10.1 EAR Agreement




EXHIBIT 10.1


Confidential treatment has been requested for portions of this exhibit.  The copy filed herewith omits the information subject to the confidentiality request.  Omissions are designated as [***].  A complete version of this exhibit has been filed separately with the Securities and Exchange Commission.




ADDENDUM
TO
MORTGAGE SELLING AND SERVICING CONTRACT
(Early Advance Reimbursement Agreement)


This Addendum (the “EAR Agreement”) to that Mortgage Selling and Servicing Contract dated March 23, 2005 (the "MSSC”) is made by and between Fannie Mae (“Fannie Mae”), a corporation organized and existing under the laws of the United States, and Green Tree Servicing LLC (“Servicer”), a Delaware limited liability company, and is effective April1, 2014.
 
WHEREAS, Servicer services, on behalf of Fannie Mae, certain residential mortgage loans and real estate owned (REO) properties owned or securitized by Fannie Mae, in accordance with the MSSC and Fannie Mae Servicing Guide; and
WHEREAS, Fannie Mae and Green Tree have entered into those certain servicing agreements (collectively, the “Agreements”) as follows:
a) Mortgage Loans Servicing Agreement dated June 30, 2008 (“Option One” portfolio);
b) Mortgage Loans Servicing Agreement dated July 31, 2008 (“Barclays” portfolio); 
c) Interim Servicing Addendum to the Mortgage Selling and Servicing Contract dated March 19, 2009 (“Bank United” portfolio);
d) Green Tree Supplemental Servicing Agreement dated October 31, 2009 (“Nat City” portfolio);
e) Subservicing Addendum to the Mortgage Selling and Servicing Contract dated February 1, 2010 (“Hayhurst” portfolio);
d) Mortgage Selling and Servicing Contract as applicable to loans transferred from Franklin Bank (“Franklin Bank” portfolio), and
WHEREAS, Fannie Mae has agreed to provide to Servicer early reimbursement of certain Advances;
NOW, THEREFORE, in consideration of the mutual premises, covenants and conditions contained herein, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the Parties hereto agree as follows:
I.  Addendum to MSSC.  Fannie Mae agrees to provide to Servicer early reimbursement of certain advances relating to loans and REO properties serviced under the MSSC, any Master Agreement and Fannie Mae Servicing Guide and under the Agreements pursuant to and subject to the conditions of the attached Exhibit A. This EAR Agreement replaces and supersedes in its entirety that Addendum to Mortgage Selling and Servicing Contract dated effective July 1, 2012, as thereafter amended (the “EAF Agreement”)..


II. Applicable Laws.  This EAR Agreement will be construed in accordance with federal law and the laws of New York, without reference to the choice of law principles under the laws of New York. 







III. Entire Agreement.  All other terms, conditions, provisions, and covenants in the Agreements, the MSSC and the Fannie Mae Selling and Servicing Guides, as may be updated or amended from time to time, shall remain unaltered and in full force and effect, except as modified by this EAR Agreement. 


IV. Counterparts.  This EAR Agreement may be executed in one or more counterparts, each of which shall be deemed to be an original and all of which when taken together shall constitute a single agreement.   


IN WITNESS WHEREOF, each of the undersigned parties to this EAR Agreement has caused this EAR Agreement to be duly executed in its name by one of its duly authorized officers, all as of the date first above written.


	
					
	Fannie Mae


	 
	Green Tree Servicing LLC 
(Servicer)

	By:
	/s/ Tara Malone
	 
	By:
	/s/ Cheryl Collins

	Name:
	Tara Malone
	 
	Name:
	Cheryl Collins

	Title:
	Vice President
	 
	Title:
	Senior Vice President and Treasurer

	Date:
	3/31/14
	 
	Date:
	3/31/14











EXHBIT A


EARLY ADVANCE REIMBURSEMENT AGREEMENT


	
		
	EARLY REIMBURSEMENT PERIOD:


	The period (“Early Reimbursement Period”) during which Fannie Mae will make payments of Periodic Early Reimbursement Amounts (as defined below) in respect of Eligible Advances (as defined below), which will commence on the Closing Date and end on the first to occur of:
1.    March 31, 2015 (unless extended or renewed in writing by Fannie Mae and Servicer); or


2.    a Stop Event that is not waived by Fannie Mae


During the Early Reimbursement Period, Fannie Mae will make payments of Periodic Early Reimbursement Amounts as provided herein.  Upon termination of the Early Reimbursement Period, Fannie Mae will no longer pay Periodic Early Reimbursement Amounts and the Recoupment Period will commence.  

	 
	 









	
		
	ELIGIBLE ADVANCES FOR EARLY REIMBURSEMENT:


	Except as provided below, “Eligible Advance” shall include all of the following advances required to be made by the Servicer with respect to mortgage loans and real estate owned (REO) serviced by the Servicer (“Mortgage Loans”) pursuant to the MSSC and Fannie Mae Servicing Guide (the “Guide”) and the Agreements for which Servicer has not been repaid or reimbursed as of such date and which relate to mortgage loans directly originated by Servicer, or mortgage loans the servicing or subservicing rights to which were acquired from a third party as identified in Schedule 1:


1.    “P&I Delinquency Advances” which are advances of principal or interest payments, including a “Foreclosure Buyout”). A “Foreclosure Buyout” is an advance required to be remitted as the result of an action taken during the preceding month with respect to a property reported under Fannie Mae Action Codes 70, 71 or 72 at the start of the month in which the advance is due.  


2.    “T&I Escrow Advances” which are advances for the payment of taxes, assessments, insurance premiums, ground rents, and other similar items and charges, and


3.    “Corporate Servicing Advances” which are advances other than P&I Delinquency Advances and T&I Escrow Advances. 


Eligible Advances shall also include any outstanding P&I Delinquency Advances, T&I Escrow Advances and Corporate Servicing Advances previously paid or reimbursed by Servicer and identified on Schedule 2 in connection with a servicing transfer to the Servicer. Each such advance shall be deemed a “Legacy Servicing Advance”.


Notwithstanding the foregoing and except as identified in Schedules 1 and 2, Eligible Advances shall not include advances paid or reimbursed by Servicer in connection with a servicing transfer to the Servicer, including servicing transfers after the date of this EAR Agreement. However, the parties may by written agreement add additional Eligible Advances to Schedules 1 and 2 (as applicable), which Eligible Advances shall be deemed incorporated into the EAR Agreement.


Eligible Advances also shall not include advances applicable to the payment of any guaranty or excess servicing fees or lender paid mortgage insurance premiums. Eligible Advances must have been actually incurred by the Servicer, and T&I Escrow Advances and Corporate Servicing Advances must fall under one of the 571 Codes in the Fannie Mae 571 Claims Guide.   


Notwithstanding anything to the contrary herein, after the date on which the underlying real estate/collateral is sold or disposed, the loan or REO Property is otherwise “liquidated” (including as a result of an event reported as Fannie Mae Action Code of 70, 71 or 72), or loans have a zero UPB as a result of an event reported as Fannie Mae Action Code of 60 or 65 (the “Final Liquidation Date”), no Periodic Early Reimbursement Amounts will be paid by Fannie Mae for advances made by the Servicer after the Final Liquidation Date on that Mortgage Loan. In addition, all Periodic Early Reimbursement Amounts must be repaid within one-hundred twenty (120) days after the Final Liquidation Date of the related loan, regardless of whether recoveries have actually been collected. 


Servicer shall not draw on any third party financing or other facility funds for use to pay amounts attributable to Eligible Advances for which Fannie Mae has made payment to Servicer of Periodic Early Reimbursement Amounts unless Servicer reduces the applicable Periodic Early Reimbursement Amount by a commensurate amount. Any such amounts shall be considered a collection or reimbursement related to Eligible Advances and be immediately deposited by the Servicer into a Collections Account. 











	
		
	 
	 

	PERIODIC EARLY REIMBURSEMENT AMOUNT:
	For any Reporting Cycle (as defined below), an amount equal to the Funding Value (as defined below) of Eligible Advances, subject to the Early Reimbursement Amount Limit (as defined below).  


If the Early Reimbursement Amount Limit is reached in a particular Reporting Cycle, Fannie Mae shall reimburse P&I Delinquency Advances before T&I Escrow Advances or Corporate Servicing Advances and, within each category, Eligible Advances applicable to Mortgage Loans held directly by Fannie Mae (“MRS Advances”) prior to those Mortgage Loans held in an MBS trust (“MBS Advances”.)

	 
	 

	AGGREGATE EARLY REIMBURSEMENT AMOUNT:
	As of any date of determination, the excess, if any, of (i) the total Periodic Early Reimbursement Amounts previously paid to Servicer by Fannie Mae prior to such date over (ii) the aggregate, cumulative amount of Collections (as defined below) recouped by Fannie Mae prior to such date.  In no event shall Fannie Mae be obligated to make payment of any Periodic Early Reimbursement Amount that would result in the Aggregate Early Reimbursement Amount exceeding the Early Reimbursement Amount Limit.  



	FUNDING VALUE:
	With respect to any Eligible Advance as of any date of determination, the product of (x) the outstanding balance of such Eligible Advance as of such date and (y) the applicable Early Reimbursement Rate.

	 
	 









	
		
	EARLY REIMBURSEMENT RATE:
	P&I Delinquency Advances: [***]%.
T&I Escrow Advances: [***]% 
Corporate Servicing Advances: [***]%


Legacy Servicing Advances shall have an Early Reimbursement Rate as provided in Schedule 2.


The Early Reimbursement Rate for T&I Escrow Advances, Corporate Servicing Advances and Legacy Servicing Advances (excluding Legacy Servicing Advances which constitute P&I Delinquency Advances) will be recalculated on the first day of each calendar quarter and will be based on the average cumulative Aged Advance Utilization Rate for the immediately preceding three (3) calendar months as follows:
   


For purposes of this calculation, “Aged Advance Utilization Rate” shall mean the percentage of 1) the total of Eligible Advances applicable to Mortgage Loans on which the underlying real estate/collateral is sold or disposed, the loan or REO Property is otherwise “liquidated” (including as a result of an event reported as Fannie Mae Action Code of 70, 71 or 72), or loans have a zero UPB as a result of an event reported as Fannie Mae Action Code of 60 or 65, divided by 2) the amount of Eligible Advances applicable to such Mortgage Loans previously reimbursed by Fannie Mae to Servicer under this EAR Agreement or the EAF Agreement. An Aged Advance Utilization Rate of less than [***]% may be considered a Stop Event by Fannie Mae. Any revised Early Reimbursement Rate shall become effective for the Periodic Early Reimbursement Amount applicable to the next Reporting Cycle ninety (90) days after the Servicer is notified in writing by Fannie Mae of any revision.   
With respect to Mortgage Loans where Hayhurst Mortgage, Inc. or Bank United was the original advancing servicer, any Eligible Advances related to such servicing transfers will not be included in Aged Advance Utilization Rate calculations.  



	 
	 

	EARLY REIMBURSEMENT AMOUNT LIMIT:
	Fannie Mae's obligation to make payment of Periodic Early Reimbursement Amounts will not exceed a maximum Aggregate Early Reimbursement Amount of Nine-Hundred Fifty Million ($950,000,000) dollars.

	 
	 

	DEFICIENCY AMOUNT:
	A Deficiency Amount shall exist on any date if, and to the extent that, on such date, the Aggregate Early Reimbursement Amount exceeds the Funding Value of all Eligible Advances.  If a Deficiency Amount exists, the party that becomes aware of such event shall immediately notify the other party of the existence of any Deficiency Amount. Any such Deficiency Amount shall be cured by the Servicer within three business days of the Servicer becoming aware of the existence of a Deficiency Amount. Any Deficiency Amount attributable to the reduction of an Early Reimbursement Rate as provided herein shall be due and payable by Servicer within sixty (60) days.









	
		
	 
	 

	FANNIE MAE DESIGNATED ACCOUNT:


	“Designated Account” shall mean a Fannie Mae designated account created by Fannie Mae in its name and under its control at a financial institution of Fannie Mae’s choosing.  A Designated Account may relate to either MBS Advances or MRS Advances but not both.  


The Servicer hereby acknowledges and agrees that it has no right, title, interest or claim in or to any Designated Account or any funds or other assets therein (whether or not deposited by the Servicer), or any interest earned or accrued on the foregoing (notwithstanding anything to the contrary contained in the Guide or in any other agreement), all of which shall be the exclusive property of Fannie Mae.  



	 
	 









	
		
	ONGOING RECONCILIATION PERIOD:
	Anytime an Eligible Advance is requested by Servicer hereunder, Servicer shall provide Fannie Mae an Advance Request Form, a sample of which is attached hereto as Schedule 3, and shall deliver such request form via e-mail to “advance_facilities_data@fanniemae.com”.


Beginning in the month of the effective date of this EAR Agreement, Servicer shall deliver the Reports (as defined below) as required in the Data Dictionary 


The calendar month covered by a Report, as applicable, shall constitute a “Reporting Cycle.”  


P&I Delinquency Advances.
No later than the second business day following the receipt by Fannie Mae of the Report applicable to P&I Delinquency Advances, Fannie Mae will notify the Servicer of any discrepancies, including any discrepancies between the (a) the sum of all reported loan-level P&I Delinquency Advances and (b) the aggregate P&I Delinquency Advances requested by the Servicer.


