SECURITIES AND EXCHANGE COMMISSION

                              WASHINGTON, D.C. 20549
                            __________________________

                                       FORM 8-K

                                   CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


Date of Report (Date of earliest event reported):         February 15, 2001


                         CITIBANK (SOUTH DAKOTA), N.A.
                                  ON BEHALF OF
                     CITIBANK CREDIT CARD MASTER TRUST I
      (Issuer in respect of the Citibank Credit Card Master Trust I)


        5.95% Class A Credit Card Participation Certificates, Series 1993-2
        6.15% Class B Credit Card Participation Certificates, Series 1993-2
        7.25% Class A Credit Card Participation Certificates, Series 1994-2
        7.50% Class B Credit Card Participation Certificates, Series 1994-2
        8.25% Class A Credit Card Participation Certificates, Series 1994-4
        8.25% Class A Credit Card Participation Certificates, Series 1995-1
        8.45% Class B Credit Card Participation Certificates, Series 1995-1
        6.55% Class A Credit Card Participation Certificates, Series 1995-9
        6.65% Class B Credit Card Participation Certificates, Series 1995-9
  Zero Coupon Class A Credit Card Participation Certificates, Series 1996-1
  Zero Coupon Class B Credit Card Participation Certificates, Series 1996-1
Floating Rate Class A Credit Card Participation Certificates, Series 1996-5
Floating Rate Class B Credit Card Participation Certificates, Series 1996-5
Floating Rate Class A Credit Card Participation Certificates, Series 1996-6
Floating Rate Class B Credit Card Participation Certificates, Series 1996-6

                                                  (cover page 1 of 2 pages)
                                        1
<PAGE>


        6.55% Class A Credit Card Participation Certificates, Series 1997-2
        6.70% Class B Credit Card Participation Certificates, Series 1997-2
       6.839% Class A Credit Card Participation Certificates, Series 1997-3
       6.989% Class B Credit Card Participation Certificates, Series 1997-3
Floating Rate Class A Credit Card Participation Certificates, Series 1997-4
Floating Rate Class B Credit Card Participation Certificates, Series 1997-4
  Zero Coupon Class A Credit Card Participation Certificates, Series 1997-6
  Zero Coupon Class B Credit Card Participation Certificates, Series 1997-6
        6.05% Class A Credit Card Participation Certificates, Series 1998-2
        6.20% Class B Credit Card Participation Certificates, Series 1998-2
        5.80% Class A Credit Card Participation Certificates, Series 1998-3
        5.95% Class B Credit Card Participation Certificates, Series 1998-3
        5.85% Class A Credit Card Participation Certificates, Series 1998-6
        6.00% Class B Credit Card Participation Certificates, Series 1998-6
        5.30% Class A Credit Card Participation Certificates, Series 1998-9
        5.55% Class B Credit Card Participation Certificates, Series 1998-9
        5.50% Class A Credit Card Participation Certificates, Series 1999-1
        5.75% Class B Credit Card Participation Certificates, Series 1999-1
       5.875% Class A Credit Card Participation Certificates, Series 1999-2
        6.15% Class B Credit Card Participation Certificates, Series 1999-2
Floating Rate Class A Credit Card Participation Certificates, Series 1999-3
Floating Rate Class B Credit Card Participation Certificates, Series 1999-3
        6.10% Class A Credit Card Participation Certificates, Series 1999-5
        6.30% Class B Credit Card Participation Certificates, Series 1999-5
        6.65% Class A Credit Card Participation Certificates, Series 1999-7
        6.90% Class B Credit Card Participation Certificates, Series 1999-7

                         (collectively, the "Certificates")


                (Exact name of registrant as specified in charter)

                              UNITED STATES OF AMERICA
                  (State or other jurisdiction of incorporation)

                                     46-0358360
                      (I.R.S. Employer Identification No.)

33-41055, 33-43576, 33-62180, 33-77802, 33-84834, 33-97664, 33-99328
                                   and 333-38803
                              (Commission File No.)


             701 EAST 60TH ST., NORTH
            SIOUX FALLS, SOUTH DAKOTA                         57117
 (Address of principal executive offices)                 (Zip Code)

Registrant's telephone number, including area code (605) 331-2626

                                 NOT APPLICABLE
(Former name or former address, if changed since last report.)

                              (cover page 2 of 2 pages)

                                        2




<PAGE>


ITEM 5.  OTHER EVENTS

     Set forth below is the monthly report and servicer's certificate for each
Series referenced on the cover page of this Form 8-K (each, a "Monthly Report")
for the Due Period ending January 26, 2001 and the related Distribution Date
delivered pursuant to Section 5.02 of the applicable Series Supplement to the
Pooling and Sevicing Agreement (together, the "Agreement") relating to Citibank
Credit Card Master Trust I, among Citibank (South Dakota), N.A., as Seller and
Servicer, Citibank (Nevada), Natianoal Association, as Seller, and Bankers Trust
Comapny (as successor to Yasuda Bank and Trust Company (U.S.A.)), as Trustee.
Each Monthly Report contains information relating to the distribution, if any,
to Certificateholders of the related Series on the referenced Distribution Date
as well as information relating to the Receivables and the Accounts from which
the Receivables have arisen.  Capitalized terms used but not defined herein have
the meanings set forth in the Agreement.

