<TABLE> <S> <C>


<ARTICLE> 9
<LEGEND>
This  schedule  contains  financial   information  extracted  from  the  audited
consolidated  financial  statements related notes and management  discussion and
analysis  contained in the report on Form 10-K filed by Southern  Security  Bank
Corporation  for the twelve  months ended  December 31, 1999 and is qualified in
its entirety by reference to such financial statements.
</LEGEND>

<S>                                             <C>
<PERIOD-TYPE>                                        12-MOS
<FISCAL-YEAR-END>                               DEC-31-1999
<PERIOD-START>                                  JAN-01-1999
<PERIOD-END>                                    DEC-31-1999
<CASH>                                            1,430,387
<INT-BEARING-DEPOSITS>                                    0
<FED-FUNDS-SOLD>                                  1,744,933
<TRADING-ASSETS>                                          0
<INVESTMENTS-HELD-FOR-SALE>                         247,095
<INVESTMENTS-CARRYING>                              320,908
<INVESTMENTS-MARKET>                                321,527
<LOANS>                                          12,971,937
<ALLOWANCE>                                         183,676
<TOTAL-ASSETS>                                   17,484,563
<DEPOSITS>                                       15,694,091
<SHORT-TERM>                                        100,000
<LIABILITIES-OTHER>                                 704,665
<LONG-TERM>                                               0
<PREFERRED-MANDATORY>                                     0
<PREFERRED>                                               0
<COMMON>                                             59,130
<OTHER-SE>                                          894,985
<TOTAL-LIABILITIES-AND-EQUITY>                   17,484,563
<INTEREST-LOAN>                                   1,328,510
<INTEREST-INVEST>                                    54,449
<INTEREST-OTHER>                                    160,579
<INTEREST-TOTAL>                                  1,543,538
<INTEREST-DEPOSIT>                                  529,568
<INTEREST-EXPENSE>                                    8,000
<INTEREST-INCOME-NET>                             1,005,970
<LOAN-LOSSES>                                             0
<SECURITIES-GAINS>                                        0
<EXPENSE-OTHER>                                   1,783,072
<INCOME-PRETAX>                                    (651,647)
<INCOME-PRE-EXTRAORDINARY>                         (651,647)
<EXTRAORDINARY>                                           0
<CHANGES>                                                 0
<NET-INCOME>                                       (651,647)
<EPS-BASIC>                                           (0.12)
<EPS-DILUTED>                                         (0.12)
<YIELD-ACTUAL>                                         8.20
<LOANS-NON>                                               0
<LOANS-PAST>                                        414,818
<LOANS-TROUBLED>                                          0
<LOANS-PROBLEM>                                           0
<ALLOWANCE-OPEN>                                    271,499
<CHARGE-OFFS>                                       108,284
<RECOVERIES>                                         20,461
<ALLOWANCE-CLOSE>                                   183,676
<ALLOWANCE-DOMESTIC>                                183,676
<ALLOWANCE-FOREIGN>                                       0
<ALLOWANCE-UNALLOCATED>                                   0


</TABLE>