Exhibit 24.1

POWER OF ATTORNEY

KNOW ALL PERSONS  BY
THESE PRESENTS, that the undersigned, a director and officer of PMA Capital  Corporation,
a Pennsylvania corporation (PMA), hereby makes,  designates, constitutes and
appoints Robert L. Pratter, William E. Hitselberger  and Charles A. Brawley, III, and
each of them (with full power to act without  the other), as the undersigneds true
and lawful attorneys-in-fact and  agents, with full power and authority to act in any and
all capacities for and  in the name, place and stead of the undersigned:

(A) in connection with the filing with the Securities and  Exchange
Commission pursuant to the Securities Act of 1933 or the Securities  Exchange Act of
1934, both as amended, of:

| | (i) | PMA's
Annual Report on Form 10-K for the year ended December 31, 2003 and all amendments
thereto; and
| | --- | -----------------------------------------------------------------------------------------------------

| | (ii) | any
and all other registration statements pertaining to employee benefit plans of PMA or  its
subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ---- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in  connection with the preparation, delivery and filing of any and
all  registrations, amendments, qualifications or notifications under the applicable
securities laws of any and all states and other jurisdictions with respect to  securities
of PMA, of whatever class or series, offered, sold, issued,  distributed, placed or
resold by PMA, any of its subsidiaries, or any other  person or entity.

Such attorneys-in-fact and agents, or any of them, are also  hereby
granted full power and authority, on behalf of and in the name, place and  stead of the
undersigned, to execute and deliver all such registration  statements, reports,
registrations, amendments, qualifications and notifications  to execute and deliver any
and all such other documents, and to take further  action as they, or any of them, deem
appropriate. The powers and authorities  granted herein to such attorneys-in-fact and
agents, and each of them, also  include the full right, power and authority to effect
necessary or appropriate  substitutions or revocations. The undersigned hereby ratifies,
confirms, and  adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective  substitutes,
pursuant to the powers and authorities herein granted. This Power  of Attorney expires by
its terms and shall be of no further force and effect on  May 15, 2005.

IN WITNESS  WHEREOF, the
undersigned has executed this document as of the 5th day of  February 2004.

| | /s/ Mark M. Wilcox    Mark M. Wilcox
| | ------------------------------------

---

POWER OF ATTORNEY

KNOW ALL PERSONS  BY
THESE PRESENTS, that the undersigned, a director of PMA Capital Corporation,  a
Pennsylvania corporation (PMA), hereby makes, designates,  constitutes and
appoints Robert L. Pratter, William E. Hitselberger and Charles  A. Brawley, III, and
each of them (with full power to act without the other), as  the undersigneds true
and lawful attorneys-in-fact and agents, with full  power and authority to act in any and
all capacities for and in the name, place  and stead of the undersigned:

(A) in connection with the filing with the Securities and  Exchange
Commission pursuant to the Securities Act of 1933 or the Securities  Exchange Act of
1934, both as amended, of:

| | (i) | PMAs Annual Report on Form 10-K for the year ended December 31, 2003 and all
amendments thereto; and
| | --- | -----------------------------------------------------------------------------------------------------

| | (ii) | any and all other registration statements pertaining to employee benefit plans of PMA or
its subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ---- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in connection with the preparation, delivery and filing of
any and all registrations, amendments, qualifications or notifications under the
applicable securities laws of any and all states and other jurisdictions with
respect to securities of PMA, of whatever class or series, offered, sold,
issued, distributed, placed or resold by PMA, any of its subsidiaries, or any
other person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2005.

IN WITNESS  WHEREOF, the
undersigned has executed this document as of the 5th day of  February 2004.

| | /s/ Peter S. Burgess    Peter S. Burgess
| | ----------------------------------------

---

POWER OF ATTORNEY

KNOW ALL PERSONS  BY
THESE PRESENTS, that the undersigned, a director of PMA Capital Corporation,  a
Pennsylvania corporation (PMA), hereby makes, designates,  constitutes and
appoints Robert L. Pratter, William E. Hitselberger and Charles  A. Brawley, III, and
each of them (with full power to act without the other), as  the undersigneds true
and lawful attorneys-in-fact and agents, with full  power and authority to act in any and
all capacities for and in the name, place  and stead of the undersigned:

(A) in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 or the Securities
Exchange Act of 1934, both as amended, of:

| | (i) | PMAs Annual Report on Form 10-K for the year ended December 31, 2003 and all
amendments thereto; and
| | --- | -----------------------------------------------------------------------------------------------------

| | (ii) | any and all other registration statements pertaining to employee benefit plans of PMA or
its subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ---- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in  connection with the preparation, delivery and filing of any and
all  registrations, amendments, qualifications or notifications under the applicable
securities laws of any and all states and other jurisdictions with respect to  securities
of PMA, of whatever class or series, offered, sold, issued,  distributed, placed or
resold by PMA, any of its subsidiaries, or any other  person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2005.

IN WITNESS  WHEREOF, the
undersigned has executed this document as of the 5th day of  February 2004.

| | /s/ Joseph H. Foster    Joseph H. Foster
| | ----------------------------------------

---

POWER OF ATTORNEY

KNOW ALL PERSONS  BY
THESE PRESENTS, that the undersigned, a director of PMA Capital Corporation,  a
Pennsylvania corporation (PMA), hereby makes, designates,  constitutes and
appoints Robert L. Pratter, William E. Hitselberger and Charles  A. Brawley, III, and
each of them (with full power to act without the other), as  the undersigneds true
and lawful attorneys-in-fact and agents, with full  power and authority to act in any and
all capacities for and in the name, place  and stead of the undersigned:

(A) in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 or the Securities
Exchange Act of 1934, both as amended, of:

| | (i) | PMAs Annual Report on Form 10-K for the year ended December 31, 2003 and all
amendments thereto; and
| | --- | -----------------------------------------------------------------------------------------------------

| | (ii) | any and all other registration statements pertaining to employee benefit plans of PMA or
its subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ---- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in connection with the preparation, delivery and filing of
any and all registrations, amendments, qualifications or notifications under the
applicable securities laws of any and all states and other jurisdictions with
respect to securities of PMA, of whatever class or series, offered, sold,
issued, distributed, placed or resold by PMA, any of its subsidiaries, or any
other person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2005.

IN WITNESS  WHEREOF, the
undersigned has executed this document as of the 5th day of  February 2004.

| | /s/ Anne S. Genter    Anne S. Genter
| | ------------------------------------

---

POWER OF ATTORNEY

KNOW ALL PERSONS  BY
THESE PRESENTS, that the undersigned, a director of PMA Capital Corporation,  a
Pennsylvania corporation (PMA), hereby makes, designates,  constitutes and
appoints Robert L. Pratter, William E. Hitselberger and Charles  A. Brawley, III, and
each of them (with full power to act without the other), as  the undersigneds true
and lawful attorneys-in-fact and agents, with full  power and authority to act in any and
all capacities for and in the name, place  and stead of the undersigned:

(A) in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 or the Securities
Exchange Act of 1934, both as amended, of:

| | (i) | PMAs Annual Report on Form 10-K for the year ended December 31, 2003 and all
amendments thereto; and
| | --- | -----------------------------------------------------------------------------------------------------

| | (ii) | any and all other registration statements pertaining to employee benefit plans of PMA or
its subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ---- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in connection with the preparation, delivery and filing of
any and all registrations, amendments, qualifications or notifications under the
applicable securities laws of any and all states and other jurisdictions with
respect to securities of PMA, of whatever class or series, offered, sold,
issued, distributed, placed or resold by PMA, any of its subsidiaries, or any
other person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2005.

IN WITNESS  WHEREOF, the
undersigned has executed this document as of the 5th day of  February 2004.

| | /s/ James F. Malone III    James F. Malone III
| | ----------------------------------------------

---

POWER OF ATTORNEY

KNOW ALL PERSONS  BY
THESE PRESENTS, that the undersigned, a director of PMA Capital Corporation,  a
Pennsylvania corporation (PMA), hereby makes, designates,  constitutes and
appoints Robert L. Pratter, William E. Hitselberger and Charles  A. Brawley, III, and
each of them (with full power to act without the other), as  the undersigneds true
and lawful attorneys-in-fact and agents, with full  power and authority to act in any and
all capacities for and in the name, place  and stead of the undersigned:

(A) in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 or the Securities
Exchange Act of 1934, both as amended, of:

| | (i) | PMAs Annual Report on Form 10-K for the year ended December 31, 2003 and all
amendments thereto; and
| | --- | -----------------------------------------------------------------------------------------------------

| | (ii) | any and all other registration statements pertaining to employee benefit plans of PMA or
its subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ---- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in connection with the preparation, delivery and filing of
any and all registrations, amendments, qualifications or notifications under the
applicable securities laws of any and all states and other jurisdictions with
respect to securities of PMA, of whatever class or series, offered, sold,
issued, distributed, placed or resold by PMA, any of its subsidiaries, or any
other person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2005.

IN WITNESS  WHEREOF, the
undersigned has executed this document as of the 5th day of  February 2004.

| | /s/ Thomas J. Gallen    Thomas J. Gallen
| | ----------------------------------------

---

POWER OF ATTORNEY

KNOW ALL PERSONS  BY
THESE PRESENTS, that the undersigned, a director of PMA Capital Corporation,  a
Pennsylvania corporation (PMA), hereby makes, designates,  constitutes and
appoints Robert L. Pratter, William E. Hitselberger and Charles  A. Brawley, III, and
each of them (with full power to act without the other), as  the undersigneds true
and lawful attorneys-in-fact and agents, with full  power and authority to act in any and
all capacities for and in the name, place  and stead of the undersigned:

(A) in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 or the Securities
Exchange Act of 1934, both as amended, of:

| | (i) | PMAs Annual Report on Form 10-K for the year ended December 31, 2003 and all
amendments thereto; and
| | --- | -----------------------------------------------------------------------------------------------------

| | (ii) | any and all other registration statements pertaining to employee benefit plans of PMA or
its subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ---- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in connection with the preparation, delivery and filing of
any and all registrations, amendments, qualifications or notifications under the
applicable securities laws of any and all states and other jurisdictions with
respect to securities of PMA, of whatever class or series, offered, sold,
issued, distributed, placed or resold by PMA, any of its subsidiaries, or any
other person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2005.

IN WITNESS  WHEREOF, the
undersigned has executed this document as of the 5th day of  February 2004.

| | /s/ John W. Miller, Jr.    John W. Miller, Jr.
| | ----------------------------------------------

---

POWER OF ATTORNEY

KNOW ALL PERSONS  BY
THESE PRESENTS, that the undersigned, a director of PMA Capital Corporation,  a
Pennsylvania corporation (PMA), hereby makes, designates,  constitutes and
appoints Robert L. Pratter, William E. Hitselberger and Charles  A. Brawley, III, and
each of them (with full power to act without the other), as  the undersigneds true
and lawful attorneys-in-fact and agents, with full  power and authority to act in any and
all capacities for and in the name, place  and stead of the undersigned:

(A) in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 or the Securities
Exchange Act of 1934, both as amended, of:

| | (i) | PMAs Annual Report on Form 10-K for the year ended December 31, 2003 and all
amendments thereto; and
| | --- | -----------------------------------------------------------------------------------------------------

| | (ii) | any and all other registration statements pertaining to employee benefit plans of PMA or
its subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ---- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in connection with the preparation, delivery and filing of
any and all registrations, amendments, qualifications or notifications under the
applicable securities laws of any and all states and other jurisdictions with
respect to securities of PMA, of whatever class or series, offered, sold,
issued, distributed, placed or resold by PMA, any of its subsidiaries, or any
other person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2005.

IN WITNESS  WHEREOF, the
undersigned has executed this document as of the 5th day of  February 2004.

| | /s/ Edward H. Owlett    Edward H. Owlett
| | ----------------------------------------

---

POWER OF ATTORNEY

KNOW ALL PERSONS  BY
THESE PRESENTS, that the undersigned, a director of PMA Capital Corporation,  a
Pennsylvania corporation (PMA), hereby makes, designates,  constitutes and
appoints Robert L. Pratter, William E. Hitselberger and Charles  A. Brawley, III, and
each of them (with full power to act without the other), as  the undersigneds true
and lawful attorneys-in-fact and agents, with full  power and authority to act in any and
all capacities for and in the name, place  and stead of the undersigned:

(A) in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 or the Securities
Exchange Act of 1934, both as amended, of:

| | (i) | PMAs Annual Report on Form 10-K for the year ended December 31, 2003 and all
amendments thereto; and
| | --- | -----------------------------------------------------------------------------------------------------

| | (ii) | any and all other registration statements pertaining to employee benefit plans of PMA or
its subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ---- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in connection with the preparation, delivery and filing of
any and all registrations, amendments, qualifications or notifications under the
applicable securities laws of any and all states and other jurisdictions with
respect to securities of PMA, of whatever class or series, offered, sold,
issued, distributed, placed or resold by PMA, any of its subsidiaries, or any
other person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2005.

IN WITNESS  WHEREOF, the
undersigned has executed this document as of the 5th day of  February 2004.

| | /s/ Roderic H. Ross    Roderic H. Ross
| | --------------------------------------

---

POWER OF ATTORNEY

KNOW ALL PERSONS  BY
THESE PRESENTS, that the undersigned, a director of PMA Capital Corporation,  a
Pennsylvania corporation (PMA), hereby makes, designates,  constitutes and
appoints Robert L. Pratter, William E. Hitselberger and Charles  A. Brawley, III, and
each of them (with full power to act without the other), as  the undersigneds true
and lawful attorneys-in-fact and agents, with full  power and authority to act in any and
all capacities for and in the name, place  and stead of the undersigned:

(A) in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 or the Securities
Exchange Act of 1934, both as amended, of:

| | (i) | PMAs Annual Report on Form 10-K for the year ended December 31, 2003 and all
amendments thereto; and
| | --- | -----------------------------------------------------------------------------------------------------

| | (ii) | any and all other registration statements pertaining to employee benefit plans of PMA or
its subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ---- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in connection with the preparation, delivery and filing of
any and all registrations, amendments, qualifications or notifications under the
applicable securities laws of any and all states and other jurisdictions with
respect to securities of PMA, of whatever class or series, offered, sold,
issued, distributed, placed or resold by PMA, any of its subsidiaries, or any
other person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2005.

IN WITNESS  WHEREOF, the
undersigned has executed this document as of the 5th day of  February 2004.

| | /s/ L. J. Rowell, Jr.    L. J. Rowell, Jr.
| | ------------------------------------------

---

POWER OF ATTORNEY

KNOW ALL PERSONS  BY
THESE PRESENTS, that the undersigned, a director and officer of PMA Capital  Corporation,
a Pennsylvania corporation (PMA), hereby makes,  designates, constitutes and
appoints Robert L. Pratter, William E. Hitselberger  and Charles A. Brawley, III, and
each of them (with full power to act without  the other), as the undersigneds true
and lawful attorneys-in-fact and  agents, with full power and authority to act in any and
all capacities for and  in the name, place and stead of the undersigned:

(A) in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 or the Securities
Exchange Act of 1934, both as amended, of:

| | (i) | PMAs
Annual Report on Form 10-K for the year ended December 31, 2003 and all  amendments
thereto;
| | --- | --------------------------------------------------------------------------------------------------

| | (ii) | a
registration statement on Form S-8 covering Class A Common  stock to be registered in
connection with the PMA Capital Corporation Directors Stock Compensation Plan and
any amendments thereto, including, without limitation,  post-effective amendments; and
| | ---- | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | (iii) | any and all other registration statements pertaining to employee benefit plans of PMA or
its subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ----- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in
connection with the preparation, delivery and filing of any and all
registrations, amendments, qualifications or notifications under the applicable
securities laws of any and all states and other jurisdictions with respect to
securities of PMA, of whatever class or series, offered, sold, issued,
distributed, placed or resold by PMA, any of its subsidiaries, or any other
person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2005.