                                            3

<PAGE>


                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                      CITIBANK CREDIT CARD MASTER TRUST I
                    For the Due Period Ending January 26, 2001
==============================================================================

This Certificate relates to the Due Period ending January 26, 2001 and the
related Distribution Date.

A.   Information Regarding the Master Trust portfolio
     -------------------------------------------------

1. Portfolio Yield For Group 1 ............................            12.91%
   Portfolio Yield For Group 2 ............................            13.11%
       Yield Component For Group 1 ........................            16.21%
       Yield Component For Group 2 ........................            16.40%
       Credit Loss Component  .............................             3.29%

2. New Purchase Rate  .....................................            19.25%

3. Total Payment Rate  ....................................            21.36%

4. Principal Payment  Rate  ................................           20.42%

5. Aggregate Amount of Principal Receivables in the Trust :

     Beginning of Due Period  ............................  $  54,252,466,044

     Average  ............................................  $  53,322,459,061

     Lump Sum Addition  ..................................  $               0

     End of Due Period  ..................................  $  52,763,779,594

6. Delinquencies (Aggregate outstanding balances in the Accounts that
   were delinquent by the time periods listed below as of the close of
   business of the month preceding the Payment Dates, as a percentage
   of aggregate Receivables as of the last day of the Due Period) :

       Current  ..........................................  $  48,893,639,496
         5-34 days delinquent  ...........................  $   2,569,733,546
        35-64 days delinquent  ...........................  $     762,262,994
        65-94 days delinquent  ...........................  $     558,753,674
       95-124 days delinquent  ...........................  $     355,150,743
      125-154 days delinquent  ...........................  $     230,374,868
      155-184 days delinquent  ...........................  $     230,677,509

      Current  ...........................................             91.22%
         5-34 days delinquent  ...........................              4.79%
        35-64 days delinquent  ...........................              1.42%
        65-94 days delinquent  ...........................              1.04%
       95-124 days delinquent  ...........................              0.66%
      125-154 days delinquent  ...........................              0.43%
      155-184 days delinquent  ...........................              0.44%

                                       4
<PAGE>

                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                    CITIBANK CREDIT CARD MASTER TRUST I - GROUP 1
                    For the Due Period Ending January 26, 2001
==============================================================================

                                             Current Due   Current Due
                                            Period on an   Period on a
                                        Actual Basis (1)   Standard Basis (1)
B. Information Regarding Group 1
   -----------------------------
  (Percentage Basis)

  1. Portfolio Yield                              12.91%             12.91%
  2. Weighted Average Note Rate                    6.45%              6.45%
  3. Weighted Average Investor Fee Rates
         Fixed Servicing Fee                       0.37%              0.37%
         Others                                    0.10%              0.10%
  4. Surplus Finance Charge Collections            5.99%              5.99%
  5. Required Surplus Finance Charge Amount        0.00%              0.00%
  6. Aggregate Surplus Finance Charge Amount       5.99%              5.99%
     minus Required Surplus Finance Charge Amount

C. Information Regarding Group 1
   -----------------------------
  (Dollars Basis)

  1. Total Investor Collections                 $ 6,790,798,658 $ 6,790,798,658
         Principal Collections                  $ 6,361,200,871 $ 6,361,200,871
         Finance Charge Collections             $   429,597,787 $   429,597,787
  2. Investor Default Amount                    $    87,117,251 $    87,117,251
  3. Investor Monthly Interest                  $   167,366,103 $   167,366,103
  4. Investor Monthly Fees
         Fixed Servicing Fees                   $     9,607,007 $     9,607,007
         Others                                 $     3,056,850 $     3,055,615
  5. Surplus Finance Charge Collections         $   162,450,576 $   162,451,811
  6. Required Surplus Finance Charge Collections$             0 $             0
  7. Aggregate Surplus Finance Charge Amount    $   162,450,576 $   162,451,811
     minus Required Surplus Finance Charge Amount

(1)  Values for Current Due Period on an Actual Basis reflect, in the case of a
     first due period close of a tranche of Notes, activity from the
     close date until the first due period end, or, as in the case
     of Investor Monthly Interest and certain fees, until the first Monthly
     Interest date. Values for Current Due Period on a Standard Basis reflect
     activity for the entire current period, as if all Notes had already been
     outstanding prior to the first day of such period.

     All percents are based on actual cash revenue or expense for the period,
     converted to an annualized percent using daycounts appropriate for the
     item, either 30/360, actual/360, or actual/actual. Depending on the item,
     cash expenses may accrue from December 27, 2000 to January 26, 2001, 31 da-
     ys, or January 5 , 2001 to February 5 , 2001, 32 days (standard basis).


