UNITED STATES DISTRICT COURT

EASTERN DISTRICT OF MICHIGAN

SOUTHERN DIVISION

WILLARD L. SLOAN, EUGENE J.

WINNINGHAM, and JAMES L. KELLEY, 

on behalf of themselves and a similarly 

situated class, Case No. 09-cv-10918

Hon. Paul D. Borman

Plaintiffs, Magistrate Mona K. Majzoub

v. Class Action

BORGWARNER, INC., BORGWARNER 

FLEXIBLE BENEFITS PLANS and

BORGWARNER DIVERSIFIED 

TRANSMISSION PRODUCTS, INC.,

Defendants.

_____________________________________________________________________________/

EXHIBIT 24 

TO 

PLAINTIFFS’ MOTION 

FOR SUMMARY JUDGMENT

AS TO LIABILITY

2:09-cv-10918-PDB-MKM Doc # 104-9 Filed 05/14/12 Pg 1 of 5 Pg ID 5728
I 

I 

I 

EXHIBIT 

9 -

BorgWarner 

Automotive· 

•• ,...W.,n., AlIl .. olI". ".n .... I .. I.n 540' 

DI".rll ..... , ... ",,,,1,,1... I'..... Nil, .... ~, ... ",'. Co, .. ,., •• " ",V •• Yeo 

MII.,cI. 

hull"n_ 

41304 

REIIREM'ENT 

(GENERAL SUMMARY OF OFTEN ASKED 

OR EMP!"IASIZED.ITEMS·COVERED WITH 

EMPLOYEES UPON APPLICATION FOR 

RETIREMENT) 

Covering employees in the bargaining Unit represented 

bV the International Union. United Automobile. 

Aerospace and Agrucultural Implement Workers 

of America (UAW) and Its Local 287. 

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ADDRESS CHANGES 

PENSION INFORMATION 

(Reier to Booklet for Details) 

Ahar retirement, please keep the Pension and Insurance Department advised at 

all times of any chango of address, 80 our records will be current You may also 

notify the Northern Trust Company In Chicago of any change. 

PENSION PAYMENTS SENT TO BANK 

If you want your pension sent direct to your bank, we have forms thot must be 

oompleted by you and your bank. After completion, forms should be returned to 

the Pension Department 

TAXES (Federal and State only) 

You may have both federal and state taxes deducted from your pension check. 

This Is a voluntary reque.t whloh con be b .. ed upon exemption or you may 

indloa18 an exact amount to be deducted each month. By completing the proper 

form. your lax deduotlons oan be incrossed or decreased at any time. 

SURVIVOR OPTION 

At the time of your retiroment. you may elect 8 survivor option for your spouse. In 

tho evenl of your death, 8 benofil would be paid to your spouse for his/her 

lifetime. To reject the automatic election of the survivor option, the consent for 

rejeotion musl come from the employ •• '. spou.e In writing and notarized or 

wltnessod be • member of the Pension Board, 

Your survivor option "deduction can be restored If your spouse precedes you in 

death or there Is 8 dissolution of marriage. Please r;dar to youI' Pension 

Agreement Booklet. 

HEALTH INSURANCE FOR SURVIVORS 

If your surviving spouse will receive a survivor option 'retirement benefit: 

Your spouse can elect to keep the heelth insuranoe ooverage which. 

at the present time. is paid by the Company. In event of remarriage 

the survivor option retirement benefit will continue. but the insurance benefit will be cancelled. 

If your surviving spouse will not receivlJ a survivor optiQn retirement benefit 

Your spouse can eleot to keep the health insurance coverage by 

paying the full premium. In the event of remarriage the insurance 

benefit will be oancelled. 

EARNINGS LIMIT 

If you ar. receiving 0 Supplemental Senefit in your penSion payment you will be 

under an eurnings limit for three full yaars following youI' retirement date or 

until age 62. This limit will be the samo limit as set by Social Security for persons 

under age 65. It Is advisable to check each year with the Pension Department or 

Social Seourity to see jf the earnings limit has been changed. 

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You wUl be SOht a" Statement of Earnings" form each year to be completed ana 

returned to the Pension Department with your la)(08. If you exceed the earnings 

limit. you will have to pay. penalty of $2 for .ach $1 YOU •• c •• d the limit. 

Howeve(, if you know you wiU excoed the earnings limit. you can have your 

Supplemental Benefit stopped at any time priorto exceeding the limit and have it 

r •• tored the first of t~.lollowio9 ve.r. The reque.ts must be in writing thirty (30) 

days prior to the cancellation or roinstatament dete. 

DISABILITY SOCIAL SECURITY (with EARLY RETIREMENn 

If you retire under Early Retirement and receive <I Regular' or Interim Supple~ 

mentol Benelit then become totally disabled and receive Disability Soci.1 

Security, contact a member of your Pension Board or the Pfmsfon Department 

immadiately. An adjustment must be made to your Supplemental Benefit 

retroactive to the dllte of ontitlement of Social Security. 

