**SECURITIES      AND EXCHANGE COMMISSION**

----

**FORM      10-QSB**

**September      30, 2007**

----

*Commission      File No. 000-*52530**

**Across      America Financial Services, Inc. **

| Colorado                                                      | 20-8097969                                  |
|---------------------------------------------------------------|---------------------------------------------|
| (State                  or other jurisdiction                 | (IRS                  Employer File Number) |
| of                  incorporation)                            |                                        |
|                                                          |                                        |
|                                                          |                                        |
| 700                  17th                  Street, Suite 1200 |                                        |
| Denver,                  Colorado                             | 80202                                       |
| (Address                  of principal executive offices)     | (zip                  code)                 |

----

**FORM      10-QSB **

**Across      America Financial Services, Inc. **

**TABLE      OF CONTENTS**

| PART                I FINANCIAL INFORMATION                                                                                                                         |   |
|---------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|
|                                                                                                                                                                |   |
| Item                1. Financial Statements for the period ended September 30,                2007                                                             | 3      |
|         Balance                Sheet (Unaudited)                                                                            | 3      |
|         Statements                of Operations (Unaudited)                                                                 | 4      |
|         Statements                of Cash Flows (Unaudited)                                                                 | 5      |
|                                Statement of Changes in Shareholders' Deficit (Unaudited) | 6      |
|         Notes                to Consolidated Financial Statements                                                           | 7      |
|                                                                                                                                                      |   |
|                                                                                                                                                                |   |
| Item                2. Management’s Discussion and Analysis and Plan of                Operation                                                              | 10     |
|                                                                                                                                                                |   |
| Item                3. Controls and Procedures                                                                                                                      | 15     |
|                                                                                                                                                                |   |
| PART                II OTHER INFORMATION                                                                                                                            |   |
|                                                                                                                                                                |   |
| Item                1. Legal Proceedings                                                                                                                            | 15     |
| Item                2. Changes in Securities                                                                                                                        | 15     |
| Item                3. Defaults Upon Senior Securities                                                                                                              | 16     |
| Item                4. Submission of Matters to a Vote of Security Holders                                                                                          | 16     |
| Item                5. Other Information                                                                                                                            | 16     |
| Item                6. Exhibits and Reports on Form 8-K                                                                                                             | 16     |
|                                                                                                                                                                |   |
| Signatures                                                                                                                                                          | 17     |
|                                                                                                                                                                |   |

*-          2          -*

----

**PART          I  FINANCIAL INFORMATION**

**ITEM          1.  FINANCIAL STATEMENTS**

| **Across                    America Financial Services, Inc.**                                                                                                                                                                                                     |   |   |    |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|--------|---------|
| (A                    Development Stage Company)                                                                                                                                                                                                                   |   |   |    |
| **Balance                    Sheet**                                                                                                                                                                                                                               |   |   |    |
| (unaudited)                                                                                                                                                                                                                                                        |   |   |    |
| **September                    30, 2007**                                                                                                                                                                                                                          |   |   |    |
|                                                                                                                                                                                                                                                               |   |   |    |
|                                           Assets |   |   |    |
| Cash                    and cash equivalents                                                                                                                                                                                                                       |   | $      | 8,610   |   |
| Prepaid                    Expenses                                                                                                                                                                                                                                |   |   | 2,537   |   |
|      Total                    assets                                                                                                                                                                                                      |   | $      | 11,147  |   |
|                                                                                                                                                                                                                                                               |   |   |    |   |
|                                                                                                                                                                                                                                                               |   |   |    |   |
|                   Liabilities                    and Shareholders' Deficit                                                                                               |   |   |    |   |
| Liabilities                                                                                                                                                                                                                                                        |   |   |    |   |
|   Accrued                    liabilities                                                                                                                                                                                                                 |   | $      | 1,766   |   |
|   Note                    payable, related party  (note 3)                                                                                                                                                                                     |   |   | 61,973  |   |
|      Total                    liabilities                                                                                                                                                                                                 |   |   | 63,739  |   |
|                                                                                                                                                                                                                                                               |   |   |    |   |
| Shareholders'                    deficit (note 4)                                                                                                                                                                                                                  |   |   |    |   |
|   Preferred                    stock, $.10 par value; 1,000,000 shares authorized,                                                                                                                                                                       |   |   | -       |   |
|      -0-                    shares issued and outstanding                                                                                                                                                                                 |   |   |    |   |
|   Common                    stock, $.001 par value; 50,000,000 shares authorized,                                                                                                                                                                        |   |   | 1,810   |   |
|      1,810,476                    shares issued and outstanding                                                                                                                                                                           |   |   |    |   |
|   Additional                    paid-in-capital                                                                                                                                                                                                          |   |   | 614     |   |
|   Deficit                    accumulated during development stage                                                                                                                                                                                        |   |   | (55,016 | ) |
|      Total                    shareholders' deficit                                                                                                                                                                                       |   |   | (52,592 | ) |
|                                                                                                                                                                                                                                                               |   |   |    |   |
| Total                    liabilities and shareholders deficit                                                                                                                                                                                                      |   | $      | 11,147  |   |