                                       5
<PAGE>

                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                    CITIBANK CREDIT CARD MASTER TRUST I - GROUP 2
                    For the Due Period Ending January 26, 2001
==============================================================================

                                             Current Due   Current Due
                                            Period on an   Period on a
                                        Actual Basis (1)   Standard Basis (1)
B. Information Regarding Group 2
   -----------------------------
  (Percentage Basis)

  1. Portfolio Yield                              13.11%             12.97%
  2. Weighted Average Note Rate                    6.36%              6.53%
  3. Weighted Average Investor Fee Rates
         Fixed Servicing Fee                       0.33%              0.37%
         Others                                    0.00%              0.00%
  4. Surplus Finance Charge Collections            6.42%              6.07%
  5. Surplus Finance Charge Collections For
     Purposes of Funding Class C Reserve Account   6.12%              5.77%
  6. Required Surplus Finance Charge Amount        0.00%              0.00%
  7. Aggregate Surplus Finance Charge Amount       6.42%              6.07%
     minus Required Surplus Finance Charge Amount

C. Information Regarding Group 2
   -----------------------------
  (Dollars Basis)

  1. Total Investor Collections                 $ 1,668,831,094 $ 1,667,910,261
         Principal Collections                  $ 1,562,082,285 $ 1,562,082,285
         Finance Charge Collections             $   106,748,809 $   105,827,976
  2. Investor Default Amount                    $    21,389,369 $    21,389,369
  3. Investor Monthly Interest                  $    40,557,738 $    41,627,120
  4. Investor Monthly Fees
         Fixed Servicing Fees                   $     2,131,611 $     2,358,750
         Others                                 $             0 $             0
  5. Surplus Finance Charge Collections         $    42,670,091 $    40,452,737
  6. Required Surplus Finance Charge Collections$             0 $             0
  7. Aggregate Surplus Finance Charge Amount    $    42,670,091 $    40,452,737
     minus Required Surplus Finance Charge Amount

(1)  Values for Current Due Period on an Actual Basis reflect, in the case of a
     first due period close of a tranche of Notes, activity from the
     close date until the first due period end, or, as in the case
     of Investor Monthly Interest and certain fees, until the first Monthly
     Interest date. Values for Current Due Period on a Standard Basis reflect
     activity for the entire current period, as if all Notes had already been
     outstanding prior to the first day of such period.

     All percents are based on actual cash revenue or expense for the period,
     converted to an annualized percent using daycounts appropriate for the
     item, either 30/360, actual/360, or actual/actual. Depending on the item,
     cash expenses may accrue from December 27, 2000 to January 26, 2001, 31 da-
     ys, or January 5 , 2001 to February 5 , 2001, 32 days (standard basis).

                                       6
<PAGE>

CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1993-2
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1993-2 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used in
this Certificate have their respective meanings as set forth in the Agreement or
Series Supplement, as applicable.

D. Information Regarding Series 1993-2
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  750,000,000

  1b.  Class B Invested Amount         .......................$   48,000,000

  2a.  Class A Monthly Interest ..............................$    3,718,750

  2b.  Class B Monthly Interest ..............................$      246,000

  3a.  Balance in the Class A Interest Funding Account  ......$   18,593,750

  3b   Balance in the Class B Interest Funding Account  ......$    1,230,000

  4a.  Available Cash Collateral Amount  .....................$   55,860,000

  4b.  Percent of Class B Invested Amount          ...........       116.38%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       7
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1993-2
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$            0

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$            0

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$            0

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$            0

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.












                                       8
<PAGE>


                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1993-2
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1993-2 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 7 , 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       9
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1994-2
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended andsupplemented, the
"Agreement"), as supplemented by the Series 1994-2 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used in
this Certificate have their respective meanings as set forth in the Agreement or
Series Supplement, as applicable.

D. Information Regarding Series 1994-2
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  940,000,000

  1b.  Class B Invested Amount         .......................$   60,000,000

  2a.  Class A Monthly Interest ..............................$    5,679,167

  2b.  Class B Monthly Interest ..............................$      375,000

  3a.  Balance in the Class A Interest Funding Account  ......$   22,716,667

  3b   Balance in the Class B Interest Funding Account  ......$    1,500,000

  4a.  Available Cash Collateral Amount  .....................$   70,000,000

  4b.  Percent of Class B Invested Amount          ...........       116.67%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       10
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1994-2
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$            0

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$            0

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$            0

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$            0

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.














                                       11
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1994-2
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1994-2 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 7 , 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       12
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1994-4
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1994-4 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used in
this Certificate have their respective meanings as set forth in the Agreement
or Series Supplement, as applicable.

D. Information Regarding Series 1994-4
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  750,000,000

  1b.  Class B Invested Amount         .......................$   48,000,000

  2a.  Class A Monthly Interest ..............................$    5,156,250

  2b.  Class B Monthly Interest ..............................$      256,000

  3a.  Balance in the Class A Interest Funding Account  ......$   15,468,750

  3b   Balance in the Class B Interest Funding Account  ......$      256,000

  4a.  Available Cash Collateral Amount  .....................$   55,860,000

  4b.  Percent of Class B Invested Amount          ...........       116.38%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       13
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1994-4
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$            0

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$      256,000

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$            0

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$      256,000

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.















