**Exhibit10.1(b)**

**FIRSTMODIFICATION OF CREDIT AGREEMENT**

THIS FIRST MODIFICATIONOF CREDIT AGREEMENT (this “Modification”) is made as of the 15th day ofDecember, 2006, by and among:  (a)KIMBALL HILL, INC., an Illinois corporation (the “Borrower”), (b) the Guarantorsparty to the Credit Agreement (as hereinafter defined), (c) the severalfinancial institutions signatory hereto that are party to the Credit Agreement(the “Lenders”), and (d) HARRIS N.A., as Administrative Agent for itself andthe Lenders (“Agent”).

**RECITALS**

WHEREAS, theAgent, the Lenders, the Borrower, the Guarantors, and certain other agent andlender parties are party to that certain Credit Agreement, dated December 21,2005 (the “Credit Agreement”); and

WHEREAS, theAgent, the Lenders, the Borrowers, and the Guarantors wish to amend and modifythe Credit Agreement as set forth in this Modification;

NOW, THEREFORE, inconsideration of the mutual covenants contained herein and other good andvaluable consideration, the receipt and sufficiency of which are herebyacknowledged, the parties hereto agree as follows:

1.             **Definitions**.  All capitalized terms not otherwise definedherein shall have the meanings ascribed thereto under the Credit Agreement.

2.             **Section 5.1 Amendment**.  Section 5.1 of the Credit Agreement is herebyamended by adding the following defined terms:

*“GlobalLand”* means all Real Property owned by any of the Borrower orany Subsidiary for current or future development or for the future constructionof Housing Units, excluding any subdivided portions thereof upon whichconstruction of a Housing Unit has commenced beyond the foundation.

*“GlobalLand Value”* means the sum of all costs incurred by theBorrower or any Subsidiary with respect to the acquisition and development ofGlobal Land, excluding any marketing, corporate, general, or administrativeexpenses.

*“InterestIncurred”* means, for any period, the total interest paid oraccrued by the Borrower, the Wholly-owned Subsidiaries and the Special ProjectSubsidiaries (including the interest component of any Capital Lease) ascalculated in accordance with GAAP, *minus*, tothe extent included in the foregoing amount, amortization of any financing feesand costs.

----

3.             **Section 8.22 Modification**.  Section 8.22 of the Credit Agreement ishereby amended by deleting the text thereof and inserting the following text inlieu thereof:

(a)           *Tangible Net Worth*.  The Borrower shall, as of the end of eachfiscal quarter of the Borrower, maintain a Tangible Net Worth in an amount notless than the sum of (i) $300,000,000.00 and (ii) 50% of the positive NetIncome as earned subsequent to September 30, 2006.

(b)           *Leverage Ratio*.  The Borrower shall not, at the end of anyfiscal quarter of the Borrower, permit the Leverage Ratio to exceed the ratiosset forth in the below table as corresponding to the fiscal quarters of theBorrower specified therein:
| Fiscal Quarter Ending                     | ** ** | **Maximum Leverage   Ratio** |
|-------------------------------------------|------------|------------------------------|
| December 31,  2006                        |       | 2.00 to 1.00                 |
| March 31, 2007                            |       | 2.00 to 1.00                 |
| June 30, 2007  through September 30, 2008 |       | 1.75 to 1.00                 |
| December 31,  2008 and thereafter         |       | 2.50 to 1.00                 |

 

(c)           *Builder**Leverage Ratio*.  TheBorrower shall not, at the end of any fiscal quarter of the Borrower, permitthe Builder Leverage Ratio to exceed 1.50 to 1.00.

