**EXHIBIT 4.1**

| Number _______       | Southern Security Bank Corporation                      | Shares ______     |
|----------------------|---------------------------------------------------------|-------------------|
|                 | Incorporated under the Laws of the State of    Delaware |              |
| THIS CERTIFIES THAT: | [COMMON STOCK]                                          | CUSIP 843803 30 5 |
| IS THE OWNER OF      |                                                    |              |
|                 |                                                    |              |

FULLY PAID AND NON-ASSESSABLE SHARES OF COMMON STOCK OF $.01 PAR VALUE EACHOF**SOUTHERN SECURITY BANK CORPORATION**transferable on the books of the Corporation in person or by attorney uponsurrender of this certificate duly endorsed orassigned.  This certificate and the shares represented hereby are subjectto the laws of the State of Delaware, and to the Certificate of Incorporationand Bylaws of the Corporation, as now or hereafter amended.  Thiscertificate is not valid until countersigned by the Transfer Agent.

            WITNESSthe facsimile seal of the Corporation and the facsimile signatures of its dulyauthorized officers.

| Dated:______________                                 | Countersigned:                                          |
|----------------------------------------------------------------|--------------------------------------------------------------|
| ____________________________    Harold L. Connell    President | ____________________________    Floyd D. Harper    Treasurer |

[SEAL]

[BACK OF CERTIFICATE]

           The following abbreviations, when used in the inscription on the face of thiscertificate, shall be construed as though they were written out in fullaccording to applicable laws or regulations:

|    | TEN COM - as tenants in common                                                                                                                                                                                                                                      | UNIF GIFT MIN ACT - Custodian                                                                                                                                                                                                                                                                                                         |
|--------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|    | TEN ENT - as tenants by the entireties                                                                                                                                                                                                                                        | (Cust)      (Minor)                                                                                                                                                                                                                                                                                          |
|    | JT TEN - as joint tenants with right of                    survivorship and not as tenants                    in common | under Uniform Gifts to Minors Act.........

                                              State |

Additional abbreviations may also be used though not in the above list.

For Value Received, ______________hereby sell, assign and transfer unto

Please insert social security or otherIdentifying number of assignee:

___________________________

(Please print or type where name and address, including zip code, orassignee)

 

Shares of the stock represented by the within Certificate, and do herebyirrevocably constitute and appoint

__________________________________ to transfer the said stock on the books ofthe within named Corporation with full power of substitution in the premises.

 

Dated:_____________________

                                                                           ___________________________________________

                                                                           Notice:  The signature to this assignment must correspond                                                                           with the name as written upon the face of the certificate in                                                                           every particular, without alteration or enlargement or any                                                                           change whatsoever.

 

THE CORPORATION WILL FURNISH TO ANY STOCKHOLDER, UPON REQUEST AND WITHOUTCHARGE.  A FULL STATEMENT OF THE DESIGNATIONS, RELATIVE RIGHTS, PREFERENCESAND LIMITATIONS OF THE SHARES OF EACH CLASS AND SERIES AUTHORIZED TO BE ISSUED,SO FAR AS THE SAME HAVE BEEN DETERMINED, AND OF THE AUTHORITY, IF ANY, OF THEBOARD TO DIVIDE THE SHARES INTO CLASSES OR SERIES AND TO DETERMINE AND CHANGETHE RELATIVE RIGHTS, PREFERENCES AND LIMITATIONS OF ANY CLASS OR SERIES. SUCH REQUEST MAY BE MADE TO THE SECRETARY OF THE CORPORATION OR TO THE TRANSFERAGENT NAMED ON THIS CERTIFICATE.

THE SIGNATURE TO THE ASSIGNMENT MUST CORRESPOND TO THE NAME AS WRITTEN UPONTHE FACE OF THIS CERTIFICATE IN EVERY PARTICULAR, WITHOUT ALTERATION ORENLARGEMENT OR ANY CHANGE WHATSOEVER, AND MUST BE GUARANTEED BY A COMMERCIALBANK OR TRUST COMPANY OR A MEMBER FIRM OF A NATIONAL OR REGIONAL OR OTHERRECOGNIZED STOCK EXCHANGE IN CONFORMANCE WITH A SIGNATURE GUARANTEE MEDALLIONPROGRAM.