POWER OF ATTORNEY

KNOW ALL PERSONS
BY THESE PRESENTS, that the undersigned, a director and officer of PMA Capital
Corporation, a Pennsylvania corporation (PMA), hereby makes,
designates, constitutes and appoints Robert L. Pratter, William E. Hitselberger
and Charles A. Brawley, III, and each of them (with full power to act without
the other), as the undersigneds true and lawful attorneys-in-fact and
agents, with full power and authority to act in any and all capacities for and
in the name, place and stead of the undersigned:

(A) in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 or the Securities
Exchange Act of 1934, both as amended, of:

| | (i) | PMA's
Annual Report on Form 10-K for the year ended December 31, 2002 and all amendments
thereto; and
| | --- | -----------------------------------------------------------------------------------------------------

| | (ii) | any
and all other registration statements pertaining to employee benefit plans of PMA or its
subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ---- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in connection with the preparation, delivery and filing of
any and all registrations, amendments, qualifications or notifications under the
applicable securities laws of any and all states and other jurisdictions with
respect to securities of PMA, of whatever class or series, offered, sold,
issued, distributed, placed or resold by PMA, any of its subsidiaries, or any
other person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2004.

IN WITNESS
WHEREOF, the undersigned has executed this document as of the 5th day of
February 2003.

| | /s/ John W. Smithson    John W. Smithson
| | ----------------------------------------

---

POWER OF ATTORNEY

KNOW ALL PERSONS
BY THESE PRESENTS, that the undersigned, a director and officer of PMA Capital
Corporation, a Pennsylvania corporation (PMA), hereby makes,
designates, constitutes and appoints Robert L. Pratter, William E. Hitselberger
and Charles A. Brawley, III, and each of them (with full power to act without
the other), as the undersigneds true and lawful attorneys-in-fact and
agents, with full power and authority to act in any and all capacities for and
in the name, place and stead of the undersigned:

(A) in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 or the Securities
Exchange Act of 1934, both as amended, of:

| | (i) | PMA's
Annual Report on Form 10-K for the year ended December 31, 2002 and all amendments
thereto; and
| | --- | -----------------------------------------------------------------------------------------------------

| | (ii) | any
and all other registration statements pertaining to employee benefit plans of PMA or its
subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ---- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in connection with the preparation, delivery and filing of any and
all registrations, amendments, qualifications or notifications under the applicable
securities laws of any and all states and other jurisdictions with respect to securities
of PMA, of whatever class or series, offered, sold, issued, distributed, placed or resold
by PMA, any of its subsidiaries, or any other person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2004.

IN WITNESS
WHEREOF, the undersigned has executed this document as of the 5th day of
February 2003.

| | /s/ Frederick W. Anton III    Frederick W. Anton III
| | ----------------------------------------------------

---

POWER OF ATTORNEY

KNOW ALL PERSONS
BY THESE PRESENTS, that the undersigned, a director of PMA Capital Corporation,
a Pennsylvania corporation (PMA), hereby makes, designates,
constitutes and appoints Robert L. Pratter, William E. Hitselberger and Charles
A. Brawley, III, and each of them (with full power to act without the other), as
the undersigneds true and lawful attorneys-in-fact and agents, with full
power and authority to act in any and all capacities for and in the name, place
and stead of the undersigned:

(A) in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 or the Securities
Exchange Act of 1934, both as amended, of:

| | (i) | PMA's
Annual Report on Form 10-K for the year ended December 31, 2002 and all amendments
thereto; and
| | --- | -----------------------------------------------------------------------------------------------------

| | (ii) | any
and all other registration statements pertaining to employee benefit plans of PMA or its
subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ---- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in connection with the preparation, delivery and filing of
any and all registrations, amendments, qualifications or notifications under the
applicable securities laws of any and all states and other jurisdictions with
respect to securities of PMA, of whatever class or series, offered, sold,
issued, distributed, placed or resold by PMA, any of its subsidiaries, or any
other person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2004.

IN WITNESS
WHEREOF, the undersigned has executed this document as of the 5th day of
February 2003.

| | /s/ Paul I. Detwiler, Jr.    Paul I. Detwiler, Jr.
| | --------------------------------------------------

---

POWER OF ATTORNEY

KNOW ALL PERSONS
BY THESE PRESENTS, that the undersigned, a director of PMA Capital Corporation,
a Pennsylvania corporation (PMA), hereby makes, designates,
constitutes and appoints Robert L. Pratter, William E. Hitselberger and Charles
A. Brawley, III, and each of them (with full power to act without the other), as
the undersigneds true and lawful attorneys-in-fact and agents, with full
power and authority to act in any and all capacities for and in the name, place
and stead of the undersigned:

(A) in connection with the filing with the Securities and Exchange
Commission pursuant to the Securities Act of 1933 or the Securities Exchange Act of 1934,
both as amended, of:

| | (i) | PMA's
Annual Report on Form 10-K for the year ended December 31, 2002 and all amendments
thereto; and
| | --- | -----------------------------------------------------------------------------------------------------

| | (ii) | any
and all other registration statements pertaining to employee benefit plans of PMA or its
subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ---- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in connection with the preparation, delivery and filing of any and
all registrations, amendments, qualifications or notifications under the applicable
securities laws of any and all states and other jurisdictions with respect to securities
of PMA, of whatever class or series, offered, sold, issued, distributed, placed or resold
by PMA, any of its subsidiaries, or any other person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2004.

IN WITNESS
WHEREOF, the undersigned has executed this document as of the 5th day of
February 2003.

| | /s/ Joseph H. Foster    Joseph H. Foster
| | ----------------------------------------

---

POWER OF ATTORNEY

KNOW ALL PERSONS
BY THESE PRESENTS, that the undersigned, a director of PMA Capital Corporation,
a Pennsylvania corporation (PMA), hereby makes, designates,
constitutes and appoints Robert L. Pratter, William E. Hitselberger and Charles
A. Brawley, III, and each of them (with full power to act without the other), as
the undersigneds true and lawful attorneys-in-fact and agents, with full
power and authority to act in any and all capacities for and in the name, place
and stead of the undersigned:

(A) in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 or the Securities
Exchange Act of 1934, both as amended, of:

| | (i) | PMA's
Annual Report on Form 10-K for the year ended December 31, 2002 and all amendments
thereto; and
| | --- | -----------------------------------------------------------------------------------------------------

| | (ii) | any
and all other registration statements pertaining to employee benefit plans of PMA or its
subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ---- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in connection with the preparation, delivery and filing of
any and all registrations, amendments, qualifications or notifications under the
applicable securities laws of any and all states and other jurisdictions with
respect to securities of PMA, of whatever class or series, offered, sold,
issued, distributed, placed or resold by PMA, any of its subsidiaries, or any
other person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2004.

IN WITNESS
WHEREOF, the undersigned has executed this document as of the 5th day of
February 2003.

| | /s/ Thomas J. Gallen    Thomas J. Gallen
| | ----------------------------------------

---

POWER OF ATTORNEY

KNOW ALL PERSONS
BY THESE PRESENTS, that the undersigned, a director of PMA Capital Corporation,
a Pennsylvania corporation (PMA), hereby makes, designates,
constitutes and appoints Robert L. Pratter, William E. Hitselberger and Charles
A. Brawley, III, and each of them (with full power to act without the other), as
the undersigneds true and lawful attorneys-in-fact and agents, with full
power and authority to act in any and all capacities for and in the name, place
and stead of the undersigned:

(A) in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 or the Securities
Exchange Act of 1934, both as amended, of:

| | (i) | PMA's
Annual Report on Form 10-K for the year ended December 31, 2002 and all amendments
thereto; and
| | --- | -----------------------------------------------------------------------------------------------------

| | (ii) | any
and all other registration statements pertaining to employee benefit plans of PMA or its
subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ---- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in connection with the preparation, delivery and filing of
any and all registrations, amendments, qualifications or notifications under the
applicable securities laws of any and all states and other jurisdictions with
respect to securities of PMA, of whatever class or series, offered, sold,
issued, distributed, placed or resold by PMA, any of its subsidiaries, or any
other person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2004.

IN WITNESS
WHEREOF, the undersigned has executed this document as of the 5th day of
February 2003.

| | /s/ Anne S. Genter    Anne S. Genter
| | ------------------------------------

---

POWER OF ATTORNEY

KNOW ALL PERSONS
BY THESE PRESENTS, that the undersigned, a director of PMA Capital Corporation,
a Pennsylvania corporation (PMA), hereby makes, designates,
constitutes and appoints Robert L. Pratter, William E. Hitselberger and Charles
A. Brawley, III, and each of them (with full power to act without the other), as
the undersigneds true and lawful attorneys-in-fact and agents, with full
power and authority to act in any and all capacities for and in the name, place
and stead of the undersigned:

(A) in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 or the Securities
Exchange Act of 1934, both as amended, of:

| | (i) | PMA's
Annual Report on Form 10-K for the year ended December 31, 2002 and all amendments
thereto; and
| | --- | -----------------------------------------------------------------------------------------------------

| | (ii) | any
and all other registration statements pertaining to employee benefit plans of PMA or its
subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ---- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in connection with the preparation, delivery and filing of
any and all registrations, amendments, qualifications or notifications under the
applicable securities laws of any and all states and other jurisdictions with
respect to securities of PMA, of whatever class or series, offered, sold,
issued, distributed, placed or resold by PMA, any of its subsidiaries, or any
other person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2004.

