EXHIBIT 33.12

    Report on Assessment of Compliance with Servicing Criteria for Year End
   December 31, 2006 of Assurant, Inc., as Vendor for Avelo Mortgage, L.L.C.,
                                   as Servicer



                RESTATED REPORT ON ASSESSMENT OF COMPLIANCE WITH
           1122(d)(2)(vi), 1122(d)(4)(xi) and 1122(d)(4)(xii)
                       of REGULATION AB SERVICING CRITERIA
                            FOR THE REPORTING PERIOD
                      JANUARY 1, 2006 TO DECEMBER 31, 2006

American Security Insurance Company, Standard Guaranty Insurance Company and
TrackSure Insurance Agency, Inc. (formerly, "Safeco Financial Institution
Solutions, Inc.") (collectively, the "Asserting Party") is responsible for
assessing compliance as of December 31, 2006 and for the period of January 1,
2006 through December 31, 2006 (the "Reporting Period") with the servicing
criteria set forth in 1122(d)(2)(vi), 1122(d)(4)(xi) and 1122(d)(4)(xii) of
Title 17, 229.1122(d) of the Code of Federal Regulations, (the "Applicable
Servicing Criteria") which the Asserting Party has concluded are applicable to
the insurance escrow servicing activities it performs with respect to all
mortgage loan-tracking transactions for such asset-backed securities
transactions that were registered after January 1, 2006 with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 (the "Platform
Transactions").

The Asserting Party previously excluded the applicable servicing criteria set
forth in 1122 (d)(4)(xii) from the scope of its assessment of compliance. The
Asserting Party has now assessed its compliance with the Applicable Servicing
Criteria for the Reporting Period and has identified a material instance of
noncompliance with that servicing criterion. Specifically, the Asserting Party
did not have, during the Reporting Period, sufficient policies and procedures to
capture the information with respect to the Platform Transactions necessary to
determine compliance with 1122(d)(4)(xii). Accordingly, the Asserting Party has
restated its previous assessment for the Reporting Period, which excluded
evaluation of the criterion, to include the criterion and reflect the material
noncompliance as a result of its assessment.

The Asserting Party has concluded that, with the exception of the aforementioned
material noncompliance, the Asserting Party has complied, in all material
respects, with the Applicable Servicing Criteria for the Reporting Period with
respect to the Platform Transactions taken as a whole. The Asserting Party used
the criteria set forth in paragraph (d) of Item 1122 of Regulation AB to assess
the compliance with the Applicable Servicing Criteria.

PricewaterhouseCoopers LLP, an independent registered public accounting firm,
has issued an attestation report on the assessment of compliance with the
Applicable Servicing Criteria as of and for the Reporting Period ending December
31, 2006.

American Security Insurance Company
Standard Guaranty Insurance Company
TrackSure Insurance Agency, Inc.
     (formerly, "Safeco Financial Institution Solutions, Inc.")

       /s/ John Frobose
       ----------------
       By: John Frobose
         Senior Vice President

Date: February 23, 2007, except for the Asserting Party's restatement described
above regarding the assessment of the servicing criteria set forth in
1122(d)(4)(xii) which was previously excluded from the scope of its assessment
of compliance with applicable servicing criteria, as to which the date is
January 30, 2008.