**US      MERCHANT SYSTEMS**

**MULTI-LOCATION      PRIMARY MERCHANT AGREEMENT**

**R      E C I T A L S**

**T      E R M S A N D C O N D I T I O N S**

| 1.0   | **Authority**:                By submitting a Merchant Application on behalf of Government Entities,                Client attests that it is authorized by Government Entities to enter                into                a Merchant Processing Agreement and Business Agreement on Government                Entities’ behalf. |
|-----------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| 1.1   | **Account                Applications**:                All Merchant Applications from Client on behalf Government Entities                shall                fall under the terms and conditions of this Multi-Location Primary                Merchant Account Agreement as well as the Merchant Processing Agreement                and Business Agreement in place with Client and USMS.. An account                application will consist of a USMS Merchant Application filled out                by                Client, which indicates the DBA of the Government Entity, location                information, equipment information, payment information for equipment,                and                DDA account information (if other than on Primary Merchant Account                holder’s application). |
|-----------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 1.2   | **Compliance**:                By entering into a Merchant Processing Agreement on behalf of Government                Entities, Client accepts complete responsibility for Client and Government                Entities to agree, abide and comply                with: |
|-----------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   |   |
|--------|--------|

| (a)   | Terms                and conditions of the Merchant Processing                Agreement. |
|-----------------|------------------------------------------------------------------------------------------|

|   |   |
|--------|--------|

| (b)   | Operating                Regulations set forth by Card                Associations. |
|-----------------|-------------------------------------------------------------------------------------|

