<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
COMPANY'S FINANCIAL STATEMENTS AS OF AND FOR THE PERIOD FROM MAY 27, 1997 (SINCE
INCEPTION) ENDED DECEMBER 31, 1997, AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH STATEMENTS
</LEGEND>
<CIK> 0001042905
<NAME> HEARTLAND BANCSHARES, INC.
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               DEC-31-1997
<CASH>                                             150
<INT-BEARING-DEPOSITS>                             990
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                           7,999
<INVESTMENTS-MARKET>                             8,012
<LOANS>                                          3,958
<ALLOWANCE>                                         46
<TOTAL-ASSETS>                                  14,519
<DEPOSITS>                                       2,079
<SHORT-TERM>                                       800
<LIABILITIES-OTHER>                                136
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,265
<OTHER-SE>                                      10,466
<TOTAL-LIABILITIES-AND-EQUITY>                  14,519
<INTEREST-LOAN>                                     21
<INTEREST-INVEST>                                  101
<INTEREST-OTHER>                                    40
<INTEREST-TOTAL>                                   162
<INTEREST-DEPOSIT>                                   1
<INTEREST-EXPENSE>                                  12
<INTEREST-INCOME-NET>                              150
<LOAN-LOSSES>                                       46
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                    347
<INCOME-PRETAX>                                  (240)
<INCOME-PRE-EXTRAORDINARY>                       (240)
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     (240)
<EPS-PRIMARY>                                    (.19)
<EPS-DILUTED>                                    (.19)
<YIELD-ACTUAL>                                       0
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                     0
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                   46
<ALLOWANCE-DOMESTIC>                                46
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>