(d)           *Interest Coverage Ratio*.  The Borrower shall not, at the end of anyfiscal quarter of the Borrower, permit the ratio of EBITDA to InterestIncurred, as calculated over the preceding four fiscal quarters of theBorrower, to be less than the ratios set forth in the below table ascorresponding to the fiscal quarters of the Borrower specified therein:
| Fiscal Quarter Ending         | ** ** | **Minimum Interest   Coverage Ratio** |
|-------------------------------|------------|---------------------------------------|
| December 31,  2006            |       | 1.75 to 1.00                          |
| March 31, 2007                |       | 1.50 to 1.00                          |
| June 30, 2007                 |       | 1.40 to 1.00                          |
| September 30,  2007           |       | 1.35 to 1.00                          |
| December 31,  2007            |       | 1.50 to 1.00                          |
| March 31, 2008                |       | 1.75 to 1.00                          |
| June 30, 2008  and thereafter |       | 2.25 to 1.00                          |

 

----

(e)           *Global Land Value toAdjusted Tangible Net Worth Ratio*. The Borrower shall not, at the end of any fiscal quarter of theBorrower, permit the ratio of Global Land Value to Adjusted Tangible Net Worthto be greater than 1.50 to 1.00.

4.             **Ratification**.  Except as modified hereby, the terms andconditions of the Credit Agreement and the other Loan Documents shall remain infull force and effect, and the Borrower and the Guarantors hereby ratify theterms and conditions thereof.

5.             **No Default or Event ofDefault**.  The Borrower andthe Guarantors reaffirm as of the date hereof, all of the covenants,representations, and warranties contained in the Credit Agreement and the otherLoan Documents.  The Borrower and theGuarantors further warrant and represent, as of the date hereof, the following:

(a)           The Credit Agreement and the LoanDocuments are binding and enforceable, except as enforceability may be limitedby bankruptcy, insolvency, fraudulent conveyance or similar laws affectingcreditors’ rights generally and general principles of equity (regardless ofwhether the application of such principles is considered in a proceeding inequity or at law);

(b)           There does not exist a Default orEvent of Default under the Credit Agreement or any of the Loan Documents; and

(c)           None of the Borrower or any Guarantorhas any claim, defense, right to set-off, or counterclaim against the obligationsevidenced or secured by the Credit Agreement or any of the Loan Documents oragainst the Agent or the Lenders.

6.             **Successors and Assigns**.  This Modification shall be binding upon andinure to the benefit of the Agent, the Lenders, the Borrower, the Guarantorsand their respective successors and assigns.

7.             **Cross Reference**.  All references in the Loan Documents to theCredit Agreement shall hereafter include the modifications to the CreditAgreement set forth herein.

8.             **Time of the Essence**.  Time is of the essence of this Modification.

9.             **Counterparts**.  This Modification may be executed in multiplecounterparts, each of which shall be deemed an original, and all of which whentaken together shall constitute one and the same instrument.

[SIGNATURES ONFOLLOWING PAGES]

----

INWITNESS WHEREOF, the undersigned have duly executed this Modification as of thedate first set forth above.
| ** ** | **BORROWER:**                                    |
|------------|--------------------------------------------------|
| ** ** | ** **                                       |
| ** ** | **KIMBALL  HILL, INC.,** an Illinois corporation |
| ** ** | ** **                                       |
|       | By:                                              |  /s/ David K. Hill |   |
|       | Name:                                            |   David  K. Hill |   |
|       | Title:                                           |     Chairman  & CEO |   |
|            |                                                  |  |  |  |  |

 

----

 
|            | **GUARANTORS:**                                      |
|------------|------------------------------------------------------|
| ** ** |
| ** ** | **CACTUS HILLS, LLC**                                |
| ** ** | **KIMBALL HILL HOMES AUSTIN   INVESTMENTS, L.L.C.**  |
| ** ** | **KIMBALL HILL HOMES AUSTIN   OPERATIONS, L.L.C.**   |
| ** ** | **KIMBALL HILL HOMES DALLAS   INVESTMENTS, L.L.C.**  |
| ** ** | **KIMBALL HILL HOMES DALLAS   OPERATIONS, L.L.C.**   |
| ** ** | **KIMBALL HILL HOMES HOUSTON   INVESTMENTS, L.L.C.** |
| ** ** | **KIMBALL HILL HOMES HOUSTON   OPERATIONS, L.L.C.**  |
| ** ** | **KIMBALL HILL TEXAS INVESTMENT   COMPANY, L.L.C.**  |
| ** ** | ** **                                           |
| ** ** | ** **                                           |
|       | By:                                                  |    /s/ David K. Hill |   |
|       |                                                 | David K. Hill |
|       |                                                 | Chairman and CEO |
|       |                                                 |   |
|       |                                                 |   |
| ** ** | **EAST LAKE PARK, INC.**                             |
| ** ** | **KIMBALL HILL STATEWAY, INC.**                      |
| ** ** | ** **                                           |
| ** ** | ** **                                           |
|       | By:                                                  |    /s/ David K. Hill |   |
|       |                                                 | David K. Hill |
|       |                                                 | President |
|       |                                                 |   |
| ** ** | **KIMBALL HILL FAR EAST DETROIT, LLC**               |
| ** ** | ** **                                           |
| ** ** | ** **                                           |
|       | By:                                                  |    /s/ David K. Hill |   |
|       |                                                 | David K. Hill |
|       |                                                 | Chairman and CEO |
|            |                                                      |  |  |  |