*-              3              -*

----

|                                                                                                    |   |                                                    |      |   |                                                   |   |   |                             |   |   |      |   |   |                           |   |
|---------------------------------------------------------------------------------------------------------|--------|---------------------------------------------------------|-----------|--------|--------------------------------------------------------|--------|--------|----------------------------------|--------|--------|-----------|--------|--------|--------------------------------|--------|
| **Across                    America Financial Services, Inc.**                                          |   |                                                    |      |   |                                                   |   |   |                             |   |   |      |   |   |                           |   |
| (A                    Development Stage Company)                                                        |   |                                                    |      |   |                                                   |   |   |                             |   |   |      |   |   |                           |   |
| **Statements                    of Operations**                                                         |   |                                                    |      |   |                                                   |   |   |                             |   |   |      |   |   | December                    1, |   |
| (unaudited)                                                                                             |   |                                                    |      |   |                                                   |   |   |                             |   |   |      |   |   | 2005                           |   |
|                                                                                                    |   |                                                    |      |   |                                                   |   |   |                             |   |   |      |   |   | (Inception)                    |   |
|                                                                                                    |   | Three                    Months Ended    |      |   | Nine                    Months Ended    |   |   | Through                          |   |
|                                                                                                    |   | September                    30,         |      |   | September                    30,        |   |   | September                    30, |   |
|                                                                                                    |   | 2007                                                    |      |   | 2006                                                   |   |   | 2007                             |   |   | 2006      |   |   | 2007                           |   |
|                                                                                                    |   |                                                    |      |   |                                                   |   |   |                             |   |   |      |   |   |                           |   |
| Operating                    expenses:                                                                  |   |                                                    |      |   |                                                   |   |   |                             |   |   |      |   |   |                           |   |
|    Selling,                    general and administrative                                |   | $                                                       | 2,869     |   |                                                   | $      | -      |                             |   | $      | 50,562    |   |   | $                              | -      |   |   | $ | 51,062 |   |
|           Total                    operating expenses |   |                                                    | 2,869     |   |                                                   |   | -      |                             |   |   | 50,562    |   |   |                           | -      |   |   |   | 51,062 |   |
|                                                                                                    |   |                                                    |      |   |                                                   |   |   |                             |   |   |      |   |   |                           |   |   |   |   |   |   |
|           Loss                    from operations     |   |                                                    | (2,869    | )      |                                                   |   | -      |                             |   |   | (50,562   | )      |   |                           | -      |   |   |   | (51,062 | ) |
|                                                                                                    |   |                                                    |      |   |                                                   |   |   |                             |   |   |      |   |   |                           |   |   |   |   |   |   |
| Non-operating                    expense:                                                               |   |                                                    |      |   |                                                   |   |   |                             |   |   |      |   |   |                           |   |   |   |   |   |   |
|   Interest                    expense, related party (note 3)                                 |   |                                                    | (1,973    | )      |                                                   |   | -      |                             |   |   | (3,954    | )      |   |                           | -      |   |   |   | (3,954 | ) |
|           Loss                    before income taxes |   |                                                    | (4,842    | )      |                                                   |   | -      |                             |   |   | (54,516   | )      |   |                           | -      |   |   |   | (55,016 | ) |
|                                                                                                    |   |                                                    |      |   |                                                   |   |   |                             |   |   |      |   |   |                           |   |   |   |   |   |   |
|                                                                                                    |   |                                                    |      |   |                                                   |   |   |                             |   |   |      |   |   |                           |   |   |   |   |   |   |
|           Net                    loss                 |   | $                                                       | (4,842    | )      |                                                   | $      | -      |                             |   | $      | (54,516   | )      |   | $                              | -      |   |   | $ | (55,016 | ) |
|                                                                                                    |   |                                                    |      |   |                                                   |   |   |                             |   |   |      |   |   |                           |   |   |   |   |   |   |
|                                                                                                    |   |                                                    |      |   |                                                   |   |   |                             |   |   |      |   |   |                           |   |   |   |   |   |   |
| Basic                    and diluted loss per share                                                     |   | $                                                       | (0.00     | )      |                                                   | $      | -      |                             |   | $      | (0.03     | )      |   | $                              | -      |   |   |   |   |   |
|                                                                                                    |   |                                                    |      |   |                                                   |   |   |                             |   |   |      |   |   |                           |   |   |   |   |   |   |
| Basic                    and diluted weighted average common                                            |   |                                                    |      |   |                                                   |   |   |                             |   |   |      |   |   |                           |   |   |   |   |   |   |
|    shares                    outstanding                                                 |   |                                                    | 1,810,476 |   |                                                   |   | -      |                             |   |   | 1,810,476 |   |   |                           | -      |   |   |   |   |   |

