SECURITIES AND EXCHANGECOMMISSION

| Colorado                                      | 20-8097969                      |
|-----------------------------------------------|---------------------------------|
| (State      or other jurisdiction             | (IRS      Employer File Number) |
| of      incorporation)                        |                            |
|                                          |                            |
|                                          |                            |
| 700      17th      Street, Suite 1200         |                            |
| Denver,      Colorado                         | 80202                           |
| (Address      of principal executive offices) | (zip      code)                 |

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| PART      I  FINANCIAL INFORMATION                                                     |   |
|-------------------------------------------------------------------------------------------------------|--------|
| Item      1. Financial Statements for the period ended June 30, 2008                                  |   |
|           Balance      Sheet (Unaudited)            | 4      |
|           Statements      of Operations (Unaudited) | 5      |
|           Statements      of Cash Flows (Unaudited) | 6      |
|           Notes      to Financial Statements        | 7      |
|                                                                                                  |   |
| Item      2. Management’s Discussion and Analysis and Plan of    Operation                      | 10     |
| Item      3. Quantitative and Qualitative Disclosures About Market    Risk                            | 12     |
| Item      4. Controls and Procedures                                                                  | 12     |
| Item      4T. Controls and Procedures                                                                 | 13     |
|                                                                                                  |   |
| PART      II  OTHER INFORMATION                                                             |   |
|   Item      1. Legal Proceedings                                                            | 13     |
|   Item      1A. Risk Factors                                                                | 13     |
|   Item      2. Unregistered Sales of Equity Securities and Use of    Proceeds               | 16     |
|   Item      3. Defaults Upon Senior Securities                                              | 16     |
|   Item      4. Submission of Matters to a Vote of Security Holders                          | 16     |
|   Item      5. Other Information                                                            | 16     |
|   Item      6. Exhibits                                                                     | 16     |
|                                                                                                  |   |
| Signatures                                                                                            | 17     |
|                                                                                                  |   |

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| Across      America Financial Services, Inc.                                                                                                                                                                                                                       |   |          |    |   |               |   |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------|---------------|---------|--------|--------------------|--------|
| (A      Development Stage Company)                                                                                                                                                                                                                                 |   |          |    |   |               |   |
| Balance      Sheet                                                                                                                                                                                                                                                 |   |          |    |   |               |   |
|                                                                                                                                                                                                                                                               |   |          |    |   |               |   |
|                                                                                                                                                                                                                                                               |   |          |    |   | December      31,  |   |
|                                                                                                                                                                                                                                                               |   |          |    |   | 2007               |   |
|                                                                                                                                                                                                                                                               |   | June      30, |    |   | (Derived      from |   |
|                                                                                                                                                                                                                                                               |   | 2008          |    |   | audited            |   |
|                                           Assets |   | (unaudited)   |    |   | statements)        |   |
| Cash      and cash equivalents  (note 1)                                                                                                                                                                                                                 |   | $             | 4,539   |   |               | $      | 5,388 |   |
| Prepaid      expenses                                                                                                                                                                                                                                              |   |          | 3,156   |   |               |   | 1,910 |   |
|      Total      assets                                                                                                                                                                                                                    |   | $             | 7,695   |   |               | $      | 7,298 |   |
|                                                                                                                                                                                                                                                               |   |          |    |   |               |   |   |   |
|                                                                                                                                                                                                                                                               |   |          |    |   |               |   |   |   |
|                   Liabilities      and Shareholders' Deficit                                                                                                             |   |          |    |   |               |   |   |   |
| Liabilities                                                                                                                                                                                                                                                        |   |          |    |   |               |   |   |   |
|   Accrued      liabilities  (note 1)                                                                                                                                                                                                           |   | $             | 5,800   |   |               | $      | 3,717 |   |
|   Note      payable, related party  (note 2)                                                                                                                                                                                                   |   |          | 78,612  |   |               |   | 62,268 |   |
|      Total      liabilities                                                                                                                                                                                                               |   |          | 84,412  |   |               |   | 65,985 |   |
|                                                                                                                                                                                                                                                               |   |          |    |   |               |   |   |   |
| Shareholders'      deficit (note 4)                                                                                                                                                                                                                                |   |          |    |   |               |   |   |   |
|   Preferred      stock, $.10 par value; 1,000,000 shares authorized,                                                                                                                                                                                     |   |          | -       |   |               |   | - |   |
|      -0-      shares issued and outstanding                                                                                                                                                                                               |   |          |    |   |               |   |   |   |
|   Common      stock, $.001 par value; 50,000,000 shares authorized,                                                                                                                                                                                      |   |          | 1,810   |   |               |   | 1,810 |   |
|      1,810,476      shares issued and outstanding                                                                                                                                                                                         |   |          |    |   |               |   |   |   |
|   Additional      paid-in-capital                                                                                                                                                                                                                        |   |          | 614     |   |               |   | 614 |   |
|   Deficit      accumulated during development stage                                                                                                                                                                                                      |   |          | (79,141 | )      |               |   | (61,111 | ) |
|      Total      shareholders' deficit                                                                                                                                                                                                     |   |          | (76,717 | )      |               |   | (58,687 | ) |
|                                                                                                                                                                                                                                                               |   |          |    |   |               |   |   |   |
| Total      liabilities and shareholders' deficit                                                                                                                                                                                                                   |   | $             | 7,695   |   |               | $      | 7,298 |   |