On the business day each month prior to the draft date applicable to the standard Fannie Mae MBS remittance cycle (the “Draft Date”) published in the Guide, the following actions shall occur:


(i)    to the extent a Periodic Early Reimbursement Amount is required to be distributed, Fannie Mae shall deposit (such deposit shall be contingent on the fact that no discrepancy regarding the requested P&I Delinquency Advances remains outstanding) into the Designated Account the Periodic Early Reimbursement Amount relating to the P&I Delinquency Advances for the related Reporting Cycle; and 


(ii)    by 10:00 AM (Eastern Time) on such date, the Servicer shall deposit all remaining principal and interest required to be remitted on the Draft Date for all Fannie Mae MBS Mortgage Loans serviced by the Servicer. 


On the Draft Date, Fannie Mae shall draft from the Designated Account, in lieu of the Servicer’s custodial account or accounts, the Required P&I and any amounts deposited by Fannie Mae as Periodic Early Reimbursement Amounts.


The Servicer shall deposit into the Collections Account on the Draft Date any principal and interest reported as “uncollected” on the Report, and received between the business day immediately preceding the Report Date and the Draft Date.


T&I Escrow Advances and Corporate Servicing Advances. 
No later than the second business day following the Report Date applicable to T&I Escrow Advance and Corporate Servicing Advances, Fannie Mae will notify the Servicer of any discrepancies regarding T&I Escrow Advance and Corporate Servicing Advances. 


Servicer may also receive Periodic Early Reimbursement Amounts at month end by submitting to Fannie Mae a Report applicable T&I Escrow Advance and Corporate Servicing Advances six business days prior to month end. No later than the second business day following receipt of this Report Fannie Mae will notify the Servicer of any discrepancies regarding T&I Escrow Advance and Corporate Servicing Advances 


On the business day immediately preceding both the Draft Date and the last business day of the month, Fannie Mae shall fund (to the extent a Periodic Early Reimbursement Amount is required to be distributed) the Periodic Early Reimbursement Amount for T&I Escrow Advance and Corporate Servicing Advances (as requested by the Servicer on an Advance Request Form) to the Servicer.  Such funding shall be contingent on the fact that no discrepancy regarding the requested T&I Escrow Advances and Corporate Servicing Advances remains outstanding.
Subject to the conditions identified below, Fannie Mae additionally agrees that it will reimburse Servicer for T&I Escrow Advance and Corporate Servicing Advances on a daily basis as may be requested by Servicer and agreed to by Fannie Mae. Therefore in addition to the reporting requirements identified herein, not later than the fifth (5th) business day prior to the business day on which Servicer requests that Fannie Mae make reimbursement to Servicer (or such other time period as mutually agreed to by the parties), Servicer shall deliver to Fannie Mae or its designee a Report applicable to T&I Escrow Advance and Corporate Servicing Advances. Fannie Mae and/or its designee will reconcile the same within five (5) business days, and if it determines that an amount is due and owing by Fannie Mae to Servicer, such amount shall be reimbursed to Servicer by Fannie Mae on the date requested by Servicer, or at such time as may otherwise be mutually agreed to by Fannie Mae and Servicer. Applicable to each reimbursement of T&I Escrow Advances and Corporate Servicing Advances made by Fannie Mae herein, Servicer shall pay Fannie Mae a fee equal to the greater of 1) $[***], or 2) the Compensation Rate divided by twenty-four (24), multiplied by the T&I Escrow Advance and Corporate Servicing Advances reimbursed by Fannie Mae. Servicer will not be required to pay such administrative fee for the reimbursements made 1) on the business day immediately preceding the Draft Date, and 2) one business day prior to the last business day of each calendar month. Fannie Mae will provide to Servicer an invoice for such administrative fees on or about the tenth (10th) day of each calendar month, and within thirty days of receipt of the invoice Servicer agrees to wire to Fannie Mae such invoiced amount as directed in the invoice, or as otherwise directed by Fannie Mae.


At any time Fannie Mae may notify the Servicer of any material discrepancy between the P&I Delinquency Advances, T&I Escrow Advances or Corporate Servicing Advances as previously reported by the Servicer and the amounts reflected in Fannie Mae’s internal systems of record. Such discrepancies shall constitute a material Due Diligence issue and the Servicer and Fannie Mae will work in good faith to resolve any such material discrepancies.  











	
		
	 
	 

	REPORTS:


	In addition to any required reporting obligations in the Guide, during the Ongoing Reconciliation Period and through the term of this Agreement Servicer shall deliver to Fannie Mae or its designee reports and loan level listings (each a “Report”) in a format reasonably acceptable to Fannie Mae containing the data and within the time periods identified in Schedule 4 (“EAR Data Dictionary”) to this EAR Agreement (as such Attachment may be modified by Fannie Mae in writing from time to time), including (i) such reason codes to conform to information and codes required by Fannie Mae Form 571 (Cash Disbursement Request) and (ii) upon request,  reconciliations and supporting documentation (including invoices) of general ledger receivables applicable to Eligible Advances. 


The Servicer shall also provide to Fannie Mae by the 25th day of each month (i) provided that a P&I Delinquency Advance was made, a completed Fannie Mae Form 496 (“Principal and Interest (P&I) Custodial Account Analysis”) including all applicable schedules, and (ii) Fannie Mae Form 496a (“Taxes and Insurance (T&I) Custodial Account Analysis”), including all applicable schedules.

	 
	 









	
		
	COLLECTIONS ACCOUNT 
OVER COLLECTION:


	All collections and reimbursements related to Eligible Advances, other than Foreclosure Buyouts, received on the related Mortgage Loans by the Servicer from Fannie Mae, mortgagors or as liquidation proceeds or other recoveries (in the aggregate, the “Collections”), must be deposited by the Servicer into a Collections Account established by Fannie Mae and under Fannie Mae's control no later than 6:00 pm ET on the second business day following Servicer’s receipt thereof, subject to the following:


(i)    During the Early Reimbursement Period the Servicer may retain any Collections in excess of the Periodic Early Reimbursement Amount outstanding with respect to the related Mortgage Loan; and 


(ii)    During the period between the final disbursement of a Periodic Early Reimbursement Amount and the last day for recoupment as provided below, the Servicer may retain any Collections in excess of the Aggregate Early Reimbursement Amount.


All Periodic Early Reimbursement Amounts related to Foreclosure Buyouts shall be repaid to the Collections Account within one business day after the Servicer receives a monthly reimbursement of foreclosure advances from Fannie Mae, without regard to the amount actually reimbursed. Further, all Periodic Early Reimbursement Amounts for P&I Delinquency Advances and applicable to Mortgage Loans which have undergone a reclassification as provided in the Guide shall be repaid to the Collections Account within two business days of such reclassification.  


However, following the occurrence of, and during the continuance of, a Stop Event that has not been waived by Fannie Mae, clauses (i) and (ii) above shall not apply and further, all reimbursements of Eligible Advances due from Fannie Mae shall be deposited directly into the Collections Account by Fannie Mae.


Servicer shall notify Fannie Mae in the event it determines that any Periodic Early Reimbursement Amount relates to an advance other than an Eligible Advance.  In addition, Fannie Mae shall provide Servicer with a monthly report listing any Periodic Early Reimbursement Amounts outstanding on advances it has determined to be ineligible, including any relating to loans more than one hundred twenty (120) days past their Final Liquidation Date.  Servicer shall deposit any such amounts into the Collections Account within 15 calendar days after the date of such determination or report, regardless of whether recoveries have actually been collected.


If the amount in the Collections Account exceeds the Aggregate Early Reimbursement Amount (“Over Collection”), then simultaneously with the first to occur of the payment of the next Periodic Early Reimbursement Amount or the commencement of the Recoupment Period, the Over Collection amount shall be applied to reduce the Aggregate Early Reimbursement Amount outstanding.  Any amount by which the Over Collection exceeds such Aggregate Early Reimbursement Amount will be returned to the Servicer within five business days following the date the Aggregate Early Reimbursement Amount is reduced to zero. 











	
		
	 
	 

	MONTHLY SETTLEMENTS / SETTLEMENT DATES:
	On the third business day of each month, Fannie Mae shall notify Servicer of the Early Reimbursement Compensation amount. On the fifth business day of each calendar month, Servicer shall fund to an account designated by Fannie Mae the Early Reimbursement Compensation.  Such date shall be deemed a “Settlement Date.” 


In the event that Fannie Mae does not timely receive such funding, on the following business day Fannie Mae may withdraw an amount equal to such unpaid Early Reimbursement Compensation directly from the Collections Account prior to the calculation of the Periodic Early Reimbursement Amount for that month.  Such withdrawal will not avoid the occurrence of a Stop Event.


Following the occurrence of, and during the continuance of, a Stop Event that has not been waived by Fannie Mae, a Settlement Dates shall occur with such frequency (e.g., weekly or daily) as Fannie Mae shall direct.

	 
	 

	EARLY REIMBURSEMENT COMPENSATION:
	In consideration of Fannie Mae’s reimbursing to Servicer Eligible Advances earlier than as provided under the MSSC and Guide, the Servicer will pay Fannie Mae a monthly compensation amount equal to the aggregate amount obtained by daily application of the Compensation Rate to the amount of the Aggregate Early Reimbursement Amount on a 360 day per year basis for the actual number of days elapsed since the prior Settlement Date (or, with respect to the first Settlement Date following the Closing Date, since the Closing Date).  The Servicer will pay the Early Reimbursement Compensation to Fannie Mae on each Settlement Date.

	 
	 

	COMPENSATION RATE:
	250 basis points over One-Month LIBOR.  LIBOR will be set as of the last business day of the second month preceding the month in which the Settlement Date occurs.  (For example, if the Settlement Date is August 3rd, LIBOR will be as of the last business day in June.) Notwithstanding the foregoing, the Compensation Rate shall be 350 basis points over One-Month LIBOR on Eligible Advances related to those mortgage servicing rights acquired by Servicer from a) Bank of America, National Association on or about January 31, 2013 (including BANA Legacy Servicing Advances), and b) GMAC Mortgage, LLC on or about January 31, 2013 (including GMACM Legacy Servicing Advances).



	 
	 

	FACILITY RENEWAL/AMENDMENT FEE:
	On the Closing Date Servicer shall pay [***]% per annum of the Early Reimbursement Amount Limit. If extended or renewed in writing by Fannie Mae and Servicer, [***]% per annum of the Early Reimbursement Amount Limit shall thereafter be payable as a renewal fee on the first business day after such renewal date.  If the Early Reimbursement Amount Limit is increased, [***]% of the additional amount shall be payable as an Amendment Fee on the first business day following the effective date of the increase and pro rated from such effective date to the scheduled end of the Early Reimbursement Period. 

	 
	 









	
		
	CLOSING DATE:
	April 1, 2014

	 
	 

	RECOUPMENT:
	Periodic Early Reimbursement Amounts shall be recouped by Fannie Mae primarily through Collections, however the Servicer can pay any or all outstanding amounts due at any time, and is obligated to pay, if applicable, the outstanding Aggregate Early Reimbursement Amount on or prior to the completion of an eighteen (18) month period starting on the earlier of (i) the first day of the month following the end of the Early Reimbursement Period or (ii) the occurrence of a Stop Event. Such eighteen (18) month period is referred to herein as the “Recoupment Period.”

	 
	 









	
		
	STOP EVENTS:
	Unless otherwise waived by Fannie Mae, Stop Events are as follows:


1.    Failure of Servicer to comply with the terms or conditions of this EAR Agreement and such failure continues for 1 business day, specifically including but not limited to, 
a.    Failure of the Servicer to pay any Early Reimbursement Compensation amount or any Deficiency Amount when due.
b.    Failure of the Servicer to deposit Collections into the Collection Account by 6:00 pm ET on the second business day following the receipt thereof by Servicer.
c.    Failure of the Servicer to repay in a timely manner any portion of the Aggregate Early Reimbursement Amount relating to an advance that is not an Eligible Advance.  
 
2.    Failure of the Servicer to be an approved Fannie Mae Servicer.
3.    Occurrence of a change in the Servicer’s organization as described in the Part I, Chapter 2, Section 204 of the Guide.
4.    Failure of the Servicer to resolve a material Due Diligence issue within 30 business days of notification, unless the parties mutually agree to extend such cure period, it being understood that (a) Fannie Mae has the option to suspend funding of Periodic Early Reimbursement Amounts while a material Due Diligence issue remains unresolved, even if no Stop Event has occurred, and (b) Fannie Mae will act in good faith to determine materiality of Due Diligence issues.  
5.    Insolvency, Receivership or Bankruptcy of the Servicer, as established by a court of competent jurisdiction.
6.    Failure of the Servicer to submit any required Reports or other reporting and such failure continues for 5 business days 
7.    The occurrence of an Event of Default by the Servicer under any Master Agreement or the MSSC, as applicable, which has not been waived or cured as may be allowed under such agreement or contract, if applicable.
8.    Failure by the Servicer to deposit into the Designated Account all principal and interest as provided herein; provided, however, that such failure shall be subject to a cure period of one business day; provided, further, however, that such cure period shall be unavailable if such failure occurs more than once in any four-month period or more than twice in any twelve-month period.
9.    The Aggregate Early Reimbursement Amount is zero.
10.    120 days after written notice by Fannie Mae.
11.    The earlier of 120 days or such earlier date as set forth in such Proceeding following written notice by Fannie Mae or Servicer, as applicable, that either Fannie Mae or Servicer, as applicable, becomes subject to any order, or litigation, claim, action, suit, arbitration, inquiry, proceeding, investigation or similar proceeding initiated by a governmental authority (a “Proceeding”) which impairs such party’s ability to discharge its obligations hereunder in any material respect.