*-              4              -*

----

|                                                                                                                                 |   |                                     |    |   |                                 |   |   |                               |   |
|--------------------------------------------------------------------------------------------------------------------------------------|--------|------------------------------------------|---------|--------|--------------------------------------|--------|--------|------------------------------------|--------|
|                                                                                                                                 |   |                                     |    |   |                                 |   |   |                               |   |
| **Across                    America Financial Services,                    Inc.**                                                    |   |                                     |    |   |                                 |   |   |                               |   |
| (A                    Development Stage Company)                                                                                     |   |                                     |    |   |                                 |   |   | **December                    1,** |   |
| **Statements                    of Cash Flows**                                                                                      |   |                                     |    |   |                                 |   |   | **2005**                           |   |
| (Unaudited)                                                                                                                          |   |                                     |    |   |                                 |   |   | **(Inception)**                    |   |
|                                                                                                                                 |   | **Nine                    Months Ended** |    |   | **Through**                          |   |
|                                                                                                                                 |   | **September                    30,**     |    |   | **September                    30,** |   |
|                                                                                                                                 |   | **2007**                                 |    |   | **2006**                             |   |   | **2007**                           |   |
| Cash                    flows from operating activities:                                                                             |   |                                     |    |   |                                 |   |   |                               |   |
| Net                    loss                                                                                                          |   | $                                        | (54,516 | )      |                                 | $      | -      |                               |   | $ | (55,016 | ) |
| Adjustments                    to reconcile net loss to net cash used by operating                    activities:                    |   |                                     |    |   |                                 |   |   |                               |   |   |   |   |
|   Warrant                    expense  (note 5)                                                                   |   |                                     | 424     |   |                                 |   | -      |                               |   |   | 424 |   |
|      Changes                    in operating assets and operating liabilities:                              |   |                                     |    |   |                                 |   |   |                               |   |   |   |   |
|         Prepaid                    expenses                                                  |   |                                     | (2,537  | )      |                                 |   |   |                               |   |   | (2,537 | ) |
|         Accounts                    payable and accrued liabilities                          |   |                                     | 3,239   |   |                                 |   | -      |                               |   |   | 3,739 |   |
|             Net                    cash (used in) operating activities   |   |                                     | (53,390 | )      |                                 |   | -      |                               |   |   | (53,390 | ) |
|                                                                                                                                 |   |                                     |    |   |                                 |   |   |                               |   |   |   |   |
| Cash                    flows from financing activities:                                                                             |   |                                     |    |   |                                 |   |   |                               |   |   |   |   |
|         Proceeds                    from sale of common stock                                |   |                                     | -       |   |                                 |   | -      |                               |   |   | 2,000 |   |
|         Proceeds                    from note payable, related party (note 3)                |   |                                     | 60,000  |   |                                 |   | -      |                               |   |   | 60,000 |   |
|             Net                    cash provided by financing activities |   |                                     | 60,000  |   |                                 |   | -      |                               |   |   | 62,000 |   |
|             Net                    change in cash                        |   |                                     | 6,610   |   |                                 |   | -      |                               |   |   | 8,610 |   |
|                                                                                                                                 |   |                                     |    |   |                                 |   |   |                               |   |   |   |   |
| Cash                    and cash equivalents, beginning of period                                                                    |   |                                     | 2,000   |   |                                 |   | -      |                               |   |   | — |   |
|                                                                                                                                 |   |                                     |    |   |                                 |   |   |                               |   |   |   |   |
| Cash                    and cash equivalents, end of period                                                                          |   | $                                        | 8,610   |   |                                 | $      | -      |                               |   | $ | 8,610 |   |
|                                                                                                                                 |   |                                     |    |   |                                 |   |   |                               |   |   |   |   |
| Supplemental                    disclosure of cash flow information:                                                                 |   |                                     |    |   |                                 |   |   |                               |   |   |   |   |
|      Cash                    paid during the period for:                                                    |   |                                     |    |   |                                 |   |   |                               |   |   |   |   |
|           Income                    taxes                                          |   | $                                        | -       |   |                                 | $      | -      |                               |   | $ | - |   |
|           Interest                                                                 |   | $                                        | 1,981   |   |                                 | $      | -      |                               |   | $ | 1,981 |   |