                                       14
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1994-4
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1994-4 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 7 , 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       15
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1995-1
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1995-1 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used in
this Certificate have their respective meanings as set forth in the Agreement
or Series Supplement, as applicable.

D. Information Regarding Series 1995-1
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  625,000,000

  1b.  Class B Invested Amount         .......................$   40,000,000

  2a.  Class A Monthly Interest ..............................$    4,296,875

  2b.  Class B Monthly Interest ..............................$      281,667

  3a.  Balance in the Class A Interest Funding Account  ......$    4,296,875

  3b   Balance in the Class B Interest Funding Account  ......$      281,667

  4a.  Available Cash Collateral Amount  .....................$   46,550,000

  4b.  Percent of Class B Invested Amount          ...........       116.38%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       16
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1995-1
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$            0

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$            0

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$            0

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$            0

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.














                                       17
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1995-1
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented,
the "Agreement"), as supplemented by the Series 1995-1 Supplement (as amended
and supplemented, the "Series Supplement"), among Citibank (South Dakota),
Seller and Servicer, Citibank (Nevada), National Association, Seller, and
Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)),
as Trustee, does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 7 , 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       18
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1995-9
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1995-9 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used in
this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1995-9
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  500,000,000

  1b.  Class B Invested Amount         .......................$   32,000,000

  2a.  Class A Monthly Interest ..............................$    2,729,167

  2b.  Class B Monthly Interest ..............................$      177,333

  3a.  Balance in the Class A Interest Funding Account  ......$   10,916,667

  3b   Balance in the Class B Interest Funding Account  ......$      709,333

  4a.  Available Cash Collateral Amount  .....................$   37,240,000

  4b.  Percent of Class B Invested Amount          ...........       116.38%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       19
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1995-9
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$            0

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$            0

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$            0

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$            0

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.















                                       20
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1995-9
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1995-9 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 7 , 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       21
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1996-2
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1996-2 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used in
this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1996-2
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  500,000,000

  1b.  Class B Invested Amount         .......................$   32,000,000

  2a.  Class A Monthly Interest ..............................$    2,343,750

  2b.  Class B Monthly Interest ..............................$      168,667

  3a.  Balance in the Class A Interest Funding Account  ......$   25,781,250

  3b   Balance in the Class B Interest Funding Account  ......$      168,667

  4a.  Available Cash Collateral Amount  .....................$   37,240,000

  4b.  Percent of Class B Invested Amount          ...........       116.38%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       22
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1996-2
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$            0

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$      168,667

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$            0

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$      168,667

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.















                                       23
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1996-2
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1996-2 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 7 , 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       24
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1996-4
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1996-4 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used in
this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1996-4
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  675,082,698

  1b.  Class B Invested Amount         .......................$   43,200,000

  2a.  Class A Monthly Interest ..............................$    3,707,329

  2b.  Class B Monthly Interest ..............................$      241,988

  3a.  Balance in the Class A Interest Funding Account  ......$   11,121,987

  3b   Balance in the Class B Interest Funding Account  ......$      725,965

  4a.  Available Cash Collateral Amount  .....................$   50,279,788

  4b.  Percent of Class B Invested Amount          ...........       116.39%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       25
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1996-4
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$   11,121,987

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$      725,965

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$   11,121,987

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$      725,965

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.















                                       26
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1996-4
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1996-4 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 15, 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       27
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1996-5
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1996-5 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used in
this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1996-5
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  750,000,000

  1b.  Class B Invested Amount         .......................$   48,000,000

  2a.  Class A Monthly Interest ..............................$    4,293,188

  2b.  Class B Monthly Interest ..............................$      281,480

  3a.  Balance in the Class A Interest Funding Account  ......$    8,586,375

  3b   Balance in the Class B Interest Funding Account  ......$      562,960

  4a.  Available Cash Collateral Amount  .....................$   55,860,000

  4b.  Percent of Class B Invested Amount          ...........       116.38%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       28
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1996-5
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$            0

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$            0

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$            0

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$            0

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.















                                       29
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1996-5
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1996-5 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 15, 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       30
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1996-6
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1996-6 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used in
this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1996-6
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  940,000,000

  1b.  Class B Invested Amount         .......................$   60,000,000

  2a.  Class A Monthly Interest ..............................$    5,071,927

  2b.  Class B Monthly Interest ..............................$      333,865

  3a.  Balance in the Class A Interest Funding Account  ......$   10,143,853

  3b   Balance in the Class B Interest Funding Account  ......$      667,730

  4a.  Available Cash Collateral Amount  .....................$   70,000,000

  4b.  Percent of Class B Invested Amount          ...........       116.67%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       31
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1996-6
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$            0

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$            0

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$            0

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$            0

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.