Upon occurrence of a Stop Event not waived by Fannie Mae, the Early Reimbursement Period may be terminated. 


Upon the occurrence of a subsection 10 or 11 Stop Event, Fannie Mae shall cooperate in good faith and reasonably assist the Servicer should the Servicer elect to seek alternative financing for some or all of the (i) outstanding Periodic Early Reimbursement Amounts and (ii) future P&I Delinquency Advances, T&I Escrow Advances and Corporate Servicing Advances required to be made by the Servicer under each of the Agreements.    









	
		
	 
	 

	DUE DILIGENCE REQUIREMENTS:
	Fannie Mae has the right to perform due diligence activities related to Eligible Advances and Periodic Early Reimbursement Amounts prior to the Closing Date and at any such time thereafter (“Due Diligence”). Promptly upon Fannie Mae’s (or its agent’s) request, the Servicer is required to provide reasonable access to Servicer’s system’s and personnel, books and records whether stored in tangible or electronic form. Failure of the Servicer to provide such access will constitute a material Due Diligence issue and a Stop Event.  Subject to an annual cap of $[***], Servicer shall bear all reasonable out-of-pocket costs and expenses of Fannie Mae relating to a Due Diligence review of the Servicer’s activities hereunder, including without limitation third party vendor fees. Notwithstanding the foregoing, Servicer shall be responsible for all reasonable out-of-pocket costs and expenses of Fannie Mae, including without limitation third party vendor fees, relating to Due Diligence reviews applicable to the mortgage servicing rights which Servicer acquired from Bank of America, National Association on or about January 31, 2013, and such amounts shall not be subject to the annual cap.   


In the event non-material issues are discovered during the Due Diligence process, the Servicer will be notified in writing by Fannie Mae or its agent and will have a reasonable amount of time to cure such issues.  However, failure to cure will constitute a material Due Diligence event.



	 
	 

	SERVICING TRANSFER:
	Unless consented to in a writing by Fannie Mae specifically referencing this EAR Agreement, no servicing of Mortgage Loans for which there exists any outstanding Periodic Early Reimbursement Amount shall be transferred to another servicer unless the Periodic Early Reimbursement Amount applicable to such Mortgage Loan is deposited into the Collections Account, or the Servicer otherwise makes a payment to Fannie Mae in an amount equal to such Periodic Early Reimbursement Amount.

	 
	 

	FANNIE MAE SERVICING REQUIREMENTS:
	Except as specifically set forth herein, entering into this EAR Agreement does not alter or diminish any obligations or duties required of the Servicer according to the MSSC and the Fannie Mae Selling and Servicing Guides, as applicable.

	 
	 

	ASSIGNMENT:
	Neither Fannie Mae nor the Servicer may assign, transfer or participate its rights under this EAR Agreement.

	 
	 









	
		
	TERMINATION:
	Fannie Mae may terminate this EAR Agreement:  


(i) after the Early Reimbursement Period is completed or ended;


(ii) when the Aggregate Early Reimbursement Amount is zero; or


(iii) on the occurrence of a Stop Event not waived by Fannie Mae. 


Any termination hereunder shall be effective on the earlier of the expiration of any applicable Recoupment Period, or the date the Aggregate Early Reimbursement Amount is zero



	 
	 











SCHEDULE 1








	
			
	Original Advancing Servicer or Originator
	SSID Number
	Transfer Date



	Bank of America, N.A.
	261840154
261840197
261847000
261840200
261840812
	April 1, 2013
May 1, 2013
June 1, 2013
September 1, 2013
December 1, 2013

	GMAC Mortgage, LLC
	261840111
261840120
261840138
261840146
261840804
261840855
	January 31, 2013

	Flagstar Capital Markets Corporation
	261840103
	January 1, 2013

	National City Bank and National City Mortgage Services
	261840057
	November 1, 2009

	Bank United
	261840049
	April 1, 2009

	Hayhurst Mortgage, Inc
	261840073
	February 1, 2010

	Option One
	261840022
	July 1, 2008

	Franklin Bank
	261840065
	December 1, 2009

	Green Tree Servicing LLC
	261840006
	N/A




Advances made by Servicer relating to Mortgage Loans in each of the above referenced acquired portfolios after the applicable Transfer Date shall be Eligible Advances. 





SCHEDULE 2








	
			
	Original Advancing Servicer
	Legacy Advance Type; Early Reimbursement rate


	Transfer Date



	Bank of America, N.A.
	P&I Delinquency Advance: [***]%
T&I  Escrow Advances: [***]%
Corporate Servicing Advances: [***]%
	April 1, 2013
May 1, 2013
June 1, 2013
September 1, 2013
December 1, 2013

	GMAC Mortgage, LLC
	P&I Delinquency Advance: [***]%
T&I  Escrow Advances: [***]%
Corporate Servicing Advances: [***]%
	January 31, 2013

	Flagstar Capital Markets Corporation
	P&I Delinquency Advance: [***]%
T&I  Escrow Advances: [***]%
Corporate Servicing Advances: [***]% 
	January 1, 2013

	National City Bank and National City Mortgage Services
	P&I Delinquency Advance: [***]%
T&I  Escrow Advances: [***]%
Corporate Servicing Advances: [***]%
	November 1, 2009













SCHEDULE 3
(Advance Request Form)








For the [Month/Day/Year] [EAR/SUB] funding, ABC Mortgage Company submitted the following files.  I certify that to the best of my knowledge these advances are all either borrower recoverable or 571 claimable expenses.  Should it be determined that these advances are not recoverable or claimable, we will abide by the terms of the contract for repayment.




	
								
	File Name
	Number of Files Submitted
	Total FNMA Advance Amount
	Advance Dates From
	Advance Dates To
	



Bank Name
	



Account#
	



Routing#

	P&I Advance Detail
	 
	 
	 
	 
	 
	 
	 

	Corp/Escrow Advance Detail
	 
	 
	 
	 
	 
	 
	 

	Total
	 
	 
	 
	 
	 
	 
	 

	 
	 
	 
	 
	 
	 
	 
	 




















[Name]
[Title]  (Must be an Officer of the company)
[Company]







SCHEDULE 4
(EAR Data Dictionary)








































Advance Solution Data Dictionary



















































Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 1











Advance Solutions Data Dictionary
Table of Contents
*Due Date and Frequency are defined in the Third Amended and Restated Strategic Relationship Agreement, SCHEDULE E3 Advance Solution Reporting and Certification Requirements


	
				
	SAAS
Required
Elements
	



Report Name
	



Event
	



Required Naming convention:

	65
	Corporate and Escrow Advance Detail - SRA E3 ID #1
	Legacy and On-going Fundings; withdrawals from Advance Reserve Account
	CorpTIAdv_Daily_<Servicer Name>_<MMDDYYYY>.csv

	19
	Corporate and Escrow Recovery Detail - SRA E3 ID #2
	Reporting Recoveries/deposits
	CorpTIRecovery_Daily_<Servicer Name>_<MMDDYYYY>.csv

	19
	P&I Advance Detail - SRA E3 ID #3
	Legacy and On-going Fundings; withdrawals from Gross Service Fee Account
	AdvDetail_Daily_<Servicer Name>_<MMDDYYYY>.csv

	19
	P&I Recoveries Detail - SRA E3 ID #4
	Reporting Recoveries/deposits
	Recovery_Daily_<Servicer Name>_<MMDDYYYY>.csv

	17
	P&I Loans Brought Current - SRA E3 ID #5
	Reporting
	LoanCurrent_Monthly_<Servicer Name>_<MMDDYYYY>.csv

	17
	Trial Balance - SRA E3 ID #6
	Reporting
	TrialBal_Weekly_<Servicer Name>_<MMDDYYYY>.csv

	11
	571 Claims - SRA E3 ID #7
	Reporting
	ClaimsFile_Daily_<Servicer Name>_<MMDDYYYY>.csv

	28
	Daily Collections Detail - SRA E3 ID #8
	Reporting
	DailyCollection_Daily_<Servicer Name>_<MMDDYYYY>.csv

	20
	Delinquency Detail - SRA E3 ID #9
	Reporting
	DeliDetail_Weekly_<Servicer Name>_<MMDDYYYY>.csv

	16
	Interest shortfall - SRA E3 ID #10
	Reporting
	IntShortfall_Monthly_<Servicer Name>_<MMDDYYYY>.csv

	18
	Loan Population / Boarding File - SRA E3 ID #11
	Transfer Recon and Legacy Fundings
	BoardingFile_Daily_<Servicer Name>_<MMDDYYYY>.csv

	12
	P&I Draft Summary - SRA E3 ID #12
	Reporting
	DraftSummary_Weekly_<Servicer Name>_<MMDDYYYY>.csv

	32
	Remittance Detail - SRA E3 ID #13
	Reporting
	RemitDetail_Daily_<Servicer Name>_<MMDDYYYY>.csv

	8
	Invoice Data - SRA E3 ID #20
	Reporting
	Invoice_Daily_<Servicer Name>_<MMDDYYYY>.csv

	9
	Aged Balance Detailed Review - SRA E3 ID #14
	Reporting
	Aged_Balance_Report_<Servicer Name>_<Program
Type>_<MMDDYYYY>.csv

	293
	 






*Files must be tab delimited.csv format or flat text format
*Header rows are not case sensitive



Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 2




Advance Solution Data Dictionary
*Due Date and Frequency are defined in the Third Amended and Restated Strategic Relationship Agreement, SCHEDULE E3 Advance Solution Reporting and Certification Requirements




Report Name:      Corporate and Escrow Advance Detail - SRA E3 ID #1                                                                                   Additional Requirements:
File Type:             Tab delimited csv file                                                                                                                                               Escrow: One record per transaction
File Name:           CorpTIAdv_Daily_<Servicer Name>_<MMDDYYYY>.csv                                                                                     Corp: One record per 571 code per transaction
*All variances to the Data Dictionary must be approved by the Fannie Mae Relationship Exec
	
						
	65
	 

	

SAAS Required
	

Business Name
	

Business Description
	

SAAS Allowable Values
	SAAS Action
	

SAAS Data Quality Check

	X
	Master Servicer Number
	9 digit Master Servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Sub-servicer Number
	9 digit Sub-servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Previous Servicer Number
	Legacy servicer's FNMA seller/servicer ID
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Program Type
	Must be SUB
	<TEXT>
	Reject
	Must be or SUB

	 
	Branch ID
	FNMA Branch ID identifier
	<TEXT>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	X
	Investor Number
	Number used to associate pool of loans with an investor
	<TEXT>
	Reject
	Cannot be NULL

	X
	FNMA Loan Number
	Unique 10 digit loan number assigned by FNMA
	<TEXT>
	Reject
	Must be valid FNMA loan number and must be in the transfer population

	X
	Servicer Loan Number
	Loan number assigned by servicer
	<TEXT>
	 
	 

	X
	Effective Date
	As of date - indicating when data was generated
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Next Payment Due Date
	Borrower's scheduled next due date
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Current UPB
	Scheduled UPB after transaction
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Advance Date Incurred
	Date servicer required advance
	<MM/DD/YYYY>
	 
	 

	X
	FNMA Advance Date
	Date Servicer is requesting funding for advance
	<MM/DD/YYYY>
	Reject
	 

	X
	Advance Type
	For allowable Advance/Recovery Types please refer to SRA Exhibit C10-2: Advance Types
	<TEXT>
	Reject
	For allowable Advance/Recovery Types please refer to SRA Exhibit C10-2:  Advance Types

	X
	FNMA Trans Code
	For allowable FNMA Trans Codes please refer to SRA Exhibit C10-1: Advance Reserve Account Allowed Transaction Types
	<TEXT>
	Reject
	For allowable FNMA Trans Codes please refer to SRA Exhibit C10-1:  Advance Reserve Account Allowed Transaction Types

	X
	Servicer Trans Code
	For allowable Servicer Trans Codes please refer to SRA Exhibit C10-1: Advance Reserve Account Allowed Transaction Types
	<TEXT>
	 
	For allowable Servicer Trans Codes please refer
to SRA Exhibit C10-1:  Advance Reserve Account
Allowed Transaction Types

	X
	Servicer Advance Amount
	Total amount advanced within reporting cycle
	<Number as Decimal> <#########.##>
	 
	Cannot be NULL or zero

	X
	Transaction Amount Advanced
	Servicer advance amount Itemized by 571 code
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	FNMA Advance Rate
	FNMA advance rate
	<Number as Decimal> <#########.##>
	Reject
	Cannot exceed 100% Cannot be NULL or zero

	X
	FNMA Advance Amount
	;
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL or zero







Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 3




Advance Solution Data Dictionary
*Due Date and Frequency are defined in the Third Amended and Restated Strategic Relationship Agreement, SCHEDULE E3 Advance Solution Reporting and Certification Requirements






Report Name:      Corporate and Escrow Recovery Detail - SRA E3 ID #2                                                                                  Additional Requirements:
File Type:             Tab delimited csv file                                                                                                                                               Escrow: One record per transaction
File Name:           CorpTIRecovery_Daily_<Servicer Name>_<MMDDYYYY>.csv                                                                           Corp: One record per 571 code per transaction
*All variances to the Data Dictionary must be approved by the Fannie Mae Relationship Exec


