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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 10-K/A

Amendment No. 1



|x | Annual Report Pursuant To Section 13 Or 15(d) of The Securities Exchange Act Of 1934 For The Fiscal Year December 31, 2006.
|- | ---------------------------------------------------------------------------------------------------------------------------



| ̈ | Transition Report Pursuant To Section 13 Or 15(d) Of The Securities Exchange Act Of 1934 For the Transition Period from
             to             .
|- | -----------------------------------------------------------------------------------------------------------------------------------------------------

Commission file number 001-33014

LOGO

Omni Financial Services, Inc.

(Exact name of registrant as specified in its charter)



|                         |  |                                     
|------------------------ |  | ------------------------------------
|Georgia                  |  | 58-1990666                          
|(State of Incorporation) |  | (I.R.S. Employer Identification No.)



|                                           |  |           
|------------------------------------------ |  | ----------
|Six Concourse Parkway, Suite 2300, Atlanta |  | 30328     
|(Address of principal executive offices)   |  | (Zip Code)

770-396-0000

(Telephone Number)

Securities registered pursuant to Section 12(b) of the
Act:  Common Stock



|               |  |                                          
|-------------- |  | -----------------------------------------
|Title of class |  | Name of each exchange on which registered
|Common Stock   |  | The NASDAQ Global Market                 

Securities registered pursuant to Section 12(g) of the Act:  None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.

Yes ̈No x

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or
Section 15(d) of the Exchange Act. Yes ̈No x

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange
Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes x    No ̈

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of registrants knowledge, in definitive
proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. ̈

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, or a non-accelerated filer. See
definition of accelerated filer and large accelerated filer in Rule 12b-2 of the Exchange Act.

Large accelerated filer ̈Accelerated filer ̈Non-accelerated filer x

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ̈No x

The registrants common stock began trading on the NASDAQ Global Market on September 29, 2006 and was not traded on the last business day of the registrants most recently completed second fiscal
quarter. For informational purposes, the aggregate market value of the common stock held by non-affiliates of the registrant was $47,702,675 at March 2, 2007 based on the closing sale price of $9.75 per share as reported by the
NASDAQ Global Market.

There were 11,334,807 shares of the registrants common stock outstanding as of March 2, 2007.

DOCUMENTS INCORPORATED BY REFERENCE



|                                                                                     |  |                                   
|------------------------------------------------------------------------------------ |  | ----------------------------------
|Proxy Statement for the Annual Meeting of Shareholders to be held on April 17, 2007. |  | Part III (Portions of Items 10-14)



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This amendment is being filed solely to attach Exhibit 23.1 (Consent of Independent Registered Public
Accounting Firm), which was inadvertently omitted from the initial filing of this report.



1



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PART IV



|Item 15. | Exhibits, Financial Statement Schedules.
|-------- | ----------------------------------------



|(a) | The following documents are filed as part of this Annual Report on Form 10-K:
|--- | -----------------------------------------------------------------------------



| | 1. | Consolidated Financial Statements. Reference is made to Part II, Item 8, of this Annual Report on Form 10-K
| | -- | -----------------------------------------------------------------------------------------------------------



