Rule 424(b)(3)
                                    Registration Statement
                                    No. 33-64309

PRICING SUPPLEMENT NO. 25,

Dated March 18, 1997, to
Prospectus, dated May 13, 1996 and  
Prospectus Supplement, dated May 15, 1996.

                          THE CIT GROUP HOLDINGS, INC.
                           MEDIUM-TERM FIXED RATE NOTE
                   DUE NINE MONTHS OR MORE FROM DATE OF ISSUE


(X) Senior Note               ( ) Senior Subordinated Note

Principal Amount:  U.S. $200,000,000.

Proceeds to Corporation:  99.7404% or $199,480,800.

Underwriting Discount:  .1346%.

Issue Price:  99.875%.

Original Issue Date:  March 21, 1997.

Maturity Date:  March 22, 1999.

Interest Rate Per Annum:  6.250%.

Interest Payment Dates: Each March 22 and September 22, commencing September 22,
1997,  provided  that if any such day is not a Business Day, the payment will be
made on the next  succeeding  Business  Day as if it were  made on the date such
payment  was due,  and no  interest  will  accrue on the amount  payable for the
period from and after such  Interest  Payment Date or the Maturity  Date, as the
case may be.

      Interest  payments  will  include the amount of interest  accrued from and
      including the most recent Interest Payment Date to which interest has been
      paid (or from and including the Original  Issue Date) to but excluding the
      applicable Interest Payment Date.

The Note is offered by the Underwriter,  as specified herein, subject to receipt
and acceptance by it and subject to its right to reject any order in whole or in
part. It is expected that the Note will be ready for delivery in book-entry form
on or about March 21, 1997.

                               UBS SECURITIES LLC
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Form:  Global Note.

Specified Currency:  U.S. Dollars.

Trustee, Registrar, Authenticating and Paying Agent:
      The First  National Bank of Chicago,  under  Indenture  dated as of May 1,
      1994 between the Trustee and the Corporation.


                                  UNDERWRITING

      UBS  Securities  LLC ( the  "Underwriter")  is acting as principal in this
      transaction.

      Subject  to the  terms  and  conditions  set  forth  in a Term  Sheet  and
      Agreement  dated  March 18,  1997 (the  "Terms  Agreement"),  between  the
      Corporation  and the  Underwriter,  incorporating  the  terms of a Selling
      Agency  Agreement  dated May 15, 1996,  between the Corporation and Lehman
      Brothers,  Lehman  Brothers  Inc., CS First Boston  Corporation,  Goldman,
      Sachs & Co.,  Merrill Lynch & Co., Merrill Lynch,  Pierce,  Fenner & Smith
      Incorporated, Morgan Stanley & Co. Incorporated, Salomon Brothers Inc, and
      UBS Securities LLC, the Corporation has agreed to sell to the Underwriter,
      and  the  Underwriter  has  agreed  to  purchase,  $200,000,000  aggregate
      principal amount of the Note.

      Under the terms and conditions of the Terms Agreement,  the Underwriter is
      committed to take and pay for all of the Note, if any are taken.

      The Underwriter has advised the Corporation  that it proposes to initially
      offer the Note to the public at the Issue  Price set forth  above,  and to
      certain  dealers at such price less a concession  not in excess of .10% of
      the principal  amount of the Note, and the Underwriter may allow, and such
      dealers may reallow,  a concession  to certain other dealers not in excess
      of .05% of such principal amount.  After the initial public offering,  the
      public  offering  price and such  concessions  may be changed from time to
      time.  In connection  with the sale of the Note,  the  Underwriter  may be
      deemed to have received  compensation  from the Corporation in the form of
      underwriting  discounts,  and the Underwriter may also receive commissions
      from  the  purchasers  of the  Note  for  whom  it may act as  agent.  The
      Underwriter and any dealers that  participate  with the Underwriter in the
      distribution  of the  Note  may be  deemed  to be  underwriters,  and  any
      discounts or commissions  received by them and any profit on the resale of
      the  Note  by  them  may  be  deemed  to  be  underwriting   discounts  or
      commissions.
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      The Note is a new issue of securities with no established  trading market.
      The  Corporation  currently  has no  intention  to  list  the  Note on any
      securities  exchange.  The Corporation has been advised by the Underwriter
      that it intends to make a market in the Note but is not obligated to do so
      and may  discontinue  any market  making at any time  without  notice.  No
      assurance can be given as to the  liquidity of the trading  market for the
      Note.

      The Corporation  has agreed to indemnify the  Underwriter  against certain
      liabilities,  including  liabilities  under the Securities Act of 1933, as
      amended.