Exhibit 33 a) [JPMorganChase logo] Management's Report on Assessment of Compliance with Applicable Servicing Criteria  J.P. Morgan Trust Company, National Association (the "Asserting Party") is responsible for assessing compliance as of September 30, 2006 and for the period from January 1, 2006 through September 30, 2006 (the "Reporting Period"), with the servicing criteria set forth in Title 17, Section 229.1122 (d) of the Code of Federal Regulations (the "CFR"), to the extent required by the related transaction agreements excluding the criteria set forth in 17 CFR 229.1122(d) (l)(i)-(iv), (2)(i)-(vii), (3)(i)-(iv), and (4)(iii)-(xv), which the Asserting Party has concluded are not applicable to the activities it performs with respect to the asset-backed securitization transactions covered by this report (such criteria, after giving effect to the exclusions identified above, the "Applicable Servicing Criteria"). This report covers the asset-backed securities transactions backed by residential mortgages and home equity loans, for which transactions the Asserting Party acts as Custodian, that were registered with the Securities and Exchange Commission pursuant to the Securities Act of 1933, as amended, where the related asset-backed securities were issued during the Reporting Period (the "Platform"), as listed in Appendix A.  The Asserting Party has (i) used the criteria set forth in 17 CFR 229.1122(d) to assess the compliance by the Asserting Party with the Applicable Servicing Criteria for the Reporting Period and (i) concluded that the Asserting Party has complied, in all material respects, with the Applicable Servicing Criteria as of September 30, 2006 and for the Reporting Period with respect to the Platform, taken as a whole  PricewaterhouseCoopers LLP, an independent registered public accounting firm, has issued an attestation report for the Platform, on our assessment of compliance with the Applicable Servicing Criteria as of September 30, 2006 and for the Reporting Period as set forth in this report. J.P. Morgan Trust Company, National Association, as Custodian  /s/ Kelly A. Mathieson Kelly A. Mathieson, Managing Director  Date: March 1, 2007  Appendix A  Centex Home Equity Loan Trust 2006-A  CS Mortgage Pass-Through Series Trust 2006-CF1 Trust  GSAMP Trust 2006-HE1  GSAMP Trust 2006-HE3  GSAMP Trust 2006-HE4  GSAMP Trust 2006-HE5 GSA MP Trust 2006-S3  Home Equity Asset Trust 2006-1  Home Equity Asset Trust 2006-3  Home Equity Asset Trust 2006-4  Home Equity Asset Trust 2006-5  Home Equity Asset Trust 2006-6  Home Equity Mortgage Trust Series 2006-1  Home Equity Mortgage Series 2006-2  J.P. Morgan Mortgage Acquisition Corp. 2006-ACC1  J.P. Morgan Mortgage Acquisition Corp. 2006-CW1  J.P. Morgan Mortgage Acquisition Corp. 2006-CW2  J.P. Morgan Mortgage Acquisition Corp. 2006-FRE1 J.P. Morgan Mortgage Acquisition Corp. 2006-FRE2  J.P. Morgan Mortgage Acquisition Corp. 2006-HE1 J.P. Morgan Mortgage Acquisition Corp. 2006-HE2  J.P. Morgan Mortgage Acquisition Corp. 2006-NC1 J.P. Morgan Mortgage Acquisition Corp. 2006-NC2  J.P. Morgan Mortgage Acquisition Corp. 2006-RM1 J.P. Morgan Mortgage Acquisition Corp. 2006-WC3  J.P. Morgan Mortgage Acquisition Corp. 2006-WF1 J.P Morgan Mortgage Acquisition Corp. 2006-WMC1 J.P Morgan Mortgage Acquisition Corp. 2006-WMC2  Morgan Stanley Mortgage Loan Trust 2006-11  Morgan Stanley Mortgage Loan Trust 2006-1AR  Morgan Stanley Mortgage Loan Trust 2006-2  Morgan Stanley Mortgage Loan Trust 2006-3AR  Morgan Stanley Mortgage Loan Trust 2006-5AR  Morgan Stanley Mortgage Loan  Trust 2006-6AR  Morgan Stanley Mortgage Loan Trust 2006-7  Morgan Stanley Mortgage Loan Trust 2006-8AR  Morgan Stanley Mortgage Loan Trust 2006-9AR  Nationstar Home Equity Loan Trust 2006-B  Opteum Mortga ge Acceptance CORP Trust 2006-1 Opteuni Mortgage Acceptance CORP Trust 2006-2  Origen Manufactured Housing Contract Trust Collateralized Notes/Series 2006-A b) **LaSalle Bank N.A.**135 South LaSalle Street Suite 1625 ********Chicago, IL  60603 **Global Securities and Trust  Services********Management's Assertion on Compliance with Item 1122 Criteria**LaSalle Bank National Association (the "Asserting Party") is responsible for assessing its compliance with the applicable servicing criteria set forth in Item 1122(d) of Regulation AB (17 C.F.R, 229.1122(d)) as indicated on Exhibit A annexed hereto entitled "1122 Servicing Criteria to be Addressed in Assessment of Compliance" (the "Servicing Criteria"). The Asserting Party has assessed the effectiveness of its compliance with the applicable Servicing Criteria as of December 31, 2006, and for the period of January 1, 2006 through December 31, 2006 (the "Reporting Period"). In making this assessment, the Asserting Party used the criteria set  forth by the Securities and Exchange Commission in paragraph (d) of Item 1122 of  Regulation AB. Based on such assessment, the Asserting Party believes that, as of December 31, 2006 and for the Reporting Period, it has complied in all material respects with the servicing criteria set forth in Item 1122(d) of Regulation AB for the servicing activities it performs in the asset-backed securities transactions detailed on Exhibit B. For servicing criteria 1122(d)(3)(i)(A) and (B), this assertion covers only the information on the  report to investors that is required by the respective transaction agreements. Ernst and Young, an independent registered public accounting firm, has issued an attestation report with respect to the Asserting Party's assessment of compliance with the Servicing Criteria as of December 31, 2006 and for the Reporting Period. The asset-backed securities transactions to which this assertion and the attestation report relate are listed on Exhibit B. LaSalle Bank National Association By: /s/  Barbara L. Marik Name: Barbara L. Marik  Title:   First Vice President Date:   February 28, 2007 **Exhibit A********1122 Servicing Criteria********to be addressed in an Assessment of Compliance****Reg AB****Reference****Servicing Criteria****Servicing Criteria****Applicable to LaSalle Bank****National Association****General Servicing Considerations**1122(d)(1)(i) Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements. X 1122(d)(1)(ii) If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party's performance and compliance with such servicing activities.  X 1122(d)(1)(iii) Any requirements in the transaction agreements to maintain a back-up servicer for the Pool Assets are maintained.  1122(d)(1)(iv) A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.  X **Cash Collection and Administration**1122(d)(2)(i) Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.  X 1122(d)(2)(ii) Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.  X 1122(d)(2)(iii) Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.  X 1122(d)(2)(iv) The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.  X 1122(d)(2)(v) Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.  X 1122(d)(2)(vi)  Unissued checks are safeguarded so as to prevent unauthorized access.  X 1122(d)(2)(vii) Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.  X **Investor Remittances and Reporting**1122(d)(3)(i) Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction X agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors' or the indenture trustee's records as to the total unpaid principal balance and number of Pool Assets serviced by the related Servicer.  1122(d)(3)(ii) Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.  X 1122(d)(3)(iii) Disbursements made to an investor are posted within two business days to the related Servicer's investor records, or such other number of days specified in the transaction agreements.  X 1122(d)(3)(iv) Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.  X **Pool Asset Administration**1122(d)(4)(i) Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents.  X 1122(d)(4)(ii) Pool assets and related documents are safeguarded as required by the transaction agreements  X 1122(d)(4)(iii) Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.  X 1122(d)(4)(iv) Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the related Servicer's obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.  