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| Across      America Financial Services, Inc.                                              |   |                    |      |   |                  |   |      |          |   |   |      |   |   |             |      |
|-------------------------------------------------------------------------------------------|--------|-------------------------|-----------|--------|-----------------------|--------|-----------|---------------|--------|--------|-----------|--------|--------|------------------|-----------|
| (A      Development Stage Company)                                                        |   |                    |      |   |                  |   |      |          |   |   |      |   |   |             |      |
| Statements      of Operations                                                             |   |                    |      |   |                  |   |      |          |   |   |      |   |   |             |      |
| (unaudited)                                                                               |   |                    |      |   |                  |   |      |          |   |   |      |   |   |             |      |
|                                                                                      |   |                    |      |   |                  |   |      |          |   |   |      |   |   |             |      |
|                                                                                      |   |                    |      |   |                  |   |      |          |   |   |      |   |   | December      1, |      |
|                                                                                      |   |                    |      |   |                  |   |      |          |   |   |      |   |   | 2005             |      |
|                                                                                      |   |                    |      |   |                  |   |      |          |   |   |      |   |   | (Inception)      |      |
|                                                                                      |   | Three      months ended |      |   | Six      months ended |   |      | Through       |   |
|                                                                                      |   | June      30,           |      |   | June      30,         |   |      | June      30, |   |
|                                                                                      |   | 2008                    |      |   | 2007                  |   |      | 2008          |   |   | 2007      |   |   | 2008             |      |
|                                                                                      |   |                    |      |   |                  |   |      |          |   |   |      |   |   |             |      |
| Operating      expenses:                                                                  |   |                    |      |   |                  |   |      |          |   |   |      |   |   |             |      |
|    Selling,      general and administrative                           |   | $                       | 423       |   |                  | $      | 9,358     |          |   | $      | 11,664    |   |   | $                | 47,693    |   |   | $ | 66,553 |   |
|           Total      operating expenses |   |                    | 423       |   |                  |   | 9,358     |          |   |   | 11,664    |   |   |             | 47,693    |   |   |   | 66,553 |   |
|                                                                                      |   |                    |      |   |                  |   |      |          |   |   |      |   |   |             |      |   |   |   |   |   |
|           Loss      from operations     |   |                    | (423      | )      |                  |   | (9,358    | )             |   |   | (11,664   | )      |   |             | (47,693   | ) |   |   | (66,553 | ) |
|                                                                                      |   |                    |      |   |                  |   |      |          |   |   |      |   |   |             |      |   |   |   |   |   |
| Non-operating      expense:                                                               |   |                    |      |   |                  |   |      |          |   |   |      |   |   |             |      |   |   |   |   |   |
|   Interest      expense, related party (note 2)                                 |   |                    | (3,613    | )      |                  |   | (1,932    | )             |   |   | (6,366    | )      |   |             | (1,981    | ) |   |   | (12,588 | ) |
|           Loss      before income taxes |   |                    | (4,036    | )      |                  |   | (11,290   | )             |   |   | (18,030   | )      |   |             | (49,674   | ) |   |   | (79,141 | ) |
|                                                                                      |   |                    |      |   |                  |   |      |          |   |   |      |   |   |             |      |   |   |   |   |   |
|                                                                                      |   |                    |      |   |                  |   |      |          |   |   |      |   |   |             |      |   |   |   |   |   |
|           Net      loss                 |   | $                       | (4,036    | )      |                  | $      | (11,290   | )             |   | $      | (18,030   | )      |   | $                | (49,674   | ) |   | $ | (79,141 | ) |
|                                                                                      |   |                    |      |   |                  |   |      |          |   |   |      |   |   |             |      |   |   |   |   |   |
|                                                                                      |   |                    |      |   |                  |   |      |          |   |   |      |   |   |             |      |   |   |   |   |   |
| Basic      and diluted loss per share                                                     |   | $                       | (0.00     | )      |                  | $      | (0.01     | )             |   | $      | (0.01     | )      |   | $                | (0.03     | ) |   |   |   |   |
|                                                                                      |   |                    |      |   |                  |   |      |          |   |   |      |   |   |             |      |   |   |   |   |   |
| Basic      and diluted weighted average common                                            |   |                    |      |   |                  |   |      |          |   |   |      |   |   |             |      |   |   |   |   |   |
|    shares      outstanding                                                 |   |                    | 1,810,476 |   |                  |   | 1,810,476 |          |   |   | 1,810,476 |   |   |             | 1,810,476 |   |   |   |   |   |

