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**SECURITIES      AND EXCHANGE COMMISSION**

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**FORM      10-QSB**

**June      30, 2007**

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*Commission      File No. 000-*52530**

**Across      America Financial Services, Inc. **

| Colorado                                                      | 20-8097969                                  |
|---------------------------------------------------------------|---------------------------------------------|
| (State                  or other jurisdiction                 | (IRS                  Employer File Number) |
| of                  incorporation)                            |                                        |
|                                                          |                                        |
|                                                          |                                        |
| 700                  17th                  Street, Suite 1200 |                                        |
| Denver,                  Colorado                             | 80202                                       |
| (Address                  of principal executive offices)     | (zip                  code)                 |

*-          1          -*

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**FORM      10-QSB **

**Across      America Financial Services, Inc. **

**TABLE      OF CONTENTS**

| PART                I FINANCIAL INFORMATION                                                                                                                         |   |
|---------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|
|                                                                                                                                                                |   |
| Item                1. Financial Statements for the period ended June 30, 2007                                                                                      | 3      |
|         Balance                Sheet (Unaudited)                                                                            | 3      |
|         Statements                of Operations (Unaudited)                                                                 | 4      |
|         Statements                of Cash Flows (Unaudited)                                                                 | 5      |
|                                Statement of Changes in Shareholders' Deficit (Unaudited) | 6      |
|         Notes                to Consolidated Financial Statements                                                           | 7      |
|                                                                                                                                                      |   |
|                                                                                                                                                                |   |
| Item                2. Management’s Discussion and Analysis and Plan of                Operation                                                              | 10     |
|                                                                                                                                                                |   |
| Item                3. Controls and Procedures                                                                                                                      | 15     |
|                                                                                                                                                                |   |
| PART                II OTHER INFORMATION                                                                                                                            |   |
|                                                                                                                                                                |   |
| Item                1. Legal Proceedings                                                                                                                            | 16     |
| Item                2. Changes in Securities                                                                                                                        | 16     |
| Item                3. Defaults Upon Senior Securities                                                                                                              | 16     |
| Item                4. Submission of Matters to a Vote of Security Holders                                                                                          | 16     |
| Item                5. Other Information                                                                                                                            | 16     |
| Item                6. Exhibits and Reports on Form 8-K                                                                                                             | 16     |
|                                                                                                                                                                |   |
| Signatures                                                                                                                                                          | 17     |
|                                                                                                                                                                |   |

*-            2            -*

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**PART      I  FINANCIAL INFORMATION**

**ITEM      1.  FINANCIAL STATEMENTS**

| Across                America Financial Services, Inc.                                                                                                                                                                                                             |   |   |    |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|--------|---------|
| (A                Development Stage Company)                                                                                                                                                                                                                       |   |   |    |
| Balance                Sheet                                                                                                                                                                                                                                       |   |   |    |
| (unaudited)                                                                                                                                                                                                                                                        |   |   |    |
| June                30, 2007                                                                                                                                                                                                                                       |   |   |    |
|                                                                                                                                                                                                                                                               |   |   |    |
|                                           Assets |   |   |    |
| Cash                and cash equivalents                                                                                                                                                                                                                           |   | $      | 6,217   |   |
| Deposits                                                                                                                                                                                                                                                           |   |   | 3,164   |   |
|      Total                assets                                                                                                                                                                                                          |   | $      | 9,381   |   |
|                                                                                                                                                                                                                                                               |   |   |    |   |
|                                                                                                                                                                                                                                                               |   |   |    |   |
|                   Liabilities                and Shareholders' Deficit                                                                                                   |   |   |    |   |
| Liabilities                                                                                                                                                                                                                                                        |   |   |    |   |
|   Accrued                liabilities                                                                                                                                                                                                                     |   | $      | 5,150   |   |
|   Note                payable, related party  (note 3)                                                                                                                                                                                         |   |   | 51,981  |   |
|      Total                liabilities                                                                                                                                                                                                     |   |   | 57,131  |   |
|                                                                                                                                                                                                                                                               |   |   |    |   |
| Shareholders'                deficit (note 4)                                                                                                                                                                                                                      |   |   |    |   |
|   Preferred                stock, $.10 par value; 1,000,000 shares authorized,                                                                                                                                                                           |   |   | -       |   |
|      -0-                shares issued and outstanding                                                                                                                                                                                     |   |   |    |   |
|   Common                stock, $.001 par value; 50,000,000 shares authorized,                                                                                                                                                                            |   |   | 1,810   |   |
|      1,810,476                shares issued and outstanding                                                                                                                                                                               |   |   |    |   |
|   Additional                paid-in-capital                                                                                                                                                                                                              |   |   | 614     |   |
|   Deficit                accumulated during development stage                                                                                                                                                                                            |   |   | (50,174 | ) |
|      Total                shareholders' deficit                                                                                                                                                                                           |   |   | (47,750 | ) |
|                                                                                                                                                                                                                                                               |   |   |    |   |
| Total                liabilities and shareholders deficit                                                                                                                                                                                                          |   | $      | 9,381   |   |

