Law Anhou Insurance Agency Limited Liability
Company


 


Agreement


 


This agreement is signed by the two parties:


Name of party A: Law Anhou Insurance Agency
Co., Ltd. (hereinafter referred to as Party A)


Legal representative: HU, CHANG-RONG


Registered address: 4F, Hesheng shidai
Business Building, No.26, South Yousheng Road, Jinshou District, Zhengzhou City


Postcode: 450012


Tel: 0317-60277684


 


Name of party B: LO, CHUNG-MEI


ID No.: A104355696


Taiwanese passport: 02054785


Home address: NO. 3, 4th floor, NO.19,
199th alley, Passage 3, Bade Unit, No. 16,


Fushi town, Songshan district, Taibei City


Physical address: 0206, high-rise, No.60,
Hongqi road Zhengzhou City


Postcode of physical address: 450002


Mobile number: 13592500688                           Tel
of physical address:


 


In accordance with Company
Law of the People’s Republic of China, Insurance Law of the People’s Republic of China, Regulations Governing Insurance
Agencies, relevant laws and regulations, abiding by principles of legality, fairness, equality, voluntariness, unanimity through
consultation, honesty and credibility, party A and party B shall reach following agreements:


 


Article I Term and Position of Employment


 


Party A employ Party B as senior management
personnel of Party A (position: General Manager), the term of employment is from January 1st, 2014 to December 31th, 2014.


 




    	 



    	 



    

 


This contract shall be terminated upon
expiration. For the sake of work requirements, both party A and party B are willing to continue the labor relation, labor contract
shall be renewed by consensus.


 


Article II Job description →depending
on the authorized scope


 


2.1 Party B shall assist Party A in operating
and managing insurance agency businesses during his term of employment, including but not limited to the following matters:


(1) preside over the operation and management
of insurance company, organize and exert decisions of the meeting of board.


(2) organize and exert company's annual
operation plan and scheme.


(3) draft the set plan of inner managing
organizations


(4) draft the basic system of management


(5) draft the specific regulations


(6) Apply to employing or dismissing manager,
vice-manager and the one who is in charge of finance.


(7) decide to employ or dismiss the one
that is in charge of management and that shall be decided by the board meeting.


(8) other rights authorized by the board
meeting.


(9) rights regulated by other rules.


 


Article III Remuneration and Condition
of employment →depending on the conditions of agreements


 


Party A shall pay RMB15000.00 to
party B as remuneration each month. This wage covers various allowance, subsidies and compensation. Party B shall not ask for any
remuneration any more except the relations according to this contract and the reasonable and indispensable fees paid by Party B
as the necessary of position.


Party B shall pay individual income tax
to tax authorities from income paid by party A. It shall be withheld on a monthly basis by party A from party B’s wage to
tax authorities.


Party B must regularly report to Party
A for the operation, management and situation of business development. In case the reports are needed by Party A, Party B shall
give report any time.


 




    	 



    	 



    

 


Article IV Welfare and conditions of employment→depending
on the conditions of agreements


 


Party A shall render these following welfares
to Party B:


 


(1) For returning to Taiwan shall be paid
two times in each fiscal year; receipts and tickets shall be checked and reimbursed.


(2)......(ex: rendering
accommodation and allowance )


(3)......(ex: rendering official
car and gas subsidiary)


(4)......(ex: rendering subsidiary
of business travel)


(5)......(ex: rendering travel
complement )


(6)......(ex: rendering paid
vacation for 20 days)


(7)......(ex: rendering the gifts
or bonus for festivals)


(8)......(ex: rendering subscription
right)


 


V Other Agreements


 


Party B agrees to abide by and performance
these agreements:


 


(1) Party B guarantee to performance duties
within the scope of authority, shall not beyond it.


(2) Party B promise that no any other legal
obligations and any obligation of contracts made between and by Party B and other organization could limit his legal qualification
to be employed according to the laws. And agree that any economic disputes or claims which are resulted from previous labour or
entrust relationships have nothing to do with Party A.


(3)Party A require to have necessary inner
examinations based on avoiding maladministration, Party B shall work in coordination at any time and render related data, including,
without limitation, meeting records, archive files, letters finance records, tel-communication and computer records.


(4) Party B shall not take advantage of
its post to ask or accept presents or benefit form the third party in any form.


 




    	 



    	 



    

 


(5) Party B promise to conform to the requirements
of senior officer which are regulated by insurance agency supervision regulations of CIRC.