IN WITNESS  WHEREOF, the
undersigned has executed this document as of the 5th day of  February 2004.

| | /s/ Richard Luteski    Richard Luteski
| | --------------------------------------

---

POWER OF ATTORNEY

KNOW ALL PERSONS  BY
THESE PRESENTS, that the undersigned, a director and officer of PMA Capital  Corporation,
a Pennsylvania corporation (PMA), hereby makes,  designates, constitutes and
appoints Robert L. Pratter, William E. Hitselberger  and Charles A. Brawley, III, and
each of them (with full power to act without  the other), as the undersigneds true
and lawful attorneys-in-fact and  agents, with full power and authority to act in any and
all capacities for and  in the name, place and stead of the undersigned:

(A) in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 or the Securities
Exchange Act of 1934, both as amended, of:

| | (i) | PMAs Annual Report on Form 10-K for the year ended December 31, 2003 and all
amendments thereto; and
| | --- | -----------------------------------------------------------------------------------------------------

| | (ii) | any and all other registration statements pertaining to employee benefit plans of PMA or
its subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ---- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in connection with the preparation, delivery and filing of
any and all registrations, amendments, qualifications or notifications under the
applicable securities laws of any and all states and other jurisdictions with
respect to securities of PMA, of whatever class or series, offered, sold,
issued, distributed, placed or resold by PMA, any of its subsidiaries, or any
other person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2005.

IN WITNESS  WHEREOF, the
undersigned has executed this document as of the 5th day of  February 2004.

| | /s/ Vincent T. Donnelly    Vincent T. Donnelly
| | ----------------------------------------------

---

POWER OF ATTORNEY

KNOW ALL PERSONS  BY
THESE PRESENTS, that the undersigned, a director of PMA Capital Corporation,  a
Pennsylvania corporation (PMA), hereby makes, designates,  constitutes and
appoints Robert L. Pratter, William E. Hitselberger and Charles  A. Brawley, III, and
each of them (with full power to act without the other), as  the undersigneds true
and lawful attorneys-in-fact and agents, with full  power and authority to act in any and
all capacities for and in the name, place  and stead of the undersigned:

(A) in connection with the filing with the Securities and
Exchange Commission pursuant to the Securities Act of 1933 or the Securities
Exchange Act of 1934, both as amended, of:

| | (i) | PMAs Annual Report on Form 10-K for the year ended December 31, 2003 and all
amendments thereto;
| | --- | -------------------------------------------------------------------------------------------------

| | (ii) | all amendments to PMAs registration statement on Form S-3, Registration Number
333-84764, including without limitation, post-effective amendments thereto, pertaining to
a shelf offering by PMA of an indeterminate amount of its Class A Common Stock, $5 par
value per share, preferred stock, $.01 par value per share, debt securities, depositary
shares, warrants, stock purchase contracts, units, preferred securities of a trust or
trusts and a guarantees of the preferred securities of a trust or trusts, and any and all
related registration statements filed pursuant to Rule 462(b) of the Securities Act and
all post-effective amendments thereto; and
| | ---- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | (iii) | any and all other registration statements pertaining to employee benefit plans of PMA or
its subsidiaries, including, without limitation, amendments to PMAs registration
statements on Form S-8 (Registration Numbers 333-86796, 333-73240, 333-77111, 333-68855
and 333-45949); and
| | ----- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

(B) in connection with the preparation, delivery and filing of
any and all registrations, amendments, qualifications or notifications under the
applicable securities laws of any and all states and other jurisdictions with
respect to securities of PMA, of whatever class or series, offered, sold,
issued, distributed, placed or resold by PMA, any of its subsidiaries, or any
other person or entity.

Such attorneys-in-fact and agents, or any of them, are also
hereby granted full power and authority, on behalf of and in the name, place and
stead of the undersigned, to execute and deliver all such registration
statements, reports, registrations, amendments, qualifications and notifications
to execute and deliver any and all such other documents, and to take further
action as they, or any of them, deem appropriate. The powers and authorities
granted herein to such attorneys-in-fact and agents, and each of them, also
include the full right, power and authority to effect necessary or appropriate
substitutions or revocations. The undersigned hereby ratifies, confirms, and
adopts, as his own act and deed, all action lawfully taken by such
attorneys-in-fact and agents, or any of them, or by their respective
substitutes, pursuant to the powers and authorities herein granted. This Power
of Attorney expires by its terms and shall be of no further force and effect on
May 15, 2005.

IN WITNESS  WHEREOF, the
undersigned has executed this document as of the 5th day of  February 2004.

| | /s/ Neal Schneider    Neal Schneider
| | ------------------------------------

---