THIS WARRANT HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR APPLICABLE STATE LAW. NO INTEREST HEREIN MAY BE SOLD, DISTRIBUTED, ASSIGNED, OFFERED,
PLEDGED OR OTHERWISE TRANSFERRED WITHOUT THE PRIOR WRITTEN CONSENT OF THIS CORPORATION.

|No. W-1
Issued: April 17, 2000 |  | Warrant to purchase
250,000 shares of Common
Stock (subject to adjustment)
|------------------------------ |  | --------------------------------------------------------------------------

CORILLIAN CORPORATION
COMMON STOCK PURCHASE WARRANT

THIS CERTIFIES THAT, for value received, Bank One Corporation (the "Holder") is entitled to exercise this Warrant to purchase from the Company Two Hundred
Fifty Thousand (250,000) fully paid and nonassessable shares of the Company's Common Stock, no par value per share (the "Common Stock"), on the terms and subject to the conditions set forth herein.
The shares of Common Stock issuable upon the exercise of this Warrant are referred to herein as the "Warrant Shares." The number of Warrant Shares issuable upon exercise of this Warrant and the
Exercise Price (as defined below) are subject to adjustment as provided herein. The term "Warrant" as used herein shall include this Warrant and any warrants delivered in substitution hereof as
provided herein.



This Warrant may be exercised by the Holder, in whole but not in part, at any time prior to the earlier of (a) April 17, 2003, or (b) the
closing of a Corporate Transaction (as defined below) (the "Exercise Period"). As used herein, the term "Corporate Transaction" means the sale of all or substantially all the assets of the Company or
the acquisition of the Company by another entity by means of a merger, consolidation, reorganization or any other transaction or series of related transactions resulting in the exchange of the
outstanding shares of the Company for securities or consideration issued or caused to be issued by the acquiring entity or any of its affiliates and as a result of which the shareholders of the
Company immediately prior to such transaction hold or receive, by virtue of their ownership of securities of the Company, less than fifty percent (50%) of the capital stock of the resulting entity.



The Exercise Price at which this Warrant may be exercised shall be $8.00 per share of Common Stock, as adjusted from time to time pursuant to Section 4
hereof.



This Warrant may be exercised by the Holder, in whole or in part, by delivering to the Company (i) this Warrant, (ii) cash, a wire transfer of
funds or a check payable to the Company in the amount of the Exercise Price multiplied by the number of shares for which this Warrant is being exercised (the "Purchase Price"), and (iii) the
form of Election to Purchase attached hereto as Annex A, duly completed and executed by the Holder. This Warrant shall be deemed to have been exercised immediately prior to the close of business on
the date of its surrender for exercise as provided above.



Notwithstanding the payment provisions set forth above, the Holder may elect to receive Warrant Shares in an amount equal to the value (as determined below) of
this Warrant by surrender

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of this Warrant at the principal office of the Company, together with notice of such election, in which case the Company shall issue to the Holder the number of Warrant Shares determined as follows:

X = Y (A-B)
A

Where:

X=

the number of Warrant Shares to be issued to the HolderY=

the number of Warrant Shares subject to the portion of this Warrant being exercisedA=

the Fair Market Value (as defined below) of one Warrant ShareB=

the Exercise Price


For purposes of the above calculation, the fair market value of a Warrant Share shall be the average of the closing bid and asked prices of the Company's
Common Stock as quoted on the Nasdaq National Market System or on any exchange on which such Common Stock is then listed, whichever is applicable, for the five trading days prior to the date of
exercise of this Warrant.

2.  Delivery of Stock Certificates

Within 10 days after the payment of the Purchase Price following the exercise of this Warrant, the Company, at its expense, shall issue in the name of
the Holder a certificate for the number of fully paid and nonassessable Warrant Shares to which the Holder shall be entitled upon such exercise and payment.

3.  Covenants as to Warrant Shares



The Company shall at all times have authorized and reserve and keep available, free from preemptive rights, for the purpose of enabling it to satisfy any
obligation to issue Warrant Shares upon the exercise of this Warrant, the number of Warrant Shares deliverable upon full exercise of this Warrant.



The Company covenants that all Warrant Shares shall, upon issuance thereof in accordance with the terms of this Warrant, be (a) duly authorized, validly
issued, fully paid and nonassessable and (b) free from all liens, pledges, charges and security interests created by the Company.

