<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM PEOPLE'S
BANCSHARES, INC. AND SUBSIDIARIES QUARTERLY FINANCIAL STATEMENTS FOR THE NINE
MONTHS ENDED SEPTEMBER 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS CONTAINED IN SUCH FORM 10-Q.
</LEGEND>
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<EXCHANGE-RATE>                                      1
<CASH>                                          17,217
<INT-BEARING-DEPOSITS>                           9,924
<FED-FUNDS-SOLD>                                 1,800
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     37,499
<INVESTMENTS-CARRYING>                         523,915
<INVESTMENTS-MARKET>                           471,551
<LOANS>                                        401,059
<ALLOWANCE>                                      4,154
<TOTAL-ASSETS>                               1,077,000
<DEPOSITS>                                     620,405
<SHORT-TERM>                                    30,250
<LIABILITIES-OTHER>                              6,170
<LONG-TERM>                                    376,557
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           369
<OTHER-SE>                                      43,249
<TOTAL-LIABILITIES-AND-EQUITY>               1,077,000
<INTEREST-LOAN>                                 26,714
<INTEREST-INVEST>                               34,098
<INTEREST-OTHER>                                   204
<INTEREST-TOTAL>                                61,016
<INTEREST-DEPOSIT>                              20,226
<INTEREST-EXPENSE>                              39,111
<INTEREST-INCOME-NET>                           21,905
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 18,883
<INCOME-PRETAX>                                 10,509
<INCOME-PRE-EXTRAORDINARY>                      10,509
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     7,098
<EPS-BASIC>                                       2.19
<EPS-DILUTED>                                     2.16
<YIELD-ACTUAL>                                    2.83
<LOANS-NON>                                        352
<LOANS-PAST>                                       137
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 4,096
<CHARGE-OFFS>                                      147
<RECOVERIES>                                       205
<ALLOWANCE-CLOSE>                                4,154
<ALLOWANCE-DOMESTIC>                             2,983
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          1,171


</TABLE>