	
						
	19
	 

	

SAAS Required
	

Business Name
	

Business Description
	

SAAS Allowable Values
	SAAS Action
	

SAAS Data Quality Check

	X
	Master Servicer Number
	9 digit Master Servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Sub-servicer Number
	9 digit Sub-servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Previous Servicer Number
	Legacy servicer's FNMA seller/servicer ID
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Program Type
	SUB
	<TEXT>
	Reject
	Must be SUB

	 
	Branch ID
	FNMA Branch ID identifier
	<TEXT>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	X
	Investor Number
	Number used to associate pool of loans with an investor
	<TEXT>
	Reject
	Cannot be NULL

	X
	FNMA Loan Number
	Unique 10 digit loan number assigned by FNMA
	<TEXT>
	Reject
	Must be valid FNMA loan number and must be in the transfer population

	X
	Servicer Loan Number
	Loan number assigned by servicer
	<TEXT>
	 
	 

	X
	Effective Date
	As of date - indicating when data was generated
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Next Payment Due Date
	Borrower's scheduled next due date
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Current UPB
	Scheduled UPB after transaction
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Date Received Payment
	Date servicer received payment
	<MM/DD/YYYY>
	 
	 

	X
	FNMA Recovery Date
	Date the recovery is deposited into FNMA bank account
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Recovery Type
	For allowable Advance/Recovery Types please refer to SRA Exhibit C10-2: Advance Types
	<TEXT>
	Reject
	For allowable Advance/Recovery Types please refer to SRA Exhibit C10-2:  Advance Types

	X
	FNMA Trans Code
	For allowable FNM Trans Codes please refer to SRA Exhibit C10-1: Advance Reserve Account Allowed Transaction Types
	<TEXT>
	Reject
	For allowable FNM Trans Codes please refer to SRA Exhibit C10-1:  Advance Reserve Account Allowed Transaction Types

	X
	Servicer Trans Code
	For allowable Servicer Trans Codes please refer to SRA Exhibit C10-1: Advance Reserve Account Allowed Transaction Types
	<TEXT>
	 
	For allowable Servicer Trans Codes please refer
to SRA Exhibit C10-1:  Advance Reserve Account
Allowed Transaction Types

	X
	Total Recovery Amount
	Total amount of recovery - total for the date
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL or zero

	X
	Servicer Amount Recovered
	Total amount of the transaction itemized by 571 code
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	FNMA Advance Rate
	FNMA advance rate
	<Number as Decimal> <#########.##>
	Reject
	Cannot exceed 100% Cannot be NULL or zero

	X
	FNMA Amount Recovered
	Amount deposited into the Corp/Escrow Recoveries Account
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL or zero







Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 4




Advance Solution Data Dictionary
*Due Date and Frequency are defined in the Third Amended and Restated Strategic Relationship Agreement, SCHEDULE E3 Advance Solution Reporting and Certification Requirements






Report Name:      P&I Advance Detail - SRA E3 ID #3                                                                                                                   Additional Requirements:
File Type:             Tab delimited csv file                                                                                                                                               One record per advance type
File Name:           AdvDetail_Daily_<Servicer Name>_<MMDDYYYY>.csv                                                                                      Fundings for SSPI, G Fees, Excess Svc Fee, LPMI, PPIS
*All variances to the Data Dictionary must be approved by the Fannie Mae Relationship Exec


	
						
	19
	 

	

SAAS Required
	

Business Name
	

Business Description
	

SAAS Allowable Values
	SAAS Action
	

SAAS Data Quality Check

	X
	Master Servicer Number
	9 digit Master Servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Sub-servicer Number
	9 digit Sub-servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Previous Servicer Number
	Legacy servicer's FNMA seller/servicer ID
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Program Type
	SUB
	<TEXT>
	Reject
	Must SUB

	X
	Advance Type
	For allowable Advance/Recovery Types please refer to Data Dictionary
Legend
	<TEXT>
	Reject
	For allowable Advance/Recovery Types please refer to Data Dictionary Legend

	X
	FNMA Status Code
	Must be FNMA Status Code.  See DD Legend
	<TEXT>
	Reject
	Must be allowable FNMA Status Code.  See DD

	 
	Branch ID
	FNMA Branch ID identifier
	<TEXT>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	X
	Investor Number
	Number used to associate pool of loans with an investor
	<TEXT>
	Reject
	Cannot be NULL

	X
	Effective Date
	As of date - indicating when data was generated
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	FNMA Loan Number
	Unique 10 digit loan number assigned by FNMA
	<TEXT>
	Reject
	Must be valid FNMA loan number and must be in

	X
	Servicer Loan Number
	Loan number assigned by servicer
	<TEXT>
	 
	 

	X
	FNMA Remittance Type
	Remittance type
	<TEXT>
	Reject
	Must be allowable FNMA Remiitance Type.  See
DD Legend

	X
	Current UPB
	Scheduled UPB after transaction
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Next Payment Due Date
	Borrower's scheduled next due date
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Last Paid Installment Date
	Date last installment was paid through
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	FNMA Advance Date
	Date Servicer is requesting funding for advance
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Advance Amount
	;
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL or zero

	X
	Scheduled P&I Payment
	Scheduled Principal and Interest less Service fee due at Remittance
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL or zero

	 
	Interest Type
	The type of interest rate structure used to amortize loan
<Fixed / ARM / NegAm, IO, Balloon, Other>
	<TEXT>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	 
	Interest Only in Reporting
Month
	Identify if loan is I/O loan; Y or N
	TEXT
	 

	X
	Current Interest Rate
	The decimal equivalent of the interest rate that is presently being used on the loan to calculate monthly payments
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL or zero

	X
	Loan Term
	The number of months used to fully amortize the loan
	<Number>
	Reject
	Cannot be NULL or zero

	 
	GFee Advance Amount
	GFee Advance Amount
	<Number as Decimal> <#########.##>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	 
	Excess Service Fee Advance
Amount
	Excess Service Fee Advance Amount
	<Number as Decimal> <#########.##>
	 

	 
	LPMI Advance Amount
	LPMI Advance Amount
	<Number as Decimal> <#########.##>
	 







Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 5




Advance Solution Data Dictionary
*Due Date and Frequency are defined in the Third Amended and Restated Strategic Relationship Agreement, SCHEDULE E3 Advance Solution Reporting and Certification Requirements




Report Name:      P&I Recoveries Detail - SRA E3 ID #4                                                                                                               Additional Requirements:
File Type:             Tab delimited csv file                                                                                                                                               One record for each transaction posted
File Name:           Recovery_Daily_<Servicer Name>_<MMDDYYYY>.csv
*All variances to the Data Dictionary must be approved by the Fannie Mae Relationship Exec


	
						
	19
	 

	

SAAS Required
	

Business Name
	

Business Description
	

SAAS Allowable Values
	SAAS Action
	

SAAS Data Quality Check

	X
	Master Servicer Number
	9 digit Master Servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Sub-servicer Number
	9 digit Sub-servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Previous Servicer Number
	Legacy servicer's FNMA seller/servicer ID
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Program Type
	Must be SUB
	<TEXT>
	Reject
	Must be Must be SUB

	X
	FNMA Status Code
	Must be FNMA Status Code.  See DD Legend
	<TEXT>
	Reject
	Must be allowable FNMA Status Code.  See DD Legend

	 
	Branch ID
	FNMA Branch ID identifier
	<TEXT>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	X
	Investor Number
	Number used to associate pool of loans with an investor
	<TEXT>
	Reject
	Cannot be NULL

	X
	Effective Date
	As of date - indicating when data was generated
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	FNMA Loan Number
	Unique 10 digit loan number assigned by FNMA
	<TEXT>
	Reject
	Must be valid FNMA loan number and must be in the transfer population

	X
	Servicer Loan Number
	Loan number assigned by servicer
	<TEXT>
	 
	 

	X
	FNMA Remittance Type
	Servicer Principal and Interest Remittance Schedule based on the Servicing
Agreement
	<TEXT>
	Reject
	Must be allowable FNMA Remiitance Type.  See
DD Legend

	X
	Current UPB
	Scheduled UPB after transaction
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Next Payment Due Date
	Borrower's scheduled next due date
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Last Paid Installment Date
	Date last installment was paid through
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Date Payment Received
	Date payment was received by servicer
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Total Payment Received
	Total transaction amount posted to the loan (ties to clearing account)
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL or zero

	X
	Total P&I Collections
	Per transaction, pays down advance (net interest)
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	FNMA Recovery Date
	Date the recovery is deposited into FNMA bank account
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Recovery Type
	For allowable Advance/Recovery Types please refer to Data Dictionary
Legend
	<TEXT>
	Reject
	Must be allowable Recovery Type.  See DD Legend.

	X
	FNMA Amount Recovered
	Amount deposited into the P&I Recoveries Account
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL or zero

	 
	Total Gfee Collections
	Total Gfee Collections
	<Number as Decimal> <#########.##>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	 
	Total Excess Service Fee
Collections
	Total Excess Service Fee Collections
	<Number as Decimal> <#########.##>
	 

	 
	GFee Recovered
	Total amount of Gfee recovered within reporting cycle
	<Number as Decimal> <#########.##>
	 

	 
	Excess Service Fee Recovered
	

Total amount of Excess Service Fee recovered within reporting cycle
	<Number as Decimal> <#########.##>
	 

	 
	Posted Date
	Posted Date
	<MM/DD/YYYY>
	 

	 
	LPMI Recovered
	LPMI Recovered
	<Number as Decimal> <#########.##>
	 

	 
	Foreclosure Reimbursements
	Foreclosure Reimbursements
	<Number as Decimal> <#########.##>
	 

	 
	P&I Price Adjusments
	P&I Price Adjusments
	<Number as Decimal> <#########.##>
	 







Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 6




Advance Solution Data Dictionary
*Due Date and Frequency are defined in the Third Amended and Restated Strategic Relationship Agreement, SCHEDULE E3 Advance Solution Reporting and Certification Requirements




Report Name:      P&I Loans Brought Current - SRA E3 ID #5                                                                                                      Additional Requirements: File Type:             Tab delimited csv file                                                                                                                                               One record per loan File Name:           LoanCurrent_Monthly_<Servicer Name>_<MMDDYYYY>.csv
*All variances to the Data Dictionary must be approved by the Fannie Mae Relationship Exec


	
						
	17
	 

	

SAAS Required
	

Business Name
	

Business Description
	

SAAS Allowable Values
	SAAS Action
	

SAAS Data Quality Check

	X
	Master Servicer Number
	9 digit Master Servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Sub-servicer Number
	9 digit Sub-servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Previous Servicer Number
	Legacy servicer's FNMA seller/servicer ID
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Program Type
	Must be SUB or SUB
	<TEXT>
	Reject
	Must be SUB

	X
	FNMA Status Code
	Must be FNMA Status Code.  See DD Legend
	<TEXT>
	Reject
	Must be allowable FNMA Status Code.  See DD Legend

	 
	Branch ID
	FNMA Branch ID identifier
	<TEXT>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	X
	Investor Number
	Number used to associate pool of loans with an investor
	<TEXT>
	Reject
	Cannot be NULL

	X
	Effective Date
	As of date - indicating when data was generated
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	FNMA Loan Number
	Unique 10 digit loan number assigned by FNMA
	<TEXT>
	Reject
	Must be valid FNMA loan number and must be in the transfer population

	X
	Servicer Loan Number
	Loan number assigned by servicer
	<TEXT>
	 
	 

	X
	FNMA Remittance Type
	Servicer Principal and Interest Remittance Schedule based on the Servicing
Agreement
	<TEXT>
	Reject
	Must be allowable FNMA Remiitance Type.  See
DD Legend

	X
	Current UPB
	Scheduled UPB after transaction
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Next Payment Due Date
	Borrower's scheduled next due date
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Last Paid Installment Date
	Date last installment was paid through
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Date Payment Received
	Date payment was received by servicer
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	P&I Recovered
	Total amount of P&I recovered within reporting cycle
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL or zero

	X
	Principal Recovered
	Total amount of principal recovered within reporting cycle
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Interest Recovered
	Total amount of interest recovered within reporting cycle
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL or zero

	 
	Gfee Recovered
	Total amount of Gfee recovered within reporting cycle
	<Number as Decimal> <#########.##>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	 
	Service Fee Recovered
	Service Fee Recovered
	<Number as Decimal> <#########.##>
	 

	 
	Excess Service Fee Recovered
	Total amount of Excess Service Fee recovered within reporting cycle
	<Number as Decimal> <#########.##>
	 

	 
	LPMI Recovered
	LPMI Recovered
	<Number as Decimal> <#########.##>
	 







Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 7




Advance Solution Data Dictionary
*Due Date and Frequency are defined in the Third Amended and Restated Strategic Relationship Agreement, SCHEDULE E3 Advance Solution Reporting and Certification Requirements




Report Name:      Trial Balance - SRA E3 ID #6                                                                                                                              Additional Requirements: File Type:             Tab delimited csv file                                                                                                                                               One record per loan File Name:           TrialBal_Weekly_<Servicer Name>_<MMDDYYYY>.csv
*All variances to the Data Dictionary must be approved by the Fannie Mae Relationship Exec