| 1.3   | **Deposits**:                Client acknowledges that all deposits as a result of Government Entities’                card acceptance are deposited into a DDA account designated by Client.                Client is responsible for prompt and accurate distribution of said                deposits to Government Entities. USMS shall be indemnified and held                harmless by Client and its Government Entities from any liability                as a                result of Client failing to distribute, or incorrectly distribute,                deposits made into said DDA account by                USMS. |
|-----------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 1.4   | **Fees**:                During any period of time in which this Agreement and Merchant Processing                Agreement remains in full force and effect, Client is responsible                for all                rates and fees for Client’s and Government Entities’ merchant                accounts,                as                set forth in the attached Schedule A, which is made a part of this                Agreement. Client shall hold the compensation plan set forth in Schedule                A                in strict confidence. USMS may only amend Schedule A to reflect any                increases or decreases in the direct costs that it is charged by                its                vendors, Visa, MasterCard and other similar entities. |
|-----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| 1.5   | **Risk                Management and Fraud**:                Client acknowledges that there is an inherent risk involved in handling                bankcard transactions. Client acknowledges that it understands its                responsibilities pertaining to all Chargebacks, Retrievals, ACH Rejects                and other liabilities as outlined in the Merchant Processing Agreement                for                all Government Entities submitted to USMS. Client understands, as                USMS                makes deposits into its designated DDA account, and where Client                is the                Primary Merchant Account holder, that Clients shall be responsible                for,                and have funds available to cover, any Chargeback and Retrieval activity                for any reason, inclusive of fraud, on any Government Entity merchant                account. |
|-----------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 1.6   | **Collection                of Fees**:                Client is responsible for the collection of any fees from Government                Entities as a result of any agreements it has in place with Government                Entities. In turn USMS shall collect fees directly from                Client. |
|-----------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 1.7   | **Reports                and Statements**:                Client shall be responsible for providing accurate statements, reports                and                accounting for all transaction activity and fees to Government                Entities. |
|-----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 1.8   | **Transaction                Infrastructure**:                Client shall be responsible for the upkeep, maintenance and operations                of                its VeriFone Rapid Internet Transaction Authority server and Client’s                NimBill product/service, its connectivity to POS devices and the                Global                East (NDC) platform and acknowledges that USMS does not offer technical                support for this specific product. Since POS applications loaded                onto the                POS equipment by Client are proprietary to Client, USMS shall be                held                harmless from any difficulties or errors resulting from said terminal                application, unless where this application was altered or loaded                by USMS. |
|-----------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| 1.9   | **Application                Support**:                Client shall be responsible for loading its proprietary POS terminal                application into the equipment provided by USMS. Client shall provide                USMS                with a copy of its POS terminal application for the sake of USMS                offering                POS terminal support to Government Entities. Client will support                USMS with                this POS terminal application as                needed. |
|-----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 1.10   | **Supplies**:                Client acknowledges primary responsibility to provide Government                Entities                with supplies for its VeriFone terminals inclusive of paper rolls.                USMS                may provide such supplies on an emergency basis for which Client                will be                billed for supplies and shipping and handling costs as set forth                in                Schedule A of this agreement. |
|------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 1.11   | **Security                of Information**:                Client agrees that Client will be certified, within reasonable time,                by a                third-party auditor who is endorsed by both Card Associations, to                be in                compliance with Visa’s Cardholder Information Security Program and                MasterCard’s Site Data Protection programs (“CISP/SDP”). USMS shall be                indemnified and held harmless by Client and its Government Entities                from                any liability as a result of any type of security breach suffered                by, or                caused by, Client or failure to pass a CISP/SDP audit. Any and all                fines                resulting from a security breach and/or non-compliance with CISP/SDP                levied against USMS, Global Payments, Inc. and/or HSBC Bank USA,                N.A. by                the Card Associations and/or any of its Members shall be passed on                to                Client and Client shall be responsible for paying such                fines. |
|------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 2.0   | **Processing                Services**:                USMS will provide POS credit and debit card processing services to                Client                on behalf of Government Entities as outlined in the Merchant Processing                Agreement. |
|-----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 2.1   | **Reports                and Statements**:                USMS shall provide monthly processing statements for all Client and                Government Entity processing activity and fees to Client. |
|-----------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| 2.2   | **Support**:                USMS shall provide access to customer service and terminal support                twenty-four hours per day, seven days per week, as follows: USMS                provides                direct support from 7:00AM until 7:00PM Pacific Time Monday though                Friday,                during all other hours and days support shall be provided directly                by                Global Payments, Inc. which has complete access to information on                authorizations, batch settlement and deposits. USMS shall provide                first-level POS application support and Client shall act in accordance                with paragraph 1.9 of this agreement. Client is responsible for obtaining                a Class A certification for its proprietary POS terminal application                in                order for Global Payments, Inc. to provide technical support on said                application. |
|-----------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 2.3   | **PIN                Encryption**:                USMS shall provide the service of injecting Global East (NDC)                PIN-encryption keys for Client for a fee set forth in Schedule A                of this                Agreement. |
|-----------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 2.4   | **Equipment**:                USMS shall provide POS terminal equipment for Government Entities                and bill                Client on a rental fee basis as set forth in Schedule A of this Agreement.                Client is granted to keep an inventory of up to five (5) POS terminals                that will be rented to Client by USMS. POS terminal equipment shall                be                provided without a loaded POS terminal application. Client shall                be                responsible for the payment of rental fees for all equipment it orders                on                behalf of Government Entities. If a Terminal Warranty Fee is charged                by                USMS to Client, USMS shall offer free replacement of defective equipment                unless the equipment was damaged in a deliberate manner in which                case                Client shall be responsible for replacing said equipment either by                purchasing equipment from USMS or other vendor it chooses to use.                Client                shall be responsible for returning rented equipment in order for                USMS to                cease billing of rental payments, inclusive of termination of this                Agreement. In the event where Client cannot return equipment, Client                shall                be responsible for replacing lost equipment back to                USMS. |
|-----------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| 3.0   | **Term:**                Unless otherwise terminated for cause, the term of this Agreement                shall be                for the duration of the Merchant Processing Agreement in place between                all                Parties as stated in the Recitals of this                Agreement. |
|-----------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 3.1   | **Termination                of Agreement**:                Either party may terminate this Agreement upon occurrence of a material                breach of any of the provisions of this Agreement or associated Merchant                Processing Agreement if such breach is not reasonably cured to the                satisfaction of the offended party within thirty (30) days upon receipt                of                written notice of such breach. Termination of agreement shall not                apply to                the terms of any lease associated with this agreement. |
|-----------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 3.2   | **Notice**:                Any notice required pursuant to this Agreement shall be deemed valid                if                delivered through the following methods: certified mail-return receipt                requested, and postage prepaid, facsimile with verification of                transmission, or in overnight courier addressed as set forth                below: |
|-----------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| If                to Client                                             |   | If                to USMS        |
|-------------------------------------------------------------------------|--------|----------------------------------|
| 805                3rd                Avenue, 15th                Floor |   | 3125                Skyway Court |
| New                York, NY 10022                                       |   | Fremont,                CA 94539 |
| Attn:                                                                   |   | Attn:                Cihat Zeyt  |