1122(d)(4)(v) The related Servicer's records regarding the pool assets agree with the related Servicer's records with respect to an obligor's unpaid principal balance.  1122(d)(4)(vi) Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.  1122(d)(4)(vii) Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.  1122(d)(4)(viii) Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity's activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).  1122(d)(4)(ix) Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.  1122(d)(4)(x) Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor's pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements.  1122(d)(4)(xi) Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.  1122(d)(4)(xii) Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the related Servicer's funds and not charged to the obligor, unless the late payment was due to the obligor's error or omission.  1122(d)(4)(xiii) Disbursements made on behalf of an obligor are posted within two business days to the obligor's records maintained by the servicer, or such other number of days specified in the transaction agreements.  1122(d)(4)(xiv) Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.  1122(d)(4)(xv) Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.  X **EXHIBIT B****2006 Transactions************************Non-Specific Transactions****Nominal Trustee Transactions****Custodian Only Transactions****Paying Agent****Only****Transactions**ACE Series 2006-GP1 Bear Stearns Series 2006-PWR11     Basic Asset Backed 2006-1 Washington Mutual Series 2006-AR2 Banc of America Comm. Mtge Series 2006-2 Bear Stearns Series 2006-PWR12 Credit Suisse AB Series 2006-1 Washington Mutual Series 2006-AR6 Banc of America Comm. Mtge Series 2006-5 Bear Stearns Series 2006-PWR13 Credit Suisse AB Series 2006-2 Washington Mutual Series 2006-AR7 Bear Stearns Series 2006-AQ1 Bear Stearns Series 2006-PWR14 Credit Suisse AB Series 2006-3 Washington Mutual Series 2006-AR8 Bear Stearns  Series 2006-EC1 Bear Stearns Series 2006-TOP22     Credit Suisse AB Series 2006-4 Washington Mutual Series 2006-AR9 Bear Stearns Series 2006-EC2 Bear Stearns Series 2006-TOP24 Credit Suisse ARMT Series 2006-1 Washington Mutual Series 2006-AR10 Bear Stearns Series 2006-HE1 GSAA Home Equity Trust 2006-14 Credit Suisse ARMT Series 2006-2 Washington Mutual Series 2006-AR11 Bear Stearns Series 2006-HE2 GSAMP Series 2006-HE3 Credit Suisse ARMT Series 2006-3 Washington Mutual Series 2006-AR12 Bear Stearns Series 2006-HE3 GSAMP Series 2006-HE4 Credit Suisse HEMT Series 2006-1 Washington Mutual Series 2006-AR13 Bear Stearns Series 2006-HE4 GSAMP Series 2006-HE5 Credit Suisse HEMT Series 2006-2 Washington Mutual Series 2006-AR14 Bear Stearns Series 2006-HE5 GSAMP Series 2006-HE6 Credit Suisse HEMT Series 2006-3 Washington Mutual Series 2006-AR15 Bear Stearns Series 2006-HE6 GSAMP Series 2006-HE7 Credit Suisse HEMT Series 2006-4 Washington Mutual Series 2006-AR16 Bear Stearns Series 2006-HE7 GSAMP Series 2006-HE8 Credit Suisse HEMT Series 2006-5 Washington Mutual Series 2006-AR17 Bear Stearns Series 2006-HE8 JP Morgan Series 2006-LDP9     Credit Suisse HEMT Series 2006-6 Washington Mutual Series 2006-AR18 Bear Stearns Series 2006-HE9 Morgan Stanley Series 2006-TOP21     Credit Suisse Series 2006-1 Washington Mutual Series 2006-AR19 Bear Stearns Series 2006-HE10 Morgan Stanley Series 2006-TOP23 Credit Suisse Series 2006-2 Washington Mutual Series 2006-HE1 Bear Stearns Series 2006-PC1 Morgan Stanley Capital I Series 2006-HQ10 Credit Suisse Series 2006-3 Washington Mutual Series 2006-HE2 Bear Stearns ABS Series 2006-1 Morgan Stanley Mtg Loan Trust Series 2006-16ARX    Credit Suisse Series 2006-4 Washington Mutual Series 2006-HE3 Bear Stearns Mortgage Funding Series 2006-SL1 Morgan Stanley Mtg Loan Trust Series 2006-1AR Credit Suisse Series 2006-5 Washington Mutual Series 2006-HE4 Bear Stearns Mortgage Funding Series 2006-SL2 Morgan Stanley Mtg Loan Trust Series 2006-3AR Credit Suisse Series 2006-6 Washington Mutual Series 2006-HE5 Bear Stearns Mortgage Funding Series 2006-SL3 Morgan Stanley Mtg Loan Trust Series 2006-5AR Credit Suisse Series 2006-7 Washington Mutual WMALT 2006-AR1 Bear Stearns Mortgage Funding Series 2006-SL4 Morgan Stanley Mtg Loan Trust Series 2006-6AR Credit Suisse Series 2006-8 Washington Mutual WMALT 2006-AR2 Bear Stearns Mortgage Funding Series 2006-SL5 Morgan Stanley Mtg Loan Trust Series 2006-8AR Credit Suisse Series 2006-9 Washington Mutual WMALT 2006-AR3 Bear Stearns Mortgage Funding Series 2006-SL6 Morgan Stanley Mtg Loan Trust Series 2006-9AR Credit Suisse HEAT Series 2006-1 Washington Mutual WMALT 2006-AR4 C-BASS Series 2006-CB7 Morgan Stanley Mtg Loan Trust Series 2006-2 Credit Suisse HEAT Series 2006-3 Washington Mutual WMALT 2006-AR5 C-BASS Series 2006-CB9 Morgan Stanley Mtg Loan Trust Series 2006-7 Credit Suisse HEAT Series 2006-4 Washington Mutual WMALT 2006-AR6 Citigroup Commercial Mortgage Trust Series 2006-C4 Morgan Stanley Mtg Loan Trust Series 2006-11 Credit Suisse HEAT Series 2006-5 Washington Mutual WMALT 2006-AR7 Citigroup Commercial Mortgage Trust Series 2006-C5 Morgan Stanley Mtg Loan Trust Series 2006-12XS Credit Suisse HEAT Series 2006-6 Washington Mutual WMALT 2006-AR8 CD 2006-CD3 Mortgage Trust Morgan Stanley Mtg Loan Trust Series 2006-13ARX Credit Suisse HEAT Series 2006-7 Washington Mutual WMALT 2006-AR9 COMM Series 2006-C8 Morgan Stanley Mtg Loan Trust Series 2006-15XS Credit Suisse HEAT Series 2006-8 Washington Mutual WMALT 2006-AR10 CSFB Commercial Mtg. Trust Series 2006-C4 Morgan Stanley Mtg Loan Trust Series 2006-17XS Lehman Mortgage Trust Series 2006-1 Washington Mutual WMALT 2006-1 First Franklin MLT Series 2006-FF18 Thornburg Mtg Securities Trust Series 2006-1     Lehman Mortgage Trust Series 2006-4 Washington Mutual WMALT 2006-2 Greenwich Capital Series 2006-GG7 Thornburg Mtg Securities Trust Series 2006-2 Lehman Mortgage Trust Series 2006-5 Washington Mutual WMALT 2006-3 GE Capital Comm Mtg. Corp. Series 2006-C1 Thornburg Mtg Securities Trust Series 2006-3 Lehman Mortgage Trust Series 2006-6 Washington Mutual WMALT 2006-4 JP Morgan Series 2006-CIBC14 Thornburg Mtg Securities Trust Series 2006-4 Lehman Mortgage Trust Series 2006-7 Washington Mutual WMALT 2006-5 JP Morgan Series 2006-CIBC15 Thornburg Mtg Securities Trust Series 2006-5 Lehman Mortgage Trust Series 2006-8 Washington Mutual WMALT 2006-6 JP Morgan Series 2006-CIBC17 Thornburg Mtg Securities Trust Series 2006-6 Lehman Mortgage Trust Series 2006-9 Washington Mutual WMALT 2006-7 JP Morgan Series 2006-LDP7 ZUNI Trust Series 2006-OA1 Lehman XS Trust Series 2006-1 Washington Mutual WMALT 2006-8 JP Morgan Series 2006-LDP8 Lehman XS Trust Series 2006-3 Washington Mutual WMALT 2006-9 **Non-Specific Transactions****Nominal Trustee Transactions****Custodian Only Transactions****Paying Agent****Only****Transactions**Lehman XS Trust Series 2006-8 Lehman XS Trust Series 2006-5 Lehman XS Trust Series 2006-11   Lehman XS Trust Series 2006-7 Lehman XS Trust Series 2006-15 Lehman XS Trust Series 2006-9 Lehman XS Trust Series 2006-19 Lehman XS Trust Series 2006-10N Lehman XS Trust Series 2006-20 Lehman XS Trust Series 2006-12 Lehman Mortgage Trust Series 2006-2 Lehman XS Trust Series 2006-13 LB-UBS Comm. Mtge. Trust Series 2006-C1 Lehman XS Trust Series 2006-17 LB-UBS Comm. Mtge. Trust Series 2006-C3 Morgan Stanley Series 2006-HE1 LB-UBS Comm. Mtge. Trust Series 2006-C4 Morgan Stanley Series 2006-HE2 LB-UBS Comm. Mtge. Trust Series 2006-C6 Morgan Stanley Series 2006-HE3 LB-UBS Comm. Mtge. Trust Series 2006-C7 Morgan Stanley Series 2006-HE4 Merrill Lynch Series 2006-MLN1 Morgan Stanley Series 2006-HE5 Merrill Lynch Series 2006-OPT1 Morgan Stanley Series 2006-HE6 Merrill Lynch Series 2006-WMC2 Morgan Stanley Series 2006-HE7 Merrill Lynch Series 2006-FF1 Morgan Stanley Series 2006-HE8 Merrill Lynch Countrywide Series 2006-1 Morgan Stanley HEL Series 2006-1 Merrill Lynch Countrywide Series 2006-2 NYMC Series 2006 Merrill Lynch Countrywide Series 2006-3 SAIL 2006-1 Merrill Lynch Countrywide Series 2006-4 SAIL 2006-2 Merrill Lynch Series 2006-AHL1 SAIL 2006-3 Merrill