Joseph W. Abrams, Consultant Agreement
with Co-Signer, Inc.


 


This Agreement,
effective as of February 26, 2014 (hereinafter "Effective Date", is between Co-Signer, Inc. and its subsidiaries
and affiliated entities, (hereinafter the "Company") and Mr. Joseph W. Abrams, (hereinafter the "Consultant")
who hereby agrees to provide consulting services as follows:


 


	Scope and Duties. Consultant
shall provide Company with strategic consulting services on a nonexclusive basis as defined in Schedule A.






	Term of Agreement. The Company
shall retain Consultant to provide its non-exclusive consulting services to the Company and Consultant hereby agrees to provide
such non-exclusive consulting services to the Company during the term (the "Term") commencing on the Effective Date and
ending on the first anniversary of such date, and automatically renewing for a twelve (12) month term thereafter, subject to cancellation
upon thirty day written notice by either party. Termination shall not affect the obligation of the Company to compensate the Consultant
with fees payable under section 4 and Schedule B.






	Personal Services. Consultant
shall provide the services described in this Agreement personally and not through any other affiliated person or entity, employee,
subcontractor or agent of Consultant without the express prior written consent of the Company.






	Remuneration to Consultant. As
full and total consideration for Consultant's services described herein, the Company shall:






		a.	Compensate the Consultant for any corporate marketing and business
consulting activity that the Company undertakes as set forth in Schedule B., attached hereto and made a part hereof:



 


	Independent Contractor. Consultant
and Company acknowledge that Consultant is an independent contractor, and shall neither be construed nor represented to be an employee
of Company. It is agreed and understood, subject to any separate confidentiality agreement with the Company that Consultant reserves
the right, as a non-exclusive engagement, to engage in other consulting activities either on its own behalf or on behalf of other
persons or entities by whom Consultant may be engaged either during or following the terms of this Agreement.






	General.






6.1
Entire Agreement. Each party acknowledges that it has read this Agreement, understands it, and agrees to be bound by its terms,
and further agrees that this Agreement (including the accompanying Schedules attached hereto) embodies the complete and exclusive
statement of the agreement between the parties, which supersedes and replaces all prior proposals, understandings and all other
agreements, oral and written, between the parties.


 


		6.2	Binding Effect. This Agreement shall bind and inure to the benefit of the parties, their
respective heirs, personal representatives, subsidiaries, legal successors and assigns.



 


		6.3	Severability. If any parts of this Agreement are found to
be void or unenforceable, the remaining provisions shall nevertheless be binding with the same effect as though the void parts
were deleted.



 


		6.4	Governing Law. This Agreement and performance hereunder shall
be governed by the laws of the State of Nevada, in the jurisdiction of Clark County for all court systems therein.



 


		6.5	Grammatical Usage. In construing this Agreement, feminine
pronouns shall be substituted for those masculine in form (and vice versa), and plural terms shall be substituted for singular
and singular for plural, in any place where the context so requires.



 


		6.6	Captions. The captions to this Agreement are inserted only
for purposes of convenient reference and in no way define, limit or prescribe the scope or intent of this Agreement or any part
hereof.



 


		6.7	Counterparts. This Agreement may be executed in several
counterparts, each of which shall be considered a legal original for all purposes. Any fully signed counterpart may be introduced
into evidence in any action or proceeding without having to produce the others.



 


		6.8	Modification or Waiver.



 


(a)    
Modification. This Agreement may only be changed, modified or rescinded by written instrument
signed by all parties.


 


(b)    
Waiver. Any waiver of this Agreement shall not be effective unless made in a writing signed
by the person against whom the enforcement of such waiver is sought A waiver given in any case shall only apply to that particular
act or omission, and shall not be effective as to further acts or omissions, regardless of whether they are of the same or similar
nature.


 






    	 



    	 



    

 





		6.9	Limitation of Liability. Neither party shall under any circumstances be liable for any consequential,
indirect, special, incidental or exemplary damages, including without limitation, any loss of revenues, profits, or business or
other economic loss arising out of or in connection with the services provided hereunder



 


		6.10	 Liability. Under any conditions, the Consultant liability for any breach under this
                                                                        agreement shall be limited to his earned compensation under this agreement. The company's liability shall be limited to its
                                                                        contractual obligation under this agreement.



 


		6.11	Notices. All notices required to be given pursuant hereto shall be given to the parties
at their addresses set forth herein, or at such other addresses a party may specify for a receipt of notice. All notices will be
deemed sufficiently given if: (i) sent by Federal Express or other overnight courier service providing written evidence of delivery;
(ii) if by registered or certified mail, postage prepaid, return receipt requested; (iii) or sent by facsimile and confirmed by
first class mail.



 


	
        Co-Signer, Inc.

        8275 S. Eastern Ave, Suite 200-661

        Las Vegas, NV 89123
	
        Joseph
        W. & Patricia G. Abrams

        131
        Laurel Grove Avenue

        Kentfield,
        CA 94904



 


		6.12	Legal Fees. In the event of any legal action or arbitration involving this Agreement, the
prevailing party in such proceeding shall be entitled to an award of reasonable expenses, including attorney's fees, disbursements
and expenses of experts, as may be awarded by the Court or by the Arbitration panel in its determination.



 


		6.13	Arbitration. The Parties specifically agree that any controversy or dispute which may arise
between the buyer and seller concerning any transaction or the construction or breach of this agreement shall be settled by arbitration.
Any arbitration shall be pursuant to the rules then applying to JAMS/Endispute ("JAMS"), except to the extent set forth
herein. The arbitration panel shall consist of at least three (3) individuals, with at least one having knowledge of investment
and advisory activities. The Parties agree that any arbitration proceeding pursuant to this provision shall be held in a location
as determined by the rules of JAMS. The ward of the arbitrator shall be final and binding on the Parties and judgment upon the
award rendered may be entered into in any court, state or federal having jurisdiction.



 


The agreement to arbitrate
does not entitle the Parties to obtain arbitration of claim that would be barred by the relevant state of limitations if such claim
were brought in the Court of competent jurisdiction. If at the time a demand for arbitration is made or an election or notice of
intention to arbitrate is served, the claims sought to be arbitrated would have been barred by the relevant statute of limitations
or other time bar, any party to this agreement assert the limitation as a bar to the arbitration by applying to any court of competent
jurisdiction. The failure to assert such bar by application to a court, however, shall not preclude its assertion before the arbitration.


 




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AGREED AND ACCEPTED the day above first
written.


 


Co-Signer, Inc.


  


/s/ Kurt A. Kramarenko3/5/2014


By:Kurt A. KramarenkoDated


Title:CEO


 


 


Consultant:


  


/s/ Joseph W. Abrams2/26/14


By: Joseph W. AbramsDated


Title: Consultant




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Schedule A


 


	Consultant shall render marketing and
investor services and contacts and other general and strategic business advice, including, without limitation, advice relating
to corporate investors needs for the benefit and growth of the Company as may be reasonably requested by Company.



 


	Consultant shall work in California
as an independent Contractor.



 


Schedule B


 


	The Company, Co-Signer, Inc. shall
compensate Consultant a onetime grant of 3,500,000 shares of common stock of Co-Signer, Inc. (COSR), vested immediately, for services
to be rendered for the next 12 consecutive months. These shares are to be issued in the name of: Joseph W. Abrams & Patricia
G. Abrams Family Trust dtd 3/15/1995.



 


	Consultant's compensation shall be
deemed restricted per SEC Rule 144 for 6 months and shall be issued immediately by the Company upon execution of this Consulting
Agreement.









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