---

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 10-K



|x | ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934.
|- | --------------------------------------------------------------------------------------

For the fiscal year ended December 31, 2006.

OR



| ̈ | TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934.
|- | ------------------------------------------------------------------------------------------

For the transition period from  to
.



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Commission file number of the issuing entity: 333-130439-02

AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2006-R-M

(Exact name of issuing
entity as specified in its charter)

Commission File Number of depositor: 333-130439

AFS SENSUB CORP.

(Exact name of
depositor as specified in its charter)

Commission File Number of sponsor: 001-13329

AMERICREDIT FINANCIAL SERVICES, INC.

(Exact name of sponsor as specified in its charter)



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|                                                                                                  |  |                                    
|------------------------------------------------------------------------------------------------- |  | -----------------------------------
|Delaware                                                                                          |  | 20-4796946                         
|(State or other jurisdiction ofincorporation or organization)                                     |  | (I.R.S. employeridentification no.)
|                                                                                                  | 
|AmeriCredit Financial Services, Inc. (as originator) 801 Cherry Street, Suite 3900 Fort Worth, TX |  | 76102                              
|(Address of principal executive offices)                                                          |  | (Zip Code)                         

Registrants telephone number, including area code (817) 302-7000

Securities Registered Pursuant to Section 12 (b) of the Securities Exchange Act of 1934: None

Securities Registered Pursuant to Section 12 (g) of the Securities Exchange Act of 1934: None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.

Yes ̈No  x

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d)
of the Act.

Yes ̈No  x

Indicate by check mark whether the Registrant (1) has filed all
reports required to be filed by Section 13 or 15 (d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports), and (2) has been subject to
such filing requirements for the past 90 days.

Yes  x    No ̈

Indicate by check mark if the disclosure of delinquent
filers pursuant to Item 405 of Regulation S-K (§229.405 of this chapter) is not contained herein and will not be contained, to the best of the Registrants knowledge, in definitive proxy or information statements incorporated by
reference in Part III of this Form 10-K or any amendment to this Form 10-K.  x

Indicate by check mark whether
the registrant is a large accelerated filer, an accelerated filer, or a non-accelerated filer. See definition of accelerated filer and large accelerated filer in Rule 12b-2 of the Exchange Act. (Check one):

Large accelerated filer ̈Accelerated filer ̈Non-accelerated filer  x

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes ̈No  x

State the
aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business
day of the registrants most recently completed second fiscal quarter.

Not applicable to this Registrant

List hereunder the following documents if incorporated by reference and the part of the Form 10-K (e.g. Part I, Part II, etc.) into which the document is incorporated:
(1) Any annual report to security holders; (2) Any proxy information statement; and (3) Any prospectus filed pursuant to Rule 424(b) or (c) under the Securities Act of 1933. The listed documents should be clearly described for
identification purposes (e.g., annual report to security holders for fiscal year ended December 24, 1980).

None.



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PART I

The
following Items have been omitted in accordance with General Instruction J to Form 10-K:

|ITEM 1. | BUSINESS
|------- | --------

|ITEM 1A. | RISK FACTORS
|-------- | ------------

|ITEM 2. | PROPERTIES
|------- | ----------

|ITEM 3. | LEGAL PROCEEDINGS
|------- | -----------------

|ITEM 4. | SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS
|------- | ---------------------------------------------------



|ITEM 1B. | UNRESOLVED STAFF COMMENTS
|-------- | -------------------------

None.

PART II

The following Items have been omitted in accordance with
General Instruction J to Form 10-K:

|ITEM 5. | MARKET FOR REGISTRANTS COMMON EQUITY AND RELATED STOCKHOLDER MATTERS
|------- | ---------------------------------------------------------------------

|ITEM 6. | SELECTED FINANCIAL DATA
|------- | -----------------------

|ITEM 7. | MANAGEMENTS DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS
|------- | -------------------------------------------------------------------------------------

|ITEM 7A. | QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK
|-------- | ----------------------------------------------------------

|ITEM 8. | FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
|------- | -------------------------------------------

|ITEM 9. | CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE
|------- | ------------------------------------------------------------------------------------

|ITEM 9A. | CONTROLS AND PROCEDURES
|-------- | -----------------------



|ITEM 9B. | OTHER INFORMATION
|-------- | -----------------

None.

