UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 10-KSB/A

[X]   ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2000

[  ]   TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934

For the transition period from ______ to ________

Commission File Number: 0-22911

SOUTHERN SECURITY BANK CORPORATION(Exact name of registrant as specified in its charter)

|Delaware                                      | 65-0325364                      
|--------------------------------------------- | --------------------------------
|(State or other jurisdictionof incorporation) | (IRS EmployerIdentification No.)

1000 Brickell Avenue Suite 900 Miami, Florida 33131(Address of principal executive offices) (Zip Code)

Registrant's telephone number, including area code (305) 702-5520

Securities registered pursuant to Section 12(g) of the Act:

Class A Common Stock, $.01 par value

Title of each class

Check whether the issuer (1) filed all reports required to be filed by Section 13 or 15(d) of
the Securities Exchange Act of 1934 during the past 12 months (or for such shorter period
that the registrant was required to file such reports), and (2) has been subject to such filing
requirements for the past 90 days.

Yes X            No_____

Explanatory Note

This amendment contains typographical corrections to numbers that appeared in Notes 3, 6, 19 and 20 to
the Notes to the Consolidated Financial Statements contained in Item 7 of the Report
on form 10-KSB of the Registrant for the fiscal year ended December 31, 2000, as
filed on April 2, 2001. Except as specifically corrected by the information
contained in this amendment, the information contained in the April 2, 2001
filing is not changed by this amendment.

ITEM 7. FINANCIAL STATEMENTS

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

Note 3.  Investment Securities

Securities held to
maturity: The amortized cost and fair values of securities held to maturity
as of December 31, 2000 and 1999 are summarized as follows:

|                           | 2000         
|-------------------------- | -------------
|                           | AmortizedCost
|U.S. Treasury securities   | $297,279     
|Mortgage-backed securities | 42,103       
|                           |              
|                           | $339,382     
|                           |              

|                           | 1999         
|-------------------------- | -------------
|                           | AmortizedCost
|U.S. Treasury securities   | $249,763     
|Mortgage-backed securities | 71,145       
|                           |              
|                           | $320,908     
|                           |              

The amortized cost and fair values of securities held to maturity at December 31, 2000, by contractual
maturity, are shown below.

|                           | AmortizedCost | FairValues
|-------------------------- | ------------- | ----------
|Due in one year or less    | $297,279      | $297,049  
|Mortgage-backed securities | 42,103        | 42,314    
|                           |              
|                           | $339,382      | $339,363  
|                           |              

No securities held to maturity were called in 2000 or 1999.

Securities  available for sale:  The amortized cost and fair values of
securities  available  for  sale  as of  December 31,  2000  and  1999  are
summarized as follows.

|                                            | 2000         
|------------------------------------------- | -------------
|                                            | AmortizedCost
|U.S. Government agencies and   corporations | $2,987,118   
|Mortgage-backed securities                  | 174,956      
|                                            |              
|                                            | $3,162,074   
|                                            |              

|                           | 1999         
|-------------------------- | -------------
|                           | AmortizedCost
|U.S. Treasury securities   | $50,881      
|Mortgage-backed securities | 200,740      
|                           |              
|                           | $251,621     
|                           |              

The U. S. Government agency
and corporation security matures in 2001. Contractual maturities of
mortgage-backed securities available for sale are not disclosed because they are
not due at a single maturity date. In addition, mortgage-backed securities may
mature earlier than their contractual maturities because of principal
prepayments.

There were no sales of securities available for sale in 2000 or 1999.

Securities available for
sale with a carrying amount of approximately $2,993,000 at December 31,
2000 were pledged as collateral on securities sold under agreements to
repurchase. No securities available for sale were pledged at December 31,
1999.

Changes in the unrealized gain (loss) on securities available for sale are as follows:

|                                                                                | Year Ended December 31,
|------------------------------------------------------------------------------- | -----------------------
|                                                                                |                        
|                                                                                | 2000                   
|                                                                                |                        
|Unrealized holding (losses) gains arising during the period                     | $     13,455           
|Less reclassification adjustment for gains (losses) realized
     in net income | -                      
|                                                                                |                        
|Net unrealized gains (losses), before tax (expense) benefit                     | 13,455                 
|Tax (expense) benefit                                                           | -                      
|                                                                                |                        
|Other comprehensive income (loss) before minority interest                      | 13,455                 
|Minority interest in other comprehensive
     (income) loss of subsidiary       | (145)                  
|                                                                                |                        
|Other comprehensive income (loss)                                               | $     13,310           
|                                                                                |                        