*-              5              -*

----

|                                                                             |   |                               |   |   |                            |   |   |       |   |   |                                   |   |   |    |   |   |                                 |   |   |   |   |
|----------------------------------------------------------------------------------|--------|------------------------------------|--------|--------|---------------------------------|--------|--------|------------|--------|--------|----------------------------------------|--------|--------|---------|--------|--------|--------------------------------------|--------|--------|--------|--------|
| **Across                    America Financial Services, Inc.**         |   |                               |   |   |                            |   |   |       |   |   |                                   |   |   |    |   |   |                                 |   |   |
| (A                    Development Stage Company)                                 |   |                               |   |   |                            |   |   |       |   |   |                                   |   |   |    |   |   |                                 |   |   |   |   |
| **Statement                    of Changes in Shareholders' Deficit**   |   |                               |   |   |                            |   |   |       |   |   |                                   |   |   |    |   |   |                                 |   |   |
| for                    the nine months ended September 30, 2007                  |   |                               |   |   |                            |   |   |       |   |   |                                   |   |   |    |   |   |                                 |   |   |   |   |
|                                                                             |   |                               |   |   |                            |   |   |       |   |   |                                   |   |   |    |   |   |                                 |   |   |   |   |
|                                                                             |   | Preferred                    Stock |   |   | Common                    Stock |   |   | Additional |   |   | Deficit                    Accumulated |   |   |    |   |
|                                                                             |   |                               |   |   | Par                             |   |   |       |   |   | Par                                    |   |   | Paid-in |   |   | Earnings                    During   |   |   |   |   |
|                                                                             |   | Shares                             |   |   | Value                           |   |   | Shares     |   |   | Value                                  |   |   | Captial |   |   | Development                    Stage |   |   | Total  |   |
| Balance                    at December 31, 2006                                  |   |                               | -      |   |                            | $      | -      |       |   |   | 2,000,000                              |   |   | $       | 2,000  |   |                                 | $      | -      |   |   | $ | (500 | ) |   | $ | 1,500 |   |
|                                                                             |   |                               |   |   |                            |   |   |       |   |   |                                   |   |   |    |   |   |                                 |   |   |   |   |   |   |   |   |   |   |   |
| January                    12, 2007 Warrant expense  (note 5)          |   |                               | -      |   |                            |   | -      |       |   |   | -                                      |   |   |    | -      |   |                                 |   | 424    |   |   |   | - |   |   |   | 424 |   |
|                                                                             |   |                               |   |   |                            |   |   |       |   |   |                                   |   |   |    |   |   |                                 |   |   |   |   |   |   |   |   |   |   |   |