PART III

The following Items have been omitted in accordance with
General Instruction J to Form 10-K:

|ITEM 10. | DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT
|-------- | --------------------------------------------------

|ITEM 11. | EXECUTIVE COMPENSATION
|-------- | ----------------------

|ITEM 12. | SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED STOCKHOLDER MATTERS
|-------- | ----------------------------------------------------------------------------------------------

|ITEM 13. | CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS
|-------- | ----------------------------------------------

|ITEM 14. | PRINCIPAL ACCOUNTANT FEES AND SERVICES
|-------- | --------------------------------------



|ITEM 15 | EXHIBITS AND FINANCIAL STATEMENT SCHEDULES
|------- | ------------------------------------------

(a)(1) Not Applicable

(a)(2) Not Applicable

(a)(3) As reported under clause (b)



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(b)



|               |  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         
|-------------- |  | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
|Exhibit Number |  | Description                                                                                                                                                                                                                                                                                                                                                                                                                                                                             
|               | 
|Exhibit 4.1    |  | Indenture, dated as of May 10, 2006, between AmeriCredit Automobile Receivables Trust 2006-R-M and Wells Fargo Bank, National Association, as Trustee and Trust Collateral Agent. - (incorporated
by reference from Exhibit 4.1 of the Current Report on Form 8-K filed by AmeriCredit Automobile Receivables Trust 2006-R-M (File No. 333-130439-02) with the SEC on May 24, 2006).                                                                                                    
|               | 
|Exhibit 4.2    |  | Amended and Restated Trust Agreement, dated as of May 10, 2006, between AFS Sensub Corp. and Wilmington Trust Company, as Owner Trustee. - (incorporated by reference from Exhibit 4.2 of the
Current Report on Form 8-K filed by AmeriCredit Automobile Receivables Trust 2006-R-M (File No. 333-130439-02) with the SEC on May 24, 2006).                                                                                                                                             
|               | 
|Exhibit 4.3    |  | Sale and Servicing Agreement, dated as of May 10, 2006, among AmeriCredit Automobile Receivables Trust 2006-R-M, AmeriCredit Financial Services, Inc., as Servicer, AFS Sensub Corp. and Wells
Fargo Bank, National Association, as Backup Servicer and Trust Collateral Agent. - (incorporated by reference from Exhibit 4.3 of the Current Report on Form 8-K filed by AmeriCredit Automobile Receivables Trust 2006-R-M (File No. 333-130439-02) with
the SEC on May 24, 2006).      
|               | 
|Exhibit 10.1   |  | Purchase Agreement, dated as of May 10, 2006, between AmeriCredit Financial Services, Inc., as Seller and AFS Sensub Corp., as Purchaser. -(incorporated by reference from Exhibit 10.1 of the
Current Report on Form 8-K filed by AmeriCredit Automobile Receivables Trust 2006-R-M (File No. 333-130439-02) with the SEC on May 24, 2006).                                                                                                                                            
|               | 
|Exhibit 10.2   |  | Indemnification Agreement, dated as of May 9, 2006, among MBIA Insurance Corporation, AmeriCredit Financial Services, Inc. and Credit Suisse Securities (USA), LLC. - (incorporated by reference
from Exhibit 10.2 of the Current Report on Form 8-K filed by AmeriCredit Automobile Receivables Trust 2006-R-M (File No. 333-130439-02) with the SEC on May 24, 2006).                                                                                                                 
|               | 
|Exhibit 10.3   |  | Insurance Agreement, dated as of May 10, 2006, among MBIA Insurance Corporation, Wells Fargo Bank, National Association, as Indenture Trustee, AmeriCredit Automobile Receivables Trust 2006-R-M,
AFS Sensub Corp. and AmeriCredit Financial Services, Inc. - (incorporated by reference from Exhibit 10.3 of the Current Report on Form 8-K filed by AmeriCredit Automobile Receivables Trust 2006-R-M (File No. 333-130439-02) with the SEC on May 24,
2006).                         
|               | 
|Exhibit 10.4   |  | Premium Letter, dated May 10, 2006, among MBIA Insurance Corporation, AmeriCredit Automobile Receivables Trust 2006-R-M, AmeriCredit Financial Services, Inc., and Wells Fargo Bank, National
Association, as Trustee, Trust Collateral Agent, Collateral Agent and Backup Servicer. - (incorporated by reference from Exhibit 10.4 of the Current Report on Form 8-K filed by AmeriCredit Automobile Receivables Trust 2006-R-M (File No.
333-130439-02) with the SEC on May 24, 2006).
|               | 
|Exhibit 10.5   |  | Spread Account Agreement, dated as of May 10, 2006, among MBIA Insurance Corporation, AmeriCredit Automobile Receivables Trust 2006-R-M, and Wells Fargo Bank, National Association, as the
Trustee, the Trust Collateral Agent and the Collateral Agent. - (incorporated by reference from Exhibit 10.5 of the Current Report on Form 8-K filed by AmeriCredit Automobile Receivables Trust 2006-R-M (File No. 333-130439-02) with the SEC on May
24, 2006).                           