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| Across      America Financial Services, Inc.              |   |                 |   |   |              |   |   |       |   |   |      |   |   |    |   |   |        |   |   |
|-----------------------------------------------------------|--------|----------------------|--------|--------|-------------------|--------|--------|------------|--------|--------|-----------|--------|--------|---------|--------|--------|-------------|--------|--------|
| (A      Development Stage Company)                        |   |                 |   |   |              |   |   |       |   |   |      |   |   |    |   |   |        |   |   |   |   |
| Statement      of Changes in Shareholders' Deficit        |   |                 |   |   |              |   |   |       |   |   |      |   |   |    |   |   |        |   |   |
| for      the period ended June 30, 2008                   |   |                 |   |   |              |   |   |       |   |   |      |   |   |    |   |   |        |   |   |   |   |
| (unaudited)                                               |   |                 |   |   |              |   |   |       |   |   |      |   |   |    |   |   |        |   |   |   |   |
|                                                      |   |                 |   |   |              |   |   |       |   |   |      |   |   |    |   |   |        |   |   |   |   |
|                                                      |   |                 |   |   |              |   |   |       |   |   |      |   |   |    |   |   | Deficit     |   |   |   |   |
|                                                      |   |                 |   |   |              |   |   |       |   |   |      |   |   |    |   |   | Accumulated |   |   |   |   |
|                                                      |   | Preferred      Stock |   |   | Common      Stock |   |   | Additional |   |   | During    |   |   |    |   |
|                                                      |   |                 |   |   | Par               |   |   |       |   |   | Par       |   |   | Paid-in |   |   | Development |   |   |   |   |
|                                                      |   | Shares               |   |   | Value             |   |   | Shares     |   |   | Value     |   |   | Captial |   |   | Stage       |   |   | Total |   |
| Balance      at December 31, 2006                         |   |                 | -      |   |              | $      | -      |       |   |   | 2,000,000 |   |   | $       | 2,000  |   |        | $      | -      |   |   | $ | (500 | ) |   | $ | 1,500 |   |
|                                                      |   |                 |   |   |              |   |   |       |   |   |      |   |   |    |   |   |        |   |   |   |   |   |   |   |   |   |   |   |
| January      12, 2007 Warrant expense  (note 5) |   |                 | -      |   |              |   | -      |       |   |   | -         |   |   |    | -      |   |        |   | 424    |   |   |   | - |   |   |   | 424 |   |
|                                                      |   |                 |   |   |              |   |   |       |   |   |      |   |   |    |   |   |        |   |   |   |   |   |   |   |   |   |   |   |
| March      22, 2007 - AARD Spin Off  (note 4)   |   |                 | -      |   |              |   | -      |       |   |   | (189,524  | )      |   |    | (190   | )      |        |   | 190    |   |   |   | - |   |   |   | - |   |
|                                                      |   |                 |   |   |              |   |   |       |   |   |      |   |   |    |   |   |        |   |   |   |   |   |   |   |   |   |   |   |
| Net      loss, year ended                                 |   |                 |   |   |              |   |   |       |   |   |      |   |   |    |   |   |        |   |   |   |   |   |   |   |   |   |   |   |
|    December      31, 2007                  |   |                 | -      |   |              |   | -      |       |   |   | -         |   |   |    | -      |   |        |   | -      |   |   |   | (60,611 | ) |   |   | (60,611 | ) |
|                                                      |   |                 |   |   |              |   |   |       |   |   |      |   |   |    |   |   |        |   |   |   |   |   |   |   |   |   |   |   |
| Balance      at December 31, 2007                         |   |                 | -      |   |              | $      | -      |       |   |   | 1,810,476 |   |   | $       | 1,810  |   |        | $      | 614    |   |   | $ | (61,111 | ) |   | $ | (58,687 | ) |
|                                                      |   |                 |   |   |              |   |   |       |   |   |      |   |   |    |   |   |        |   |   |   |   |   |   |   |   |   |   |   |
|                                                      |   |                 |   |   |              |   |   |       |   |   |      |   |   |    |   |   |        |   |   |   |   |   |   |   |   |   |   |   |
| Net      loss for the six months                     |   |                 |   |   |              |   |   |       |   |   |      |   |   |    |   |   |        |   |   |   |   |   |   |   |   |   |   |   |
|    ended      June 30, 2008                |   |                 | -      |   |              |   | -      |       |   |   | -         |   |   |    | -      |   |        |   | -      |   |   |   | (18,030 | ) |   |   | (18,030 | ) |
|                                                      |   |                 |   |   |              |   |   |       |   |   |      |   |   |    |   |   |        |   |   |   |   |   |   |   |   |   |   |   |
| Balance      at June 30, 2008                             |   |                 | -      |   |              | $      | -      |       |   |   | 1,810,476 |   |   | $       | 1,810  |   |        | $      | 614    |   |   | $ | (79,141 | ) |   | $ | (76,717 | ) |