 


Article VI Confidentiality clause


 


Without the approval from party A, party
B shall not disclose any information confidential or secret for party A, and facts or information relevant to affairs or business
to any third party, except as otherwise inquired by the government or judicial. This obligation shall remain in effect after the
terminations of labor contract, until relevant facts or information have entered into the public as public information. Party A
shall be entitled to establish confidentiality provisions, or sign confidentiality agreement with party B, to clearly definite
the scope of business secrets and related rights and obligations. Provided that business secrets are known by the public, contents
of secrecy and confidentiality clause, and confidentiality agreement shall be invalid automatically.


Without the approval from party A, party
B shall not take or copy any document and/or other written materials, which are not directly relevant to party B’s duties,
and any personnel without approval from party A shall not touch above materials, regardless of in office of party A or outside
this office.


Without the approval from party A, party
B shall not reveal contents of any items in this contract to any third party, except as otherwise inquired by the government or
judicial.


 


Article VII Duty of Loyalty and Competitive
Restriction


 


Party B agrees to finish tasks of his post
with absolute dedication. Without Party A's agreement in written, Party B shall not make any hiring or labour contracts with any
other third party in any form during his term of employment.


In validity period of this contract, party
B shall not provide service or business support to enterprises or organizations, which directly or indirectly develop competitive
relationship with party A or branch organization of party A, by any means. In the duration of this contract, party B shall not
seek or hold profit by other ways in above enterprises, organizations, and business or transaction.


 




    	 



    	 



    

 


Provided that Party B act against above
two regulations, Party B shall render prescribed payment RMB 50,000 in one time except undertaking the prescribed responsibility
in accordance with Article IX of this contract.


No matter Party B leave the position with
any reason, Party B shall not operate any enterprises or organizations, which have competitive relationship with Party A in the
continuous two years after being left the position, or provide service or work as consultant providing consultation to enterprises
or organizations, which directly or indirectly develop competitive relationship with party A or branch organization of party A,
by any means.


According to the economic compensation
should be rendered by Party A during the term of competitive restriction, Party B have known and agreed that the compensation has
been paid with salary, which are paid monthly during the term of employment. And Party B shall not claim any more; in case Party
B violates regulations of competitive restriction, he shall pay Party A the default punishment RMB 50,000 one time.


 


Article VIII Dissolution and termination
of contract


 


Meeting one of following conditions, this
contract shall be terminated, except as otherwise prescribed by applicable laws and regulations:


(1)Upon expiration of this contract;


(2) Party B is dead, or has been declared
dead or missing by people’s court;


(3) Party A has been declared bankrupt
in accordance with laws;


(4) Party A has its business license revoked,
is ordered to close down and revoked, or party A decides to dissolve in advance;


(5) Other circumstances as stipulated by
laws and administrative regulations.


Party A and party B can dissolve this contract
by consensus; one party shall inform party B in written form 30 days in advance in case that no consensus is to be reached and
render RMB 50,000 as compensation for the loss.


 




    	 



    	 



    

 


Provided that party A meets one of following
conditions, party B shall dissolve this contract at any time and do not need to bear the compensation of loss:


(1) Party A forces party B against his/her
true intentions to enter into or alter labor contract by means of fraud or duress, or by taking advantage of the other party’s
hardship, resulting in invalidity of this contract;


(2) Party A does not pay labor remuneration
in time and in full; resulting in no payment after being asked for by Party B;


(3) Rules and regulations of party A violate
laws and regulations, harm to the interests of party B;


Provided that party B meets one of following
conditions, party A shall dissolve this contract at any time and do not need to bear the compensation of loss:


(1) Force party A against his/her true
intentions to enter into this contract by means of fraud or duress, and result in invalidity of this contract;


(2) Neglect his/her duties to a serious
extent, practice graft while holding public office, and cause damage to interests of party A;


(3) Be affixed with criminal responsibility;


(4)Be failure to reach the performance
indicator of Article III in this contract; still fail to reach the goal after having an improvement period.


(5)Betray agreements from Article III to
Article VII of this contract.


(6) Suffer from diseases or injury; still
not be qualified for the job after being treated for three months.


When this contract is dissolved or terminated
for any reason, party B shall handle work handover in accordance with agreements of both parties and related regulations of party
A, and shall return all used and kept treasures that belong to party A; provided that for the sake of reasons of party B, party
B can’t handle work handover or return treasures to party A in time, and result in financial losses, party B shall be liable
for compensation.


 




    	 



    	 



    

 


Article IX Liability for breach of contract


 


Provided that any party is in breach of
this contract, this party shall be liable for its breach for contract and indemnify for all losses thus incurred to the other party.