 

----

 
| ** ** |   | **KH FINANCIAL HOLDING COMPANY**                |
|------------|--------|-------------------------------------------------|
| ** ** |   | **KHH  TEXAS TRADING COMPANY L.P.**             |
| ** ** |   | **KIMBALL  HILL HOMES AUSTIN, L.P.**            |
| ** ** |   | **KIMBALL  HILL HOMES CALIFORNIA, INC.**        |
| ** ** |   | **KIMBALL  HILL HOMES DALLAS, L.P.**            |
| ** ** |   | **KIMBALL  HILL HOMES FLORIDA, INC.**           |
| ** ** |   | **KIMBALL  HILL HOMES HOUSTON, L.P.**           |
| ** ** |   | **KIMBALL  HILL HOMES ILLINOIS, LLC**           |
| ** ** |   | **KIMBALL  HILL HOMES NEVADA, INC.**            |
| ** ** |   | **KIMBALL  HILL HOMES OHIO, INC.**              |
| ** ** |   | **KIMBALL  HILL HOMES OREGON, INC.**            |
| ** ** |   | **KIMBALL  HILL HOMES REALTY FLORIDA,   INC.**  |
| ** ** |   | **KIMBALL  HILL HOMES SAN ANTONIO, L.P.**       |
| ** ** |   | **KIMBALL  HILL HOMES TEXAS, INC.**             |
| ** ** |   | **KIMBALL  HILL HOMES WASHINGTON, INC.**        |
| ** ** |   | **KIMBALL  HILL HOMES WISCONSIN,   INC.**       |
| ** ** |   | **NATIONAL  CREDIT AND GUARANTY   CORPORATION** |
| ** ** |   | **RIVER  OAKS REALTY, L.P.**                    |
| ** ** |   | ** **                                      |
| ** ** |   | ** **                                      |
|       |   | By:                                             |    /s/ David K. Hill |   |
|       |   |                                            | David K. Hill |
|       |   |                                            | Chairman and CEO |
|       |   |                                            |   |
|       |   |                                            |   |
|       |   | **18TH  AND PEORIA, LLC**                       |

 
|        | By:    | Kimball Hill Suburban Centers,  L.L.C., its manager |
|--------|--------|-----------------------------------------------------|
|   |   |                                                |
|   |   | By:                                                 | Kimball Hill, Inc., its  manager |
|   |   |                                                |   |
|   |   |                                                |   |
|   |   |                                                | By: | /s/ David K. Hill |
|   |   |                                                |   | David K. Hill |
|   |   |                                                |   | Chairman and CEO |

 