*-            3            -*

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| Across                America Financial Services, Inc.                                              |       |                                                                |       |       |                                                              |       |       |                        |       |       |       |       |       |                           |       |
|-----------------------------------------------------------------------------------------------------|------------|---------------------------------------------------------------------|------------|------------|-------------------------------------------------------------------|------------|------------|-----------------------------|------------|------------|------------|------------|------------|--------------------------------|------------|
| (A                Development Stage Company)                                                        |       |                                                                |       |       |                                                              |       |       |                        |       |       |       |       |       |                           |       |
| Statements                of Operations                                                             |       |                                                                |       |       |                                                              |       |       |                        |       |       |       |       |       |                           |       |
| (unaudited)                                                                                         |       |                                                                |       |       |                                                              |       |       |                        |       |       |       |       |       |                           |       |
|                                                                                                |       |                                                                | ** ** | ** ** | ** **                                                        | ** ** | ** ** | ** **                  | ** ** | ** ** | ** ** | ** ** | ** ** | **December                1,** | ** ** |
| ** **                                                                                          | ** ** | ** **                                                          | ** ** | ** ** | ** **                                                        | ** ** | ** ** | ** **                  | ** ** | ** ** | ** ** | ** ** | ** ** | **2005**                       | ** ** |
| ** **                                                                                          | ** ** | ** **                                                          | ** ** | ** ** | ** **                                                        | ** ** | ** ** | ** **                  | ** ** | ** ** | ** ** | ** ** | ** ** | **(Inception)**                | ** ** |
| ** **                                                                                          | ** ** | **Three                Months Ended**** **** **** ** | ** ** | ** ** | **Six                Months Ended**** **** **** ** | ** ** | ** ** | **Through**                 | ** ** |
| ** **                                                                                          | ** ** | **June                30,**** **** **** **           | ** ** | ** ** | **June                30,**** **** **** **         | ** ** | ** ** | **June                30,** | ** ** |
| ** **                                                                                          | ** ** | **2007**                                                            | ** ** | ** ** | **2006**                                                          | ** ** | ** ** | **2007**                    | ** ** | ** ** | **2006**   | ** ** | ** ** | **2007**                       |       |
|                                                                                                |       |                                                                |       |       |                                                              |       |       |                        |       |       |       |       |       |                           |       |
| Operating                expenses:                                                                  |       |                                                                |       |       |                                                              |       |       |                        |       |       |       |       |       |                           |       |
|    Selling,                general and administrative                                |       | $                                                                   | 9,358      |       |                                                              | $          | -          |                        |       | $          | 47,693     |       |       | $                              | -          |   |   | $ | 48,193 |   |
|           Total                operating expenses |       |                                                                | 9,358      |       |                                                              |       | -          |                        |       |       | 47,693     |       |       |                           | -          |   |   |   | 48,193 |   |
|                                                                                                |       |                                                                |       |       |                                                              |       |       |                        |       |       |       |       |       |                           |       |   |   |   |   |   |
|           Loss                from operations     |       |                                                                | (9,358     | )          |                                                              |       | -          |                        |       |       | (47,693    | )          |       |                           | -          |   |   |   | (48,193 | ) |
|                                                                                                |       |                                                                |       |       |                                                              |       |       |                        |       |       |       |       |       |                           |       |   |   |   |   |   |
| Non-operating                expense:                                                               |       |                                                                |       |       |                                                              |       |       |                        |       |       |       |       |       |                           |       |   |   |   |   |   |
|   Interest                expense, related party (note 3)                                 |       |                                                                | (1,932     | )          |                                                              |       | -          |                        |       |       | (1,981     | )          |       |                           | -          |   |   |   | (1,981 | ) |
|           Loss                before income taxes |       |                                                                | (11,290    | )          |                                                              |       | -          |                        |       |       | (49,674    | )          |       |                           | -          |   |   |   | (50,174 | ) |
|                                                                                                |       |                                                                |       |       |                                                              |       |       |                        |       |       |       |       |       |                           |       |   |   |   |   |   |
|                                                                                                |       |                                                                |       |       |                                                              |       |       |                        |       |       |       |       |       |                           |       |   |   |   |   |   |
|           Net                loss                 |       | $                                                                   | (11,290    | )          |                                                              | $          | -          |                        |       | $          | (49,674    | )          |       | $                              | -          |   |   | $ | (50,174 | ) |
|                                                                                                |       |                                                                |       |       |                                                              |       |       |                        |       |       |       |       |       |                           |       |   |   |   |   |   |
|                                                                                                |       |                                                                |       |       |                                                              |       |       |                        |       |       |       |       |       |                           |       |   |   |   |   |   |
| Basic                and diluted loss per share                                                     |       | $                                                                   | (0.01      | )          |                                                              | $          | -          |                        |       | $          | (0.03      | )          |       | $                              | -          |   |   |   |   |   |
|                                                                                                |       |                                                                |       |       |                                                              |       |       |                        |       |       |       |       |       |                           |       |   |   |   |   |   |
| Basic                and diluted weighted average common                                            |       |                                                                |       |       |                                                              |       |       |                        |       |       |       |       |       |                           |       |   |   |   |   |   |
|    shares                outstanding                                                 |       |                                                                | 1,810,476  |       |                                                              |       | -          |                        |       |       | 1,810,476  |       |       |                           | -          |   |   |   |   |   |