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| (A      Development Stage Company)                                                                                     |   |                  |    |   |          |   |    |             |   |
|------------------------------------------------------------------------------------------------------------------------|--------|-----------------------|---------|--------|---------------|--------|---------|------------------|--------|
| Statements      of Cash Flows                                                                                          |   |                  |    |   |          |   |    |             |   |
| (unaudited)                                                                                                            |   |                  |    |   |          |   |    | December      1, |   |
|                                                                                                                   |   |                  |    |   |          |   |    | 2005             |   |
|                                                                                                                   |   |                  |    |   |          |   |    | (Inception)      |   |
|                                                                                                                   |   | Six      months ended |    |   | Through       |   |
|                                                                                                                   |   | June      30,         |    |   | June      30, |   |
|                                                                                                                   |   | 2008                  |    |   | 2007          |   |    | 2008             |   |
| Cash      flows from operating activities:                                                                             |   |                  |    |   |          |   |    |             |   |
| Net      loss                                                                                                          |   | $                     | (18,030 | )      |          | $      | (49,674 | )                |   | $ | (79,141 | ) |
| Adjustments      to reconcile net loss to net cash used by operating      activities:                                  |   |                  |    |   |          |   |    |             |   |   |   |   |
|   Warrant      expense  (note 5)                                                                   |   |                  |    |   |          |   | 424     |             |   |   | 424 |   |
|      Changes      in operating assets and operating liabilities:                              |   |                  |    |   |          |   |    |             |   |   |   |   |
|         Prepaid      expenses                                                  |   |                  | (1,246  | )      |          |   | (3,164  | )                |   |   | (3,156 | ) |
|         Accounts      payable and accrued liabilities                          |   |                  | 3,427   |   |          |   | 6,631   |             |   |   | 9,412 |   |
|             Net      cash (used in) operating activities   |   |                  | (15,849 | )      |          |   | (45,783 | )                |   |   | (72,461 | ) |
|                                                                                                                   |   |                  |    |   |          |   |    |             |   |   |   |   |
| Cash      flows from financing activities:                                                                             |   |                  |    |   |          |   |    |             |   |   |   |   |
|         Proceeds      from sale of common stock                                |   |                  | -       |   |          |   |    |             |   |   | 2,000 |   |
|         Proceeds      from note payable, related party (note 2)                |   |                  | 15,000  |   |          |   | 50,000  |             |   |   | 75,000 |   |
|             Net      cash provided by financing activities |   |                  | 15,000  |   |          |   | 50,000  |             |   |   | 77,000 |   |
|             Net      change in cash                        |   |                  | (849    | )      |          |   | 4,217   |             |   |   | 4,539 |   |
|                                                                                                                   |   |                  |    |   |          |   |    |             |   |   |   |   |
| Cash      and cash equivalents, beginning of period                                                                    |   |                  | 5,388   |   |          |   | 2,000   |             |   |   | — |   |
|                                                                                                                   |   |                  |    |   |          |   |    |             |   |   |   |   |
| Cash      and cash equivalents, end of periood                                                                         |   | $                     | 4,539   |   |          | $      | 6,217   |             |   | $ | 4,539 |   |
|                                                                                                                   |   |                  |    |   |          |   |    |             |   |   |   |   |
| Supplemental      disclosure of cash flow information:                                                                 |   |                  |    |   |          |   |    |             |   |   |   |   |
|      Cash      paid during the period for:                                                    |   |                  |    |   |          |   |    |             |   |   |   |   |
|           Income      taxes                                          |   | $                     | -       |   |          | $      | -       |             |   | $ | — |   |
|           Interest                                                   |   | $                     | 5,021   |   |          | $      | -       |             |   | $ | 8,975 |   |