Lynch Series 2006-AR1 SAIL 2006-4 Merrill Lynch Series 2006-FM1 SARM 2006-1 Merrill Lynch Series 2006-HE2 SARM 2006-2 Merrill Lynch Series 2006-HE3 SARM 2006-3 Merrill Lynch Series 2006-HE4 SARM 2006-4 Merrill Lynch Series 2006-HE5 SARM 2006-5 Merrill Lynch Series 2006-HE6 SARM 2006-6 Merrill Lynch Series 2006-RM1 SARM 2006-7 Merrill Lynch Series 2006-RM2 SARM 2006-8 Merrill Lynch Series 2006-RM3 SARM 2006-9 Merrill Lynch Series 2006-RM4 SARM 2006-10 Merrill Lynch Series 2006-RM5 SARM 2006-11 Merrill Lynch Series 2006-SD1 SARM 2006-12 Merrill Lynch Series 2006-SL1 SASCO 2006-BC1 Merrill Lynch Series 2006-SL2 SASCO 2006-BC2 Merrill Lynch Series 2006-C1 SASCO 2006-BC3 Merrill Lynch Series 2006-C2 SASCO 2006-BC4 Morgan Stanley Capital I Series 2006-HQ8 SASCO 2006-BC5 Morgan Stanley Capital I Series 2006-HQ9 SASCO 2006-BC6 Morgan Stanley Capital I Series 2006-IQ11 SASCO 2006-S1 Morgan Stanley Capital I Series 2006-IQ12 SASCO 2006-S2 Morgan Stanley Mtg Loan Trust Series 2006-4SL SASCO 2006-S3 Morgan Stanley Mtg Loan Trust Series 2006-10SL SASCO 2006-S4 Morgan Stanley Mtg Loan Trust Series 2006-14SL Sequoia Alternative Loan Trust Series 2006-1 OWNIT Mortgage Loan Trust Series 2006-3 OWNIT Mortgage Loan Trust Series 2006-4 **Non-Specific Transactions****Nominal Trustee Transactions****Custodian Only Transactions****Paying Agent****Only****Transactions**OWNIT Mortgage Loan Trust Series 2006-5 OWNIT Mortgage Loan Trust Series 2006-6 OWNIT Mortgage Loan Trust Series 2006-7 SACO I Trust Series 2006-1 SACO I Trust Series 2006-2 SACO I Trust Series 2006-3 SACO I Trust Series 2006-4 SACO I Trust Series 2006-5 SACO I Trust Series 2006-6 SACO I Trust Series 2006-7 SACO I Trust Series 2006-8 SACO I Trust Series 2006-9 SACO I Trust Series 2006-10 SACO I Trust Series 2006-12 SATURNS Series 2006-1 SATURNS Series 2006-2 TILES Series 2006-1 Wachovia Bank CMT Series 2006-C24 c) ******Certification Regarding Compliance with Applicable Servicing Criteria**1.Ocwen Loan Servicing, LLC ("Ocwen") is responsible for assessing compliance with the servicing criteria applicable to it under paragraph (d) of Item 1122 of Regulation AB, as of and for the 12-month period ending December 31, 2006 (the "Reporting Period"), as set forth in Appendix A hereto.  The transactions covered by this report include asset-backed securities transactions for which Ocwen acted as servicer involving residential mortgage loans****other than  transactions closing prior to the effective date of Regulation AB  (the "Platform") as set forth in Appendix B hereto; 2.Ocwen has engaged certain vendors (the "Vendors") to perform specific, limited or scripted activities, and Ocwen elects to take responsibility for assessing compliance with the servicing criteria or portion of the servicing criteria applicable to such Vendors' activities as set forth in Appendix A hereto; 3.Except as set forth in paragraph 4 below, Ocwen used the criteria set forth in paragraph (d) of Item 1122 of Regulation AB to assess the compliance with the applicable servicing criteria; 4.The criteria listed in the column titled "Inapplicable Servicing Criteria" on Appendix A hereto are inapplicable to Ocwen based on the activities it performs, directly or through its Vendors, with respect to the Platform; 5.Ocwen has complied, in all material respects, with the applicable servicing criteria as of December 31, 2006 and for the Reporting Period****with respect to the Platform taken as a whole; 6.Ocwen has not identified and is not aware of any material instance of noncompliance by the Vendors with the applicable servicing criteria as of December 31, 2006 and for the Reporting Period with respect to the Platform taken as a whole;  7.Ocwen has not identified any material deficiency in its policies and procedures to monitor the compliance by the Vendors with the applicable servicing criteria as of December 31, 2006 and for the Reporting Period with respect to the Platform taken as a whole; and 8.Crowe Chizek and Company, LLC, a registered public accounting firm, has issued an attestation report on Ocwen's assessment of compliance with the applicable servicing criteria for the Reporting Period. March 8, 2007 Ocwen Loan Servicing, LLC By: /s/ Ronald M. Faris Name: Ronald M. Faris Title:   PresidentAPPENDIX A **SERVICING CRITERIA****APPLICABLE****SERVICING CRITERIA********INAPPLICABLE****SERVICING****CRITERIA********Reference****Criteria****Performed****Directly****by****Ocwen****Performed****by****Vendor(s)****for which****Ocwen is****the****Responsible****Party****Performed by subservicer(s)****or vendor(s)****for which****Ocwen is****NOT the****Responsible****Party****NOT****performed by****Ocwen or by****subservicer(s)****or vendor(s)****retained by****Ocwen****General Servicing Considerations**1122(d)(1)(i) Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements. **X**************1122(d)(1)(ii) If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party's performance and compliance with such servicing activities.  ******X**************1122(d)(1)(iii) Any requirements in the transaction agreements to maintain a back-up servicer for the pool assets are maintained. **************X**1122(d)(1)(iv) A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements. ******X****************Cash Collection and Administration******************1122(d)(2)(i) Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements. ******X****1************X****1**********1122(d)(2)(ii) Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel. ******X**************1122(d)(2)(iii) Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements. ******X**************1122(d)(2)(iv) The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements. ******X**************1122(d)(2)(v) Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. ******X**************1122(d)(2)(vi) Unissued checks are safeguarded so as to prevent unauthorized access. ******X****2************X****2**********1Both Regulus Group LLC and Ocwen perform aspect s of this servicing criteria.  Regulus is responsible for depositing any checks received into the payment deposit account.  Ocwen is responsible for other forms of payments, and the sweeping of funds deposited in the payment deposit account to the appropriate deal level custodial bank accounts.**SERVICING CRITERIA****APPLICABLE****SERVICING CRITERIA********INAPPLICABLE****SERVICING****CRITERIA********Reference****Criteria****Performed****Directly****by****Ocwen****Performed****by****Vendor(s)****for which****Ocwen is****the****Responsible****Party****Performed by subservicer(s)****or vendor(s)****for which****Ocwen is****NOT the****Responsible****Party****NOT****performed by****Ocwen or by****subservicer(s)****or vendor(s)****retained by****Ocwen**1122(d)(2)(vii) Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements. ******X****************Investor Remittances and Reporting******************1122(d)(3)(i) Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors' or the trustee's records as to the total unpaid principal balance and number of pool assets serviced by the Servicer. ******X****3******************1122(d)(3)(ii) Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.  ******X****3******************1122(d)(3)(iii) Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements. ******X****3******************1122(d)(3)(iv) Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements. ******X****3********************Pool Asset Administration******************2Assurant, Inc. and Ocwen each issue checks and maintain unissued checks.  Assurant issues checks for the insurance advances, while Ocwen issues all other checks.3Ocwen has determined for purposes of assessing the servicing criteria listed in Items 1122(d)(3(i)-(iv) that, pursuant to the Securities and Exchange Commission Telephone Interpretation 11.03, the term "investor" as used in those Items does not pertain to the entity to which Ocwen provides the applicable information (i.e. Master Servicer, Trustee, etc.) and includes certificate and bond holders.  Consequently, the information regarding such Items provided herein relates to Ocwen's provision of such information to the entity who ultimately disseminates such information to the investors.