*-            4            -*

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| Across                America Financial Services,                Inc.                                                            |   |                                |    |   |                        |   |    |                           |   |
|----------------------------------------------------------------------------------------------------------------------------------|--------|-------------------------------------|---------|--------|-----------------------------|--------|---------|--------------------------------|--------|
| (A                Development Stage Company)                                                                                     |   |                                |    |   |                        |   |    |                           |   |
| Statements                of Cash Flows                                                                                          |   |                                |    |   |                        |   |    |                           |   |
| (Unaudited)                                                                                                                      |   |                                |    |   |                        |   |    |                           |   |
|                                                                                                                             |   |                                |    |   |                        |   |    | **December                1,** |   |
|                                                                                                                             |   |                                |    |   |                        |   |    | **2005**                       |   |
|                                                                                                                             |   |                                |    |   |                        |   |    | **(Inception)**                |   |
|                                                                                                                             |   | **Six                Months Ended** |    |   | **Through**                 |   |
|                                                                                                                             |   | **June                30,**         |    |   | **June                30,** |   |
|                                                                                                                             |   | **2007**                            |    |   | **2006**                    |   |    | **2007**                       |   |
| Cash                flows from operating activities:                                                                             |   |                                |    |   |                        |   |    |                           |   |
| Net                loss                                                                                                          |   | $                                   | (49,674 | )      |                        | $      | -       |                           |   | $ | (50,174 | ) |
| Adjustments                to reconcile net loss to net cash used by operating                activities:                        |   |                                |    |   |                        |   |    |                           |   |   |   |   |
|   Warrant                expense  (note 5)                                                                   |   |                                | 424     |   |                        |   | -       |                           |   |   | 424 |   |
|      Changes                in operating assets and operating liabilities:                              |   |                                |    |   |                        |   |    |                           |   |   |   |   |
|         Prepaid                expenses                                                  |   |                                | (3,164  | )      |                        |   |  - |                           |   |   |  - |   |
|         Accounts                payable and accrued liabilities                          |   |                                | 6,582   |   |                        |   | -       |                           |   |   | 7,131 |   |
|             Net                cash (used in) operating activities   |   |                                | (45,832 | )      |                        |   | -       |                           |   |   | (42,619 | ) |
|                                                                                                                             |   |                                |    |   |                        |   |    |                           |   |   |   |   |
| Cash                flows from financing activities:                                                                             |   |                                |    |   |                        |   |    |                           |   |   |   |   |
|         Proceeds                from sale of common stock                                |   |                                | -       |   |                        |   | -       |                           |   |   | 2,000 |   |
|         Proceeds                from note payable, related party (note 3)                |   |                                | 50,049  |   |                        |   | -       |                           |   |   | 50,000 |   |
|             Net                cash provided by financing activities |   |                                | 50,049  |   |                        |   | -       |                           |   |   | 52,000 |   |
|             Net                change in cash                        |   |                                | 4,217   |   |                        |   | -       |                           |   |   | 6,217 |   |
|                                                                                                                             |   |                                |    |   |                        |   |    |                           |   |   |   |   |
| Cash                and cash equivalents, beginning of period                                                                    |   |                                | 2,000   |   |                        |   | -       |                           |   |   | — |   |
|                                                                                                                             |   |                                |    |   |                        |   |    |                           |   |   |   |   |
| Cash                and cash equivalents, end of period                                                                          |   | $                                   | 6,217   |   |                        | $      | -       |                           |   | $ | 6,217 |   |
|                                                                                                                             |   |                                |    |   |                        |   |    |                           |   |   |   |   |
| Supplemental                disclosure of cash flow information:                                                                 |   |                                |    |   |                        |   |    |                           |   |   |   |   |
|      Cash                paid during the period for:                                                    |   |                                |    |   |                        |   |    |                           |   |   |   |   |
|           Income                taxes                                          |   | $                                   | -       |   |                        | $      | -       |                           |   | $ | - |   |
|           Interest                                                             |   | $                                   | -       |   |                        | $      | -       |                           |   | $ | - |   |