| March                    22, 2007 - AARD Spin Off  (note 4)            |   |                               | -      |   |                            |   | -      |       |   |   | (189,524                               | )      |   |    | (190   | )      |                                 |   | 190    |   |   |   | - |   |   |   | - |   |
|                                                                             |   |                               |   |   |                            |   |   |       |   |   |                                   |   |   |    |   |   |                                 |   |   |   |   |   |   |   |   |   |   |   |
| Net                    loss, nine months ended                                   |   |                               |   |   |                            |   |   |       |   |   |                                   |   |   |    |   |   |                                 |   |   |   |   |   |   |   |   |   |   |   |
|    September                    30, 2007                          |   |                               | -      |   |                            |   | -      |       |   |   | -                                      |   |   |    | -      |   |                                 |   | -      |   |   |   | (54,516 | ) |   |   | (54,516 | ) |
|                                                                             |   |                               |   |   |                            |   |   |       |   |   |                                   |   |   |    |   |   |                                 |   |   |   |   |   |   |   |   |   |   |   |
| Balance                    at September 30, 2007                                 |   |                               | -      |   |                            | $      | -      |       |   |   | 1,810,476                              |   |   | $       | 1,810  |   |                                 | $      | 614    |   |   | $ | (55,016 | ) |   | $ | (52,592 | ) |

*-              6              -*

----

**ACROSS          AMERICA FINANCIAL SERVICES, INC.**

**(A          Development Stage Company)**

**Notes          to Financial Statements**

**(1)                 **

***Nature          of Organization and Basis of Presentation***

**(2)              Income Taxes**

**(3)               **Related            Party Transactions****

***Promissory          Note and Warrants***

| *As                    of September 30, 2007* |   |   |   |
|-----------------------------------------------|--------|--------|--------|
|                                          |   |   |   |
| Principal                                     |   | $      | 60,000 |   |
| Interest                                      |   |   | 1,973  |   |
|                                          |   | $      | 61,973 |   |

*-              7              -*

----

**ACROSS          AMERICA FINANCIAL SERVICES, INC.**

**(A          Development Stage Company)**

**Notes          to Financial Statements**

**(4)               **Stockholders            Equity****

**(5)               Warrant Expense**

|                                       |   | Quarter                    Ended September 30, |   |
|--------------------------------------------|--------|------------------------------------------------|--------|
|                                       |   | 2007                                           |   |
|                                       |   |                                           |   |
| Risk                    free interest rate |   |                                           | 4.76   | % |
| Expected                    life           |   |                                           | 5.0    |   |
| Dividend                    yield          |   |                                           | 0.00   | % |
| Expected                    volatility     |   |                                           | 0.00   | % |
| Fair                    Value              |   | $                                              | 0.0021 |   |