**SERVICING CRITERIA****APPLICABLE****SERVICING CRITERIA********INAPPLICABLE****SERVICING****CRITERIA********Reference****Criteria****Performed****Directly****by****Ocwen****Performed****by****Vendor(s)****for which****Ocwen is****the****Responsible****Party****Performed by subservicer(s)****or vendor(s)****for which****Ocwen is****NOT the****Responsible****Party****NOT****performed by****Ocwen or by****subservicer(s)****or vendor(s)****retained by****Ocwen**1122(d)(4)(i) Collateral or security on pool assets is maintained as required by the transaction agreements or related mortgage loan documents. ******X**************1122(d)(4)(ii) Pool asset and related documents are safeguarded as required by the transaction agreements ******X**************1122(d)(4)(iii) Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.  ******X**************1122(d)(4)(iv) Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer's obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents. ******X****4************X****4**********1122(d)(4)(v) The Servicer's records regarding the pool assets agree with the Servicer's records with respect to an obligor's unpaid principal balance. ******X**************1122(d)(4)(vi) Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.  ******X**************1122(d)(4)(vii) Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements. ******X**************1122(d)(4)(viii) Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity's activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment). ******X**************1122(d)(4)(ix) Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents. ******X**************1122(d)(4)(x) Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor's pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements. ******X**************4Regulus transmits a daily data file that represents payments received for the current day to Ocwen.  Ocwen then loads the data file received from Regulus in its servicing system, which then applies the funds in accordance with the terms of the related transaction agreements.**SERVICING CRITERIA****APPLICABLE****SERVICING CRITERIA********INAPPLICABLE****SERVICING****CRITERIA********Reference****Criteria****Performed****Directly****by****Ocwen****Performed****by****Vendor(s)****for which****Ocwen is****the****Responsible****Party****Performed by subservicer(s)****or vendor(s)****for which****Ocwen is****NOT the****Responsible****Party****NOT****performed by****Ocwen or by****subservicer(s)****or vendor(s)****retained by****Ocwen**1122(d)(4)(xi) Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the Servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements. ******X****5************X****5**********1122(d)(4)(xii) Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer's funds and not charged to the obligor, unless the late payment was due to the obligor's error or omission. ******X****6************X****6**********1122(d)(4)(xiii) Disbursements made on behalf of an obligor are posted within two business days to the obligor's records maintained by the Servicer, or such other number of days specified in the transaction agreements. ******X****7************X****7**********1122(d)(4)(xiv) Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements. ******X**************1122(d)(4)(xv) Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements. **************X**5Assurant, Inc. and First American Real Estate Solutions of Texas, L.P. ("First American") transmit daily data files for insurance and taxes, respectively, which represent payments received for the current day to Ocwen.  Ocwen loads the data files into its servicing system, which records the disbursements in the system and then sends the applicable funds via mail or wire.6First American identifies late payments and includes them as part of the daily data transmissions.  Ocwen identifies late payments in the data transmissions and credits to the borrower's applicable account on its servicing system.  Ocwen also maintains control reports to identify any late payments not identified by First American.7First American transmits daily data files that represent disbursements required to be made by Ocwen.  Ocwen loads the stat file into its servicing system and records the disbursements on the system.**Deal Name**ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2ACE Securities Corp. Home Equity Loan Trust, Series 2006-SL1ACE Securities Corp. Home Equity Loan Trust, Series 2006-SL2ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP6ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASL1ACE Securities Corp. Home Equity Loan Trust, Series 2006-HE1ACE Securities Corp. Home Equity Loan Trust, Series 2006-HE2ACE Securities Corp. Home Equity Loan Trust, Series 2006-HE3ACE Securities Corp. Home Equity Loan Trust, Series 2006-HE4ACE Securities Corp. Home Equity Loan Trust, Series 2006-SD1ACE Securities Corp. Home Equity Loan Trust, Series 2006-SD2ACE Securities Corp. Home Equity Loan Trust, Series 2006-SD3ACE Securities Corp. Home Equity Loan Trust, Series 2006-SL3BanCap Asset Securitization Issuance Corporation, Mortgage Loan Asset Backed Certificates, Series 2006-1Bravo Mortgage Asset Backed Pass-Through Certificates, Series 2006-1Citigroup Mortgage Loan Trust Inc. Asset-Backed Pass-Through Certificates, Series 2006-HE3CS Home Equity Mortgage Trust Series 2006-3CS Home Equity Mortgage Trust Series 2006-4CS Home Equity Mortgage Trust Series 2006-5CSFB Home Equity Asset Trust 2006-2CS Home Equity Mortgage Trust Series 2006-1CS Home Equity Mortgage Trust Series 2006-2Credit Suisse Seasoned Loan Trust 2006-1GSAA Home Equity Trust 2006-S1GSAMP Trust 2006-NC2GSAMP Trust 2006-S2GSAMP Trust 2006-S3GSAMP Trust 2006-S4GSAMP Trust 2006-S5GSAMP Trust 2006-S6GSAMP Trust 2006-SD2GSAMP Trust 2006-SD3GSAMP Trust 2006-SEA1GSRPM Mortgage Loan Trust 2006-2APPENDIX B**Deal Name**MASTR Asset Backed Securities Trust 2006-AM1MASTR Asset Backed Securities Trust 2006-AM3Nomura Asset Acceptance Corporation Series 2006-S1Nomura Asset Acceptance Corporation Series 2006-S2Nomura Asset Acceptance Corporation Series 2006-S3Nomura Asset Acceptance Corporation Series 2006-S4Nomura Asset Acceptance Corporation Series 2006-S5Nomura Home Equity Loan, Inc., Series 2006-HE1Nomura Home Equity Loan, Inc., Series 2006-HE2Nomura Home Equity Loan, Inc., Series 2006-HE3Renaissance Home Equity Loan Trust 2006-1Renaissance Home Equity Loan Trust 2006-2Renaissance Home Equity Loan Trust 2006-3Renaissance Home Equity Loan Trust 2006-4ResMAE Asset Backed  Pass-Through Certificates, Series 2006-1Structured Asset Investment Loan Trust Mortgage Pass-Through Certificates, Series 2006-4Structured Asset Securities Corporation Mortgage Pass-Through Certificates, Series 2006-S2Soundview Home Loan Trust 2006-EQ2Soundview Home Loan Trust 2006-NLC1d)   [PNCBANK logo] REPORT ON ASSESSMENT OF COMPLIANCE WITH REGULATION AB SERVICING CRITERIA  PNC Bank, NA. (the Asserting Party") is responsible for assessing compliance as of December 31, 2006 and for the period from April 28, 2006 (date of issuance of the Home Equity Mortgage Trust-2006-2 ("HEMT 2006-2") transaction subject to the requirements of Regulation AB ) through December 31, 2006 (the "Reporting Period") with the servicing criteria set forth in Title 17, Section 229.1122(d) of the Code of Federal Regulations (the "CFR'), except for criteria 229.1122(d)(1)(ii), 229.1122(d)(1)(iii), 229. 