Exhibit 3.3

AMENDED AND RESTATED

CHARTER

OF

FIRST FORTIS LIFE INSURANCE COMPANY

Under Section 807 of the New York Business Corporation Law

and Under Section 1206 of the New York Insurance Law

I. The corporation was originally formed under the name
Securance Life Insurance Company. The corporations charter was originally filed by the New York Department of Insurance on August 17, 1971.

II.
This Amended and Restated Charter amends the corporations charter to effect the following changes:

(a) To change the name of the
corporation;

(b) To update the definitions of the kinds of insurance to be transacted by the corporation;

(c) To change the amount of admitted assets that would require additional directors;

(d) To change the date upon which the corporations annual meeting of stockholders may be held;

(e) To change the number of directors who must be residents of the State of New York, in conformity with the New York Insurance Law;

(f) To delete the names and addresses of the directors; and

(g) To add a provision limiting the personal liability of directors.

III. The text of the corporations charter is
hereby restated as amended to be effective as of September 6, 2005, and to read as set forth below in full:



|1. | The name of the corporation is UNION SECURITY LIFE INSURANCE COMPANY OF NEW YORK.
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|2. | The principal office of this corporation shall be located in the County of Onondaga, State of New York.
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|3. | The kinds of insurance to be transacted by this corporation shall be:
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A. Life Insurance, means every insurance upon the lives of human beings, and every insurance appertaining thereto, including the granting of endowment benefits, additional benefits in the event of death by
accident, additional benefits to safeguard the contract from lapse, accelerated payments of part or all of the death benefit or a special surrender value upon (i) diagnosis of terminal illness defined as a life expectancy of twelve months or
less, (ii) diagnosis of a medical condition requiring extraordinary medical care or treatment regardless of life expectancy, (iii) certification by a licensed health care practitioner of any condition which requires continuous care for the
remainder of the insureds life in an eligible facility or at home when the insured is chronically ill as defined by Section 7702 (B) of the Internal Revenue Code and regulations thereunder, provided the accelerated payments qualify
under Section 101 (g)(3) of the Internal Revenue Code and all other applicable sections of federal law in order to maintain favorable tax treatment or (iv) certification by a licensed health care practitioner that the insured is
chronically ill as defined by Section 7702 (B) of the Internal Revenue Code and regulations thereunder, provided the accelerated payments qualify under Section 101 (g)(3) of the Internal Revenue Code and all other applicable sections
of federal law in order to maintain favorable tax treatment and the insurer that issues such policy is a qualified long term care insurance carrier under Section 4980c of the Internal Revenue Code or provide a special surrender value, upon
total and permanent disability of the insured, and optional modes of settlement of proceeds. Life Insurance also includes additional benefits to safeguard the contract against lapse in the event of unemployment of the insured or in the
event the insured is a resident of a nursing home. Amounts paid the insurer for life insurance and proceeds applied under optional modes of settlement or under dividend options may be allocated by the insurer to one or more separate accounts
pursuant to section four thousand two hundred forty of this chapter.

B. Annuities, means all agreements to make
periodical payments for a period certain or where the making or continuance of all or some of a series of such payments, or the amount of any such payment, depends upon the continuance of human life, except payments made under the authority of
paragraph one hereof. Amounts paid the insurer to provide annuities and proceeds applied under optional modes of settlement or under dividend options may be allocated by the insurer to one or more separate accounts pursuant to section four thousand
two hundred forty of this chapter.

C. Accident and health insurance, means

(i) Insurance against death or personal injury by accident or by any specified kind or kinds of accident and insurance against sickness, ailment or
bodily injury, including insurance providing disability benefits pursuant to article nine of the workers compensation law, except as specified in item (ii) hereof; and

(ii) Non-cancellable disability insurance, meaning insurance against disability resulting from sickness, ailment or bodily injury (but excluding
insurance solely against accidental injury) under any contract which does not give the insurer the option to cancel or otherwise terminate the contract at or after one year from its effective date or renewal date.

D. Substantially similar kinds of insurance, meaning such insurance which, in the opinion of the superintendent, is determined
to be substantially similar to one of the foregoing kinds of insurance and thereupon for the purposes of this chapter shall be deemed to be included in that kind of insurance.