*-            5            -*

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| Across                  America Financial Services, Inc.              |   |                             |   |   |                          |   |   |       |   |   |                               |   |   |    |   |   |                                 |   |   |   |   |
|-----------------------------------------------------------------------|--------|----------------------------------|--------|--------|-------------------------------|--------|--------|------------|--------|--------|------------------------------------|--------|--------|---------|--------|--------|--------------------------------------|--------|--------|--------|--------|
| (A                  Development Stage Company)                        |   |                             |   |   |                          |   |   |       |   |   |                               |   |   |    |   |   |                                 |   |   |   |   |
| Statement                  of Changes in Shareholders' Deficit        |   |                             |   |   |                          |   |   |       |   |   |                               |   |   |    |   |   |                                 |   |   |   |   |
| for                  the six months ended June 30, 2007               |   |                             |   |   |                          |   |   |       |   |   |                               |   |   |    |   |   |                                 |   |   |   |   |
|                                                                  |   |                             |   |   |                          |   |   |       |   |   |                               |   |   |    |   |   | Deficit                  Accumulated |   |   |   |   |
|                                                                  |   | Preferred                  Stock |   |   | Common                  Stock |   |   | Additional |   |   | Earnings                    During |   |   |    |   |
|                                                                  |   |                             |   |   | Par                           |   |   |       |   |   | Par                                |   |   | Paid-in |   |   | Development                          |   |   |   |   |
|                                                                  |   | Shares                           |   |   | Value                         |   |   | Shares     |   |   | Value                              |   |   | Captial |   |   | Stage                                |   |   | Total  |   |
| Balance                  at December 31, 2006                         |   |                             | -      |   |                          | $      | -      |       |   |   | 2,000,000                          |   |   | $       | 2,000  |   |                                 | $      | -      |   |   | $ | (500 | ) |   | $ | 1,500 |   |
|                                                                  |   |                             |   |   |                          |   |   |       |   |   |                               |   |   |    |   |   |                                 |   |   |   |   |   |   |   |   |   |   |   |
| January                  12, 2007 Warrant expense  (note 5) |   |                             | -      |   |                          |   | -      |       |   |   | -                                  |   |   |    | -      |   |                                 |   | 424    |   |   |   | - |   |   |   | 424 |   |
|                                                                  |   |                             |   |   |                          |   |   |       |   |   |                               |   |   |    |   |   |                                 |   |   |   |   |   |   |   |   |   |   |   |
| March                  22, 2007 - AARD Spin Off  (note 4)   |   |                             | -      |   |                          |   | -      |       |   |   | (189,524                           | )      |   |    | (190   | )      |                                 |   | 190    |   |   |   | - |   |   |   | - |   |