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|             |  |                                                                                                                                                                                                                                                                                                                                                                                                                      
|------------ |  | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
|Exhibit 10.6 |  | Note Guaranty Insurance Policy, dated as of May 18, 2006, and delivered by MBIA Insurance Corporation - (incorporated by reference from Exhibit 10.6 of the Current Report on Form 8-K filed
by AmeriCredit Automobile Receivables Trust 2006-R-M (File No. 333-130439-02) with the SEC on May 24, 2006).                                                                                                            
|             | 
|Exhibit 10.7 |  | Second Amended and Restated Servicing Agreement, dated as of January 1, 2006, between AmeriCredit Financial Services, Inc. and AmeriCredit Financial Services of Canada Ltd. - (incorporated by
reference from Exhibit 4.4 of the Current Report on Form 8-K filed by AmeriCredit Automobile Receivables Trust 2006-1 (File No. 333-121120-06) with the SEC on March 8, 2006).                                       
|             | 
|Exhibit 10.8 |  | Custodian Agreement, dated as of May 10, 2006, among AmeriCredit Financial Services, Inc., as Custodian, MBIA Insurance Corporation, and Wells Fargo Bank, National Association. - (incorporated
by reference from Exhibit 10.8 of the Current Report on Form 8-K filed by AmeriCredit Automobile Receivables Trust 2006-R-M (File No. 333-130439-02) with the SEC on May 24, 2006).                                 
|             | 
|Exhibit 10.9 |  | Tri-Party Remittance Processing Agreement, dated as of May 10, 2006, among AmeriCredit Financial Services, Inc., Wells Fargo Bank, National Association, as Trustee, and JPMorgan Chase Bank,
N.A., as Processor. - (incorporated by reference from Exhibit 10.9 of the Current Report on Form 8-K filed by AmeriCredit Automobile Receivables Trust 2006-R-M (File No. 333-130439-02) with the SEC on May 24, 2006).
|             | 
|Exhibit 31.1 |  | Rule 13a-14(a)/15d-14(a) Certification (Section 302 Certification).                                                                                                                                                                                                                                                                                                                                                  
|             | 
|Exhibit 33.1 |  | Managements Assertion Regarding Compliance with Applicable Servicing Criteria concerning servicing activities of AmeriCredit Financial Services, Inc. and its subsidiaries for the year
ended December 31, 2006.                                                                                                                                                                                                    
|             | 
|Exhibit 33.2 |  | Assessment of Compliance with Applicable Servicing Criteria (Wells Fargo Bank, National Association).                                                                                                                                                                                                                                                                                                                
|             | 
|Exhibit 34.1 |  | Report of Independent Registered Public Accounting Firm (Deloitte & Touche LLP).                                                                                                                                                                                                                                                                                                                                     
|             | 
|Exhibit 34.2 |  | Report of Independent Registered Public Accounting Firm (KPMG LLP).                                                                                                                                                                                                                                                                                                                                                  
|             | 
|Exhibit 35.1 |  | Servicer Compliance Statement of AmeriCredit Financial Services, Inc.                                                                                                                                                                                                                                                                                                                                                
|             | 
|Exhibit 99.1 |  | Copy of the audited consolidated financial statements of MBIA Insurance Corporation and its subsidiaries as of December 31, 2006 (incorporated by reference from Exhibit 99.1 of the Annual Report
on Form 10-K filed by MBIA Inc. (File No. 001-09583) with the SEC on March 1, 2007).                                                                                                                              