                                       32
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1996-6
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1996-6 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 12, 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       33
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1997-2
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1997-2 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used in
this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1997-2
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  750,000,000

  1b.  Class B Invested Amount         .......................$   48,000,000

  2a.  Class A Monthly Interest ..............................$    4,093,750

  2b.  Class B Monthly Interest ..............................$      268,000

  3a.  Balance in the Class A Interest Funding Account  ......$   24,562,500

  3b   Balance in the Class B Interest Funding Account  ......$    1,608,000

  4a.  Available Cash Collateral Amount  .....................$   55,860,000

  4b.  Percent of Class B Invested Amount          ...........       116.38%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       34
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1997-2
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$   24,562,500

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$    1,608,000

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$   24,562,500

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$    1,608,000

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.














                                       35
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1997-2
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1997-2 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 15, 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       36
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1997-4
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1997-4 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used
in this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1997-4
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  750,000,000

  1b.  Class B Invested Amount         .......................$   48,000,000

  2a.  Class A Monthly Interest ..............................$    4,254,000

  2b.  Class B Monthly Interest ..............................$      279,356

  3a.  Balance in the Class A Interest Funding Account  ......$    8,508,000

  3b   Balance in the Class B Interest Funding Account  ......$      558,712

  4a.  Available Cash Collateral Amount  .....................$   55,860,000

  4b.  Percent of Class B Invested Amount          ...........       116.38%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       37
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1997-4
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$            0

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$            0

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$            0

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$            0

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.














                                       38
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1997-4
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1997-4 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 12, 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       39
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1997-5
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1997-5 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used
in this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1997-5
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  567,375,887

  1b.  Class B Invested Amount         .......................$   36,342,987

  2a.  Class A Monthly Interest ..............................$    3,128,842

  2b.  Class B Monthly Interest ..............................$      188,531

  3a.  Balance in the Class A Interest Funding Account  ......$    3,128,842

  3b   Balance in the Class B Interest Funding Account  ......$      188,531

  4a.  Available Cash Collateral Amount  .....................$   42,260,321

  4b.  Percent of Class B Invested Amount          ...........       116.28%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       40
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1997-5
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$            0

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$            0

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$            0

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$            0

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.















                                       41
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1997-5
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1997-5 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 14, 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       42
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1997-6
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1997-6 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used in
this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1997-6
   -----------------------------------

  1a.  Class A Accreted Invested Amount.......................$  797,591,530

  1b.  Class B Accreted Invested Amount.......................$   50,780,585

  2a.  Class A Monthly Accretion..............................$    4,202,721

  2b.  Class B Monthly Accretion..............................$      273,757

  3a.  Balance in the Class A Interest Funding Account  ......$            0

  3b   Balance in the Class B Interest Funding Account  ......$            0

  4a.  Available Cash Collateral Amount  .....................$   59,467,210

  4b.  Percent of Class B Accreted Invested Amount ...........       117.11%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       43
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1997-6
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$            0

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$            0

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$            0

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$            0

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.

















                                       44
<PAGE>

                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1997-6
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1997-6 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 15, 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       45
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1997-9
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1997-9 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used
in this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1997-9
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  678,195,999

  1b.  Class B Invested Amount         .......................$   43,404,544

  2a.  Class A Monthly Interest ..............................$    4,077,495

  2b.  Class B Monthly Interest ..............................$      270,536

  3a.  Balance in the Class A Interest Funding Account  ......$   11,595,377

  3b   Balance in the Class B Interest Funding Account  ......$      769,336

  4a.  Available Cash Collateral Amount  .....................$   50,512,038

  4b.  Percent of Class B Invested Amount          ...........       116.38%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       46
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1997-9
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$   11,595,377

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$      769,336

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$   11,595,377

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$      769,336

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.















                                       47
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1997-9
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1997-9 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 21, 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       48
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-2
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1998-2 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used in
this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1998-2
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  500,000,000

  1b.  Class B Invested Amount         .......................$   32,000,000

  2a.  Class A Monthly Interest ..............................$    2,520,833

  2b.  Class B Monthly Interest ..............................$      165,333

  3a.  Balance in the Class A Interest Funding Account  ......$    2,520,833

  3b   Balance in the Class B Interest Funding Account  ......$      165,333

  4a.  Available Cash Collateral Amount  .....................$   37,240,000

  4b.  Percent of Class B Invested Amount          ...........       116.38%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       49
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-2
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$            0

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$            0

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$            0

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$            0

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.














                                       50
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-2
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1998-2 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 15, 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       51
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-3
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1998-3 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used
in this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1998-3
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  625,000,000

  1b.  Class B Invested Amount         .......................$   40,000,000

  2a.  Class A Monthly Interest ..............................$    3,020,833

  2b.  Class B Monthly Interest ..............................$      198,333

  3a.  Balance in the Class A Interest Funding Account  ......$   18,125,000

  3b   Balance in the Class B Interest Funding Account  ......$    1,190,000

  4a.  Available Cash Collateral Amount  .....................$   46,550,000

  4b.  Percent of Class B Invested Amount          ...........       116.38%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       52
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-3
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$   18,125,000

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$    1,190,000

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$   18,125,000

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$    1,190,000

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.















