<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM PEOPLE'S
BANKSHARES, INC. AND SUBSIDIARIES QUARTERLY FINANCIAL STATEMENTS FOR THE SIX
MONTHS ENDED JUNE 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS CONTAINED IN SUCH FORM 10-Q.
</LEGEND>
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<EXCHANGE-RATE>                                      1
<CASH>                                          17,232
<INT-BEARING-DEPOSITS>                           8,948
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     39,402
<INVESTMENTS-CARRYING>                         527,936
<INVESTMENTS-MARKET>                           474,024
<LOANS>                                        409,008
<ALLOWANCE>                                      4,145
<TOTAL-ASSETS>                               1,093,649
<DEPOSITS>                                     637,664
<SHORT-TERM>                                    96,168
<LIABILITIES-OTHER>                              6,038
<LONG-TERM>                                    311,870
<PREFERRED-MANDATORY>                              369
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                      41,540
<TOTAL-LIABILITIES-AND-EQUITY>               1,093,649
<INTEREST-LOAN>                                 17,446
<INTEREST-INVEST>                               22,479
<INTEREST-OTHER>                                   174
<INTEREST-TOTAL>                                40,099
<INTEREST-DEPOSIT>                              12,858
<INTEREST-EXPENSE>                              25,556
<INTEREST-INCOME-NET>                           14,543
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 12,408
<INCOME-PRETAX>                                  6,841
<INCOME-PRE-EXTRAORDINARY>                       6,841
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     4,621
<EPS-BASIC>                                       1.42
<EPS-DILUTED>                                     1.40
<YIELD-ACTUAL>                                    2.85
<LOANS-NON>                                        611
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 4,096
<CHARGE-OFFS>                                       23
<RECOVERIES>                                        72
<ALLOWANCE-CLOSE>                                4,145
<ALLOWANCE-DOMESTIC>                             3,044
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          1,101


</TABLE>