|                                                                  |   |                             |   |   |                          |   |   |       |   |   |                               |   |   |    |   |   |                                 |   |   |   |   |   |   |   |   |   |   |   |
| Net                  loss, six months ended                           |   |                             |   |   |                          |   |   |       |   |   |                               |   |   |    |   |   |                                 |   |   |   |   |   |   |   |   |   |   |   |
|    June                  30, 2007                      |   |                             | -      |   |                          |   | -      |       |   |   | -                                  |   |   |    | -      |   |                                 |   | -      |   |   |   | (49,674 | ) |   |   | (49,674 | ) |
|                                                                  |   |                             |   |   |                          |   |   |       |   |   |                               |   |   |    |   |   |                                 |   |   |   |   |   |   |   |   |   |   |   |
| Balance                  at June 30, 2007                             |   |                             | -      |   |                          | $      | -      |       |   |   | 1,810,476                          |   |   | $       | 1,810  |   |                                 | $      | 614    |   |   | $ | (50,174 | ) |   | $ | (47,750 | ) |
|                                                                  |   |                             |   |   |                          |   |   |       |   |   |                               |   |   |    |   |   |                                 |   |   |   |   |   |   |   |   |   |   |   |

*-            6            -*

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**ACROSS      AMERICA FINANCIAL SERVICES, INC.**

**(A      Development Stage Company)**

**Notes      to Financial Statements**

** (1)        Nature of Organization and Summary of Significant Accounting      Policies**

***Nature      of Organization and Basis of Presentation***

**(2) Income      Taxes**

**(3)            **

***Promissory      Note and Warrants***

*-            7            -*

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**ACROSS      AMERICA FINANCIAL SERVICES, INC.**

**(A      Development Stage Company)**

**Notes      to Financial Statements**

| As                of June 30, 2007 |   |   |   |
|------------------------------------|--------|--------|--------|
|                               |   |   |   |
| Principal                          |   | $      | 50,000 |   |
| Interest                           |   |   | 1,981  |   |
|                               |   | $      | 51,981 |   |

**(4)          Stockholders Equity**

**(5)   Warrant      Expense**

|                                   |   | Quarter                Ended June 30, |   |
|----------------------------------------|--------|---------------------------------------|--------|
|                                   |   | 2007                                  |   |
|                                   |   |                                  |   |
| Risk                free interest rate |   |                                  | 4.76   | % |
| Expected                life           |   |                                  | 5.0    |   |
| Dividend                yield          |   |                                  | 0.00   | % |
| Expected                volatility     |   |                                  | 0.00   | % |
| Fair                Value              |   | $                                     | 0.0021 |   |

*-            8            -*

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**ACROSS      AMERICA FINANCIAL SERVICES, INC.**