| | 2. | Consolidated Financial Statement Schedules. These schedules are omitted as the required information is inapplicable or the information is presented in the consolidated
financial statements or related notes.
| | -- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | 3. | Exhibits. The exhibits to this Annual Report on Form 10-K listed below have been included only with the copy of this report filed with the Securities and Exchange
Commission. Copies of individual exhibits will be furnished to shareholders upon written request to Omni Financial Services, Inc.
| | -- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|              |  |                                                                                                                                |  |               |  |                           |  |            |  |         |  |            
|------------- |  | ------------------------------------------------------------------------------------------------------------------------------ |  | ------------- |  | ------------------------- |  | ---------- |  | ------- |  | -----------
|              |  |                                                                                                                                |  |               |  | Incorporated by Reference
|ExhibitNumber |  | Exhibit Description                                                                                                            |  | FiledHerewith |  | Form                      |  | File No.   |  | Exhibit |  | Filing Date
|3.1           |  | Amended and Restated Articles of Incorporation                                                                                 |  |               |  | S-1                       |  | 333-134997 |  | 3.1     |  | 06/14/2006 
|              |  |                                                                                                                                |  |               |  |                          
|3.2           |  | Amended and Restated Bylaws, as amended                                                                                        |  |               |  | S-1                       |  | 333-134997 |  | 3.2     |  | 06/14/2006 
|              |  |                                                                                                                                |  |               |  |                          
|4.2           |  | Indenture dated March 17, 2005 among Omni Financial Services, Inc., Omni Statutory Trust IV and Wilmington Trust Company       |  |               |  | S-1                       |  | 333-134997 |  | 4.2     |  | 06/14/2006 
|              |  |                                                                                                                                |  |               |  |                          
|4.3           |  | Indenture dated June 17, 2004 among Omni Financial Services, Inc., Omni Statutory Trust III and Wilmington Trust Company       |  |               |  | S-1                       |  | 333-134997 |  | 4.3     |  | 06/14/2006 
|              |  |                                                                                                                                |  |               |  |                          
|4.4           |  | Indenture dated March 26, 2003 among Omni Financial Services, Inc., Omni Statutory Trust II and U.S. Bank National Association |  |               |  | S-1                       |  | 333-134997 |  | 4.4     |  | 06/14/2006 
|              |  |                                                                                                                                |  |               |  |                          
|10.1          |  | 2001 Stock Incentive Plan, as amended*                                                                                         |  |               |  | S-1                       |  | 333-134997 |  | 10.1    |  | 06/14/2006 
|              |  |                                                                                                                                |  |               |  |                          
|10.2          |  | Form of Employee Stock Option Agreement*                                                                                       |  |               |  | S-1                       |  | 333-134997 |  | 10.2    |  | 06/14/2006 
|              |  |                                                                                                                                |  |               |  |                          
|10.3          |  | Form of Non-Employee Director Stock Option Agreement*                                                                          |  |               |  | S-1                       |  | 333-134997 |  | 10.3    |  | 06/14/2006 
|              |  |                                                                                                                                |  |               |  |                          
|10.4          |  | Non-competition Agreement dated February 16, 2005 between Omni National Bank and Jeffrey L. Levine*                            |  |               |  | S-1                       |  | 333-134997 |  | 10.4    |  | 06/14/2006 
|              |  |                                                                                                                                |  |               |  |                          
|21.1          |  | Subsidiaries of Omni Financial Services, Inc.                                                                                  |  |               |  | S-1                       |  | 333-134997 |  | 21.1    |  | 06/14/2006 
|              |  |                                                                                                                                |  |               |  |                          
|23.1          |  | Consent of Independent Registered Public Accounting Firm                                                                       |  | X             |  |                           |  |            |  |         |  |            
|              |  |                                                                                                                                |  |               |  |                          
|31.1          |  | Rule 13a-14(a) Certification of the Chief Executive Officer                                                                    |  | X             |  |                           |  |            |  |         |  |            
|              |  |                                                                                                                                |  |               |  |                          
|31.2          |  | Rule 13a-14(a) Certification of the Chief Financial Officer                                                                    |  | X             |  |                           |  |            |  |         |  |            
|              |  |                                                                                                                                |  |               |  |                          
|32.1          |  | Rule 13a-14(b) Certification of the Chief Executive Officer and Chief Financial Officer                                        |  | X             |  |                           |  |            |  |         |  |            

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|* | Denotes a management contract, compensatory plan or arrangement
|- | ---------------------------------------------------------------



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SIGNATURES

In accordance with the requirements of the Exchange Act, the registrant has caused this Amendment No. 1 to Annual Report on Form 10-K to be signed on its behalf by the undersigned, thereunto duly authorized.

Date: March 30, 2007



OMNI FINANCIAL SERVICES, INC.By:

/S/    CONSTANCE E.
PERRINEConstance E. Perrine Executive Vice President and Chief Financial Officer