U.S. Securities and Exchange Commission
 Washington, D.C. 20549
 Form 40-F
  o Registration statement pursuant to section 12 of the Securities Exchange Act of 1934
  [ü] Annual report pursuant to section 13(a) or 15(d) of the Securities Exchange Act of 1934
 For the fiscal year ended December 31, 2009
    
    Commission File Number: 1-31556
 FAIRFAX FINANCIAL HOLDINGS LIMITED
  Canada
 6331
 95 Wellington Street West

Suite 800

Toronto, Ontario Canada

M5J 2N7

(416) 367-4941
 Not Applicable
 CT Corporation System

111 Eighth Avenue, 13th Floor

New York, NY 10011

U.S.A.

(212) 894-8700
  Not Applicable
 Subordinate Voting Shares
 Not Applicable
  [ü]   Annual information form
    
    [ü]   Audited annual financial statements
  Subordinate Voting Shares 19,240,100
Multiple Voting Shares 1,548,000
  Yes   þ
    
    No   o
  Yes   o
    
    No   o




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UNDERTAKING AND CONSENT TO SERVICE OF PROCESS
  CONTROLS AND PROCEDURES
 Evaluation of Disclosure Controls and Procedures
  Managements Report on Internal Control over Financial Reporting
  Attestation Report of the Registered Public Accounting Firm
  Changes in Internal Control over Financial Reporting
   IDENTIFICATION OF THE AUDIT COMMITTEE
  AUDIT COMMITTEE FINANCIAL EXPERT




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CORPORATE GOVERNANCE GUIDELINES
  CODE OF ETHICS
  PRINCIPAL ACCOUNTANT FEES AND SERVICES
  Pre-Approval Policies and Procedures
   OFF-BALANCE SHEET ARRANGEMENTS




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TABULAR DISCLOSURE OF CONTRACTUAL OBLIGATIONS
   FORWARD-LOOKING INFORMATION




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SIGNATURE
  FAIRFAX FINANCIAL HOLDINGS LIMITEDDate: March 5, 2010
    By:
    /s/ Bradley P. MartinName:
    Bradley P. MartinTitle:
    Vice President, Chief Operating Officer and Corporate Secretary




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EXHIBIT INDEX
 1
    
    
    
    Annual Information Form dated March 5, 20102
    
    
    
    Audited Consolidated Financial Statements of the Registrant as of
December 31, 2009 and 2008 and for the three years in the period ended
December 31, 2009, the related notes and the auditors report relating
to the consolidated financial statements and the effectiveness of
internal control over financial reporting3
    
    
    
    Managements Discussion and Analysis of Financial Condition and
Results of Operations dated March 5, 2010, including Managements
Report on Internal Control over Financial Reporting4
    
    
    
    Narrative Description of Business dated March 5, 20105
    
    
    
    The information under Statement of Corporate Governance Practices in
the Registrants Management Proxy Circular, dated March 5, 2010 in
connection with the annual meeting of shareholders to be held on April
22, 2010, is incorporated herein by reference to Exhibit 1 to the
Registrants Report on Form 6-K furnished to the Securities and
Exchange Commission on March 5, 20106
    
    
    
    [intentionally omitted]7
    
    
    
    Consent of PricewaterhouseCoopers LLP regarding its report dated March
5, 20108
    
    
    
    Rule 13a-14(a)/15d-14(a) Certifications:
Certification of Registrants Chief Executive Officer
Certification of Registrants Chief Financial Officer9
    
    
    
    Section 1350 Certifications:
Certification of Registrants Chief Executive Officer
Certification of Registrants Chief Financial Officer