	
						
	17
	 

	

SAAS Required
	

Business Name
	

Business Description
	

SAAS Allowable Values
	SAAS Action
	

SAAS Data Quality Check

	X
	Master Servicer Number
	9 digit Master Servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Sub-servicer Number
	9 digit Sub-servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Previous Servicer Number
	Legacy servicer's FNMA seller/servicer ID
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Program Type
	Must be SUB
	<TEXT>
	Reject
	Must be Must be SUB

	X
	FNMA Status Code
	Must be FNMA Status Code.  See DD Legend
	<TEXT>
	Reject
	Must be allowable FNMA Status Code.  See DD Legend

	 
	Branch ID
	FNMA Branch ID identifier
	<TEXT>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	X
	Investor Number
	Number used to associate pool of loans with an investor
	<TEXT>
	Reject
	Cannot be NULL

	X
	Effective Date
	As of date - indicating when data was generated
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	FNMA Loan Number
	Unique 10 digit loan number assigned by FNMA
	<TEXT>
	Reject
	Must be valid FNMA loan number and must be in the transfer population

	X
	Servicer Loan Number
	Loan number assigned by servicer
	<TEXT>
	 
	 

	X
	FNMA Remittance Type
	Servicer Principal and Interest Remittance Schedule based on the Servicing
Agreement
	<TEXT>
	Reject
	Must be allowable FNMA Remiitance Type.  See
DD Legend

	X
	Current UPB
	Scheduled UPB after transaction
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Next Payment Due Date
	Borrower's scheduled next due date
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Last Paid Installment Date
	Date last installment was paid through
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	P&I Advance Balance
	Total outstanding P&I advance balance (net interest)
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Corp Advance Balance
	Total outstanding corp advance balance
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Escrow Advance Balance
	Total outstanding Escrow advance balance
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Total Advance Balance
	+
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	 
	Excess Service Fee Advance
Balance
	Total Excess Service Fee Advance Amount
	<Number as Decimal> <#########.##>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	 
	Gfee Advance Balance
	Total outstanding Gfee advance balance
	<Number as Decimal> <#########.##>
	 

	 
	Service Fee Advance Balance
	Total outstanding Service Fee advance balance
	<Number as Decimal> <#########.##>
	 







Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 8




Advance Solution Data Dictionary
*Due Date and Frequency are defined in the Third Amended and Restated Strategic Relationship Agreement, SCHEDULE E3 Advance Solution Reporting and Certification Requirements




Report Name:      571 Claims - SRA E3 ID #7                                                                                                                                 Additional Requirements:
File Type:             Tab delimited csv file                                                                                                                                               One record per claim filed
File Name:           ClaimsFile_Daily_<Servicer Name>_<MMDDYYYY>.csv
*All variances to the Data Dictionary must be approved by the Fannie Mae Relationship Exec


	
						
	11
	 

	

SAAS Required
	

Business Name
	

Business Description
	

SAAS Allowable Values
	SAAS Action
	

SAAS Data Quality Check

	X
	Master Servicer Number
	9 digit Master Servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Sub-servicer Number
	9 digit Sub-servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Previous Servicer Number
	Legacy servicer's FNMA seller/servicer ID
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Program Type
	Must be  SUB
	<TEXT>
	Reject
	Must be Must be SUB

	X
	FNMA Status Code
	Must be FNMA Status Code.  See DD Legend
	<TEXT>
	Reject
	Must be allowable FNMA Status Code.  See DD Legend

	 
	Branch ID
	FNMA Branch ID identifier
	<TEXT>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	X
	Investor Number
	Number used to associate pool of loans with an investor
	<TEXT>
	Reject
	Cannot be NULL

	X
	Effective Date
	As of date - indicating when data was generated
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	FNMA Loan Number
	Unique 10 digit loan number assigned by FNMA
	<TEXT>
	Reject
	Must be valid FNMA loan number and must be in the transfer population

	X
	Servicer Loan Number
	Loan number assigned by servicer
	<TEXT>
	 
	 

	X
	FNMA Remittance Type
	Servicer Principal and Interest Remittance Schedule based on the Servicing
Agreement
	<TEXT>
	Reject
	Must be allowable FNMA Remiitance Type.  See
DD Legend

	X
	Claim Amount
	Total Amount of the claim submitted to AMN
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL or zero







Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 9




Advance Solution Data Dictionary
*Due Date and Frequency are defined in the Third Amended and Restated Strategic Relationship Agreement, SCHEDULE E3 Advance Solution Reporting and Certification Requirements


Report Name:      Daily Collections Detail - SRA E3 ID #8                                                                                                            Additional Requirements:
File Type:             Tab delimited csv file                                                                                                                                               One record per transaction posted, reversals are negative
File Name:           DailyCollection_Daily_<Servicer Name>_<MMDDYYYY>.csv                                                                             *Report balances to bank activity (Clearing, P&I, T&I)
                                                                                                                                                                                                                *All variances to the Data Dictionary must be approved by the Fannie Mae Relationship Exec
	
						
	28
	 

	SAAS Required
	

Business Name
	

Business Description
	

SAAS Allowable Values
	SAAS Action
	

SAAS Data Quality Check

	X
	Master Servicer Number
	9 digit Master Servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Sub-servicer Number
	9 digit Sub-servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Previous Servicer Number
	Legacy servicer's FNMA seller/servicer ID
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Program Type
	Must be SUB
	<TEXT>
	Reject
	Must be Must be SUB

	X
	FNMA Status Code
	Must be FNMA Status Code.  See DD Legend
	<TEXT>
	Reject
	Must be allowable FNMA Status Code.  See DD Legend

	 
	Branch ID
	FNMA Branch ID identifier
	<TEXT>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	X
	Investor Number
	Number used to associate pool of loans with an investor
	<TEXT>
	Reject
	Cannot be NULL

	X
	Effective Date
	As of date - indicating when data was generated
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	FNMA Loan Number
	Unique 10 digit loan number assigned by FNMA
	<TEXT>
	Reject
	Must be valid FNMA loan number and must be in the transfer population

	X
	Servicer Loan Number
	Loan number assigned by servicer
	<TEXT>
	 
	 

	X
	FNMA Remittance Type
	Servicer Principal and Interest Remittance Schedule based on the Servicing
Agreement
	<TEXT>
	Reject
	Must be allowable FNMA Remiitance Type.  See
DD Legend

	X
	Current UPB
	Scheduled UPB after transaction
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Next Payment Due Date
	Borrower's scheduled next due date
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Last Paid Installment Date
	Date last installment was paid through
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Date Payment Received
	Date payment was received by servicer
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Total Payment Received
	Transaction amount posted (ties to clearing account)
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL or zero

	X
	Total P&I Collections
	Total Principal and Net Interest Collected (ties to custodial account)
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	 
	Total T&I Collections
	Escrow amount posted for transaction (ties to T&I custodial account)
	<Number as Decimal> <#########.##>
	 
	Cannot be NULL

	 
	Suspense Amount
	Payment received from borrower that is short of expected payment and not applied  to the loan
	<Number as Decimal> <#########.##>
	 
	Cannot be NULL

	 
	Late Charges
	Late charges applied to loan for transaction
	<Number as Decimal> <#########.##>
	 
	Cannot be NULL

	X
	Gross Interest
	Gross interest amount collected for transaction
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL; Can be zero

	X
	Net Interest
	Current month's interest due less Servicing Fees
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Service Fee Rate
	Decimal equivalent of the service fee rate based on the servicing agreement
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Service Fee Amount
	GROSS Service Fee amount collected for transaction
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	 
	Pre-Paid Principal
	Pre-paid principal collected for transaction
	<Number as Decimal> <#########.##>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	 
	Pre-Paid Interest
	Pre-paid interest collected for transaction
	<Number as Decimal> <#########.##>
	 

	 
	Pre-Paid Service Fee
	Pre-paid service fee collected for transaction
	<Number as Decimal> <#########.##>
	 

	 
	Paid In Full Principal
	Principal applied on paid in full loan for the current reporting period
	<Number as Decimal> <#########.##>
	 

	X
	Paid In Full Interest
	Interest applied on paid in full loan for transaction
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL; Can be zero

	X
	Curtailment
	Unscheduled prin applied to reduce UPB for transaction
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL





Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 10




Advance Solution Data Dictionary
*Due Date and Frequency are defined in the Third Amended and Restated Strategic Relationship Agreement, SCHEDULE E3 Advance Solution Reporting and Certification Requirements




*Due Date and Frequency are defined in the Third Amended and Restated Strategic Relationship Agreement, SCHEDULE E3 Advance Solution Reporting and Certification Requirements


Report Name:      Daily Collections Detail - SRA E3 ID #8  CONT'D
	
						
	

SAAS Required
	

Business Name
	

Description
	

Allowable Values
	SAAS Action
	

Data Quality Check

	 
	Excess Service Fee Rate
	Decimal equivalent of excess fee that servicer is charging FNMA.  (Service
Fee rate -FNMA agreed Service Fee rate)
	<Number as Decimal> <#########.##>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	X
	Excess Service Fee Amount
	Excess Service Fee Amount
	<Number as Decimal> <#########.##>
	 
	Cannot be Null

	 
	IO Strip
	IO Strip
	<Number as Decimal> <#########.##>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	 
	Gfee Rate
	Decimal equivalent of fee FNMA charges investor to guarantee the performance of the loans in a given pool
	<Number as Decimal> <#########.##>
	 

	 
	Gfee Amount
	Guarantee fee amount remitted or due to FNMA
	<Number as Decimal> <#########.##>
	 

	 
	Delinquent Excess Service Fee
	Excess Service Fee amount due per payment
	<Number as Decimal> <#########.##>
	 

	 
	Delinquent Gfee
	Guarantee Fee amount due per payment
	<Number as Decimal> <#########.##>
	 

	 
	LPMI Amount
	Dollar amount of lender paid insurance
	<Number as Decimal> <#########.##>
	 

	 
	LPMI Rate
	Decimal percentage of portion of mortgage insurance paid by the lender
	<Number as Decimal> <#########.##>
	 

	 
	Paid In Full Excess Service
Fee
	Paid In Full Excess Service Fee collected for transaction
	<Number as Decimal> <#########.##>
	 

	 
	Paid In Full Gfee
	Paid In Full Gfee collected for transaction
	<Number as Decimal> <#########.##>
	 

	 
	Paid In Full Service Fee
	Paid In Full Service Fee collected for transaction
	<Number as Decimal> <#########.##>
	 

	 
	Pre-Paid Excess Service Fee
	Pre-Paid Excess Service Fee collected for transaction
	<Number as Decimal> <#########.##>
	 

	 
	Pre-Paid Gfee
	Pre-Paid GFee Fee collected for transaction
	<Number as Decimal> <#########.##>
	 

	 
	Loan Repurchases
	Loan Repurchases
	<Number as Decimal> <#########.##>
	 

	X
	Interest on Curtailment Adj
	 
	<Number as Decimal> <#########.##>
	 
	Cannot be Null

	X
	Paid In Full Interest
Adjustment
	 
	<Number as Decimal> <#########.##>
	 
	Cannot be Null

	X
	Principal
	 
	<Number as Decimal> <#########.##>
	 
	Cannot be Null







Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 11




Advance Solution Data Dictionary
*Due Date and Frequency are defined in the Third Amended and Restated Strategic Relationship Agreement, SCHEDULE E3 Advance Solution Reporting and Certification Requirements


Report Name:      Delinquency Detail - SRA E3 ID #9            Additional Requirements:
File Type:             Tab delimited csv file                  One record for each delinquent payment
File Name:           DeliDetail_Weekly_<Servicer Name>_<MMDDYYYY>.csv
*All variances to the Data Dictionary must be approved by the Fannie Mae Relationship Exec 
	
						
	20
	 

	

SAAS Required
	

Business Name
	

Business Description
	

SAAS Allowable Values
	SAAS Action
	

SAAS Data Quality Check

	X
	Master Servicer Number
	9 digit Master Servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Sub-servicer Number
	9 digit Sub-servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Previous Servicer Number
	Legacy servicer's FNMA seller/servicer ID
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Program Type
	Must be SUB
	<TEXT>
	Reject
	 

	X
	FNMA Status Code
	Must be FNMA Status Code.  See DD Legend
	<TEXT>
	Reject
	Must be allowable FNMA Status Code.  See DD Legend

	 
	Branch ID
	FNMA Branch ID identifier
	<TEXT>
	 
	 

	X
	Investor Number
	Number used to associate pool of loans with an investor
	<TEXT>
	Reject
	Cannot be NULL

	X
	Effective Date
	As of date - indicating when data was generated
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	FNMA Loan Number
	Unique 10 digit loan number assigned by FNMA
	<TEXT>
	Reject
	Must be valid FNMA loan number and must be in the transfer population

	X
	Servicer Loan Number
	Loan number assigned by servicer
	<TEXT>
	 
	 

	X
	FNMA Remittance Type
	Servicer Principal and Interest Remittance Schedule based on the Servicing
Agreement
	<TEXT>
	Reject
	Must be allowable FNMA Remiitance Type.  See
DD Legend