*-              8              -*

----

**ACROSS          AMERICA FINANCIAL SERVICES, INC.**

**(A          Development Stage Company)**

**Notes          to Financial Statements**

|                                              |                                  |   | Warrants                    Outstanding            |   |                                                   |   |                                         |    | Warrants                    Exercisable |   |                                               |
|---------------------------------------------------|---------------------------------------|--------|----------------------------------------------------|--------|--------------------------------------------------------|--------|----------------------------------------------|---------|-----------------------------------------|--------|----------------------------------------------------|
|                                              | Number                    of Warrants |   | Weighted                    Average Exercise Price |   | Weighted                    Remaining Contractual Term |   | Aggregate                    Intrinsic Value |    | Shares                    Exercisable   |   | Weighted                    Average Exercise Price |   | Weighted                    Remaining Contractual Term |   | Aggregate                    Intrinsic Value |
|                                              |                                  |   |                                               |   |                                                   |   |                                         |    |                                    |   |                                               |   |   |   |   |
| Balance                    at December 31, 2006   |                                  |   |                                               |   |                                                   |   |                                         |    |                                    |   |                                               |   |   |   |
|                                              |  -                               |   | -                                                  |   | -                                                      |   | -                                            |    | -                                       |   | -                                                  |   | - |   | - |
|                                              |                                  |   |                                               |   |                                                   |   |                                         |    |                                    |   |                                               |   |   |   |   |
| Activity                    during 2007:          |                                  |   |                                               |   |                                                   |   |                                         |    |                                    |   |                                               |   |   |   |   |
| Granted                                           | 200,000                               |   | 0.01                                               |   |                                                   |   | -         | 200,000 |                                    | 0.01   |                                               | - | - |
| Expired/Cancelled                                 | -                                     |   |                                               |   |                                                   |   |                                         |    | -                                       | -      |                                               | - | - |
| Forfeited                                         | -                                     |   |                                               |   |                                                   |   |                                         |    | -                                       | -      |                                               | - | - |
| Exercised                                         | -                                     |   |                                               |   |                                                   |   |                                         |    | -                                       |   | -                                                  |   |  - |   | - |
|                                              |                                  |   |                                               |   |                                                   |   |                                         |    |                                    |   |                                               |   |   |   |   |
| Balance,                    at September 30, 2007 |                                  |   |                                               |   |                                                   |   |                                         |    |                                    |   |                                               |   |   |   |
|                                              | 200,000                               |   | 0.01                                               |   | 4.8                                                    |   | -                                            |    | 200,000                                 |   | 0.01                                               |   | 4.8 |   |  - |

*-              9              -*

----

**ITEM          2.     MANAGEMENT’S DISCUSSION AND ANALYSIS AND PLAN OF          OPERATION**

**Forward-Looking          Statements**

This          Quarterly Report on Form 10-QSB and the documents          incorporated herein by reference contain forward-looking statements that          have          been made pursuant to the provisions of the Private Securities Litigation          Reform          Act of 1995.  Such forward-looking statements are based on current          expectations, estimates, and projections about our industry, management          beliefs,          and certain assumptions made by our management.  Words such as“anticipates”, “expects”, “intends”, “plans”, “believes”, “seeks”, “estimates”,          variations of such words, and similar expressions are intended to identify          such          forward-looking statements.  These statements are not guarantees of          future performance and are subject to certain risks, uncertainties, and          assumptions that are difficult to predict; therefore, actual results may          differ          materially from those expressed or forecasted in any such forward-looking          statements.  Unless required by law, we undertake no obligation to          update publicly any forward-looking statements, whether as a result of          new          information, future events, or otherwise.  However, readers should          carefully review the risk factors set forth herein and in other reports          and          documents that we file from time to time with the Securities and Exchange          Commission, particularly the Report on Form 10-SB, and Annual Reports on          Form          10-KSB, Quarterly reports on Form 10-QSB and any Current Reports on Form          8-K.