----

 
| ** ** | **KIMBALL HILL SUBURBAN CENTERS,   L.L.C.**               |
|------------|-----------------------------------------------------------|
| ** ** | **KIMBALL HILL URBAN CENTERS, L.L.C.**                    |
| ** ** | **THE GLENS AT WESTLAKE, L.L.C.**                         |
| ** ** | ** **                                                |
|       |                                                      | By: | Kimball Hill, Inc., its manager |
|       |                                                      |   |   |
|       |                                                      |   |   |
|       |                                                      | By: | /s/ David K. Hill |   |
|       |                                                      |   | David K. Hill |
|       |                                                      |   | Chairman and CEO |
|       |                                                      |   |   |
| ** ** | **KIMBALL HILL URBAN CENTERS   CHICAGO ONE, L.L.C.**      |
| ** ** | **KIMBALL HILL URBAN CENTERS   CHICAGO TWO, L.L.C.**      |
| ** ** | **KIMBALL HILL URBAN CENTERS SPECIAL   PURPOSES, L.L.C.** |

 
|        |   | By:    | Kimball Hill Urban Centers, L.L.C.,  its manager |
|--------|--------|--------|--------------------------------------------------|
|   |   |   |                                             |
|   |   | By:    | Kimball Hill, Inc., its   manager                |
|   |   |   |                                             |
|   |   |   | By:                                              | /s/ David K. Hill |   |
|   |   |   |                                             | David K. Hill |
|   |   |   |                                             | Chairman and CEO |

 

----

 
| ** ** | **BRIDLE RIDGE LIMITED PARTNERSHIP**             |
|------------|--------------------------------------------------|
| ** ** | **PARKVIEW LIMITED PARTNERSHIP**                 |
| ** ** | **RIVER POINTE LIMITED PARTNERSHIP**             |
| ** ** | **SONATA AT MORADA RANCH LIMITED   PARTNERSHIP** |
| ** ** | **WINDMILL PARK LIMITED PARTNERSHIP**            |
| ** ** | ** **                                       |
|       |                                             | By: | Kimball Hill Homes California, Inc., |
|       |                                             | its general partner |
|       |                                             |   |
|       |                                             | By: | /s/ David K. Hill |   |
|       |                                             |   | David K. Hill |
|       |                                             |   | Chairman and CEO |

 

----

 
| ** ** | **KIMBALL HILL BELLEVUE RANCH, LLC** |
|------------|--------------------------------------|
| ** ** | **KIMBALL  HILL REFLECTIONS, LLC**   |
| ** ** | **KIMBALL  HILL SHELDON LAKES, LLC** |
| ** ** | **KIMBALL  HILL VILLAGES, LLC**      |
| ** ** | ** **                           |
|       |                                 | By: | Kimball Hill Homes California, Inc.,   its manager |
|       |                                 |   |
|       |                                 |   |
|       |                                 | By: | /s/ David K. Hill |   |
|       |                                 |   | David K. Hill |
|       |                                 |   | Chairman and CEO |

 

 
| ** ** | **KIMBALL HILL CHADWICK FARMS   LIMITED PARTNERSHIP** |
|------------|-------------------------------------------------------|
| ** ** | **KIMBALL  WEST FRISCO LIMITED  PARTNERSHIP**         |
| ** ** | ** **                                            |
|       |                                                  | By: | Kimball Hill Homes Dallas,  L.P., its general partner |
|       |                                                  |   |
|       |                                                  |   |
|       |                                                  | By: | /s/ David K. Hill |   |
|       |                                                  |   | David K. Hill |
|       |                                                  |   | Chairman and CEO |

 

 
| ** ** | **KIMBALL HILL CALUSA PALMS LIMITED   PARTNERSHIP**     |
|------------|---------------------------------------------------------|
| ** ** | **KIMBALL  HILL MARBELLA ESTATES  LIMITED PARTNERSHIP** |
| ** ** | ** **                                              |
|       |                                                    | By: | Kimball Hill Homes Florida, Inc., its   general partner |
|       |                                                    |   |
|       |                                                    | By: | /s/ David K. Hill |   |
|       |                                                    |   | David K. Hill |
|       |                                                    |   | Chairman and CEO |

 

