Exhibit 34.1.1
[Letterhead of KPMG, LLP]

Report of Independent Registered Public Accounting Firm

The Board of Directors
CitiMortgage, Inc.:

We have examined management's assessment, included in the accompanying
Management's Assessment of Compliance with Applicable Servicing Criteria, that
CitiMortgage, Inc. (the Servicer) complied with the servicing criteria set
forth in paragraph (d) of Item 1122 of the Securities and Exchange Commission's
Regulation AB in connection with the servicing of 1) first lien residential
mortgage loans (other than (a) Freddie Mac, Fannie Mae, Ginnie Mae residential
mortgage loan securitizations, (b) special bond programs and (c) loans held for
its own portfolio) and 2) student loans issued subsequent to January 1, 2006
(for which the Servicer only performs criteria 1122(d)(3)(i)(A), 1122(d)(3)(i)
(B) and 1122(d)(3)(ii)) for which the Servicer performs a particular servicing
function pursuant to a servicing agreement with a third party utilizing the
Citilink system (the Platform), except for servicing criteria 1122(d)(1)(iii)
and 1122(d)(2)(iv), which the Servicer has determined are not applicable to the
activities it performs with respect to the Platform, as of and for the year
ended December 31, 2006. Management is responsible for the Servicer's compliance
with those servicing criteria. Our responsibility is to express an opinion on
management's assessment about the Servicer's compliance based on our
examination.

Our examination was conducted in accordance with the standards of the Public
Company Accounting Oversight Board (United States) and, accordingly, included
examining, on a test basis, evidence about the Servicer's compliance with the
servicing criteria specified above and performing such other procedures as we
considered necessary in the circumstances.  Our examination included testing of
less than all of the individual asset-backed transactions and securities that
comprise the Platform, testing of less than all of the servicing activities
related to the Platform, and determining whether the Servicer processed those
selected transactions and performed those selected activities in compliance
with the servicing criteria.  Furthermore, our procedures were limited to the
elected transactions and servicing activities performed by the Servicer during
the period covered by this report.  Our procedures were not designed to
determine whether errors may have occurred either prior to or subsequent to our
tests that may have affected the balances or amounts calculated or reported by
the Servicer during the period covered by this report for the selected
transactions or any other transactions. We believe that our examination provides
a reasonable basis for our opinion.  Our examination does not provide a legal
determination on the Servicer's compliance with the servicing criteria.

As described in the accompanying Management Assessment of Compliance with
Applicable Servicing Criteria, for certain servicing criteria outlined in
Exhibit A, the Servicer has engaged various vendors to perform the activities
required by these servicing criteria. The Servicer has determined that these
vendors are not considered a "servicer" as defined in Item 1101(j) of Regulation
AB, and the Servicer has elected to take responsibility for assessing compliance
with the servicing criteria applicable to each vendor as permitted by
Interpretation 17.06 of the SEC Division of Corporation Finance Manual of
Publicly Available Telephone Interpretations
(Interpretation 17.06). As permitted by Interpretation 17.06, the Servicer has
asserted that it has policies and procedures in place designed to provide
reasonable assurance that the vendors' activities comply in all material
respects with the servicing criteria applicable to each vendor. The Servicer is
solely responsible for determining that it meets the SEC requirements to apply
Interpretation 17.06 for the vendors and related criteria as described in its
assertion, and we performed no procedures with respect to the Servicer's
eligibility to apply Interpretation 17.06.

In our opinion, management's assessment that the Servicer complied with the
aforementioned servicing criteria, including certain servicing criteria
outlined in Exhibit A in the accompanying Management Assessment of Compliance
with Applicable Servicing Criteria, for which compliance is determined based
on Interpretation 17.06 as described above, as of and for the year ended
December 31, 2006 is fairly stated, in all material respects.


____________/s/_____________
KPMG LLP
St. Louis, Missouri
February 27, 2007