UNION DUES 

At the time of your retirament or any month thereafter, YOll may sign 10 have 

$2.00 union dues deductQd from your penSion. However. if you wish to stop the 

deduction, cancellation can onfy be effective January 1 St of each yesr. 

MONTHLY PENSION CHeCKS 

PenSion payments ate due on the first ot the momh tor that month. If you do not 

receive your check by the eleventh day of the month, advise the Pension 

Department. A 81o,>-peyment could be placed ogainst the check and a 

replacement check issued. 

PENSION BOARD 

The Pension Board is comprised of thrve Union members and three Company 

members. Pent~ion Board meetings are held the second Tuesday of each month. 

Any requests for changes regarding your pension ahould be made no later tnan 

the last dav ollhe mont" preGeding the Pension Board Me"ting. 

401" SAVINGS PLAN 

Contact the 401 K Plan Administrator concerning your options for distribution. 

You may wish to oontact tax advisor or 8 finaocial institution to determIne what 

method of distribution would be bost tor you. You must complete a Final 

Distribution Form evan if you are leaving your money in the Fund after retirement. 

LIFE INSURANCE 

New retirees on or aftar 12/1/a9~U'e insurance remains the same as your I' ac:tive coverage" until aQo 65. then it is rqduced to $6,000. 

DEPENDeNT LIFE INSURANCE 

Oependeoll.ife InslJranot) is available for active emplovees only. At retirement it 

is no langer available to YOIJ, but it can be oonverted to an individual policy with 

Equicor, jf coverage was in effect at the time you retired. There would be no htlalth 

exam and the premium is based on your spouse's age at the time of your 

retir(tnlant. Con18ot the Insurance Department if you are interested in converting. 

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2:09-cv-10918-PDB-MKM Doc # 104-9 Filed 05/14/12 Pg 4 of 5 Pg ID 5731
HEALTH INSURANCE 

After retlrem~nt YOU will no longer be eligible for dantal or he.rlng aid Inaurance 

cover.ge. ' 

H08plta~ medical. 8urg.ry. diagnostic .nd preaorlptlon drug will convert 10 the 

R.tlre" He'.lth 'P,lan. At aga 66 you will be ellglbl, for iIIedlcar •• Your h •• lth 

.greem.nt h •• autom.tlclnteor~tlon with Medicare. You will continue 10 have 

the group Insuranoe. nowever.the Medic.re paymentawlll be deduoted Irom our 

norm. I .lIowance. Therelore. all claim. must b. flied with Medlc.re first Send 

all Medlci"e"Expl.natlon 01 Medlc.re B.n.lit .... lormawlth the doctoraltemlz.d 

bill to the ,addrass 01 the Equlcor Inauranca claim lorms. 

FeDERA~ COBRA LAW would give you .n .Iternate cholca to oontlnu. your 

"active" health ooveraoeincludlng D.ntal/Hearlng and you muat p.y 102'16 of 

tol.1 cost 

HEALTH CARE COMPARE (Pr.c.rtlllc.tlo".·· ••• Manag.d Care brochure for 

'd.talls) 

Thla bonaflt will continue for retlreea not covered by Medicare. 

Thl. Is .. throe-port progr.m. Hospital Revlaw can help ,you .vold apendlng 

unnecassary time In the hospital. The Surglc.1 Opinion Proor.m c.n help you 

obt.ln a fr.e second opinion. but only when It Is r •• lly neaded. The Case 

Manag.ment Program can halp Identify b.neflt cove rag;' alt.rnatlves for you. 

PRESCRIPTION ,DRUGS 

For persons retiring on or after 12/1/89 the PCS deductible will be $7.00 name 

brand and $4.00 generic. The HCS mall order drugs will continue to be $2.00 for 

a ninety (90) d.y supply. 

RETIREE STATUS (DEPENDENTS and BENEFICIARIES) 

At the time of your rall,eman~ your 'ecords will be verified a. to the number of 

dependents covered undar the Group H.alth In.uranc .... nd to make sure the 

beneficiary d.slgnatlon on your life Insurance Is correct In the future. you will 

need to g~ to the Insurance Department and sion the pr'lper,lorms if you have 

changes in your marital status, number of dependents or wish to change your 

beneficia"; designation. 

INSURANCE DEPARTMENT 

Insurance claims can be mailed dlreot 10 thO Equlcor. llyou ne.d Insuranc. lorms 

or direct reimbursement lorms for drugs, pleae call and they will be mailed to 

you. The Insurance Departmenj phone number Is (317) 286·6468. 

Ple •• e note-·Otllee hours for the Insurance and Pension Department 

Open on Mond.ys and Fridays, 7:30 •. m. to 4:30 p.m. 

Closed for lunch·l1:46 to 12:45 Monday and Friday 

Closed Tua.day. Wednesday. and Thu!sday 

I=orm Of1481 1 1.90 

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