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|(c.) | Not Applicable.
|---- | ---------------

SUBSTITUTE INFORMATION INCLUDED IN
ACCORDANCE WITH GENERAL INSTRUCTION J TO FORM 10-K:

ITEM 1112(b) OF REGULATION AB. (SIGNIFICANT OBLIGORS OF POOL ASSETS)

There is no single obligor that represents more than 10% of the pool assets.

ITEM 1114(b)(2) OF REGULATION AB. (CREDIT ENHANCEMENT AND OTHER SUPPORT, EXCEPT FOR CERTAIN DERTIVATIVES INSTRUMENTS (FINANCIAL INFORMATION))

The audited consolidated financial statements of MBIA Insurance Corporation and its subsidiaries (MBIA) as of December 31, 2006 are incorporated herein by reference from Exhibit 99.1 of the Annual Report on Form 10-K filed
by MBIA Inc. (File No. 001-09583) with the SEC on March 1, 2007.

ITEM 1115(b) OF REGULATION AB. (CERTAIN DERIVATIVE INFORMATION
(FINANCIAL INFORMATION))

No entity provides any derivative instruments that are used to alter the payment characteristics of the cash flows from the
Issuing Entity.

ITEM 1117 OF REGULATION AB. (LEGAL PROCEEDINGS)

No legal proceedings are pending against the Sponsor, Depositor, Trustee, Issuing Entity, or any Servicer that would be material to the security holders of the Notes or Certificates.

ITEM 1119 OF REGULATION AB. (AFFILIATIONS AND CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS)

AmeriCredit Financial Services, Inc., the Sponsor and the servicer, is a Delaware corporation and is the originator of 100% of the automobile loan contracts. The Sponsor purchases automobile loan contracts that are
originated and assigned to it by automobile dealers and, to a lesser extent, third-party lenders and also originates automobile loan contracts directly with consumers, either directly or through a wholly owned subsidiary. The Sponsor services all
automobile loan contracts that it purchases or originates (as the primary servicer contemplated by Item 1108(a)(3)) on behalf of the Issuing Entity, AmeriCredit Automobile Receivables Trust 2006-R-M, a Delaware statutory trust.



---

The Sponsor sold and assigned the pool of initial automobile loan contracts and the subsequent automobile contracts to
AFS Sensub Corp., the Depositor, a Nevada corporation. The Depositor then sold the pool of sub-prime automobile loan contracts to the Issuing Entity and is the sole-owner of the certificate of the Issuing Entity.

AmeriCredit Financial Services of Canada Ltd., is a subsidiary of the Sponsor and AmeriCredit Corp. and is an affiliated servicer and will service a portion of
automobile loan contracts in the United States on behalf of the Issuing Entity through its service center in Peterborough, Ontario.