**(A      Development Stage Company)**

**Notes      to Financial Statements**

|                                   |   |                                   |    |   | Warrants                Outstanding            |   |    |                                               |   |   |                                     |   |   | Warrants                Exercisable |    |   |                                           |   |
|----------------------------------------|--------|----------------------------------------|---------|--------|------------------------------------------------|--------|---------|----------------------------------------------------|--------|--------|------------------------------------------|--------|--------|-------------------------------------|---------|--------|------------------------------------------------|--------|
|                                   |   | Number of                Warrants |    |   | Weighted                Average Exercise Price |   |    | Weighted                Remaining Contractual Term |   |   | Aggregate                Intrinsic Value |   |   | Shares                Exercisable   |    |   | Weighted                Average Exercise Price |   |   | Weighted                Remaining Contractual Term |   |   | Aggregate                Intrinsic Value |   |
|                                   |   |                                   |    |   |                                           |   |    |                                               |   |   |                                     |   |   |                                |    |   |                                           |   |   |   |   |   |   |   |
|                                   |   |                                   |    |   |                                           |   |    |                                               |   |   |                                     |   |   |                                |    |   |                                           |   |   |   |   |   |   |   |
| Balance                at December 31, |   |                                   |    |   |                                           |   |    |                                               |   |   |                                     |   |   |                                |    |   |                                           |   |   |   |   |   |   |   |
| 2006                                   |   |                                   | -       |   |                                           |   | -       |                                               |   |   | -                                        |   |   |                                | -       |   |                                           |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |
|                                   |   |                                   |    |   |                                           |   |    |                                               |   |   |                                     |   |   |                                |    |   |                                           |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Activity                during 2007:   |   |                                   |    |   |                                           |   |    |                                               |   |   |                                     |   |   |                                |    |   |                                           |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Granted                                |   |                                   | 200,000 |   |                                           |   | 0.01    |                                               |   |   |  -                                  |   |   |                                | -       |   |                                           |   | 200,000 |   |   |   | 0.01 |   |   |   | - |   |   |   | - |   |
| Expired/Cancelled                      |   |                                   | -       |   |                                           |   |  - |                                               |   |   |  -                                  |   |   |                                |  - |   |                                           |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |
| Forfeited                              |   |                                   | -       |   |                                           |   |  - |                                               |   |   |  -                                  |   |   |                                |  - |   |                                           |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |
| Exercised                              |   |                                   | -       |   |                                           |   |  - |                                               |   |   |  -                                  |   |   |                                |  - |   |                                           |   | - |   |   |   | - |   |   |   | - |   |   |   | - |   |
|                                   |   |                                   |    |   |                                           |   |    |                                               |   |   |                                     |   |   |                                |    |   |                                           |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Balance,                at June 30,    |   |                                   |    |   |                                           |   |    |                                               |   |   |                                     |   |   |                                |    |   |                                           |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| 2007                                   |   |                                   | 200,000 |   |                                           |   | 0.01    |                                               |   |   | 4.8                                      |   |   |                                | -       |   |                                           |   | 200,000 |   |   |   | 0.01 |   |   |   | 4.8 |   |   |   | - |   |
|                                   |   |                                   |    |   |                                           |   |    |                                               |   |   |                                     |   |   |                                |    |   |                                           |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |

*-            9            -*

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**ITEM      2.   MANAGEMENT’S DISCUSSION AND ANALYSIS AND PLAN OF      OPERATION**

**Forward-Looking      Statements**

This      Quarterly Report on Form 10-QSB and the documents      incorporated herein by reference contain forward-looking statements that have      been made pursuant to the provisions of the Private Securities Litigation Reform      Act of 1995.  Such forward-looking statements are based on current      expectations, estimates, and projections about our industry, management beliefs,      and certain assumptions made by our management.  Words such as“anticipates”, “expects”, “intends”, “plans”, “believes”, “seeks”, “estimates”,      variations of such words, and similar expressions are intended to identify      such      forward-looking statements.  These statements are not guarantees of      future performance and are subject to certain risks, uncertainties, and      assumptions that are difficult to predict; therefore, actual results may differ      materially from those expressed or forecasted in any such forward-looking      statements.  Unless required by law, we undertake no obligation to      update publicly any forward-looking statements, whether as a result of new      information, future events, or otherwise.  However, readers should      carefully review the risk factors set forth herein and in other reports and      documents that we file from time to time with the Securities and Exchange      Commission, particularly the Report on Form 10-SB, and Annual Reports on Form      10-KSB, Quarterly reports on Form 10-QSB and any Current Reports on Form      8-K.