1122(d)(2)(iv), 229.1122(d)(3)(i)(C), 229.1122(d)(4)(i), 229.1122(d)(4)(x), 229.1122(d)(4)(xi), 229.1122(d)(4)(xii), 229.1122(d)(4)(xiii), and 229.1122(d)(4)(xv) in the CFR, which the Asserting Party has concluded are not applicable to the servicing activities it performs with respect to the asset-backed securities transaction covered by this report (the "Applicable Servicing Criteria" ). Criteria 229.1122(d)(3)(i)(A)-(B)-(D) are applicable only to the extent that the Asserting Party provides certain reporting information to the Indenture Trustee, as defined in the transaction servicing agreement. The HEMT 2006-2 transaction covered by this report is backed by residential home equity lines of credit serviced by the Asserting Party. The sole asset-backed securitization transaction covered by this report was the HEMT 2006-2. The Asserting Party has assessed its compliance with the Applicable Servicing Criteria for the Reporting Period and has concluded that the Asserting Party has complied, in all material respects, with the Applicable Servicing Criteria with respect to the HEMT 2006-2, except for criteria set forth in Sections 229.1122(d)(4)(iv) and 229.1122(d)(4)(ix), respectively, of the CFR, where the Asserting Party has identified instances of material noncompliance. These instances of material noncompliance were a result of a loan boarding process which relied on information provided electronically to the Asserting Party from the applicable counterparty, in accordance with the Asserting Party's agreement with the Seller. As a result, payments on pool assets were not being applied in accordance with the related pool asset documents as well as adjustments to interest rates with variable rates not being computed or applied based on the related pool asset documents. Specifically, numerous instances were identified where late charges, various fees (return item fees, stop payment fees, pre-payment penalty fees, over-limit fees, wire transfer fees, annual fee), and payment posting priority were not being applied in accordance with the related pool asset documents. In addition, numerous instances were identified where interest rate indices, interest rate margins, and the timing of interest rate index changes were not being computed or applied in accordance with the related pool asset documents.  Deloitte & Touche LLP, an independent registered public accounting firm, has issued an attestation report on the assessment of compliance with the Applicable Servicing Criteria for the Reporting Period as set forth in this assertion.  PNC BANK, NA  Date: March 6, 2007  By: /s/ Neal J. Heiss Name: Neal J Heiss, Senior Vice President and General Manager Consumer Loan Operations  e)         Management's Assertion of Compliance Management of Select Portfolio Servicing, Inc., (the "Company") is responsible for assessing compliance  with the servicing criteria set forth in Item 1122(d) of Regulation AB of the Securities and Exchange Commission. Management  has determined that the servicing criteria are  applicable in regards  to the  servicing platform for  the period as follows: Platform Publicly-issued (i.e.,  transaction-level reporting  initially  required under  the Securities Exchange Act of 1934,  as amended) residential mortgage-backed securities (the "Platform"). Applicable Servicing Criteria: All servicing criteria set forth in 1122(d), to the extent required by the related transaction agreements, or required by the Item 1122(d) servicing criteria in regards to the activities performed by the Company, except for the following criteria: 1122(d)(1)(iii), 1122(d)(3)(i), 1122(d)(3)(ii), 1122(d)(3)(iii), 1122(d)(3)(iv), 1122(d)(4)(i), 1122(d)(4)(ii), 1122(d)(4)(iii) and 1122(d)(4)(xv), which  management has determined are  not applicable to the activities the Company performs with respect to the Platform (the "Applicable Servicing Criteria"). Period: Twelve months ended, December 31, 2006 (the "Period"). Third parties classified as vendors: With respect to servicing criteria 1 122(d)(2)(vii), 1 122(d)(4)(ix), 1122 (d)(4)(x), 1122(d) (4)(xi), 1 122(d)(4)(xii)  and  1 122(d)(4)(xiii), management has engaged various vendors to perform the activities required by these servicing criteria. The Company's management has determined that these vendors are not considered a "servicer" as defined in Item 1101(j) of Regulation AB, and the Company's management has elected to take responsibility for assessing compliance with the servicing criteria applicable to each vendor as permitted by Interpretation 17.06 of the SEC Division of Corporation Finance Manual of Publicly Available Telephone Interpretations ("Interpretation 17.06"). As permitted by Interpretation 17.06, management has asserted  that  it has policies and procedures in place to provide reasonable assurance that the vendor's activities comply in  all material respects with the servicing  criteria applicable to each vendor. The Company's management is solely responsible for determining that it meets the SEC requirements to apply Interpretation 17.06 for the vendors and related criteria. With respect to the Platform, the Company's management provides the following assessment of compliance with respect to the Applicable Servicing Criteria: 1  The Company's management is responsible for assessing the Company's compliance with the Applicable Servicing Criteria as of and for the Period. 2  The Company's management has assessed compliance  with the  Applicable Servicing Criteria, including  servicing  criteria for which compliance is determined based on Interpretation 17.06 as described  above, as of arid for the Period. In performing  this assessment, management used the criteria set forth by the Securities and Exchange Commission in paragraph (d) of Item 1122 of Regulation AB. 3  Based on such assessment, as of and for the Period, the Company  has complied, in all material respects, with the Applicable Servicing Criteria. KPMG LLP, a registered public accounting  firm,  has issued an attestation report with respect to management's assertion of compliance with  the  Applicable Servicing Criteria as of and for the Period. /s/ Matthew L. Hollingsworth Matthew L. Hollingsworth                                                                  Chief Executive Officer February 27, 2007 f) **ASSERTION OF COMPLIANCE WITH APPLICABLE SERVICING****CRITERIA**************The Bank of New York and The Bank of New York Trust Company, N. A.(collectively, the "Company") provides this platform-level assessment of compliance with the servicing criteria specified in Item 1122(d) of Regulation AB promulgated by the Securities and Exchange Commission. Management has determined that the following servicing criteria are applicable in regards to the following servicing platform for the following period: Platform: Publicly-issued (i.e., transaction-level reporting initially required under the Securities Exchange Act of 1934, as amended) residential mortgage-backed securities and other mortgage-related asset-backed securities issued on or after January 1, 2006 (and like-kind transactions issued prior to January 1, 2006) for which the Company provides trustee, securities administration, paying agent or custodial services. The platform includes like kind transactions for which the Company provided trustee, securities administrator, paying agent or custodial services as a result of the Company's acquisition as of October 1, 2006 of portions of JPMorgan Chase Bank, N.A.'s corporate trust business, including structured finance agency and trust transactions. Applicable Servicing Criteria : All servicing criteria set forth in Item 1122(d), to the extent required by the related transaction agreements as to any transaction, except for the following criteria: 1122 (d) (1)(ii), (iii), (iv), (4) (iv), (v), (vi), (vii), (viii), (ix), (x), (xi), (xii) and (xiii). Period: Twelve months ended December 31, 2006. With respect to the Platform and the Period, the Company provides the following assessment of compliance in respect of the Applicable Servicing Criteria: The Company is responsible for assessing its compliance with the Applicable Servicing Criteria. The Company has assessed compliance with the Applicable Servicing Criteria.  As of December 31, 2006 and for the Period, the Company was in material compliance with the Applicable Servicing Criteria. Ernst & Young LLP, an independent registered public accounting firm, has issued an attestation report with respect to the Company's foregoing assessment of compliance.          The Bank of New York       The Bank of New York          The Bank of New York Trust        The Bank of New York Trust Company, N.A.          Company, N.A.         /s/: Robert L. Griffin  /s/: Patrick J. Tadie         Robert L. Griffin  Patrick J. Tadie         Authorized Signer  Authorized SignerMarch 1, 2007 ****g) Management's Assertion Report on Compliance with Applicable Servicing Criteria Pursuant to Item 1122 of Regulation AB under the Securities Exchange Act of 1934 U.S. Bank National Association ("U.S. Bank") as a party participating in the servicing function for the following transactions: U.S. Bank Corporate Trust Asset Backed Securities Platform(1) hereby provides the following report on its assessment of compliance with the servicing criteria set forth in Item 1122 of Regulation AB applicable to it and as described on Exhibit A hereto: 1.  U.S. Bank is responsible for assessing its compliance with the servicing criteria applicable to it as noted on the accompanying Exhibit A; 2.  U.S. Bank used the criteria set forth in paragraph (d) of Item 1122 of Regulation AB to assess its compliance with the applicable servicing criteria ; 3.  U.S. Bank's assessment of its compliance with the applicable servicing criteria is as of and for the period beginning on January 1, 2006 and ending December 31, 2006, the end of the fiscal year covered by the Form 10-K report. U.S. Bank's participation in the servicing function complied in all material respects with the applicable servicing criteria . 4.  Ernst & Young, a registered public accounting firm, has issued an attestation report on U.S. Bank's assessment of compliance with the applicable servicing criteria as of and for the period beginning on January 1, 2006 and ending December 31, 2006, the end of the fiscal year covered by the Form 10-K report. U.S. BANK NATIONAL ASSOCIATION /s/ Bryan R. Calder Name: Bryan R. Calder Title: Executive Vice President Date: February 26, 2007 1 The U.S. Bank Corporate Trust ABS Platform (the "Platform") consists of the activities involved in the performance of servicing functions for (i) publicly issued asset-backed and mortgage-backed transactions the securities of which were offered on or after January 1, 2006 and (ii) certain asset-backed transactions offered prior to January 1, 2006 for which the Issuer has voluntarily elected to make Regulation AB compliant filings under the Securities Exchange Act of 1934, as amended. The Platform does not include transactions comprised of the repackaging of corporate debt and/or other agency securities. ******EXHIBIT A to Management's Assertion****Reg AB****Servicing Criteria****Reference General Servicing Considerations**1122(d)(1)(i) Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements. 1122(d)(1)(ii) If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party's performance and compliance with such servicing activities. 1122(d)(1)(iii) Any requirements in the transaction agreements to maintain a back-up servicer for the Pool Assets are maintained. Not Applicable 1122(d)(1)(iv) A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements. **Cash Collection and Administration**1122(d)(2)(i) Payments on pool assets  are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements. 1122(d)(2)(ii) Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel. 1122(d)(2)(iii) Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements. 1122(d)(2)(iv) The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements. 1122(d)(2)(v) Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. 1122(d)(2)(vi) Unissued checks are safeguarded so as to prevent unauthorized access. 1122(d)(2)(vii)  Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements. **Investor Remittances and Reporting**1122(d)(3)(i) Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors' or the trustee's records as to the total unpaid principal balance and number of Pool Assets serviced by the Servicer. 1122(d)(3)(ii) Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements. 1122(d)(3)(iii) Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements. 1122(d)(3)(iv) Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements. **Pool Asset Administration**1122(d)(4)(i) Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents. Not Applicable 1122(d)(4)(ii) Pool assets and related documents are safeguarded as required by the transaction agreements Not Applicable 1122(d)(4)(iii) Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements. 1122(d)(4)(iv) Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer's obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents. Not Applicable 1122(d)(4)(v) The Servicer's records regarding the pool assets agree with the Servicer's records with respect to an obligor's unpaid principal balance. Not Applicable 1122(d)(4)(vi) Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents. Not Applicable 1122(d)(4)(vii)  Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements. Not Applicable 1122(d)(4)(viii)  Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity's activities in monitoring delinquent pool assets  including, for example, phone calls, letters and payment rescheduling plans in cases  where delinquency is deemed temporary (e.g., illness or unemployment). Not Applicable 1122(d)(4)(ix) Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents. Not Applicable 1122(d)(4)(x) Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor's pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements. Not Applicable 1122(d)(4)(xi) Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements. Not Applicable 1122(d)(4)(xii)  Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer's funds and not charged to the obligor, unless the late payment was due to the obligor's error or omission. Not Applicable 1122(d)(4)(xiii)  Disbursements made on behalf of an obligor are posted within two business days to the obligor's records maintained by the servicer, or such other number of days specified in the transaction agreements. Not Applicable 1122(d)(4)(xiv)  Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements. Not Applicable 1122(d)(4)(xv)  Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements. h) **Management's Assessment on Compliance with Item 1122 Criteria******1.  Wilshire Credit Corporation ("Wilshire") is responsible for assessing compliance with the servicing criteria applicable  to it under paragraph (d) of Item 1122 of Regulation AB, as of and for the 12-month period ending December 31, 2006 (the "Reporting Period") as set forth in Appendix A hereto.  The transactions covered by this report are attached hereto as Appendix B and include asset-backed securities transactions for which Wilshire has acted as a servicer involving residential mortgage loans (the "Platform").    2.  Wilshire has engaged certain vendors (the "Vendors") to perform specific, limited or scripted activities, and Wilshire elects to take responsibility for assessing compliance with the servicing criteria or portion of the servicing criteria applicable to such Vendors' activities as set forth in Appendix A hereto;  3.  Except as set forth in paragraph 5 below, Wilshire used the criteria set forth in paragraph (d) of Item 1122 of Regulation AB to assess the compliance with the applicable servicing criteria;  4.  The criteria listed in the column titled "Inapplicable Servicing Criteria" on Appendix A hereto are inapplicable to Wilshire based on the activities it performs, directly or through its Vendors, with respect to the Platform; 5.  Wilshire has complied, in all material respects, with the applicable servicing criteria as of December 31, 2006 and for the Reporting Period with respect to the Platform taken as a whole, except that for one of the forty-five loan payoffs selected for testing, Wilshire calculated the prepayment charge in accordance with the related mortgage note, but transposed the numbers when entering the charge into Wilshire's system, resulting in an overcharge to the borrower. The error has been corrected and the overcharge has been refunded to the borrower.****6.  Wilshire has not identified and is not aware of any material instance of noncompliance by the Vendors with the applicable servicing criteria as of December 31, 2006 and for the Reporting Period with respect to the Platform taken as a whole;  7.  Wilshire has not identified any material deficiency in its policies and procedures to monitor the compliance by the Vendors with the applicable servicing criteria as of December 31, 2006 and for the Reporting Period with respect to the Platform taken as a whole; and 8.  