Other parties:



| | (1) | Servicer contemplated by Item 1108(a)(3). - There are no other servicers affiliated with the Sponsor, Depositor, or Issuing Entity.
| | --- | -----------------------------------------------------------------------------------------------------------------------------------



| | (2) | Trustee  Wells Fargo Bank, National Association, serves as the Trustee and is not affiliated with the Sponsor, Depositor, or Issuing Entity.
| | --- | ---------------------------------------------------------------------------------------------------------------------------------------------



| | (3) | Originator  There is no other originator affiliated with the Sponsor, Depositor, or Issuing Entity.
| | --- | ----------------------------------------------------------------------------------------------------



| | (4) | Significant Obligors  There are no significant obligors affiliated with the Sponsor, Depositor, or Issuing Entity.
| | --- | -------------------------------------------------------------------------------------------------------------------



| | (5) | Enhancement or Support Provider  MBIA is an enhancement provider but is not affiliated with the Sponsor, Depositor, or Issuing Entity.
| | --- | ---------------------------------------------------------------------------------------------------------------------------------------



| | (6) | Any other material parties  There are no other material parties related to the asset-backed securities.
| | --- | --------------------------------------------------------------------------------------------------------

There are no business relationships, agreements, arrangements, transactions, or understandings that were entered into outside the ordinary course of business or on terms
other than would be attained in an arms length transaction with an unrelated third party, apart from the transaction between the Sponsor, the Depositor, or the Issuing Entity and any of the parties listed in items (1)-(6) above.



---

ITEM 1122 OF REGULATION AB. COMPLIANCE WITH APPLICABLE SERVICING CRITERIA.

The following documents are filed as part of this report.



|               |  |                                                                                                                                                                                                                  
|-------------- |  | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
|Exhibit Number |  | Description                                                                                                                                                                                                      
|               | 
|Exhibit 33.1   |  | Managements Assertion Regarding Compliance with Applicable Servicing Criteria concerning servicing activities of AmeriCredit Financial Services, Inc. and its subsidiaries for the year
ended December 31, 2006.
|               | 
|Exhibit 33.2   |  | Assessment of Compliance with Applicable Servicing Criteria (Wells Fargo Bank National Association).                                                                                                             
|               | 
|Exhibit 34.1   |  | Report of Independent Registered Public Accounting Firm (Deloitte & Touche LLP).                                                                                                                                 
|               | 
|Exhibit 34.2   |  | Report of Independent Registered Public Accounting Firm (KPMG LLP).                                                                                                                                              

The Servicer has complied, in all material respects, with the Applicable Servicing Criteria.

ITEM 1123 OF REGULATION AB, SERVICER COMPLIANCE STATEMENT

The following documents are filed as part of this report.



|               |  |                                                                      
|-------------- |  | ---------------------------------------------------------------------
|Exhibit Number |  | Description                                                          
|               | 
|Exhibit 35.1   |  | Servicer Compliance Statement of AmeriCredit Financial Services, Inc.



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SIGNATURES

Pursuant to the requirements of Section 13 or 15 (d) of the Securities Exchange Act of 1934, AmeriCredit Automobile Receivables Trust 2006-R-M has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.



AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2006-R-MBy:

AMERICREDIT FINANCIAL SERVICES, INC.as sponsor and as servicerBy:

/s/ Chris A. ChoateName:

Chris A. ChoateTitle:

Executive Vice President, Chief Financial Officer and TreasurerDated:

March 30, 2007




Supplemental information to be
Furnished With Reports Filed Pursuant to Section 15(d) of the Act by Registrants Which Have Not Registered Securities Pursuant to Section 12 of the Act.

No annual report, proxy statement, form of proxy or other proxy soliciting material has been sent to certificateholders, and the registrant does not presently contemplate sending any such materials subsequent to the
filing of this report.