----

 
|            | **INDIAN  TRAILS LIMITED PARTNERSHIP** |
|------------|----------------------------------------|
| ** ** | ** **                             |
|       |                                   | By: | Kimball Hill Homes Houston, L.P.,   its general partner |
|       |                                   |   |
|       |                                   |   |
|       |                                   | By: | /s/ David K. Hill |   |
|       |                                   |   | David K. Hill |
|       |                                   |   | Chairman and CEO |

 
|            | **KIMBALL  HILL TX PROPERTIES, LLC** |
|------------|--------------------------------------|
| ** ** | ** **                           |
|       |                                 | By: | Kimball Hill Homes Houston, L.P.,   its manager |
|       |                                 |   |
|       |                                 |   |
|       |                                 | By: |     /s/ David K. Hill |   |
|       |                                 |   | David K. Hill |
|       |                                 |   | Chairman and CEO |

 
|            | **ASTOR  PLACE LIMITED PARTNERSHIP**          |
|------------|-----------------------------------------------|
| ** ** | **BOLINGBROOK  LIMITED PARTNERSHIP**          |
| ** ** | **EDGEWATER  LIMITED PARTNERSHIP**            |
| ** ** | **HUNTINGTON  CHASE LIMITED   PARTNERSHIP**   |
| ** ** | **LEGEND  LAKES LIMITED PARTNERSHIP**         |
| ** ** | **THE  GLEN TOWNHOMES LIMITED   PARTNERSHIP** |
| ** ** | **THE  HAMILTON PLACE PARTNERSHIP**           |
| ** ** | **WATERFORD  LIMITED PARTNERSHIP**            |
| ** ** | **WHISPERING  MEADOW LIMITED   PARTNERSHIP**  |
| ** ** | **WHITE  OAK LIMITED PARTNERSHIP**            |
| ** ** | ** **                                    |
|       |                                          | By: | Kimball Hill Homes Illinois, LLC,   its general partner |
|       |                                          |   |
|       |                                          | By: |    /s/ David K. Hill |   |
|       |                                          |   | David K. Hill |
|       |                                          |   | Chairman and CEO |

 

----

 
|            | **KH INGHAM PARK SOUTH, LLC**                            |                                                  |
|------------|----------------------------------------------------------|-------------------------------------------------------|
| ** ** | **KH SRAV II, LLC**                                      |                                                  |
| ** ** | ** **                                               |                                                  |
|       | By:                                                      | Kimball Hill Homes Illinois, LLC,  its manager        |   |
|       |                                                     |                                                  |
|       |                                                     | By:                                                   |   | /s/ David K. Hill |   |   |
|       |                                                     | David K. Hill                                         |   |
|       |                                                     | Chairman and CEO                                      |   |
|       |                                                     |                                                  |   |
|       |                                                     |                                                  |   |
|            | **KIMBALL HILL CENTENNIAL HEIGHTS  LIMITED PARTNERSHIP** |
| ** ** | **KIMBALL HILL HEATHERS/CAPAROLA   LIMITED PARTNERSHIP** |
| ** ** | **KIMBALL MOUNTAIN FIRST LIMITED   PARTNERSHIP**         |
| ** ** | ** **                                               |
|            | By:                                                      | Kimball Hill Homes Nevada, Inc., its  general partner |   |
|       |                                                     |                                                  |
|       |                                                     |                                                  |
|       |                                                     | By:                                                   |   | /s/ David K. Hill |   |   |
|       |                                                     | David K. Hill                                         |   |
|       |                                                     | Chairman and CEO                                      |   |
|       |                                                     |                                                  |   |
|       |                                                     |                                                  |   |
|            | **KIMBALL COVE LIMITED PARTNERSHIP**                     |                                                  |
|       | **KIMBALL HILL LYNDEN PARK II LIMITED  PARTNERSHIP**     |                                                  |
|       | ** **                                               |                                                  |
|       | By:                                                      | Kimball Hill Homes Texas, Inc., its  general partner  |   |
|       |                                                     |                                                  |
|       |                                                     |                                                  |
|       |                                                     | By:                                                   |   | /s/ David K. Hill |   |   |
|       |                                                     | David K. Hill                                         |   |
|       |                                                     | Chairman and CEO                                      |   |
|            |                                                          |                                                       |  |  |  |  |  |

 