	X
	Current UPB
	Scheduled UPB after transaction
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Next Payment Due Date
	Borrower's scheduled next due date
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Last Paid Installment Date
	Date last installment was paid through
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Delinquent P&I
	Cumulative delinquent principal & interest
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Delinquent Principal
	Cumulative delinquent principal
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Delinquent Interest
	Net Interest due per payment
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Delinquent Service Fee
	Cumulative service fee that is delinquent
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Delinquent Months
	Number of months of delinquent
	<Number>
	Reject
	Cannot be NULL

	 
	Interest Type
	The type of interest rate structure used to amortize the loan
<Fixed / ARM / NegAm, IO, Balloon, Other>
	<TEXT>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	 
	Interest Only in Reporting
Month
	Identify if loan is I/O loan; Y or N
	TEXT
	 

	X
	Current Interest Rate
	The decimal equivalent of the interest rate that is presently being used on the loan to calculate monthly payments.
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL or zero

	X
	Loan Term
	The number of months used to fully amortize the loan
	<Number>
	Reject
	Cannot be NULL

	 
	Excess Service Fee Rate
	Decimal equivalent of excess fee that servicer is charging FNMA.  (Servicer
Fee rate -FNMA agreeed Servicer  Fee rate)
	<Number as Decimal> <#########.##>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	 
	IO Strip
	IO Strip
	<Number as Decimal> <#########.##>
	 

	 
	Delinquent Excess Service Fee
	Excess Service Fee amount due per payment
	<Number as Decimal> <#########.##>
	 

	 
	Delinquent Gfee
	Guarantee Fee Amount due per payment
	<Number as Decimal> <#########.##>
	 

	 
	Delinquent LPMI
	Delinquent LPMI
	<Number as Decimal> <#########.##>
	 

	 
	Loan Modified
	Loan Modified
	<TEXT>
	 








Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 12




Advance Solution Data Dictionary
*Due Date and Frequency are defined in the Third Amended and Restated Strategic Relationship Agreement, SCHEDULE E3 Advance Solution Reporting and Certification Requirements


Report Name:      Interest shortfall - SRA E3 ID #10                Additional Requirements: 
File Type:             Tab delimited csv file                     One record per loan
File Name:           IntShortfall_Monthly_<Servicer Name>_<MMDDYYYY>.csv
*All variances to the Data Dictionary must be approved by the Fannie Mae Relationship Exec
	
						
	16
	 

	

SAAS Required
	

Business Name
	

Business Description
	

SAAS Allowable Values
	SAAS Action
	

SAAS Data Quality Check

	X
	Master Servicer Number
	9 digit Master Servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Sub-servicer Number
	9 digit Sub-servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Previous Servicer Number
	Legacy servicer's FNMA seller/servicer ID
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Program Type
	Must be SUB
	<TEXT>
	Reject
	Must be Must be SUB

	X
	FNMA Status Code
	Must be FNMA Status Code.  See DD Legend
	<TEXT>
	 
	Must be allowable FNMA Status Code.  See DD Legend

	 
	Branch ID
	FNMA Branch ID identifier
	<TEXT>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	X
	Investor Number
	Number used to associate pool of loans with an investor
	<TEXT>
	Reject
	Cannot be NULL

	X
	Effective Date
	As of date - indicating when data was generated
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	FNMA Loan Number
	Unique 10 digit loan number assigned by FNMA
	<TEXT>
	Reject
	Must be valid FNMA loan number and must be in the transfer population

	X
	Servicer Loan Number
	Loan number assigned by servicer
	<TEXT>
	 
	 

	X
	FNMA Remittance Type
	Servicer Principal and Interest Remittance Schedule based on the Servicing
Agreement
	<TEXT>
	Reject
	Must be allowable FNMA Remiitance Type.  See
DD Legend

	X
	Curtailment Adjustment
	Interest shortfall caused from scheduled vs. actual interest collected
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Curtailment
	Unscheduled prin applied to reduce UPB for transaction
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Scheduled P&I Payment
	Scheduled amount of P&I due at remit
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Scheduled Principal
	Scheduled amount of principal due at remit
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Scheduled Interest
	Scheduled amount of interest due at remit
	<Number as Decimal> <#########.##>
	Reject
	Cannot  be NULL

	 
	Interest Type
	The type of interest rate structure used to amortize the loan
<Fixed / ARM / NegAm, IO, Balloon, Other>
	<TEXT>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	X
	Current Interest Rate
	The decimal equivalent of the interest rate that is presently being used on the loan to calculate monthly payments
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL or zero

	 
	PPIS
	Pre-Paid Interest Shortfall
	<Number as Decimal> <#########.##>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject

	 
	Payoff Effective Date
	Payoff Effective Date
	<MM/DD/YYYY>
	 










Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 13




Advance Solution Data Dictionary
*Due Date and Frequency are defined in the Third Amended and Restated Strategic Relationship Agreement, SCHEDULE E3 Advance Solution Reporting and Certification Requirements


Report Name:      Loan Population / Boarding File - SRA E3 ID #11        Additional Requirements
File Type:             Tab delimited csv file               One record per loan
File Name:           BoardingFile_Daily_<Servicer Name>_<MMDDYYYY>.csv
*All variances to the Data Dictionary must be approved by the Fannie Mae Relationship Exec
	
						
	18
	 

	

SAAS Required
	

Business Name
	

Business Description
	

SAAS Allowable Values
	SAAS Action
	

SAAS Data Quality Check

	X
	Master Servicer Number
	9 digit Master Servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Sub-servicer Number
	9 digit Sub-servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Previous Servicer Number
	Legacy servicer's FNMA seller/servicer ID
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Program Type
	Must be SUB
	<TEXT>
	Reject
	Must be Must be SUB

	 
	Branch ID
	FNMA Branch ID identifier
	<TEXT>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	X
	Investor Number
	Number used to associate pool of loans with an investor
	<TEXT>
	Reject
	Cannot be NULL

	X
	FNMA Loan Number
	Unique 10 digit loan number assigned by FNMA
	<TEXT>
	Reject
	Must be valid FNMA loan number

	X
	Servicer Loan Number
	Loan number assigned by servicer
	<TEXT>
	 
	 

	X
	FNMA Remittance Type
	Servicer Principal and Interest Remittance Schedule based on the Servicing
Agreement
	<TEXT>
	Reject
	Must be allowable FNMA Remiitance Type.  See
DD Legend

	X
	Current UPB
	Scheduled UPB after transaction
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Next Payment Due Date
	Borrower's scheduled next due date
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Delinquent Principal
	Cumulative delinquent principal at transfer
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Delinquent Interest
	Interest due on loan at transfer
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Delinquent Service Fee
	Cumulative service fee that is delinquent at transfer
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Last Paid Installment Date
	Date last installment was paid through
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	P&I Advance Balance
	Legacy P&I advance balance at transfer
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Corp Advance Balance
	Legacy Corp advance balance at transfer
	<Number as Decimal> <#########.##>
	Reject
	Cannot be  NULL

	X
	Escrow Advance Balance
	Legacy Escrow advance balance at transfer
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Total Advance Balance
	+
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	 
	Gfee Rate
	Decimal equivalent of fee FNMA charges investor to guarantee the performance of the loans in a given pool
	<Number as Decimal> <#########.##>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	 
	LPMI Rate
	Decimal percentage of portion of mortgage insurance paid by the lender
	<Number as Decimal> <#########.##>
	 

	 
	Excess Service Fee Rate
	Decimal equivalent of excess fee that servicer is charging FNMA.  (Servicer
Fee rate -FNMA agreeed Servicer  Fee rate)
	<Number as Decimal> <#########.##>
	 

	 
	Transfer Date
	Date Loan was Transferred from Legacy Servicer to New Servicer
	<MM/DD/YYYY>
	 
	Cannot be NULL










Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 14




Advance Solution Data Dictionary
*Due Date and Frequency are defined in the Third Amended and Restated Strategic Relationship Agreement, SCHEDULE E3 Advance Solution Reporting and Certification Requirements


Report Name:      P&I Draft Summary - SRA E3 ID #12
File Type:             Tab delimited csv file
File Name:           DraftSummary_Weekly_<Servicer Name>_<MMDDYYYY>.csv
*All variances to the Data Dictionary must be approved by the Fannie Mae Relationship Exec 	
						
	12
	 

	

SAAS Required
	

Business Name
	

Business Description
	

SAAS Allowable Values
	SAAS Action
	

SAAS Data Quality Check

	X
	Master Servicer Number
	9 digit Master Servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Sub-servicer Number
	9 digit Sub-servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Previous Servicer Number
	Legacy servicer's FNMA seller/servicer ID
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Program Type
	Must be SUB
	<TEXT>
	Reject
	Must be Must be SUB

	 
	Branch ID
	FNMA Branch ID identifier
	<TEXT>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	X
	Investor Number
	Number used to associate pool of loans with an investor
	<TEXT>
	Reject
	Cannot be NULL

	X
	Draft Date
	Date FNMA drafts remittance amount
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	 
	Reclass DLRS Credits
	Reclass DLRS Credits
	<Number as Decimal> <#########.##>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	X
	MBS P&I Draft Amount
	Total MBS Draft Amount
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	MRS P&I Draft Amount
	Total MRS Draft Amount
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	MBS P&I Advance Amount
	Total MBS Advance Amount
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	MRS P&I Advance Amount
	Total MRS Advance Amount
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	MBS Trust Acct Balance
	Total MBS Collections
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	MRS Trust Acct Balance
	Total MRS Collections
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	 
	Excess Service Fee Advance
Amount
	Total Excess Service Fee Advance Amount
	<Number as Decimal> <#########.##>
	 
	This data element is not required by SAAS but can be populated without causing the file to reject the SAAS import process

	 
	Excess Service Fee
Collections
	Total Excess Service Fee Collections
	<Number as Decimal> <#########.##>
	 

	 
	Excess Service Fee Draft
Amount
	Total Excess Service Fee Draft Amount
	<Number as Decimal> <#########.##>
	 

	 
	Excess Service Fee Pool/Loan
Level Variance
	Variance between loan level remittance detail and draft total (<1%)
	<Number as Decimal> <#########.##>
	 

	 
	Gfee Advance Amount
	Total Gfee Advance Amount
	<Number as Decimal> <#########.##>
	 

	 
	Gfee Collections
	Total Gfee Collections
	<Number as Decimal> <#########.##>
	 

	 
	Gfee Draft Amount
	Total Gfee Draft Amount
	<Number as Decimal> <#########.##>
	 

	 
	Gfee Pool/Loan Level Variance
	Variance between loan level remittance detail and draft total (<1%)
	<Number as Decimal> <#########.##>
	 

	 
	MRS Pool/Loan Level Variance
	Variance between loan level remittance detail and draft total (<1%)
	<Number as Decimal> <#########.##>
	 

	 
	MBS Pool/Loan Level Variance
	Variance between loan level remittance detail and draft total (<1%)
	<Number as Decimal> <#########.##>
	 










Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 15




Advance Solution Data Dictionary
*Due Date and Frequency are defined in the Third Amended and Restated Strategic Relationship Agreement, SCHEDULE E3 Advance Solution Reporting and Certification Requirements




Report Name:      Remittance Detail - SRA E3 ID #13                                                                                                                    Additional Requirements:
File Type:             Tab delimited csv file                    One record per loan as of FNMA reporting cycle cut off
File Name:           RemitDetail_Daily_<Servicer Name>_<MMDDYYYY>.csv
                     *All variances to the Data Dictionary must be approved by the Fannie Mae Relationship Exec

Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 16




Advance Solution Data Dictionary
*Due Date and Frequency are defined in the Third Amended and Restated Strategic Relationship Agreement, SCHEDULE E3 Advance Solution Reporting and Certification Requirements


	
						
	32
	 

	

SAAS Required
	

Business Name
	

Business Description
	

SAAS Allowable Values
	SAAS Action
	

SAAS Data Quality Check

	X
	Master Servicer Number
	9 digit Master Servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Sub-servicer Number
	9 digit Sub-servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Previous Servicer Number
	Legacy servicer's FNMA seller/servicer ID
	<TEXT>
	Reject
	Must be nine digits; Cannot be NULL

	X
	Program Type
	Must be SUB
	<TEXT>
	Reject
	Must be SUB

	X
	FNMA Status Code
	Must be FNMA Status Code.  See DD Legend
	<TEXT>
	Reject
	Must be allowable FNMA Status Code.  See DD Legend

	 
	Branch ID
	FNMA Branch ID identifier
	<TEXT>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	X
	Investor Number
	Number used to associate pool of loans with an investor
	<TEXT>
	Reject
	Cannot be NULL

	X
	Effective Date
	As of date - indicating when data was generated
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	FNMA Loan Number
	Unique 10 digit loan number assigned by FNMA
	<TEXT>
	Reject
	Must be valid FNMA loan number and must be in the transfer population

	X
	Servicer Loan Number
	Loan number assigned by servicer
	<TEXT>
	 
	 

	X
	FNMA Remittance Type
	Servicer Principal and Interest Remittance Schedule based on the Servicing
Agreement
	<TEXT>
	Reject
	Must be allowable FNMA Remiitance Type.  See
DD Legend

	X
	FNMA Remittance Amount
	Loan level amount remitted to FNMA
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL or zero

	X
	Beginning UPB
	UPB prior to transaction
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Current UPB
	Scheduled UPB after transaction
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Next Payment Due Date
	Borrower's scheduled next due date
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Last Paid Installment Date
	Date last installment was paid through
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	P&I Constant
	Monthly Principal and Gross Interest Due
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL or zero