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EXHIBIT INDEX

AMERICREDIT AUTOMOBILE RECEIVABLES TRUST 2006-R-M



|               |  |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         
|-------------- |  | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
|Exhibit Number |  | Description                                                                                                                                                                                                                                                                                                                                                                                                                                                                             
|               | 
|Exhibit 4.1    |  | Indenture, dated as of May 10, 2006, between AmeriCredit Automobile Receivables Trust 2006-R-M and Wells Fargo Bank, National Association, as Trustee and Trust Collateral Agent. - (incorporated
by reference from Exhibit 4.1 of the Current Report on Form 8-K filed by AmeriCredit Automobile Receivables Trust 2006-R-M (File No. 333-130439-02) with the SEC on May 24, 2006).                                                                                                    
|               | 
|Exhibit 4.2    |  | Amended and Restated Trust Agreement, dated as of May 10, 2006, between AFS Sensub Corp. and Wilmington Trust Company, as Owner Trustee. - (incorporated by reference from Exhibit 4.2 of the
Current Report on Form 8-K filed by AmeriCredit Automobile Receivables Trust 2006-R-M (File No. 333-130439-02) with the SEC on May 24, 2006).                                                                                                                                             
|               | 
|Exhibit 4.3    |  | Sale and Servicing Agreement, dated as of May 10, 2006, among AmeriCredit Automobile Receivables Trust 2006-R-M, AmeriCredit Financial Services, Inc., as Servicer, AFS Sensub Corp. and
Wells Fargo Bank, National Association, as Backup Servicer and Trust Collateral Agent. - (incorporated by reference from Exhibit 4.3 of the Current Report on Form 8-K filed by AmeriCredit Automobile Receivables Trust 2006-R-M (File No.
333-130439-02) with the SEC on May 24, 2006).      
|               | 
|Exhibit 10.1   |  | Purchase Agreement, dated as of May 10, 2006, between AmeriCredit Financial Services, Inc., as Seller and AFS Sensub Corp., as Purchaser. -(incorporated by reference from Exhibit 10.1 of the
Current Report on Form 8-K filed by AmeriCredit Automobile Receivables Trust 2006-R-M (File No. 333-130439-02) with the SEC on May 24, 2006).                                                                                                                                            
|               | 
|Exhibit 10.2   |  | Indemnification Agreement, dated as of May 9, 2006, among MBIA Insurance Corporation, AmeriCredit Financial Services, Inc. and Credit Suisse Securities (USA), LLC. - (incorporated by reference
from Exhibit 10.2 of the Current Report on Form 8-K filed by AmeriCredit Automobile Receivables Trust 2006-R-M (File No. 333-130439-02) with the SEC on May 24, 2006).                                                                                                                 
|               | 
|Exhibit 10.3   |  | Insurance Agreement, dated as of May 10, 2006, among MBIA Insurance Corporation, Wells Fargo Bank, National Association, as Indenture Trustee, AmeriCredit Automobile Receivables Trust 2006-R-M,
AFS Sensub Corp. and AmeriCredit Financial Services, Inc. - (incorporated by reference from Exhibit 10.3 of the Current Report on Form 8-K filed by AmeriCredit Automobile Receivables Trust 2006-R-M (File No. 333-130439-02) with the SEC on May 24,
2006).                         
|               | 
|Exhibit 10.4   |  | Premium Letter, dated May 10, 2006, among MBIA Insurance Corporation, AmeriCredit Automobile Receivables Trust 2006-R-M, AmeriCredit Financial Services, Inc., and Wells Fargo Bank, National
Association, as Trustee, Trust Collateral Agent, Collateral Agent and Backup Servicer. - (incorporated by reference from Exhibit 10.4 of the Current Report on Form 8-K filed by AmeriCredit Automobile Receivables Trust 2006-R-M (File No.
333-130439-02) with the SEC on May 24, 2006).
|               | 
|Exhibit 10.5   |  | Spread Account Agreement, dated as of May 10, 2006, among MBIA Insurance Corporation, AmeriCredit Automobile Receivables Trust 2006-R-M, and Wells Fargo Bank, National Association, as the
Trustee, the Trust Collateral Agent and the Collateral Agent. - (incorporated by reference from Exhibit 10.5 of the Current Report on Form 8-K filed by AmeriCredit Automobile Receivables Trust 2006-R-M (File No. 333-130439-02) with the SEC on May
24, 2006).                           
|               | 
|Exhibit 10.6   |  | Note Guaranty Insurance Policy, dated as of May 18, 2006, and delivered by MBIA Insurance Corporation - (incorporated by reference from Exhibit 10.6 of the Current Report on Form 8-K filed by
AmeriCredit Automobile Receivables Trust 2006-R-M (File No. 333-130439-02) with the SEC on May 24, 2006).                                                                                                                                                                               



