Exhibit 34.1
  [LOGO
        OMITTED]
 KPMG
 KPMG
                  LLPSuite
                  2000355
                  South Grand AvenueLos
                  Angeles, CA 90071-1568
 
 Report
        of
        Independent Registered Public Accounting Firm
 
 The
        Board
        of Directors
 Countrywide
        Financial Corporation:
 
 We
        have
        examined management's assessment, included in the accompanying Assessment
        of
        Compliance with Applicable Servicing Criteria, that Countrywide Financial
        Corporation and certain of its subsidiaries, including its direct and indirect
        wholly owned subsidiaries, Countrywide Home Loans (CHL), Countrywide Tax
        Services Corporation, Newport Management Corporation, and Countrywide Home
        Loans
        Servicing L.P., a wholly owned subsidiary of CHL (collectively the Company)
        complied with the servicing criteria set forth in Item 1122(d) of the Securities
        and Exchange Commission's Regulation AB for publicly issued residential
        mortgage-backed securities (securities collateralized by residential mortgage
        loans, including prime, alternative loan products, subprime, HELOC, and closed
        seconds) issued on or after January 1, 2006, for which the Company provides
        cash
        collection and administration, investor remittances, and reporting (except
        for
        those activities relating to trustee and paying agent services), and pool
        asset
        administration (except for those activities relating to custodial operations
        of
        pool assets and related documents), collectively "Servicing Functions",
        excluding any transactions issued by any government sponsored enterprise
        for
        which the Company provides Servicing Functions (the Platform), except for
        servicing criteria 1122(d)(1)(iii), 1122(d)(3)(i)(B), only as it relates
        to
        information other than that contained in the monthly remittance report delivered
        by the servicer to the master servicer, trustee, and/or bond administrator,
        and
        1122(d)(3)(i)(D), only as it relates to the agreeing with investors' records
        as
        to the total unpaid principal balance and number of pool assets serviced
        by the
        servicer, 1122(d)(3)(ii), only as it relates to amounts other than amounts
        remitted by the servicer to the master services, trustee, and/or bond
        administrator, 1122(d)(3)(iii), 1122(d)(3)(iv), 1122(d)(4)(i), and
        1122(d)(4)(ii), only as 1122(d)(4)(i) and 1122(d)(4)(ii) relate to the custodial
        operations of the pool assets and related documents (collateral file) by
        the
        document custodian responsible for such functions for the related transaction
        and 1122(d)(4)(xv), only as it relates to Item 1115 of Regulation AB (derivative
        transactions), as of and for the year ended December 31, 2006.
 
 Management
        is responsible for the Company's compliance with those servicing criteria.
        Our
        responsibility is to express an opinion on management's assessment about
        the
        Company's compliance based on our examination.
 
 Our
        examination was conducted in accordance with the standards of the Public
        Company
        Accounting Oversight Board (United States) and, accordingly, included examining,
        on a test basis, evidence about the Company's compliance with the servicing
        criteria specified above and performing such other procedures as we considered
        necessary in the circumstances. Our examination included testing of less
        than
        all of the individual asset-backed transactions and securities that comprise
        the
        Platform, testing of less than all of the servicing activities related to
        the
        Platform, and determining whether the Company processed those selected
        transactions and performed those selected activities in compliance with the
        servicing criteria. Furthermore,
 
 
 KPMG
        LLP,
        a U.S. limited liability partnership, is the U.S.
 member
        firm of KPMG International, a Swiss corporative.
  
  our
        procedures were limited to the selected transactions and servicing activities
        performed by the Company during the period covered by this report. Our
        procedures were not designed to determine whether errors may have occurred
        either prior to or subsequent to our tests that may have affected the balances
        or amounts calculated or reported by the Company during the period covered
        by
        this report for the selected transactions or any other transactions. We believe
        that our examination provides a reasonable basis for our opinion. Our
        examination does not provide a legal determination on the Company's compliance
        with the servicing criteria.
 
 In
        our
        opinion, management's assessment that the Company complied with the
        aforementioned servicing criteria as of and for the year ended December 31,
        2006
        is fairly stated in all material respects.
   /s/
                KPMG LLPLos
                Angeles, California
                February
                  28, 2007
 
 
 
  
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