Deloitte & Touche LLP, a registered public accounting firm, has issued an attesta tion report on Wilshire's assessment of compliance with the applicable servicing criteria for the Reporting Period. DATE: February 28, 2007 Wilshire Credit Corporation By:  /s/: Ken Frye  Ken Frye Senior Vice President, Loan Servicing **APPENDIX A********SERVICING CRITERIA****APPLICABLE****SERVICING CRITERIA****INAPPLICABLE****SERVICING****CRITERIA*************Reference****Criteria****Performed****by****Wilshire****Performed****by****Vendor(s)****for which****Wilshire is****the****Responsible****Party********General Servicing Considerations**1122(d)(1)(i) Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements. **X****1**************1122(d)(1)(ii) If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party's performance and compliance with such servicing activities.  ******X**********1 Wilshire institutes policies and procedures to only monitor any performance or event of default it is responsible for monitoring pursuant to the transaction agreements. **SERVICING CRITERIA****APPLICABLE****SERVICING CRITERIA****INAPPLICABLE****SERVICING****CRITERIA*************Reference****Criteria****Performed****by****Wilshire****Performed****by****Vendor(s)****for which****Wilshire is****the****Responsible****Party******1122(d)(1)(iii) Any requirements in the transaction agreements to maintain a back-up servicer for the mortgage loans are maintained. **********X**1122(d)(1)(iv) A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.  ******X************Cash Collection and Administration**************1122(d)(2)(i) Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements. ******X****2********X****3**********1122(d)(2)(ii) Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel. ******X****4**************1122(d)(2)(iii) Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements. ******X**************1122(d)(2)(iv) The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements. ******X****5**************1122(d)(2)(v) Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that  meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. ******X****6**************1122(d)(2)(vi) Unissued checks are safeguarded so as to prevent unauthorized access. ******X**********2 Wilshire performs the criterion 1122(d)(2)(i) except for the lockbox function, which is a specific, limited activity.   Wilshire retains a vendor to perform the lockbox function.  Wilshire is only responsible for those custodial accounts held by it as specified in the transaction agreements.   3 Wilshire retains a vendor to perform the lockbox function, which is a specific, limited activity.  Wilshire is the responsible party for the lockbox function.   4 Wilshire does not disburse funds to the certificateholders. 5 Wilshire only maintains custodial accounts it is responsible for as set forth in the transaction agreements.  6Wilshire only maintains custodial accounts it is responsible for as set forth in the transaction agreements.  **SERVICING CRITERIA****APPLICABLE****SERVICING CRITERIA****INAPPLICABLE****SERVICING****CRITERIA*************Reference****Criteria****Performed****by****Wilshire****Performed****by****Vendor(s)****for which****Wilshire is****the****Responsible****Party******1122(d)(2)(vii) Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements. ******X****7****************Investor Remittances and Reporting**************1122(d)(3)(i) Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors' or the trustee's records as to the total unpaid principal balance and number of mortgage lo ans serviced by the Servicer. ******X****8**************1122(d)(3)(ii) Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements. ******X****9**************1122(d)(3)(iii) Disbursements made to an investor are posted within two business days to the Servicer's investor records, or such other number of days specified in the transaction agreements. ******X**********1122(d)(3)(iv) Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements. ******X****10****************Pool Asset Administration**************1122(d)(4)(i) Collateral or security on pool assets is maintained as required by the transaction agreements or related mortgage loan documents. ******X**********1122(d)(4)(ii) Pool assets and related documents are safeguarded as required by the transaction agreements ******X****11**************7 Wilshire only performs reconciliations for those asset-backed securities bank accounts it is responsible for in the transaction agreements. 8Wilshire only maintains reports it is responsible for as specified in the transaction agreements.  Wilshire does not provide reports to the certificateholders or file reports with the Commission. 9 Wilshire only allocates and makes available loan payments to the Master Servicer pursuant to its responsiblities under the transaction agreements.  Wilshire is not responsible for the allocation or remittance of funds to certificateholders.10Wilshire only remits funds and provides certain investor reports to the Master Servicer pursuant to its responsibilities in the transaction agreements.  Wilshire does not disburse funds to the certificateholders.11 Wilshire safeguards only the pool assets and related documents it receives pursuant to the transaction agreements. **SERVICING CRITERIA****APPLICABLE****SERVICING CRITERIA****INAPPLICABLE****SERVICING****CRITERIA*************Reference****Criteria****Performed****by****Wilshire****Performed****by****Vendor(s)****for which****Wilshire is****the****Responsible****Party******1122(d)(4)(iii) Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements. ******X****12**************1122(d)(4)(iv) Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer's obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents. ******X**********1122(d)(4)(v) The Servicer's records regarding the pool assets agree with the Servicer's records with respect to an obligor's unpaid principal balance. ******X**********1122(d)(4)(vi) Changes with respect to the terms or status of an obligor's pool asset (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents. ******X**********1122(d)(4)(vii) Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements. ******X**********1122(d)(4)(viii) Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity's activities in monitoring delinquent mortgage loans including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment). ******X**********1122(d)(4)(ix) Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related mortgage loan documents. **X**************1122(d)(4)(x) Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor's pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool asset, or such other number of days specified in the transaction agreements.  **X**********12 Wilshire only facilitates the Master Servicer in making certain additions, removals or substitutions to the asset pool.  The Master Servicer reviews and approves addtions, removals or substitutions to the asset pool.  **SERVICING CRITERIA****APPLICABLE****SERVICING CRITERIA****INAPPLICABLE****SERVICING****CRITERIA*************Reference****Criteria****Performed****by****Wilshire****Performed****by****Vendor(s)****for which****Wilshire is****the****Responsible****Party******1122(d)(4)(xi) Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the Servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements. **X****13**************1122(d)(4)(xii) Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer's funds and not charged to the obligor, unless the late payment was due to the obligor's error or omission. **X****14**************1122(d)(4)(xiii) Disbursements made on behalf of an obligor are posted within two business days to the obligor's records maintained by the Servicer, or such other number of days specified in the transaction agreements.  **X**********1122(d)(4)(xiv) Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements. **X**********1122(d)(4)(xv) Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements. **********X**WILSHIRE CREDIT CORPORATION, SERVICER 13Wilshire performs the criteria in 1122(d)(4)(xi) for certain loans in the Platform.  