                                       53
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-3
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1998-3 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trus
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 7 , 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       54
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-5
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1998-5 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used
in this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1998-5
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  683,732,633

  1b.  Class B Invested Amount         .......................$   43,758,889

  2a.  Class A Monthly Interest ..............................$    3,360,119

  2b.  Class B Monthly Interest ..............................$      223,945

  3a.  Balance in the Class A Interest Funding Account  ......$    3,360,119

  3b   Balance in the Class B Interest Funding Account  ......$      223,945

  4a.  Available Cash Collateral Amount  .....................$   50,924,407

  4b.  Percent of Class B Invested Amount          ...........       116.38%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       55
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-5
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$            0

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$            0

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$            0

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$            0

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.














                                       56
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-5
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1998-5 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 6 , 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       57
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-6
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1998-6 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used
in this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1998-6
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  750,000,000

  1b.  Class B Invested Amount         .......................$   48,000,000

  2a.  Class A Monthly Interest ..............................$    3,656,250

  2b.  Class B Monthly Interest ..............................$      240,000

  3a.  Balance in the Class A Interest Funding Account  ......$   14,625,000

  3b   Balance in the Class B Interest Funding Account  ......$      960,000

  4a.  Available Cash Collateral Amount  .....................$   55,860,000

  4b.  Percent of Class B Invested Amount          ...........       116.38%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       58
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-6
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$            0

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$            0

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$            0

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$            0

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.















                                       59
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-6
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1998-6 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 12, 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       60
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-4
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1998-4 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used
in this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1998-4
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  504,201,681

  1b.  Class B Invested Amount         .......................$   32,184,000

  2a.  Class A Monthly Interest ..............................$    2,544,583

  2b.  Class B Monthly Interest ..............................$      187,733

  3a.  Balance in the Class A Interest Funding Account  ......$    2,544,583

  3b   Balance in the Class B Interest Funding Account  ......$      187,733

  4a.  Available Cash Collateral Amount  .....................$   37,546,998

  4b.  Percent of Class B Invested Amount          ...........       116.66%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       61
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-4
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$            0

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$      187,733

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$            0

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$      187,733

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.















                                       62
<PAGE>

                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-4
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented,
the "Agreement"), as supplemented by the Series 1998-4 Supplement (as amended
and supplemented, the "Series Supplement"), among Citibank (South Dakota),
Seller and Servicer, Citibank (Nevada), National Association, Seller, and
Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)),
as Trustee, does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 15, 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       63
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-8
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1998-8 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used
in this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1998-8
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  668,896,321

  1b.  Class B Invested Amount         .......................$   42,700,000

  2a.  Class A Monthly Interest ..............................$    3,347,603

  2b.  Class B Monthly Interest ..............................$      224,876

  3a.  Balance in the Class A Interest Funding Account  ......$    3,347,603

  3b   Balance in the Class B Interest Funding Account  ......$      224,876

  4a.  Available Cash Collateral Amount  .....................$   49,811,742

  4b.  Percent of Class B Invested Amount          ...........       116.66%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       64
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-8
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$            0

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$      224,876

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$            0

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$      224,876

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.















                                       65
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-8
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1998-8 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 15, 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       66
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-C1
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1998-C1 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used
in this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1998-C1
   ------------------------------------

  1a.  Class A Invested Amount         .......................$  500,000,000

  1b.  Class B Invested Amount         .......................$            0

  2a.  Class A Monthly Interest ..............................$    2,634,108

  2b.  Class B Monthly Interest ..............................$            0

  3a.  Balance in the Class A Interest Funding Account  ......$    2,634,108

  3b   Balance in the Class B Interest Funding Account  ......$            0

  4a.  Available Cash Collateral Amount  .....................$   30,000,000

  4b.  Percent of Class B Invested Amount          ...........         0.00%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       67
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-C1
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$    2,634,108

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$            0

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$    2,634,108

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$            0

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.















                                       68
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-C1
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1998-C1 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 7 , 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       69
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-9
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1998-9 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used in
this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1998-9
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  750,000,000

  1b.  Class B Invested Amount         .......................$   48,000,000

  2a.  Class A Monthly Interest ..............................$    3,312,500

  2b.  Class B Monthly Interest ..............................$      222,000

  3a.  Balance in the Class A Interest Funding Account  ......$    3,312,500

  3b   Balance in the Class B Interest Funding Account  ......$      222,000

  4a.  Available Cash Collateral Amount  .....................$   47,880,000

  4b.  Percent of Class B Invested Amount          ...........        99.75%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       70
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-9
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$            0

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$            0

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$            0

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$            0

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.















