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  <xsd:element id="cinf_OtherComprehensiveIncomeLossDeferredAcquisitionCostsLifePolicyReservesAndOtherAdjustmentNetOfTax" name="OtherComprehensiveIncomeLossDeferredAcquisitionCostsLifePolicyReservesAndOtherAdjustmentNetOfTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cinf_OtherComprehensiveIncomeLossDeferredAcquisitionCostsLifePolicyReservesAndOtherAdjustmentTax" name="OtherComprehensiveIncomeLossDeferredAcquisitionCostsLifePolicyReservesAndOtherAdjustmentTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="cinf_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetActuarialLossAndPriorServiceCostArisingDuringPeriodTax" name="OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetActuarialLossAndPriorServiceCostArisingDuringPeriodTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cinf_OtherInvestmentContractReservesMember" name="OtherInvestmentContractReservesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cinf_OtherLifePolicyReservesMember" name="OtherLifePolicyReservesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cinf_OtherPersonalLinesMember" name="OtherPersonalLinesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cinf_OtherRealizedInvestmentGainsLossesNet" name="OtherRealizedInvestmentGainsLossesNet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="cinf_OtherThanTemporaryImpairmentLosses" name="OtherThanTemporaryImpairmentLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="cinf_PercentageOfLevel3AssetsToTotalFinancialInstrumentsMeasuredAtFairValue" name="PercentageOfLevel3AssetsToTotalFinancialInstrumentsMeasuredAtFairValue" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="cinf_PersonalAutoMember" name="PersonalAutoMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cinf_PropertyCasualtyInsuranceLossAndLossExpensesIncurredOnAssumedAndCededBusinessTextBlock" name="PropertyCasualtyInsuranceLossAndLossExpensesIncurredOnAssumedAndCededBusinessTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="cinf_PropertyCasualtyInsurancePremiumsEarnedOnAssumedAndCededBusinessTextBlock" name="PropertyCasualtyInsurancePremiumsEarnedOnAssumedAndCededBusinessTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="cinf_PurchaseOfTreasurySharesNonCash" name="PurchaseOfTreasurySharesNonCash" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cinf_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeLineItems" name="ReclassificationOutOfAccumulatedOtherComprehensiveIncomeLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="cinf_ReclassificationfromAccumulatedOtherComprehensiveIncomeCurrentPeriodTax" name="ReclassificationfromAccumulatedOtherComprehensiveIncomeCurrentPeriodTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cinf_ReinsuranceassumedandothernonsegmentMember" name="ReinsuranceassumedandothernonsegmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cinf_ScheduleOfEarningsPerShareBasicAndDilutedByCommonClassLineItems" name="ScheduleOfEarningsPerShareBasicAndDilutedByCommonClassLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cinf_ScheduleOfEarningsPerShareBasicAndDilutedByCommonClassTable" name="ScheduleOfEarningsPerShareBasicAndDilutedByCommonClassTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="cinf_ScheduleOfInvestmentIncomeRealizedGainLossComprehensiveIncomeLossTableTextBlock" name="ScheduleOfInvestmentIncomeRealizedGainLossComprehensiveIncomeLossTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cinf_ScheduleofDeferredPolicyAcquisitionCostsLineItems" name="ScheduleofDeferredPolicyAcquisitionCostsLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cinf_ScheduleofDeferredPolicyAcquisitionCostsTable" name="ScheduleofDeferredPolicyAcquisitionCostsTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cinf_SeniorDebentures692PercentDue2028Member" name="SeniorDebentures692PercentDue2028Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cinf_SeniorDebentures69PercentDue2028Member" name="SeniorDebentures69PercentDue2028Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cinf_SeniorDebenturesSixPointNinePercentDueTwentyTwentyEightMember" name="SeniorDebenturesSixPointNinePercentDueTwentyTwentyEightMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cinf_SeniorDebenturesSixPointNineTwoPercentDueTwentyTwentyEightMember" name="SeniorDebenturesSixPointNineTwoPercentDueTwentyTwentyEightMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cinf_SeniorNotes6125PercentDue2034Member" name="SeniorNotes6125PercentDue2034Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cinf_SeniorNotesSixPointOneTwoFivePercentDueTwentyThirtyFourMember" name="SeniorNotesSixPointOneTwoFivePercentDueTwentyThirtyFourMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cinf_SharesAcquiredDuringPeriodEmployeeShareBasedCompensationPlans" name="SharesAcquiredDuringPeriodEmployeeShareBasedCompensationPlans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element id="cinf_SharesAcquiredDuringPeriodValueEmployeeShareBasedCompensationPlans" name="SharesAcquiredDuringPeriodValueEmployeeShareBasedCompensationPlans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cinf_StructuredSettlementsMember" name="StructuredSettlementsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cinf_SummaryOfConsolidatedPropertyCasualtyLossAndLossExpenseReservesRollForward" name="SummaryOfConsolidatedPropertyCasualtyLossAndLossExpenseReservesRollForward" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cinf_TaxableFixedMaturitiesMember" name="TaxableFixedMaturitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="cinf_UnderwritingAcquisitionAndInsuranceExpenses" name="UnderwritingAcquisitionAndInsuranceExpenses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="cinf_WorkersCompensationMember" name="WorkersCompensationMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
</xsd:schema>
</XBRL>