Exhibit 34.4


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     100 North Tampa Street
     Suite 1700
     Tampa, FL 33602



             Report of Independent Registered Public Accounting Firm
             -------------------------------------------------------


The Board of Directors
Fidelity National Information Services, Inc
FIS Tax Services (FIS)

We have examined management's assessment, included in the accompanying
Management Compliance Statement that FIS Tax Services (FIS) complied with the
servicing criteria set forth in Item 1122(d) of the Securities and Exchange
Commission's Regulation to residential mortgage loans (the Platform), except for
General Servicing Consideration criteria (i)-(iv), Cash Collections and
Administration (i)-(vii), Investor Remittances and Reporting (i)-(iv), and Pool
Asset Administration (i)-(x), (xiv), and (xv), which FIS has determined are not
applicable to the activities it performs with respect to the Platform, as of and
for the period ending December 31, 2006. FIS has determined the following
servicing criteria from 1122(d)(4) were applicable to the activities it
performs with respect to the Platform.

(xi)     Payments made on behalf of an obligor (such as tax or insurance
         payments) are made on or before the related penalty or expiration
         dates, as indicated on the appropriate bills or notices for such
         payments, provided that such support has been received by the servicer
         at least 30 calendar days prior to these dates, or such other number of
         days specified in the transaction agreements.

(xii)    Any late payment penalties in connection with any payment to be made on
         behalf of an obligor are paid from the servicer's funds and not charged
         to the obligor, unless the late payment was due to the obligor's error
         or omission.

(xiii)   Disbursements made on behalf of an obligor are posted within two
         business days to the obligor's records maintained by the servicer, or
         such other number of days specified in the transaction agreements.

Management is responsible for FIS' compliance with those servicing criteria.
Our responsibility is to express an opinion on management's assessment about
FIS' compliance based on our examination.

Our examination was conducted in accordance with the standards of the Public
Company Accounting Oversight Board (United States) and, accordingly, included
examining, on a test basis, evidence about FIS' compliance with the servicing
criteria specified above and performing such other procedures as we considered
necessary in the circumstances. Our examination included testing of less than
all of the individual residential mortgage loans that comprise the Platform,
testing of less than all of the servicing activities related to the Platform,
and determining whether FIS processed those selected transactions and performed
those selected activities in compliance with the servicing criteria.
Furthermore, our procedures were limited to the selected transactions and
servicing activities performed by FIS during the period covered by this report.
Our procedures were not designed to determine whether errors may have occurred
either prior to or subsequent to our tests that may have affected the balances
or amounts calculated or reported by FIS during the period covered by this
report for the selected transactions or any other transactions. We believe that
our examination provides a reasonable basis for our opinion. Our examination
does not provide a legal determination on FIS' compliance with the servicing
criteria.


           KPMG LLP, a U.S. limited liability partnership, is the U.S.
             member firm of KPMG International, a Swiss cooperative.
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In our opinion, management's assessment that FIS complied with the
aforementioned servicing criteria as of and for the year ended December 31,
2006 is fairly stated, in all material respects.



/s/ KPMG LLP
----------------

Tampa, Florida
January 22, 2007


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