Provided that any party dissolves this
contract, does not inform the other party in time under the provisions of this contract, and causes economic losses or other adverse
effects to the other party, the aggrieved party shall be entitled to demand that the defaulting party pays compensation for damages
and eliminates adverse effects.


 


Article X Supplementary Provisions


 


For issues not stipulated in this contract,
party A and party B shall sign a supplement agreement; provided that supplement agreement is in conflict with this contract or
other supplement agreements, the agreement signed later shall prevail.


Provided that a dispute arises when party
A and party B fulfill this contract, it shall be settled through consultations. Provided that the mediation fails, and one of the
parties concerned demands arbitration, it shall apply with the labor disputes arbitration committee where party A is located for
arbitration within 60 days starting from the date of the occurrence of a labor dispute; provided that one party does not accept
the arbitration award, this party shall institute legal proceedings in a people’s court where party A is located within 15
days after receiving the arbitral award.


This contract is written in Chinese language
in two originals, one for each party.


This contract or any rights hereunder shall
not be transferred to any third party.


This contract shall come into effect as soon
as it is duly signed and sealed by party B and by party A.


 


	
        Party A: Law Anhou Insurance Agency Co., Ltd.

        legal representative or principal
(sealed by):
	 	
         

        Party B (sealed by): LO, CHUNG-MEI

	 	 	 
	Date:  January 1st, 2014    	 	Date:  January 1st, 2014 


 




    	 



    	 



    

 


Anhou Insurance Agency Limited Liability
Company


 


Business Non-Disclosure Agreement


 


This contract is signed by the two parties:


Name of party A: Law Anhou Insurance Agency
Co., Ltd. (hereinafter referred to as Party A)


Legal representative: HU, CHANG-RONG


Registered address: 4F, Hesheng shidai
Business Building, No.26, South Yousheng Road, Jinshou District, Zhengzhou City


Postcode: 450012


Tel: 0317-60277684


 


Name of party B: LO, CHUNG-MEI


ID No.: A104355696


Taiwanese passport: 02054785


Home address:
NO. 3, 4th floor, NO.19, 199th alley, Passage 3, Bade Unit, No. 16, Fushi town, Songshan district, Taibei City



Physical address: 0206, high-rise, No.60,
Hongqi road Zhengzhou City Postcode of physical address: 450002


Mobile number: 13592500688                              Tel
of physical address:


 


Whereas Party
B is employed and paid with corresponding compensation by Party A, Party A and Party B are entered into and abide by this business
non-disclosure agreement relating to that Party B shall keep commercial secrets of Party A during his term of service and after
being demission:


 


Article I


 


Both parties confirm that all invention
and creation, technique secretes or other commercial secretes and relative intellectual property rights which are gained by Party
B through Party A's material and technique support and business belongs to party A. Party A could utilize these creation and invention,
technique secretes or other commercial secretes to producing, operating or transferring to the third party fully and freely within
its scope of business. Party B should satisfy Party A's requirement to render all necessary information and take all necessary
actions, which include application, registration, and enrollment, to assist Party A to gaining and exerting the related intellectual
property rights.


 




    	 



    	 



    

 


These
abovementioned invention and creation, technique secretes and other commercial secretes, related rights of invention and signing
belong to Party B, who work as the inventor, creator or developer, Party A respect Party B's spiritual rights and assist Party
B to exerting these rights.


Article II


 


As for the creation and invention, technique
secrets other commercial secretes related to Party A's business, which are done during Party B's term of service, Party B should
declare to Party A in time when Party B wants to claim his own intellectual property right of which. Party B shall enjoy the intellectual
property right and Party A shall take advantage of these achievement to producing, operating and transferring to the third party
without party B's definitely authorized as for which are verified by Party A as the non-post achievements.


As for the post achievements are not declared
by Party B. Party A shall employ these achievements to producing, operating or transferring to the third party. Even those achievements
are proveded to be non-post achievements, Party B shall not require party A to undertake any economic responsibilities.


After having Party B's declaration, Party
A could negotiate through consultation in case there's consultation to be reached. It can be solved through arbitration at the
committee of arbitration where Party A registered.


 


Article III


During the course of Party B’s employment
with Party A, Party B shall comply with the rules and regulations in written or other forms, over confidential information
set by Party A and shall undertake corresponding confidentiality obligations and liabilities that come with the job. Despite any
absence and vague of provisions in confidentiality rules and regulations set by Party A, Party B shall act in a prudent and honest
way and shall take reasonable steps when necessary to maintain secrecy about the technical information and business information
that belonged to Party A or Party A is obligated to keep confidential.