**Risk          Factors**

*The          occurrence of any of the following risks could materially and          adversely*
*affect our business, financial condition and operating result.          In this case,*
*the trading price of our common stock could decline and          you might lose all or*
*part of your investment.*

***If          we do not generate adequate revenues to finance our operations, our business          may          fail.***

*-              10              -*

----

***Because          we had incurred a loss and have no current operations, our accountants          have          expressed doubts about our ability to continue as a going          concern.***

| · | our                    ability to locate mortgage brokerage clients who will use our                    brokerage                    services; and |
|--------|----------------------------------------------------------------------------------------------------------------------------------------------------|

| · | our                    ability to generate revenues. |
|--------|------------------------------------------------------|

***The          lack of a broker or dealer to create or maintain a market in our stock          could          adversely impact the price and liquidity of our          securities.***

***As          our stock will not be listed on Nasdaq or another national exchange, trading          in          our shares will be subject to rules governing "penny stocks," which will          impair          trading activity in our shares.***

*-              11              -*

----

***Issuances          of our stock could dilute current shareholders and adversely affect the          market          price of our common stock, if a public trading market          develops.***

***Colorado          law and our Articles of Incorporation protect our directors from certain          types          of lawsuits, which could make it difficult for us to recover damages from          them          in the event of a lawsuit.***

***We          are Subject to Extensive Regulation.***

*-              12              -*

----

***Competition          in the mortgage brokerage industry is intense.***

***The          combined share control position of GDBA Investments, LLLP and Mr. Klemsz’s and          his affiliates will limit the ability of other shareholders to influence          corporate actions.***

**    **

***Our          future success depends, in large part, on the continued service of our          President          and our Secretary-Treasurer.***

**    **

**Overview          and History**

*-              13              -*

----

**Results          of Operations**

**Liquidity          and Capital Resources**

**Plan          of Operation for December 31, 2006 to December 31, 2007**

*-              14              -*

----

**Seasonality**

**Critical          Accounting Policies**

**ITEM          3.  CONTROLS AND PROCEDURES**

**PART          II.  OTHER INFORMATION**

**ITEM          1.  LEGAL PROCEEDINGS**

**ITEM          2.  CHANGES IN SECURITIES**

*-              15              -*

----

**ITEM          3.  DEFAULTS UPON SENIOR SECURITIES**

**ITEM          4.  SUBMISSION OF MATTERS TO A VOTE OF SECURITY          HOLDERS**

**ITEM          5.  OTHER INFORMATION**

**ITEM          6.  EXHIBITS AND REPORTS ON FORM 8-K**

| 3.1    | Articles                    of Incorporation *                                                                                                                                                                                                                               |   |   |
|--------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|--------|
| 3.2    | Bylaws*                                                                                                                                                                                                                                                                      |   |   |
| 4.1    | Warrant                    dated January 12, 2007 for Safe Harbor Development                    Company*                                                                                                                                                                    |   |   |
| 10.1   | Promissory                    Note dated January 12, 2007 with Safe Harbor Development                    Company*                                                                                                                                                           |   |   |
| 31.1   | Certification                    of Chief Executive Officer and Chief Financial Officer pursuant                    to Rule                    13a14(a)/15(d)-14(a)                                                                                                          |   |   |
| 32.1   | Certification                    of Chief Executive Officer and Chief Financial Officer pursuant                    to 18                    U.S.C. Section 1350, as adopted pursuant to Section 906 of the                    Sarbanes                    Oxley Act of 2002 |   |   |
|   |                                                                                                                                                                                                                                                                         |   |   |

*-              16              -*

----

**SIGNATURES**

|                                               | ACROSS                    AMERICA FINANCIAL SERVICES,                    INC.,a  Colorado                    corporation |                                                                                                                                                                                                                                                 |
|----------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                               |                                                                                                                               |                                                                                                                                                                                                                                                 |   |
| Date:  November                  8, 2007 | By:                                                                                                                                | /s/  /s/                  Brian L. Klemsz                                                                                                                                                                                   |   |
|                                               |                                                                                                                               | Brian                    L. Klemsz, President, Chief Executive Officer,Chief Financial                    Officer                    and                    Director (Principal Executive, Accounting and Financial                    Officer) |   |
|                                               |                                                                                                                               |                                                                                                                                                                                                                                                 |   |
|                                               |                                                                                                                               |                                                                                                                                                                                                                                                 |   |

*-          17 -*

----

----