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| Principal             |   | $      | 75,000 |   |
|-----------------------|--------|--------|--------|--------|
| Accrued      interest |   |   | 3,612  |   |
|                  |   |   | 78,612 |   |

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|                         |   | Quarter      EndedJune      30, |   |
|------------------------------|--------|---------------------------------|--------|
|                         |   | 2008                            |   |
|                         |   |                            |   |
| Risk      free interest rate |   |                            | 4.76   | % |
| Expected      life           |   |                            | 5.0    |   |
| Dividend      yield          |   |                            | 0.00   | % |
| Expected      volatility     |   |                            | 0.00   | % |
| Fair      Value              |   | $                               | 0.0021 |   |

|                           |   |                      |    |                                 |   |                                             |   |                           |   |                    |   |                                 |    |                                             |   |                           |
|--------------------------------|--------|---------------------------|---------|--------------------------------------|--------|--------------------------------------------------|--------|--------------------------------|--------|-------------------------|--------|--------------------------------------|---------|--------------------------------------------------|--------|--------------------------------|
|                           |   | Warrants      Outstanding |    | Warrants      Exercisable            |
|                           |   | Numberof      Warrants    |    | Weighted      Average Exercise Price |   | Weighted      Average Remaining Contractual Term |   | Aggregate      Intrinsic Value |   | Shares      Exercisable |   | Weighted      Average Exercise Price |    | Weighted      Average Remaining Contractual Term |   | Aggregate      Intrinsic Value |
|                           |   |                      |    |                                 |   |                                             |   |                           |   |                    |   |                                 |    |                                             |   |                           |
|                           |   |                      |    |                                 |   |                                             |   |                           |   |                    |   |                                 |    |                                             |   |                           |
| Balance      at December 31,   |   |                      |    |                                 |   |                                             |   |                           |   |                    |   |                                 |    |                                             |   |                           |
| 2007                           |   |                      | 200,000 |                                 | 0.01   |                                             |   | -                              |   | -                       |   |                                 | 200,000 |                                             | 0.01   |                           |   | - |   | - |
|                           |   |                      |    |                                 |   |                                             |   |                           |   |                    |   |                                 |    |                                             |   |                           |   |   |   |   |
| Activity      during 2008:     |   |                      |    |                                 |   |                                             |   |                           |   |                    |   |                                 |    |                                             |   |                           |   |   |   |   |
| Granted                        |   |                      | -       |                                 | -      |                                             |   | -                              |   | -                       |   |                                 | -       |                                             | -      |                           |   | - |   | - |
| Expired/Cancelled              |   |                      | -       |                                 | -      |                                             |   | -                              |   | -                       |   |                                 | -       |                                             | -      |                           |   | - |   | - |
| Forfeited                      |   |                      | -       |                                 | -      |                                             |   | -                              |   | -                       |   |                                 | -       |                                             | -      |                           |   | - |   | - |
| Exercised                      |   |                      | -       |                                 | -      |                                             |   | -                              |   | -                       |   |                                 | -       |                                             | -      |                           |   | - |   | - |