                                       71
<PAGE>

                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-9
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1998-9 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 7 , 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       72
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-C2
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1998-C2 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used
in this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1998-C2
   ------------------------------------

  1a.  Class A Invested Amount         .......................$1,000,000,000

  1b.  Class B Invested Amount         .......................$            0

  2a.  Class A Monthly Interest ..............................$    5,408,527

  2b.  Class B Monthly Interest ..............................$            0

  3a.  Balance in the Class A Interest Funding Account  ......$    5,408,527

  3b   Balance in the Class B Interest Funding Account  ......$            0

  4a.  Available Cash Collateral Amount  .....................$   60,000,000

  4b.  Percent of Class B Invested Amount          ...........         0.00%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       73
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-C2
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$    5,408,527

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$            0

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$    5,408,527

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$            0

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.















                                       74
<PAGE>

                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1998-C2
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1998-C2 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 7 , 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       75
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1999-1
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1999-1 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used
in this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1999-1
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  750,000,000

  1b.  Class B Invested Amount         .......................$   48,000,000

  2a.  Class A Monthly Interest ..............................$    3,437,500

  2b.  Class B Monthly Interest ..............................$      230,000

  3a.  Balance in the Class A Interest Funding Account  ......$   20,625,000

  3b   Balance in the Class B Interest Funding Account  ......$    1,380,000

  4a.  Available Cash Collateral Amount  .....................$   47,880,000

  4b.  Percent of Class B Invested Amount          ...........        99.75%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       76
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1999-1
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$   20,625,000

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$    1,380,000

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$   20,625,000

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$    1,380,000

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.















                                       77
<PAGE>

                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1999-1
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1999-1 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 15, 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       78
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1999-2
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1999-2 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used
in this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1999-2
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  750,000,000

  1b.  Class B Invested Amount         .......................$   48,000,000

  2a.  Class A Monthly Interest ..............................$    3,671,875

  2b.  Class B Monthly Interest ..............................$      246,000

  3a.  Balance in the Class A Interest Funding Account  ......$   18,359,375

  3b   Balance in the Class B Interest Funding Account  ......$    1,230,000

  4a.  Available Cash Collateral Amount  .....................$   47,880,000

  4b.  Percent of Class B Invested Amount          ...........        99.75%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       79
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1999-2
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$            0

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$            0

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$            0

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$            0

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.















                                       80
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1999-2
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1999-2 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 12, 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       81
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1999-3
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1999-3 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used
in this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1999-3
   -----------------------------------

  1a.  Class A Invested Amount         .......................$1,250,000,000

  1b.  Class B Invested Amount         .......................$   80,000,000

  2a.  Class A Monthly Interest ..............................$    6,927,083

  2b.  Class B Monthly Interest ..............................$      456,667

  3a.  Balance in the Class A Interest Funding Account  ......$   14,315,972

  3b   Balance in the Class B Interest Funding Account  ......$      943,778

  4a.  Available Cash Collateral Amount  .....................$   79,800,000

  4b.  Percent of Class B Invested Amount          ...........        99.75%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       82
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1999-3
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$            0

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$            0

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$            0

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$            0

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.















                                       83
<PAGE>

                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1999-3
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1999-3 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 15, 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       84
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1999-5
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1999-5 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used in
this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1999-5
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  750,000,000

  1b.  Class B Invested Amount         .......................$   48,000,000

  2a.  Class A Monthly Interest ..............................$    3,812,500

  2b.  Class B Monthly Interest ..............................$      252,000

  3a.  Balance in the Class A Interest Funding Account  ......$   11,437,500

  3b   Balance in the Class B Interest Funding Account  ......$      756,000

  4a.  Available Cash Collateral Amount  .....................$   47,880,000

  4b.  Percent of Class B Invested Amount          ...........        99.75%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       85
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1999-5
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$            0

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$            0

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$            0

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$            0

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.















                                       86
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1999-5
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1999-5 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 15, 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       87
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1999-4
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1999-4 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used in
this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1999-4
   -----------------------------------

  1a.  Class A Invested Amount         .......................$  824,565,454

  1b.  Class B Invested Amount         .......................$   52,700,000

  2a.  Class A Monthly Interest ..............................$    5,002,877

  2b.  Class B Monthly Interest ..............................$      310,519

  3a.  Balance in the Class A Interest Funding Account  ......$   14,226,931

  3b   Balance in the Class B Interest Funding Account  ......$      941,906

  4a.  Available Cash Collateral Amount  .....................$   52,635,927

  4b.  Percent of Class B Invested Amount          ...........        99.88%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       88
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1999-4
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$   14,226,931

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$      941,906

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$   14,226,931

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$      941,906

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.















                                       89
<PAGE>

                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1999-4
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1999-4 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 23, 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       90
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citbank Credit Card Master Trust 1, Series 1999-6
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1999-6 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used in
this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1999-6
   -----------------------------------

  1a.  Class A Invested Amount         .......................$1,061,000,000

  1b.  Class B Invested Amount         .......................$   67,725,000

  2a.  Class A Monthly Interest ..............................$    6,565,940

  2b.  Class B Monthly Interest ..............................$      407,514

  3a.  Balance in the Class A Interest Funding Account  ......$   18,671,891

  3b   Balance in the Class B Interest Funding Account  ......$    1,236,127

  4a.  Available Cash Collateral Amount  .....................$   67,723,500

  4b.  Percent of Class B Invested Amount          ...........       100.00%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       91
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citbank Credit Card Master Trust 1, Series 1999-6
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$   18,671,891

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$    1,236,127

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$   18,671,891

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$    1,236,127

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.