	X
	Principal
	Principal remitted or due
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL; Can be zero

	X
	Net Interest
	Current month's interest due less Servicing Fees
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Service Fee Rate
	Decimal equivalent of the service fee rate based on the servicing agreement
	<Number as Decimal> <#####.#####>
	Reject
	Cannot be NULL

	X
	Service Fee Amount
	Amount due to Servicer as fee based on servicing agreement
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	 
	Gfee Rate
	Decimal equivalent of fee FNMA charges investor to guarantee the performance of the loans in a given pool
	<Number as Decimal> <#########.##>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	 
	Gfee Amount
	Guarantee fee amount remitted or due to fnma
	<Number as Decimal> <#########.##>
	 
	 

	X
	LPMI
	Decimal percentage of portion of mortgage insurance paid by the lender
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	 
	Interest on Curtailment Adj
	Adjustment applied to curtailment
	<Number as Decimal> <#########.##>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	X
	Paid In Full Principal
	Principal applied on paid in full loan for the current reporting period
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL; Can be zero

	X
	Paid In Full Interest
	Paid in full interest remitted or due
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL; Can be zero

	X
	Paid In Full Interest
Adjustment
	Shortage in expected interest due to loan being paid in full
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL; Can be zero





Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 17




Advance Solution Data Dictionary
*Due Date and Frequency are defined in the Third Amended and Restated Strategic Relationship Agreement, SCHEDULE E3 Advance Solution Reporting and Certification Requirements




Report Name:      Remittance Detail - SRA E3 ID #13 CONT'D


	
						
	

SAAS Required
	

Business Name
	

Business Description
	

SAAS Allowable Values
	SAAS Action
	

SAAS Data Quality Check

	X
	Curtailment
	Unscheduled principal applied to reduce UPB for transaction
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	FNMA Remittance Date
	Date Servicer remits funds to FNMA
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Current Scheduled UPB
	Scheduled UPB after transaction
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	X
	Scheduled P&I Payment
	Scheduled amount of P&I due at remit
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL or zero

	 
	Interest Type
	The type of interest rate structure used to amortize the loan
<Fixed / ARM / NegAm, IO, Balloon, Other>
	<TEXT>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	 
	Interest Only in Reporting
Month
	Identify if loan is I/O loan; Y or N
	TEXT
	 

	X
	Current Interest Rate
	The decimal equivalent of the interest rate that is presently being used on the loan to calculate monthly payments.
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL or zero

	X
	Loan Term
	The number of months used to fully amortize the loan
	<Number>
	Reject
	Cannot be NULL

	 
	Excess Service Fee Rate
	Decimal equivalent of excess fee that servicer is charging FNMA.  (Servicer
Fee rate -FNMA agreeed Servicer  Fee rate)
	<Number as Decimal> <#########.##>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	 
	Excess Service Fee Amount
	Excess Service Fee Amount
	<Number as Decimal> <#########.##>
	 

	 
	IO Strip
	IO Strip
	<Number as Decimal> <#########.##>
	 

	 
	FNMA Status Code Effective
Date
	FNMA Status Code Effective Date
	<MM/DD/YYYY>
	 







Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 18




Advance Solution Data Dictionary
*Due Date and Frequency are defined in the Third Amended and Restated Strategic Relationship Agreement, SCHEDULE E3 Advance Solution Reporting and Certification Requirements






Report Name:      Invoice Data - SRA E3 ID #20               Additional Raquirements:            
File Type:             Tab delimited csv file                                     One record per loan      
 File Name:           Invoice_Daily_<Servicer Name>_<MMDDYYYY>.csv
*All variances to the Data Dictionary Dictionary must be approved by the Fannie Mae Relationship Exec


	
						
	9
	LOAN LEVEL INVOICE FILE

	

SAAS Required
	

Business Name
	

Business Description
	

SAAS Allowable Values
	SAAS Action
	

SAAS Data Quality Check

	X
	Program Type
	Must be SUB
	<TEXT>
	Reject
	Must be allowable Program type SUB

	X
	Sub-servicer Number
	9 digit Sub-servicer number assigned by FNMA
	<TEXT>
	 
	Must be 9 digits
Cannot be NULL

	 
	Servicer Loan Number
	Loan number assigned by servicer
	<TEXT>
	Veri
	If FNMA loan Number not NULL then validate servicer loan number against ADW.If no match then Veri
If FNMA loan number is Null, then no DQ check

	X
	FNMA Loan Number
	Unique 10 digit loan number assigned by FNMA
	<TEXT>
	Reject
	Must be valid FNMA loan number and must be in the transfer population

	X
	FNMA Invoice Type
	Must be allowable Invoice Type.  Only 1 Invoice Type per file.  See Invoice
Type Legend
	<TEXT>
	Reject
	Cannot be NULL.  Must be one Invoice Type per file.  Must be allowable Invoice Type.  See Invoice Type Legend.

	X
	Servicer Invoice Number
	Servicer assigned unique number.  Only 1 Invoice Number per file.
	<TEXT>
	Reject
	Cannot be NULL. Must be one invoice # per file

	 
	Borrower Next Payment Due
Date
	Borrower's scheduled next due date
	<MM/DD/YYYY>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	 
	Borrower LPI  Date
	Borrower's Last Paid Installment date
	<MM/DD/YYYY>
	 
	 

	X
	Servicer Expense Incurred
Date
	Date that the Servicer incurred the expense
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Servicer Expense
Reimbursement Request Date
	Date Servicer is requesting reimbursement for expense.  Only 1
Reimbursement Request Date per file.
	<MM/DD/YYYY>
	Reject
	Cannot be NULL
Cannot be multiple dates per file

	X
	FNMA Expense Code
	Must be allowable FNMA Expense Code.  See Expense Code Legend
	<TEXT>
	Reject
	Cannot be NULL.  Must be allowable Expense
Code.  See Expense Code Legend.

	 
	Servicer Transaction Code
	Servicer code assigned to identify transaction
	<TEXT>
	 
	 

	X
	Servicer Transaction Expense
Amount
	Servicer expense amount Itemized by FNMA Expense Code
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	 
	Servicer Transaction
Requested Amount
	Servicer requested expense amount itemized by FNMA Expense Code
	<Number as Decimal> <#########.##>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	 
	Servicer Transaction Check
Number
	Servicer check number used to disburse transactions
	<TEXT>
	 
	 

	



X
	



Servicer Data file Type
	Type of data contained in invoice file.  Allowable values are 'L' for Loan
Level or 'S' for Non-Loan Level
	



<TEXT>
	



Reject
	Cannot  be NULL
Value must be 'L' or 'S'
Cannot be multiple values per file

	 
	Servicer Notes
	Servicer comments
	<TEXT>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process







Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 19




Advance Solution Data Dictionary
*Due Date and Frequency are defined in the Third Amended and Restated Strategic Relationship Agreement, SCHEDULE E3 Advance Solution Reporting and Certification Requirements




Report Name:      Invoice Data - SRA E3 ID #20 CONT'D 
	
						
	8
	NON-LOAN LEVELINVOICE FILE

	

SAAS Required
	

Business Name
	

Business Description
	

SAAS Allowable Values
	SAAS Action
	

SAAS Data Quality Check

	X
	Program Type
	INV
	<TEXT>
	Reject
	Must be allowable Program type (INV)

	X
	Sub-servicer Number
	9 digit Sub-servicer number assigned by FNMA
	<TEXT>
	Reject
	Must be 9 digits
Cannot be NULL

	X
	FNMA Invoice Type
	Must be allowable Invoice Type.  Only 1 Invoice Type per file.  See Invoice
Type Legend
	<TEXT>
	Reject
	Cannot be NULL.  Must be one Invoice Type per file.  Must be allowable Invoice Type.  See Invoice Type Legend.

	X
	Servicer Invoice Number
	Servicer assigned unique number.  Only 1 Invoice Number per file.
	<TEXT>
	Reject
	Cannot be NULL. Must be one invoice # per file

	X
	Servicer Expense Incurred
Date
	Date that the Servicer incurred the expense
	<MM/DD/YYYY>
	Reject
	Cannot be NULL

	X
	Servicer Expense
Reimbursement Request Date
	Date Servicer is requesting reimbursement for expense.  Only 1
Reimbursement Request Date per file.
	<MM/DD/YYYY>
	Reject
	Cannot be NULL
Cannot be multiple dates per file

	X
	FNMA Expense Code
	Must be allowable FNMA Expense Code.  See Expense Code Legend
	<TEXT>
	Reject
	Cannot be NULL.  Must be allowable Expense
Code.  See Expense Code Legend.

	 
	Servicer Transaction Code
	Servicer code assigned to identify transaction
	<TEXT>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	X
	Servicer Transaction Expense
Amount
	Servicer expense amount Itemized by FNMA Expense Code
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	 
	Servicer Transaction
Requested Amount
	Servicer requested expense amount itemized by FNMA Expense Code
	<Number as Decimal> <#########.##>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	 
	Servicer Transaction Check
Number
	Servicer check number used to disburse transactions
	<TEXT>
	 

	



X
	



Servicer Data file Type
	Type of data contained in invoice file.  Allowable values are 'L' for Loan
Level or 'S' for Non-Loan Level
	



<TEXT>
	



Reject
	Cannot  be NULL
Value must be 'L' or 'S'
Cannot be multiple values per file

	 
	Servicer Notes
	Servicer comments
	<TEXT>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process







Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 20




Advance Solution Data Dictionary
*Due Date and Frequency are defined in the Third Amended and Restated Strategic Relationship Agreement, SCHEDULE E3 Advance Solution Reporting and Certification Requirements


Report Name:      Aged Balance Detailed Review - SRA E3 ID #14                Additional Requirements:
File Type:             Tab delimited csv file                         One record per loan
File Name:           Aged_Balance_Report_<Servicer Name>_<Program Type>_<MMDDYYYY>.csv
*All variances to the Data Dictionary must be approved by the Fannie Mae Relationship Exec
 
	
						
	9
	 

	

SAAS Required
	

Business Name
	

Business Description
	

SAAS Allowable Values
	SAAS Action
	

SAAS Data Quality Check

	

X
	FNMA Loan Number
	Unique 10 digit loan number assigned by FNMA
	<TEXT>
	Reject
	Must be valid FNMA loan number and must be in
the transfer population

	 
	Seller Servicer Number
	9 digit Seller Servicer Number assigned by FNMA
	<TEXT>
	Veri
	Must be 9 digits
Cannot be NULL

	 
	Portfolio
	Seller Servicer Name associated with Seller Servicer Number
	<TEXT>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	X
	Loan Status
	Must be FNMA Status Code.  See DD Legend
	<TEXT>
	Veri
	Cannot be NULL

	 
	Liquidation Date
	Date the loan liquidated
	<MM/DD/YYYY>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process

	 
	REO Disposition Date
	Date the REO disposition occurred
	<MM/DD/YYYY>
	 

	X
	Property State
	State the property is located within
	<TEXT>
	Veri
	Cannot be NULL.

	



X
	Aging Category
	Must be allowable Aging Category.  See DD Legend
	<TEXT>
	Reject
	Cannot be NULL.  Must be allowable Aging
Category.  See Aging Description Legend.

	X
	Aged Balance Amount
	Amount that is considered Aged and due for repayment
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	

X
	Trial Balance Amount
	Amount that is currently the total Trial Balance
	<Number as Decimal> <#########.##>
	Reject
	Cannot be NULL

	

X
	Category
	Must be allowable Category.  See DD Legend
	<TEXT>
	Reject
	Cannot be NULL.  Must be allowable Category. See Aging Description Legend.

	



X
	



Reason Description
	



Must be allowabe Reason Description.  See DD Legend
	



<TEXT>
	



Reject
	Cannot be NULL.  Must be allowable Reason
Description.  See Reason Description Legend.

	



X
	



Reason Code
	



Must be allowable Reason Code.  See DD Legend
	 
	Reject
	Cannot be NULL.  Must be allowable Reason
Code.  See Reason Description Legend.