| 3.3   | **Assignment**:                This Agreement may not be sold, assigned, transferred or pledged,                in whole                or in part, by Client without the express prior written consent of                USMS,                which consent shall not be unreasonably withheld. This clause shall                not                limit Client’s ability to transfer this agreement in the event of sale of                Client’s business. |
|-----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 3.4   | **Corresponding                Agreements**:                Client acknowledges that this Agreement incorporates by reference                all                terms and conditions stated in the accompanying documents including                but                not limited to the Merchant Processing Agreement as provided HSBC                Bank                USA, N.A. or other such sponsoring member bank, as may be used to                execute                this agreement and the Merchant Application inclusive of the terms                and                conditions stated therein, and any other documents executed and referenced                herein. |
|-----------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| 3.5   | **Waiver**:                Failure on the part of Client or USMS to exercise any rights or privileges                granted to each shall not be construed as waiving any such rights,                privileges, obligations, or duties, or as creating any custom contrary                hereto. Any waiver of any right, privilege, obligation, or duty must                be in                writing, and if not in writing will not be binding in anyway. Any                written                waiver of any right, duty, or obligation by Client or USMS shall                not                operate beyond its term. |
|-----------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 3.6   | **Governing                Law; Consent to Jurisdiction**:** **This                Agreement shall be governed by, interpreted and construed in all                respects                in accordance with and under the laws of the State of California.                The                Parties hereto agree that, with respect to any claim arising out                of this                Agreement, such claims shall be submitted for dispute resolution                in the                County of Alameda, State of California. In such case the prevailing                party                shall be entitled to reimbursement of court costs and attorney’s fees as                adjudicated in any such proceeding. |
|-----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 3.7   | **Force                Majeure**:                Client agrees that USMS will not be liable for any loss, expense                or cost                incurred by Client, any Affiliate or Customer of Client or any other                person or entity resulting from the failure of USMS to perform under                this                Agreement due to causes beyond the reasonable control of USMS, including,                but not limited to; war, fire, earthquakes, acts of God, power failures,                Government priorities, labor stoppage, ill employees, supplier failure                to                deliver or delay products or services, civil disorder, or breakdown                or                malfunction of utilities, communication systems, machinery, transportation                facilities or other systems of any nature, provided, however, that                USMS                shall, take all reasonable, practical and necessary steps in such                event or                events to affect prompt resumption of performance                hereunder. |
|-----------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

| 3.8   | **Severability**:** **Any                finding by a court of competent jurisdiction of the invalidity of                any part                of this Agreement shall not affect the validity of any of the remaining                provisions of this Agreement. |
|-----------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 3.9   | **Entire                Agreement**:                This Agreement and other agreements referenced herein constitute                the                entire Agreement between USMS and Client. No modification or amendments                to                this Agreement shall be effective until it is set forth in writing,                executed by the Parties and attached as an amendment                hereto. |
|-----------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 3.10   | **Agency**:                USMS is a registered agent of HSBC Bank USA, N.A. and Global Payments,                Inc. and acts accordingly in this                Agreement. |
|------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| Nimble                Group, Inc.:                 |   | US                Merchant Systems, LLC:        |
|----------------------------------------------------|--------|-------------------------------------------------|
|                                               |   |                                            |
| By:                /s/                John A. Cook |   | By:                ___________________________  |
| Date:                July 1, 2006                  |   | Date:                __________________________ |
| Print                Name: John A. Cook            |   | Print                Name: Cihat Zeyt           |
| Title:                Controller                   |   | Title:                COO                       |

----