**Risk      Factors**

*The      occurrence of any of the following risks could materially and      adversely*
*affect our business, financial condition and operating result.      In this case,*
*the trading price of our common stock could decline and      you might lose all or*
*part of your investment.*

***If      we do not generate adequate revenues to finance our operations, our business      may      fail.***

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***Because      we had incurred a loss and have no current operations, our accountants have      expressed doubts about our ability to continue as a going      concern.***

|   | r | our                ability to locate mortgage brokerage clients who will use our brokerage                services; and |
|--------|---|-------------------------------------------------------------------------------------------------------------------------|

|   | r | our                ability to generate revenues. |
|--------|---|--------------------------------------------------|

***The      lack of a broker or dealer to create or maintain a market in our stock could      adversely impact the price and liquidity of our      securities.***

***As      our stock will not be listed on Nasdaq or another national exchange, trading      in      our shares will be subject to rules governing "penny stocks," which will impair      trading activity in our shares.***

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***Issuances      of our stock could dilute current shareholders and adversely affect the market      price of our common stock, if a public trading market      develops.***

***Colorado      law and our Articles of Incorporation protect our directors from certain types      of lawsuits, which could make it difficult for us to recover damages from them      in the event of a lawsuit.***

***We      are Subject to Extensive Regulation.***

***Competition      in the mortgage brokerage industry is intense.***

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***The      combined share control position of GDBA Investments, LLLP and Mr. Klemsz’s and      his affiliates will limit the ability of other shareholders to influence      corporate actions.***

**     **

***Our      future success depends, in large part, on the continued service of our President      and our Secretary-Treasurer.***

**    **

**Overview      and History**

**Results      of Operations**

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**Liquidity      and Capital Resources**

**Plan      of Operation for December 31, 2006 to December 31, 2007**

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**Seasonality**

**Critical      Accounting Policies**

**ITEM      3.  CONTROLS AND PROCEDURES**

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**PART      II.  OTHER      INFORMATION**

**ITEM      1.  LEGAL PROCEEDINGS**

**ITEM      2.  CHANGES IN SECURITIES**

**ITEM      3.  DEFAULTS UPON SENIOR SECURITIES**

**ITEM      4.  SUBMISSION OF MATTERS TO A VOTE OF SECURITY      HOLDERS**

**ITEM      5.  OTHER INFORMATION**

**ITEM      6.  EXHIBITS AND REPORTS ON FORM 8-K**

| 3.1  | Articles                of Incorporation *                                                                                                                                                                                                |
|------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 3.2  | Bylaws*                                                                                                                                                                                                                                   |
| 4.1  | Warrant                dated January 12, 2007 for Safe Harbor Development                Company*                                                                                                                                         |
| 10.1 | Promissory                Note dated January 12, 2007 with Safe Harbor Development                Company*                                                                                                                                |
| 31.1 | Certification                of Chief Executive Officer and Chief Financial Officer pursuant to                Rule                13a-14(a)/15(d)-14(a)                                                                                  |
| 32.1 | Certification                of Chief Executive Officer and Chief Financial Officer pursuant to                18                U.S.C. Section 1350, as adopted pursuant to Section 906 of the                Sarbanes-Oxley Act of 2002 |

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**SIGNATURES**

|                                                           | **ACROSS                AMERICA FINANCIAL SERVICES,                INC.,**a  Colorado                corporation |                                                                                                            |
|----------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------|
|                                                           |                                                                                                                       |                                                                                                            |   |
| Date:  AUGUST                13,                2007 | By:                                                                                                                        | /s/ Brian              L. Klemsz                                                                           |   |
|                                                           |                                                                                                                       | Brian              L. Klemsz, President, Chief              Executive Officer,Chief Financial Officer and  |   |
|                                                           |                                                                                                                       |  Director              (Principal              Executive, Accounting and Financial Officer)           |   |
|                                                           |                                                                                                                       |                                                                                                            |   |

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