Note 6. Deposits

The composition of interest-bearing deposits at December 31, 2000 and 1999 is
as follows:

|                                            | 2000            | 1999           
|------------------------------------------- | --------------- | ---------------
|                                            |                
|Now accounts                                | $    6,034,363  | $    1,893,708 
|Money market accounts                       | 5,812,867       | 2,674,489      
|Savings accounts                            | 605,085         | 655,206        
|Certificates of deposit less than $100,000  | 3,488,270       | 4,824,914      
|Certificates of deposit of $100,000 or more | 2,342,408       | 2,120,731      
|                                            |                
|Total                                       | $    18,282,993 | $    12,169,048
|                                            |                

At December 31, 2000, the scheduled maturities of certificates of deposit are
as follows:

|                               | Less than$100,00 | $100,000and Over | Total         
|------------------------------ | ---------------- | ---------------- | --------------
|                               |                 
|Three months or less           | $    866,230     | $    867,600     | $   1,733,830 
|Over three through six months  | 737,831          | 665,010          | 1,402,841     
|Over six through twelve months | 1,261,903        | 709,798          | 1,971,701     
|Over one through two years     | 594,215          | 100,000          | 694,215       
|Over two through three years   | 28,091           | -                | 28,091        
|                               |                 
|                               | $  3,488,270     | $  2,342,408     | $    5,830,678
|                               |                 

Note 19. Fair Value of Financial Instruments

The following methods and assumptions were used by the Company in estimating the fair value of its
financial instruments:

| | Cash
and cash equivalents: The carrying amounts reported in the balance sheet for
cash and short-term instruments approximated their fair values.
| | -------------------------------------------------------------------------------------------------------------------------------------------------

| | Investment
securities (including mortgage-backed securities): Fair values for
investment securities are based on quoted market prices, where available. If
quoted market prices are not available, fair values are based on quoted market
prices of comparable instruments.
| | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | Loans receivable: For variable-rate loans that reprice frequently and with no
significant change in credit risk, values are based on carrying values. Fair
values for other loans are estimated on discounted cash flows, using interest
rates currently being offered for loans with similar terms to borrowers with
similar credit quality. Management believes that the allowance for loan losses
is an appropriate indication of the applicable credit risk associated with
determining the fair value of its loan portfolio and the allowance has been
deducted from the estimated fair value of loans.
| | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | Accrued interest receivable: The carrying amount of accrued interest receivable
approximates its fair value.
| | ------------------------------------------------------------------------------------------------------------

| | Off-balance-sheet instruments: Fair values for the Banks off-balance-sheet instruments,
primarily lending commitments, are based on fees currently charged to enter into
similar agreements, taking into account the remaining terms of the agreements.
The fair value for such commitments are nominal.
| | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | Deposit liabilities: The fair values of demand deposits and statement savings equal
their carrying amounts which represents the amount payable on demand. The
carrying amounts for variable-rate, fixed-term money market accounts and
certificates of deposit approximate their fair value at the reporting date. Fair
values for fixed-rate certificates of deposit are estimated using a discounted
cash flow calculation that applies interest rates currently being offered on
certificates to a schedule of aggregated expected monthly maturities on time
deposits.
| | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

Other
liabilities: The carrying amount of other liabilities approximates their
fair value.

Following is a summary of the carrying amounts and approximate fair values of the Company's financial
instruments at December 31, 2000 and 1999:

|                                                                 | 2000          
|---------------------------------------------------------------- | --------------
|                                                                 |               
|                                                                 | CarryingAmount
|                                                                 |               
|Cash and cash equivalents                                        | $   9,890,620 
|Investment securities
    (including Federal Reserve Bank stock) | 3,718,985     
|Loans receivable                                                 | 16,030,788    
|Accrued interest receivable                                      | 116,218       
|Deposits                                                         | 23,708,418    
|Securities sold under agreements to repurchase                   | 1,017,305     
|Other liabilities                                                | 472,438       
|Commitments to extend credit                                     | -             

|                                                                 | 1999          
|---------------------------------------------------------------- | --------------
|                                                                 |               
|                                                                 | CarryingAmount
|                                                                 |               
|Cash and cash equivalents                                        | $   1,430,387 
|Investment securities
    (including Federal Reserve Bank stock) | 656,603       
|Loans receivable                                                 | 12,788,261    
|Accrued interest receivable                                      | 107,017       
|Deposits                                                         | 15,694,091    
|Other liabilities                                                | 804,665       
|Commitments to extend credit                                     | -             