IN WITNESS
WHEREOF, the undersigned has executed this document as of the 5th day of
February 2003.

| | /s/ James F. Malone III    James F. Malone III
| | ----------------------------------------------

---

POWER OF ATTORNEY

KNOW ALL PERSONS
BY THESE PRESENTS, that the undersigned, a director of PMA Capital Corporation,
a Pennsylvania corporation (PMA), hereby makes, designates,
constitutes and appoints Robert L. Pratter, William E. Hitselberger and Charles
A. Brawley, III, and each of them (with full power to act without the other), as
the undersigneds true and lawful attorneys-in-fact and agents, with full
power and authority to act in any and all capacities for and in the name, place
and stead of the undersigned:

(A) in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 or the Securities
Exchange Act of 1934, both as amended, of:

| | (i) | PMA's
Annual Report on Form 10-K for the year ended December 31, 2002 and all amendments
thereto; and
| | --- | -----------------------------------------------------------------------------------------------------

| | (ii) | any
and all other registration statements pertaining to employee benefit plans of PMA or its
subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ---- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in connection with the preparation, delivery and filing of
any and all registrations, amendments, qualifications or notifications under the
applicable securities laws of any and all states and other jurisdictions with
respect to securities of PMA, of whatever class or series, offered, sold,
issued, distributed, placed or resold by PMA, any of its subsidiaries, or any
other person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2004.

IN WITNESS
WHEREOF, the undersigned has executed this document as of the 5th day of
February 2003.

| | /s/ Louis N. McCarter III    Louis N. McCarter III
| | --------------------------------------------------

---

POWER OF ATTORNEY

KNOW ALL PERSONS
BY THESE PRESENTS, that the undersigned, a director of PMA Capital Corporation,
a Pennsylvania corporation (PMA), hereby makes, designates,
constitutes and appoints Robert L. Pratter, William E. Hitselberger and Charles
A. Brawley, III, and each of them (with full power to act without the other), as
the undersigneds true and lawful attorneys-in-fact and agents, with full
power and authority to act in any and all capacities for and in the name, place
and stead of the undersigned:

(A) in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 or the Securities
Exchange Act of 1934, both as amended, of:

| | (i) | PMA's
Annual Report on Form 10-K for the year ended December 31, 2002 and all amendments
thereto; and
| | --- | -----------------------------------------------------------------------------------------------------

| | (ii) | any
and all other registration statements pertaining to employee benefit plans of PMA or its
subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ---- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in connection with the preparation, delivery and filing of
any and all registrations, amendments, qualifications or notifications under the
applicable securities laws of any and all states and other jurisdictions with
respect to securities of PMA, of whatever class or series, offered, sold,
issued, distributed, placed or resold by PMA, any of its subsidiaries, or any
other person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2004.

IN WITNESS
WHEREOF, the undersigned has executed this document as of the 5th day of
February 2003.

| | /s/ John W. Miller, Jr.    John W. Miller, Jr.
| | ----------------------------------------------

---

POWER OF ATTORNEY

KNOW ALL PERSONS
BY THESE PRESENTS, that the undersigned, a director of PMA Capital Corporation,
a Pennsylvania corporation (PMA), hereby makes, designates,
constitutes and appoints Robert L. Pratter, William E. Hitselberger and Charles
A. Brawley, III, and each of them (with full power to act without the other), as
the undersigneds true and lawful attorneys-in-fact and agents, with full
power and authority to act in any and all capacities for and in the name, place
and stead of the undersigned:

(A) in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 or the Securities
Exchange Act of 1934, both as amended, of:

| | (i) | PMA's
Annual Report on Form 10-K for the year ended December 31, 2002 and all amendments
thereto; and
| | --- | -----------------------------------------------------------------------------------------------------

| | (ii) | any
and all other registration statements pertaining to employee benefit plans of PMA or its
subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ---- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in connection with the preparation, delivery and filing of
any and all registrations, amendments, qualifications or notifications under the
applicable securities laws of any and all states and other jurisdictions with
respect to securities of PMA, of whatever class or series, offered, sold,
issued, distributed, placed or resold by PMA, any of its subsidiaries, or any
other person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2004.