---

|             |  |                                                                                                                                                                                                                                                                                                                                                                                                                      
|------------ |  | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
|Exhibit 10.7 |  | Second Amended and Restated Servicing Agreement, dated as of January 1, 2006, between AmeriCredit Financial Services, Inc. and AmeriCredit Financial Services of Canada Ltd. - (incorporated by
reference from Exhibit 4.4 of the Current Report on Form 8-K filed by AmeriCredit Automobile Receivables Trust 2006-1 (File No. 333-121120-06) with the SEC on March 8, 2006).                                       
|             | 
|Exhibit 10.8 |  | Custodian Agreement, dated as of May 10, 2006, among AmeriCredit Financial Services, Inc., as Custodian, MBIA Insurance Corporation, and Wells Fargo Bank, National Association. - (incorporated
by reference from Exhibit 10.8 of the Current Report on Form 8-K filed by AmeriCredit Automobile Receivables Trust 2006-R-M (File No. 333-130439-02) with the SEC on May 24, 2006).                                 
|             | 
|Exhibit 10.9 |  | Tri-Party Remittance Processing Agreement, dated as of May 10, 2006, among AmeriCredit Financial Services, Inc., Wells Fargo Bank, National Association, as Trustee, and JPMorgan Chase Bank,
N.A., as Processor. - (incorporated by reference from Exhibit 10.9 of the Current Report on Form 8-K filed by AmeriCredit Automobile Receivables Trust 2006-R-M (File No. 333-130439-02) with the SEC on May 24, 2006).
|             | 
|Exhibit 31.1 |  | Rule 13a-14(a)/15d-14(a) Certification (Section 302 Certification).                                                                                                                                                                                                                                                                                                                                                  
|             | 
|Exhibit 33.1 |  | Managements Assertion Regarding Compliance with Applicable Servicing Criteria concerning servicing activities of AmeriCredit Financial Services, Inc. and its subsidiaries for the year
ended December 31, 2006.                                                                                                                                                                                                    
|             | 
|Exhibit 33.2 |  | Assessment of Compliance with Applicable Servicing Criteria (Wells Fargo Bank, National Association).                                                                                                                                                                                                                                                                                                                
|             | 
|Exhibit 34.1 |  | Report of Independent Registered Public Accounting Firm (Deloitte & Touche LLP).                                                                                                                                                                                                                                                                                                                                     
|             | 
|Exhibit 34.2 |  | Report of Independent Registered Public Accounting Firm (KPMG LLP).                                                                                                                                                                                                                                                                                                                                                  
|             | 
|Exhibit 35.1 |  | Servicer Compliance Statement of AmeriCredit Financial Services, Inc.                                                                                                                                                                                                                                                                                                                                                
|             | 
|Exhibit 99.1 |  | Copy of the audited consolidated financial statements of MBIA Insurance Corporation and its subsidiaries as of December 31, 2006 (incorporated by reference from Exhibit 99.1 of the Annual
Report on Form 10-K filed by MBIA Inc. (File No. 001-09583) with the SEC on March 1, 2007).