|                           |   |                      |    |                                 |   |                                             |   |                           |   |                    |   |                                 |    |                                             |   |                           |   |   |   |   |
| Balance,      at June 30, 2008 |   |                      | 200,000 |                                 | 0.01   |                                             |   | 3.5                            |   | -                       |   |                                 | 200,000 |                                             | 0.01   |                           |   | 3.5 |   | - |
|                           |   |                      |    |                                 |   |                                             |   |                           |   |                    |   |                                 |    |                                             |   |                           |   |   |   |   |

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This Quarterly Report on Form 10-Q and the documentsincorporated herein by reference contain forward-looking statements that havebeen made pursuant to the provisions of the Private Securities Litigation ReformAct of 1995.  Such forward-looking statements are based on currentexpectations, estimates, and projections about our industry, management beliefs,and certain assumptions made by our management.  Words such as“anticipates”, “expects”, “intends”, “plans”, “believes”, “seeks”, “estimates”,variations of such words, and similar expressions are intended to identify suchforward-looking statements.  These statements are not guarantees offuture performance and are subject to certain risks, uncertainties, andassumptions that are difficult to predict; therefore, actual results may differmaterially from those expressed or forecasted in any such forward-lookingstatements.  Unless required by law, we undertake no obligation toupdate publicly any forward-looking statements, whether as a result of newinformation, future events, or otherwise.  However, readers shouldcarefully review the risk factors set forth herein and in other reports anddocuments that we file from time to time with the Securities and ExchangeCommission, particularly the Report on Form 10-SB, and Annual Reports on Form10-KSB, Quarterly reports on Form 10-Q and any Current Reports on Form8-K.

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|   | - | our      ability to locate mortgage brokerage clients who will use our brokerage      services; and |
|--------|---|-----------------------------------------------------------------------------------------------------|

|   | - | our      ability to generate revenues. |
|--------|---|----------------------------------------|

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| 3.1  | Articles      of Incorporation *                                                                                                                                                                   |
|------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 3.2  | Bylaws*                                                                                                                                                                                            |
| 4.1  | Warrant      dated January 12, 2008 for Safe Harbor Development  Company*                                                                                                                          |
| 10.1 |  Promissory      Note dated January 12, 2008 with Safe Harbor Development      Company*                                                                                                       |
| 31.1 |  Certification      of Chief Executive Officer and Chief Financial Officer pursuant to Rule      13a-14(a)/15(d)-14(a)                                                                        |
| 32.1 |  Certification      of Chief Executive Officer and Chief Financial Officer pursuant to 18      U.S.C. Section 1350, as adopted pursuant to Section 906 of the      Sarbanes-Oxley Act of 2002 |

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|                                  | ACROSS AMERICA FINANCIAL SERVICES,    INC., |                                                                                                                                                                    |
|---------------------------------------|---------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                  |                                        |                                                                                                                                                                    |   |
| Date:  AUGUST      18, 2008 | By:                                         | /s/ Brian      L. Klemsz                                                                                                                                           |   |
|                                  |                                        | Brian      L. Klemsz, President, Chief Executive Officer,Chief Financial Officer and      Director      (Principal Executive, Accounting and Financial    Officer) |   |
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