IN WITNESS
WHEREOF, the undersigned has executed this document as of the 5th day of
February 2003.

| | /s/ Edward H. Owlett    Edward H. Owlett
| | ----------------------------------------

---

POWER OF ATTORNEY

KNOW ALL PERSONS
BY THESE PRESENTS, that the undersigned, a director of PMA Capital Corporation,
a Pennsylvania corporation (PMA), hereby makes, designates,
constitutes and appoints Robert L. Pratter, William E. Hitselberger and Charles
A. Brawley, III, and each of them (with full power to act without the other), as
the undersigneds true and lawful attorneys-in-fact and agents, with full
power and authority to act in any and all capacities for and in the name, place
and stead of the undersigned:

(A) in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 or the Securities
Exchange Act of 1934, both as amended, of:

| | (i) | PMA's
Annual Report on Form 10-K for the year ended December 31, 2002 and all amendments
thereto; and
| | --- | -----------------------------------------------------------------------------------------------------

| | (ii) | any
and all other registration statements pertaining to employee benefit plans of PMA or its
subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ---- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in connection with the preparation, delivery and filing of
any and all registrations, amendments, qualifications or notifications under the
applicable securities laws of any and all states and other jurisdictions with
respect to securities of PMA, of whatever class or series, offered, sold,
issued, distributed, placed or resold by PMA, any of its subsidiaries, or any
other person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2004.

IN WITNESS
WHEREOF, the undersigned has executed this document as of the 5th day of
February 2003.

| | /s/ Roderic H. Ross    Roderic H. Ross
| | --------------------------------------

---

POWER OF ATTORNEY

KNOW ALL PERSONS
BY THESE PRESENTS, that the undersigned, a director of PMA Capital Corporation,
a Pennsylvania corporation (PMA), hereby makes, designates,
constitutes and appoints Robert L. Pratter, William E. Hitselberger and Charles
A. Brawley, III, and each of them (with full power to act without the other), as
the undersigneds true and lawful attorneys-in-fact and agents, with full
power and authority to act in any and all capacities for and in the name, place
and stead of the undersigned:

(A) in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 or the Securities
Exchange Act of 1934, both as amended, of:

| | (i) | PMA's
Annual Report on Form 10-K for the year ended December 31, 2002 and all amendments
thereto; and
| | --- | -----------------------------------------------------------------------------------------------------

| | (ii) | any
and all other registration statements pertaining to employee benefit plans of PMA or its
subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ---- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in connection with the preparation, delivery and filing of
any and all registrations, amendments, qualifications or notifications under the
applicable securities laws of any and all states and other jurisdictions with
respect to securities of PMA, of whatever class or series, offered, sold,
issued, distributed, placed or resold by PMA, any of its subsidiaries, or any
other person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2004.

IN WITNESS
WHEREOF, the undersigned has executed this document as of the 5th day of
February 2003.

| | /s/ L. J. Rowell, Jr.    L. J. Rowell, Jr.
| | ------------------------------------------

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POWER OF ATTORNEY

KNOW ALL PERSONS
BY THESE PRESENTS, that the undersigned, a director of PMA Capital Corporation,
a Pennsylvania corporation (PMA), hereby makes, designates,
constitutes and appoints Robert L. Pratter, William E. Hitselberger and Charles
A. Brawley, III, and each of them (with full power to act without the other), as
the undersigneds true and lawful attorneys-in-fact and agents, with full
power and authority to act in any and all capacities for and in the name, place
and stead of the undersigned:

(A) in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 or the Securities
Exchange Act of 1934, both as amended, of:

| | (i) | PMA's
Annual Report on Form 10-K for the year ended December 31, 2002 and all amendments
thereto;
| | --- | -------------------------------------------------------------------------------------------------

| | (ii) | all
amendments to PMAs registration statement on Form S-3, Registration Number
333-84764, including without limitation, post-effective amendments thereto, pertaining to
a shelf offering by PMA of an indeterminate amount of its Class A Common Stock, $5 par
value per share, preferred stock, $.01 par value per share, debt securities, depositary
shares, warrants, stock purchase contracts, units, preferred securities of a trust or
trusts and a guarantees of the preferred securities of a trust or trusts, and any and all
related registration statements filed pursuant to Rule 462(b) of the Securities Act and
all post-effective amendments thereto; and
| | ---- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | (iii) | any
and all other registration statements pertaining to employee benefit plans of PMA or its
subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ----- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in connection with the preparation, delivery and filing of
any and all registrations, amendments, qualifications or notifications under the
applicable securities laws of any and all states and other jurisdictions with
respect to securities of PMA, of whatever class or series, offered, sold,
issued, distributed, placed or resold by PMA, any of its subsidiaries, or any
other person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2004.

IN WITNESS
WHEREOF, the undersigned has executed this document as of the 5th day of
February 2003.

| | /s/ Neal Schneider    Neal Schneider
| | ------------------------------------

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