S
      ASSERTION ON COMPLIANCE WITH APPLICABLE SERVICING**


**CRITERIA
      PURSUANT TO ITEM 1122 OF REGULATION AB**




Management
      of NCB, FSB (the Bank) is responsible for assessing compliance with the
      servicing criteria set
      forth
      in Item 1122(d) of Regulation AB of the Securities and Exchange Commission
      as of
      and for the year ended December 31, 2006 (the Reporting Period), relating to
      the
      servicing of asset backed securities transactions
      conducted by the Bank, as identified in Appendix A, during the Reporting Period
      (the Platform).




Management
      of the Bank has assessed the effectiveness of the Bank's compliance with the
      applicable servicing
      criteria for the Reporting Period. In making this assessment, management used
      the criteria set forth
      by
      the Securities and Exchange Commission in paragraph (d) of item 1122 of
      Regulation AB, excluding the criteria set forth in Appendix B, which management
      has determined are not applicable to the
      servicing activities it performs with respect to the Platform.




With
      respect to servicing criteria (d)(4)(xi), the Bank has engaged various vendors
      to perform the activities
      required by these servicing criteria. Management has determined that these
      vendors are not considered
      a "servicer" as defined in Item 1101(j) of Regulation AB, and has elected to
      take responsibility
      for assessing compliance with the servicing criteria applicable to each vendor
      as permitted by
      Interpretation 17.06 of the SEC Division of Corporation Finance Manual of
      Publicly Available Telephone
      Interpretations ("Interpretation 17.06"). As permitted by Interpretation 17.06,
      management asserts that it has policies and procedures in place designed to
      provide reasonable assurance that the vendors'
      activities comply in all material respects with the servicing criteria
      applicable to each vendor. Management
      is solely responsible for determining that it meets the SEC requirements to
      apply Interpretation
      17.06 for the vendors and related criteria.




Based
      on
      such assessment, management believes that, for the Reporting Period the Bank
      has
      complied in all
      material respects with the applicable servicing criteria set forth in Item
      1122
      (d) of Regulation AB of the
      Securities and Exchange Commission relating to the serving of the
      Platform.




KPMG
      LLP,
      a registered public accounting firm, has issued an attestation report with
      respect to management's
      assessment of compliance with the applicable servicing criteria for the
      Reporting Period.








/s/
      Kathleen Luzik


Kathleen
      Luzik, Chief Operating Officer






Banking
                & Financial Serviceswww.ncb.coop
            Cooperative
                ExpansionEconomic
                Development









Appendix
      A to Management's Assertion




Fannie
      Mae MBS Contract X00122-4


Fannie
      Mae MBS Contract X00122-3


Fannie
      Mae MBS Contract X000002


Fannie
      Mae MBS Contract X000117


Fannie
      Mae MBS Contract X000119


Fannie
      Mae MBS Contract X000112


Fannie
      Mae MBS Contract X000122


Fannie
      Mae WAS REMIC 1998-M6


Fannie
      Mae MBS Contract X000122-1


Fannie
      Mae MBS Contract X000122-2


Fannie
      Mae WAS REMIC 1995-M4


Fannie
      Mae MBS Contract X000091


Fannie
      Mae WAS REMIC 1997-M8


Fannie
      Mae MBS Contract X000097


CSFB
      Series 1997 Cl


CSFB
      Series 1997 C2


CSFB
      Series 1997 PS1


CSFB
      Series 1998 Cl


CSFB
      Series 1998 C2


CSFB
      Series 1999 Cl


CSFB
      Series 2000 PS4


CSFB
      Series 2000 Cl (Coop)


CSFB
      Series 1998 PS2


CSFB
      Series 2000 Cl (Comm)


CSFB
      Series 2001 CKN5 (Coop)


CSFB
      Series 2001 CKN5 (Comm)


CSFB
      Series 2002 CKN2 (Coop)


CSFB
      Series 2002 CKN2 (Comm)


CSFB
      Series 2002 CP3


MSDW
      Series 2002-IQ3


CSFB
      Series 2003-CPN1


CSFB
      Series 2003-C3


MSCI
      Series 2003-IQ6


CSFB
      Series 2004 Cl


MSCI
      Series 2004-IQ7


CSFB
      Series 2004 C4


MSCI
      Series 2005 IQ9


CSFB
      Series 2005 C3


CSFB
      Series 2005 C5


MSCI
      Series 2005 IQ10


CSFB
      Series 2006 Cl


MSCI
      Series 2006 IQ 11


CSFB
      Series 2006 C4





Appendix
      B to Management's Assertion






Regulation
      AB Item 1122(d) criteria determined to be not applicable:


·
            1122(d)(1)(iii)


·
            1122(d)(3)(i)


·
            1122(d)(3)(ii)


·
            1122(d)(3)(iii)


·
            1122(d)(3)(iv)


·
            1122(d)(4)(i)


·
            1122(d)(4)(ii)


·
            1122(d)(4)(iii)


·
            1122(d)(4)(xv)