----

 
|            | **RIVER OAKS HOMES, LLP**                      |
|------------|------------------------------------------------|
| ** ** | ** **                                     |
|       | By:                                            | Kimball Hill Homes Texas, Inc.,  its manager |
|       |                                           |
|       |                                           |
|       |                                           | By: |   | /s/ David K. Hill |   |
|       |                                           | David K. Hill |
|       |                                           | Chairman and CEO |
|       |                                           |   |
|       |                                           |   |
|            | **GABLES AT HIDDENBROOK LIMITED  PARTNERSHIP** |
| ** ** | ** **                                     |
|       | By:                                            | Kimball Hill Homes Washington,  Inc., its general partner |
|       |                                           |
|       |                                           |
|       |                                           | By: |   | /s/ David K. Hill |   |
|       |                                           | David K. Hill |
|       |                                           | Chairman and CEO |
|       |                                           |   |
|       |                                           |   |
|            | **PARK SHORE, L.L.C.**                         |
| ** ** | ** **                                     |
|       | By:                                            | Kimball Hill Homes Wisconsin, Inc.,  its manager |
|       |                                           |
|       |                                           |
|       |                                           | By: |   | /s/ David K. Hill |   |
|       |                                           | David K. Hill |
|       |                                           | Chairman and CEO |

 

----

 
|        | **HARRIS N.A.**, as Administrative  Agent, L/C Issuer,  and a Lender |
|--------|----------------------------------------------------------------------|
|   | ** **                                                           |
|   | ** **                                                           |
|   | By:                                                                  |   | /s/ Scott W. Morris |   |
|   | Name:                                                                | Scott W. Morris |   |
|   | Title:                                                               |   | Vice President |   |
|        |                                                                      |  |  |  |  |

 

----

 
|        | **BANK OF AMERICA, N.A**., as a  Lender |
|--------|-----------------------------------------|
|   | ** **                              |
|   | ** **                              |
|   | By:                                     |   | /s/ Patricia A. Provenzano |   |
|   | Name:                                   |   | Patricia A. Provenzano |   |
|   | Title:                                  |   | Senior Vice President |   |
|        |                                         |  |  |  |  |  |

 

----

 
|        | **KEYBANK NATIONAL ASSOCIATION,**as  a   Lender |
|--------|-------------------------------------------------|
|   | ** **                                      |
|   | ** **                                      |
|   | By:                                             |   | /s/ Kevin DeLozier |   |
|   | Name:                                           |   | Kevin DeLozier |   |
|   | Title:                                          |   | Senior Vice President |   |
|        |                                                 |  |  |  |  |  |

 

----

 
|        | **WACHOVIA BANK, NATIONAL   ASSOCIATION**, as a Lender |
|--------|--------------------------------------------------------|
|   | ** **                                             |
|   | ** **                                             |
|   | By:                                                    |   | /s/ Maurice M. Ryan |   |
|   | Name:                                                  |   | Maurice M. Ryan |   |
|   | Title:                                                 |   | Vice President |   |
|        |                                                        |  |  |  |  |  |

 

----

 
|        | **CHARTER ONE BANK, N.A.**, as a  Lender |
|--------|------------------------------------------|
|   | ** **                               |
|   | ** **                               |
|   | By:                                      |   | /s/ Jason K. Welch |   |
|   | Name:                                    |   | Jason K. Welch |   |
|   | Title:                                   |   | Vice President |   |
|        |                                          |  |  |  |  |  |

 

----

 
|        | **FIRST BANK**, as a Lender |
|--------|-----------------------------|
|   | ** **                  |
|   | ** **                  |
|   | By:                         |   | /s/ James C. Brennan |   |
|   | Name:                       |   | James C. Brennan |   |
|   | Title:                      |   | Vice President |   |
|        |                             |  |  |  |  |  |

 

----

 
|        | **LaSALLE BANK, NATIONAL ASSOCIATION**,  as  a Lender |
|--------|-------------------------------------------------------|
|   | ** **                                            |
|   | ** **                                            |
|   | By:                                                   |   | /s/ Nathan Weyer |   |
|   | Name:                                                 |   | Nathan Weyer |   |
|   | Title:                                                |   | First Vice President |   |
|        |                                                       |  |  |  |  |  |