4.  Adjustments



The Exercise Price and the number of Warrant Shares issuable upon the exercise of this Warrant shall be subject to adjustment from time to time as hereinafter
provided. Upon each adjustment of such Exercise Price pursuant to this Section 4, this Warrant shall thereafter entitle the Holder to purchase, at the Exercise Price resulting from such
adjustment, the number of Warrant Shares obtained by multiplying the Exercise Price in effect immediately prior to such adjustment by the number of Warrant Shares issuable upon exercise of this
Warrant immediately prior to such adjustment, and dividing the product thereof by the Exercise Price resulting from such adjustment.



Upon the happening of an Extraordinary Common Stock Event (as defined below) after the issuance date of this Warrant, the Exercise Price shall, simultaneously
with the happening of such

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Extraordinary Common Stock Event, be adjusted by multiplying the then effective Exercise Price by a fraction, the numerator of which shall be the number of shares of Common Stock outstanding
immediately prior to such Extraordinary Common Stock Event and the denominator of which shall be the number of shares of Common Stock outstanding immediately after such Extraordinary Common Stock
Event, and the product so obtained shall thereafter be the Exercise Price. The Exercise Price, as so adjusted, shall be readjusted in the same manner upon the happening of any successive Extraordinary
Common Stock Event or Events.

"Extraordinary
Common Stock Event" shall mean (x) the issuance of additional shares of Common Stock (or other securities or rights convertible into or entitling the holder
thereof to receive additional shares of Common Stock) as a dividend or other distribution on outstanding Common Stock of the Company, (y) a split or subdivision of outstanding shares of Common
Stock into a greater number of shares of Common Stock, or (z) a combination of outstanding shares of Common Stock into a smaller number of shares of Common Stock.



If the Common Stock issuable upon the exercise of this Warrant shall be changed into the same or a different number of shares of any class or classes of stock
of the Company, whether by capital reorganization, reclassification or otherwise (other than an Extraordinary Common Stock Event), then and in each such event the Holder shall have the right
thereafter to exercise this Warrant for the kind and amount of shares of stock and other securities and property receivable upon such reorganization, reclassification or other change by holders of the
number of shares of Common Stock into which this Warrant might have been converted immediately prior to such reorganization, reclassification or change, all subject to adjustment as provided herein.
In any such case, appropriate adjustment shall be made in the application of the provisions of this Section 4 with respect to the rights of the Holder after the reorganization, recapitalization
or change to the end that the provisions of this Section 4 (including adjustment of the Exercise Price then in effect and the number of shares issuable upon exercise of this Warrant) shall be
applicable after that event as nearly equivalent as may be practicable.



Whenever the number of shares of Common Stock or other stock or property issuable upon the exercise of this Warrant or the Exercise Price is adjusted, then and
in each such case the Company shall promptly deliver a notice to the Holder, which notice shall state the Exercise Price resulting from such adjustment and/or the increase or decrease, if any, in the
number of shares of Common Stock or other stock or property issuable upon the exercise of this Warrant, setting forth in reasonable detail the method of calculation and the facts upon which such
calculation is based.



In the event that the Company shall propose at any time:



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then,
in connection with each such event, the Company shall send to the Holder:



5.  Fractional Shares

No fractional shares shall be issued upon the exercise of this Warrant, and the number of shares of Common Stock to be issued shall be rounded to the nearest
whole share, determined on the basis of the total number of shares of Common Stock issuable upon such aggregate conversion.

6.  Transfers



No Warrant Shares or any interest therein may be transferred unless (a) such transfer is registered under the Securities Act of 1933, as amended (the
"Securities Act"), (b) the Company has received an opinion of legal counsel for the Holder reasonably satisfactory to the Company stating that the transfer is exempt from the registration
requirements of the Securities Act, or (c) the Company otherwise satisfies itself that such transfer is exempt from registration.



The Company shall register on the books of the Company maintained at its principal office the permitted transfer of this Warrant upon surrender to the Company
of this Warrant, with the form of Assignment attached hereto as Annex B duly completed and executed by the Holder. Upon any such registration of transfer, a new Warrant, in substantially the form of
this Warrant, evidencing this Warrant so transferred shall be issued, at the Company's expense, to the transferee.

7.  Legend

Legends setting forth or referring to the applicable restrictions set forth in Section 6.1 may be placed on this Warrant, any replacement hereof or any
certificate representing the Warrant Shares, and a stop transfer restriction or order shall be placed on the books of the Company and with any transfer agent until such securities may be sold or
otherwise transferred in accordance with Section 6.1.

8.  Holder as Owner

The Company may deem and treat the holder of record of this Warrant as the absolute owner hereof for all purposes regardless of any notice to the contrary.