|4. | The mode and manner in which the corporate powers of this corporation shall be exercised are through a Board of Directors and through such officers and agents as said Board shall
empower.
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|5. | The number of directors of this corporation shall be not less than nine (9) and not more than thirteen (13), provided that the number of directors shall be increased to not
less than thirteen (13) within one year following the end of the calendar year in which the corporation exceeds one and one-half billion dollars ($1,500,000,000) in admitted assets.
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|6. | The annual meeting of the stockholders of this corporation shall be held no earlier than April 15 and no later than May 15 of each calendar year at such place (within or
without the State of New York) and at such date and hour as may be fixed from time to time by the Board of Directors and set forth in the notice of such meeting. At each such annual meeting directors shall be elected for the ensuing year to take
office immediately upon election and hold office until the next annual meeting of stockholders of the corporation and until the successors of such directors are elected.
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|7. | At each annual meeting of stockholders of the corporation, each stockholder of record on the books of the corporation who shall have held his or her shares in his or her own name at
least thirty (30) days prior to the meeting shall be entitled to one vote in person or by proxy for each share of the stock so held by him or her.
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|8. | Directors shall be chosen and elected by a plurality of the whole number of shares voted at the meeting.
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|9. | If any vacancy or vacancies in the Board of Directors shall occur by death, resignation, removal or otherwise, the remaining members of the Board of Directors, at a meeting called
for that purpose, or at a regular meeting, shall elect a director or directors to fill the vacancy or vacancies thus arising, and each director so elected shall hold office for the unexpired term of the director whose place he or she has taken.
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|10. | At all times, each director of this corporation shall be at least eighteen years of age, a majority of the directors shall be citizens and residents of the United States, and at
least two directors shall be residents of the State of New York.
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|11. | The duration of the corporate existence of this corporation shall be perpetual.
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|12. | The amount of capital of this corporation shall be Two Million Dollars, to be represented by One Hundred Thousand (100,000) shares of stock of a par value of Twenty Dollars
($20.00) per share.
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|13. | The Board of Directors at its annual meeting, which shall be held immediately after the annual meeting of stockholders of this corporation, shall elect a President, one or more Vice
Presidents, a Secretary and a Treasurer, and it may at its option at any time appoint or elect such other officers as shall from time to time be provided for in the bylaws of this corporation. Officers elected or appointed by the Board of Directors
shall respectively hold office until the next annual meeting and until their successors are chosen and have qualified. Other officers shall serve at the pleasure of the Board of Directors unless otherwise provided in the bylaws.
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|14. | Vacancies in the above elective offices occurring in the interval between annual meetings of the Board of Directors may be filled at any time by the Board of Directors, and the
person or persons so elected shall hold office until his, her or their successors are chosen and become qualified.
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|15. | Not less than one-third of the directors of this corporation (and, if the number of directors be less than twelve (12), then not less than four (4) directors of this
corporation) and not less than one-third of the members of each committee of the Board of Directors of this corporation shall be
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| | persons who are not officers or employees of this corporation or of any entity controlling, controlled by or under common control with this corporation and who are not beneficial
owners of a controlling interest in the voting stock of this corporation or any such entity. At least one such person must be included in any quorum for the transaction of business at any meeting of the Board of Directors or any committee thereof.
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|16. | The Board of Directors shall establish one or more committees comprised solely of directors who are not officers or employees of this corporation or of any entity controlling,
controlled by, or under common control with this corporation and who are not beneficial owners of a controlling interest in the voting stock of this corporation or any such entity. Such committee(s) shall have responsibility for recommending the
selection of independent certified public accountants, reviewing the corporations financial condition, the scope and results of the independent audit and any internal audit, nominating candidates for director for election by stockholders or
policyholders, and evaluating the performance of officers deemed by such committee or committees to be principal officers of this corporation and recommending to the Board of Directors the selection and compensation of such principal officers.
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|17. | No director shall be personally liable to the corporation or any of its stockholders for damages for any breach of duty as a director; provided, however, that the foregoing
provision shall not eliminate or limit (i) the liability of a director if a judgment or other final adjudication adverse to him or her establishes that his or her acts or omissions were in bad faith or involved intentional misconduct or were
acts or omissions (a) which he or she knew or reasonably should have known violated the New York Insurance Law or (b) which violated a specific standard of care imposed on directors directly, and not by reference, by a provision of the New
York Insurance Law (or any regulations promulgated thereunder) or (c) which constituted a knowing violation of any other law, or establishes that he or she personally gained in fact a financial profit or other advantage to which he or she was
not legally entitled; or (ii) the liability of a director for any act or omission prior to the adoption of this amendment by the stockholders of the corporation.
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IV. This Amended and Restated Charter was authorized by unanimous vote of the Board of Directors at a duly called meeting on May 3, 2005, and by consent resolutions adopted on May 20, 2005 by the
corporations sole stockholder who owns 100% of the corporations outstanding shares entitled to vote thereon.

IN WITNESS
WHEREOF,this Amended and Restated Charter has been subscribed to this 6th day of September, 2005 by the undersigned, who affirms under penalties of perjury that all the statements made therein are true.



UNION SECURITY LIFE INSURANCECOMPANY OF NEW YORK formerly First
Fortis Life Insurance CompanyBy:

/s/ P. Bruce CamachoName:

P. Bruce CamachoTitle:

President and Chief Executive Officer




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