 

----

 
|        | **FIFTH THIRD BANK**, as a Lender |
|--------|-----------------------------------|
|   | ** **                        |
|   | ** **                        |
|   | By:                               |   | /s/ Thomas W. O’Connell |   |
|   | Name:                             |   | Thomas W. O’Connell |   |
|   | Title:                            |   | Assistant Vice President |   |
|        |                                   |  |  |  |  |  |

 

----

|        | **ASSOCIATED BANK NATIONAL  ASSOCIATION**, as a Lender |
|--------|--------------------------------------------------------|
|   | ** **                                             |
|   | ** **                                             |
|   | By:                                                    |   | /s/ Robert J. Burda |   |
|   | Name:                                                  |   | Robert J. Burda |   |
|   | Title:                                                 |   | Vice President |   |
|        |                                                        |  |  |  |  |  |

 

----

 
|        | **NATIONAL CITY BANK**, as a  Lender |
|--------|--------------------------------------|
|   | ** **                           |
|   | ** **                           |
|   | By:                                  |   | /s/ Gina Fridberg |   |
|   | Name:                                |   | Gina Fridberg |   |
|   | Title:                               |   | Assistant Vice President |   |
|        |                                      |  |  |  |  |  |

 

----

 
|        | **CITIBANK, N.A.**, as a Lender |
|--------|---------------------------------|
|   | ** **                      |
|   | ** **                      |
|   | By:                             |   | /s/ Glen R. Bell |   |
|   | Name:                           |   | Glen R. Bell |   |
|   | Title:                          |   | Vice President |   |
|        |                                 |  |  |  |  |  |

 

----

 
|        | **FRANKLIN BANK, SSB**, as a  Lender |
|--------|--------------------------------------|
|   | ** **                           |
|   | ** **                           |
|   | By:                                  |   | /s/ Sherry K. Day |   |
|   | Name:                                |   | Sherry K. Day |   |
|   | Title:                               |   | Senior Vice President |   |
|        |                                      |  |  |  |  |  |

 

----

 
|        | **JPMORGAN CHASE BANK, N.A.**, as  a Lender |
|--------|---------------------------------------------|
|   | ** **                                  |
|   | ** **                                  |
|   | By:                                         |   | /s/ Elizabeth Ritenour |   |
|   | Name:                                       |   | Elizabeth Ritenour |   |
|   | Title:                                      |   | Vice President |   |
|        |                                             |  |  |  |  |  |

 

----

 
|        | **MB FINANCIAL BANK, N.A., Successor in  Interest to OAK BROOK BANK**, as a Lender |
|--------|------------------------------------------------------------------------------------|
|   | ** **                                                                         |
|   | ** **                                                                         |
|   | By:                                                                                |   | /s/ Christopher Hutter |   |
|   | Name:                                                                              |   | Christopher Hutter |   |
|   | Title:                                                                             |   | Vice President |   |
|        |                                                                                    |  |  |  |  |  |

 

----

 
|        | **BANK OF THE WEST**, as a Lender |
|--------|-----------------------------------|
|   | ** **                        |
|   | ** **                        |
|   | By:                               |   | /s/ Lynn Foster |   |
|   | Name:                             |   | Lynn Foster |   |
|   | Title:                            |   | Senior Vice President |   |
|        |                                   |  |  |  |  |  |

 

----

 
|        | **COMERICA BANK**, as a Lender |
|--------|--------------------------------|
|   | ** **                     |
|   | ** **                     |
|   | By:                            |   | /s/ Charles Weddell |   |
|   | Name:                          |   | Charles Weddell |   |
|   | Title:                         |   | Vice President |   |
|        |                                |  |  |  |  |  |

 

----

 
|        | **COMPASS BANK**, as a Lender |
|--------|-------------------------------|
|   | ** **                    |
|   | ** **                    |
|   | By:                           |   | /s/ Johanna Duke Paley |   |
|   | Name:                         |   | Johanna Duke Paley |   |
|   | Title:                        |   | Senior Vice President |   |
|        |                               |  |  |  |  |  |

 

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