                                       92
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citbank Credit Card Master Trust 1, Series 1999-6
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1999-6 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 23, 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       93
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1999-7
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1999-7 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify the information set forth below. Capitalized terms used in
this Certificate have their respective meanings as set forth in
the Agreement or Series Supplement, as applicable.

D. Information Regarding Series 1999-7
   -----------------------------------

  1a.  Class A Invested Amount         .......................$1,000,000,000

  1b.  Class B Invested Amount         .......................$   64,000,000

  2a.  Class A Monthly Interest ..............................$    5,541,667

  2b.  Class B Monthly Interest ..............................$      368,000

  3a.  Balance in the Class A Interest Funding Account  ......$   16,625,000

  3b   Balance in the Class B Interest Funding Account  ......$    1,104,000

  4a.  Available Cash Collateral Amount  .....................$   63,840,000

  4b.  Percent of Class B Invested Amount          ...........        99.75%

  5a.  Class A Investor Charge-offs  .........................$            0

  5b.  Class B Investor Charge-offs  .........................$            0

  6.   Required Amount  ......................................$            0

  7.   Draw on Cash Collateral Account  ......................$            0

  8a.  Class A Monthly Principal for the Distribution Date (2)$            0

  8b.  Class B Monthly Principal for the Distribution Date (2)$            0

  9a.  Balance in the Class A Principal Funding Account  .....$            0

  9b.  Balance in the Class B Principal Funding Account  .....$            0

       -------------------------------------------------------
       (2) Applicable during the Accumulation Period and any
           Early Amortization Period.

                                       94
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1999-7
                    For the Due Period Ending January 26, 2001
==============================================================================

E. Information Regarding Charge-offs and Distributions to Certificateholders(3)
   -------------------------------------------------------------------------

   1a. The total amount of the distribution to Class A
       Certificateholders On the Payment Date   .................$            0

   1b. The total amount of the distribution to Class B
       Certificateholders On the Payment Date   .................$            0

   2a. The amount of the distribution set forth in item 1(a) above
       in respect of principal on the Class A Certificates   ....$            0

   2b. The amount of the distribution set forth in item 1(b) above
       in respect of principal on the Class B Certificates   ....$            0

   3a. The amount of the distribution set forth in item 1(a) above
       in respect of interest on the Class A Certificates  ......$            0

   3b. The amount of the distribution set forth in item 1(b) above
       in respect of interest on the Class B Certificates  ......$            0

   4a. The amount, if any, by which the outstanding principal
       balance of the Class A Certificates exceeds the Class A
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

   4b. The amount, if any, by which the outstanding principal
       balance of the Class B Certificates exceeds the Class B
       Invested Amount as of the end of the Record Date with
       respect to the Payment Date  .............................$            0

       ----------------------------------------------------------
       (3) The following information, as applicable, is included
           only on Payment Date.















                                       95
<PAGE>
                         CITIBANK (SOUTH DAKOTA), N.A.
                    CITIBANK (NEVADA), NATIONAL ASSOCIATION
==============================================================================
                 Citibank Credit Card Master Trust I, Series 1999-7
                    For the Due Period Ending January 26, 2001
==============================================================================

    The undersigned, a duly authorized representative of Citibank (South Dakota)
, N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and
Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the
"Agreement"), as supplemented by the Series 1999-7 Supplement (as amended and
supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller
and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust
Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee,
does hereby certify as follows:

           1.    Capitalized terms used in this Certificate have their
                 respective meanings as set forth in the Agreement or
                 Series Supplement, as applicable.

           2.    Citibank (South Dakota) is, as of the date hereof, the
                 Servicer under the Agreement.

           3.    The undersigned is a Servicing Officer.

           4.    This Certificate relates to the Distribution Date
                 occurring on February 15, 2001

           5.    As of the date hereof, to the best knowledge of
                 the undersigned, the Servicer has performed in
                 all material respects all its obligations under
                 the Agreement through the Due Period preceeding
                 such Distribution Date.

           6.    As of date hereof, to the best knowledge of the
                 undersigned, no Amortization Event has been deemed
                 to have occurred on or prior to such Distribution Date.

           7.    As of date hereof, to the best knowledge of the
                 undersigned, no Lien has been place on any of the
                 Receivables other than pursuant to the Agreement.


                 IN WITNESS WHEREOF, the undersigned has duly
                 executed and delivered this Certificate this 23 day of
                 February 2001


                                CITIBANK (SOUTH DAKOTA), N.A.
                                Servicer,


                                By:     /s/ Susan Sexton
                                   __________________________________________
                                        Name:    Susan Sexton
                                        Title:   Servicing Officer

                                       96
<PAGE>