Note 20. Parent Company Only Financial Statements

Condensed financial
statements for Southern Security Bank Corporation only are presented below:

SOUTHERN SECURITY BANK CORPORATION
PARENT COMPANY ONLY BALANCE SHEETS
December 31, 2000 and 1999

|ASSETS                               | 2000          | 1999           
|------------------------------------ | ------------- | ---------------
|                                     |              
|Cash                                 | $     539,118 | $           455
|Investment in Southern Security Bank | 4,683,621     | 1,484,810      
|                                     |              
|                                     | $  5,222,739  | $ 1,485,265    
|                                     |              
|LIABILITIES AND STOCKHOLDERS' EQUITY
|Liabilities                         
|Notes payable                        | $        -    | $    100,000   
|Other liabilities                    | 182,908       | 431,151        
|                                     |              
|Total liabilities                    | 182,908       | 531,151        
|Stockholders' equity                 | 5,039,831     | 954,114        
|                                     |              
|                                     | $  5,222,739  | $1,485,265     
|                                     |              

Southern Security Bank Corporation
Parent Company Only Statements of Operations
Years Ended December 31, 1999 and 1998

|                                             | 2000           | 1999          
|-------------------------------------------- | -------------- | --------------
|                                             |               
|Equity in net loss of Southern Security Bank | $    (833,902) | $    (163,944)
|                                             |               
|Expenses:                                   
|Salaries and benefits                        | 382,763        | 319,493       
|Interest expense                             | 8,000          | 8,248         
|Other expenses                               | 136,739        | 159,962       
|                                             |               
|Total expenses                               | 527,502        | 487,703       
|                                             |               
|Net loss                                     | $(1,361,404)   | $   (651,647) 
|                                             |               

Southern Security Bank Corporation
Parent Company Only Statements of Cash Flows
Years Ended December 31, 1999 and 1998

|                                                 | 2000           | 1999          
|------------------------------------------------ | -------------- | --------------
|                                                 |               
|Net loss                                         | $  (1,361,404) | $    (651,647)
|Adjustments to reconcile net loss to net cash   
|used in operating activities:                   
|Equity in net loss of Southern Security Bank     | 833,902        | 163,944       
|Other                                            | (224,860)      | 97,565        
|                                                 |               
|Net cash used in operating activities            | (752,362)      | (390,138)     
|Net cash used in investing activities           
|Investment in Southern Security Bank)            | (4,042,785)    | (75,000)      
|Net cash provided by financing activities        | 5,333,810      | 397,485       
|                                                 |               
|Increase (decrease) in cash and cash equivalents | 538,663        | (67,653)      
|Cash and cash equivalents:                      
|Beginning                                        | 455            | 68,108        
|                                                 |               
|Ending                                           | $    539,118   | $        455  
|                                                 |               

SIGNATURES

In accordance with Section 13 or 15(d) of the Securities Exchange Act, the registrant
caused this report to be signed on its behalf by the undersigned, thereunto duly
authorized.

|               | SOUTHERN SECURITY BANK CORPORATION                                             
|-------------- | -------------------------------------------------------------------------------
|April 12, 2001 | By: s/ Harold L. Connell
Name:  Harold L. ConnellTitle: Chief Executive Officer

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has
been signed below by the following persons on behalf of the Registrant and in the
capacities and on the dates indicated;

`Signature                               Title                         Date
---------                               -----                         ----

(i) Principal Executive Officer:  Chief Executive Officer        April 12, 2001

s/ Harold L. Connell
--------------------
Harold L. Connell

(ii) Principal Accounting and     Vice President                 April 12, 2001
     Financial Officer:           And Secretary
                                  (chief financial officer)

s/ Floyd D. Harper
------------------
Floyd D. Harper


(iii) Directors:

s/James F. Partridge       Chairman of the Board                 April 12, 2001
--------------------
James F. Partridge

s/Harold L. Connell        President, CEO, Director              April 12, 2001
-------------------
Harold L. Connell

s/Philip C. Modder         Director                              April 12, 2001
------------------
Philip C. Modder

s/Timothy S. Butler        Director                              April 12, 2001
-------------------
Timothy S. Butler

s/Harold C. Friend         Director                              April 12, 2001
------------------
Harold C. Friend

s/R. David Butler, Jr.     Director                              April 12, 2001
----------------------
R. David Butler , Jr.

s/Eugene J. Strasser       Director                              April 12, 2001
--------------------
Eugene J. Strasser

s/G. Carlton Marlowe       Director                              April 12, 2001
--------------------
G. Carlton Marlowe`