For all other loans in the Platform, Wilshire retains a property tax payment provider to perform the servicing criteria 1122(d)(4)(i).  The property tax payment provider has provided an assessment of compliance and accountants attestation for servicing criteria 1122(d)(4)(i).14Wilshire performs the criteria in 1122(d)(4)(xii) for certain loans in the Platform.  For all other loans in the Platform, Wilshire retains a property tax payment provider to perform the servicing criteria 1122(d)(4)(xii).  The property tax payment provider has provided an assessment of compliance and accountants attestation for servicing criteria 1122(d)(4)(xii).2006 SECURITIES LISTING Exhibit to Regulation AB Attestation and Management Assertion ******Appendix B****Pool****Description****Verbiage****436**MLMI 2006-SL1 Pooling & Servicing Agreement dated as of January 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and Lasalle Bank National Association, Trustee for the Merrill Lynch Mortgage Investors Trust, Series 2006-SL1 **576**RFC MASTER SERVICED 2006-RP1, 2006-RP2, 2006-RP3, 2006-RP4, 2006-SP1, 2006-SP2, 2006-SP3, 2006-SP4 **623**MLMI 2006-HE1 Pooling & Servicing Agreement dated as of January 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and Wells Fargo Bank, N.A., Trustee for the Merrill Lynch Mortgage Investors Trust, Series 2006-HE1 **628**MLMI 2006-WMC1 Pooling & Servicing Agreement dated as of January 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and Wells Fargo Bank, N.A., Trustee for the Merrill Lynch Mortgage Investors Trust, Series 2006-WMC1 **635**CSFB HEMT 2006-1 Pooling & Servicing Agreement dated as of February 1, 2006 between Credit Suisse First Boston Mortgage Securities Corp., Depositor, DLJ Mortgage Capital, Inc., Seller, Wilshire Credit Corporation, Servicer, Ocwen Loan Servicing, LLC, Servicer, Select Portfolio Servicing, Inc., Special Servicer and U.S. Bank National Association, Trustee for the Home Equity Mortgage Trust Series 2006-1 **636**MLMI 2006-RM1 Pooling & Servicing Agreement dated as of January 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and Lasalle Bank National Association, Trustee for the Merrill Lynch Mortgage Investors Trust, Series 2006-RM1 **637**MLMI 2006-WMC2 Pooling & Servicing Agreement dated as of March 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and Lasalle Bank National Association, Trustee for the Merrill Lynch Mortgage Investors Trust, Series 2006-WMC2 **639**MLMI 2006-HE2 Pooling & Servicing Agreement dated as of March 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and Lasalle Bank National Association, Trustee for the Merrill Lynch Mortgage Investors Trust, Series 2006-HE2 **643**MLMI 2006-AR1 Pooling & Servicing Agreement dated as of April 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and Lasalle Bank National Association, Trustee for the Merrill Lynch Mortgage Investors Trust, Series 2006-AR1 **644**CSFB HEMT 2006-2 Servicing Agreement dated as of April 28, 2006 between Wilshire Credit Corporation, Servicer, Ocwen Loan Servicing, LLC, Servicer, PNC Bank, N.A., Servicer, Select Portfolio Servicing, Inc., Special Servicer Home Equity Mortgage Trust 2006-2, Issuer and U.S. Bank National Association, Indenture Trustee **652**MLMI 2006-RM2 Pooling & Servicing Agreement dated as of May 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and Lasalle Bank National Association, Trustee for the Merrill Lynch Mortgage Investors Trust, Series 2006-RM2 **653**CSFB HEMT 2006-3 Pooling & Servicing Agreement dated as of June 1, 2006 between Credit Suisse First Boston Mortgage Securities Corp., Depositor, DLJ Mortgage Capital, Inc., Seller, Wilshire Credit Corporation, Servicer, Ocwen Loan Servicing, LLC, Servicer, Select Portfolio Servicing, Inc., Servicer and Special Servicer and U.S. Bank National Association, Trustee for the Home Equity Mortgage Trust Series 2006-3 **657**MLMI 2006-AHL1 Pooling & Servicing Agreement dated as of June 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and Lasalle Bank National Association, Trustee for the Merrill Lynch Mortgage Investors Trust, Series 2006-AHL1 **659**MLMI 2006-HE3 Pooling & Servicing Agreement dated as of June 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and Lasalle Bank National Association, Trustee for the Merrill Lynch Mortgage Investors Trust, Series 2006-HE3 **660**MLMI 2006-FM1 Pooling & Servicing Agreement dated as of June 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and Lasalle Bank National Association, Trustee for the Merrill Lynch Mortgage Investors Trust, Series 2006-FM1 **665**MLMI 2006-SL2 Pooling & Servicing Agreement dated as of July 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and Lasalle Bank National Association, Trustee for the Merrill Lynch Mortgage Investors Trust, Series 2006-SL2 **669**MLMI 2006-HE4 Pooling & Servicing Agreement dated as of July 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and Lasalle Bank National Association, Trustee for the Merrill Lynch Mortgage Investors Trust, Series 2006-HE4 **674**MLMI 2006-SD1 Pooling & Servicing Agreement dated as of August 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and Lasalle Bank National Association, Trustee for the Merrill Lynch Mortgage Investors Trust, Series 2006-SD1 **676**MLMI 2006-HE5 Pooling & Servicing Agreement dated as of September 1, 2006, between Merrill Lynch Mortgage Investors, Inc., Depositor, LaSalle Bank National Association, Master Servicer and Securities Administrator, Indymac Bank, FSB, Servicer, Wilshire Credit Corporation, Servicer, and Citibank, N.A., Trustee for MLMI 2006-HE5 **679**MLMI 2006-MLN1 Pooling & Servicing Agreement dated as of September 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and Lasalle Bank National Association, Trustee for the Merrill Lynch Mortgage Investors Trust, Series 2006-MLN1 **680**MLMI 2006-RM4 Pooling & Servicing Agreement dated as of September 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and Lasalle Bank National Association, Trustee for the Merrill Lynch Mortgage Investors Trust, Series 2006-RM4 **685**MLMI 2006-RM5 Pooling & Servicing Agreement dated as of October 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and Lasalle Bank National Association, Trustee for the Merrill Lynch Mortgage Investors Trust, Series 2006-RM5 **689**MLMI 2006-HE6 Pooling & Servicing Agreement dated as of Decmeber 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and Lasalle Bank National Association, Trustee for the Merrill Lynch Mortgage Investors Trust, Series 2006-HE6 **1406**MLMI SURF 2006-AB1 Pooling & Servicing Agreement dated as of February 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and U.S. Bank National Association, Trustee for SURF 2006-AB1 **1407**MLMI SURF 2006-BC1 Pooling & Servicing Agreement dated as of February 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and U.S. Bank National Association, Trustee for SURF 2006-BC1 **1408**MLMI SURF 2006-BC2 Pooling & Servicing Agreement dated as of March 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and U.S. Bank National Association, Trustee for SURF 2006-BC2 **1409**MLMI SURF 2006-BC3 Pooling & Servicing Agreement dated as of June 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and U.S. Bank National Association, Trustee for SURF 2006-BC3 **1410**MLMI SURF 2006-AB2 Pooling & Servicing Agreement dated as of May 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and U.S. Bank National Association, Trustee for SURF 2006-AB2 **1411**MLMI SURF 2006-AB3 Pooling & Servicing Agreement dated as of September 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and U.S. Bank National Association, Trustee for SURF 2006-AB3 **1412**MLMI SURF 2006-BC4 Pooling & Servicing Agreement dated as of September 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and U.S. Bank National Association, Trustee for SURF 2006-BC4 **1413**MLMI SURF 2006-BC5 Pooling & Servicing Agreement dated as of November 1, 2006 between Merrill Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation, Servicer, and U.S. Bank National Association, Trustee for SURF 2006-BC5