 




    	 



    	 



    

 


Article IV


Without the approval of Party A, Party
B shall not, beyond the scope of job, make known to a third party (including other employers of Party A who shall not acquire the
information under rules and regulations) by spilling, announcing, publishing, authorizing, transferring or any other means, or
make use of the technical information and business information that belonged to Party A or Party A is obligated to keep confidential.


 


Article V


Two parties agree that after Part B dismissed,
he also have the obligation of maintaining confidentiality to the Technical secrets and other trade secret information which are
known and agreed as commitment during the assignment , and assume the obligation of not using any secret information unauthorized,
whatever the reason Part B dismissed for.


The deadline of assuming the obligation
of maintaining confidentiality is five years after demission.


Part B approval that Part A have consider
the obligation of maintaining confidentiality after Part B dismissed when part A pay wages to Part B, so Part A don't need to pay
extra security expense to Part B when he dismissed.


 


Article VI


Party B commits he shall not use other
people's technical secrets or other commercial secretes without permission or exert action which may invade other people's intellectual
property rights.


In case Party B violate above commitments
which are results in Party A gaining charge by the third party, party B shall undertake all the court costs which are used for
the charge by Party A; in case Party A undertake all the responsibilities of compensation, party A has the right to claim compensation
from Party B. The above mentioned court costs and violation compensation shall be deducted from Party B's remuneration.


 




    	 



    	 



    

 


Article VII


Party B's actions that are according to
Party A's clearly requirements or that is to finish the specific task gave by Party A with clearly direction are certain to violate
others' intellectual property rights, Party B shall not undertake or partly undertake the trails and compensation of ininfringement.


 


Article VIII


Party B commit that he could not undertake
any title, including, without limitation, shareholder, partner, director, supervisor, manager, agent and consultant, in any other
company, public enterprises, social organization, which produce or operate products of the same kind or render service of the same
kind, without Party A's agreement in advance during his term of office for Party A.


 


Article IX


Documents, data, graphs, notes, reports,
letters faxes, tapes, CDs and any carriers in other form, which record secretes information of Party A, holded or safekept by party
B as for the need of work belong to Party A, no matter these secrete information have commercial value or not.


 


Article X


Party B shall return all the properties
belonging to Party A, including all the carrier carring Party A's secretes information when he leaves his post or when Party A
gives out requests.


However, if the carrier recording secrete
information is self-provided by Party B and those secrete information could be erased or copied from the carriers, those secretes
information could be copied by Party A into other carriers, whose property enjoyed by Party A, and then erased the secrete information
on the old carrier. In that case, Party B need not return carriers, and Party A need not render economical compensation to Party
B.


 




    	 



    	 



    

 


Article XI


The
technique secretes mentioned ink this contracts, including, without limitation, technical solution, project design, circuit design,
methods of manufacture, prescription, technical process, technical guide, software of computer, database, record of study and develop,
technical report, test report, experiment data, examine result, drawing, samples, models machine, molds, operation manual, technical
documents, related correspondence and so on.


 


Other commercial secretes mentioned in
this contract, including, without limitation, clients list, marketing plan, purchase data, pricing policy, financial data, and
purchase channels and so on.


 


Article XII


The term of office in this contract is
subjected to the date of the labour contract signed by Party A and Party B.


The term of dismission in this contract
is subjected to the data on which any Party clearly declares to terminate or resign labour contract.


 


Article XIII


Any dissension brought from this contract
could not be solved through consultation, each party is entitle to apply arbitration to the committee of arbitration where Party
A registered.


 


Article XIV


In case party B violate any article of
this contract. It shall pay RMB 50,000 to Party A; No matter the liquidated damage is paid or not, Party A has the right to dismiss
Party B immediately without information in advance.


In case Party B's act of breach incurres
Party A's losses, Party B shall compensate Party A's losses. The liquidated damage shall not replace compensation of losses, but
it could be deducted from the amount of losses.


 




    	 



    	 



    

 


Article XV


This contract shall come into effect upon
the date on which it being signed and stamped.


 


Article XVI


In case this contract is contraindicated
to previous verbal and written agreements, this contract shall be applied. Any modification of this contract s must adopt each
party's agreement in written.


 


	
        Party A: Law Anhou Insurance Agency Co., Ltd.

        legal representative or principal (sealed
        by):

         
	 	Party B (Sealed by):  LO, CHUNG-MEI
	Date:  January 1st, 2014   	 	Date:  January 1st, 2014