	 
	Comments
	Servicer comments
	<TEXT>
	 
	This data element is not required by SAAS but
can be populated without causing the file to reject the SAAS import process








Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 21




Advance Solution Data Dictionary




Data Dictionary Legend - SAAS Allowable Values
	
		
	

FNMA Status Codes

	Code
	Description

	0
	Current/Active/Standard Default

	0
	Current/Active/Standard Default

	12
	Relief provisions

	15
	Bankruptcy/litigation

	20
	Referred for deed-in-lieu or assignment

	30
	Referred for foreclosure

	59
	Out of Portfolio (OOPs) repurchases

	60
	Liquidated - Payoff

	65
	Liquidated - Repurchase

	66
	Liquidated - MBS substitution

	70
	Liquidated - Held for sale

	71
	Liquidated - 3rd party sale/condemnation

	72
	Liquidated - Pending conveyance

	74
	Assigned to Federal Housing Administration (FHA)/ Veterans Administration (VA)

	80
	Liquidated - Sold to Private Label Security

	90
	Loan liquidated in error and read to book of business source system. Not representing an actual loan liquidation.

	91
	Dissolution. Loan erroneously entered on source system and required to be liquidated to remove from source systems.

	99
	Other/error

	 
	 

	Corp/Escrow Advance/Recovery Types are defined in SRA Exhibit C10-2:  Advance Types

	 
	 

	Corp/Escrow FNM Trans Codes are defined in SRA Exhibit C10-1:  Advance Reserve Account Allowed Transaction Types

















Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 21




Advance Solution Data Dictionary






Data Dictionary Legend - SAAS Allowable Values
	
			
	

Other Advance & Recovery Types (loan-level data)

	Code
	Report Type
	Description

	ADMIN
	Other
	Intentifies Admin Fees paid by Sub-servicer

	AGED
	Other
	Identifies Aged Advance Balances paid by Sub-servicer

	INCT
	Other
	Incentive

	INV
	Other
	Invoice

	REF
	Other
	Refund

	DELMOD
	PI
	Delinquent modifications

	DLRS
	PI
	Delinquent Loan Reclass - MBS

	ESFEE
	PI
	Excess Service Fee transactions

	ESFEES
	PI
	Excess Service Fee interest shortfall

	FBO
	PI
	Foreclosure buy out

	GFEE
	PI
	GFEE transactions

	GFEES
	PI
	GFEE interest shortfall

	LEGP
	PI
	Legacy Servicer P&I Advances

	LPMI
	PI
	LPMI transactions

	PPIS
	PI
	Prepaid Interest Shortfall

	SCRA
	PI
	Soldiers and Sailors Buydown expenses

	SSPI
	PI
	Description to be utilized on the SUB P&I Advance Detail Reports






	
		
	 

	FNMA Remittance Type

	Code
	Description

	AA
	Actual/Actual

	SS
	Scheduled/Scheduled

	SA
	Scheduled/Actual

	MBS
	Mortgage Backed Security

	MRS
	Mortgage Remittance System

	RPM
	Rapid Payment Method

	EXP
	Express





Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 22




Advance Solution Data Dictionary




Data Dictionary Legend - SAAS Allowable Values
	
			
	

FNMA Invoice Expense Codes

	FNMA Expense Code
	Expense Name
	Invoice Type

	101
	Loan boarding Fee
	Self-Pay (Sub-Servicing Fees)

	102
	Subservicing Fees - Current Loans
	Self-Pay (Sub-Servicing Fees)

	103
	Subservicing Fees - 30 to 59 days past due
	Self-Pay (Sub-Servicing Fees)

	120
	Subservicing Fees – 60-539 days past due
	Self-Pay (Sub-Servicing Fees)

	125
	Subservicing Fees – 540+ days past due
	Self-Pay (Sub-Servicing Fees)

	202
	Interest on Escrow
	Self-Pay

	203
	Interest on Hazard Insurance
	Self-Pay

	309
	HARP Operational Expenses
	Self-Pay

	339
	HAMP-Like Incentives
	Self-Pay

	340
	Prior Servicer Claimable Expense – Not Collectible
	Self-Pay

	350
	Terminated Lenders – Not Collectible
	Self-Pay

	360
	Prior Servicer Claimed Expense - Collectible
	Self-Pay

	400
	Incentive Compensation
	Incentive Compensation








	
		
	

FNM Invoice Types

	Invoice Type
	Frequency

	Self-Pay (Sub-Servicing Fees)
	Monthly

	Self-Pay
	Monthly

	Incentive Compensation
	Quarterly







Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 23




Advance Solution Data Dictionary


Data Dictionary Legend - SAAS Allowable Values
	
			
	

Aged Advances Reason Codes

	Reason Code
	Reason Description
	Definition

	

1000
	

1000 - Claim in Submitted Status
	Servicer has submitted the claim but the claim is still in submitted or acknowledged status.

	2000
	2000 - Supplemental Claim in Submitted Status
	The initial claim was rejected or curtailed and the servicer has re-submitted .

	

3000
	

3000 - Servicer Expense
	The servicer acknowledges this as a servicer expense and should be taking immediate action to repay Fannie Mae through recovery process.

	







4000
	







4000 - Pending NSO Review
	No action can be taken to close the balance due to an issue that requires attention of Fannie Mae to resolve.  (Examples of this include but are not limited to loans that may have issues with the cases in HSSN or where certain transaction are awaiting a decision.)  These should be documented and reported to Fannie Mae Servicing Management for resolution.

	



5000
	



5000 - Legacy Servicer Expense
	The aged advance is due to a prior servicer balance that transferred or an expense that was incurred due to servicing error.  These items should be identified with the proper transaction code.

	

6000
	

6000 - Approved Aged Balance
	

Servicer has been granted a waiver or extension in writing by the NSO at Fannie Mae.

	



7000
	



7000 - Fannie Mae Expense
	

This aged advance has been identified as an item that should paid through the invoice billing process at Fannie Mae and should be paid back as a recovery by the servicer.

	

8000
	

8000 - Redemption Period Pending
	Loan is in redemption state and servicer cannot file claim until the redemption period has expired.

	



9000
	



9000 - Approved Claim Pending Posting
	The submitted claim that will close the aged balance has been approved or paid but the servicer has not had the ability to post the paid transactions to their system and therefore has not been able to record the recovery.

	

10000
	

10000 - Active Loan Status
	The aged balance is for a loan that has been reactivated or the servicer is showing the loan in active status.

	

11000
	

11000 - Zero Aged Balance Loan
	The servicer is not showing aged advances on their side and is disputing the amount.
All items will be reviewed.







Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 24




Advance Solution Data Dictionary




Data Dictionary Legend - SAAS Aged Balance Categories
	
			
	

Aging Description

	Aging Category
	Category
	Period

	AA Loan <=90 Days
	AA Balances
	<=90

	AA Loan 1 Year
	AA Balances
	1 year

	AA Loan 151-180 Days
	AA Balances
	151-180

	AA Loan 181-365 Days
	AA Balances
	181-365

	AA Loan 2 Years
	AA Balances
	2 years

	AA Loan 3 Years
	AA Balances
	3 years

	AA Loan 91-150 Days
	AA Balances
	91-150

	AA Loan 31-60 Days
	AA Balances
	31-60

	AA Loan 61-90 Days
	AA Balances
	61-90

	AA Loan <=30 Days
	AA Balances
	<=30

	Liq 30 Days
	Liquidated Balances
	30

	Liq 31-60 Days
	Liquidated Balances
	31-60

	Liq 61-90 Days
	Liquidated Balances
	61-90

	Liq 91-120 Days
	Liquidated Balances
	91-120

	Liq 121-150 Days
	Liquidated Balances
	121-150

	Liq 151-180 Days
	Liquidated Balances
	151-180

	Liq 181-365 Days
	Liquidated Balances
	181-365

	Liq 1 Year
	Liquidated Balances
	1 year

	Liq 2 Years
	Liquidated Balances
	2 years

	Liq 3 Years
	Liquidated Balances
	3 years

	QC - Liq 61-90 Days
	QC Repurchase Balances
	61-90

	QC - Liq 30 Days
	QC Repurchase Balances
	30

	QC - Liq 3 Years
	QC Repurchase Balances
	3 years

	QC - Liq 2 Years
	QC Repurchase Balances
	2 years

	QC - Liq 181-365 Days
	QC Repurchase Balances
	181-365

	QC - AA Loan <=90 Days
	QC Repurchase Balances
	<=90

	QC - Liq 121-150 Days
	QC Repurchase Balances
	121-150

	QC - Liq 91-120 Days
	QC Repurchase Balances
	91-120

	QC - AA Loan 91-150 Days
	QC Repurchase Balances
	91-150

	QC - AA Loan 3 Years
	QC Repurchase Balances
	3 years

	QC - AA Loan 2 Years
	QC Repurchase Balances
	2 years

	QC - AA Loan 181-365 Days
	QC Repurchase Balances
	181-365

	QC - AA Loan 151-180 Days
	QC Repurchase Balances
	151-180

	QC - Liq/REO 30 Days
	QC Repurchase Balances
	30

	QC - AA Loan 1 Year
	QC Repurchase Balances
	1 year

	QC - Liq 151-180 Days
	QC Repurchase Balances
	151-180

	QC - Liq 1 Year
	QC Repurchase Balances
	1 year

	QC - Liq/REO 61-90 Days
	QC Repurchase Balances
	61-90







Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 25




Advance Solution Data Dictionary




Data Dictionary Legend - SAAS Aged Balance Categories
	
			
	

Aging Description

	Aging Category
	Category
	Period

	QC - Zero UPB 3 Years
	QC Repurchase Balances
	3 years

	QC - Zero UPB 2 Years
	QC Repurchase Balances
	2 years

	QC - Zero UPB 181-365 Days
	QC Repurchase Balances
	181-365

	QC - Zero UPB 151-180 Days
	QC Repurchase Balances
	151-180

	QC - Zero UPB 1 Year
	QC Repurchase Balances
	1 year

	QC - Zero UPB <=90 Days
	QC Repurchase Balances
	<=90

	QC - Liq/REO 91-120 Days
	QC Repurchase Balances
	91-120

	QC - Liq/REO 1 Year
	QC Repurchase Balances
	1 year

	QC - Liq/REO 31-60 Days
	QC Repurchase Balances
	31-60

	QC - Zero UPB 91-150 Days
	QC Repurchase Balances
	91-150

	QC - Liq/REO 3 Years
	QC Repurchase Balances
	3 years

	QC - Liq/REO 2 Years
	QC Repurchase Balances
	2 years

	QC - Liq/REO 181-365 Days
	QC Repurchase Balances
	181-365

	QC - Liq/REO 151-180 Days
	QC Repurchase Balances
	151-180

	QC - Liq/REO 121-150 Days
	QC Repurchase Balances
	121-150

	QC - Liq 31-60 Days
	QC Repurchase Balances
	31-60

	Liq/REO 181-365 Days
	REO Balances
	181-365

	Liq/REO 31-60 Days
	REO Balances
	31-60

	Liq/REO 61-90 Days
	REO Balances
	61-90

	Liq/REO 91-120 Days
	REO Balances
	91-120

	Liq/REO 121-150 Days
	REO Balances
	121-150

	Liq/REO 151-180 Days
	REO Balances
	151-180

	Liq/REO 30 Days
	REO Balances
	30

	Liq/REO 1 Year
	REO Balances
	1 year

	Liq/REO 3 Years
	REO Balances
	3 years

	Liq/REO 2 Years
	REO Balances
	2 years

	Zero UPB 121-150 Days
	Zero UPB Balances
	121-150

	Zero UPB 31-60 Days
	Zero UPB Balances
	31-60

	Zero UPB 61-90 Days
	Zero UPB Balances
	61-90

	Zero UPB 91-120 Days
	Zero UPB Balances
	91-120

	Zero UPB 1 Year
	Zero UPB Balances
	1 year

	Zero UPB 3 Years
	Zero UPB Balances
	3 years

	Zero UPB 181-365 Days
	Zero UPB Balances
	181-365

	Zero UPB 2 Years
	Zero UPB Balances
	2 years

	Zero UPB 151-180 Days
	Zero UPB Balances
	151-180

	Zero UPB 91-150 Days
	Zero UPB Balances
	91-150

	Zero UPB <=90 Days
	Zero UPB Balances
	<=90







Confidential Fannie Mae Document, Please Obtain Approval for Distributing
The purpose of the Data Dictionary is to define the reporting templates and not the eligible Advance and/or invoicing criteria                 26




Advance Solutions Data Dictionary







Subservicing Summary
 	
				
	Servicer:
	IBM ‐ Seterus
3039 Cornwallis Road
Research Triangle Park, NC. 27709
	Invoice To:
	Fannie Mae
14221 Dallas Parkway, Suite 1000
Dallas, TX 75254
Customer 7324875 Contract LBAAAAF

	Servicer Contact:
	Lisa Muttoni 
Financial Analyst 
Phone: 720‐396‐7471
Email: lisa.j.muttoni@us.ibm.com
	Fannie Mae Contact:
	John Shively
972‐656‐2986

	Invoice Submitted To:
	special_assets_invoicing@fanniemae.com

	 
	CC:
	john_shively@fanniemae.com






Invoice Date:              MM/DD/YYYY
Invoice Number:                          XXX
Services Period:                MM,YYYY
PO #                                                N/A
Payment Terms                            XXX


	
			
	 
	 
	EXPENSE AMOUNT

	FEES
	   SUB‐SERVICING FEES
	 

	 
	See Data Dictionary
	$                                          ‐
$                                          ‐
$                                          ‐
$                                          ‐

	 
	Sub‐Total
	$                                          ‐

	REIMBURSEMENTS
	SELF‐PAY FEES
	 

	 
	See Data Dictionary
	$                                          ‐
$                                          ‐
$                                          ‐
$                                          ‐
$                                          ‐
$                                          ‐

	 
	INCENTIVE COMPENSATION
	$                                          ‐

	 
	See Data Dictionary
	$                                          ‐

	 
	 
	 

	TOTAL DUE Servicer / (FNMA)                             (Non‐Taxable Charges)
	$                                          ‐






I certify that to the best of my knowledge these expenses are all eligible under the sub‐servicing agreement (SRA) and are accurate in their amounts. Should it be determined that these expenses are not eligible under the agreement, we will abide by the terms of the contract for repayment.


Approver (Vice President)                                                                                                                                       Date     


	
	
	WIRING INSTRUCTIONS








Bank Name: Account Name:
ABA/Routing Number (Wire): ABA/Routing Number (ACH): Account Number:




*The purpose of this document is to define the data reporting requirements and does not represent the eligible advance and/or eligible invoice criteria.