9.  No Shareholder Rights

This Warrant shall not entitle the Holder to any voting rights or any other rights as a shareholder of the Company or to any other rights whatsoever except the
rights stated herein; and

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no dividend or interest shall be payable or shall accrue in respect of this Warrant or the Warrant Shares, until and to the extent that this Warrant shall be exercised.

10. Governing Law; Construction

The validity and interpretation of the terms and provisions of this Warrant shall be governed by the laws of the State of Oregon. The descriptive headings of
the several sections of this Warrant are inserted for convenience only and shall not control or affect the meaning or construction of any of the provisions thereof.

11. Lost Warrant Certificate

Upon receipt by the Company of satisfactory evidence of the loss, theft, destruction or mutilation of this Warrant and either (in the case of loss, theft or
destruction) indemnification reasonably satisfactory to the Company or (in the case of mutilation) the surrender of this Warrant for cancellation, the Company will execute and deliver to the Holder,
without charge, a new Warrant of like denomination.

12. Waivers and Amendments

This Warrant or any provision hereof may be amended or waived only by a statement in writing signed by the Company and the Holder.

13. Notices

Any notice required by the provisions of this Warrant to be given to the Holder shall be deemed given two days after being deposited in the United States mail,
postage prepaid and addressed to such Holder's address appearing on the books of the Company.

Any
notice required by the provisions of this Warrant to be given to the Company shall be deemed given two days after being deposited in the United States mail, postage prepaid and
addressed to Corillian Corporation, 3855 SW 153rd Drive, Beaverton, OR 97006, Attention: Thomas Brooke, or at such other address as specified in a notice delivered to the Holder as set
forth above.

14. Binding Effect

This Warrant shall be binding upon the Company and its successors and assigns, and shall inure to the benefit of and be enforceable by the Holder and its
successors and permitted assigns.

15. Investment Intent, etc.

By accepting this Warrant, the Holder represents that (a) the Holder is acquiring this Warrant and the Warrant Shares issuable upon exercise hereof for
investment and not with a view to, or for sale in connection with, any distribution thereof; (b) the Holder can bear the economic risk of an investment in the Warrant Shares (including possible
complete loss of such investment) for an indefinite period of time and has such knowledge and experience in financial and business matters that the Holder is capable of evaluating the merits and risks
of an investment in the Warrant Shares; (c) the Holder understands that this Warrant and the Warrant Shares have not been registered under the Securities Act, or under the securities laws of
any jurisdiction, by reason of reliance upon certain exemptions, and that the reliance of the Company on such exemptions is predicated upon the accuracy of the Holder's representations in this
Section; (d) the Holder is familiar with Regulation D promulgated under the Securities Act and is an "accredited investor" as defined in Rule 501(a) of Regulation D; and
(e) the Holder is familiar with Rule 144 under the Securities Act, as currently in effect, and understands the resale limitations that are or would be imposed thereby and by the
Securities Act on this Warrant and the Warrant Shares to the extent such securities are

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characterized as "restricted securities" under the United States federal securities laws inasmuch as they are acquired from the Company in a transaction not involving a public offering.

IN
WITNESS WHEREOF, the Company has executed this Warrant as of the date first written above.

| |  | CORILLIAN CORPORATION
| |  | ---------------------
| |  | By                   
| |  |                      

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ANNEX A    FORM OF ELECTION TO PURCHASE

To
Corillian Corporation:

The
undersigned hereby elects to purchase             shares of Common Stock of Corillian Corporation issuable upon the exercise of the within Warrant, and requests that a
certificate for such shares shall be issued in the name of the undersigned holder and delivered to the address indicated below.

[Payment
enclosed in the amount of $             ]

[The
undersigned elects that the Warrant be exercised in accordance with Section 1.3.2 thereof.]

Dated:

|Name of holder of Warrant: |  |               
|-------------------------- |  | --------------
|                           |  | (please print)
|Address:                   |  |               
|                           |  |               
|                           |  |               
|                           |  |               
|Signature:                 |  |               
|                           |  |               

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ANNEX B    FORM OF ASSIGNMENT

FOR
VALUE RECEIVED,             hereby sells, assigns and transfers to the assignee set forth below all of the rights of the undersigned in and to the number of Warrant Shares
(as defined in and evidenced by the foregoing Warrant) set opposite the name of such assignee below and in and to the foregoing Warrant with respect to said Warrant Shares:

|Name of Assignee |  | Address |  | Number of Shares
|---------------- |  | ------- |  | ----------------

Dated:

|Name of holder of Warrant: |  |               
|-------------------------- |  | --------------
|                           |  |               
|                           |  | (please print)
|Address:                   |  |               
|                           |  |               
|                           |  |               
|                           |  |               
|Signature:                 |  |               
|                           |  |               

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